Is UNIONBANK Credit Card the Best Credit Card in the Philippines?

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  • čas přidán 24. 06. 2024
  • In our video ranking the Best Credit Card Banks in the Philippines ( • What are the Best Cred... ), Unionbank Credit Card didn't even make the list. RCBC Credit Cards claim the top spot.
    But since Unionbank acquires the consumer business of CITI, and CITI Credit Cards are widely considered one of the best credit cards in the Philippines, is it fair to say that Unionbank Credit Cards is now the Best?
    In this Video, we will determine if Unionbank Credit Card is now the Best Credit Card in the Philippines using three criteria. Credit Card Features, Credit Card Promotions, Credit Card Fees & Charges.
    If you're interested to apply for a Unionbank, HSBC, Metrobank, Securitybank Credit Card and receive a welcome gift from MoneyMax, then click this link and apply for a creditcard: bit.ly/noyfinancecreditcardlinks
    ______________________________________________
    💳 APPLY FOR A CREDIT CARD! 💳
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    UNIONBANK CREDIT CARDS:
    Freebies: FREE ₱4,000 cash credits
    ✅ UnionBank Rewards Visa Platinum
    (No Annual Fee)
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    ✅ UnionBank Cebu Pacific Gold Visa
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    ✅ UnionBank Lazada Credit Card
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    ✅ UnionBank Platinum Mastercard
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    METROBANK CREDIT CARDS:
    Freebies: ₱2.5K eGC, DolceGusto Piccolo XS, JBL Clip 5 + No Annual Fees & Rewards Points!
    ✅ Metrobank Titanium Mastercard
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    ✅ Metrobank Platinum Mastercard
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    ✅ Metrobank World Mastercard
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    HSBC CREDIT CARDS:
    Freebies: ₱3k eGift, JBL Wave Beam, JBL Flip 6, or NAFFL
    ✅ HSBC Red Mastercard
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    ✅ HSBC Gold Visa
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    ✅ HSBC Platinum Visa
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    SECURITYBANK CARDS:
    Freebies: ₱2.5k eGift, Sony Wireless Headphone, JBL Charge 5
    ✅ Security Bank Wave Mastercard
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    BPI CREDIT CARDS:
    Freebies: Annual Fee Waiver Forever
    ✅ BPI Cards
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    OTHER CREDIT CARDS/LOANS:
    ✅ FinMerkado
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    ✅ Finbro
    (Quick Loans)
    - invol.co/cll1d84
    ✅ HomeCredit
    (Buy Now Pay Later)
    - clk.omgt3.com/?PID=52198&AID=...
    ______________________________________________
    💳 FREE CREDIT CARD SERVICES 💳
    ______________________________________________
    ✅ CREDIT CARD RECOMMENDATION:
    bit.ly/NFCreditCardReco
    We'll help you identify the NEXT Best Credit Card for You.
    *for existing Credit Card holders only.
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    Thank you guys and God bless!

Komentáře • 41

  • @NoyFinanceVlog
    @NoyFinanceVlog  Před měsícem

    Apply for a Credit Card and receive a Welcome Gift: bit.ly/noyfinancecreditcardlinks

    • @user-rn9kz2cj7c
      @user-rn9kz2cj7c Před 28 dny

      @@NoyFinanceVlog sir pd ba ako mg tanung panu po mgbyad sa union bank Ng cc kng d pa dumarating ung physical card ko, Ang giangmt ko lng online is ung virtual card ko pahelp namn pod first time ko KC sa union bank mgbabayad sana ako pro wla nmn akong savig account sa knila credit card lng meron pro ung card d pa dn dumadating

    • @Zero_System81
      @Zero_System81 Před 26 dny

      ​@@user-rn9kz2cj7cu can pay naman po using Maya or gcash, ako kasi sa maya ako nag babayad..😏

  • @oineza2
    @oineza2 Před měsícem

    Kuya Raymond, separate ba limit per card kay UnionBank o shared?

  • @iamhopper6552
    @iamhopper6552 Před měsícem

    Kuya ang napansin ko yung Pc monitor mo na white, anong brand yan?

  • @leonarduy4519
    @leonarduy4519 Před měsícem

    Thank you po for this videos

  • @HanlimBrothers
    @HanlimBrothers Před měsícem +1

    Waiting for the best credit cards of 2024 lodi. Thanks

  • @maeannlacson7058
    @maeannlacson7058 Před 27 dny

    Hello po. Ilang days bago nyo po nakuha yung physical cc nyo after maapproved? I got approved po kasi today kaso walang text na ipapadala na 😅

  • @jamesried6856
    @jamesried6856 Před měsícem +1

    Hello po.. my tanong lang po ako.. what if nawala ko ang existing cc ko which is citibank.. mapapalitan po ba ito ng new cc ni unionbank?

  • @orlandodelachica770
    @orlandodelachica770 Před měsícem

    Anong Unionbank credit kaya po sa first timer magkakacreditcard?

