I applied online after watching this video…. My company was approved for only $5K and for the mastercard no pg… I don’t understand why my limit was a little low…. I was hoping for at least $10K…. Any tips or suggestions Stephen?
Yes my initial limit was $8k if you use it for 90 days and make on time payments (I’d try to make 3 payments per billing cycle) you can request a CL increase. I was able to go to $12K and $20K a few months later.
No the Mastercard graduation came later like (6-7 months) it’s basically a separate card all together. Once I was approved for the master I received my CLI after 90 days. When I started with the store for my first business I also received a CLI after 90 days and I just repeated the same process with both and kept getting CLI’s after 90 days until 20K
I must admit. I've been researching this card on CZcams with multiple so called guru's and none have come close to the amount of details you provided. Most simply want to give basic info just to lure you in to buy their services. Excellent job and very informative.
This is 1000% informative, you did not miss a beat. I followed another youtuber that left out the Net 30 part and I ended up needed a personal guarantee. I found out about this part after I got denied.
You touched every point. Especially for those who don’t have any idea what direction to go in for quick and simple business funding. You are an asset to the community. Thank you brother
I don’t understand how your not seeing the option not to add your social the personal guarantor page is saying it’s required plus dob… is anyone else having this problem
If you’re submitting the application online the personal guarantee is required, you have to go inside of Sam’s Club for the No PG option. I added this in the description as an *UPDATE*
Im telling yall theres no sense watching anyones videos on CZcams other than Stephans...watch all of his... They are all 100% real and work . If you really want to learn...catch a 1 on 1 with him...
You definitely dropped some gems.. iWish you the best in journey La’Brudda.. As soon as iGet my personal credit situated, Ima kill the game with the business side..
You might want to include that the AtoB Gas card is pretty much like a secured card. You have to add money to it, then use it, then pay it back within like 7 days or so. I thought it was a credit card but it wasn't.
There’s two different versions of that card one is a prepaid gas card (that requires no PG) the other is a credit card that requires a PG. the purpose of the AtoB Gas card in this video is so it reports as a revolving account on your business credit report which for all intents in purposes looks like a business credit card and increases your chances of getting approved for the Sam’s club business Mastercard
What’s the video where you talk about applying for the DUNS number? In the past I was able to do it without having to set up an account with them, but I don’t see that option anymore. Is going directly to D&B the only way now? Thanks!
Great content per usual bro! I do have a question regarding NAICS / SIC codes (apologies if this was answered in a prior video). When structuring a business for Amazon FBA - is there a preferred code that you would recommend that is considered less risky? Just want to ensure I’m doing every correctly from the start
Yes look up the NAICS code for wholesale it should start with 42 from there you can pick the one that applies best. I prefer to use the NAICS code for general business and then get a wholesale license
I can’t pull up the application at this moment but it’s on there, just pay attention to the SSN section it should say “optional” or something along those lines and you’re able to bypass it.
@@creditlessons yes you’re right I made a mistake the latest one I got was PG’d I did everything online, I added this to the description a few days ago and I pinned a comment as well
I have my business documents registered to my home address but my Shopify shipping is my post office box as a suite number. So you are saying I need another address to use when applying for credit?
@@pattycaswell9139 no you can use your personal address if that’s where your business is registered, just keep in mind your business address is public information and in order to get this card the information has to match in multiple places online so it’s good to have a virtual address for the separation of your business and personal information as well as your safety.
Just wanted to provide an update. I attempted to do the online application and it seems now Sam's club forces you to provide a personal guarantor. I didn't see any options to opt out of it and it wouldn't let me move onto the next step unless I provided guarantor details.
Yes but be careful that will get your account locked there is a legal limit to gift card purchases and banks are very aware that people will attempt to purchase gifts cards to covert credit into cash
Hey Stephen! Love all your videos. They’ve helped me tremendously. I’m currently in this process now and taking all of these steps. May i ask why we need the D&B paydex score if they pull from experian? Only reason I’m asking is because my current experian score is an 83 with only 2 tradelines reporting currently, but getting my scores from D&B has been like pulling teeth. And I’m wondering if i should just focus more on Experian?
