Budget With Me: Paycheck to Paycheck- July #2 | E.Michelle
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- Äas pĆidĂĄn 5. 09. 2024
- Budget With Me: Paycheck to Paycheck- July #2
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Disclaimer: I am not a financial advisor. I am however someone who has seen success in some different methods and want to share as much as I can with the world!
Life is so expensive
Tell me about it
Iâve been watching your budget videos for a couple of months now and just today decided. âIâm gonna do cash envelopes!â I want to be debt free and watching your videos has allowed me to see how doable it is. Thank you for being my light in a room of past due darkness. Youâre appreciated so much!
Yyaaaahhh you are so welcome! Iâm glad i can be some motivation. And you got this. It wonât be an overnight change but from personal experience the burden i donât feel anymore is amazing. Iâm here if ya need me just dm me
i am very super proud of myself..ive started budgeting and keeping track of aaallll my expenses..it took me awhile to get my act together..for the very first time i have 400 leftover!!! yayyyy!!! watching your videos have showed me how to keep track of my numbers...thank you so very much.
Your accent is so relaxing and I'm OBSESSED with your videos
Omg thank you soo much đđđ
Always when you get extra money something has to go wrong.
Life and Money so true!!
i enjoy watching these so much coz I'm planning to move out soon and I have no idea what to do đ this is really helpful
I love how you organize your thoughts/ budget. I'm struggling because I make tips and so it's hard to predict how my month is going to turn out but your income is close to mine and your system seems logical and easy to understand. Thank you! I'm gonna try it out this month.
I plan on paying 15k of loans w/ 30k annual income + travel almost every month. I'm determined! going to dc for labor day weekend. đđŸđđŸđđŸđđŸ
This is so calming. I want to be this organized with my money. It must feel great. â€ïž
i love this ! i really wish they could have taught this in school
Do you set aside anything for savings?
new subbie! def taking notes.. you about to change my life đ
Awww shoot. Hey new bestie!!!
Seriously tho. Me too! This is the first BWM that actually goes along with my life. Thank you!!! đ
Thank you soo much !!! đđđ
Good evening!... Love your video's. You're honest, so down-to-earth and as well as "funny"!. You can see that you "enjoy what you're doing!:)..the "sticky note" at the bottom is so "cute"!...
Thank you soo much! I really appreciate you just taking the time to comment ! I really do enjoy it and so glad it is showing !! đđđ
I love watching your budgeting videos. đJust wanted to say thank you for using real numbers. It really is super helpful. Also what pens are you using? The ones I have are smearing sooo bad đ
Thank you soo much for watching. Iâm so glad that itâs helpful. I am currently using the Bic Intensity fineliner .04mm. I love them! Amazon and target has them. And i have a giveaway coming up with some as well. đ
E.Michelle thanks so much! I will definitely have to pick some up
Hey boo! I really enjoy your videos! I have started budgeting and it's crazy how much my husband and I have been able to save and it also has helped us see the unnecessary spending we have been doing. Thank you so much! â€
champagne halley you are so welcome. Big ups to you and the hubs getting that savings together When you see the amount of money going out for unnecessary stuff it changes your whole mind. Have you questioning everything. đ itâs probably what i like the. Most
Your videos are so relaxing to watch! I love how honest you are with your finances! Coming out of college money and life is scary!
love your new setup sis in your new planner. i came into some extra money this month and decided to also put some in my emergency fund and make extra payment on my daughter student loan
I just found your channel and I love this sooo much. Nice handwriting too đ
Thereâs an amazing template on Google Drive that does everything you did on this paper. Itâs really handy!
Just found your channel and love your videos!! Great job with your budget.
MLGW... are you in Memphis?
I need a better paying job lol. I barely make 1000 each paycheck, itâs a struggle. I need to go back to school.
I am binge watching your videos! Youâre awesome! I love your nails!
Itâs about time I get my life together with this budgeting system
I just started this month & I'm suprised about how disciplined I am. Tfs!!
Thatâs amazing to hear ! You got this! You will be truly amazed with what you can accomplish. I know i am
I absolutely love your videos ... and your personality, Iâll even find myself giggling!! đ A new subbie and looking forward to more of your videos!!! đđ
Hey my lady, I just found your channel and it's helping me a whole bunch. I think that it's very interesting to see how you handle your money. Thanks for all the info
Thanks so much for subbing and for asking me questions for clarity. Looking forward to you hanging around and sharing. đ
i just found your page and i must say i love ur planning style! Thank u and clearlyI hood and going to change somethings.
New subscriber here! I really enjoyed this video. Iâve decided to start using my monthly notes pages for budgeting so Iâve been binge watching budget videos and yours was my favorite to watch đ
Just subscribed! Love your budgeting videos... and your handwritingđ
How is it going? Have you paid off a few bills?? I ended up paying my car 2 years early. Now I am targeting my last two bills... the biggest ones. The budget tracker I created in Sheets has a target pay-off date ~April '19. Also, I love your post-it note stickers!
Jennifer Nelson how did you pay your car off early? Thatâs what Iâm trying to do!
