Philippines How much MONEY do you need to live?
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- čas přidán 30. 06. 2024
- How much money do you need to live in the Philippines as an expat from a western country and still have a better life than you did at home? This video is where I answer that question based on my thoughts. You can survive on less, but is that why you really want to be in the Philippines as an Expat? Much of this depends on where you live. If you are planning on Manila your costs will be much higher than in the province or even in Davao. Cost of living in the Philippines and how much money you need. Can you live on $1000 a month in Philippines?
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If you want a cool life style cost of living in philippines, honestly you need 1,700 to 2,000 dollars per month. If you are practical and on a budget you just need 800 to 1,000 dollars.
That sounds about right, but most Americans will want to travel from time to time, save, etc. with that said, I think $2500 to 3k would be sufficient depending on your housing. This is considering a family though. Wife and at least one kid.
What about the dating life sal was there any bad issues there
@@Aggie4life77 What about the dating lifestyle there? What are the equivalents to me coming over there for a year or something? I'm a stock up to traders so i'm eventually going to look for a wife in another country
Yes, you would be comfortable with $1000 a mo in the Philippines
I have no idea how to spend 110.000 Pisos a month (= 2000 US-Dollars) when in the Philippines, except when we renovate our house. With a third of that (and even a little less) I don't miss anything. Once we live there when retired I will need a little more for the fuel of our car which we intend to buy.
I’m shocked at people not understanding costs! Where you currently live costs vary on lifestyle and same is true here in PH. Maybe these are people that have never left their own house before. Always nice to see peoples costs in different areas but depends on if you want ti live like a westerner or enjoy the culture. Thanks for your advice
Good video! Thanks 👍
hi, I just subscribed to your channel and I honestly enjoyed watching you and listening to your topics😍😍🥰🥰
I live in the United States in Tennessee and my living situation is kind of unique but my rent water and electric and internet together for my part it's $200 a month. Now a lot of people in the United States would say that's impossible but I'm doing it and I'm doing it on $13 an hour with child support coming out. Not only that I visited the Philippines and Thailand making that low wage in last 3 years. It's going to vary greatly based on individuals
A very subjective topic since some expats want the swanky condo lifestyle while others want to settle in a sleepy community or live the province life.....the differences will be considerable. In my opinion, having $1500/mo. should be plenty for ONE PERSON to afford a comfortable lifestyle while stashing away a little each month for emergencies. Assuming you're going to live off of savings or investments, if you're a 60 year old in good health with a life expectancy of 85...then: 1500/mo. x 12 = 18000/yr. 18000 x 25/yrs. = 450,000. Now if you're from the US and have a decent SSA (or pension) monthly income, then you don't need a kings ransom in the bank. However, having no savings while living in the Philippines is asking for trouble.
1500 in smaller city is enough for a single person to live in luxury with maid service to boot. Other than that your women will be your single greatest cost, as with most foreigners.
Thank you for your information very helpful
My pleasure
Very informative from a foreigner’s perspective.
Don't forget costs for airfare, Visa's, and meds. My startup costs were about $10k. Then $2000/mo. Plus I bought a little car for 700k.
So - you - are about $23000 USD in - just to get started - on your particular 'lifestyle' ? + $2000 per month - health insurance pills visa bills & all ?
@@frankkluz9787 yup. Kept my home abroad. Less to live here and a better quality of life.
@@frankkluz9787
In the Philippines, $1,000 a month is enough.
@@vigov2012 it depends on your lifestyle. If you can find housing for $150 a month, no car, no going out, barely use A/C if at all, no travel then maybe. For a single person, I would say no lower that $1500 especially if you want to go out and date! That’s bare minimum.
@@Aggie4life77Not to be rude but I think you are all a just a little bit insane, lol. I live in America for $150 a month and need to lose weight! I own my own place and land, no rent, I have solar, no electricity bill ever, and I can easily live off $75 a month in food! Over there I will get a $100 apartment, install solar, so no electric bill again ever, internet and food won't be more than here, so I will still be about $150-200. I don't want or need a girlfriend right now so I will chill by the beach and fish, which I love to do and you don't need a license there to do either. So I will also have free fresh fish periodically, and even snorkel for a lobster or crab here and there. I guess none of you know how to cook well huh? I love to cook more than almost anything, and it is dirt cheap. Wow. 1.5k just to get by minimum?? And you know you can travel by Island hopping all day to like 5 islands and snorkel and get a meal including with crab etc for only $25 right? I could even do that a couple times a month on $250 total. I just don't get how you guys all need a massive house with 4 ac units and to eat expensive food every day when good cheap food is everywhere there. But to each their own I guess! And I was kidding about being insane, it's just insane to me. Jasper spends 1k there a month total and has an appartment on Boracay AND the penthouse on the 70th floor in Makati! Tallest residence in the entire country. Not sure how you all waste so much $ but I am sure it can be done I guess. 🤷 Wow.
