移民外國慳稅秘笈 | 英國稅務系統 | 加拿大稅
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- čas přidán 3. 07. 2020
- 今集阿豬分享吓移民去外國後有咩策略比少啲稅。 我主要會講英國同加拿大，不過啲策略亦可以係其他西方國家用到。咁依排咁多人考慮用BNO移民去英國，所以我會解釋多啲英國嘅稅務系統，包括個人收入說和資本增值稅。
Patreon ➡ / ahju
阿豬iBanker短炒投資精讀班 ➡ www.ahjutrading.com
IB 連結 ➡ bit.ly/3DX0Jul
In this video, I’ll share my strategies to reduce Ah Ju’s tax burden after emigrating overseas. I focus on England and Canada but the principles can apply to most western countries. Because BNO is a hot topic, I will go into extra depth to explain UK’s tax policies in income and investment gains.
3:57 避稅和逃稅
6:40加拿大資產增值稅
10:30 英國資產增值稅
11:40英國包稅務懶人包懶人
12:20 住英國係咪要交好多稅?
13:40 VAT稅
14:40 免稅嘅投資戶口
16:25 免稅信託
18:30 Capital Loss
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Facebook bit.ly/2YCEVju
Disclaimer: I am not a tax advisor. This video is just me sharing my experience. Please seek professional tax advice if there is uncertainty. - Jak na to + styl
依家大家打算移民去邊度? 英國,加拿大,澳洲定係第二啲地方?
英国，多港人😂
Have made submission to Taiwan, still considering possibility to UK/Canada/Austrialia.. :P
未定呀。英國，台灣機會大。其他未有機會咁。
比起英國, 覺得加拿大始終welcoming好多, migrant country...感覺上容易settle同blend in一點, 英國社會都幾有hierarchy, 有自己個pride係度咁...大家點睇?
心話UK, 腦話Canada, 打緊交😆
看得出阿豬很用心、花很多心思去搜集資料製作每一個 Video 👍 阿豬的讀心術越來越了得，每個製作，都能讀懂心裡有疑團、有顧慮......的香港人的心。在這樣的社會氣氛下，能看到這麽高質素且具參考價值的視頻，又不忘加插些搞笑位，真係笑咗出嚟！越看越精神。多謝阿豬💯💯💯💯💯💯💯💯💯💯
好多謝你嘅支持，因為我都正正係有咁嘅疑慮。反正做咗功課，同大家分享下。
@@AhJu Sorry for the diversion, Julian. Somewhere you mentioned about you wish to talk about bitcoin. May I know the youtube linnk please? Thank you.
@@articojau928 Julian ju=ah ju=pork pofolio =pig pofolio = the relationship
我住在加拿大，你講的稅務資訊是真實的，你真是有做资料搜集。
多謝阿豬 我今次已經睇晒所有廣告😂 大家加油💪🏻
Thanks Yuki!
阿豬，開場白果段我真係忍唔到笑，你真風趣。
Informative, appreciate your works, thanks.
Thanks Joe!
片頭好正，忍唔住第一次留言=D
BDW, 不知不覺成為你既粉絲！支持你繼續出多d高汁片！移民同投資都like x10000！！
Thank you connie!!
🙏🙏🙏好有用的分享，十分感謝！
多謝阿豬，資訊好有用原來可以咁樣慳法👍🏼👍🏼
you'r welcome HK HK
今集做得好出色，解釋得很好！
阿豬，我同老公而家每晚都煲你D 片，係我地嘅天書。 好鍾意你呀！
多謝你同你老公嘅支持！！
未睇都like定先
呢條真係好有心同好 well prepared! 同埋你把聲好好聽!
順帶一提英國額外仲有 National Insurance 係 12% 同 2% 累進, 所以最高 marginal tax rate 會去到 47%
咁快又有新片睇👍🏻期待🌈🌈
Happy weekend Chloe!
終於講稅啦!
超like,最想知慳稅，多謝你幫忙🙇🏻♀️
Merry Xmas 🎉
好詳細，多謝你咁努力搜集咗咁多資料。👍🏻
👍
Very good video with very clear explanation. Thanks a lot on your effort.
You are most welcome
Even since the implementation of Common reporting standard(CRS), investment in financial institutions are required to provide your TIN.
