Systematic Withdrawal Plan Explained: How to Secure Steady Monthly Income | B Wealthy Help LIVE

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  • čas přidán 25. 08. 2024

Komentáře • 95

  • @BWealthy
    @BWealthy  Před měsícem +1

    50,000 करोड़ के शेयर Unclaimed!, Full Video Link - czcams.com/video/eRSQ-Tayfsg/video.html
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  • @nirjharjajodia7169
    @nirjharjajodia7169 Před měsícem +4

    He is very casual in his answers like ahh its a very easy question but I can not tell you the answer

  • @TechnoAnkitIndore
    @TechnoAnkitIndore Před měsícem +5

    Very informative video mam. Watching your videos since long time, every video has some sort of learning, I remember sharing my portfolio with you few years back for a review, have cleared a mutual fund distributor exam few months back for learning purpose.
    Thank you!

    • @BWealthy
      @BWealthy  Před měsícem +1

      That is amazing Ankit Jee. Stay Blessed, Healthy & B Wealthy

  • @tinkusingh7833
    @tinkusingh7833 Před měsícem

    Always a pleasure to hear Gaurav sir, very knowledgable and genuine person.

  • @mandarbirwadkar
    @mandarbirwadkar Před měsícem +8

    Don't bring person who only give abstract information

  • @swamidasdalvi4845
    @swamidasdalvi4845 Před měsícem

    Superb questioning Swati ji. I'm a huge fan of your disposition and on-screen presence. 👍👏

  • @r.tripathi8472
    @r.tripathi8472 Před měsícem +1

    Mai hamesa hi aapki vedio ko dekhta hun aur apne friends ko dikhata hun aapki vedio se bahut seekhne ko milta hai

    • @BWealthy
      @BWealthy  Před měsícem

      Thank you for the kind comment Tripathi Jee. Stay Blessed, Healthy & B Wealthy

  • @ratanchatterjee1655
    @ratanchatterjee1655 Před měsícem +2

    Thank u swati mam for yr selfless service.God bless u.

    • @BWealthy
      @BWealthy  Před měsícem

      Thank you for watching the video Ratan Jee. Stay Blessed, Healthy & B Wealthy

  • @ipsbatra87
    @ipsbatra87 Před měsícem

    Mam there is one micro cap fund is already running from last one year. It's name is Motilal oswal nifty microcap 250 index fund.

  • @zskindian4745
    @zskindian4745 Před měsícem

    Sir, as you’re saying that the money is safe as it is invested in different stocks, but I remember the incidence of Franklin India fund house where there was a block of 2 to 3 years by Sabi and my own money was blocked in ultra shot fund as it was to be the most liquid fund in the market And I could not withdraw it when I was needed it most during Covid time

  • @manojsuri007
    @manojsuri007 Před měsícem +11

    Swati ji..you have always invited knowledgeable guests who dont hesitate in giving info about specific mutual funds. But this guest has been very disappointing. It seemed like he was confused and didnt want to give any info.

    • @ambarish92
      @ambarish92 Před měsícem +2

      Sahi kaha sir. Also, pehle sawaal ka proper answer nahi mila jo china Japan wala tha. Better reasoning and understanding chahiye is topic pe

    • @holypunk12
      @holypunk12 Před měsícem

      Why you need specific MFs ?! What if the funds he give not perform for next decade ?! Or some funds outperform those funds ?! He will have to take blame for it right ?!!

    • @manojsuri007
      @manojsuri007 Před měsícem

      @@holypunk12 that's what his job is..otherwise what is he there for. The answers that he gave even a lay man can give. Previous guests like Hemant Rastogi and few others have confidently told about specific funds to invest in.

    • @holypunk12
      @holypunk12 Před měsícem +1

      @@manojsuri007his job is tell abt the strategy not giving you specific funds ! A coach can give you tips on each stroke to play...he cant tell which stroke you should use play on the live match ! You should have your own discretion....!!

    • @manojsuri007
      @manojsuri007 Před měsícem

      @@holypunk12 Clarity is important no hawabazi.

  • @sc7783
    @sc7783 Před měsícem +3

    What is with the background? Swatiji, please remove it- extremely distracting
    These discussions are hopefully a bit more serious than a party theme

  • @hsdas0607
    @hsdas0607 Před měsícem +1

    For Mr. Sunil's question on how much needed for 2 lakhs/month, my calculation is 3 crores to be accumulated in three funds - Large cap and large-midcap and a balaced fund (1 crore each) @ 10% average growth for year. The SWP may be planned for around 20 years.

