Zam Tsis Tau Koj Vim Koj Ua Kuv Puas Credit. 7/5/21

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  • čas přidán 22. 08. 2024
  • Zam Tsis Tau Koj Vim Koj Ua Kuv Puas Credit
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Komentáře • 229

  • @pashvang5394
    @pashvang5394 Před 3 lety +84

    You should go after the life insurance company because it’s their employee. I work in the legal field and typically that’s the best way. You go after the bigger person, which is the life insurance company, who will then go after the thief. That way you don’t lose a lot of money and you get more money back from the insurance company. That sets a precedent so that in the future, life insurance agent will fear not to steal people’s identification and personal information.
    I forgot to mention that once you go after the life insurance company, you can also have them pay all of your attorney fees because had you not have your identity stolen by their employee, then you wouldn’t need to hire an attorney. Also, you can have the life insurance company pay for pain and suffering, as well as damages, such as paying the creditors.
    It’s ok that you already took this route, because your attorney can then use this judgement that you already won, to fight against the life insurance company.

    • @cabagehead44
      @cabagehead44 Před 3 lety +1

      Thanks sister

    • @liloallena
      @liloallena Před 3 lety +13

      They should sue the insurance company. The couple probably stole other people's personal information as well. SMH.

    • @maihmoob3646
      @maihmoob3646 Před 3 lety +2

      Agree!!!

    • @Caitlinhv
      @Caitlinhv Před 3 lety +7

      Yes sue the life insurance company so she can get her license suspended too. The company might be able to compensate you for the pain and suffering.

    • @itsmaichee
      @itsmaichee Před 3 lety +2

      Good to know, thanks!

  • @yenglor691
    @yenglor691 Před 3 lety +77

    This story is frustrating. It doesn’t matter if it is a friend or family member. Whoever tries to steal or commit fraud is a criminal!

    • @chuevue3562
      @chuevue3562 Před 3 lety +1

      Mmmmm mrk m zLkv na c as a m Mn z as ze dad

    • @maoyang9893
      @maoyang9893 Před 3 lety +1

      I’m just trying a different place and it will help

  • @nyiajtxoslauj7187
    @nyiajtxoslauj7187 Před 3 lety +1

    Zoo siab neb UA tau hauj lwm
    Zoo kawg rau tus neeg tub sab

  • @missysmart8620
    @missysmart8620 Před 3 lety +2

    Txaus ntshai kawg. Muaj phooj ywg tabsi tsis txhob ntseeg2 siab thiab hos tsis txhob uas taus tshaj qhov yus xav uas tsis taus. Hlub yus tus kheej uas ntej.

  • @bchang227
    @bchang227 Před 3 lety +26

    Even if it's your own brother's and sisters, when greed gets the best of them, they can turn around and kill you. Best decision is to trust no one. Not even your spouse. Everything nowadays, unless you have money to give away, you have to put everything in writing and get that notarized. When it comes to credit, trust no one!!! Credit is the EASIEST thing that can be ruined in a heartbeat! File bankruptcy and start new.

  • @justforlove9784
    @justforlove9784 Před 3 lety +15

    This is why I don’t have any friends. I see people with friends and they go out and have fun and sometimes I wish I have one too but then I think about these stories I’m glad I don’t have any.

  • @niamstacey2441
    @niamstacey2441 Před 3 lety +14

    How embarrassing to have both clan get involved in personal matters..I'm proud that u and your husband took this to the extent and have it resolved in the court house..Fight till the end!!

    • @maryly09
      @maryly09 Před 3 lety +3

      Lol. Do the clan leaders really think they could handle a legal issue? Lol.

    • @niamstacey2441
      @niamstacey2441 Před 3 lety

      @@maryly09 IKR...Lol

    • @kingofall9262
      @kingofall9262 Před rokem

      The Hmong system is all mess up. I would not rely on it. It’s more corrupted than the US systems.

  • @sombunman5551
    @sombunman5551 Před měsícem

    Txhob tso siab rau txoj kev yus taug txhob cia siab rau tus txeeb ze yus

  • @herko311
    @herko311 Před 3 lety +16

    This is why I don’t have friends by choice!

