Some of those scams sound like the nonsense I receive every few weeks from TV Licencing. The "you are under investigation" ones make me laugh most as they are addressed to "the Legal Occupier". So the "investigation" has not even got as far as finding out what my name is. LMAO.
I tell everyone who phones me whether they are legitimate or not, "my wife has power of attorney and I cannot authorize any financial transactions." It's not true, well not technically true, but I want to live a while longer, so I let her pretend.
My sister and I both have power of attorney over my mom's financial and health affairs. Not that we've had need to use it yet. My mom hangs up immediately if she knows neither of us are on the other end and people or organisations with a legitimate interest in my mom now know to only contact us.
Totally agree with you. Scammer calls your number, tells a tall tale, asks you to put your phone down and call your bank directly. The Scammer doesn't hang up when you do. So when you dial your bank's number, you're still connected to the Scammer who now has even more credulence to extract details / money from you.
Excellent advice 👌 also never pay for something via friends and family in PayPal unless they are indeed a friend or family member, as you have no protection (as I recently found out) regardless how much they go on about the fee they have to pay. If they are genuine they will be willing to pay that fee and accounted for it.
I have recently had to explain to my GP that I do not respond to random text messages from mobile numbers or websites I do not recognise, ever. They appear to have become very fond of sending messages via an American based website asking for various medical and admin details on the grounds that they wish to update their records. Thank you for another fascinating video. It's very kind of you to give your time to give your advice.
TV licence sellers try to screw money out if people, mums and seniors particularly and also try to case your gaff. Always throw the goon off your property.
My mother has recently been scammed with home appliance insurance , companies calling her offering breakdown cover on washing machines , freezers and central heating , they conned £400 out of her and we only found out when my sister walked in and caught her on the phone to them
@@BlackBeltBarrister yes , my sister has now added my mothers bank account to her app so she can see what is going on , they did not give up easily though and kept calling for a couple of weeks , the big problem is that if you answer the call your number is then put on a list that answers , the sucker list , and you get more calls
One scam I did enjoy: Got a call claiming to be from Microsoft Technical Support. They claimed my PC was infected with a virus and they would talk me through how to clean it up. Okay, I work in IT, and I'd already heard of this scam so I played along a little: I told them I was at my computer and they wanted me to download remote connection tools which I told them didn't seem to be working. That stumped them, but I just 'fumbled' around making 'mistakes', wasting their time (and costing them on the phone call - I hope!) Until I got bored and informed them it's okay: I'd just restored the PC from image instead. After all: Who doesn't run a Windows virtual machine on their Linux server. It was a small victory: Cost the scammer their time and hopefully a larger phone bill and saved someone else the hassle of the cold call.
Great Advice ! The elderly are more trusting and tend to believe scammers . My father was scammed , they used the " computer tech support" scam. I question everything . One thing happening on Amazon , they say please contact them ( vendor) , as they may not be able to send it to you location / country.. I had this ,they wanted bank transfer for a product which should have been several pounds more expensive. NOT falling for that !
I was one of 30 people ripped off by a training provider. I’m amazed how easy it is for a person to scan you when behind a limited company. You seem pretty much powerless to do anything about it,
My ex wife stole my identity and open 9 online accounts in my name using her email account over a six year period. I reported it with action fraud and there wasn't a darn thing I could do about it. It is the most upsetting feeling in the world.
Hi BBB, I am working on the assumption you are after suggestions for content. My two sons have a flat in a development of 9 flats. They pay an annual fee of £8000 a year service and management fee. All flat owners are considering opting out of the agreement and forming a residents association. I wonder if you are planning to do a video along these lines. For instance the legal considerations.
If I get a cold call and they say they need to confirm my identity I always respond “Of the two people on this call, I’m the one who doesn’t need to prove their identity. You called me.”
Here's a few tips not covered by BBB:- 1. Get yourself a Pay ad you go phone IN ADDITION to your ordinary contract phone. Most PAYG phones can be topped up for say £5 per month. 2. Have an extra email address like a Hotmail or GMail one that you DON'T use for ordinary commerce or contact. For most websites that you don't know or even when form filling use that Phone number and that email address. That way anyone who calls you or emails you unsolicited you can pretty much ignore. 3. Consider a Pre Payment debit/credit card like Caxton FX (others are available). It only has funds available that YOU put on in advance. 4. My Amazon AND my PayPal are setup to use that payment card as my SOLE source of funds (i have deleted my bank account off both) if you are the victim of fraud and you don't keep the card permanently loaded you'll ONLY LOSE what was on the card. It still has the same fraud protection as a credit card and it takes literally 2-3 mins to load it for purchases All of the above is why i've only been the victim of fraud ONCE and that was EBay's fault as my account was hacked and they REFUSED to shut it within 90 days, so i changed my paypal to pre loaded card. Incidentally i got the money back and PERSONALLY paid the fraudster a visit to his home with printouts
Always avoid the ones at the top of the list that say ‘Ad’, they are not genuine and may well have the names and details correctly spelled, hoping to catch people out before their site is taken down. This is particularly relevant if you are seeking help with debt as there are scammers out there who shamelessly pretend to be a government approved debt help organisation but will charge you exorbitant fees for their ‘service’, which you don’t have to pay, and will lock you into a contract to do so. Keep scrolling until you find a non ‘Ad’ version with a legitimate website address.
