ledu shanti, i used to do like that, RD and FD hardly gives any interest, its better to do savings in gold schemes , gold will anyways appreciate, you can pawn the gold, also while buying gold via scheme we will save the wastage and making charges in big chunks. i bough a haram via scheme and i saved 62k (wastage and making) or else one can buy 24 carat gold coins and save it, i agree its a physical item and difficult to save due to security reasons, but its just my opinion. i am a mom of two and been through these financial instruments a lot(i am an investment banker so probably even my profession also forced me to invest in gold and market lol) and finally this is what i realized. earlier i used to always do RD or FD and i hardly got any appreciation for my money.. just a thought to make every woman financially strong, smart and independent..
Grt andi.... our viewers also will know abt the scheme. So i will pin ur comment😊👍🏼i hav a frend who is a bank manager . She never told abt gold schemes but only "Products"...we've invested and now i feel like am locked. The same thing with gold shop scheme andi. Reason for putting FD and RD is i have choice to shop on my fav models. Because it is a 11 month wait period for gold shop scheme, models might change , new stores many come. I may have to compromise on models. Andhuke i save it in this way😊. Thank you for letting me know andi😍
I agree andi, but mf and sip, elss are not best options, swing trading, long term investment are best options.. But definitely one needs to educate themselves a lot about market and then come.. In fd and rd if it's more than five years then tax exempt avuthundi, if it's less than five years and the interest crossed beyond certain amount it's taxable andi.. I said right chala money nenu waste chesanu fd and rd lo vesi.. @@VaniReddy-Life-is-beautiful.. I never did mf, I am a swing trader, intraday trader, and yes I get decent profits post tax plus I educate other women for free about this line of finance..
హాయ్ శాంతి గారు మీ వాయిస్ మీ వీడియోస్ చాలా బాగుంటాయి లైక్ చేయకుండా అసలు ఉండను కాఫీ వీడియో రోజు మెసేజ్ చేశా కానీ మీరు బిజీగా ఉండడం వల్ల రిప్లై ఇయ్యలేదు ఒక్కసారి ఆ మెసేజ్ చూడండి చాలా చాలా బాగుంటాయి మీ వీడియోలు ❤❤❤
ma mummy dagara aa ring vundi three colors ...meru US lo enni years vunaru chennai vachi enni years ayindi ala me gurunchi oka vdeo chyandi me mrg epdu ayindi me subscribers ga telsukovali ani anthe ..ma morning routine kids husband offce ki velakaa intlo panlu tho paatu me vdeo chudalsinde nenu ayte
Hello shanti, the best thing about your vlogs is realistic simple and relatable content that you put up. I love rings too😊😊... Would love to see a " get to know me " video from you.❤❤❤
Hii shanthi garu ala unaru andi Mee video's chala peaceful ga untai Temple ki velte ala untundho ala untundhi andi Shanthi garu small request mee hair dye gurinchi oka vedio cheyyandi😊😊
Hi shanti. Nice video, naku undedi flag colours ring eppudu ledu virigipoyindi,mana valla gnapakala vastuvulu unchukovali,navadha amma nanna annayyala vastuvulu unnai, mee rings bagunnai,😊😍
Hello sister how are you Naku okati cheppara lg front load washing machine cover Ela select chesukovali asalu teleetamledu back holes unnavi adi Ela select chesukovali asalu teleetamledu plzzzzzzzzz meeru knchm cheppata
Hi akka , I m your new subscriber… Mi Vedios ani Chala nachay … I started binge watching 😁 …. Plz share different saving tips and how you save maku chala help avthaay and Maadi kuda vijayawada ❤️ lots of love from vijayawada ❤
22 kt aythene teeskondi. 10kt , 14kt aythe bayta gold exchange lo teeskoru. Teeskunna, meeku wt radu. Avi just simple ga veskotanike bavuntai. 10kt 20kt lantivi aa particular store lo e exchange cheskovachu.
@@HomemakingMantra ok dear .if u hav time watch reels of Premanand ji from vrindavan pls i am saying becoz u r pure sanatani soul but if u understand hindi only orelse leave it ty
8th nunchi tamil optional language for tamilians. Non - tamil compulsory tamil optional language ga select cheskovali. We cant take french, sanskrit etc.i hate this rule. International schools ki ee rule undhi. Schools like narayana velammal, chaitanya ki tamil undadhu antaru. No proper idea abt that.
