How To REMOVE Hard Inquiries From Credit Report For FREE! (COMPLETE GUIDE)
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- čas přidán 6. 09. 2024
- Here is a complete guide on how to remove hard inquires from your credit report. Enjoy!
Links Mentioned:
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This video is for entertainment purposes only. I am not a legal or financial expert or have any authority to give legal or financial advice. While all the information in this video is believed to be accurate at the time of its recording, realize this channel and its author make no express warranty as to the completeness or accuracy, nor can it accept responsibility for errors appearing in this video. This video and description contain affiliate links, which means that if you click on one of the product links, I’ll receive a small commission. This helps support the channel and allows us to continue to make videos like this. Thank you for your support!
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591 cred ready to make some serious changes didn't realize until i got older the value of credit...😢 really feel like this should've been a high school course
you ARE one of the better credit repair advisors out there thank you so much for the effort you put into helping people like me
great break down of the process to dispute hard inquiries , thanks
Advise please. If you have different inquiries on Experian, Equifax and TU, should you file 3 separate FTC reports and 3 separate CFPB?
Very thorough and thoughtful. Thank you Naam 🙏😀
Great video! Quick question If I am shopping for a auto loan and I am looking online...
If I understand you correctly only the first hard pull will have a negative effect on my score, so long as I find my loan in 30 days?? Thank you Great stuff
@Naam Wynn I have an account that is now paid off and ready to close.. once I close it, will the two late payments I had be able to be seen by a creditor??
How do I get a copy of the dispute letter?
Thanks
how i am i in dept and never had a credit card in my life unbelievable
DONT FORGET TO FREEZE ON CLARITY
No no no! The consumer laws stated theses companies need to give you 3 in writing or authorization b4 they report it to theses consumer credit report agencies! Facts
What happened if the original credit card copy has done a 1099. What would I do then?
I'm available for Qs via my above address
great vid,really useful.
GmalL
Naamwynn65
Good video. On the hard inquiry letter, would you recommend we put some form of contact on there like phone/email?
Welcome. No it’s not necessarily, since they will update via letter or you will get a notification if you have an account with them,
This was definitely helpful and knowledgeable thank you very much!!!!
Welcome!
Thank you so much i have 10 i need all of them off completely, when i call they say i need to send in a letter to creditor. Help
I need to do a build credit up
If the Collection Agency/Creditor does not respond within 30 Days or is unable to Validate the CRA should be removing the Account upon request...it shouldnt take Governmental Action to make that happen. Have they really gotten that bad?
I just purchased the cease letter does it supposed to be emailed cause if so I haven't received it yet smh
Why getting through this hassle. Dont do anything and wait for those hard inquiries fall off your credit between 24 and 26 months. If you want a clean or 0 hard inquiry, don’t apply for a cc or loan.
Thank you
Welcome!
Does it matter if we created an account
If I remove hard inquiries will they terminate the loan or the cc thst I was approved for?
thx
Hi. Question.... Someone I know had applied for a loan, just say on March 2023 and was denied....but later, just say, May 2023 and August 2023 and December 2023.... He say that same company had, I'm assuming, ran his credit again, I'm assuming. Can they keep doing that?
Only if he authorize them to do that
I need the letter 👀
I'm available for Qs via my above address
Naam, if I freeze my credit (to prevent identity theft), does it affect my Credit Score?
No it does not
Nope! But don't lose that number they give you or it will be hard to un freeze it
arent we supposed to do this only on closed accounts?
Closed or denied accounts. If you do it on an open account they'll generally close it.
Which is better to use for disputing late iquriuries? Credut rehab pro or scoremaster?
Thanks
CreditRehab will allow to follow up letters.
Does not work anymore
Why?
I tried and didn't work. Transunion replied, saying that wasn't the way for that kind of dispute. Closed case. Nothing got removed
ISNT THIS ILLEGAL????
impossible
But it’s not
Wait 2 years
That works too!
I did file the police report, and i did file the complaint and everything, and nothing happened. Oh well...
Just fwd this comment over there right away.
GmalL
Naamwynn65
All these videos are waste of time. You can't really remove them.
But you actually can. You won't know unless you try. Some I can get off, some I can't
@@NaamWynni tried and didn't help
This is not a good idea - the credit bureaus are in bed with collectors - with updated information- and now your going to have collectors come after you - the reason the credit bureaus are in bed with collectors is for their data - so they can pass it on. It’s good to know about soft pulls I tell my clients to make sure they also request and if caught then the violation and be enforced- to much of a hassle-
Hard inquiries are not the same as collections
There's no such thing as a credit bureaus! It is a myth! Made up to scare us does nothing to do with the gov! Ask me why you have the power to control what gets reported on your "Consumer credit report" the real name
Calling does not accomplish anything. I have called all bureaus multiple times, and they all say you have to file a fraud report with the FTC and/or police report. There is NO WAY to have the hard inquiries deleted over the phone. Maybe you could do this in the past but it doesn't appear you can anymore.
Notice NOBODY has made a video/audio of them actually calling the bureaus! How hard would that be? They can even change the voices with ai. No excuses.
Why suffer fools? Just skip to the complaint method.
I literally just called yesterday and had 8 inquiries removed in a couple hours
@@J2SuaveLifedo your credit go up?
Hard inquiry dispute letter link does not work
Get a
"Sorry, unable to open the file at this time.
Please check the address and try again."
Send me an email, and ill get it over to you