    • @mkvang161
      @mkvang161 Před 3 lety +2

      I don't even have friends after high school, my family are my friends

    • @KingOfThePirates101
      @KingOfThePirates101 Před 3 lety +3

      @@mkvang161 Family are often the one's who could backstab you the most. My advice is don't trust anyone. Whether they're your friends, your spouse, and your family. Don't trust them. Not even even yourself. It's those who are close to you that will destroy your life.

    • @yl7495
      @yl7495 Před 3 lety

      Is it really by choice? You have to be a friend in order to have friends, you know.

  • @Hmoob.Vwj.Channel
    @Hmoob.Vwj.Channel Před 3 lety +1

    Peb ces lam yuav cov phooj ywg e thaum yus muaj noj lawv mam tshwm lawv muaj noj yus mam tshwm zoo dua cov phooj ywg koom siav ciaj siav tuag thaum kawg ces lawv yeej tua kom yus tuag taus.

  • @pajthao4813
    @pajthao4813 Před 3 lety +6

    Xav kom cov niam txiv es ntseeg2 phoojywg ntsib li neb thiaj tsim nyog qhov muab nkauj muam kwvtij pov tseg es xaiv nws cov phoojywg xwb

    • @JRxwb
      @JRxwb Před 3 lety +1

      Yep! I agreed with you. Kuv lo xav ib yam li koj thiab. Yog ib tsev neeg tws sib noj tau tua tau ces phooj ywj xwb tsis txhob tseeg tag2.

    • @Kialee31
      @Kialee31 Před 3 lety +1

      Agree, my bro said he friends is like his left hand n he’s not let my sister in lawn come to our house if she come then they will end up with divorce

  • @2009SUJU
    @2009SUJU Před 3 lety +15

    The 36 dislikes are probably from her friends family and friends.

  • @bliaxiong9563
    @bliaxiong9563 Před 3 lety

    Cov neeg yuav nyiag yus ces yog cov paub yus. Kuv niam tus nus niam txiv ib plab yug tseem nyiag peb hos.

  • @phem55
    @phem55 Před 3 lety +4

    That’s right no need to have friends that only used you…, it hurts so..much when friends back step friends..

  • @brendayangvang9756
    @brendayangvang9756 Před 3 lety +2

    Pog twb yog tus nyiag pog txhob txwm ua kom g muaj neeg paub. Tab si siab g ncaj yeej mus g deb

  • @greenladylalaland4222
    @greenladylalaland4222 Před 3 lety +5

    This is why you don't buy insurance from hmoob pple. Some pple are crooked and stealer . frustrating life!

  • @kubxyooj1757
    @kubxyooj1757 Před 3 lety

    Koj Hais yog tshaj Li o

  • @greenladylalaland4222
    @greenladylalaland4222 Před 3 lety +3

    Great story for hmoob pple to learn that selling life insurance. 🙃

  • @hmoob-usalauj3934
    @hmoob-usalauj3934 Před 3 lety +12

    Sister, no regrets for what you did. You were not her best friend. You were her friend with benefits only. Don't be stupid to trust people so easy. I know because my own blood Sister did it to me.

  • @pengvang5831
    @pengvang5831 Před 3 lety +12

    The audacity of those two crooks is astonishing. It fascinates me how they would be angry at the victim, and not at themselves for digging their own hole.

    • @maryly09
      @maryly09 Před 3 lety +1

      Typical victim mentality. The friend doesn't even feel wrong in the beginning when she steals, so of course she would be mad when she's caught. People like this have no hearts.

    • @Gurlhmong
      @Gurlhmong Před 3 lety +1

      They’re angry that they got caught, thief’s have no remorse

  • @leevue7803
    @leevue7803 Před rokem

    Cov neeg uas khwv ntse yuav noj neeg tej yam uas yooj yim kom tus tom tuag no los koj tus tau ua phem yeej tsis muaj hnub dim ntawm koj txoj kev tub sab

  • @dinayoung4797
    @dinayoung4797 Před 3 lety +4

    Txawm yog li no es kuv thiaj li tsis xav yuav insurance ntawm hmoob kiag li os, ntseeg tsis leej twg li nwb. Tus niam tsev aw txhob ua phooj ywg rau leej twg li os, nco ntsoov hais tias koj tus phooj ywg ces yog koj cov me nyuam xwb os mog.