Get rid of all the unnecessary social media subscription. Save more money. Get rid of that car note, get something cheaper or pay off in cash. You will never build wealth based on that kind of spending. I save and invest $2500/month on a 80k salary. My expenses per month is less than $1500. These are mandatory bills like rent, utilities, food, insurance. Personal spending is $500. The rest is savings and investing at $2500
My lil budget is struggling still but Iâm definitely getting it going since starting for real in July. Iâve gotten a raise at one job so I was waiting for the actual amount and then the other is âsupposedâ to get one so Iâm trying to see what thatâs gonna be so my numbers can be on point.. plus Iâm still playing catch up I want to be fully equip starting august that way i can really get into this lol but whether I got it or not Iâm still taking notes from you lovie!! Thank you đđœ
Yes girl! Exactly what I needed
You should sell plannerrrr on your etsy, I would buyyyy
Nails đ
Just started watching you, love your videos & actual budget. What is the $ in your envelopes for since all your bills here are accounted for?
So thatâs where my groceries, personal care, gas , household items , etc. the areas sometimes i tend to over spend or not pay attention to
How do you go about budgeting food and gas? I havenât seen you include them in your budget videos
I have food and gas all in cash envelopes. These were areas i would seriously overspend in. If you look at my newest August paycheck to paycheck, i break it down better âșïž
Just subscribed!! I canât wait to startt! Youâre super helpful! Omg! And question, what are you considering âsinking fundsâ
New subbie...enjoying the videos. Thank you so much for sharing â€
You are making me miss my nails đđđ
Hey E. Michelle I just wanted to tell you I miss your vlogs
Do you know about Philo? In the July #1 video, I saw you subscribed to CZcamsTV. Well, Phil has way more channels than YTTV and is only eighteen bucks a month. Look into it. Save them coins girl!!!
Oooohh... I was waiting for this!
Kristina Curtis hey boo !!! Thank you
Which size planner did you get? I love this so much. Its making me super excited.lol
Hey luv. I got the 7x9
@@MichelleElaineOfficial That's the one I was looking at. Thank you so much.đ
MLGW you mean memphis lights gas and robbery. đđ
Lmao i just hollared! Lol yes i need to say that
E.Michelle lol I live here. I understand that struggle.
Aye!!! Lol nice to know there is another Memphis women who does this!
Where did you purchase the post it and calculator stickies? So cute!
Been watching your videos for the pass two days. Very interesting way to budget I like it. One question what planner are you using to budget? Thanks in advance for your answer.đđŸ
Thanks soo much for watching. I am using the Erin Condren Monthly deluxe planner. I have a link in the description box if you are interested in purchasing đđđ
E.Michelle thanks a million for your quick response.
Lifesaver â€ïž
Are you using the monthly planner or a notebook?
I am using the monthly planner. The new ones have the blank notes pages after the calendar now
What is a sinking fund?
Iâve gotta ask... Do you like the Erin Condren better than the happy planner? I just bought the Erin Condren and I like how simple it is which allows me to be more flexible with my planning..đ© I really hate to admit that.I wish Happy Planner would come out with a monthly only view.. but I LOVE the divider layout in the happy planner though
I loved my EC and still do. I fell in love with happy planner because i could add whateva i wanted to it. Happy planner has a monthly only extension pack (6 months) and they released Trendsetter during the girl line launch. The prompts were just hard to work with so hopefully they will release a simple version
So you know I have to ask, is that Nashville for Bey? đđ
Me and my sister in law were just looking at tickets lbvs.
Enjoyed your video per usual! You rocking this CZcams business I see them sub numbers going up!! Keep up the good work.
Giiiirrrrllll yes. Messed around and felt guilty cause Courtney said âit would be nice to see her one time since you have already seen herâ ! Puppy eyes and everything
If you go please dm me! Thanks so much for the support !
LOL I understand!
Will do! and y/w :-)
How do you incorporate groceries/gas/etc?
Did you get your bonus??? #debtfreejourney haha
Sure did. I decided to put half up in emergency and used the other half for a new camera and back to school. Just when u was tryin to decide something my camera said ohh no baby what is you doing lol đ
E.Michelle đđđ
Btw these r my fav videos đ
Are you from Memphis,??
Is the $2011 an estimation of checks you combined throughout the month?
Kehani D no thatâs how much she makes each paycheck
What does she do?
Is this including your boyfriends income or just yours? My husband just wants to pay $1000 to rent and everything else on me. Just curious. đ€š
This is solely my income. I base everything off of my own just in case anything happens. He gives me money for the bills he is responsible for but i always budget with just my own in the event that he doesnt. đ
Do you rollover the leftover amount from your paycheck #1?
"Unruly ruler.." HAHAHA!!! Following your Instagram ! *check*
Debbie Grant lol i have to start playing these videos back more
Lol i just be talking lol thank you for subbing and for your order. I just saw it and omg. Iâm gonna send ya extras too. Thanks a million for the support
Wonderful !! Thank you for any extras! They are ALL beautiful!!!
Hi e slow down haha yeah its a bugger
If you have netflix then why on the last one did you say you spent money to watch power on Netflix
New season comes on Starz. I have youtube tv so i had to add it to my package
E.Michelle wait is season 6 out?
Nice...tfs
What kind of pens do you use ???
BIC Intensity Fineliner Marker Pen
do you pay 200 dollrs for hair braiding :O it's a lot I pay 40euros it's like 35 dollars
What happen to your sweet bonus? Any special opportunities, challenges, or adventures plans with those funds?
MLGW ?? let me find out you from Memphis !!
Memphis stand up!
E.Michelle ayyeeeeeeeee we see you đ gotta subscribe now
nicoleheard97 right!! She needs to host an in person event or shopping trip lol
Do you add sections for food or gas?
jewell brown Its included in her cash envelopes.
Those nailsđ thnx for the tips still!