Setting Up My Binders for the New Year | Ohmyfro Budgets | Removing Cash
Vložit
- čas přidán 1. 01. 2022
- Hey Baddies! Good to have you back. Thanks for tuning into this episode of Setting Up My Binders for the New Year | Ohmyfro Budgets | Removing Cash
I’ll be updating my binders and removing all of the money from my sinking funds so that I can start the year over with a clean slate!
Follow Along!
0:00 - Introduction
For more cash stuffing tips and beautiful budgeting accessories: baddiesandbudgets.com/
Will you join me in the September Challenges? Share below 👇
Be sure to share this video with a friend! Thanks for watching Setting Up My Binders for the New Year | Ohmyfro Budgets | Removing Cash
OhMyFro Budgets
I'm Jaz, a 30 year old single entrepreneur. I am working hard to pay off my student loans, a few credit cards, a couple of medical bills and I’m in the process of repairing my credit. Phew!
My channel is ideal for those of you getting started on your budgeting journey. Come along and watch me as I navigate this process toward financial freedom!
STAY WITH ME!!
SUBSCRIBE for more envelope stuffing tips► / ohmyfrobudgets
INSTAGRAM ➡ / baddiesnbudgets
💋For New CZcamsrs:
www.tubebuddy.com/ohmyfro
💋For Repairing Credit:
self.inc/refer/14573297
💋Save Money by Scanning Receipts:
fetchrewards.onelink.me/vvv3/...
Check out these other helpful Budgeting Videos!
New Envelopes made just for my savings challenges! Available at baddiesandbudgets.com next week! 💋 • New Envelopes made jus...
Cash Exchange + Bill Exchange | Aug 2021| OhmyfroBudgets • Cash Exchange + Bill E...
#cash #budgeting #envelopestuffing #budget #finances
✨ MY BUDGETING ESSENTIALS:
Crocodile Binder: baddiesandbudgets.com/collect...
Clear Binder: baddiesandbudgets.com/collect...
Budget Workbook: baddiesandbudgets.com/collect...
Digital Downloads: baddiesandbudgets.com/collect...
Savings Challenges: baddiesandbudgets.com/collect...
$1,000 Placeholders: baddiesandbudgets.com/collect...
All Cash Envelopes: baddiesandbudgets.com/collect...
Budgeting Sheet: baddiesandbudgets.com/collect...
Teller Slip: baddiesandbudgets.com/collect...
Cash Tray Large: amzn.to/3ukbZMG
Cash Tray Small: amzn.to/2W4ENw3
Moterm Wallet: amzn.to/3kxDEqg
Disclaimer: I am NOT a financial advisor. This is my personal journey and I am choosing to share it with the world. - Jak na to + styl
Hey Beautiful Baddies!!! Happy New Year! This is my first version of my new binders for the 2022 year! I actually unstuffed every dollar this morning and I'm going too start EVERY envelope from 0! Lets kick butt in 2022!!
Love it! I really appreciate this because it'll feel like we're all starting together on this journey! My first paycheck of the new year is this Friday and I am 100000% finally buying a binder, no questions asked. 🙌💕🎉
I was thinking hard about doing this too. Now I'm for sure doing it.
I live for your video's
@@veronicavocals6189 yes!!! That’s kinda what I was thinking too! Take this journey together
@@michellepadilla2274 let’s do it!
I set up my binders last night! I’m so ready to gain my financial freedom and break these generational chains by teaching my 14 year how to be financially responsible as well.
“i don’t want to be a jerk” that’s real. buuuuuut😂 i feel like we’re all going to watch regardless! i’m new here but i love your videos because you just seem real asf. i come to watch you count this money and save for whatever! whether it be a million dollars or 1,000 a month, you’re just cool. I also just started zero based budgeting because of you and i definitely don’t have all this money yet lmao but i will! and it’s motivating to watch! 💛
Ditto…keep being real…it’s inspiring to see you raise because that means we can do it too if we remain focused. Thanks for sharing your come up.