In the Philippines, $1,000 a month is enough.
Is for many ! -- Some with medications might need a bit more. (?) - $1200 perhaps.
@@KB3TLE True, for everywhere but BGC. There even $2200 is a stretch.
12 years na in Pinas....$1000 is only enough IF you live a very simple province life OR a city life owning your own condo in cash(do not rent), don't have a woman, don't run AC, and do not own a car(just a scooter). Just routinely running AC will cost you 200 a month easily for a condo and 300 for a bigger house. Even having a very thrifty low cost women will increase your costs a lot to at least $1500. This is living a simple life ...kind of a low end Western life.
Yeah load of pinoys live on $200 US a month and even less ! but that is a super spartan life and next to no housing costs(multi generational living or living in a boarding house) and their dietary intake is well...crap(unhealthy) to say the least.
I'm a simple man that owns a house and lot in my son's name(mestizo pinoy citizen) and I have a wife and 2000 US is about my sweet spot and that is NOT living in the lap of luxury by any means ...it's a simple lower end mixed pinoy Western life.
So guys REALLY now....the days of living on 1000 a month are pretty much over thanks to the huge increase in the cost of housing since covid....you can do it but most of you guys won't be happy over the long haul.
MEDICAL COSTS! Medication is cheap , however, forget healthcare insurance as it high cost here and when you want to use it everything seems to be a pre existing condition..... Healthcare way cheaper than in the USA BUT you better have at least 50-100 grand for an emergency medical fund cause it's not "that" cheap and you sure the hell don't want to be in a public hospital!
That 50-100 grand is also needed for blood money because it you injure a pinoy with your car or bike YOU better pay even if it is not your fault ...that is one way to get killed in Pinas (not paying blood money). Pinas is safer than the USA for the most part EXCEPT in this regard and in regards to politics(do not express opinions or get involved PERIOD)
Many are 'stuck' where they have to "make it work" with a lower than desirable budget number ! No real choice at all - simply must make it work with what ever they have to survive on. -- Those who are more flexible are fortunate but not everyone is ? -- Few other places in the world where English is widely spoken are more financially desirable ! --?-- Your answer seems honest enough. In the end people must do what they have to do - on what ever they have - to do it with.
You don't find a shop or street-market where somebody does NOT speak English quite well. It's school- and university-language. In the college where my wife was a professor, there were even sign-boards: "Speak English only".
To each their reach, your life/my life, two different lifestyles, but you did have your disclaimer, great subject matter.....
How much anyone needs to live, is very subjective & personal to one's own living wants & needs. This applies in any country the world over.
I know guys/families who live like rural locals on very very little & others on more & much much more.
We all have choices & the choice is ours to do as we wish.
We spend on average $1500 per month and live very well 💞 we are blessed & thankful we can do this😊
We ? -- Mouse in your pocket ? -- Or - A wife 4 kids & 6 dogs ? - - - ? - - - 🤔
Like everything else in life there are may variables. If you own the property have solar panels and a garden and don't eat junk food the cost of living here is minimal
Exactly. Why these guys never spent $1k on solar and never have to pay an electric bill ever again is so far beyond me I can't even wrap my head around it. I have lived off solar for years here in the US. I Have my own place and land paid off. I live for less than $200 a month easily and have to lose weight! And that includes internet, etc. I could get a $100 pad over there, eat out more than normal, but I love to cook at home, and still pay less than $300 a month. Chris is going to interview a guy there that lives for $107 a month TOTAL. For everything. I guess some people just like throwing money away and think it is a "Higher standard" if they pay an electric bill and never learn to cook a meal themselves, but whatever, lol. 🤷
I saw that body builder in his "Go with Ali" channel try and spend $100 on street food in Cebu and after two hours and stuffing himself to death he spent less than $5, lol. So $15 a day eating out just means they haven't learned the right places to eat yet. Or want to throw money away on American type food? Anyway, I see a total difference with people and their spending habits, and almost zero difference in their "Standard of living" other than some want to live in a mansion just "Because" and that's cool. But Tim K has a.mansion on the ocean shore for $500 a month, so I don't see how these guys want to pay more, but to each their own. 🤷
Totally agree. I just had my house built and installing solar in Laguna. I’ll be able to raise a couple of vegetables and herbs along with supporting local market businesses. Can’t wait!
