Meri 2years ki beti hai mujhe invest karna tha lekin apne sare doubt clear kar diye government agar rate of interest change hota rehga to kya faida thanku sir
All the points have been explained very wisely. good presentation sir one query - when interest rate keeps on changing every year, how can we declare the maturity amount as on date.
Dear Sir, if we start the said scheme in 2024 and the scheme is given 8% ROI at the time of opening this ac so next year if govt decrease itself ROI then the decrease ROI will be applicable for my scheme or it has fixed when I opened this ac... Please suggest..?
Sir jaise abhi pahli saal hamne 1000 rupee mahina ek saal me 12000 rupee deposit kiye. Kya ye zaroori hai sir ki agle saal bhi 12000 rupee hi saal ke deposit karne hai ( 1000 rupee mahina). ya agle saal hum iss deposit amount ko kam jyada kar sakte hai. Please btana zaroor sir.
Calculator cannot be accurate as future interest rate is uncertain so whatever total the calculator is showing currently is as per currently prevailing rate of interest.
Taaki jab chahe iss yojna ka महत्व khatm Kiya Jaa sake....... Matlab, iss yojna ka total control Sarkaaren apne paas rakhengi...taaki chunav k waqt logo ko chut**a bana sake....
सर कमेंट बॉक्स के माध्यम से बताइए की यस यस योजना 2015 में मैं अपनी पुत्री का खुलवाया जिसमें शुरू में ब्याज दर 8.6 और बाद में 7.6 लेकिन 2022 के वित्तीय वर्ष में मुझे मूलधन का 7.6 परसेंट से बहुत ही कम ब्याज मिला जिसका शिकायत करने पर adhikari बार-बार ताल मटोल करते हैं कृपया मुझे बताएं कि इसके लिए अब मुझे क्या करना चाहिए मैं आपका आभारी रहूंगा
Agar aap 10 Tarik Tak paise jama karte hai to aapko interest Sahi milega.agar 11 Tarik Tak paise jama karte h to aapko bache 20 din ka interest nahi milega.
Agar age Jake intrest rate kam hota hai toh pichhle solon me jo deposit hua wo sab ka intrest rate kam ho jaega .ya phir usi saal ke hisab se rahega jo mila hoga usi saal
Good information but i’ve to ask a question that amount deposit in Sukanya is compulsory for every month or one time deposit to get interest as government offer
Isme Insurance bhi nhi h , ye bhi kami h is policy me Agar kisi 10 years girl ka account khulwate h to 15 saal amount jama karwana padega aur uske baad 6 years wait karna hoga policy matchurity ke liye matlab jb wo ladki 31 saal ki ho jaayegi tab pura amount milega, jabki apne samaj me ladki ki shadi 22 se 27 saal ke bich ho jaati h .....
Hume interest year me milega 60000 par mujhe 7.6intrest rate k hisab se milega toh agle saal 120000 par milega toh itna bda amount jo aapne bola vo calculater se nhi niklta
Sir Mene 2019 me open karvaya tha 5 month me 5000 invest Kiya tha Baad me baki ke month me paise ki shortage ki vajah se post pond Kiya tha 2020-21 me to usme penalty lagegi? Ab me different amount ek sath bhar du to chalega ?
Hello Sir, I created SSY account in HDFC bank. An ECS transfers certain amount every month from my saving account to SSY. Now I want to cancel that ECS so that I can change the amount of investment. But HDFC bank is not cancelling the ECS mentioning some silly reasons. So, how can I cancel? Do you know why they are not cancelling?
Dear Sir, Many thanks. Is bank interest from SSYA & PHELA KADAM is taxable for FY 2022-23? or under which section I will get any deduction on it? Looking for your early reply as, I want to file my I.T return in this week.
