WHAT IS THE BEST RETIREMENT INCOME STRATEGY ?

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  • čas přidán 29. 03. 2021
  • #nri #nrimoneyclinic #financialplanning
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Komentáře • 311

  • @dennykurian
    @dennykurian Před 3 lety +24

    Excellent video sir. Thanks for your excellent work.

  • @gkm202
    @gkm202 Před 3 lety +30

    The govt must be sympathetic and somewhat Lineatnt towards senior citizens. It should not put any tax on interest earned by seniors on their savings in banks.

  • @basantrath6684
    @basantrath6684 Před 3 lety +2

    This is really transforming viewers' way of thinking.This kind of discussion will certainly stand as a safeguard in retired life.Please keep it up.

  • @unbreakblewarrior6123
    @unbreakblewarrior6123 Před 2 lety +3

    One of the most interesting and extremely knowledgeable videos on CZcams , i highly appreciate your time and support to help all viewers, God bless you immensely i pray Bhat Maam , all the best.

  • @ramaprasadmanda5169
    @ramaprasadmanda5169 Před 2 lety +2

    Very clear and simple explanation. Thank you very much. The take home message is to have 4 streams, viz., Rental Real Estate, Mutual Funds, FDs & Pension Fund.

  • @sangitasheth4019
    @sangitasheth4019 Před 3 lety +1

    It's too good for all...u covered all plans that every investmenter thinking ....

  • @vijayaraghavang5112
    @vijayaraghavang5112 Před 2 lety +5

    One of the negatives of rental real estate in India is that the law is not helpful to the owner in case the tenant defaults on rent or refuses to vacate. It is very difficult and expensive for anyone, especially a senior citizen to get timely justice.

  • @muralikrishnanayyappan6513

    Good to know these Insurance schemes are not a scam !! Thank you

  • @arunpandey9726
    @arunpandey9726 Před 3 lety +1

    I wish, I had this information before my retirement.

  • @shrivardhanmohta561
    @shrivardhanmohta561 Před 3 lety

    Very informative. I will plan accordingly

  • @vipinun
    @vipinun Před 3 lety +1

    Excellent explanation.Thank you so much.

  • @rajagopalchellam4651
    @rajagopalchellam4651 Před 3 lety +2

    U R right.one thing I would like to advice the youngsters the day you are getting appointment letter for a job,your planning for retirement years too simultaneously start.Therefore planned expenses, savings for future will definitely take care of your living years after RETIREMENT.

  • @venkaiahbayana189
    @venkaiahbayana189 Před 3 lety +2

    Very useful, practical advice

  • @gigglypuff3589
    @gigglypuff3589 Před 3 lety +34

    I’ll tell you the biggest problem with rental is that in India you can get a litigant tenant who can sit in your house without paying you rent and you need to go behind a lawyer to evict them. Also getting good tenants is based on luck.

    • @NaNa-lt1po
      @NaNa-lt1po Před 3 lety +2

      How about, new tenant every 2-3 yrs

    • @syedimtiazabbashussain4913
      @syedimtiazabbashussain4913 Před 2 lety +2

      You are right. A friend of mine said he did not visited his rented flat since more than 10 years. On reply he said tenant is rowdy etc. I kept my flat vacant for 8 years and live in peace by avoiding many offer which were of high risk.

    • @ksquareonline2836
      @ksquareonline2836 Před 2 lety

      @@NaNa-lt1po If you do due diligence on your tenant then no problem

    • @ksquareonline2836
      @ksquareonline2836 Před 2 lety

      Always do through due diligence on your tenant

    • @natarajanravi6973
      @natarajanravi6973 Před rokem

      ​@@syedimtiazabbashussain4913

  • @SankaraNarayananKailasam
    @SankaraNarayananKailasam Před 2 lety +1

    Excellent stuff. Very nicely articulated. well done sir 👍

  • @ksquareonline2836
    @ksquareonline2836 Před 2 lety +1

    Well presented Retirement Strategy

  • @reena6363
    @reena6363 Před 3 lety

    Very informative, thank you so much n waiting for more videos 🙏

  • @ravindramahajan8105
    @ravindramahajan8105 Před 2 lety +1

    Good information, explained in very simple language. Without using jargons. Highly appreciate the advice. Thanks.

  • @rentospropertymanagementso4895

    Rental income plans are truly amazing as you explained. Thank you for sharing.

    • @NRIMoneyClinic
      @NRIMoneyClinic  Před 3 lety

      Yes they are!Please subscribe and keep sharing the videos

  • @malleshaiahsn5097
    @malleshaiahsn5097 Před 3 lety +3

    Thanks for your analysis about retired people. contents of the video are amazing .I am retired in 2012 . Thanks again.