The purpose of AML regulation is not to stop tax evasion. The reason behind CRS is.
好正👍🏻做咗你fans❤️
超實用！🤩
Looking forward Ah Ju
Thank u so much for sharing, very useful~🙏
你個開頭好正🤣🤣🤣🤣
多謝分享稅務資訊，好有用👍🏻
Thanks June for your support!!
its my first time to like and leave comments for watch a vid the first time ... well done ... very details ...
Thanks for your support James!!
同意高地價政策等同税收。
追索原由，一方面是港英政府年代遺留的問題，依賴賣地收入，另一方面城規限制了香港人的思維，這也是港英政府遺留的框框。
8萬5本來不是一個差的方案，唯方案生不逢時(遇上1998至2003，96至97年抄賣借貸泡沫爆破了，通街負資產)。
之後，2008年金融海嘯下，美歐低息及QE，無底線買債買股，債息低，銀纸貶值，剝奪工作的人的收入及他們儲蓄$的underlying value。(於是窮者越來越窮) 講番
物業資產價格，亦因零息及QE，問題更加深化。
〈星加坡大多數人住组屋，市民基本生活才有保障，香港認真要學效呀！ )
Thank you for your unselfish sharing! Glad to see your subscribers climbing up fast, keep up the good work :)
Thank you too!
頂你，個opening已經正到喊
多謝Sam哥！都係跟你哋學嘢！長期追你哋啲片睇，多謝你哋畀咁多資訊香港人😭
見到嗰條友見到反胃
加拿大人！加油！
再重温！做準備！謝謝亞豬
我永遠支持阿豬，yellow
真係好有用嘅資料，解釋左好多我心入面嘅問號，你的followers 都好好，將唔清晰嘅地方再延伸，give a helpful hands to others 👍🏻
另外關於gift tax, 我想問英國係咪都唔收稅？ 有無限額如幾多錢一年？
好有用嘅資料呀，多謝豬豬。
多謝，你既分享超有用~~~
好用心！加油💪🏻
Hi Catherine. Thanks for watching my videos again!
真係好用心！
謝謝你的資訊，好有用呀！
我今日真係學到好嘢！超有用！
Very informative! Thank you !
the information u have provided is utterly useful and easy to understand
Thanks for the compliment Tom
hahaha~~個opening太正啦!抵讚!
Thanks!
Nice one. Thanks for putting the video together
Any time!
阿豬, 真係有料到呀! 跟你學到野
多謝史丹尼！
謝謝阿豬的分享！很實用！😍
Thank you for your appreciation Veronica!
Very technical and useful information!
Glad you liked it
Support Ju 💪🏻
👍
第一次睇，好有用！謝謝。
Welcome Rowenta!!
個開場白好正🙈 anyway thanks for ur sharing 阿豬!
Glad u like it!!
好正, 感恩!
好正,好資訊性，多謝
👍
very useful. Thanks for your effort and sharing to us! support! And I think u r a smart person haha
醒目🐷
in case if you don't sell the stock you don't have to pay any capital gain. There's also different between short term capital gains (sell within a year) tax rate is usually higher than long term (sell after 1 year). Ideally just keep the stock and sell within low tax bracket range. In US if you have no income from regular job in low tax bracket (40k usd after deduction ) a year, it is same as Hong Kong you pay 0% tax for long term capital gain.
學到野, 謝謝!
謝謝分享，非常有用！
但我睇過下uk 既capital gain tax, 對於trading 有份trader 同 investor，抽稅方法同capital loss既calculation 都有不同。 trader and investor 既 status 重要唔係solely independent but can switch over or can be both at the same time over a tax year ...
好有用的資料，謝謝你😊
Thanks for watching!
等你出呢個ISSUE 好內，第一時間睇你分析,thank you so much .
Thanks Gin for your continuous support!!
@@AhJu Please keep continue for financial analyst
+ Tax at Canada or U.K , Gorgeous Sharing . ( I am also newcomer @ AB , Canada )
Will do!! All the best in Canada!
waa..豬你嘅分享真糸不計成本!👍
already paid. might as well share
Your finance knowledge will be super super useful in your master study....
期待😊
Nice to see you Honda
great content! Thanks for sharing.
