THE 999th REASON TO GET RID OF MY LAND ROVER DISCOVERY 5!
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- čas přidán 26. 08. 2024
- In this video I talk about insurance premiums in the Land Rover world and how with more and more being stolen they they have shot up in value! My has almost doubled in one year whilst the price of my Land Rover discovery 5 has almost halved!
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If you had any functioning government in London or the UK you would not have this problem. The problem is the mayor of London.
The mayor? More like decades of conservative "austerity" eBay and the UK law.
Car crime is a high reward low repercussion crime here in the UK. We don't have GTA with multi year sentencing, as they do in the US. Even there its still prevalent but here it's literally seen as inefficient/irrelevant use of police time and left to the insurance company to clean up.
There are videos of recordings were high end tracker company locate stolen cars and the police attend after being called to assist and drive off after arrival or don't even turn up in the first place - literally leaving the tracker engineer to deal with a den full of scummy vermin on his own if he dare.
And that's with the tooling informing the police that a £50, 70, £90k registered stolen vehicle is RIGHT THERE behind those gates
The Land rover range is by far the best looking collection of SUV's by miles . However they should let Toyota do the mechanicals and electrics !!
I'm an Anglo Australian lining in Kampala Uganda. This is where your stolen LR/RR ends up and is driven around without a care in the world!
Quote for my RR Sport nearly doubled and I live in the central belt in Scotland, nowhere near London …. It’s all about easy profit
Insurance for my 2016 Discovery Sport in Newcastle increased by 40+% this year - premium due now. As you rightly say, value has plummeted in the past six months or so. Shopping around for quotes on comparison sites showed my renewal price from present insurers to be very competitive. Have to suck it up I guess🤷🏻♂
I’ve commented a few times on your posts, insurance is the reason I’m giving up my SC RRS and going to the Metro Disco 5, a hard choice but for no reason my premium rose 140% in two years, it’s the name end of, having a Land Rover name on the bonnet is saving me plenty! And such a good car too!
I’ve got until next June for my new quote and I’m dreading it on my RR.
The price of mine has dropped dramatically in the last few months, literally thousands.
On top of all the thefts, I get the feeling it’s all a master plan to get rid of Range/Land Rovers off the road as they see them as gas guzzling cars that are bad for the planet.
Just wouldn’t know what to get next as I love my Range Rover.
Also closing down many main dealers.
GET A GEE WIZ
That insurance is a bargain if you ask me these days lol. They want £1500 to insure a 2010 L322 worth 1/5th of the price of this in a nice area nowhere near London for me. Absolutely wild, 50% more than a year ago. More than my first car (which was not a micro hatchback with 5bhp).
Just sold my Discovery 5 2ltr and was offered and took 6k less than 6 months ago. Thankfully I had 3 years trouble free motoring other than battery earth stud issue which was fixed by Land Rover assist.
Your defender 90 still looks amazing and I would keep it if feasible. Good video as usual 👍
I am moving away from Land Rover and just ordered a new VW California ocean which hold their value amazingly and are superb as recently hired one. Would suit you very well and fit all your kite surfing gear in no problem.
My mate had his range rover keyless thefted from outside his house. Had it all on CCTV. Police not interested. He found his steering wheel with the no doubt the same one tiny white paint stain on ebay a few weeks later, they had loads of bits of the same car listed. contacted seller 200 miles away, contacted police with address, nothing. Police could not be bothered.
P.s. few weeks later after buying another range rover, he messaged the ebay seller to see if he could buy his still listed old pop out side steps back, seller blocked him from his ebay shop.
I had my van broken into a few years ago, stupidly id forgot my wallet in it that night (it was out of sight so not the reason they broke in) , they took my bank and credit card, used it at a shell garage on the a20, took trains on the underground and bought food on old kent road. ALL those places have cctv that would have their face easily in view, police didnt pursue it at all.
Fortunately i had left all my tools on the job that day (which i never do for fear of them being stolen)so i had no tools to be taken.
Interestingly, I have just sold my old 250k 1998 300tdi defender and purchased a low miles PUMA XS defender 90. Despite the new defender being worth many times my old one, the insurance is only £160 more PA. I was dreading getting it insured but it hasn't been to bad for me. It is even more surprising considering I am only 25. Maybe next year things will change for the worse tho, who knows.
The insurance issue in provincial cities is also an issue, I’m in a leafy suburb of Cardiff, mid 50’s no claims etc, my 2020 Range Rover Vogue TDV6 has risen from £840 to £1800 (that’s the cheapest quote I’ve found), although it’s annoying ultimately it’s the perfect car for me, 180 mile round trip yesterday that was comfortable and averaged 34 mpg….