  • @nishavasaikar2805
    @nishavasaikar2805 Před 3 lety +1

    A video worth it. Thank you.

  • @ganeshr8851
    @ganeshr8851 Před 3 lety

    Thanks for the useful information on retirement....

  • @muralikrishnachukkala9733
    @muralikrishnachukkala9733 Před 3 lety +17

    Very good video. Just one comment sir. You mentioned some risks involved in rental real estate. One more risk is if we get a bad tenant who is problematic person. You will loose peace of mind

  • @aafrinrahaman3193
    @aafrinrahaman3193 Před rokem +4

    Retirement plans
    1 rental real estate
    2 well constructed mutual fund portfolio
    3 fixed deposit
    4 pension and guareented income plan insurance
    Others
    Dividends
    Post office scheme
    RBI bonds

  • @ganeshraoma
    @ganeshraoma Před 3 lety

    Excellent inputs sir 💐💐 nice collection of information

  • @bharathkrishna6776
    @bharathkrishna6776 Před 2 lety +1

    Very insightful!

  • @5966ramesh
    @5966ramesh Před 3 lety +5

    Great video sir. Thank you. I have taken early retirement last August. I have done almost everything you have mentioned. This video is a real refresher to me. Thanks again.

    • @NRIMoneyClinic
      @NRIMoneyClinic  Před 3 lety +2

      Keep it up. Please subscribe and keep sharing the videos

  • @rmohan9800
    @rmohan9800 Před 3 lety

    Very good information.
    Thank you

  • @linuskyando4155
    @linuskyando4155 Před 3 lety +1

    Iam 3 years back to retire, using your knowledge iam sure I will beat the inflation by investing on Real estate and Fds

  • @vsj3974
    @vsj3974 Před 3 lety

    Thank you for sharing useful information..🙏

  • @StopBeingSoldMedia
    @StopBeingSoldMedia Před 2 lety

    Fabulous video. Keep up the good work!

  • @ramaacharya3555
    @ramaacharya3555 Před 3 lety

    Very nice information
    Thank you very much sir 🙏

  • @rajeevchandakutty9179
    @rajeevchandakutty9179 Před 2 lety

    Super presentation 👌 👏
    Thank you

  • @jgdkaran
    @jgdkaran Před 3 lety

    Very very informative sir thanks 🙏🏻

  • @sivaprasad1717
    @sivaprasad1717 Před 3 lety +2

    Thanks for your hard work and presentation skills are very good.

    • @NRIMoneyClinic
      @NRIMoneyClinic  Před 3 lety

      Thank you for your feedback . Please subscribe and keep sharing the videos

  • @noelpereira1294
    @noelpereira1294 Před 3 lety

    Good investment guidance Thanks

  • @msm1959
    @msm1959 Před 2 lety +5

    Sir, very important topic taken up for retiring persons. However please also cover Reverse Mortgage for Retired persons owning a property

  • @anamikaangelsingh
    @anamikaangelsingh Před 3 lety

    Thanks for this, Sir.

  • @vijaygautam1406
    @vijaygautam1406 Před 2 lety +1

    NPS could have been a good solution for retirement, but needs some improvement for becoming so. At present, 60% of the corpus can be withdrawn tax free, while an annuity has to be purchased from remaining 40%, from an insurance company that is empaneled under NPS. Since the pension from this annuity is not inflation adjusted, it will not cover expenses after a few years (even if it does during initial years). The best thing is an inflation indexed annuity, with the annuity funds invested in some kind of target date fund that invests in liquid fund and equity portfolio, and rebalances every year.

  • @phanindratenneti7027
    @phanindratenneti7027 Před 3 lety +3

    Long story short and straight to the point

  • @rnhotta18129
    @rnhotta18129 Před 2 lety +1

    REIT and INVIT may also be considered as one of the retirement income options.

  • @rajprema.6425
    @rajprema.6425 Před 3 lety

    How well u explain... Sm really glued to ur videos.

    • @NRIMoneyClinic
      @NRIMoneyClinic  Před 3 lety

      Thank you so much Please subscribe and keep sharing the videos

  • @piyushdubey67
    @piyushdubey67 Před 3 lety

    Truly said Great words

  • @arunpandey9726
    @arunpandey9726 Před 3 lety

    Very good information.👍

  • @dattatrayamarkad7626
    @dattatrayamarkad7626 Před 2 lety

    Excellent information given sir.