"Chicken-joy" is cheap and one portion is enough for a meal.
Many Filipinos live on mountain tops as squatters. No rent and a ton af cool, clean fresh air. and you develop strong legs
Sounds reasonable. Obviously, it is possible to fit your needs in a smaller budget. I guess it will all depend on an individual budget. I can’t wait to move there. Unfortunately, have to wait 2 more years for my retirement. Thank you sir for your honest opinion.
Agree that rent is the biggest expense. Try to look for rent-to-own condo units so you’ll have equity. Then if you plan to leave, find a buyer who will assume the balance and give you back your home equity. Look at the fine print of the contract before you sign it. This is for those who want to settle here for good. If you will live a nomadic life, however, this will be a burden.
After Seeing others monthly budget videos 1500$ ish...... seems to be the best starting point. That seems to be about = to a middle class lifestyle in the US.
Bingo!
We found it to be extremely cheap, we went to Puerto Princesa and It was cheaper than Davao. We went to the public market and my girlfriend was taking pictures of how cheap the food was especially the onions. Yeah, her rent is like 40 bucks and she can live off of 300 us dollars a month. So it really depends on you. But yes, If I lived here, I think 1k would be doable.
@DrLawaytravels, my wife and I are thinking about retiring in the Philippines. Thank you for this post, it gives us a good idea on how much to budget. I'm born and raised in the MM, left when I was 19 and been in the US for a little over 3 decades. My wife however is white and reluctant living in a place that is unfamiliar to her culturally. I've only been back once and I miss it a lot and would like to spend a good chunk of our lives there. I'm hoping with some savings, SSA, and VA disability pay we're going to do okay.
I never had any problem to familiarize myself culturally with the Philippines. Probably because in my mind I am everything but a "white westerner". When I am there people who don't know me yet are regularly amused, because they are not used to "Americanos", who behave like locals and only need a very simple lifestyle. Plus support a couple of really poor people with sacks of rice in December, carrying it to them personally.
Sitting in Terminal 2 in Manila, waiting with my two boys to board our flight to Davao. My wife (their mom) has been here 2 weeks visiting her sick mother.
Health insurance needs to be checked it can add up depending on age. I was quoted for a 70yo as an example $550 a month for a premium plan. Also if you have a lot of cash from selling your house in the west you can get dividend income form the Philippine stock exchange paid monthly at around 6%, tax is 10% taken off right away before you get paid out.
For Filipinos in some provinces, it depends on your lifestyle, some can live for 500 dollars , for 1,000 dollars is good enough but for foreighners ,because their food is different compared to Filipinos, their budget is a little bit more...mostly Filipinos they own houses with no mortgage, so they only think about the food ,electricity and some other miscellaneous.,
My food in the Philippines is not really different. I eat lots of bananas, but also other fruits, fresh fish, chicken, vegetables, rice of course, even plain cooked one without anything. Yeah, we always have some dry spices with us, because my wife for example only likes European spaghetti-sauce, not Philippino one. Although she is Philippino. I always bring ready-to-make-cake-boxes with me and prepare chocolate-cakes for our neighbors and family-members, especially my young grand-nieces. Far less sugar than Philippino cakes and maybe that's why all run after my cakes.
I have a girlfriend who is Filipina and when a traveled to Davao City, Philippines to visit her I spent like $2000 the first month and 1800 the second month. This was me not being financially careful at all, as I had a lot in my savings at the time. Now that I am back in the US and coming to Davao in Late December, I feel like with being super careful and seeing my girlfriend only two to three days a week, she lives in the province and far from me and has a lot of things to do during the week, I can live off of $1000 per month. But that is for ME.
I don't drink and not go to bars, in thailand it's impossible for me to go lower than $1,200, so those saying 600 a month, are either lying or have completely outdated budgets.
For me/ Family (8 people) in my house 1,200 a month. Two people renting......... 800+.
Good video and very informative. Thanks.
The US food cost is not cheap anymore,
Lifestyle living in MegaUrban Metro Manila is definitely way higher compared to like living in Laidback Dumaguete City or Gensan... Condo Living vis-a-vis Provincial bungalows really is like comparing Kings to pauper.. True,..it is really anybody's choice..