Have a D&B score and profile does help underwriting verify your business, it’s another great way to make sure everything looks good. Even when I had an 80 for my Experian business profile I was denied because they could not find my business. Now you need to credit signal to see your paydex score (it’s a subscription through D&B) in the past you could see this information on NAV but one to way to get it is to do a free trial with them or just use the subscription one time. Other than that you can still apply for the card and if you’re denied wait for the letter and look over the reason, if it has something to do with verification check D&B but you also may need to check your Experian business report.
Hi Stephen! I starts my company in 2020 and I did uline twice I think and quill once and then I stopped, now I’m back at it but I have a Experian business score of 38 and eqifax ?? Two questions mark. I have nav prime now but I don’t know if I have to link my personal credit card account or a business account to it. Thank you in advance and thank you for all the good content.
@@Successwithstephensmith I just did 😬. I see the offers on there, to a capital one card. I’m blocked bro 😅 thank you so much, I’m going to watch the video again to see if I get it. 🙏🏼🙏🏼
You do need to incorporate either as a corporation or an LLC if you want to apply for this card. This will look for your business and if its structured properly you will be denied
You’ll have to look at your Experian business report some information on there was conflicting you’ll receive a letter in the mail with exactly what it was
This video was very informative however, during the application process it does ask for you to be a personal guarantor which does not allow you to skip. unlike the first page. Any tips on how to pass this page or is this something new that they require?
I don’t think you need to wait, I’ve heard some people say 30 days but the most recent time I applied I did it right after starting a new membership it was a PG though
We are going to apply for this biz card soon! does it matter if our sic code doesn't match what the actual business does? does sams ask for the sic code?
Need some advice... applied for the Sams Biz MC 2 weeks ago in store. Business properly structured to a tee, even brought all my docs with me just in case. Before I applied my EXP was 85 Paydex was an 80, but though I only had 3 tradelines reporting. Soon as I applied, they told me they would respond in 7-10 business days. Got the response letter last week, I was denied lol. Reason for denial says: Too few open commercial CC acts, Too few financial accts & Company's type of business has too much risk of delinquency. I need some advice on what you think.... what should be my next move?
I recommend at least 5 or more tradelines reporting go Experian, D&B, and Equifax Business. From the denial letter that was the reason you didn’t get the card. Add a few more then reapply in 30 - 45 days when they report you should be good 👍🏾
@@Successwithstephensmith okay that sounds good. Now what had me worried was the "company type of business has too much risk of delinquency" which is Property Management by the way(a low risk business). If I just add about 2-3 more tradelines, you think I can possibly get approved regardless?
one more question... so about adding more tradelines, I have 3 tradelines that already reported by the 1st time I applied. So to add about 3 more tradelines, can I cancel my current Nav & Ecredible subscriptions & then pay for 3 more new tradelines? Or do I have to keep them active in addition to adding 2-3 more tradelines when I go to re-apply?
I have a good Padex score and Experian credit report, but my actual home address and phone number are currently associated with my business, which I operate as an e-commerce company. Will this information pose any issues?
Yes, unfortunately the Nav Prime Card is currently not available in ND, SD, NV, and CA. However NAV will still report to all 3 business bureaus so you’ll still be able to get that service.
You were right. I got all the accounts now. I'm gonna add credit strong and tillful I think. I have Lexington law working on my credit maybe I might be able to do a PG. They did a great job last time and already have one item removed got 43 points back.
any chance they'll give me the MasterCard without the store card on the first go around if my business is already established for couple of years? I have nothing I need to buy at Sam's I would just be wasting money..
@@Successwithstephensmith I applied online, I see that you updated your description that it has to be in person now. That could be the problem because online I only gave my EIN even when it asked for a SSN.
Same thing happened to me. I put in the EIN number instead of my social and they somehow still PG and I was denied. Just got notification of Synchrony inquiry.
@@tamyrathehairstylist Thanks for the update, I'll take a look at the app again online. You may have to go into Sam's Club and submit the application in person.
@@Successwithstephensmith thanks bro. I just went inside and did everything. Says my status is pending I have to call this 1-800 number. Should I call or wait on them to call me?
In this video you spoke on where to get a domain from and a 1 page website. My question is can you use Shopify hood to use for both? because they offer a domain and can be considered a website as well.
Hey Stephen, This is a very good video…. Very very detailed and informative… I have a question; how do I bypass adding the last 4 of my social?…. On the authorized representative section, it asks for the last 4 digits of my social… Can I add the last 4 of my EIN or DUNNS #?