Meru Netflix lo anaamika movie vundhi chala bagundhi but final varaku chustainey ardham avutudhi meku nice movie chudandi and meku movie chudatam estam kada so chyputunanu sister ❤😊
Yes andi... And congratulations for ur gruhapravesam. Soo happy to see ur mesage but , cldnt reply on time. Sorry andi. Ammavari asisulu meeku eppudu untai.. god bless u. Ila suggest chesthunnanadhuku meeru ibbandhinpadithe sorry. Intlo anni set cheskunnaka oka roju lalitha chaduuvukuni neivedyam pettandi..👍🏼😊
@@HomemakingMantra Thankyou so much andi.. mee wishes vachai ante amma daya unnate.. Ayyo mee valle nenu 40 days ammavari Lalitha sahasranamam cheyagalguthunanu.. tappakunda chesthanu andi manchi vishayam suggest chestharu meeru Epudu em anukonu.. chala happy andi meeru message chesinandhuku..
ledu shanti, i used to do like that, RD and FD hardly gives any interest, its better to do savings in gold schemes , gold will anyways appreciate, you can pawn the gold, also while buying gold via scheme we will save the wastage and making charges in big chunks. i bough a haram via scheme and i saved 62k (wastage and making) or else one can buy 24 carat gold coins and save it, i agree its a physical item and difficult to save due to security reasons, but its just my opinion. i am a mom of two and been through these financial instruments a lot(i am an investment banker so probably even my profession also forced me to invest in gold and market lol) and finally this is what i realized.
earlier i used to always do RD or FD and i hardly got any appreciation for my money..
just a thought to make every woman financially strong, smart and independent..
Grt andi.... our viewers also will know abt the scheme. So i will pin ur comment😊👍🏼i hav a frend who is a bank manager . She never told abt gold schemes but only "Products"...we've invested and now i feel like am locked.
The same thing with gold shop scheme andi. Reason for putting FD and RD is i have choice to shop on my fav models. Because it is a 11 month wait period for gold shop scheme, models might change , new stores many come. I may have to compromise on models. Andhuke i save it in this way😊.
Thank you for letting me know andi😍
Anytime.. @@HomemakingMantra
FD & RD give returns of 6 %pa post tax. But mutual funds give around 14% pa over long term post tax.
@@VaniReddy-Life-is-beautifulsip mutual funds are not great options andi, swing trading, long term investment are best options
I agree andi, but mf and sip, elss are not best options, swing trading, long term investment are best options.. But definitely one needs to educate themselves a lot about market and then come.. In fd and rd if it's more than five years then tax exempt avuthundi, if it's less than five years and the interest crossed beyond certain amount it's taxable andi.. I said right chala money nenu waste chesanu fd and rd lo vesi.. @@VaniReddy-Life-is-beautiful.. I never did mf, I am a swing trader, intraday trader, and yes I get decent profits post tax plus I educate other women for free about this line of finance..
Good morning🌞🌞🌞 santhi garu,all rings okkasare chupinchavachu kadandy plz.....awesome painting,u r really great👍👍👍👍🎉🎉🎉🎉🎉
మన జాతకాలు సంబంధించిన రాయి ఒకటి పెడతారు అలాంటి రాళ్లు ఉంగరాలు తొందరగా తీరు ఎవరైనా సరే
I just cane across your channel andi....mi voice chapa sweet gavundi andi
Claires lo na chevulu piercing :) , my daughter’s fav store!
హాయ్ శాంతి గారు మీ వాయిస్ మీ వీడియోస్ చాలా బాగుంటాయి లైక్ చేయకుండా అసలు ఉండను కాఫీ వీడియో రోజు మెసేజ్ చేశా కానీ మీరు బిజీగా ఉండడం వల్ల రిప్లై ఇయ్యలేదు ఒక్కసారి ఆ మెసేజ్ చూడండి చాలా చాలా బాగుంటాయి మీ వీడియోలు ❤❤❤
Hiii good morning. .... Naku kuda same studs, na school days lo amma chey pinchindi. still use chesthuna. My fav. Daily use.