Even thinking of possibly living in Metro Manila is a nightmare to me. I don't like cities, not to talk about mega-cities and urban jungles. Down there in Northern Mindanao is much better.
So what part or place is the cheapest part to live in . If and when I can retire I would not be traveling to lots of places. I would just try staying in my area. Eating out would be fine or bbqing at home.
depends on if your taking expensive meds , then you need lot of money hanging around , depending if you have expensive taste then you need more cash flow keep in mind , if your single and you have medical problems , you need lots of money , because philippines isnt free health care u need to pay , so other words it better to have business running in behind the background so your cash flow keeps coming in other wise what ever you spend at your home usa or canada is about the same there ....
Only thing that's cheaper is rent and services and there's a tradeoff. Rents cheaper, but then the place will be a lot smaller, there will be less power outlets, less cabinets, and most importantly less reliable infrastructure. Services are dirt cheap, a haircut for a dollar, but make sure they use a fresh razorblade. Anything name brand costs more, gas, electricity are much higher. Rice is cheap, fish is cheap (They dump sewage in the ocean though) All other foods are the same or higher. The quality of some foods is terrible.
I believe you living at $10 on food
That would be my budget when I get there. I will not be paying rent since I recently built a house there after purchasing a small land long time ago. I think no more than $1000 will be sufficient to live there comfortably.
I did the same and just installed Solar. Take out the 2 most expensive items living there.
Do you have a PHD hence the Dr. title as I know you said your a lawyer? Love the channel.
American Attorneys have a Juris Doctorate
@@JeffMathias Oh ok thanks Jeff….
That amount depends if you single. And if you like to party
And cook for yourself
It is always more exensive to live in any place that has the word "capital" in it. If you could avoid these places, do it. These are "Capital" of a province, "Capital" of a Region, "capital" of the nation. It is cheaper to live outside of these capital places.
House rent is a lot cheaper in the Philippines than here in the US. In here, for one bedroom apartment you pay $1,800. In the Philippines, a nice apartment, you pay about $150.00.
Food are cheaper in the Philippines. Markets are full of varieties of vegetables, fish, fruits and meat everyday.
If I teach English online to Chinese students in China do I need a business license if I am visiting the Philippines and if so how much does it cost... thank you.
I would say ask the Philippine embassy in your country.
lol i run my air here atleast 18 hrs a day my air con is split air converter and my beill never gose over 80 dollars i own my house so my bigest house hold expense is food the two of us is 170.00 a week
Here in the US three mc doubles at McDonald's is about 10$
Depends on what you want and what you feel you need. We don't need much when we are there, because we have our own house (my wife inherited it from her parents). We only renovated it 15 years ago (it needs another one in the next few years). It's not big, it's comparably simple (western standards apply), doesn't even have air-condition (I don't need that) and is in a suburb of a provincial capital in Northern Mindanao. When being there, I am the only "Americano" in our barangay (plus the surrounding ones), which is very enjoyable. Expatriates live somewhere else in the city in areas I don't want to live. Fish- and green-grocery-street-market is 100 yards away from us, a supermarket maybe 500 yards in walking distance. Lots of green all around, because the city-center is 3 miles away. Water-supply is only on paper, because most time nothing comes from the pipes (lack of pipe-pressure, because the house is built on slightly higher ground than the surrounding ones). We collect rain-water in big drums for showering and dish-washing and also get it from my wife's family, who have running water on the same compound (and collect rainwater additionally). My wife's family is not poor, all of them have their own car, some even more than one. We have five MDs in the family, among others.
without rent you can live ok on about US$210 per month. Buy and cook your food, it wont make your tummy as bad and the difference between what you say $15 a day is like $450 a month, buying it and cooking it will cost about $155 a month, electricity is ok its only expensive if you are a philippino. I would say for a westener you would pay about 250 WITH air con per month. They dont have staggered rates, just the one overall rate, I think its currently about US23 cents a KwHr. You really NEED to own a vehicle otherwise the public transport is SHOCKING, uncomfortable and rotten but cheap. Petrol prices are not cheap though at about US$1-44 a liter . You dont get your car insured because there is no such thing as comprehensive insurance available, so make sure your car is fitted with a dash cam! And DRIVE safely! If you get pulled up by the local crocodiles NEVER hand over your licence, have some copies with you and hand THESE over instead and REFUSE to pay a bribe, which is usually why they pull you up in the first place, best way to get out of this is to say " I think your new government is trying to stamp out corruption? ( as if it's a question - then you say) Maybe for my safety I should report that you asked for money? Get it ON ur dash cam and audio, they will get mad but wont take action and might even HELP you. Just be careful.