  • @j5ramrmr303
    @j5ramrmr303 Před 3 lety

    Thank you sir Very usefully

  • @stalint5006
    @stalint5006 Před 3 lety +4

    Sir stay blessed🙏

  • @lathakr8091
    @lathakr8091 Před 3 lety

    Excellent retirement ideas

  • @gkm202
    @gkm202 Před 3 lety

    Very informative video.

  • @sundaybright8919
    @sundaybright8919 Před 3 lety

    Thank you for sharing this information papa

  • @nagappapayannavar6486
    @nagappapayannavar6486 Před 3 lety

    Excellent appraisal sir,

  • @georgecherian1545
    @georgecherian1545 Před 2 lety

    Great information !

  • @poornimasejkar2738
    @poornimasejkar2738 Před 3 lety

    Excellent information

  • @prabhakumari4873
    @prabhakumari4873 Před 2 lety

    Thankyou sir soooooo.... much for your valuable guidance

  • @TRUELEARNER
    @TRUELEARNER Před 2 lety

    Great video
    Thanks alot

  • @sunilmehra6665
    @sunilmehra6665 Před 3 lety

    Good information sir thanks

  • @praveenkumar-ey8kg
    @praveenkumar-ey8kg Před 2 lety

    Well explained sir. Thank u

  • @captsdasika6784
    @captsdasika6784 Před 2 lety

    Explained very nicely

  • @anandp4160
    @anandp4160 Před 3 lety +12

    In addition to rental income, the house that the person is staying can also be reverse mortgaged. As the monthly amt he gets is NOT considered as income, it is tax free. The house can continue to be occupied by the spouse even after the demise of the person.
    Anand Pendharkar

    • @sundareshks
      @sundareshks Před 2 lety

      👌

    • @stockmarketnewsUpdate
      @stockmarketnewsUpdate Před 2 lety

      Sorry for my ignorance sir, what is reversed mortgage ?
      I have a small house with my family, how it can be mortgage? Even when we are staying with limited space.

  • @andimi1566
    @andimi1566 Před 2 lety

    Perfect just for me 👏👏👏

  • @pgraja5767
    @pgraja5767 Před 2 lety

    great video thanks a ton

  • @SrikanthPRABHA7
    @SrikanthPRABHA7 Před 3 lety +4

    Sir I can listen to you all day. Thank you 🙏

  • @desakannan4058
    @desakannan4058 Před 3 lety +1

    Very informative, Thank you

    • @NRIMoneyClinic
      @NRIMoneyClinic  Před 3 lety +1

      You are welcome!. Please subscribe and keep sharing the videos

  • @jagadeshwarikumari7708

    Very much inspired by your explanation sir

    • @NRIMoneyClinic
      @NRIMoneyClinic  Před 3 lety

      So nice of you. Please subscribe and keep sharing the videos

  • @suryanarayananrajan8060

    Excellant.

  • @madhusudan3087
    @madhusudan3087 Před 2 lety

    Clear explanation sir ....

  • @rajprema.6425
    @rajprema.6425 Před 3 lety +1

    Hi Sir my topic.... thanks for enlightening...
    Prema Lobo.

    • @NRIMoneyClinic
      @NRIMoneyClinic  Před 3 lety

      You are most welcome. Please subscribe and keep sharing the videos

  • @tincyannehot
    @tincyannehot Před 2 lety

    Awesome explanation and advice!

  • @gokengeyi3306
    @gokengeyi3306 Před 2 lety

    Thank you sir for your helpful videos....🙋🏼‍♀️🙋🏼‍♀️

  • @jagwantparthasarathy1099

    Good advice

  • @sanjaykadam8083
    @sanjaykadam8083 Před 2 lety

    Nice clip

  • @sibymathewkailath4784
    @sibymathewkailath4784 Před 2 lety

    Very good video

  • @minisuresh1969
    @minisuresh1969 Před 2 lety

    Nice one - am 50 now and from your video, I understand that mutual fund portfolios are the best for a creative income ( other than rental , which I have now ). Can you give link on this as to which MF should I chose ?

  • @pradeeplamont
    @pradeeplamont Před 3 lety +1

    Your stargery well explained and works awesome 🔥

  • @robertdsilva8534
    @robertdsilva8534 Před 3 lety

    very nice video sir

  • @npratapvet
    @npratapvet Před 3 lety +1

    Excellent presentation dr. Chandrakanth. Very informative. I shall be retiring next month. Will contact you to take advice on investing retirement benefits as advised in pension plans and other 3 to generate a monthly income while beating inflation. God bless you. Your channel rocks.