    • @rohanp8645
      @rohanp8645 Před měsícem +3

      Sir, for 2 lakh swp means 24 lakhs annually, if corpus is 3 crore rhen withdrawal will be 8 percent or even more as to get 24 Lakh after LTCG tax need to withdraw even more. With 8 to 10 percenr withdrawal rate, the corpus will not grow furrher. For inflation adjusted withdrawal the forpus needs to grow further, then withdrawal should not be more than 4 percent. This is my understanding

  • @TheKumarvinod
    @TheKumarvinod Před měsícem

    Thanks Gaurav sir, big fan & investor.

  • @AnilSharma-sb1je
    @AnilSharma-sb1je Před měsícem +1

    Is it good to invest in defence fund for long term ??

  • @user-gc7kn4bf4t
    @user-gc7kn4bf4t Před měsícem +1

    Gaurav ji ke Jabab shandar bebak

  • @sevakgurubaxani98
    @sevakgurubaxani98 Před měsícem

    Same thing happened with me on the day market crushed I haven't got that day NAV though I put my amount before cutoff time

  • @jazzygaming8695
    @jazzygaming8695 Před měsícem +1

    Apko tv pe dekhta hun😁💓

  • @comedyjunction8913
    @comedyjunction8913 Před měsícem

    आजकल क्वांट म्यूचुअल फंड के बारे में न्यूज चल रही है, कृपया एक डिटेल वीडियो बनाइए

  • @anutoshbhattacharya6287

    Hi mam,
    Could you please share your thoughts on jm midcap mutual fund.

  • @SandeepSingh-lb3jk
    @SandeepSingh-lb3jk Před měsícem +1

    Nice information

  • @bhawnasengar9185
    @bhawnasengar9185 Před měsícem

    Hello mam, your screen looks different, and it looks good

  • @ajaypathak8338
    @ajaypathak8338 Před měsícem

    Thank you so much

  • @devnegi1980
    @devnegi1980 Před měsícem

    Namakar mam/ sir ..
    sbi small cap 5k
    Quant mid cap 5k
    Kotak blue chip 2500
    Axis blue chip 2500
    Parag Parekh flexi 10k
    Icic pru tech fund 8k
    Edelweiss balance adv : 4K
    Please suggest portfolio is fine or need any correction

  • @raavee274
    @raavee274 Před měsícem

    I am having 3-4 ELSS funds in my portfolio since last 8 years. That equal 9-10% of total portfolio. It can't be switch in Groww app, only redeem is showing. 1. Now if I redeem them. Will it come under taxation or it's like ppf(no tax). 2. When should I redeem them and how to reinvest.

  • @hrtwkghose
    @hrtwkghose Před měsícem +1

    Mam am your big fan,,and also u are so beautiful mam ❤

  • @manjitpathania8441
    @manjitpathania8441 Před měsícem +1

    I have only two funds
    SBI focused equity fund 10000 sip
    SBI small cap fund.10000 sip
    Xirr 28%. Investment from last 7 years.
    Time horizon 15 year. Is it ok?

    • @VermaRajinder
      @VermaRajinder Před měsícem +1

      Excellent 👌👍

    • @Marss-yh8io
      @Marss-yh8io Před měsícem

      Tum khud dekh lo performance, tumhare samne hai,

  • @meetxiomi
    @meetxiomi Před měsícem

    Editing jiyada hi ho gai Aaj . Simple hi rakhiye screen area recheck kijiye. Financial video main green screen nahi chahiye. Apki valuable information ki hame jiyada kadar hai. Ma'am hope you may check These things.👍

  • @harshjain6134
    @harshjain6134 Před měsícem

    Portfolio review sip in Parag flex cap-10k hdfc sensex bse 7.5k Nippon small cap 5k ,Tata small cap 3k, kotak emerging mid 10k portfolio value 5 lacs need to start more sip of 10k pls sugges for 12 yr

  • @harshjoshi3204
    @harshjoshi3204 Před měsícem

    Is this safe investment through demet broking app like angel one or through distributor or Direct amc office? difference between this kind of route.
    1 Angel one fund investment
    2 distributor through fund investment
    3 direct fund office
    4 other apps mf central kuvera ..
    What difference in this way
    Like expense ratio any charges
    Because so much things.