Your welcome Gary
Thank you for sharing... regarding to TFSA account, the constribution is accumulated from year 2009. TFSA constribution is not tax deductible, only the interest and investment gains in that account are tax free. Please be aware when withdraw from TFSA, better don't deposit it back on the same year. Because it counts by the total deposit so is easy to be trapped of over contribution.
好有心機的分享, 多謝阿豬, 八萬八 !! 我都係鍾意隻狗仔多D
下次加返多啲狗仔~
哈哈... 好正.
謝謝阿豬.
You are welcome fanny!
多謝你既知識分享
very appreciate of your sharing, thank you ⭐👍🙏
多謝阿豬！！！
阿豬，好開心見到你越嚟越進步，越嚟越多資料又有用，充實😍但我依然覺得個background唔係好吸引我😅所以我都係專注個內容😅
Thanks 呀🐷，多謝無私分享
Thanks for your support Vinsy!!
Great video! Love your humor! Btw other than family i think you can consider giving your assets to your close friends as well (limit to 1-2), helps diversify the risk as well!
That is a great idea. Let me tell my friends to diversify to me
要肯定該朋友永不會由 “黃” 轉 “藍” 喎 ！ 😆😆😆
liked &shared! This is really helpful~! Support support!
Thanks Rex!
very informative! thanks a lot for your sharing
In UK, there are trading instruments which are completely tax free.
學多樣嘢！多謝，阿豬！
Thanks for watching omega!
好正
多謝豬神！
個開場好正
👍
Very useful. Thx!
thx ! 了解多左英國稅務!
多謝阿🐷，我乜都唔使做又學多咗D嘢喇！
You are welcome!
好有用！謝謝
Thanks Marco for watching!
It is a very good tutorial material, I strongly suggest you to add closed caption with your video.
Useful for a layman like me. Thanks for sharing!!
Your welcome Devin
好實用, thx
Thanks for share!! Your video helps a lot! Btw, I am moving to Montreal.
Hi san san, all the best!!!
Thanks so much for sharing!
You are welcome Phoebe
謝謝分享😃
Very clear! 👏👏
Thanks Amy!
阿豬移民日記 新生活即將開始，你一家努力喔！💪
thanks for your value information.
Thanks for watching Alke!
阿豬係叻叻豬
🤤
在澳洲CGT，持有資產（股票或物業）12個月或以上才可tax 其價值之50%。即係話短炒要tax 足100%。好似同加拿大唔同。要移民人士最好在成功移民前考慮各方面因素，land前賣或不賣自己在香港的物業。因為在港物業亦可能要打CGT。
Nice episode.
Can you talk about how to setup the right structure (e.g. ltd) to purchase a first or second property in the UK please?
Thank you Ah Ju
Thanks for your sharing
非常好
🙏
如果想省CGT, 夫婦應該依他們不同的稅率分配資產的持有比例，例如丈夫是交最高稅率而太太是最低稅率，咁太太就持有資產比例較多，令最後需要交的CGT 下降。
講得好仔細啊都，我本身就起加拿大做野而income tax 的確係多過香港好多。另外聽過如果股票投資輸錢都可以照報稅，之後再賺錢可以抵消反相應既稅。另外TFSA 一定要用不過RRSP 就相對再復雜d, 因為你拎錢出黎個刻其實要收返稅
可能年尾都係搵個會計師幫手好d 😂
Well said & explained Wiky, support u from Canada. 👍👍
如果係低收入的人就真係要考慮供唔供 RSP, 因為低收入的人到65歲可以攞老人金（OAS) (這個無論高低收入都有）及補助金（GIS) (65 歲後低收入的才有）, 如果佢65歲後提取 RSP 款 , 那 GIS 就會相應地減少提取 RSP 款的 48% ！！
除非RSP 戶口增長很快, 否則唔着數 。
very useful, thank you
You are welcome
阿豬，多謝你，超pro,好喜歡你的gag（賓洲大學）😂😂😂😂😂
好有用呀👍🏻多謝多謝😄Taiwan
Thanks Macro for watching!
For US, if all your income comes from stock dividend up to 80k are tax free. Short term capital gain is 30%. long term capital gain is 15%.
Thanks for sharing.
80K is for married couples. If you are single it dropped to 40K
Bravo.~ 👍🏻👍🏻👍🏻