Great channel, the girlfriends elderly neighbour got scammed by the scam where the bank/police officer needs your cards and details to help in catching criminals and years ago there was the Spanish Lottery scam letters, sheeeesh.
When TalkTalk got hacked in 2015 i got bombarded with scam calls for months, it got so bad i had to change my landline number, i still get a ton of phishing scams in my emails but they are easy to spot and delete.
I'll openly admit that I'm profoundly stupid and I fell prey to one of these scams. I was in financial turmoil and desperately needed a loan and I was duped into paying back (before the funds had arrived in my account) the first £500 of it upfront as a 'Good will' Gesture by means of Ukash vouchers. Well, low and behold. I never did get that loan...
You mention somebody contacting us on behalf of an injured relative, it's always funny when they get one small detail wrong. That being there contacting the person they claim has been injured. And before you ask, this has happened to me a few times and I do enjoy having a lot of fun with them.
I had a few calls from a "call back" style scam where they often call from a phone number from a country such as Morocco (this is usually a spoofed number that redirects), you attempt to call back out of curiosity and you get a line that charges you a high rate for the call. Luckily I never call back in those cases, I also know that most companies are likely to call you off a landline but even this isn't a sure sign you are talking to a rep for the company who the number is tied to; talktalk has a few scam groups who are able to spoof their number and this technology is only becoming more and more common.
It is also advisable where possible to use a different phone to contact the company concerned as they can keep the line open so when you dial the number it automatically connects to the scammer
Great info...I had a call a few days ago...they knew bits of information (they were calling to have me to add my TV to my appliance coverage) but the question they asked that made me question them...they call me and ask me to identify myself, with my address...I said I am going to hang up now you clearly don't have my information or you would know that. The guy said but I have to verify you...I said why to tell me about an add on insurance...fine I now know I will look into it.
I got scammed on Ebay for 8k on a digger. I admit to being a naive fool but it could not have happened had the bank I transferred the money to had not opened an account using false details and forgery . The scammers were caught and prosecuted but I could not get the money back. My point is that surely the bank are liable as a duty of care for operating an account that was fraudulent which was a service I used believing it was legitimate. Have I redress?
Never answer a number you don't recognize. A few months back I was getting scam calls from Canada. One called 200 times in one night. Had to get my phone company to block all telemarketing calls. After a couple of months it died down. I pay $ 3.99 extra a month to protect my landline phone.
There’s nothing new under the sun and there’s a sucker born every minute. This phrase separates many people from their hard earned dough and always will do.
A point you didn't mention is initiate contact on a different line, there are dead line scams, where the scammed keeps the line active and pretends to be who you next phone
HPI is *not* a guarantee of a lack of lien on a vehicle. There was a push to force all lenders to register their interests on the HPI database but this government decided to 'let the market fix the problem'. And solicitors' having their email hacked seems to be surprisingly if not also worryingly common.
I was scammed by Safemarkets, I lost £4,000.00 in 2015. I called Action Fraud beforehand but they said that they weren’t on their list of scammers. So I went ahead with the investment, this was all done online and with phone calls. They refused to send me a cheque for interest I’d accumulated, they asked for my bank details, but I refused! That’s when I realised it was a scam.
I can't understand for the life of me how when somebody phones you up and waffles on for 5-minutes and then ask for your bank details how people think it's genuine it all common sense that it is a scam
Great video Cheers Dan. Curious...why can't the scammers phone numbers and email accounts be accessed by the powers that be, when they're reported, and the culprits be found and prosecuted,..after all that's the way the culprits found us? I mean ....if your paying online etc... they have a bank/Paypal account etc...
I had that happen to me I was waiting to hear from HMRC regarding a refund and coincidentally the picked that time to phone at first they made me quite scared as they said that they were activating an arrest warrant and that the police will be round to cart me of in handcuffs and that I owed them £798 and it needed to be paid immediately, luckily enough my common sense kicked in and I hung up but it was quite frightening to start with
Great Advice. I would love to hear your comments on the UK Coronavirus laws. During the last lockdown I could not get any links to the real law from the gov.uk site. And all searches via google for UK Coronavirus laws came up with Guidance. Even the Police could not find the law and were very confused. During lockdowns our only access to documentation including laws was via the internet but the search engine results had been manipulated to point to someone’s ‘Guidance’ not the real law. The Guidance changed several times while the law remained the same. Also if no one can access the law how could a person be reasonably expected to follow it?? During the first few lockdowns there were complaints by some Police that the public were actually going around with printouts of the law. Maybe that is why we were deliberately blocked from accessing the law on the last lockdown. So successful was the passing off of Guidance as law that almost everyone who did not know better was quoting the Guidance as law. Also the government were announcing the start date of the new laws before parliament had even passed the law and even when the true law link was accessible the law was still in the process of documentation for many days sometimes. I would be interested in your comments?