If so you can enter the last 4 for an EIN but word of caution legally if you admit you’re disputing on someone’s behalf the credit bureaus can throw out your dispute.
@@Successwithstephensmith Thank you for your reply… I was referring to filling out the credit application…. For the Sams Club Mastercard…. On the authorized rep section…. It asks for the last 4 of my social…. I know in this video you stated do not add a ss number on the application…. Should I put the last 4 of the EIN?
im watching your full video now are you saying its not like the old way anymore. we can apply for the no pg over the computer now or sending pdf letter ?? I was reading some comments threw me off alittle
When I applied the most recent time I did it online but that only applies to a personal guarantee. In the past you couldn’t do it online at all, if you’re applying EIN only it has to be inside of a Sam’s Club still.
I have a LLC that’s 5 y.o, somewhat structured. I do owe $225 in registration & late fees. Do you think I should pay to reinstate that or start over new?
@@James1.22 which ever you prefer, old businesses just need to make sure all information is consistent across all business credit bureaus and your secretary of state’s website
So do you know when signing up for ecredible that u need to provide duns # because they didn’t ask but they said I had an active account as well as bcc supplies?
I started my business a few months ago. With a personal number and yahoo email. Will updating this now cause me to wait to apply for Sam’s MC ?Eq =370 Ex=85 and fico =160.
You don’t have to wait, having a business email and business phone number looks good for structure to underwriters but if everything else is done properly you shouldn’t have any issues.
I applied online after watching this video….
My company was approved for only $5K and for the mastercard no pg…
I don’t understand why my limit was a little low….
I was hoping for at least $10K….
Any tips or suggestions Stephen?
Yes my initial limit was $8k if you use it for 90 days and make on time payments (I’d try to make 3 payments per billing cycle) you can request a CL increase. I was able to go to $12K and $20K a few months later.
@@Successwithstephensmith You mentioned you started off with the Sams club store card correct?
Then after 90,days, you graduated to the mastercard?
No the Mastercard graduation came later like (6-7 months) it’s basically a separate card all together. Once I was approved for the master I received my CLI after 90 days. When I started with the store for my first business I also received a CLI after 90 days and I just repeated the same process with both and kept getting CLI’s after 90 days until 20K
@@Successwithstephensmith Got it! Thanks for the transparency.
Can I use my P.O. address as a professional business address?
You literally go into detail with every video you upload. No one should be confused about anything you say cause you’re very thorough, No BS! God send
Thank you!! 🙏🏾 always appreciate your comments 💯
*UPDATE* You Must Go Inside Of Sam’s Club To Submit All EIN Only Applications
@@Successwithstephensmith do you do mentor for Amazon fba?
Yeah super concise especially that 1099C vid ✊🏿
I must admit. I've been researching this card on CZcams with multiple so called guru's and none have come close to the amount of details you provided. Most simply want to give basic info just to lure you in to buy their services. Excellent job and very informative.
Thank you!!!
Thank you so much I just applied along with this and got approved for $6500
Awesome!!! 👏🏾
This is 1000% informative, you did not miss a beat. I followed another youtuber that left out the Net 30 part and I ended up needed a personal guarantee. I found out about this part after I got denied.
Thank you!!!🙏🏾
This is the best video I’ve found on CZcams 💪🏾 been working on these steps for a month getting closer everyday to the goal🎉
Thanks for watching!
Literally was looking for this exact information. You are the GOAT bro!
You’re welcome!!
You touched every point. Especially for those who don’t have any idea what direction to go in for quick and simple business funding. You are an asset to the community. Thank you brother
You’re welcome!!
I don’t understand how your not seeing the option not to add your social the personal guarantor page is saying it’s required plus dob… is anyone else having this problem
If you’re submitting the application online the personal guarantee is required, you have to go inside of Sam’s Club for the No PG option. I added this in the description as an *UPDATE*
I was about to ask the same! Thanks
Im telling yall theres no sense watching anyones videos on CZcams other than Stephans...watch all of his... They are all 100% real and work . If you really want to learn...catch a 1 on 1 with him...
Appreciate you!!!
Make sure your credit is good before applying.
Thanks so much for the detailed business structure info! This is the best on CZcams! 🙏🏾
Thank you!!
As always, i appreciate your detailed videos..
You’re welcome!! Thanks for watching
You definitely dropped some gems.. iWish you the best in journey La’Brudda.. As soon as iGet my personal credit situated, Ima kill the game with the business side..