For single $1500-2200 is the ideal sweet spot. Plus $15-20k Emergency Fund. Add $500-800 for 2-3 people.
BINGO
Did you decide to stay in the Philippines? Referring to one of the previous videos….
Hello, can an American open a bank account there without difficulty and use “wise transfer” app?
As far as I know (my experience) you need to be a resident (for foreigners meaning having a residence-visa) to have a bank-account. That's what three banks told my wife when she wanted my name to be included on her various saving-accounts. Therefore, the accounts are all still on her name only.
3000 a month US
2200.00 USD per month to live comfortably as a couple with aircon and not sit at home bored all the time. if you have kids oh boy prepare for closer to 3k
School can be expensive especially if international for the kids.
I'm thinking about £1000 a month which I think is about $1200 US. I can take out more than that but Im not a big spender. I cook from scratch at home, don't drink alcohol and happy to eat rice with veg. I wouldn't need to be in the city as I would be retired but would like to be close to Cebu. Is this possible?
I've heard that's the lower limit from all the varied opinions on here for the most part. -- Just medical emergency's or 'catastrophic' coverage may drive it up with old age. -?-
@@frankkluz9787 Thanks. I'll have to see how it works out when I get out there.
Wherever you live, just make sure you're not too far from a medical facility. That's my opinion when you retire.
@@BhaiLebun Yep good point it's towards the top of my list as I have a medical condition 👍
@@stevier3510Hey Steve, I am like you. One guy got a two story 3 bedroom apartment in a gated community with a guard just outside Cebu for $150 a month. I am just going to get a small place in Cebu for around $100. And they are there, I have seen them advertised as recently as last week. They are tiny, but I don't want or need a big place. To me it's just a place to sleep out of the elements. I love to cook as well. This guy in the video says minimum $300 a month on food, lol. I live off less than $100 a month in America in food and I need to lose weight! I have the money to spend more but I honestly can't eat any more than I already do! You can get health insurance there for a hundred or so a month, then electric and Internet together for $100. You could easily live there for $500 a month the way you are talking, no problem at all. With $1k a month you could save a lot for emergencies. These guys just love to spend $500+ a month on a giant house for whatever reason. But you could be in Cebu in a moderate sized 1 bedroom for $200 pretty easily. Say $100 for food if you cook at home. $100 for electric/Internet, and $100 life insurance. You would still only be at $500 a month. See what I mean? I don't think any of these guys even know how to cook, lol. Or must hate it. I love it. I have tentative plans to go in October. I will stop by and say hello when I get there. And you will be fine, brother. Don't let these guys that way over spend on everything make you think it costs so much there. It's just an ego thing I think. I honestly believe if they lived a great life on $600 it would make them feel like a loser no matter how happy they actually were. It's a weird phenomena I've seen a lot in guys over there. They need a house big enough to fit said ego. They will learn one day perhaps. Maybe not. I don't think they research how to get cheap plane flights or anything. They spend a ton on travel there and I can go to the exact same places for next to nothing. Anyway, take care, brother! - Kevin Venture
Enough just for me
I am married to a Filipina... She lives bacolod. We were married in January. I'm going to move there for few months before we move back to the us. She was telling me she get me some government health insurance as a spouse... Do you anything about this or what its called... I'm flying out in two weeks...
You don't give much information. Does she have her visa approved and you have a flight scheduled or are you starting that process once you arrive? Are you retired with a healthcare plan or on your own plan? What is your current health? All that and more are important factors. Information I received from Medicare (and the attached private plans) indicated they only cover emergency services in the emergency room visits. If everything is already scheduled you may want to check on international short term trip plans to cover the period you are traveling. There are also yearly and expat plans available. Phil heath, the government plan, is almost useless. It does not cover doctor visits and paid less than 10% of my wife's two C-section deliveries. Which fortunately were both below $3,000 USD. The typical doctor visit fee in Bacolod is less than $20. Maintenance medicine and supplements are very very expensive here so if you use any look into bringing as much as you can and or having a friend or relative ship them to you. USPS takes 2 or 3 weeks to get to Bacolod. Good luck.
Stay in Philippines. Trust me
Why would you bring her back to the states? Congratulations 🎉 but I personally think that is a very bad move.