    • @NRIMoneyClinic
      @NRIMoneyClinic  Před 3 lety

      Always welcome. Please subscribe and keep sharing the videos

  • @anuragsrivastava8288
    @anuragsrivastava8288 Před 3 lety +2

    Rental incidents is also evaporating

  • @debasishghosh673
    @debasishghosh673 Před 3 lety

    Contradictory advice for income 1 !

  • @aijazkhan9621
    @aijazkhan9621 Před 2 lety

    Good advice but also mention some options witch is safe .many of us might be trapped in such things

  • @ramanandasaralaya9319
    @ramanandasaralaya9319 Před 3 lety +1

    Excellent advice, thank you

  • @NiteenDongre
    @NiteenDongre Před 2 lety

    Thanks a lot Sir

  • @allaboutlifewithvijay
    @allaboutlifewithvijay Před 3 lety +2

    Nice prospective 👍

    • @NRIMoneyClinic
      @NRIMoneyClinic  Před 3 lety

      Thank you so much . Please subscribe and keep sharing the videos 👍

  • @YOUAREMOVINGUP
    @YOUAREMOVINGUP Před 2 lety

    THankyou very good information

  • @rrgupta4305
    @rrgupta4305 Před 3 lety

    Good

  • @shekharraje5188
    @shekharraje5188 Před 2 lety

    Sir, I am a avid listener to your various videos and gain great knowledge as they are simplified for a common man.
    Today I would like to detour from a subject and ask different question.. It goes like, is a Bank retired employee drawing monthly pension entitled for same even if he changes his Nationality? Say from India to Australia?
    I shall appreciate your candid reply. Regards

  • @charuraya2606
    @charuraya2606 Před 3 lety

    I am proud of you Bro.

    • @NRIMoneyClinic
      @NRIMoneyClinic  Před 3 lety

      Thank you so much . Please subscribe and keep sharing the videos

  • @nishasinghal4092
    @nishasinghal4092 Před 2 lety

    Fantastic video...! I have a question, if you please answer.
    Sir, should one plan to do any business after retirement...?

  • @Oonnylila
    @Oonnylila Před 3 lety

    Nice

  • @jasandroidphone3820
    @jasandroidphone3820 Před 2 lety +1

    You should go for a government servant as tenant for your flats , for a stable rental income . also after a longer duration you can offer the tenant a buyback offer of the flat at a good price , as it has already become a HOME for the tenant . Wishing best to have a golden retirement years .

  • @lavank18
    @lavank18 Před 2 lety

    Thanks for the informative Vedio Sir!

  • @Hari_Yoga
    @Hari_Yoga Před 3 lety +1

    Another great Video, thank you for sharing 🙏🏻

    • @NRIMoneyClinic
      @NRIMoneyClinic  Před 3 lety

      My pleasure!. Please subscribe and keep sharing the videos

  • @MickeyAppy
    @MickeyAppy Před 2 lety

    Sir please advise and give example of Well construction, scientific Mutual Fund.

  • @vikashmurarisetty7787
    @vikashmurarisetty7787 Před 3 lety

    Informative video

    • @NRIMoneyClinic
      @NRIMoneyClinic  Před 3 lety

      So nice of you. Please subscribe and keep sharing the videos

  • @BeautifulNaturalDramatic

    Very helpful video 👍

  • @rajprema.6425
    @rajprema.6425 Před 3 lety

    Excellent

    • @NRIMoneyClinic
      @NRIMoneyClinic  Před 3 lety

      Thank you so much 😀. Please subscribe and keep sharing the videos

  • @certified4mahtab
    @certified4mahtab Před rokem +1

    Good day sir, At Age 35, what should be a proper Ratio we need to invest for our retirement. ?? It should be less or more??
    Or we need to build multiple mutual funds for age 60, age 70 age 80.

  • @kksirclass9and10
    @kksirclass9and10 Před rokem

    Sir perfect.

  • @user-uh4ny6xq2e
    @user-uh4ny6xq2e Před 8 měsíci

    There are long term G Sec bonds with interest rates around 7%. Can a retired buy those bonds instead of annuity plans . Please advise. Thanks .

  • @talhasiddiqui1804
    @talhasiddiqui1804 Před 3 lety +1

    Thank you Sir, It was very informative.

    • @NRIMoneyClinic
      @NRIMoneyClinic  Před 3 lety +1

      So nice of you. Please subscribe and keep sharing the videos

  • @kannaniyer97
    @kannaniyer97 Před 8 měsíci

    Very very giod