  • @hlubyang4072
    @hlubyang4072 Před 3 lety +1

    Cov neeg muag Life Insurance....muag tsev...Ua se...mas yeej txaus ntshai kawg li nawb thaum lawv tub sab nyiag yus lub npe lawm, lawv tsis nco qab txog tias tseem muaj ib cov neeg ntse tshaj yog lawv ua yuam kev ces yuav raug nkag nkuaj no na

  • @nkaujhouathao8285
    @nkaujhouathao8285 Před 3 lety +4

    Trust no one....not even family. We have even heard stories about family that scre* over their own family.

  • @semicharmedlife
    @semicharmedlife Před 3 lety

    Koj hais yog lawm, hlub yus tu credit nawb. Txhob trust leej twg yooj yim.

  • @tweetiebird100
    @tweetiebird100 Před 3 lety +7

    You want to help her pay for it? I think not! See this is why she used you in the 1st place!!😭😭

  • @maichaoxiong6379
    @maichaoxiong6379 Před 3 lety +1

    Interesting story thanks for sharing

  • @MsLizard06
    @MsLizard06 Před 2 lety

    And this is why you should not TRUST FRIENDS. Even family.

  • @lvlulel
    @lvlulel Před 3 lety +5

    This is what happens when you’re money hungry, the more you have the more you want. Also if you want to get rid of your bad records in court, you have to go through a process. I believe it’s call expunged. I used to have a bad record, I went through that process and got rid of it. Jobs won’t find anything bad on me if they look for it.

    • @JRxwb
      @JRxwb Před 3 lety

      Purposely Thief and Freud deserved to be in their record for life!
      It should be like a Level 1-4 or so but it SHOULD stay in their record for life because they should of thought of it before doing such thing!
      She left them off easy, I would never. I’d make sure they compensate me for all the trouble I went through just to find out it was then all along. 😡😡 evil losers!

  • @minecraftboy2676
    @minecraftboy2676 Před 3 lety +12

    Trust no one! A thief and a murder will never admit doing wrong!

  • @HangEagle
    @HangEagle Před 3 lety

    Zoo uas tau hnov zaj no nawb nyab

  • @pajthao4813
    @pajthao4813 Před 3 lety

    Zoo kawg qhov koj hais qhia kom peb paub ceev faj ua tsaug

  • @sombunman5551
    @sombunman5551 Před 2 lety

    Cov zoo li no yog phooj ywg noj tsis yog phooj ywg tuag ov

  • @LovacDNZ
    @LovacDNZ Před 3 lety +1

    Never forgive those doing bad things onto you, it's a lesson learned. Once something is ruined it's forever. I never trust anyone besides myself, my husband, and my kids only. Not even my siblings knows my personal info, not a chance unless identity theft.

  • @yajcaivplawv88
    @yajcaivplawv88 Před 3 lety +3

    I was raised and live by this principle: friends, relatives or family members. If they are WILLING to steal and commit fraud against you. They will NOT have a second thought to KILL you.

  • @maimoua1371
    @maimoua1371 Před 3 lety

    Thanks 4 sharing your story sis make us wake up

  • @maivlis1120
    @maivlis1120 Před 3 lety +2

    Hopefully this story will teach a lesson for some people out there..

  • @zabdag8609
    @zabdag8609 Před 3 lety

    Yus tej nus muag yeej dag thiab tua tau yus....not everyone but some can vim twb dag tau yus loj li loj. Dag tau yus nyiaj tag ces khiav ploj mus li lawm. Luag yeej muaj lub siab ua li rau yus luag yeej tsi hlub yus. Yus hlub luag es luag thiaj dag tau yus.

  • @caaspasvang7427
    @caaspasvang7427 Před 3 lety +2

    Sister thank you for sharing, well done!!

  • @มายาวี
    @มายาวี Před 3 lety

    😱omg!!!

  • @thaevang5369
    @thaevang5369 Před 3 lety

    Tsis yog nws ntxub ntxub koj es nws ntsib koj tsis kam hu koj na. Nws poob ntsej muag tag thiab poob tsim tag tsis muaj peev xwm hu koj xwb na.

  • @mayalee2400
    @mayalee2400 Před 3 lety

    Wow sister,, that's terrible,,can't believe your friends deny of wrong doing all the way,,,your so friendly to her..

  • @truemoua7401
    @truemoua7401 Před rokem

    Tus me niam tsev aw kuv tus txiv wb yeej raug teeb meem ib yam nkaus li neb thiab kuj yog wb tus phooj ywg dag wb tib yam nkaus thiab os.