Jaisa aapne bataya 15 saal aur 21 saal esko clear tarike se samjhaiye for example meri beti ki age 4 year hai mai ab account khulwa rha hu to kitne salo tak muje account pe rupaye jama krne honge aur maturity kb beti ki kya age hone per sara rupaya muje vapas mil jyega pls bataye
सर यदि कोई व्यक्ति ने 50000 कर के 3 साल में 150000 जमा करता है और उसके बाद बाकी के 11 साल 1000 सालाना जमा करता है।तो उस स्थिति में उस व्यक्ति को 21 साल बाद कितना पैसा मिलेगा। कैलकुलेट कर के बताइए प्लीज।
Hi sir Sukhanya account Mane khulwa rakaha h but usme interest amount show nahi ho Raha Jo amount jama Kiya h vo hi show kr rha h 3month ho Gaye h account open hue . Kindly reply
Lekin sir agar beti ki 5 saal ki age se upar account open karate hai to es scheme k hisaab se to uski marriage pr pura paisa milega hi nhi... Only 50% milega... Fir to koi fayda hai nhi eska
Sir jankari bahut achi h lekin ye jadater Garib varg ke logo ke liye banaya gaya h jisme ₹ 250 se Account shuru kar sakte h to aap 250 se 10000 Invest karne par kya kitna labh hoga vo bataye pls
Sir phley tho aapka sukriya karta ho aapne bahut acha smjya Mera aapse ek sawal hai mere do bache hai phley ladka hua hai dusri beti Hui hai kiya mai acount opan kar sakta hoo?
Mujhe apka video bhut achha lgata 1 vid Parents k liye Health policy aur medical insurance ya aur bhi kuch aiesa jo meddle class walo k liye achha ho ek bhi video details se btaye
Kya sir is sukanya account ko ekbar har mehna mein 1500 karke rakhne se aur phirse jada jaise ki mein aur zada rakh chakta ho ki nahi. Jaise jaise pehle 1500 aur abhi mein 3000 rakhna chahata hu. Mile ga ki nahi jada karne ke liye....
Sir jee hum ne 2017 mein Sukanya samriddhi yojana mera beti ke liye open kiye yearly 24000 karke . But 2 years se financial problem ka karan abhi stop hai, phir se chalu karna hai , kya kare? Solution bataiye.
हरियाणा से हु, एक साल से ये योजना बनाने की कोशिस कर रहा हु। हरियाणा मे इसके लिए अलग से फॅमिली id चाहिए ।। जब उसके लिए साइबर कैफ़े जाऊ तो बोलते है server डाउन चल रहा है ।। गुस्सा आता है बहुत ।।
@@XYAxisEducation Sir, Maine v S.samridi account 2016 me yearly 60000/- karke, saving kar raha hu.agar 18 saal me jab meri lakdi ki education ke liye 50% withdrawal Karu toh , 21 saal me kitni ki amount milega ? oos me v Interests toh Kam milegi ?
Sir 7.6 per ka rate annual hai to iska mtlb ye hua ki agr agle 5 6 saal tak agr yahi rate raha to hr sal interest 7.6 k hisab se add hoga Uske bad agr rate down hua to next years se total amount pe agla interest laagu hoga
Risk rate high hai 21 yr baad girls ne agr love marrige Kr li ya kisine bahla Phusla liya toh to paise pr parents ka koi adhikaaar nhi hota Agra wo na deana Chahe toh..
![₹1000 Sukanya Samriddhi Yojana Interest Calculation for 15 Years [Calculator]](http://i.ytimg.com/vi/u2VUWt6Yaqc/mqdefault.jpg)
![₹1000 Sukanya Samriddhi Yojana Interest Calculation for 15 Years [Calculator]](/img/tr.png)
Sir aapne all doubts clear kiye bht hi clearity k sath
Logo ko jagruk kiya Dhnayabad
Bahut badiya bhai, samjhane ka tarika itna acha hai ki koi doubt nahi rha, God bless you
This is the one of the best video o ever seen i never commented on any yt video but he explained very perticularly and beautiful thanks man
Bahut khoob !!