  • @shubhamthakur-rv6yi
    @shubhamthakur-rv6yi Před měsícem

    Epf and vpf retirement fund calculate par video dal dijiye

  • @innocent...100
    @innocent...100 Před měsícem +1

    Swp ka money kabhi khatm nahi hoga agar hum 0.5% monthly withdraw karte hain total amount ka balki hamesa grow bhi hota rahega hybrid fund mein karne se
    Kya ye shi hai plz suggest

    • @abhiyou0tube
      @abhiyou0tube Před měsícem

      4% per annum withdraw karna better hain safety ke liye, which means roughly 0.33% per month. This number is arrived because aap jo withdraw karte ho, uspar LTCG tax bhi lagne wala hain.

  • @rakeshkumar-nz6fg
    @rakeshkumar-nz6fg Před měsícem +1

    Thanks!

    • @BWealthy
      @BWealthy  Před měsícem

      Thank you for watching the video Rakesh Jee. Stay Blessed, Healthy & B Wealthy

  • @sandipray971
    @sandipray971 Před měsícem

    Dear mam,I want 8 lakhs in 3.5yrs.How much amount of Sip should I start & suitable funds for this period.Please suggest

  • @nirajw9958
    @nirajw9958 Před měsícem

    Nice information.

  • @r.tripathi8472
    @r.tripathi8472 Před měsícem

    Dear mam
    Im rohit tiwari from amethi Uttar Pradesh
    Mam mai 60000 rupees annual mutual fund me invest karna chahta hun kaun kaun se fund me nivesh kare .abhi current me mai axis bluchip fund large cap and nippon small cap me invest kiye by sip ke

  • @manojprasad-md1ie
    @manojprasad-md1ie Před měsícem

    Aise logo ko invites na kare jo open minded nahi hai...aap ki ek alag reputation hai Sawati ji hum investor ke pass...

  • @humptydumpty5048
    @humptydumpty5048 Před měsícem

    Swati Ma'am, your voice is really do sweet ♥️My que is if I want to 20K SWP monthly for next 15 months, how lumpsum fund is required?

    • @abhaysinghabhay
      @abhaysinghabhay Před měsícem +1

      As per 4% rule
      Aapko 60L invest karna chahiye.

    • @RaviVerma-my4gp
      @RaviVerma-my4gp Před měsícem

      4 percent nikalna chayie kiya SWP SE ​@@abhaysinghabhay

  • @bobby30369
    @bobby30369 Před měsícem

    Swati plz clear SWP is monthly for rs 2 crore corpus plz do reply ?

  • @arunawayal3798
    @arunawayal3798 Před měsícem

    Nice information sir

  • @kafir1543
    @kafir1543 Před měsícem

    Maam pranam, please 40000/- salary walo k liye bachat or investment ka video banaiye please apko dekhne se lagta hai ki aap chote garib logo ko v samjhate hai viewers v 40000/- wale hi h

  • @harshjoshi3204
    @harshjoshi3204 Před měsícem

    Physical investment and demate investment ?

  • @bhaskarghosh5998
    @bhaskarghosh5998 Před měsícem

    Please write in English, it will good for us.😊

  • @deveshshukla1658
    @deveshshukla1658 Před měsícem

    Hello mam...meri age 30 yrs h.. mujhe 60lakh ka swp krna h...50k monthy need h mujhe...plz mutual fund suggest kriye

  • @ankit7323
    @ankit7323 Před měsícem

    mam mai bussines kerta hu , mera age 27 hai , mam mai socha hu ki 2 cr ka loan le ker swp ker du aur jo withdrawal amount hoga uss se emi payment keru tenure 13 years tak swp keruga , muje loan 8 to 9% k interest per mil jayrga , 70% - small cap , 20% mid cap , 10% large cap , loan v total clear ho jayega aur final balance v aacha bach jaiyega kaisa rahega mam please guide me ?

    • @abhiyou0tube
      @abhiyou0tube Před měsícem

      bahut risky hain, loan lekar experts hi sirf invest karte hain woh bhi individual stocks par. Mutual fund mein loan lekar invest karne se returns bhi jyaada nahi hoga agar sab kuch theek raha toh, aur tension rahega woh alag.