Avunaa. Bavuntai kadaa😀
Me atta garu dorakadam so lucky
Hii andi sip lo investment gurinchi meku thelisthe oka video dani medha cheyyandi chala mandiki informative ga untundi.
ma mummy dagara aa ring vundi three colors ...meru US lo enni years vunaru chennai vachi enni years ayindi ala me gurunchi oka vdeo chyandi me mrg epdu ayindi
me subscribers ga telsukovali ani anthe ..ma morning routine kids husband offce ki velakaa intlo panlu tho paatu me vdeo chudalsinde nenu ayte
Ok andi chesthanu😊. Thank you for ur support😊
Hello shanti, the best thing about your vlogs is realistic simple and relatable content that you put up. I love rings too😊😊... Would love to see a " get to know me " video from you.❤❤❤
Hii shanthi garu ala unaru andi
Mee video's chala peaceful ga untai Temple ki velte ala untundho ala untundhi andi
Shanthi garu small request mee hair dye gurinchi oka vedio cheyyandi😊😊
Hi shanti. Nice video, naku undedi flag colours ring eppudu ledu virigipoyindi,mana valla gnapakala vastuvulu unchukovali,navadha amma nanna annayyala vastuvulu unnai, mee rings bagunnai,😊😍
Affordable hair dryer suggest cheyandhi
Innisfree valladi carrot sheet mask try cheyandi okasari baguntadi same me skin na skin okati naku set aindi intrest unte try cheyandi
Avna. Na skin dark avthundi sheet madk vadithe andhuke bhayam
Hello sister how are you Naku okati cheppara lg front load washing machine cover Ela select chesukovali asalu teleetamledu back holes unnavi adi Ela select chesukovali asalu teleetamledu plzzzzzzzzz meeru knchm cheppata
Naku idea ledu. Nneu cover use cheyyanu. Model chupisthe shop vallu help chestharemo.
Akka naadi kuda combination skin ne..soap link evvara nenu order chesukunta
Meru hair ki henna ala vadutharu chepara akka pls
Hi akka .... night wear link ivandi
Hi andi
Meru hair ki ami oil use chastara
Chapandi
Fridge lo tap ani sound vasuthdi daily em cheyail chepara akka pls ice chala undi em cheyail akka
Hi andi mi detachable kasuluperu chupinchandi
Hi akka , I m your new subscriber…
Mi Vedios ani Chala nachay … I started binge watching 😁 …. Plz share different saving tips and how you save maku chala help avthaay and Maadi kuda vijayawada ❤️ lots of love from vijayawada ❤
Thank you so much ma😊
Santi ring chala bagundy
14 gms or 17 gms caratlane lantivi gold items teskovacha avi wort ena?? Vati gurinchi koncham explain cheyara
22 kt aythene teeskondi. 10kt , 14kt aythe bayta gold exchange lo teeskoru. Teeskunna, meeku wt radu.
Avi just simple ga veskotanike bavuntai.
10kt 20kt lantivi aa particular store lo e exchange cheskovachu.
Meru eyebrows ki use chesedani link pettandi
Claires shop famous for girls earrings n fashion jewellery
Yes shanti iam also having three colour rings
Hi dear hanuman ji ring can we wear in left hand n u cook nonveg also u put eggs 🥚 in stand too just asking
Its common that people ( ladies n gents) wear lakshmi rings also Sapna. We cook , eat... 😊😊
@@HomemakingMantra ok dear .if u hav time watch reels of Premanand ji from vrindavan pls i am saying becoz u r pure sanatani soul but if u understand hindi only orelse leave it ty
akka me hands ki rings chala bagundi
Good vibes products try cheyandi
Akka chia seeds antea sabja water aa
Try mirabelle sheet masks its good mam.
Hair mask details pettandi
TN lo schools, syllabus, language options gurichi cheppandi. Hindi kakunda Tamil compulsory antunnaru nijamenandi.
8th nunchi tamil optional language for tamilians. Non - tamil compulsory tamil optional language ga select cheskovali. We cant take french, sanskrit etc.i hate this rule.
International schools ki ee rule undhi.
Schools like narayana velammal, chaitanya ki tamil undadhu antaru. No proper idea abt that.
Thank you so much andi. TN lo hindi ni hate chestarani vinnanandi.