The wisest thing that should be on every wise individual's list is to invest in different stream of income and don't depend on the government to bring in money especially now the pandemic is hitting the economy
you are definitely right , waiting on the government is a big waste
Investments are the stepping Stones to success especially if you been guided by a professional
Investing is good but investing in the right thing is the actual key to success . who is your pro ?
i trade with VIVIAN KLAINE MORGAN
There are so many investment out there but if profits must be considered then not all investments are good to go into.
seeing how much you're able to allocate and save is inspiring for me, not negative in any way! it's incredible to see what you're accomplishing and it's very motivating for me being a teacher with a smaller salary. i would love to see your goals as something i can aspire to in the future :)
Honestly sis if your goal is to make a Million then let it be that! I believe I can safely speak for all of us that watch you, it IS YOUR WIN that we love. You stay humble and tell us where you came from which allows us to see it IS POSSIBLE!! You chat with us and you are always open about your work and circumstances!! Make them goals HIGH sis 🙌🏽 I am here for it 💪🏽💯
My saving goals this year is only to save 540$ minimum each month, if I save this amount every month i’ll be so proud of myself. I’m just ready for the new year and all the blessings that will come my way🤞🏽🤞🏽
As for myself, you NEVER make me feel bad!!!! I look up to you🥺🥺 I just want to be like you and start being consistent on youtube and save a lot of money. You shouldn’t be ashamed you should be proud. You went from a not even making ends meet to having 1-2 figure a month!!!
You shouldn't think about us feeling bad, this is your budget and you're brave to have shared it with us, I watch budget videos to get new ideas for my own budget to achieve my saving goals. It's not your job to make us feel better about our own journey, that's on us. You have inspired me to keep myself on the right track.
Budgeting is so personal baby so do you❤️ we will support you all the way, personally I’m here for motivation you have helped me a lot with DISCIPLINE 💯
You're the best!
Watching everything you have accomplished is amazing and encourages me to get outside my comfort zone. Money crap comes up at different levels - don’t hold yourself back because you have leveled up beyond what you originally start your channel for. As a community we can still hold each other accountable even if we are on different parts of the journey! You are the same person with money as without. Still kind. Still compassionate. Still giving. Focus on the intention of meeting goals (no matter how big or small) and not the amounts each week ❤️
We watch till the end. LOL! The majority of us are here to see it done right and if you're not showing me what to strive for or what my goal should be... then I don't need to be watching. DO IT BIG, SIS! Go for it.
Seeing how you don’t want to come off like a “jerk” only shows how humble you are and I think that’s one of the reasons I watch you. You’re relatable. I don’t think you should down play your goals if they are realistic for you & your income! 💜
Girl we gonna watch you regardless. If you wanna make a million dollars, THEN WE HERE FOR THE RIDE!
Seeing someone who you feel relatable to is like “damn, if they can do it, then I can do it too!”
So not only are you motivating yourself- But you motivating us too!
Your videos have helped me figure out my savings plan. I enjoy watching how you're saving and how much you've saved. My savings goals for this year it to hopefully save up a down payment on a home, payoff credit cards to cancel unnecessary ones, and try to pay my loan off as much as possible.
I am going to be more in depth in the coming months to be sure we ALL can be on track with our budgeting
I will confess, I stopped watching your videos because they made me feel like what I had wasn't enough and that I wasn't doing as well as I could be.
I started watching you again because I realized that it was my own insecurity talking.
If I want to make more, I have to do the work and I simply have not.
Also, when we find ourselves comparing our finances to someone else, we have to quickly remember that each person’s journey is unique and particular to them.
I’m grateful for your videos because you’re where I want to be financially.
Thank you for being real and not sugarcoating for those who are still developing.
As someone who’s very bad with/scared of having money I’m so glad I found you. I’m still intimidated by the actual stuffing for myself but being comfortable with seeing how to physically do things has been so helpful as a new adult. Thank you so much for these videos and being honest
It’s not about you being a jerk but you being an everyday person and showing us other everyday people that making this money through your own business is possible. It’s something many of us never see. Thank you for sharing and just please continue to share your story. What makes you real and not a jerk is that you share it all the good and the bad. Thank you ♥️
I started my zero-based budgeting today. I could only save $60 worth of sinking funds, but it WILL get better! I'm already lining up some side hustles. I'm a mom of 3 with a kid in college operating a single income household. I'm starting from ground zero with a ton of DEBT, and you inspire me!! Keep it up!!
Just found your channel a few days ago. Never cash stuffed or budgeted, but as a single mom on a very minimal budget im so thankful for your videos to help me on this new journey!!!
I'm also taking my time setting my financial goals as I want to be more intentional with the changes in my life. Yay for the fitness and roll over envelopes 💃🏽Love the writing on the envelopes; it's bold and shows what a go-getter you are 💁🏽♀️This is going to be a great year for us all 🎉
This is how I see it, there are others out there like you, with income like you and for those you are showing them how to handle and manage their money and giving them ideas they may need to implement into their budgets. Then for the folks like me that don’t make as much as you, you are goals and inspiration to keep us motivated! You help me think of things I need to implement as my income increases!! So share away girl, share those successes and goals!!! 🖤
I agree, I think the light pink would look so good! And don’t worry about being a “jerk” - you are an inspiration!