  • @yiatho8830
    @yiatho8830 Před 3 lety +1

    Cov phoojywg li neb tug no xwb es tsis khim lub zog los khuvxim li os tus niamtsev aw

  • @isabellexiong227
    @isabellexiong227 Před 3 lety

    oh!!peb moob tos tsi muaj teb chaws nyob los siab npem hee moob nis moob

  • @shouathao6281
    @shouathao6281 Před 3 lety +2

    Oh…. Twb muag insurance taus…….. nyiaj no es tseem mus Uas tub sab thiab

  • @hello-vy4fb
    @hello-vy4fb Před 3 lety +3

    Sue the life insurance company she worked for. We need this to be a lesson to the community.

  • @evabhmongocadventure9831
    @evabhmongocadventure9831 Před 3 lety +1

    She won’t learn from it. You don’t want to talk to these thieves

  • @huajxabxeemvajchanel
    @huajxabxeemvajchanel Před 3 lety

    nyob zoo os py tuaj saib kj lawm os

  • @fuemoua8345
    @fuemoua8345 Před 3 lety

    zoo kawg li os

  • @leahvon5905
    @leahvon5905 Před 3 lety

    This is how Hmong people are, I had a so call friend who went and got married in Michigan and then some dramas occurred and she came back trying to pretend to sell me life insurance to go do fraud thief but I did not trust her, and look at her now her husband is waiting for a kidney transplant, I hope that she will continue to get karma 10 times more, bad people who try to do bad things to others the Lord will always give them bad things in life, very good for you that you did whats best for you, if she was a good true friend she wouldn't do this to you

  • @LoloLolo-ff9hk
    @LoloLolo-ff9hk Před 3 lety

    Whoa..hmong muaj cov noj daj noj dag npaum no lawm ntag los!!!!°

  • @TracyLovee
    @TracyLovee Před 3 lety +9

    I don’t care what anyone says, but I will never ever buy any kind of insurance from hmong people.

  • @nancypha3576
    @nancypha3576 Před 3 lety

    Peb cov niam txiv hmoob ua nyiam nyiam cog phooj ywg zoo na es noj haus tag li ces tau ceev faj tsam mag luag kaus noj kaus haus li khub txoj nkawm no ntag vim ntseeg phooj ywg es muab txua yam rau lwm tus ces qhov no yog ua 1 txoj kev kawm rau cov ua pheej nyiam ua phooj na

  • @chuayang4234
    @chuayang4234 Před 3 lety

    Thank goodness I'm debt FREE😁

  • @gilmoua
    @gilmoua Před 3 lety

    I love this photo.
    Looks like grandma Song :)

  • @chonnystk4024
    @chonnystk4024 Před rokem

    Thov qhia 1 lo lus rau peb cov kwv tij phooj ywg nyob lub teb chaws meskas ntawm nej tias....nej txhob muab nej lub siab muaj ntshaw phooj ywg os mog.....
    nej tseg txoj kev cia siab rau lo lus tias phooj ywg no mog....tus nej yuav tsum ua zoo tshaj txhua yam yog nej niam thiab nej txiv..thiab cov koom niam koom txiv xwb nawb mog....qhia nej tias kuv tsis muaj phooj ywg zoo2 li tab kuv muaj kwv tij puag ncig ntawm kuv txaus lawm no nawb mog.......

  • @iatsaab09
    @iatsaab09 Před 2 lety

    Exactly why my circle of friends is so small, that there's only me. 😂😂 Haha, but yes, always check on your credit.

  • @maivxeemthoj2344
    @maivxeemthoj2344 Před 3 lety

    Kv pab like 6 koj lawm thiab

  • @Karena312
    @Karena312 Před 3 lety

    A great story to remind others.

  • @musibsim2151
    @musibsim2151 Před 3 lety

    Wow txaus ntshai kawg tsis need best friend li nawb siab phem kawg

  • @hmong7894
    @hmong7894 Před 3 lety +2

    Thov sob ntsib cog neeg pheem li ob niam txiv hno

  • @yogkuv7218
    @yogkuv7218 Před 3 lety

    Txhob ntseeg leeg twg yoomyim lawm ua dab tsi los ua ncaj nced ua lub siab
    Dawb paug.tim tau lub ntuj

  • @7mouths
    @7mouths Před 3 lety

    This is why there's a saying your best friend is your worst enemy.