Good afternoon santi garu .😊
Aamjaneya Swamy ring ladies petukovacha andi
No idea andi
Akka last vedio lo period after cleaning 3 days ki chesthaam ani cheppaanu kadha .Ila thamil vaallu kuda 3 days ke cleaning chesuntaaranta nijamena
Avunu .. kani andharu alane undaru
Akka dairy face cream yam vadali cheppava pls
Light moisturiser lo present plum vadthanna. Saffron cream. Bavundi.
Hi akka good morning so sweet ur videos
Thank you so much 🙂
Akka butter lo pasupu vestara
No manadi storebought andhuke color
Hi shanthi night two varaka hats off shanthi
Good morning Shanthi garu, how are you all doing, good to see you
Good morning andi😊
Nice paint
Thank you so much 😀
Meru Netflix lo anaamika movie vundhi chala bagundhi but final varaku chustainey ardham avutudhi meku nice movie chudandi and meku movie chudatam estam kada so chyputunanu sister ❤😊
Avuna andi... .. chusthanu. Thank you😊
Hi sister gud mrng 😊
Good morning. Nice gift
Hanuman ring ladies pettukovacha andi meru pettikunte doubt vachindi
No idea andi. Nenu eppati uncho pettukunta.
Daily cheyocha facial and face pack
Hi good morning super vlog Akka
Good morning😊
Nice video akka...Tq
Akka meeru vijayawada lo mangalgiri Chunni teeskunnaru kadha shop address pettandi pls
Sakhi matchings
@@HomemakingMantra any particular area landmark pls
Akka oven cover link pls
Old one
Hi అక్క నాకూ చాలా ఇష్టం rings అంటే
🤩🤩
Nice vlog 👌
Mr perfect web series chudandi, 90s Web series bagundi
Hi shanti garu good morning
Gd morning shanthi garu 😊
Good morning andi😊
Gd mng akka naku kuda rings ante chala estam
Good morning andi😊
Thank you😊
Gud morning shanthi garu❤❤
Good morning andi😊
Subscribe చేశాక all button press చేయమను అక్క notification వస్తుంది
అక్క ఈ సోప్స్ పింపుల్స్ అండ్ నల్ల మచ్చలు ఉండేవాళ్ళు యూస్ చెయ్యొచ్చా అక్క ప్లీజ్ రిప్లై ఇవ్వండి
Good morning amma 😊
Good morning andi😊
Hi shanthi garu good morning
Good morning😊
Good evening
Hi akka good morning
Good morning😊
akka me ring collection pettandi
Hai akka good morning Nene first chusanu akka ee roju me video akka daily Pooja chesetappusu chadukovalsina slokalu cheppara akka
Yes ra first comment.
Mee ista daivam evaru? Later i will search and let u know👍🏼😊
Ganesha ,ammavaru
Sankastahara ganapathi stotram manchidi andi
Venkateshwar swamy ❤🙏
@@Reddy-c3o thank you
Hi shanthi garu. 2nd comment good morning. ❤
Yes andi😍😍Good morning andi😊
Good morning akka
Claire's
Yes andi😊
Hi sister nice 😊
Hi sister 😊
Carlies
akka meku kannada reading vachha
Hi akka good morning 🌄🥰🥰🥰
Good morning 😊
Hot star lo Ms perfect series bagundi choodandi
Claire’s anukunta
Yes andi...
And congratulations for ur gruhapravesam. Soo happy to see ur mesage but , cldnt reply on time. Sorry andi.
Ammavari asisulu meeku eppudu untai.. god bless u.
Ila suggest chesthunnanadhuku meeru ibbandhinpadithe sorry.
Intlo anni set cheskunnaka oka roju lalitha chaduuvukuni neivedyam pettandi..👍🏼😊
@@HomemakingMantra Thankyou so much andi.. mee wishes vachai ante amma daya unnate.. Ayyo mee valle nenu 40 days ammavari Lalitha sahasranamam cheyagalguthunanu.. tappakunda chesthanu andi manchi vishayam suggest chestharu meeru Epudu em anukonu.. chala happy andi meeru message chesinandhuku..
Hi Santi akka
Me weight enta
Ring cost cheppandi
Full video chudandi
Hi
Movie saindhav
Hi andi 2 comment
Hi andi
సైంధవ
Ha avnandi..
Hi akka good morning 🌄🥰🥰🥰
Good morning😊