This why I feel they should used finger or thumb print scanner on the chip and pin machine to confirm that your are that person instead just the pin, as you don’t know if you used a cash machine which got scanner which read the card details and camera can record your pin and then they can clone your card and used the pin on that fake card
Some extra advice, never agree to recieve offers or information, never fill out those stupid giveaways, and register with the telephone prefference service (and re register after using a comparison service). This will ensure you will never recieve genuine cold calls, so the rest are probably scams (or genuine mistakes, but either way tell them to remove your number POLIETLY just in case you have a genuine agent who is one call away from suicide)
When I was contacted by the NHS inviting me to book a COVID-19 vaccination, it was by letter, not email. (It was genuine by he way, and no bank details or anything similar was asked for when I went to the website).
Different topic sorry. From what one has read GDPR rules are a bit of a mine field Could you advise if vlogging or filming people for a CZcams video (similar to say Charlie’s video of the empty Hall) and the person filming was monetising from their CZcams content, would they need to adhere to GDPR rules as it wouldn’t be for household or personal use? One has looked online andI feels that it is saying they would need to comply as it is out to a much broader viewing area than just being used at home There is a ruling in a court in the Netherlands that made a grandmother remove pictures of her grandchildren as the children’s mother didn’t want them online Wondered if that would be the case for CZcams auditors and the like
@@BlackBeltBarrister fantastic One would like to think that common sense would prevail (although many times it doesn’t) One would think it would be a case of anyone monetising from pictures or video on a social media platform or similar would have to adhere to GDPR as the footage use clearly wouldn’t be for use within the household or for a solely for personal use It’s understandable that footage taken in a public place an individual has no right to privacy, but if that footage is used to create income then surely that would be governed by GDPR This is not directed at auditors, although its possible that they could be forced to give their details for anyone with GDPR concerns otherwise how would the individual be expected to request their details to be removed from the public domain Looking forward to hearing your thoughts on this
I have a foil card holder in my wallet covering my bank cards because of these skimmer scammers they are available on fleabay. I've had several emails to tell me a fraudulent transaction had taken place on my paypal account but I always log directly into my account to check for myself. Last one I had was from the royal mail telling me i had to pay £1.99 because the postage on a parcel I was expecting was under paid, I contacted royal mail directly with my tracking number and they confirmed it was indeed a scam.
I had a text message from the 'Post Office' with a link to collect s package for a fee. The Post Office usually leave a card to collect the package from the Sorting Depot. I forward the text message to the phone company fraud department.
My uni mentor for my GA program in cyber security owns a fake but legitimate looking bank website, to the naked eye you couldn't tell its fake, but the main difference is it uses the Greek alphabet for one of the letters in the url, (must note, he uses this website specifically for cyber awareness training and has adequate permission to do so) its very easy to be scammed, and while previous trends suggested the elderly we're more susceptible, now a lot of younger people are being effected by this, specifically extorsion ware and ransom ware, make sure to keep yourself cyber aware!!
Real companies always state the name of the company, and go through data protection/ ID check first. If the caller jumps streight into the call, it's a scam.
when you selling something people will over pay you for it and ask you to send the over payment back mostly with paypal then once they get the over payments back they charge back the original payment means you are out the full amount of payment and the item is gone and the overpayment money is gone too as they empty n close paypal before you even aware
It's a shame this advice should be more widely available. Scamming is probably the biggest money problem causing billions of pounds lost every year yet only pathetic awareness is given. Our dear pensioners are their main target. Why isn't there adverts warning of this on day time tv. It's ridiculous.
Customer paid is 14k tax bill. Tax office say haven't received payment, they are charging him monthly and fixed failure to pay fee. He told them the account number he paid in to. He was told by tax office that was Cumbernauld tax office. So far payment not found. He is basically stuck paying fines.
Both of which is attacked my email phone and even the voice of a scammer . Section 75 that is how criminal authorities black listed me my bank card inscription on Google And Facebook they accused me of speaking badly about them blacklisted me 6 six years I wrote to Experian by email and I had no reply .
Can you do one on the TV licence system, what is covered, what is not, what you can watch etc. and cover your rights around inspections and visits (with and without a warrant)
Does a transaction need to be carried out before an offence can be investigated? I have had scammers on the phone regularly asking me to download software etc. for a refund or from BT to put protection on my PC. Blatant scam, but is it an offence?
Hi please can you help me . I have been passing on the change org petitions on via Facebook. I have been told I am blocked due to content . My only content is passed on petitions . They do not say what the transgression is but I have lodged an appeal by their mechanism. Is there any way I can find out what is the transgression and if I have any further redress. Thanks
Hello, many thanks for your information, I have just discovered you and have subscribed! I love the Piano is it grand or baby grand? I have just started playing!
@@BlackBeltBarrister Oh very nice not too trebly, I bet that sounds nice in that size room, unwinding with some Chopin on a Grand orgasms from the soul! look forward to your future videos ....very very interesting, even to a layman (left school @ 14 with no qualifications)
@11:30 contactless card skimming has never, ever been a thing. The encryption in the RFID card readers has not been broken. This is spreading fear where it is not warranted.
