Agent Exposes Real Estate Industry - Shaheedah Hill Unedited | First Time Homebuyer Tips and Advice
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- čas přidán 9. 01. 2024
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I absolutely love the way you explain and assist first time homebuyers. ❤❤❤🙏🏾🙏🏾🙏🏾
I appreciate that😊
Agreed she is great
You are a blessing…Thank you for your transparency and Honesty. You’ve made me feel comfortable in what I need to look out for & look into. Thank you wish u were an agent in Nashville Tennessee.
You are so welcome
thank you for sharing this. i am a first time home buyer . looking to buy my first home. would love for you to assist me with that journey,
Keep plugged in on this channel. I have many helpful videos, livestreams and a free facebook group. @starrahmac6132 Thanks for watching!
Avoid Costly Mistakes by Buying My First Time Homebuyer Masterclass and Digital Confidently Closed Handbook - bit.ly/47s4pT7
Thank you for answering my question about realtors working with price point qualifying buyers. Your honest answer gave me more confidence about searching for a realtor. Great video!
Great to hear! Thanks for the feedback
Thank you again
Shaheeda... there are no good vidz with guides on preppin for a refi. Ur new homeowner guide was awesome and helped me get ready for my new home. Thank u. Can't believe it'll be a year already. But all of us that already bought are keepin our eyes peeled for a refi opportunity
Can you do a vid on how to prep for that? No cash out type refi. Just a simple refi. What docs do we need? What not to do? Like open new credit. Please and thank you! 😊
Hi... good to see in you in the comments. This is great idea. Coming soon... I'll try to get it out this month, but if not early February.
@@ShaheedahHill thank you. Yes. Still watching and gaining that knowledge. Have a blessed 2024
Helpful information thanks!!!
Hi Ms Hill, I am currently under contract, loan is in processing. I agent wasn't too happy I didnt go with his lender who pre approved us. Agent's lender gave 6.872 rate and I got 6.1 with MCU. My reason wasn't the rate but I saw over 10k in brokerage compensation on the loan estimate from my agent's lender whereas MCU had only $900 in loan cost.
Thanks for sharing and kudos on getting more than one quote!!!
Agent should be happy you got a better deal. Great decision
Forget that agent. They should have your best interest at heart! Good for you for going your homework, and not getting caught in that greed. ❤
Mrs. Hill I appreciate how you expanded on this. Great education!
Glad you enjoyed it!
Thank you!!!!
@realtalkjanedoe Thank you for watching
Thank you for your honesty! Your awesome!
@eastonktrumpet Thank you for watching
Thank you Mrs. Hill! You are a gem.💜💜
You are so welcome @denisebrown3888 Thank you for watching
I know you will soon start your own Real Estate School. A lot of what you're sharing is worthy or realtors paying for their required continuing education credits. You're an excellent teacher with top notch integrity. 💯💯
I appreciate that, thank you
This was great. I’m ready for the lender 1
@Philsorandom Thank you for watching and coming soon....
Thank you:)❤
You're welcome 😊
As a real estate agent in Ga this is a very transparent video into how the real estate business works. Real estate is a profitable business but more so for the relationships forged with potential clients and making families happy!
Thank for watching
Great video coverage 💯 Thank you for your insight. Very informative
Thanks for watching!
@@ShaheedahHill Always Queen gald I found your Channel
Im excited for the buyers video. Happy New Year!🎉
I'll be nice.. but I have had some buyers😔, my 90 day rule was made for😊
@ShaheedahHill I believe it. 😁 We really appreciate you taking the time teaching us. God bless. 💖
I love that you talk about building your business on buyers. How did you go about learning all the different programs? I like buyers.
Reasearching online, going to lender CE classes and asking around to other agents whose clients have used down payment assistance programs in the past. @allumross5132 Thank you for watching
Thank you so much for this!!!!!!
You're so welcome!
I didn’t know that there was a formal agreement to enter into. I briefly looked at homes back in 2020 right before the interest rate drop to record low. Needless to say as a first time low income buyer I gave up but when looking at homes I simply contacted an agent from remax and we looked at homes there was no formal contract or anything. Is that bad?
If there is no agreement then that agent has no contractual relationship with you and that could be a problem. However, many agents don't have buyers sign agreements until they are under contract. I have done that in the past but don't do it any more, if I take you on as a client as part of my business practices I have you sign an agreement usually after one complimentary showing. If the agent is not contractually obligated to you then they are some things the are not contractually obligated to do since your are not really their client. Now that does change when you go under contract on a property, so you will sign something after for sure.
Shadeedah I wish you were an agent in Houston. 😢 😂 ❤❤❤
@dentrout9383 Thank you for watching
wow, thanks for this information, I think this is what happen to me, I was given one realtor and another realtor called me. I think because of my budget for Jacksonville hmmm, something to think about. The other realtor had no clue of our situation when she called us.
Thanks for watching
I'm African American in the Rocky Mountains. Now, African Americans in the South are being exposed to the country with different accents, skin colors and names. This is good!