Thanks!! 🙏🏾
Appreciate your time more than you know!
This is so detailed!!
No problem, you’re welcome!
Useful content my man! Thanks!
Thank you!!!
King, this is seriously the most in depth guide I've seen without the nonsense. How can book a call with you? Blessings 🙏🏾
Thank you!!! On Successwithstephensmith.com you can schedule an appointment
Thanks for being so thorough
You’re welcome!! Thanks For Watching!
They gave my business 15,000 on the Sam's store card not the Mastercard. I didn't want it and I gave it back.
You should’ve kept it and reapplied you could’ve have gotten the Mastercard after a few months of using the store card.
@@Successwithstephensmith yeah. Sounds dumb to turn down a revolver and it can be used at Walmart too
@@SuccesswithstephensmithI applied straight to Mc and they asked me for pg and I applied !what I did wrong ?
Your video is informative
Thankful
You’re welcome!
Great work Stephen. Thanks for all of the info.
Thank you!!!
You Sir, are a Boss! Much love...
Thank you!!! 🙏🏾
Been waiting on this! 🙏🏽
🙌🏾
You might want to include that the AtoB Gas card is pretty much like a secured card. You have to add money to it, then use it, then pay it back within like 7 days or so. I thought it was a credit card but it wasn't.
There’s two different versions of that card one is a prepaid gas card (that requires no PG) the other is a credit card that requires a PG. the purpose of the AtoB Gas card in this video is so it reports as a revolving account on your business credit report which for all intents in purposes looks like a business credit card and increases your chances of getting approved for the Sam’s club business Mastercard
THANK YOU FOR THIS!
You’re welcome!!!
If I signed up with Nav Prime and paid the quarterly at $119...is that both Nav and Nav Prime?
Yes it is
What’s the video where you talk about applying for the DUNS number? In the past I was able to do it without having to set up an account with them, but I don’t see that option anymore. Is going directly to D&B the only way now? Thanks!
Yes you have go directly to the D&B website and request one
With this card help build business credit
Yes it will!
I’m applying online & there’s no option to skip personal guarantee. I can’t move forward without it.
The application for the no pg card has to be in a Sam’s club, sorry I added this update to the description after the video was created
U Da Man #ScubaSteve !!!💪🏾💪🏾💪🏾
🙏🏾
Hey how did you build your Dun & Brad street Paydex score. What trade references did you submit
All the trade lines are mentioned in this video
Great content per usual bro! I do have a question regarding NAICS / SIC codes (apologies if this was answered in a prior video). When structuring a business for Amazon FBA - is there a preferred code that you would recommend that is considered less risky? Just want to ensure I’m doing every correctly from the start
Yes look up the NAICS code for wholesale it should start with 42 from there you can pick the one that applies best. I prefer to use the NAICS code for general business and then get a wholesale license
@@Successwithstephensmith got it! Appreciate all the value you’ve been providing - purchasing your business guides / credit repair bundle today
I’m not seeing option to skip PG. I just got my first business card with Chase
I can’t pull up the application at this moment but it’s on there, just pay attention to the SSN section it should say “optional” or something along those lines and you’re able to bypass it.
@@Successwithstephensmithit’s only optional when applying at the store brotha. If it’s done online it will require a PG. I just went through it.
@@creditlessons yes you’re right I made a mistake the latest one I got was PG’d I did everything online, I added this to the description a few days ago and I pinned a comment as well
I have my business documents registered to my home address but my Shopify shipping is my post office box as a suite number. So you are saying I need another address to use when applying for credit?
@@pattycaswell9139 no you can use your personal address if that’s where your business is registered, just keep in mind your business address is public information and in order to get this card the information has to match in multiple places online so it’s good to have a virtual address for the separation of your business and personal information as well as your safety.
Just wanted to provide an update. I attempted to do the online application and it seems now Sam's club forces you to provide a personal guarantor. I didn't see any options to opt out of it and it wouldn't let me move onto the next step unless I provided guarantor details.
@@peguy061 yes, I added an update in the description if you’re doing a no PG application it has to me done inside of Sam’s club.
@@Successwithstephensmith Thanks for the response. I just noticed your update after you sent your reply.
Hey quick question please. Do I have to make a purchase on any of these net 30s to report or am I just signing up? Thank you so much ❤
Hello you don’t have to make a purchase but all of them do cost something whether it be a signup fee or subscription service.