Could you do a video to help people understand their rights if they are called on by a TV Licensing agent? There are a number of great CZcams channels (such as ChiliJonCarne) who are educating people as to their rights on this matter, but it would be great to hear the opinions of a legal professional. Things like what are the enforcement agents entitled to say and do, and what are you entitled to do to them (e.g. close the door on them). Is it legal to video them with a smartphone and then put the footage on social media - things like that. TV Licensing worries a large number of people so would really be a help to them. I'm really enjoying your channel, very interesting stuff 👍
I have watched Chilli JC on a number of occasions. He could be seen as anti BBC. His advice seems to revolve around. Stop paying the TV licence. Ignore letters asking about you licensing needs & if anyone comes to the door enquiring about your lack of license just tell them to go away. I have wondered about iPlayer. You need to log into use it. Meaning the system knows who you are. Every now and then iPlayer asks you to confirm that you have a licence. With location services on your device you are confirming where you are. Could this lead to an automated fine system. Could internet connected TVs also be used to pinpoint non payment ?
@@davecooper3238 Like many people, I've recently cancelled my TV licence fee, (I never paid by Direct debit, just a once a year payment) so when it expired at the end of March, I simply cancelled the upcoming renewal online, via the TV licence website, (there's a section entitled 'No TV') only took about 5 minutes, they e-mailed back the next day with a tick box declaration to confirm I don't watch Live TV or use BBC iPlayer, (which I don't anyway), so filled that in, they replied with a confirmation e-mail stating that I no longer require a licence, (lasts for 2 years) & they would contact me after that time to check l still don't need one. Also, I deleted my unused BBC account & the iPlayer app from all my devices as well, (just to make sure l don't open the app either accidentally or on purpose!) Job done!
@@NOWThatsRichy I canceled for 12 yeas during a period when I did not own a TV. I now have a TV & am happy to pay up. Without the BBC the option appears to be stuck with the same old advertisements going round & round or pay out perhaps even more per year for a subscription service. The loss of BBC radio would also be a bit of a blow. Plus they say that the person who plays the piper calls the tune. Not sure I would wish advertisers to hold so much power.
@@davecooper3238 The BBC would be best funded by subscription system like other broadcasters, have one free channel, (their 24 hour news channel, for example) then pay extra for each additional channel you want to watch. I haven't watched BBC for months , far too woke & biased news nowadays.
Is it a legal require to to give your national insurance and date of birth to any person from the dole even though they know because they work from home and can not help you anyway due to lake of info held on there laptop home use
As soon as they ask for your bank details and they have phoned you you then I have a feeling 99% it's going to be a scam so I just put the phone down and carry on with my day If it is important they will then send you a text message
THe worst scam is drugs nobody want to address the problem. Be like BBB make yourself fitter, more educated raise your standards be proud of your own achievements and contributions.
This is very good but you go a bit too fast at times, some of the people I would like to share this with may not keep up.. Thanks though I do appreciate your very interesting advice.
Its so good to have you on CZcams.
In school you ain't taught law but when you leave you are expected to know how to follow it and use it.
🙏
@@BlackBeltBarrister its so true though, i think a well thought out comment.
Very true 👍
@@AROTTWEILERR thank you!
@@furion3555 thank you!
Some of those scams sound like the nonsense I receive every few weeks from TV Licencing. The "you are under investigation" ones make me laugh most as they are addressed to "the Legal Occupier". So the "investigation" has not even got as far as finding out what my name is. LMAO.
I enjoyed laughing with my 13yr old brother being told he has a HMRC arrest warrant out for his arrest the other day, they start so young 😢😂
I tell everyone who phones me whether they are legitimate or not, "my wife has power of attorney and I cannot authorize any financial transactions." It's not true, well not technically true, but I want to live a while longer, so I let her pretend.
and I thought i was the only one ....:/
🤣🤣🤣
That’s a great idea.
My sister and I both have power of attorney over my mom's financial and health affairs. Not that we've had need to use it yet. My mom hangs up immediately if she knows neither of us are on the other end and people or organisations with a legitimate interest in my mom now know to only contact us.
Good advice. Also if your are phoning your bank etc use another phone on a different line.
Totally agree with you. Scammer calls your number, tells a tall tale, asks you to put your phone down and call your bank directly. The Scammer doesn't hang up when you do. So when you dial your bank's number, you're still connected to the Scammer who now has even more credulence to extract details / money from you.
Excellent advice 👌 also never pay for something via friends and family in PayPal unless they are indeed a friend or family member, as you have no protection (as I recently found out) regardless how much they go on about the fee they have to pay. If they are genuine they will be willing to pay that fee and accounted for it.
Very good point!
I have recently had to explain to my GP that I do not respond to random text messages from mobile numbers or websites I do not recognise, ever. They appear to have become very fond of sending messages via an American based website asking for various medical and admin details on the grounds that they wish to update their records.
Thank you for another fascinating video. It's very kind of you to give your time to give your advice.
TV licence sellers try to screw money out if people, mums and seniors particularly and also try to case your gaff. Always throw the goon off your property.
My mother has recently been scammed with home appliance insurance , companies calling her offering breakdown cover on washing machines , freezers and central heating , they conned £400 out of her and we only found out when my sister walked in and caught her on the phone to them
Did you stop it ?
@@BlackBeltBarrister yes , my sister has now added my mothers bank account to her app so she can see what is going on , they did not give up easily though and kept calling for a couple of weeks , the big problem is that if you answer the call your number is then put on a list that answers , the sucker list , and you get more calls
One scam I did enjoy: Got a call claiming to be from Microsoft Technical Support.