Dealership told me that people buying top range Range/Land Rovers are fitting ghost immobilisers. The problem is that diagnostic faults on RR LR are difficult enough to find without adding other devices and may void your warranty.
. I checked with LR direct and they told me Ghost 2 was fine to fit, ditto dealership as well. Car has been back in twice since with software gremlins and both times warranty has been honoured.
Just quoted £17k for a 21 plate SVR. Absolutely insane. The dealership even warned me they can’t sell it due to insurance issues for most customers living near a city.
I have a discovery 2 1999 Auto, 1 year no claims and my old policy was just under £1300. this years quote was £1490 From Hastings direct. So I decided to phone them, and after a conversation with two people there, I got them down to £820 with the same company and same cover, which is for use in business as a gardener . Still expensive but nearly half what it would have been if I hadn't phoned in.
Even my old 2010 L322 in South Wales jumped from £360 to £540 this year. Madness!
NFU Mutual will not insure Land Rovers LESS than 6 years old. They will insure the older ones but refuse to insure new ones.
I bet some are 'stolen' when the timing chain breaks and the owner is faced with a 4-5 figure bill to fix it.
My 2006 rrs insurance was £272... saga insurance want £917 this year and the cars only worth £2500 if I'm lucky....crazy....lv your content/ landrover journey 👊
Just get third party cover, if you can.
Cheaper to buy a new one.
That’s worrying as I’m with SAGA, mines up next June.
Glad I fixed my Defender insurance for the next 3 years with Saga when I insured back in April. They didnt ask for any additional security features although I have had various deterrents fitted for my peace of mind since. All part and parcel of owning nice stuff in this day and age.
I have a disco 5 and pay monthly on a platinum account at £44 per month , i was going to change to a range rover 4.4 and got a quote they wanted £1100 , tried the TDV6 and it was just the same , prices are shocking
£1100 a month?!
It’s absolutely madness to think that owners of these cars rely solely on electrics to keep their cars safe when all they need to deter thieves are some good old fashion locks like a disk lock to cover the steering wheel, or a clutch claw to lock over the pedals, or even a wheel clamp.
Yes, if a thief is really persistent, they could just lift your car into a low loader, but it’s all about visual deterrents.
12k per year in Hammersmith for my RR Sport. And yes I also need to park it in a secure car park as well. Disaster!
I have just had my insurance renewal from RAC and it has gone up by 70% after several years of relatively small increases. No it is not a Land Rover, it's a 2 litre saloon, nothing special. No claims, live in a low risk area, mileage less than 10000 per year. No dice from the RAC, they say they have shopped around all the twelve companies on their panel and that is the best price they can offer. Currently sourcing alternative quotes, but looks like major hikes in car insurance are being implemented across the board. Don't think it has much to do with Land Rovers, although all more expensive and desirable cars are going to suffer even more. Don't know of any good reasons why there seems to be such a massive across the board price increase right now, and although inflation will be hitting parts and labour prices, that alone would not seem to justify the increased premiums.
5:17 yes, you absolutely _could_ make your own faraday cage (pouch). A faraday cage is not a complicated thing. Ever wondered how your microwave is able to have a window in it that you can just peer into? How come your head doesn't get cooked? Well, if you look more carefully you'll see that inside the glass is a metal cage. This is a faraday cage and it prevents leakage of the microwave outside of the viewing glass. What about the gaps in the cage? Well, the gaps have to be smaller than the wavelength of RF that you're trying to shield. In the case of the microwave, the wavelength is larger than the gaps in the cage inside the window. And this prevents the microwave from cooking you when you look through the window.
So a faraday cage is nothing more than a conductive shield. It can have gaps in it if you want it to be transparent, provided the gaps are smaller than the wavelength you are trying to shield. It doesn't need to have any gaps at all. So a tin can would work. But you do need a way to seal it up properly, otherwise RF could leak through the gaps (if the gaps are large enough).
If you have ever bought computer parts, you will often find that they come in a dark grey bag. These are anti-static bags. And they work because the bag is conductive. This has the side-effect that the bags make for good faraday cages. Provided, of course, that you seal them. But yes, any metalic (conductive) container that is sealed will work as a faraday cage.
John Lewis withdrew my insurance at renewal- just said they can no longer insure a Disco 5😢
Paying 1900 in central London for Disco 5. Looked at renewals and some were quoted at 8k. I sold it.