  • @maivang6987
    @maivang6987 Před rokem

    niam ntsuab teev aw!! muab hais rau sawv daws ua kev kawm thiab es saib nws puas tsu es tsis ua ntxiv thiab paub txaj muag es thiaj tsis ua ntxiv lawm os

  • @tophatmellon5739
    @tophatmellon5739 Před 3 lety

    This is why I go to outside professional only, when it comes to anything that has to do with major purchases like this.

  • @tsis-k-koj
    @tsis-k-koj Před 3 lety

    Dont feel bad you gave them plenty of times to come clean and they refuse so they reap what they sow.

  • @nancypha3576
    @nancypha3576 Před 3 lety +1

    Txoj kev ua mus cog phooj ywg zoo rau tus sab nraum es muab yus tsev neeg tso pov tseg es hlub phooj ywg xwb es tsis hlub yus tsev neeg ces nyuam qhuav haum os peb cov niam tsev txiv tsev ua nrov twg khiav twg ces li ko tab tom txaus rau neb vim neb ntseeg phooj ywg tshaj neb tsev neeg ne

  • @lengvang2348
    @lengvang2348 Před 3 lety

    Cov neeg nrej muag ncaj siab nkaus txhob ua phooj ywg nrog lawm .

  • @Loves_DuckSR
    @Loves_DuckSR Před 3 lety

    I'm sorry you had to go through that with friends you once called family. "'( My heart hurts with yours. May this never happened again

  • @0623superfly
    @0623superfly Před 3 lety

    Sister, you don't need a friend like that woman. It's best to cut off all ties and let her deal with what she did. You gave her plenty of chances to come clean and figure things out and she clearly took it for granted. Don't feel like you are a bad person. Do what's best for you and forget about her

  • @cocopha5778
    @cocopha5778 Před 3 lety

    Liam tiag tiag

  • @Demonslayerfannumber1
    @Demonslayerfannumber1 Před 3 lety

    Koj ua Yog kawg lawm sister thaum yus tus phooj ywg tov nws twb tsis k txog yus na tseem muab yus lub npe siv ua tsis hais yus paub li ces kawg ua Koj lub maib ko xwb .

  • @nouthao4669
    @nouthao4669 Před 3 lety +3

    Tos kuv tsi nyiam phooj ywg tuag.
    Thaum kawg tua tuag tiag2 li

  • @nangkue8371
    @nangkue8371 Před 3 lety

    Know there are boundaries between husband and wife, oneself to his children, parents, siblings, extended family, and friends. Don't give and love beyond these boundaries. Know that one can only give purely to charities without any regrets.

  • @Taumliab
    @Taumliab Před 3 lety +2

    All my life, I don't make friends. I don't want the drama.

    • @leahvon5905
      @leahvon5905 Před 3 lety

      Better alone than badly accompanied

  • @starkissed3878
    @starkissed3878 Před 3 lety

    One of my husband's friends is going through something similar to this. They are suing eachother, parents, putting in restraining orders and etc...so much going on with them. It's really sad to see them going through this with family.

  • @moobxaavvaammeej5725
    @moobxaavvaammeej5725 Před 3 lety

    No matter friends or family members, crime is crime do not be soft on somethings like this. At last the true will come and punishment will come too.

  • @laylayang786
    @laylayang786 Před 3 lety +1

    I understand you sister, once upon a time my best friend back stabbed me and stole my ATM card and stole money from me too. After filing a police report and finding out it was her I was so heart broken and stopped being friends with her. Thank god I did because it was then I realized that I got a leach off my back.

  • @fuethao756
    @fuethao756 Před 3 lety

    Neeg siab phem niam qhuav ntxim xwb.

  • @norrisxiong9660
    @norrisxiong9660 Před 3 lety

    Ua phong ywg kom txawj ua nawb.

  • @chuvang5487
    @chuvang5487 Před 3 lety +1

    Leej twg kom neb ruam lwm tus thiaj ua tau liaj rau sam neb lub nrob qaum.Pojniam kem txab luag twb ua saib tsis taus yus thaum kawg yus tseem yog tus quaj rau luag koj ntse rov qab lawm.
    phooj ywg thaum zoo ib lub qe ob leeg noj tsis tag, tab sis thaum phem tuaj ces ib leeg yuav ua kom ib leeg ti nkaus ntsa ces yog neb ob tug ko lawm.