They claimed my PC was infected with a virus and they would talk me through how to clean it up.
Okay, I work in IT, and I'd already heard of this scam so I played along a little: I told them I was at my computer and they wanted me to download remote connection tools which I told them didn't seem to be working. That stumped them, but I just 'fumbled' around making 'mistakes', wasting their time (and costing them on the phone call - I hope!) Until I got bored and informed them it's okay: I'd just restored the PC from image instead. After all: Who doesn't run a Windows virtual machine on their Linux server.
It was a small victory: Cost the scammer their time and hopefully a larger phone bill and saved someone else the hassle of the cold call.
Thank you for giving us your legal advise and common sense tips. We are on alert !!!
Great Advice !
The elderly are more trusting and tend to believe scammers . My father was scammed , they used the " computer tech support" scam.
I question everything . One thing happening on Amazon , they say please contact them ( vendor) , as they may not be able to send it to you location / country.. I had this ,they wanted bank transfer for a product which should have been several pounds more expensive.
NOT falling for that !
I was one of 30 people ripped off by a training provider. I’m amazed how easy it is for a person to scan you when behind a limited company. You seem pretty much powerless to do anything about it,
Great advice. Many thanks for the time and effort you put out here.
My ex wife stole my identity and open 9 online accounts in my name using her email account over a six year period. I reported it with action fraud and there wasn't a darn thing I could do about it. It is the most upsetting feeling in the world.
These videos are brilliant- concise and so informative
Hi BBB, I am working on the assumption you are after suggestions for content. My two sons have a flat in a development of 9 flats. They pay an annual fee of £8000 a year service and management fee. All flat owners are considering opting out of the agreement and forming a residents association. I wonder if you are planning to do a video along these lines. For instance the legal considerations.
One of the biggest scams is buying property leasehold.
If I get a cold call and they say they need to confirm my identity I always respond “Of the two people on this call, I’m the one who doesn’t need to prove their identity. You called me.”
Here's a few tips not covered by BBB:- 1. Get yourself a Pay ad you go phone IN ADDITION to your ordinary contract phone. Most PAYG phones can be topped up for say £5 per month.
2. Have an extra email address like a Hotmail or GMail one that you DON'T use for ordinary commerce or contact. For most websites that you don't know or even when form filling use that Phone number and that email address. That way anyone who calls you or emails you unsolicited you can pretty much ignore.
3. Consider a Pre Payment debit/credit card like Caxton FX (others are available). It only has funds available that YOU put on in advance.
4. My Amazon AND my PayPal are setup to use that payment card as my SOLE source of funds (i have deleted my bank account off both) if you are the victim of fraud and you don't keep the card permanently loaded you'll ONLY LOSE what was on the card. It still has the same fraud protection as a credit card and it takes literally 2-3 mins to load it for purchases
All of the above is why i've only been the victim of fraud ONCE and that was EBay's fault as my account was hacked and they REFUSED to shut it within 90 days, so i changed my paypal to pre loaded card. Incidentally i got the money back and PERSONALLY paid the fraudster a visit to his home with printouts
love to know how that went,did u say police are coming soon ,say sorry and i might not **** you up!
Oh, one point - when searching for a site, the top results are often not the real sites nb they may be spelled slightly differently.
Always avoid the ones at the top of the list that say ‘Ad’, they are not genuine and may well have the names and details correctly spelled, hoping to catch people out before their site is taken down. This is particularly relevant if you are seeking help with debt as there are scammers out there who shamelessly pretend to be a government approved debt help organisation but will charge you exorbitant fees for their ‘service’, which you don’t have to pay, and will lock you into a contract to do so.
Keep scrolling until you find a non ‘Ad’ version with a legitimate website address.
Is that your house!?
A baby grand in the sitting room....
You bastard! XD
Great channel, the girlfriends elderly neighbour got scammed by the scam where the bank/police officer needs your cards and details to help in catching criminals and years ago there was the Spanish Lottery scam letters, sheeeesh.
When TalkTalk got hacked in 2015 i got bombarded with scam calls for months, it got so bad i had to change my landline number, i still get a ton of phishing scams in my emails but they are easy to spot and delete.
Proves my point !
There's a whole swathe of romance scams that you have not touched on. They are very common.
That would come under a con wouldnt it? A long con at that.
I'll openly admit that I'm profoundly stupid and I fell prey to one of these scams. I was in financial turmoil and desperately needed a loan and I was duped into paying back (before the funds had arrived in my account) the first £500 of it upfront as a 'Good will' Gesture by means of Ukash vouchers. Well, low and behold. I never did get that loan...
Dont use any Companies that use overseas support or Customer Services! They don't deserve your custom!
You mention somebody contacting us on behalf of an injured relative, it's always funny when they get one small detail wrong. That being there contacting the person they claim has been injured. And before you ask, this has happened to me a few times and I do enjoy having a lot of fun with them.
Great advice Sir, thank you for sharing your expertise with the general public.
Most debit cards have a phone number for the bank on the back.
