How does personal loan verification process works | Instant Personal Loan Online - SMFG India Credit

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Watch this video to find how the personal loan verification process works. At SMFG India Credit, the personal loan verification process is designed so as to make the entire journey completely hassle-free for eligible applicants.
Here are the steps followed by lenders when they receive a personal loan application:
1) The lender checks the basic eligibility of the applicant. Cash salary applicants are not accepted
2) Your current income and existing EMIs are evaluated to understand your repayment capacity. If your existing EMIs are less than 50-60% of your income, your application may be taken ahead.
3) Document collection and verification - The lender will verify personal loan documents like PAN, ID and address proof, salary slips for past 3 months, and Bank account statements for the past 6 months.
The personal loan verification process is initiated once the lender has received all your documents. The lender will check the authenticity of all information and documentation as per their policy, and only then, may approve the loan.
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SMFG India Credit provides personal loans up to INR 25 lakhs at attractive interest rates.
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SMFG India Credit Co. Ltd. (Formerly Fullerton India Credit Co. Ltd.) is among the leading NBFCs of India. Since its launch in 2007, SMFG India Credit has successfully and strongly established itself, spread across the country's broad financial landscape, with a PAN India branch network serving millions of customers. Our services are dedicated to provide financing to the underserved segments, including retail consumers and small business owners / SMEs. We offer unsecured as well as secured financing through an array of products including personal loans, commercial vehicle and two-wheeler loans, home improvement loans, loans against property and personal loans. SMFG India Credit Co. Ltd. (Formerly Fullerton India Credit Co. Ltd.) is wholly owned by the Sumitomo Mitsui Financial Group (SMFG).