With the store card,are you able to purchase Visa gift cards? I figured that would be a simple way to convert the store card to cash
Yes but be careful that will get your account locked there is a legal limit to gift card purchases and banks are very aware that people will attempt to purchase gifts cards to covert credit into cash
Makes sense.....is there a way to figure out or find out the legal limit?@@Successwithstephensmith
Love this
Thanks for watching!!
Hey Stephen! Love all your videos. They’ve helped me tremendously. I’m currently in this process now and taking all of these steps. May i ask why we need the D&B paydex score if they pull from experian? Only reason I’m asking is because my current experian score is an 83 with only 2 tradelines reporting currently, but getting my scores from D&B has been like pulling teeth. And I’m wondering if i should just focus more on Experian?
Have a D&B score and profile does help underwriting verify your business, it’s another great way to make sure everything looks good. Even when I had an 80 for my Experian business profile I was denied because they could not find my business. Now you need to credit signal to see your paydex score (it’s a subscription through D&B) in the past you could see this information on NAV but one to way to get it is to do a free trial with them or just use the subscription one time. Other than that you can still apply for the card and if you’re denied wait for the letter and look over the reason, if it has something to do with verification check D&B but you also may need to check your Experian business report.
@@Successwithstephensmith thanks so much 👍🏼
Hi Stephen! I starts my company in 2020 and I did uline twice I think and quill once and then I stopped, now I’m back at it but I have a Experian business score of 38 and eqifax ?? Two questions mark. I have nav prime now but I don’t know if I have to link my personal credit card account or a business account to it. Thank you in advance and thank you for all the good content.
You don’t have to link a personal account to it that’s just to give you personalized offers
@@Successwithstephensmith I just did 😬. I see the offers on there, to a capital one card. I’m blocked bro 😅 thank you so much, I’m going to watch the video again to see if I get it. 🙏🏼🙏🏼
Do I NEED to form a LLC before or after I obtain the EIN?
Or can I just obtain the EIN for my DBA and call it a day?
You do need to incorporate either as a corporation or an LLC if you want to apply for this card. This will look for your business and if its structured properly you will be denied
I was denied for the master card cause they told me Experian Commercial Company couldn’t verify my business! What does this mean?
You’ll have to look at your Experian business report some information on there was conflicting you’ll receive a letter in the mail with exactly what it was
This video was very informative however, during the application process it does ask for you to be a personal guarantor which does not allow you to skip. unlike the first page. Any tips on how to pass this page or is this something new that they require?
Yes it has to been in a Sam’s Club for no PG I put an update in the description and there should be a pinned comment as well
@@SuccesswithstephensmithI applied like a moron online on phone ?!they going to report to dun &Bradstreet even if I applied PG ONLINE ?!
Is there a certain amount of time after getting the membership that you should wait before applying for the business card?
I don’t think you need to wait, I’ve heard some people say 30 days but the most recent time I applied I did it right after starting a new membership it was a PG though
Yep
We are going to apply for this biz card soon! does it matter if our sic code doesn't match what the actual business does? does sams ask for the sic code?
No, that doesn’t matter however, you do want to make sure your SIC code matches what’s on your Experian business credit report
I think they took this one off because it won’t let me continue without a pg
Yes the no PG option has to be done in person at Sam’s Club
For some reason the lady said that they only had the pg card .maybe she is new ,I’ll try again thanks !
Hi, I went on the site and did not get the option to bypass the PG. so I pulled back. Should I go in person??
Yes the no PG option isn’t available online you’ll have to go inside of Sam’s Club to complete the app
@@Successwithstephensmith thank you!!! Addicted to your page
Do we need to wait until we have a dunns number to start getting tradelines?
No you can getting the Net 30’s the day you create your business. You can also apply for the DUNS number that day as well.
Game! As usual. Preesh
🙌🏾
Hold up bro what about Verizon, I need that 😂 ? Thanks for all tha game 💯
Here’s a video on that Verizon Business Account HACK (NO PG EIN ONLY)
czcams.com/video/tzCUJ0uBakU/video.html
Unfortunately i opened my LLC I'm another state so i won't be able to do the Google my business verification. Is that necessary?
No it’s not necessary, looks good if underwriting looks up the business for whatever reason but it is something you can skip.