@@robg2347 I have two kids here. I got to see them more than once a year, I will most likely go back and forth
@@DeliberatelyDeadly ahh ok I understand now. I plan on retiring there if all works out. Don’t want to live in the city though, I have a friend there and a woman that I met so it’s not like don’t have someone it makes it easier I hope 😂, but I definitely am done with the States. It’s turned into a big mental institution here.
To answer your title question: "perhaps more than most people think 😊"
I arrived about a month ago now & having been staying in Laguna The 1st apartment My GF found was 3,500P/month
Now for month 2 we found a different Apartment, further from city center, But More quite, New Construction Incl Wifi 4,500P
Where is this place in Laguna???
@@marianeil6630 The 1st apartment wa sin the Lynville Subd. The 2nd place was in Laraville
@jlynnburton9718 Thank you are they safe for foreigners??? How far from Makati, one hour, do you take mass transportation or do you have a car?,? Thank you
@jlynnburton9718 is this in Sta Rosa Laguna??? I want to go there, who is the contact person?? for affordable housing???
STA CRUZ LAGUNA???
do we really need a plane ticket to show we will get out of the Philippines at the entry?? Do they really want us out? to make sure we'll eventually leave??
I was under the impression foreigners are welcomed, for tourism revenue, for marriage, if nothing else...
I think I saw that, or something about that in another video of yours... did I misunderstand??
Yes an exit ticket is required if you don't have a round trip ticket. When I came last year, only the airline checked for an exit ticket. Immigration didn't even ask for my exit ticket. And yes, foreigners are welcome, if you don't behave badly. Life can be good here, it just takes a little effort.
Soon PH will be like Singapore in economy.. our OFWs have already earned the trust of the world to invest here in PH.
Western prices in a developing country? Then it's time to shop around!
I was spending 2k on rent alone in LA
hi good video, quite acurate, I have lived in the PI for 17 years although have worked in other countries in Asia (tax paid there), it will cost between 1k and 2k per month, depends if you own your own House (I do) I have no Pension (check this out before you decide to come here Aussies etc), the thing missing in the vid is Visa, me it costs just 310PHP per year, as I have permanent Visa (lasts 5 years) if you have to pay Visa every 3 months etc its a big cost, to get a permanent one you need to marry a flip lady, me no problem, I live in northern Cebu, nice place, but to go to city a Nightmare, also you have to factor in the WHAT IF FACTOR, nearly all foreigners I have met here have lost a lot of money due to trusting there lady friend, as family always comes first here, I have two kids and I am pretty lucky, but take some advice DONT BURN YOUR BRIDGES to come here, I would say success rate is only 10/15% long term, but if you can do it its pretty good!😢 just my comments
Good point on the Visa costs. I originally came on Balikbayan so one year was free. Converting to residency had fees but now under $8 USD a year for the 13A option. I have heard that going into the Cebu city is a nightmare traffic wise from a few folks.
Own house near Davao (tagum) I have a USMC retirement of around $4k but I usually only spend a thousand. Again. No home cost. We could live cheaper but we pay for private school.
The problem is I wish you had a solution for me I still need to pay off my appartment for 12years. That's the only reason I can't go to move to the phillippines right now I can't work there or only maybe make 150/300€ a month for maybe working 12hours a day 7/7. As long as I don't win the lottery because I want to rent it out and live from that but then I still have to wait 12years to go. Btw I'm from Belgium
Live your best life, we don't know what's around the corner for us.
If desperate to move to the Philippines & you rent it out now, could you not have enough over from paying the mortgage?
P.S you can also live very cheap in parts of Thailand, Vietnam, Laos & Cambodia, though English is less spoken.
You could rent, pay the mortgage, and use the remaining plus an online job to supplement, waiting 12 years doesn't seem like a sound idea.
@@picadosinferno What's stopping you from selling the apartment?
I'm the same , in 1 year I will be able to rent my house out and have 1k / month to live on , a small set me up fund and a small superannuation fund when the Australian government allow me to access it
Id like to work on a budget of 1500
Electric bill 100 dollars without A/C ? Live a simple life for 1000 dollars ? I did not know that the Philippines was twice as expensive as Thailand.
I live a simple life in Thailand, with lots of electric equipment, sometimes A/C and a powerful computer running 10-12 hours every day. The bill has never been higher than 60 dollar.
Living cost in total ? I do not pay rent since I have my own house, but normally I do not use more than 500 dollars per month. If something break down and has to be replace it will be a bit more, but 1000 ? No.