I bought some stuff via ebay from India. Then received demands for import duties from DHL. I paid them but found out later it was a scam. Be wary.
I had a few calls from a "call back" style scam where they often call from a phone number from a country such as Morocco (this is usually a spoofed number that redirects), you attempt to call back out of curiosity and you get a line that charges you a high rate for the call.
Luckily I never call back in those cases, I also know that most companies are likely to call you off a landline but even this isn't a sure sign you are talking to a rep for the company who the number is tied to; talktalk has a few scam groups who are able to spoof their number and this technology is only becoming more and more common.
People should also be aware that caller ID on your phone means nothing. A scammer can program their phone to appear as your banks phone number.
Yes - I will need to do a Part 2!
It is also advisable where possible to use a different phone to contact the company concerned as they can keep the line open so when you dial the number it automatically connects to the scammer
If it's to good to be true then it is never give your details banks dont ask just hang up or ignore it
👍
Excellent advice I will share.
Good advice 👍 thanks
Any time!
Great info...I had a call a few days ago...they knew bits of information (they were calling to have me to add my TV to my appliance coverage) but the question they asked that made me question them...they call me and ask me to identify myself, with my address...I said I am going to hang up now you clearly don't have my information or you would know that. The guy said but I have to verify you...I said why to tell me about an add on insurance...fine I now know I will look into it.
Very scary thanks for the information I knew some and have loads of texts and phone calls I just block . what is the world coming to .
Hello. Could you produce a video for photographers rights and the laws governing public photography here in the UK? Thanks in advance.
@@isabellevince5174 yes you can.
I got scammed on Ebay for 8k on a digger. I admit to being a naive fool but it could not have happened had the bank I transferred the money to had not opened an account using false details and forgery . The scammers were caught and prosecuted but I could not get the money back. My point is that surely the bank are liable as a duty of care for operating an account that was fraudulent which was a service I used believing it was legitimate. Have I redress?
That table looks amazing
Never answer a number you don't recognize. A few months back I was getting scam calls from Canada. One called 200 times in one night. Had to get my phone company to block all telemarketing calls. After a couple of months it died down. I pay $ 3.99 extra a month to protect my landline phone.
There’s nothing new under the sun and there’s a sucker born every minute.
This phrase separates many people from their hard earned dough and always will do.
A point you didn't mention is initiate contact on a different line, there are dead line scams, where the scammed keeps the line active and pretends to be who you next phone
HPI is *not* a guarantee of a lack of lien on a vehicle. There was a push to force all lenders to register their interests on the HPI database but this government decided to 'let the market fix the problem'.
And solicitors' having their email hacked seems to be surprisingly if not also worryingly common.
i would like to say a big thankyou for helping people, i for one am happy i decided to watch your vidios.
All good advice, you have a beautiful living room by the way.
I was scammed by Safemarkets, I lost £4,000.00 in 2015. I called Action Fraud beforehand but they said that they weren’t on their list of scammers. So I went ahead with the investment, this was all done online and with phone calls. They refused to send me a cheque for interest I’d accumulated, they asked for my bank details, but I refused! That’s when I realised it was a scam.
I can't understand for the life of me how when somebody phones you up and waffles on for 5-minutes and then ask for your bank details how people think it's genuine it all common sense that it is a scam
They prey on greed and vulnerability
Great video Cheers Dan.
Curious...why can't the scammers phone numbers and email accounts be accessed by the powers that be, when they're reported, and the culprits be found and prosecuted,..after all that's the way the culprits found us? I mean ....if your paying online etc... they have a bank/Paypal account etc...
Had those calls I just contacted the bank some I just ignored .scammers ares holes
I had that happen to me I was waiting to hear from HMRC regarding a refund and coincidentally the picked that time to phone at first they made me quite scared as they said that they were activating an arrest warrant and that the police will be round to cart me of in handcuffs and that I owed them £798 and it needed to be paid immediately, luckily enough my common sense kicked in and I hung up but it was quite frightening to start with
Great Advice. I would love to hear your comments on the UK Coronavirus laws.
During the last lockdown I could not get any links to the real law from the gov.uk site. And all searches via google for UK Coronavirus laws came up with Guidance. Even the Police could not find the law and were very confused. During lockdowns our only access to documentation including laws was via the internet but the search engine results had been manipulated to point to someone’s ‘Guidance’ not the real law.
The Guidance changed several times while the law remained the same.
Also if no one can access the law how could a person be reasonably expected to follow it??
During the first few lockdowns there were complaints by some Police that the public were actually going around with printouts of the law.
Maybe that is why we were deliberately blocked from accessing the law on the last lockdown.
So successful was the passing off of Guidance as law that almost everyone who did not know better was quoting the Guidance as law.
Also the government were announcing the start date of the new laws before parliament had even passed the law and even when the true law link was accessible the law was still in the process of documentation for many days sometimes.
I would be interested in your comments?
This why I feel they should used finger or thumb print scanner on the chip and pin machine to confirm that your are that person instead just the pin, as you don’t know if you used a cash machine which got scanner which read the card details and camera can record your pin and then they can clone your card and used the pin on that fake card
Fantastic. So helpful, thank you. 😊
I find it hard to believe that you are a practicing barrister, you sound like you have the hang of it
Yeah, he's too good looking
@@salerio61 He is indeed and I'm not even gay.