Ok great. Phew. Because I'm in NY and just to get the foreign entity filing it's like $700 Dollars 😢😮
I have 3 llc with business credit builded up. will I need 3 separate membership when applying.
You should be able to apply with the same membership for each account, I would give synchrony a call to confirm. That’s the bank backing this card.
@@Successwithstephensmith thanks
That’s only 4 for D&B tho does bcc report to them or which one is the Fifth?
That’s a typo AtoB gas card also reports to D&B making that 5
Need some advice... applied for the Sams Biz MC 2 weeks ago in store. Business properly structured to a tee, even brought all my docs with me just in case. Before I applied my EXP was 85 Paydex was an 80, but though I only had 3 tradelines reporting. Soon as I applied, they told me they would respond in 7-10 business days. Got the response letter last week, I was denied lol.
Reason for denial says: Too few open commercial CC acts, Too few financial accts & Company's type of business has too much risk of delinquency.
I need some advice on what you think.... what should be my next move?
I recommend at least 5 or more tradelines reporting go Experian, D&B, and Equifax Business. From the denial letter that was the reason you didn’t get the card. Add a few more then reapply in 30 - 45 days when they report you should be good 👍🏾
@@Successwithstephensmith okay that sounds good. Now what had me worried was the "company type of business has too much risk of delinquency" which is Property Management by the way(a low risk business). If I just add about 2-3 more tradelines, you think I can possibly get approved regardless?
@@pierrecheetham9872 yes I think that work, you also change your SIC Code on Experian Business
@@Successwithstephensmith sounds good, appreciate it ✔
one more question... so about adding more tradelines, I have 3 tradelines that already reported by the 1st time I applied. So to add about 3 more tradelines, can I cancel my current Nav & Ecredible subscriptions & then pay for 3 more new tradelines? Or do I have to keep them active in addition to adding 2-3 more tradelines when I go to re-apply?
I have a good Padex score and Experian credit report, but my actual home address and phone number are currently associated with my business, which I operate as an e-commerce company. Will this information pose any issues?
No if it matches the information on your Experian business report you’ll be fine
Thats how it has to be
@@Successwithstephensmith yup
Nav Prime card isn’t available in California..
Yes, unfortunately the Nav Prime Card is currently not available in ND, SD, NV, and CA. However NAV will still report to all 3 business bureaus so you’ll still be able to get that service.
Does the updates on Experian business carry over to Equifax and D&B?
Some do not all it varies based on the trade line
Hi Stephen, so with the tradelines you offered here will they all report to d&b, experian, and Equifax business?
@@beautifulsoul_ take a screenshot at 26:15 I layout which business bureau each Net 30 reports to
@@Successwithstephensmith I went back and screenshotted it thanks so much you broke it dooooowwwwwwwnnnnnnn🫡🫡🫡🫡
Thanks for watching I appreciate you 🙏🏾
I have to get an approval from a to b they wanted my banking info. I may not get it 😢
You should be able to get it
You were right. I got all the accounts now. I'm gonna add credit strong and tillful I think. I have Lexington law working on my credit maybe I might be able to do a PG. They did a great job last time and already have one item removed got 43 points back.
@@Nyufly awesome!! Either way will be good, you can also get pre-approved for the personal version without impacting your credit score
@@Successwithstephensmith also nav have me a 500 dollar spending limit on the nav card 💪🏾
@@Nyufly that’s 🔥🔥
any chance they'll give me the MasterCard without the store card on the first go around if my business is already established for couple of years? I have nothing I need to buy at Sam's I would just be wasting money..
I’ve heard of people getting it the first time around it really just depends on synchrony bank the underwriter
Is credit strong a good Tradeline?
Yes it’s pretty good
Hi, I applied and they said I will get a decision by mail in 7-10 days. Does this mean I was denied? what should I do from here?
Yeah that’s most likely what it means but you’ll want to read the letter to find out why. That will help you get approved next time
@@Successwithstephensmith I applied online, I see that you updated your description that it has to be in person now. That could be the problem because online I only gave my EIN even when it asked for a SSN.
Never mind ☺️
Didnt work for me. It's asking for a PG.
In the section where it ask for your SSN enter the EIN
Same thing happened to me. I put in the EIN number instead of my social and they somehow still PG and I was denied. Just got notification of Synchrony inquiry.
@@tamyrathehairstylist Thanks for the update, I'll take a look at the app again online. You may have to go into Sam's Club and submit the application in person.