I have a $4200 monthly retirement income. Is this good?
Yep you can live well here on that.
So if I am making 2500 a month I should be very comfortable there. Plus I am single
Yes very very comfortable.
$ 300.00 a month...
A lives extravagantly bonngacious
Cell phone and internet approx cost?
For our cell phones we pay 150 pesos each, or about $3 US for a load that is good for 7 days. Unlimited data and text. Talk is only to others on our network which is 'Globe'.
We pay 1500 pesos or just under $30 US for our internet which is very good. This is in Koronadal City. A few hours from where the Doc is.
I am using SMART SIMCARD, its only 500 pesos, 30days unlimited internet with unlimited call and text to all network
Cell phone with unlimited data I pay 599 peso a month around $12. I have fiber internet with 200-300mbs for around $60 USD a month. There are cheaper and more expensive plans but that works for me. For USA cell phone I use google fi and pay less than $30 USD.
400 for rent and 1000 for everything else
Dawg it cost a fortunenite...sun...son
I’ve heard a lot about cost over there and to me, I look at the biggest expense the most. The way I want to live there, I would need at least 1k to $1200 month on housing. I’m not saying I have to pay that much, but that’s what I will budget. I will definitely be running that air conditioning so add another $300. Food is tricky. I’m just going to assume it will be and my girlfriend/wife as I won’t stay single long. I would say another $300 a month as I like to eat out from time to time. That budget may go up a bit lol! Internet and phone would add another $100+. For basic life I’m looking at around 2k, but I haven’t talked about transportation, health insurance, traveling and saving. I will add another 1k to cover all that to keep it simple. That’s 3k per month or 36k per year. I work remote and make double that after taxes. It’s time for me to go lol! I just want to save up a year of expenses just in case of job loss, etc. this will give me time to find another gig.
My wife's family-members are always amused, because they once told me that they have never met an Americano (= white foreigner regardless of citizenship), who doesn't complain about the heat and on the opposite even says that he enjoys it - just like me. That's why I don't like air-condition and don't have one. It only makes me sick (severe colds - had such not only once after being in taxis or places which were bloody cold due to extreme air-condition.
My budget would be 4k a month so I don't think I would have too many issues
Thats a lot of mulah if your budget is 4k US$
You have one issue. Your not in phillipines most will never go
@@BearInThePhillipines well I’ve been to the Philippines 4 times already, as early as 2008 , so it won’t be a cultural shock for me and I’ve been to multiple places, Manila, CDO, to name a few , the new thing for me would be staying long term and is why I originally stated what I did 😎
@@BearInThePhillipines we have been there a lot and I know how much you need a month to live comfortably.It depends on a person life style .
You know I live in a small town in Texas and I live on $914 a month
That is a good deal, what are your housing costs and what do you get for that cost?
Well, my housing cost is $250 a month. I live in an RV park with a swimming pool. Tennis court ,showers A wait room. And it's on the Lake. I pay $40 for electricity. I pay $20 for the water.
If you're interested. It's on Lake. Toledo bend on the Texas side. They also have a restaurant on-site called the sportsman bar. And grill, there's also next door a Dollar General. And a friend of mine lives there She has a 2 bedroom apartment. And she pays 375 a month. Water electricity And trash, pick up all included. Wi-Fi and also cable.
Toledo bind is the largest man made lake in texas
And if you go over to the louisiana side it's even Cheaper
I have found that as long as you OWN your house and car free and clear, you can live quite comfortably on 2000 to 2500 USD. Our bills in the Philippines in Isabela province runs roughly 4000 pesos a month for electrical including air con running every night only, 1400 pesos for internet, 1200 for Netflix, 2400 for LP gas, 30,000 pesos for food. So far that is roughly 800 USD which leaves 1200 USD left over on a 2000 USD budget or 1700 USD left over on a 2500 USD a month budget. BUT this is if you ALREADY own your own car and house free and clear. And this is based on what it costs us to live in Isabela province. I imagine living in a major city will up your costs somewhat. But that is what it costs us to live in the Philippines and we live quite comfortably, we travel, eat out, etc. So in my opinion the target amount should be 2000 to 2500 USD. And this is a budget for the 4 of us.
Make 2k usd a day and you won’t need to ask that question for anywhere. I’m shooting for 10k usd a day. But tell my future Filipina I make 5k per month. Thanks
It's impossible to just even THINK to estimate the budget someone need because each one have a different life style.