@@desiswagofficial007hi❤😂
Bahut accha tarika se har topic ko samjhaya sir aap ne .
God job keep it up
बहुत अच्छे से समझाया सर आपने
Very well informed sir! You have got a subscriber. Thank you for your info.
Bahut badhiya se samjhaya h
Thanks 😊
Meri 2years ki beti hai mujhe invest karna tha lekin apne sare doubt clear kar diye government agar rate of interest change hota rehga to kya faida thanku sir
Pl note this interest is tax free at the time of withdrawal and in SIP need to pay 10% tax when withdraw after 15 year
All the points have been explained very wisely. good presentation sir one query - when interest rate keeps on changing every year, how can we declare the maturity amount as on date.
Correct ,That is uncertain . No point to show calculator.
Bahut hi shandar Tarike se samjhaya hai sir ne very good
Thanku soo much .
Regards
Isko mene pura dekha nd mjhe to sbse accha Bajaj lga sari chize dekh kr or garented product h
Dear Sir, if we start the said scheme in 2024 and the scheme is given 8% ROI at the time of opening this ac so next year if govt decrease itself ROI then the decrease ROI will be applicable for my scheme or it has fixed when I opened this ac... Please suggest..?
Everything was perfect, But losing control after depositing hard earned money is not right.
Sir jaise abhi pahli saal hamne 1000 rupee mahina ek saal me 12000 rupee deposit kiye. Kya ye zaroori hai sir ki agle saal bhi 12000 rupee hi saal ke deposit karne hai ( 1000 rupee mahina). ya agle saal hum iss deposit amount ko kam jyada kar sakte hai. Please btana zaroor sir.
Change kr skte
Na esa koi jarur nahi aap 300 bhi kr skte hoo
Ha karsakthay hoo
1 year me km se km 250 compulsory hota hai jyada se jyada 150000
Kar sakte hai Kam jada bhi
Sir aapne itne clear se Bataya hai ki aur Koi doubt nhi hai 🙏🙏
Is account ko open karne ke liye koi paise pay karne hote hein kya jaise normal account me deposit karte hein... Waise....????
बहुत बढिया जानकारी sir ,
मैंने पूरी जानकारी लिख ली है
Thank you very much.
Are bhai likh kyu video save Krta fir se sun leta 😅
Bhai mai online class wala student nahi hun n 😅😅😅
Calculator cannot be accurate as future interest rate is uncertain so whatever total the calculator is showing currently is as per currently prevailing rate of interest.
That is my exact point, he should mentioned that
Exactly Sir calculator cannot be be accurate 👌👌👌
खूप छान समजावलं sir..... एकदम सगळ clearly समजलं 🙏
Aapne bhut help ki isvideo k throw me samjh gai hu k isme saal ka 3000se zyada nhi dalna hai
बहुत सही कहा भाई ने की पेरेंट का इन्वलब होना चाहिए
Why are they not fixing the interest rate..if they want to promote and help girl child... hypocrisy ki bhi Seema hoti hai
Absolutely 👍
Taaki jab chahe iss yojna ka महत्व khatm Kiya Jaa sake.......
Matlab, iss yojna ka total control Sarkaaren apne paas rakhengi...taaki chunav k waqt logo ko chut**a bana sake....
Unpadh chalaak hai 😂😂
Because no political stability
@@JSR0000 bahi pichle 9 saal se toh ker hee sakta tha .... kiya bolte ho kuch bhi
Very good information PPF ho ya fir SSY dono hi investment ke liye accha hai
Sir,
Har month bharna jaruri hai kya ?
Ya Saal me Ik hi baar amount bhar diye to chalega?