  • @kaxiong3318
    @kaxiong3318 Před 3 lety +4

    By law, an insurance agent cannot reveal confidential information and steal private data. Your friend made a very poor decision and out of desperation

    • @nx9681
      @nx9681 Před 2 lety

      By law no one can. Just not limited to insurance agents!

  • @hlubvimkoj4320
    @hlubvimkoj4320 Před 3 lety

    Don’t steal from your friends!!!!…..Go steal from plastic,if you’re smart enough!!!….Don’t try if you’re chicken 🐓

  • @yeeher540
    @yeeher540 Před 3 lety +1

    Ua phooj ywg zoo npaum li cas los pab tsis tau nawb thaum zoo li no lawm nws twb ntxeev tau siab rau yus

  • @huntermoua4536
    @huntermoua4536 Před 3 lety

    U did right they just hurt themselves not u

  • @mueyang3402
    @mueyang3402 Před 3 lety

    Lawv twb g hlub koj los koj tseem zam nws dab tsi txhob tseg nws cia kom nws mag txim kom koj ua kom nws mag los haj yam zoo xwb

  • @nkaujyiyaj2118
    @nkaujyiyaj2118 Před 3 lety

    Lawv aw dag xwb os nus muas ma yog ua phem mas haj yam mob tshaj plaws mob tag ib sij neej li os

  • @kevinher3546
    @kevinher3546 Před 3 lety

    Wil you know a say go your best friend is your worst enemy I hope you learn your lesson in life you only trust yourself why trust someone else no such a good friend

  • @ssl945
    @ssl945 Před 3 lety

    REAL SIMPLE, "YOU COMMIT THE CRIME, YOU DO THE TOME". 😭😭😭😭😭😭😭😭

  • @kueyang1949
    @kueyang1949 Před 3 lety

    Leave your circle small sis… the only friend is yourself sis.. because at the end of the day the only one that love u is yourself no one else..

  • @maoyang9893
    @maoyang9893 Před 3 lety

    The The au

  • @mrslee-jb7rg
    @mrslee-jb7rg Před 3 lety

    The best thief is your family member, a best friend, n your spouse. Dont trust anyone fully.

  • @Pai_Chiang-Mai
    @Pai_Chiang-Mai Před 3 lety

    kev ua tub sab yeej tsis zoo os

  • @Behappy-mj4xc
    @Behappy-mj4xc Před 3 lety

    Tus me viv ncaus aw tsuav tseem yog nyiag koj tej ntaub ntawv xwb os es koj mob siab los tseem muaj koj tus txiv los nrog koj sab laj ntaus tswv yim os nawb.
    Nyiag tas lawm los koj tseem ua tau neej hos puag koj tus txiv los tseem sov rau koj lub xub ntiag os.
    Tsuav txhob yog nyiag koj tus txiv xwb los mas yog nyiag koj tus txiv lawm ces koj ces tag nrho lub neej li lawm ntag nawb tsis muaj neeg nrog koj ntaus tswv yim li lawm ntag nawb.
    Twb yog koj muaj hmoob kawg es koj tus txiv tseem nyob nrog koj nyiaj xwb mam khwv dua nawb

  • @niamstacey2441
    @niamstacey2441 Před 3 lety +2

    This story makes me angry because my ex did the same thing and screw up my credit so bad!!

  • @chuayang4234
    @chuayang4234 Před 3 lety

    I guess I don't feel so bad after all, I don't got any friends 🤷 👍

  • @bliathao5878
    @bliathao5878 Před 3 lety

    Ua ca yuav hais tau txau ntshai ua luaj naj lawv aws yog li ntawm mas ntshai muaj phooj ywg lawm laiv twb hnov ntau ntau tus muaj cov teeb meem no lawm ov

  • @uasivideovue5950
    @uasivideovue5950 Před 3 lety

    I still worry to this date that one life insurance lady I had give her my information,She was a hungry when she approach me

  • @sunxiong1942
    @sunxiong1942 Před 3 lety

    Txhob ntseeg leej twg kiag kuv tus txiv kiag twb ua li no rau kuv ib yam.