@thinktank4768 Thank you for watching
Why would a seller offers home warranty instead of fixing an issue? I am buying a home , boiler is 15 years old , inspector said it needs to be replaced but seller is refusing ,offers home warranty instead
Somebody did this to me as a first time buyer but it was the inspector who tells me to get home warranty.Smh
The simple answer is that it is cheaper, so you as a buyer must know what the warranty covers and most of the time it does not cover old systems that are already at the end of life. So you will need to negotiate some credits, so you have money on hand to fix or replace when the time comes or just save up since you know the end is near. It is difficult to get a seller to replace something that is currently working, especially in the sellers market. My "Seller Exposed" video is coming soon😊
Read the warranty docs offered, what it covers, seller can lower the price, ask via realtor, get an written estimate on the replacement cost and forward. Old vrs new? New is less quality vrs old. Depreciation.
Thank you!
Thank you for giving great, free information. If you go under contract but change your mind the next day (I know that’s not good) can you cancel the process?
If you have a due diligence period in your contract, yes you typically can cancel without penalty. I did this video a while back but it is a good one, that goes over fears of first time buyers - czcams.com/video/Wz94ssZ4Lzg/video.html
Thank you so much!
People that can only afford $100k are tarely in proximity of those above that price point. I learned this as a Financial Advisor, realtor and mortgage broker.
And yes it is much harder to work with those of lower means they far to often do not value you. Do not trap yourself in the struggle lane because those with more economic means won't see you.
Hey! Thanks for adding the conversation, wise words as always.
As a teacher, I understand the struggles 😅
😊
What areas do you work in ? I live in NY but looking in NJ
Georgia, but if you need a referral, you can email me. info@shaheedahhill.com
Thank you
Hi am planning to buy a house in the next 5 month as a first time buyer, what iis the dose and don't am in Florida
Watch my videos, they are organized by playlist topic and get my masterclass if you haven't already.
Here is a video on buying a home in another state: czcams.com/video/db2251NWpaE/video.html
@verna-yu4bt Thanks for watching!
Avoid Costly Mistakes by Buying My First Time Homebuyer Masterclass and Digital Confidently Closed Handbook - bit.ly/47s4pT7
Hi I had spoken to 2 agents and 1 said that my credit needs to be improved and the other one said they can work with me so who do I go with 1or 2 I really need help
Your lender should be telling you if you can buy or not, if you are pre-approved already and the agent is saying you can get approved for more if you increase your credit score then that is a decision you have to make. If you are ready now go with the agent that will work with you if you agree with the other agent then wait.
@@ShaheedahHill ok thanks
@@jeanettedavis275I had that as well. I was kinda stuck too
Hello Shaheedah! I have a question. Do I need to work with a realtor if I buy a new construction home? The sales agent said that I don’t really need an agent.
It is not a requirement but recommended. The on-site agent only works for the builder and not for you. So they cannot do anything illegal but they do not have to advise you. For example, I had a couple buy a home with a basement in an area knows for higher radon levels, I advised them to get a radon inspection along with their regular inspections. When the reading came back higher, I made an amendment to the contract for the builder to add a radon midigation system to the basement. The onsite agent would not advise you to do something like that because they work for the builder. I always say its like using your spouses attorney during a divorce. If you already know you want to live here and you are still able to add an agent to your contract, you can see if the agent would be willing to rebate some of their commission to help with your closing costs since you found the house on your own. Here is a video about how that could work - czcams.com/video/5w41aZb4Lxo/video.html
@@ShaheedahHill Thank you so much for answering my question. I appreciate it.
Always like your trademark saying 'getting you over the hill, you know cause of your last name lol
Thank you, I appreciate that😊
🤎thank you
I have an agent but she does not tell me anything
Can I buy an insurance policy when I am trying to buy a house?
Yes, home owners insurance. What kind of insurance are you referring to? @claudettealexander5204 Thanks for watching!
Avoid Costly Mistakes by Buying My First Time Homebuyer Masterclass and Digital Confidently Closed Handbook - bit.ly/47s4pT7
Is being a real estate agent is dangerous for women with showing homes?
Not really because you are only working with pre-appoved buyers and the lender has all of their information SSN, Addess, etc. Everthing has risk but many times agents put themselves in more danger with they meet with people without any information about them prior. The industry also has safety classes for agents. @tasheemak7365 Thank you for watching
Hello Mrs Hill, I've heard of the first time homebuyers program for low-income. I've been calling around looking for help with NO SUCCESS I'm looking for a home for myself and my autistic granddaughter who's mom,my daughter recently passed. Please if you know of anyone or perhaps you can help I WOULD TRULY APPRECIATE IT. Thank You and GOD BLESS. I live in the state of Illinois
I'm asking for HELP not a like, PLEASE REREAD THANK YOU
First you should start with your state programs and a real estate agent that specializes in helping first time home buyers in your area. You are going to do both together, educating yourself on programs offered by your state AND looking for a knowledgable agent that can assist you. Here are some resources for you to begin with:
🔶Programs in Illinois (Scroll down and you will see Federal State and Local Programs):www.hud.gov/states/illinois/homeownership
🔶NACA - Learn about the NACA program here: czcams.com/video/GHifxDBaM3s/video.html
🔶USDA Direct will help you pay your mortgage but you must move to a rural area - czcams.com/video/tifb3Euv3Vg/video.html
Best of luck to you...you can see my full list of videos for Down Payment assistance on my Down Payment assistance playlist.
i live in new york could i get your numbet
I don't do private consults, you can leave questions here or in my FB group. facebook.com/groups/HillsFirstTimeBuyer @annmariewatson9746 Thanks for watching!
Avoid Costly Mistakes by Buying My First Time Homebuyer Masterclass and Digital Confidently Closed Handbook - bit.ly/47s4pT7