I am new here to budgeting and your channel! You are my favorite that I have found. You keep it real and I love that. Also don’t be afraid to let everyone know what your goals are. You are inspiring and to share your goals and dreams not only inspires us but will also help keep you accountable in your journey! You’re doing amazing and I have learned so much!!!
I stayed until the end and I just wanted to let you know I like the videos that are all over the place. It makes it real and when it comes to budgeting things aren’t always perfect even when you plan. Just keep doing you and know those who are loyal will stick by you🖤
I hear what you’re saying about setting goals. But realize there are people on here who have higher incomes and goals as well. Unapologetically make your goals and realize that just as you’ve influenced so many people to save and consistently budget. Your goals and desires will help others realize they will go higher too.
Stay true to your desires and journeys. Set an intention that your baddies will comprehend, apply, grow and elevate from the information you share, and follow you more than ever. This platform will be relevant no matter how high you soar. DONOT HOLD BACK AT ALL…(that’s a number one rule of Baddies)
Love this!!!!
Still getting all my stuff to setup my binders. This year I want to be more minimal with my
Envelopes and binders. I felt
Like to many envelopes was overwhelming for me and I HAD to stuff everyone single one. I’m still breaking down all of our sinking funds. But hopefully I’ll be done with everything this week!
It’s so hard not to compare yourself to others! We all want better or more. But I hope it’s motivation than anything. As much as I want to SAVE I keep reminding myself our main goal is DEBT sooo that we are ABLE to SAVE like we want! ☺️
Love your content as always sis!!! So proud of all of your accomplishments!! May 2022 be even better!! 🤎😘
They look Barbie pink on the video!! I'm starting from 0 and this has been super inspiring!!!
Your goals are your goals and fit your life. You may make less than some or more than some. I dont have credit card debt BUT I have 3 kids - that's a huge life difference. We are here to watch and support.
I wasn’t sure about the new envelopes until I saw them in the binders and I like them, especially in the clear. Very nice. But, if you’re not satisfied……and we’re still here because we love you.
For someone who is struggling, I think hearing you talk about your struggle and seeing how far you've come, is a big inspiration. Beside ppl can always go back and watch your first videos to see the starting point. And you also have advice for us now, that you didn't have last year. Watching you accomplish more makes us excited for you!!!!
My two cents (and I know you're probably getting a lot of opinions on this): Don't lower your goals. While it's really great that you want to meet people where they're at, you wouldn't be true to yourself and what you're trying to manifest. Instead, and what's more valuable, is teaching your community how to customize their budget and savings to work for them and their priorities, and sharing your story of growth and progress.
Also, I love that you're taking your time to sit with your goals and figure out what's right. I feel like too many people rush that, and then they aren't as motivated to achieve them because they weren't fully aligned to begin with.
Also, nothing wrong changing up envelopes and binders. It keeps things fun and fresh, which helps with motivation. And the new labels are easier to read. 😉
Thank you for that!
Your new envelopes kick butt. They are old school barbie letters lol. Im old school and they remind me of the barbie boxes from when i was a little girl. Keep up the amazing work your an inspiration to us all.
It's awesome seeing how your goals have changed from the beginning to now. Budgeting and goal planning are so personal. It's so motivating to see you set goals that are massive. Im at the beginning of my small goals, but seeing that I can be successful gives me the feeling that I can start to dream bigger
Happy new year! We decided to start over in the new year. We weren't that far along but wanted to see the progress over an entire year!
I absolutely LOVED this video! Loved seeing the changes and hearing your thought process 💕
Just want to say I’ve been watching your vids for a while now and I want to thank you because I am finally feeling like I’ll be getting somewhere to becoming a responsible person. This new year I’m gonna start my budgeting journey to become more comfortable with money, and again I would like to thank you because I feel like you are the reason why I feel so motivated to begin anew in this year.
Girl u know we will watch whatever u decide to put up. U have personality, insight and ur motivational to a good portion of us. Keep doing what ur doing!
Yes!! I love how no matter how much you made and hustled in 2021, you have the mindset to start new and fresh with the rest of us!! This is budgeting in its realest 💕🙌🏻
Hey sis! With goal setting they are your goals! If you want to make 1 mil, make it. Dont dim your light to protect others who are not in the position YET to dream as big.
I agree!!!
I’m rolling all money over.. will be paying off debt with my debt folder. But rolling everything else over. My car was messed up on new years so my emergency fund really came in handy..