So when u get declined how long do yiu have to wait to reapply?
30 days from the day you were denied
Thanks!
@@coffeeblogger7441 you’re welcome
💯💎💪🏽🙌🏽
It’s asking me about a personal guarantor?
The no PG option has to be done inside of Sam’s Club now
@@Successwithstephensmith thanks bro. I just went inside and did everything. Says my status is pending I have to call this 1-800 number. Should I call or wait on them to call me?
What about Costco ???
I can make another video on the Costco card 🙏🏾
Is the Shopify domain option legit ? And can Shopify be used as the website ?? Thanks in advance
I’m not sure what you mean?
In this video you spoke on where to get a domain from and a 1 page website. My question is can you use Shopify hood to use for both? because they offer a domain and can be considered a website as well.
@@flyrebeltv Okay, yes you can absolutely get a domain name from Shopify as well which ever is most effective.
Can i use my residential address?, I've had my business for 11 years...
Yes you can if you’d like
They ask for pg if I do it online what am I doing ?
You didn’t do anything wrong, I updated the description you have to go in store for a no PG app the PG app is online only now
cant find AtoB gas card.
www.atob.com
@@Successwithstephensmith thank you! Just came across your video and already subscribed! Thank you!
Thank you! 🙏🏾
Hey Stephen,
This is a very good video….
Very very detailed and informative…
I have a question; how do I bypass adding the last 4 of my social?….
On the authorized representative section, it asks for the last 4 digits of my social…
Can I add the last 4 of my EIN or DUNNS #?
Are you submitting this dispute on behalf of someone else?
If so you can enter the last 4 for an EIN but word of caution legally if you admit you’re disputing on someone’s behalf the credit bureaus can throw out your dispute.
@@Successwithstephensmith Thank you for your reply…
I was referring to filling out the credit application….
For the Sams Club Mastercard….
On the authorized rep section….
It asks for the last 4 of my social….
I know in this video you stated do not add a ss number on the application….
Should I put the last 4 of the EIN?
In that section it should show you adding the last 4 of the social is optional you should be able to skip that section and continue the application
🔥🔥🔥🔥
Can you use card anywhere
Yes you can
What score do you have to have ?
Paydex score 80, Experian Business at least 80
im watching your full video now are you saying its not like the old way anymore. we can apply for the no pg over the computer now or sending pdf letter ??
I was reading some comments threw me off alittle
When I applied the most recent time I did it online but that only applies to a personal guarantee. In the past you couldn’t do it online at all, if you’re applying EIN only it has to be inside of a Sam’s Club still.
Do you give mentor?
I have 1:1 coaching at Successwithstephensmith.com
I see you have it on business credit, but what about Amazon fba?
@@Cali_Ice you can select the business option but we can discuss Amazon FBA in detail
ok cool
I have a LLC that’s 5 y.o, somewhat structured. I do owe $225 in registration & late fees. Do you think I should pay to reinstate that or start over new?
I would that way you don’t leave anything to chance
@@Successwithstephensmith Thank you!
@@Successwithstephensmith I believe I may have misunderstood. Do you recommend the old business or start a new entity from scratch?
@@James1.22 which ever you prefer, old businesses just need to make sure all information is consistent across all business credit bureaus and your secretary of state’s website
@@Successwithstephensmith thanks man! You truly are a blessing. 🙏🏾
My 590 credit score was to low for nav
You can still use the NAV business credit monitoring app and you’ll still get 1 trade line that reports to all business bureaus
So do you know when signing up for ecredible that u need to provide duns # because they didn’t ask but they said I had an active account as well as bcc supplies?
You don’t need a DUNS number for ecredible or bcc supplies you do need an EIN number if that’s what you mean
@@Successwithstephensmith yes I ment duns yes I figured because when I signed up it did not ask but they still report to d&b right?
What the best low risk business to build?
General business service or marketing
I started my business a few months ago. With a personal number and yahoo email. Will updating this now cause me to wait to apply for Sam’s MC ?Eq =370 Ex=85 and fico =160.
You don’t have to wait, having a business email and business phone number looks good for structure to underwriters but if everything else is done properly you shouldn’t have any issues.
Can you balance transfer this card
I don’t believe this credit card has balance transfers
Thank you so much for going step by step and thoroughly explaining 💯💯🩷🙌
Thanks for watching!!!