Some talking about 2-2.5K but talking about family member...thats not a budget for 1 person only so.
Some talking 1.5K for a single person but told us about get out forr dating and drink.
Some said 1K.
There is absolute NO VIDEO that gonna ever been able to clarify clearly this subject because No one have the same need.
Maybe thoses who do these kind of video need to clarify their TITLE like : How much for A SINGLE PERSON to live in...??
How much for a COUPLE to live in... ??
How much for a FAMILY to live in... ??
MOST of thoses video talking about a SINGLE person coming EXPAT in Philippine or Thailand.
So peoples need to understand thats before trying to estimate their money needs.
You don't need the same amount of money if you are alone than if you are a family of 3....
That's why thoses kind of video are always tricky in the comment section because each peoples tell others money numbers but based on THEIR need and not the reality of each differrents situations.
I'm alone ( Single) and i DON'T drink.....i don't gonna need the same amount of money than another single one who want a budget that include alcohol each days of his life.
Hahaha simplest answer. You need all you have up to $3,000 USD per month.
This is totally ignorant from a Dr. No an American especially cannot live in the Philippines without Air conditioning! These are the plain facts you need at least being single $1500 a month some months you will use less, but in the beginning months you will probably use more! That's monthly! Then what do you need to get setup coffee maker,cable bottled water transportation Entertainment etc etc. Then you need a nest egg for medical, airfare and believe it or not disaster relief funds and again etc etc. If you had all those things in place already sure you can survive for less, But are you coming here to live or barely survive! If that's the case stay in the states at least you have agencies that may help your situation, rest a sure you will not get any help or very little here and that goes for the Embassy. If your thinking of coming here to live then you need to spend at least a month here and making arrangements on how that transition is going to go into effect. The biggest thing foreigners face is Culture Shock, this is what beats them all, they came here thinking everyone speaks English, then they experience the Filipino way and they go what that's not the way that's absurd that's just harder not logical all to the Western way of thinking their way
and so it takes it's toll and they find that they cannot acclimate, assimilate or acquiesce to living in the Philippines. Let me leave you with this: foreigners should never negotiate for themselves always have a Philippine person do that for you, I promise you they will get a better deal. But if you think you can go ahead, you might as well wear a Santa suit. There are many bloggers out there looking to supplement their income stream and some will do or say anything to boost their audience I'm not saying that this blogger is doing that at all, but beware their are those. In closing: live here over 20 years, never met an expat that did not have a horror story including me! I absolutely love this country
For the tribesmen of the Mountain Provinces please don't trade your bows and arrows for the concrete jungle. You are our last hope. If you hear a loud bang at some point please continue what you are doing. For that is the sign the earth is cleansed.
why anybody would want to live in the 3rd world is beyond me
....because they cannot retire in the West on $1500 USD a month period ...even when owning your house and car outright that income is a struggle. Money wise...NO Xpat would live in Pinas if he cleared even 5 grand USD a month and owned his own house and car etc. The other BIG REASON men retire here is due to the women ....you can easily get a very good woman 20-30 years your junior that isn't a fucked up hyper feminist Western woman that has a body count of 10-100 men !
Pretty Spot on, I build Really nice house, 2 story with 3rd story Top garden, In province, 60k We have condo Air BNB pays for itself plus some, Now I own this home and no payments, Not a drinker And we live like Royalty on 1200 to 1500, But no bills no car or mortgage at all, I built with 15 province boys 5 skilled 10 non skilled, I’ll probably do a video on learning, I was engineer on the job and it is disasters proof, Double steel commercial grade building. Bro food back home is off the charts, Good Vid, ⭐️⭐️⭐️⭐️⭐️🫡Salute, Belus
What should I look for to find your Airbnb?
She owns the house you just dont know it....yet
@@BearInThePhillipines Of Course I know it lmao, I own a Cattle Ranch in Wyoming, Trust me I call it her house 😂😂😂😂, And I make her make all designs dissuasions. I live here 9 months out of every year, but this year 13, On my 13A lmao 😜
@@BearInThePhillipines BINGO ! Luckily my son owns my house as he is a pinoy citizen (half -half) and is a doctor in the USA. When you die bud the house goes to your pinay and her family...it's her house 100% I would NEVER buy a house in Lot in pinas under any pinays name ....not because I think she will leave but because when I am gone the house is NOT going to my family as a vacation house etc etc
even 1%.. Foreign men should buy a condo not a house a lot...period...unless your situation is like mine.