I’m in west London , my new £130k Range Rover costs £2600 to insure and I was grateful! Got quotes up to £15k ! We have steering lock, electric gates and cctv but delighted to see it see each morning on my driveway. Rarely take it into central London and now never leave it with a airport parking service. Constantly worrying when it will be stolen, had 5 Range Rovers over the last 20 years, last was a 2018 full-size autobiography which cost £1000 per to insure. NFU refused me , but one of my friends locally was insured with them and he had his stolen! Tried looking at other cars but they are very plastic once your used to a RR. Even Range Rover have stopped their own insurance.
Who did you insure with? £2.6k is pretty cheap. Have you installed an aftermarket immobiliser like Pandora or Ghost?
2019 Velar D 2.0HSE Insurance was £520 now £860 with Highway part of LV. Never claimed in 45 years so any further substantial increase will result in RR being sold.
I renewed my discovery sports d165 21 reg, insurance in May 23 for around 800.00. I've just checked and it's nearly 2k with a 5k excess. I have also ordered the p300e Discovery sports done an insurance check and it's 4k. I was going to cancel my order but Landover has asked me to hold fire more for their own benefit than mine lol. Apparently they have relaunched Landover insurance.. not sure what difference that's going to make. I've been speaking with a few different insurance companies as I categorically refuse to pay that much for insurance. The feedback I've been given is that Landover needs to do more to stop their cars from being stolen.
I suspect insurance has gone up due to the economic crisis rather than due to LR theft, albeit LR insurance has gone up even more due to the aforementioned point. For the last 10 years and a year or two after passing, I’ve paid £600-700 in a high insurance category postcode. Last year it went up almost 50% and I’ve heard several similar stories. I believe investment firms throw a lot of their client’s money into insurance as it’s a market that almost always makes a profit. It is supported by law and statistics to never loose out in the business world. Firms have upped their prices to match the inflation that has happened around the world since Covid 19, ultimately keeping their lenders happy.
👌🏻
Just bought a new Discovery, our Discovery sport was £470pa...Saga quoted £2,000 for dreadful cover (I'm 62 with 1 claim in 30 years)...went to Admiral instead (Edinburgh)
Cripes, I’m with them as well until next June.
£200 to insure my 1975 Land Rover Series 3 this year, actually down on last year with the value of the car probably increasing year-to-year. The world is upside down...
This happened to RS Turbos and Cosworths etc 35 years ago. Insurance went through the roof and prices plummeted
Keyfobs ... other manufacturers have a G-Sensor in the fob so it goes to sleep when at rest. It only wakes up when moved. So, a faraday pouch or metal tin is not needed. I cannot understand why JLR haven't done that.
I had an L405 Range Rover earlier this year, the value plummeted so I got rid of it, at the same time it was almost impossible to get insured, and I live in the countryside, not in London!
I live on the Isle of Wight. My insurance was £347 last year. Just had renewal at £980… did a lot of research on insurance comparison site and was being quoted £1200. You talk about devaluation….I paid £50k in 2021… (its a 2019 plate) it’s now worth £23k…plus it doesn’t even start now. So have a heap of junk rotting away at a local garage where the mechanics are scratching their heads wondering how to fix it…we should all get together and Sue land rover. They know about all the problems with the windscreens and by the sounds of it they know about the starting issue and are choosing not to do anything about it. 😡😡😡😡😡
🫠 sorry to hear that!
My Range rover EVOGUE , has lept from £600 to £1960 with my original
company , plenty of companies refusing to quote , but got insurance
through Sainsburys at £605 , in the West Midlands ,they are just ripping us
off ! To many times now the insurance companys are only thinking of there
higher profits .
Hi, thanks for the comment, that's really interesting. It's always good to hear about insurance companies that are not ripping people off. Thanks for watching 👍
Pandora is the best security for a Land Rover.
It seems despite all of these devices thieves manage to find a way around them? I’ve heard good things about a ghost
@@thedoctorsgarageghosts can be bypassed so I’m told by a few family members in London,Pandora has multi-layer Security with Remote shutdown which makes it a lot harder to steal apparently,this Country is out of control and becoming very very scary indeed 🥲.
@@thedoctorsgarageghosts can be easily worked around. Pandora is by far the best system on the market at the moment. 3 point shut down of a car so you can rip out the systems, you can also remotely shut down your car if they do steal it and you can control it all from an app
Just wanted to point out to everybody ALL insurance have gone up and not just for RR/LR due to cost of parts/labour and fraudulent claims apparently insurance companies missed judge the cost of living. I own a evoque and it went up from £550 to £880 but also other people on local Facebook forums I claiming increases on box standard cars also. Another thing not just LR/RR easy to break into but any keyless entry vehicles its just more people want to steal RR/LR and now can apparently buy a gadget that also get into cars. Think all manufacturers need to go back to the drawing board and maybe add Face ID/fingerprint or even old style punch a code to start the car.