Girlll, we love the videos! We love seeing the growth ❤️
I so appreciate ALL your videos! I love all clear and really like the older envelopes! ♡♡♡ You are inspiring!
Great minds think alike. I’m also changing all mine as well. Sometimes we have to take a step back and really see where our money goes and where it should be headed for better use! Happy new year 🎊
I totally get wanting to start new and fresh! Can’t wait to see you crush 2022!
Girl you are inspiration you continue to do you you should not feel bad about anything the reason I watch and i hope other people watch is to get inspired by you and find ways to be better at budgeting and bring in that extra income. Happy New Year Queen.
I love that you are starting over on most of them, smart keeping the ones you did especially with your focus being paying off debt.
I literally discovered you a couple days ago and you have encouraged me to start putting my thoughts of budgeting into reality thank you for the motivation! This video is top notch real and raw no worries my way I’ll be watching to keep getting tips and staying motivated! Keep up the amazing work girl!
If someone feels envious/inferior from watching your videos, it is a personal issue they need to work through, not a reason for you to change the way you do your videos. I myself often feel pangs of envy whenever I watch as the number on your calculator just goes higher and higher, but I know that's an attitude of mine I need to adjust.
It would be a different thing if you were obnoxious/dismissive of how much you make, then there would be an issue. But you don't do that; you are very humble and grateful and conscientious of how far you've come, and it's that exact attitude (and humor) that makes me enjoy your videos so much.
In fact, you are one of the channels that have inspired me to start my own CZcams channel (hopefully starting this week!), because you got this far after starting so low and that has been inspiration for me to take initiative in pushing through my circumstances, as well. So don't feel responsible for someone else's personal issues they need to work through ❤
Thank you for that!
Girl your are not a jerk! Everyone is in a different position. That why it’s awesome to watch so many beautiful budgeting ladies! It’s inspiring.
I just love your honesty!! Really love you, girl, Thank you!❤️❤️
Happy New year. I love your videos and I like your thought process of what works for you!! Thanks
Love the bold red! To me it represents power, strength and a get it done attitude! I love your content!
I’m new to budgeting and you were the first channel I subscribed too. I love your sense of humor, your budgeting style and your purpose. I watch your videos to the end because I’m learning things from you and we all know that “Knowledge is Power”
After watching your videos, it has inspired me to use 2022 and save to reach goals I have had for many years. Waiting for my budget binder to arrive. So thank you again!
You do you girl! We are all on our journey! What works for you may not work for everyone. We are all along for the ride. Don't worry about other people's thought process
I just order a budget binder and I can’t wait to get it. It’s time for a change. Thank you for all you do and giving us these tips.
Watching this on both my channels cuz gotta support the binder updates😁 hope you get everything you wish for in 2022❤️ thank you for being an inspiration!
I love all the videos! I learn from every one of them. Yes....I love planning new binders to order or new envelopes. However I have champagne dreams on a temporary beer budget LOL so I will stick to the binders I have for now! Hope you had an awesome New Year! Enjoy having your girls in to visit!
Happy new year! My goal is to actually save money for the new year. Seeing your videos has inspired me to start budgeting and I think these binders will help me with that. Let's make this year great.
Happy new year 🎊 I love your video Thank u so oooo much for showing this it’s very helpful, inspiring you should not feel bad. It’s a blessing to show your blessing ☺️
I love all of the clear binders knows envelopes go! awesome
New year is a great time to reset your binders, happy new year.
Happy New Year. Yes to the fresh start of emptying the binders. I did the same
Omg those envelopes are beautiful. So bright and happy. Makes me want to fill them more.
I am still here even though I am sick. I hope you had a Happy New Year. I love the new envelopes. Be Bless
I’m so glad I found your channel. Been enjoying going back thru to see where you started. And you’ve helped me clarify my direction to get started with my emergency and month ahead funds. Then I can kick debts a$$!!🎉🎉 I also really love that you blew your own mind with how much you’ve been able to accomplish in such a short time. That’s what I want to do…blow my own mind with what is possible😊
Inspiring to watch you set and reach your goals. Evolving goals is part of figuring this journey out! Best wishes for a successful 2022!
Girl get your million dollars !!! Love watching your videos!!! Its so inspiring watching you!!!
Girl, do you! Love your channel, no need to change for others. Will keep watching!
Great! I love your savings challenges so much...that im doing them for the year of 2022 as well.