  • @code2know681
    @code2know681 Před 12 dny

    Kaka apply ko palang and approved agad within 5mins. Bali meron nako virtual credit card. Ask ko lang pwede ba yun gamitin na virtaul credit card sa mga payment like ADA, or sa mga insurance. Gusto ko ilipat kasi from bdo cc to unionbank cc

  • @lowkeygaming4716
    @lowkeygaming4716 Před měsícem +2

    Customer service needs to be considered din. Ang dami ko nababasa sa FB na sobrang lala ng CS ni UB lalo nung na acquire nila yung citi

  • @catherinedeleon6719
    @catherinedeleon6719 Před 2 dny

    Hello ask ko lang po pano po kaya 30th po sana ako magbabayad ng payment ko ang kaso ang due date ko po ay 29th magkakaaroon na po ba ako agad ng penalty ?
    at kung babayaran ko muna po ba ung minimum payment makakaltas po ba un sa outstanding balance ko kung babayran ko naman po sya kinabukasan ?
    Ano po kaya mas ok na gawin ?
    Slamat po sa sagot

  • @mit.guy711
    @mit.guy711 Před měsícem

    There's this free-for-life (FfF) annual fee card with a catch: autoconvert to installment on purchases equal/above Php5K. And you cannot opt-out even if you wanted to. How about UB visa card na FfF din? Any similar cons?

  • @truytayaba2415
    @truytayaba2415 Před měsícem +3

    Mahirap sir tumawag sa UB. (Mga 4-14hrs waiting time)

  • @levyfrial8924
    @levyfrial8924 Před 26 dny

    Good evening sir,, saan po kami lumapit po na union bank po kasi gusto nmin makita yong statement ng nacredit namin po. Salamat po sa inyo.. isa na po kaming senior po. San matulongan ninyo kMi sa problema nmin . Nakabayad na kami pero nagsend send pa sila ng amounth ng credit thank you
    God bless

  • @sheismika143
    @sheismika143 Před 14 dny

    Naku, kinancel ko cc ko jan sa UB. Sobrang hirap ma-reach out ng CS.

  • @user-rn9kz2cj7c
    @user-rn9kz2cj7c Před měsícem

    Bago lng ako na approved NGUN arw lng kahapon ako Ng apply

  • @aubreysomoza
    @aubreysomoza Před měsícem +1

    Hi po. Question lang po: with the Unionbank CC, when will the 60-day window of spending 20k for the annual fee to be waived start po? Is it when you activate the physical card, activate the virtual card, or the moment you were approved? Thank you so much for the help.

    • @shiecares
      @shiecares Před měsícem

      mag start po ang 60 days counting kung kelan kayo na approve po. pwede nyo po I check ulit yung email nyo or call kayo sa Customer Service.

  • @kyleashleymanaguit9334

    Pano maging maganda ehh walang store tumatanggap ng UB cc for installment

  • @levyfrial8924
    @levyfrial8924 Před 26 dny

    Sending us pa po ng billing pero bayad na kami po saan union bank kami lLapit po from las pinas city senior na po
    Magandang gabi po

  • @christiankhallel424
    @christiankhallel424 Před měsícem

    Kahit may account sa UB hirap naman ma approved..

  • @dongcrypto7997
    @dongcrypto7997 Před měsícem +1

    need to research more po, talo ang CS ni UB...

  • @arseniotedra4573
    @arseniotedra4573 Před 4 dny

    Excellent banking cash card😂❤

  • @eradovan21
    @eradovan21 Před měsícem +2

    maganda nga sya kaso bulok ang CS. 1 hr bago ka makakuha ng rep

  • @Oh_My_Gens
    @Oh_My_Gens Před 23 dny +1

    Ang problema po kay unionbank is hindi sila bibigay ng CLI. Unlike nung citi pa sya every year may inctease ako at super galante talaga. Now wala na. Yun lang olats kay UB. Tsaka yung app pala nya nag da down din lalo na oag weekends and madalas naka lock ang cc mo pag unlock mo nam error sya. Haha

    • @CristinaDulay55
      @CristinaDulay55 Před 22 dny

      and the customer service is bad...... had to wait for 30 mins. before sagutin ng CSR.

  • @lairajoyenrique8871
    @lairajoyenrique8871 Před měsícem

    Hi, paano po makeclaim yung welcome gift ng moneymax? I applied via moneymax link and was approved May 15 pa po, yet wala paring update sa welcome gift po.

    • @cherjhensvirtualclass8280
      @cherjhensvirtualclass8280 Před 29 dny

      Need mo dw po muna mhit spending requirement n 20k then wait k lng for the gift

    • @mhyieadalin5483
      @mhyieadalin5483 Před 23 dny

      Hello po. Ask lang po ako.. counted po ba ang installment dun sa spending na 20k to waived the annual fee? 😊

  • @user-rn9kz2cj7c
    @user-rn9kz2cj7c Před měsícem +2

    Asking lang sir platinum visa KC ung skin then 15k lng ung credit card limit thens Sabi spend 20k in 2months pra no annual fee panu Kya un

    • @cherjhensvirtualclass8280
      @cherjhensvirtualclass8280 Před 29 dny +1

      Cguro spend mo po muna lht tpos byran mo agd in full para mreplenish xa tpos spend k uli ng 5k par mging 20k

    • @arronp031
      @arronp031 Před 9 dny +2

      Hello. Kaka received ko lang din ng card ko and same cc limit na ₱15k. As per convo namin ng customer service ng unionbank. Mag spend lang daw ng ₱1.00 and ma waive na daw po for life ang annual fee. Sana totoo.

    • @christelcerna1646
      @christelcerna1646 Před dnem

      @@arronp031same po. May tumawag sa akin na pwde daw ako mag kuha nang cc tapos no annual fee

  • @angelocapiral3426
    @angelocapiral3426 Před měsícem +1

    Tagal sumgot ng cs nila grabeh

  • @MommySiel
    @MommySiel Před 4 hodinami

    UNION BANKS CUSTOMER SERVICE IS THE WORST. DO NOT GET THIS CC