  • @rishusharma5953
    @rishusharma5953 Před měsícem

    30000 ki sip pr month kr do 30/15/15 araund 2cr redi 😅 then SWP 2lakh

  • @pbnair551
    @pbnair551 Před měsícem

    (1)I have a corpus of Rs. 1 crore in NPS as on date. I would like to continue the NPS for 4 more years and reach a corpus of Rs 1.5 Cr.. Can I have an SWP through NPS with this 1.5 cr? Or I have to go for annuity only. Please advise me the best options with this corpus of Rs 1.5 cr after 4 years
    (2) after 4 years, I will have a corpus of Rs. 1 cr in my PPF. Can I have a tax free monthly or annually withdrawal from PPF say Rs. 7 lakhs per annum and also continue to contribute 1.5 lakhs per annum? (I. E net Rs. 5.5 non taxable income)
    (3) I have some MFs also. Is it better to change the MFs ( I have large cap, mid cap, small cap, multi asset, flexicap, multicap, balanced/hybrid funds) or commence SWP from the same funds? I have a corpus of Rs. 80 lakhs at present in these MFs, which I will continue for next 4 to 5 years OR for some more years and then plan to start SWPs
    Thanks.

    • @jugrajsingh7325
      @jugrajsingh7325 Před měsícem

      Yes ppf best hai 7 lakh annually tax free le skte ho life time

  • @niharikaverma1640
    @niharikaverma1640 Před měsícem +1

    Namaste ma'am 🙏

    • @BWealthy
      @BWealthy  Před měsícem

      Namaste Niharika Jee. Stay Blessed, Healthy & B Wealthy

  • @akashdeshmukh5374
    @akashdeshmukh5374 Před měsícem

    Index fund me tracking erro mayne rakhta hai!!!!!!

  • @vdhat2007
    @vdhat2007 Před měsícem

    very abstract information this time, not expected from guests, pls. take care, host, henceforth.

  • @user-hg5dp9sj1o
    @user-hg5dp9sj1o Před měsícem

    Mam.mea.bedesa.me.kam.karta.hu.mera.umar.40.sal.hea.2.lakh.ak.must..20.sal.ke.lea.jama.karna.kon.sa.newesh.best.rahega.kitna.melega

  • @rahulsureshsodal4658
    @rahulsureshsodal4658 Před měsícem

    As this video was recorded last Sunday, can give more insight/ update with respective Quant Mutual Fund 🙏🙏

  • @bains.bharat-1973
    @bains.bharat-1973 Před měsícem

    Yeh baat sahi hai ki Agar paisa (wealth) Ho to insane lumbey samin tak swasth 🌼( JAWAN) rahi sakta hai, Garib ko budey honey main samin compounding ka kaam karta😢😂 hai,

  • @VermaRajinder
    @VermaRajinder Před měsícem

    Small Cap exposure is extremely Low !!!

  • @Blues-Blue
    @Blues-Blue Před měsícem

    Ma'am inko mat bulaya karo ..inhe koi knowledge nahi hai ya batana nahi chahte 😊

  • @VikasKumar_India
    @VikasKumar_India Před měsícem

    DON’T PUT ALL YOUR EGGS IN ONE BASKET, I think will be a risky proposition ? what are the possible risk in mutual no one explaining. Read term and condition is punch line ..not well explained. over all nice work .

  • @ankit3622
    @ankit3622 Před měsícem

    Swp me exit load lagta hai kya

  • @rishs88
    @rishs88 Před dnem

    He is not interested 😂

  • @drprakashkumar6028
    @drprakashkumar6028 Před měsícem

    Very confusing answers

  • @devinemortal7449
    @devinemortal7449 Před měsícem

    He sounded arrogant too. In one of the questions, he was laughing as if it was a stupid ques. Swatiji, plz dont invite ppl like him.

  • @Utkarsh_dubey.
    @Utkarsh_dubey. Před měsícem

    ,💐💐💐

  • @mayurchangan6657
    @mayurchangan6657 Před měsícem

    Please don't invite this "expert" again. His opinions are very casual and misleading

  • @msanand75
    @msanand75 Před měsícem

    Useless person invited

  • @Marss-yh8io
    @Marss-yh8io Před měsícem

    I love u❤

  • @nishantgambhir7145
    @nishantgambhir7145 Před měsícem

    Swati Maam....Please share ur email id

  • @comedyjunction8913
    @comedyjunction8913 Před měsícem

    आजकल क्वांट म्यूचुअल फंड के बारे में न्यूज चल रही है, कृपया एक डिटेल वीडियो बनाइए

  • @AnilSharma-sb1je
    @AnilSharma-sb1je Před měsícem

    Is it good to invest in defence fund for long term ??

  • @AnilSharma-sb1je
    @AnilSharma-sb1je Před měsícem

    Is it good to invest in defence fund for long term ??

  • @AnilSharma-sb1je
    @AnilSharma-sb1je Před měsícem

    Is it good to invest in defence fund for long term ??