Thanks for your comment. This is really interesting to hear. I agree, the current security systems on these cars are not good enough!
I had a quote for my heavily modified 63 plate Bowler defender of £3k Pa. I managed to get it covered for £780pa but has to be garaged. My 95 modified defender with a V8 retrofit engine is only £110pa!
Thanks for your comment. £3K, it's crazy! Who did you get the lower quote from?
@@thedoctorsgarage a policy via a specialist broker called First Point. The policy is from an insurer called ERS.
Didn't realise how expensive the insurance is, i thought all jlr cars had trackers fitted.and reasonable security.
All vehicle manufactures should put more effort, into there vehicles not been stolen. At the end of the day it is in their interest. If people stop buying them through cost of insurance, devalue and most importantly theft.
The same happend with Ford Cosworth....easy to steal, highly desirable and the insurance companies refused to insure these cars or at a high price, not comparing type of vehicle but type of situation so this has happened before.
Buy a volvo xc90 or if you tow regularly possibly a merc gl diesel .
Just sold freelander 2 renewal was £350 with existing company LV just purchased evoque cheapest quote was £1200 with aviva I live in Yorkshire spend whole evening trying to get a better quote to no avail.Not impressed.
Just gave up buying my discovery 5 after having done the deposit, as I was unable to get an insurance quote under 2.5k… JLR please so sort the security issue… honestly, just make it as a recall!
Sorry to hear that, let's hope they sort it!
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Just received my renewal notice from Admiral for my 2005 Defender 90 TD5 - last year it was £662, this year it is £1,180, almost doubled in 12 months (outer London).
Your insurance increase likely isn't to do with JLR vehicles getting stolen. Insurance premiums have pretty much double since last year... even on my A-Class, it's gone from £500 -> 1K+
Like lot of things it’s a scam. If you live in London yes I can understand a price hike but if you live 400 miles away in a low crime rate then it shouldn’t have gone up that much. I was quoted £5000 for a RR Evoque which is totally REDICULOUS. But it’s insurers seeing a chance to hike prices way up knowing drivers have little chance apart from selling the car, but I can sadly see lots of drivers just not insuring their cars especially if they are careful drivers. Yes they might get caught but the penalty for driving without proper cover is minimal compared to the price hikes
True 🙏🏼
Hate to tell you, but insurance is going through the roof on many cars, my citroen went up nearly 20%! I'm told to pay for ev car repairs / ev write offs.....
I’ve got a Range Rover Sport 2017, I live near Sheffield South Yorkshire and my insurance is £1450, but my new quote for December is just shy of £4000, it’s absolutely ridiculous.
🤯 crazy
Have a disc sport 2018, and made a deposit for a 2021 Dic 5 last week (£500)... then got my current insurer (Churchill) refusing to insure the new car, although I've been with them for 5yrs..... Checked online and found insurances anywhere from 1.8k to 7k...... I am trully considering stepping back from the deal and swallowing the 500gbp loss..... In one of the comments someone mentioned LandRover was relaunching its insurance.... any ideas?
Hi, that's such a shame. I haven't heard any more about the Land Rover insurance relaunch. Maybe I should get in touch with them 🤔
My premium is down to £0 ! My vogue Se failed it’s MOT and I’m not sure it’s worth repairing. It’s a L322 has rust issues on the rear 56 plate.
If they come into my house they will have to be carried out again I promise you that! What is it with people who just cave in to lowlife thieves and villains, fight back ffs!💪🇬🇧🏴
The can method is true. Just put them in a tin and walk up to your car and try the door.
Problem is they don't need your key or it's signal to steel these cars. The get into them without keys and then use a device to start it and reprogram a new key.
Just insured my 2006 Discovery 3 for £350 for me and the mrs. Only £40 more than we paid for the Volvo v50.
Not just Land Rovers insurance climbed, all cars have. But police and courts not bothered about organised crime stealing high value cars and vehicles at will.
get a discovery the earlier model have a lot of the parts from the Sherpa van models, who would nick a Sherpa van?
Grim reality.. my friend had his Land Rover stolen last Wednesday night. Fitted with Thatcham 1 alarm and Thatcham steering wheel lock. Thieves also overrode electric security gates to drive it away.
Sorry to hear this, it's pretty terrifying when you hear these stories. They over rode the security gates....crazy!!! 😳
You said the Range Rovers were the second most stolen cars. What was the first ? And do the people of the most stolen cars also see there premiums sky rocketing ?