Bhot knowledge mili sir aap k video s thnqqq 😊
सर कमेंट बॉक्स के माध्यम से बताइए की यस यस योजना 2015 में मैं अपनी पुत्री का खुलवाया जिसमें शुरू में ब्याज दर 8.6 और बाद में 7.6 लेकिन 2022 के वित्तीय वर्ष में मुझे मूलधन का 7.6 परसेंट से बहुत ही कम ब्याज मिला जिसका शिकायत करने पर adhikari बार-बार ताल मटोल करते हैं कृपया मुझे बताएं कि इसके लिए अब मुझे क्या करना चाहिए मैं आपका आभारी रहूंगा
Mere sath bhi Aisa hee hua hai
Toll free no par complete kr skte ha aap
It was 9.2 %
Agar aap 10 Tarik Tak paise jama karte hai to aapko interest Sahi milega.agar 11 Tarik Tak paise jama karte h to aapko bache 20 din ka interest nahi milega.
@@mohsinsikariya7979 सुकन्या समृद्धि योजना ढोल पीटने से पहले जनता को पूरा टर्म कंडीशन बताना चाहिए यह तो धोखा है
Pura year ka rupees ek baar jama kar sakte hai ya har month
Agar age Jake intrest rate kam hota hai toh pichhle solon me jo deposit hua wo sab ka intrest rate kam ho jaega .ya phir usi saal ke hisab se rahega jo mila hoga usi saal
आज से 21 साल बाद 10-12 लाख पैसा कोई खास राशि नही hoga
Wrong
@@ankeshlodha6246bilkul sahi baat hai. Kya mehngai utni hi rhegi jitni aj hai???
Us 10 lakh ka kya value hoga us waqt
Sahi bat he
Aj bhi hai..tab v hoga..
Pesa pesa hota h bhai
Agar future me kabhi rate of interest kam bhi hota hai to koi baat nahi deposit kiya jane wala amount kam kar do
Nice. Mam
Good information but i’ve to ask a question that amount deposit in Sukanya is compulsory for every month or one time deposit to get interest as government offer
Very nice understanding of sukanya Yojana
Isme Insurance bhi nhi h , ye bhi kami h is policy me
Agar kisi 10 years girl ka account khulwate h to 15 saal amount jama karwana padega aur uske baad 6 years wait karna hoga policy matchurity ke liye matlab jb wo ladki 31 saal ki ho jaayegi tab pura amount milega, jabki apne samaj me ladki ki shadi 22 se 27 saal ke bich ho jaati h .....
Your video is very informative and best with every aspect of this account.
Thanku soo much .
Regards
Hume interest year me milega 60000 par mujhe 7.6intrest rate k hisab se milega toh agle saal 120000 par milega toh itna bda amount jo aapne bola vo calculater se nhi niklta
इसे बेहत्तर है lic की जीवन लक्ष पॉलिसी
Bhut badiya Tarika h bhai aapka samjhne ka.... 🥰
Sir Mene 2019 me open karvaya tha 5 month me 5000 invest Kiya tha Baad me baki ke month me paise ki shortage ki vajah se post pond Kiya tha 2020-21 me to usme penalty lagegi? Ab me different amount ek sath bhar du to chalega ?
Excellent video every confusion clear 😀
Ek year me 10,000 jama Karne par total kitna niklega sar
Ntrest rate is ni flexible.
@@jayeshmodha3160sir apne ye nhi bataya agar girl child ki death hojati hai toh hum kiya kare ye b sahi h parents ki b death hosakti hai ya girl ki b
Death ka actually me koi bharosa nhi h na sir
Hello Sir, I created SSY account in HDFC bank. An ECS transfers certain amount every month from my saving account to SSY. Now I want to cancel that ECS so that I can change the amount of investment. But HDFC bank is not cancelling the ECS mentioning some silly reasons. So, how can I cancel? Do you know why they are not cancelling?