I love your videos no matter if it's a hot mess or not. You inspired me to get started with savings challenges for my vacation trips coming up and it has been a blessing to do so instead of scrambling at the last minute and getting the money together. So, I'm here with you even if your videos are 2 mins long. Got to support one another 😘
Girrrrrrrl do not feel bad sharing your goals!!! One day, we'll all be in a position to share our goals and we'll feel so good about because the people that paved the way before us, shared theirs!!! :) Also, the budget mom shared her goal a couple years ago to buy her dream home with cash and she did it!!! So many people thought it was ridiculous and gave her so much grief over it but she stuck to it and now honestly, I feel like it's so much more possible to do something like that BECAUSE she shared that goal with us and we got to see her reach it!!
You are so right!!! I can do it!
I’m glad I found you on CZcams. My goals is to learn to be more financially stable too, limit impulse spending {hard for me} and I love the little saving challenges. I just bearly started a binder but i know I got to start somewhere. ❤️🕊 happy 2022!
I think the fact that you’re so real and have big goals is what makes it so genuine. I’d still watch your videos if you said you only care about making a trillion dollars. I saw your TikTok and you are what inspired me to start this journey, and because of that, my husband and I are on track to be debt free by 12/31/2023! AND i was just on unposting maternity leave for 3 months. You keep doing you girl, and the real OG’s got your back!
Jasmine don't feel bad that your situation is different because you started from the bottom too and that in itself is an inspiration. Everyone has different goals and you are the inspiration for us to get where you are. Never feel bad for winning.
Love your budgeting videos and you don’t sugarcoat anything
Happy New Year!!!! I would love to see and hear about your actual savings goals. So if it’s a million go for it. Love seeing the progress ❤️
I had ran into your channel on TikTok and started my first cash stuffing challenge with my sister. 8 more days left and I can unstuff! I’m so happy I found your channel though, you motivate me. I am going to start budgeting too! Ty, keep up the great work 🥰
Love the new envelopes!!! I would love to see what your goals are for 2022, you’re videos are so inspiring and motivational! 💕
I love your channel because you are authentic and so relatable. You show that it’s possible to lift yourself up and then start killing it! It’s incredibly motivating to a lot of us. Personally, I want to see your goals and your progress, even tho I can’t match it yet I still love to see your success. It inspires me to do my best and have a bit more self control with my spending lol 😂
Ilove your videos you are so relatable and the randomness is the best 💞💞
Do not let your viewers hold you back from reaching for the stars...people with a ton of money inspire me to work harder and also reach for the stars! It just goes to prove that anything is possible if you put the work in! I love your videos 😍
make that million! we're routing for you
Stayed to the end. I like all things budgeting. It’s free financial advice. Thanks for sharing!😊
Your journey is so inspiring and motivating! I have to admit, I did feel so behind and intimidated when I started my journey because there were so many channels in the community already established in my view, but hearing everyone’s stories and the why of their journey hit home with me and made me realize - everyone started fresh at some point. I aspire to get where you are! 💫✨. Cheers! 🥂
Just started using the binders. Thanks for the inspiration babes x
Ahhh so excited you posted. I’m just waking up. Hope you had a great New Years bestie! 💖
Happy new year!!
I like your black peek a boo envelopes, love the color combo. The new font is nice, I can clearly see and read it immediately. Happy New Year! 🥳
I loved this video, found it really helpful! Thank you!
I really like the new envelopes. Thanks for this video.
I actually reallu liked this video. Im new to all this and I'm trying to figure out what sinking funds and how many binders ill need so seeing a new setup is what I needed! Dont feel any type of way bc of your budget/finances girl. We're all on different timelines and journeys. Seeing you succeed is big motivation!
Comparison is the thief of joy. Your chapter 2 is someone else’s chapter 20. You’re on your own journey. I’m so thankful to be here for the ride. You got this Jas! ❤️
I can’t wait to the see the new envelopes with the baby pink. Definitely a vibe 💖
Great video as always! You motivate me to reach my savings goals. Thanks!
Yes girl I will be starting over for the new year and try my best to do better
Absolutely enjoy your videos. I’m new to the budgeting community, but after a few months I’m catching on & ready to rock out 2022. Starting fresh with funds & goals🤩 great video!
I stayed to the end.
It’s a great video, it’s like a behind the scenes video. And I am going to order my clear binders soon. I love the look😍😍😍
You inspired me big time!!! I’ve made a whole lifestyle change because I need to try something new. I’ve been good at budgeting but still found myself living paycheck to paycheck. I’m making big changes this year!
You are SUCH an inspiration!! Thank you for doing what you do, I appreciate it! 🙏 😁
That means so much!! Thank you!