Some extra advice, never agree to recieve offers or information, never fill out those stupid giveaways, and register with the telephone prefference service (and re register after using a comparison service). This will ensure you will never recieve genuine cold calls, so the rest are probably scams (or genuine mistakes, but either way tell them to remove your number POLIETLY just in case you have a genuine agent who is one call away from suicide)
When I was contacted by the NHS inviting me to book a COVID-19 vaccination, it was by letter, not email. (It was genuine by he way, and no bank details or anything similar was asked for when I went to the website).
👍
Different topic sorry.
From what one has read GDPR rules are a bit of a mine field
Could you advise if vlogging or filming people for a CZcams video (similar to say Charlie’s video of the empty Hall) and the person filming was monetising from their CZcams content, would they need to adhere to GDPR rules as it wouldn’t be for household or personal use?
One has looked online andI feels that it is saying they would need to comply as it is out to a much broader viewing area than just being used at home
There is a ruling in a court in the Netherlands that made a grandmother remove pictures of her grandchildren as the children’s mother didn’t want them online
Wondered if that would be the case for CZcams auditors and the like
Will do so. The one that springs to mind is fixed home CCTV that captures public paths. GDPR applies but. I need to register. (See ICO guide for CCTV)
@@BlackBeltBarrister fantastic
One would like to think that common sense would prevail (although many times it doesn’t)
One would think it would be a case of anyone monetising from pictures or video on a social media platform or similar would have to adhere to GDPR as the footage use clearly wouldn’t be for use within the household or for a solely for personal use
It’s understandable that footage taken in a public place an individual has no right to privacy, but if that footage is used to create income then surely that would be governed by GDPR
This is not directed at auditors, although its possible that they could be forced to give their details for anyone with GDPR concerns otherwise how would the individual be expected to request their details to be removed from the public domain
Looking forward to hearing your thoughts on this
I have a foil card holder in my wallet covering my bank cards because of these skimmer scammers they are available on fleabay. I've had several emails to tell me a fraudulent transaction had taken place on my paypal account but I always log directly into my account to check for myself. Last one I had was from the royal mail telling me i had to pay £1.99 because the postage on a parcel I was expecting was under paid, I contacted royal mail directly with my tracking number and they confirmed it was indeed a scam.
👍👍
Yes, the Royal Mail one was very clever
The official site had been cloned!
I received an email about tax refund from HMRC. Luckily I never gave out my bank details
I had a text message from the 'Post Office' with a link to collect s package for a fee. The Post Office usually leave a card to collect the package from the Sorting Depot. I forward the text message to the phone company fraud department.
My uni mentor for my GA program in cyber security owns a fake but legitimate looking bank website, to the naked eye you couldn't tell its fake, but the main difference is it uses the Greek alphabet for one of the letters in the url, (must note, he uses this website specifically for cyber awareness training and has adequate permission to do so) its very easy to be scammed, and while previous trends suggested the elderly we're more susceptible, now a lot of younger people are being effected by this, specifically extorsion ware and ransom ware, make sure to keep yourself cyber aware!!
, had a scam about my National Insurance number on the border of Wales
Real companies always state the name of the company, and go through data protection/ ID check first.
If the caller jumps streight into the call, it's a scam.
when you selling something people will over pay you for it and ask you to send the over payment back mostly with paypal then once they get the over payments back they charge back the original payment
means you are out the full amount of payment and the item is gone and the overpayment money is gone too as they empty n close paypal before you even aware
What about those "you've been involved in an accident that's not your fault" calls? Could you explain about them?
I’m a millennial. You could tell me I’m dying and I wouldn’t react much.
It's a shame this advice should be more widely available. Scamming is probably the biggest money problem causing billions of pounds lost every year yet only pathetic awareness is given. Our dear pensioners are their main target. Why isn't there adverts warning of this on day time tv. It's ridiculous.
Customer paid is 14k tax bill. Tax office say haven't received payment, they are charging him monthly and fixed failure to pay fee.
He told them the account number he paid in to. He was told by tax office that was Cumbernauld tax office. So far payment not found. He is basically stuck paying fines.
How odd - the evidence should be enough! He needs to follow it through
@@BlackBeltBarrister He is sort of stuck on a roundabout of them denying he paid, yet the money has gone somewhere into a tax office account.
Both of which is attacked my email phone and even the voice of a scammer . Section 75 that is how criminal authorities black listed me my bank card inscription on Google And Facebook they accused me of speaking badly about them blacklisted me 6 six years I wrote to Experian by email and I had no reply .
Can you do one on the TV licence system, what is covered, what is not, what you can watch etc. and cover your rights around inspections and visits (with and without a warrant)
czcams.com/video/bHwPvI2W-3Q/video.html
So long as you don’t watch any live BBC or associated programs you DONT Need a licencetgats how I Seeit
I think people using nentix also are exempt
i had a fake royal mail text look very good
Does a transaction need to be carried out before an offence can be investigated? I have had scammers on the phone regularly asking me to download software etc. for a refund or from BT to put protection on my PC. Blatant scam, but is it an offence?