बहुत बढ़िया प्रभु जी ❤❤❤❤❤❤
Kya amount ko har saal jama karenge ya monthly jama karenge
Dear Sir, Many thanks. Is bank interest from SSYA & PHELA KADAM is taxable for FY 2022-23? or under which section I will get any deduction on it? Looking for your early reply as, I want to file my I.T return in this week.
Hello sir.. kya hrek sal equal amount jma krna hoga ya hrek sal me jeb k hisab se jma krva skte hai ???
Min Rs 250 pay kar sakte ho yearly.
apni mrzi se deposit karwa skte ho haar saal.
Jaisa aapne bataya 15 saal aur 21 saal esko clear tarike se samjhaiye for example meri beti ki age 4 year hai mai ab account khulwa rha hu to kitne salo tak muje account pe rupaye jama krne honge aur maturity kb beti ki kya age hone per sara rupaya muje vapas mil jyega pls bataye
Kya ham montli kam jada pasay dipojit kar saktey hai ya fix amount hi bharna padta hai
After attaining the age of 21 years , will the girl child has to pay taxes on the maturity amount?
No
Very Good Brothe Hats Off...
Kya basic saving account me bhi foreign se aa sakta hai. Ya sirf regular saving account mehi paise transfer ho sakta hai. Please inform.
bhot acche tarike se samjaya hai bro....very nice
सर यदि कोई व्यक्ति ने 50000 कर के 3 साल में 150000 जमा करता है और उसके बाद बाकी के 11 साल 1000 सालाना जमा करता है।तो उस स्थिति में उस व्यक्ति को 21 साल बाद कितना पैसा मिलेगा। कैलकुलेट कर के बताइए प्लीज।
सर आपने बहुत अच्छी तरह से इस योजना के बारे में समझाया ग्रेट
Very Nice..bahot badiya explain Kiya..
Ek baat batato sir meri douther ko 9 years he Aajhi ke din mene account open ki hai. To mujhe 5 saal tak deposits karna padega yaa 15saal tak??
Video start from 1:15
First to watch!👍👍
Hi sir
Sukhanya account Mane khulwa rakaha h but usme interest amount show nahi ho Raha Jo amount jama Kiya h vo hi show kr rha h 3month ho Gaye h account open hue . Kindly reply
Lekin sir agar beti ki 5 saal ki age se upar account open karate hai to es scheme k hisaab se to uski marriage pr pura paisa milega hi nhi... Only 50% milega... Fir to koi fayda hai nhi eska
very truely said bro, this much amount should not given to a teenager, this is very risky for them also
Yes indeed
Excellent describe sir🙏god bless u🕉️
Sir jankari bahut achi h lekin ye jadater Garib varg ke logo ke liye banaya gaya h jisme ₹ 250 se Account shuru kar sakte h to aap 250 se 10000 Invest karne par kya kitna labh hoga vo bataye pls
Sir phley tho aapka sukriya karta ho aapne bahut acha smjya Mera aapse ek sawal hai mere do bache hai phley ladka hua hai dusri beti Hui hai kiya mai acount opan kar sakta hoo?
How much equity exposure?
How much debt?
8:59 to 9:36 Point to be noted here
Me ne bhi yahi note kiya
मला खाता मधेच बंद करायचा असेल तर चालेल का
Mujhe apka video bhut achha lgata 1 vid
Parents k liye Health policy aur medical insurance ya aur bhi kuch aiesa jo meddle class walo k liye achha ho ek bhi video details se btaye
Thanku sir bahut achchhi jankari di aapne
Minimum deposit in a financial year is 1000 rupees not 250 rupees
250 hai
@@humairasamad bro that is initial deposit
@@joyantasingsardar7149 yes I are right
Can I pay premium from personal account?
Is it safe enough to invest ?