I’m actually not sure what the most stolen is in the UK? I suppose if more are stolen the insurance sees it as a worse bet from their perspective so increase the premium to cover their more likely loss
Had to get rid of my Disco 4 which last year cost me £675 in insurance, this year I was quoted £1875.
I have to admit I have turned 70 in age just recently, so I was wondering if this was a reason for the increase.Well no, as I enquired as to how much a 160 mph Ftype would cost me today and I was told £685 !!!
Is this just a LR thing regardless of age??
My discovery 5 renewal has just increased by 1500😅
Could be worse, there’s an article in the press today about the costs of insuring a Tesla model Y, apparently it has rocketed to around £5,000 pa.
My Tesla Model 3 Performance jumped from £700 when new... to £1,800 now
I think theres more to the landrover story. Did think of getting one but the 4.2 were only just ulez compliant. It was almost as iff the target set were ones landrovers could not match
Compared to the german offerings now they try destroy british stuff by taxing you out of it all levels
What was the 1st most stolen car in the UK?
Depends where you read, but the Ford Fiesta is top on some articles and the Range Rover/Land Rover 2nd.
In countries like Malaysia, you can leave the keys to a 10 year old Land Rover in the ignition barrel and no car thief will be interested because of their high running costs. LOL!
With all the complaints from owners about new JLR vehicles, I'm really surprised they are the most stolen vehicle....something doesn't add up.
Get a new Honda CR-V hybrid. You know it makes sense.
Get a 2009 Skoda Fabia 1.4Tdi: 80mpg, no DPF, £30 tax, my insurance £98 year. No image, virtually theft proof 🤣
Can someone invent a key that you can switch off?
You should of tried insuring hot hatches in the 90s.. a quote of 2k was considered cheap 😂
£7500 per year for a Sapphire Cosworth...
all the do gooders let in criminals from other countries so if you are one of them serves you right and I hope you get more if your not a do gooders then you know who to blame
My Range Rover Sport has just increased in one year by £2300 ! No Claims is at Maximum .
I recently changed my car from an Audi A8 v8 to a Range Rover Evoque. My insurance tripled,!! But this is just insurance companies jumping on the Band wagon and putting premiums up . Don’t be fooled re how many stolen etc it’s just an excuse!! PS. I live in Ulster where car theft is low so why am I allegedly paying a premium for London drivers??? Exactly it’s a nonsense
Hi Doc, knowing all of the issues you have had with this car in the time you have owned it, quote of the day, sorry I mean Year for me must be "These are amazing cars, when they work.....
Still laughing now😂😂😂
I do hope you manage to get it fixed and finally sold at some point very soon, I feel your pain👍
My '22 P400e Defender premium is a piss-take; £250/year Porsche 996 turbo moving to £850/year Defender last year. >20 years no claims.
A new comerical 90 defender here in ireland is 100.000 euro there just gone mad for rubbish
Used car prices are low lol ? odd if the value of your car has dropped that they want more for insurance ?
Also Top Boy has made the wrong kind of people aspire to having a Range Rover
Haha I watched a bit of that but not enough to see a Range Rover
RR sport new shape and Urban defender. 😂
so people of colour should not have a range rover is that what your saying ?
Cheap... My Tesla Model 3 Performance went from £700 brand new... to £1,800 two years old.
Ahh well...
🫣
A long vid for a simple message badly put but very relevant, JLR are going to hit the buffers in terms of sales and residuals if they don’t sort out security
Hi Clive, sorry you felt like the video was too long! Insurance is getting quite ridiculous .
If you can pay 100k for a car you can insure it for 3k
Turn off the keyless entry to your vehicle..simple
Land Rover are not better than the bentayga, must be getting stolen more as demand for parts and replacements is high as they break down every 5 minutes, a common car with common faults!
£1000....lol....try £7000....the only offer.
Paid through the nose this year, will be selling the car soon - ridiculous!
Sorry to hear that! 👎
So glad I can't afford one 🙂
Your complaining about £1k insurance per year on a discovery 5.. clearly u cannot afford to drive luxury/high value vehicles 🤷🏼♂️
😂
@@thedoctorsgarage 😆 The reason I say that is because I was paying £1.5k on my velar previously before the spike and now close to £3k on my discovery 5. It’s a lot of money but living in central london my quotes have always been this high 🤷🏼♂️
Time to move to a Volvo XC.
They get stolen because they are so unreliable and need cheap parts
Buy a new Hyundai santa fe.
yuk
Stop being a wimp and letting thieves walk all over you.
😂👌🏻
Oh stop your flipping whining about your D5.
You should have sold it ages ago, but instead you just post seriously boring videos about it . 🤦
You’re a Dr. You can afford it! 😂🤣😂👍🏻🙏🦘