Not necessarily - many crimes are _inchoate_ (incomplete) and are covered on the Criminal Attempts Act 1981
@@BlackBeltBarrister thank you!
Check out Jim Browning on CZcams. Brilliant!
The Toyota was probably more reliable than the Ferrari - granted not quite as quick.
Hi please can you help me . I have been passing on the change org petitions on via Facebook. I have been told I am blocked due to content . My only content is passed on petitions . They do not say what the transgression is but I have lodged an appeal by their mechanism. Is there any way I can find out what is the transgression and if I have any further redress. Thanks
You should link up with Martin Lewis.
Excellent advice, thx 4 yr time.
Who is the artist in the painting behind you
Hello, many thanks for your information, I have just discovered you and have subscribed! I love the Piano is it grand or baby grand? I have just started playing!
Conservatoire Grand 😁👍🎹
@@BlackBeltBarrister Oh very nice not too trebly, I bet that sounds nice in that size room, unwinding with some Chopin on a Grand orgasms from the soul! look forward to your future videos ....very very interesting, even to a layman (left school @ 14 with no qualifications)
Watch out for dating sites plenty of scams on their
If I know someone who is faking injury and claiming benefit for that injury what could I do and how would I get the evidence to the right people?
There are various reporting sites
When I get a phone call saying can you confirm to me I am speaking to Joe Bloggs. I hang up
Hey, I want a Ferrari MR2!
@11:30 contactless card skimming has never, ever been a thing. The encryption in the RFID card readers has not been broken. This is spreading fear where it is not warranted.
Hi BlackBeltBarrister I wonder if i could ask you a question?
Military law.......how would you tell it was being used.......the golden arrow. head on the flag or the gold braid aroun the flag in USA
OMG I love your pad!
Yes it looks like barristers do very well for themselves! Good luck to them though, they’ve worked hard.
Could you do a video to help people understand their rights if they are called on by a TV Licensing agent? There are a number of great CZcams channels (such as ChiliJonCarne) who are educating people as to their rights on this matter, but it would be great to hear the opinions of a legal professional. Things like what are the enforcement agents entitled to say and do, and what are you entitled to do to them (e.g. close the door on them). Is it legal to video them with a smartphone and then put the footage on social media - things like that. TV Licensing worries a large number of people so would really be a help to them. I'm really enjoying your channel, very interesting stuff 👍
Yes great idea!
I have watched Chilli JC on a number of occasions. He could be seen as anti BBC. His advice seems to revolve around. Stop paying the TV licence. Ignore letters asking about you licensing needs & if anyone comes to the door enquiring about your lack of license just tell them to go away.
I have wondered about iPlayer. You need to log into use it. Meaning the system knows who you are. Every now and then iPlayer asks you to confirm that you have a licence. With location services on your device you are confirming where you are. Could this lead to an automated fine system. Could internet connected TVs also be used to pinpoint non payment ?
@@davecooper3238 Like many people, I've recently cancelled my TV licence fee, (I never paid by Direct debit, just a once a year payment) so when it expired at the end of March, I simply cancelled the upcoming renewal online, via the TV licence website, (there's a section entitled 'No TV') only took about 5 minutes, they e-mailed back the next day with a tick box declaration to confirm I don't watch Live TV or use BBC iPlayer, (which I don't anyway), so filled that in, they replied with a confirmation e-mail stating that I no longer require a licence, (lasts for 2 years) & they would contact me after that time to check l still don't need one.
Also, I deleted my unused BBC account & the iPlayer app from all my devices as well, (just to make sure l don't open the app either accidentally or on purpose!) Job done!
@@NOWThatsRichy I canceled for 12 yeas during a period when I did not own a TV. I now have a TV & am happy to pay up. Without the BBC the option appears to be stuck with the same old advertisements going round & round or pay out perhaps even more per year for a subscription service. The loss of BBC radio would also be a bit of a blow. Plus they say that the person who plays the piper calls the tune. Not sure I would wish advertisers to hold so much power.
@@davecooper3238 The BBC would be best funded by subscription system like other broadcasters, have one free channel, (their 24 hour news channel, for example) then pay extra for each additional channel you want to watch. I haven't watched BBC for months , far too woke & biased news nowadays.
I am in awe of your house!
😊
@@BlackBeltBarrister you're a piano player too, with i am guessing an interest in the classics?
Is it a legal require to to give your national insurance and date of birth to any person from the dole even though they know because they work from home and can not help you anyway due to lake of info held on there laptop home use
Lovely House
nice house!
As soon as they ask for your bank details and they have phoned you you then I have a feeling 99% it's going to be a scam
so I just put the phone down and carry on with my day
If it is important they will then send you a text message
THe worst scam is drugs nobody want to address the problem. Be like BBB make yourself fitter, more educated raise your standards be proud of your own achievements and contributions.
you tube has a age pop up con going round
it asks for drivers id and bank details/card details in full
if you click on a page and it instantly says pls click on this link your pc has been compromised you have been locked out!! ...just close the tab!!!!!
Wow!!... :( *I Hope I Remember This USEFULL INFO!!... :)
This is very good but you go a bit too fast at times, some of the people I would like to share this with may not keep up.. Thanks though I do appreciate your very interesting advice.