Sir kya fix hi jma kr skte hai alag alag month me jyada Kam jma nhi kr skte hai
Paytm bank vs AU bank vs kotak mahindra me better kon sa hai compassion video sir plz batao 🙏🙏😭😭
KOTAK MAHINDRA BANK
Kotak 811
Paytm
Similar to PPF and good👍
Kya mother and father dono claim kr sakte h deduction
Intrest rate Kam hua to from start date effective hota hai kya
Beautiful ❤❤
Very informative and last point is very useful!!
Kya sir is sukanya account ko ekbar har mehna mein 1500 karke rakhne se aur phirse jada jaise ki mein aur zada rakh chakta ho ki nahi. Jaise jaise pehle 1500 aur abhi mein 3000 rakhna chahata hu. Mile ga ki nahi jada karne ke liye....
Hi sir meri girls ko abhi 10 years hone ke liye 3month hai so Mai abhi sukanya account open karu to accha rahega kya?
PPF is far more better that SSY.
I dont think so both are good, bcoz if rate of interest rests same for next 15 years the total amount of SSY is more than PPF
Good information👍
Bhai isme hr saal same amount jama karni jaruri h kya ya kisi saal kam bhi jama kr sakte h
Very informative Session Bhaiya ji
Girl Child Aadhar is not necessary..!! only Birth Certificate is enough.
Better to go bond fund they atleast provide 8 to 9 percent
Bond funds? Need to research. Thanks
With market risk. This is saving scheme not investment
Sir jee hum ne 2017 mein Sukanya samriddhi yojana mera beti ke liye open kiye yearly 24000 karke . But 2 years se financial problem ka karan abhi stop hai, phir se chalu karna hai , kya kare? Solution bataiye.
Very good understanding..thnq
Super explanation sir 👍👍👍
Koi bhi ladkiya bhagya lega ya to Uske Sath Maa baap ka Paisa bhi chle jayega??
हरियाणा से हु, एक साल से ये योजना बनाने की कोशिस कर रहा हु। हरियाणा मे इसके लिए अलग से फॅमिली id चाहिए ।। जब उसके लिए साइबर कैफ़े जाऊ तो बोलते है server डाउन चल रहा है ।। गुस्सा आता है बहुत ।।
Thankyou so much,, god bless you
Upto which date of month should I deposit as it's upto 5 of every month to get interest of that.month in case of ppf
In case of girl child death who will be the nominee
Aap ko reply mila
Parents
Agar har mahine 1000 jama karte hai to mature hone par total amount kitna milega
Well explained,👍Thankuu😊
This works on compounding interest. Not flat interest
Good joke
Thanks for showing actual condition of this yojana instead a hidden Lollipop
Thank you sir. Explained well.
Bhut hi sahi explanation baki rhi bt ladki ko itna amount de dene ki bo app pe depend h ki apne apne bacho k kesi knowledge di h or rkha h
Excellent Reviews Bro thank you
Your welcome
@@XYAxisEducation Sir, Maine v S.samridi account 2016 me yearly 60000/- karke, saving kar raha hu.agar 18 saal me jab meri lakdi ki education ke liye 50% withdrawal Karu toh , 21 saal me kitni ki amount milega ? oos me v Interests toh Kam milegi ?
LIC का जीवन लक्ष्य स्कीम 8.25% का इंट्रेस्ट दे रहा है।
Realy
इसमें चक्रवृति ब्याज मिलता ह क्या
Comparison ke liye ye video dekho czcams.com/video/0gTpajWf38s/video.html
Angrej ke baad agar koi लूटता hai to wo h LIC..,
LIC बकवास
Sir 7.6 per ka rate annual hai to iska mtlb ye hua ki agr agle 5 6 saal tak agr yahi rate raha to hr sal interest 7.6 k hisab se add hoga
Uske bad agr rate down hua to next years se total amount pe agla interest laagu hoga
Yes...
Risk rate high hai 21 yr baad girls ne agr love marrige Kr li ya kisine bahla Phusla liya toh to paise pr parents ka koi adhikaaar nhi hota Agra wo na deana Chahe toh..
🥴
Right