for those stating this is not true and or that Noelle is lying should actually do some research. Learn for yourself since you do not believe. You must believe in you and your business first or any advice given you will fail.
Let's be clear. It will only work if personal credit score is in good standing, and I mean at least 680. NO ONE will approve LLC with not satisfying credit score.
wouldnt that be discrimination pursuant to the ecoa ? all you have to do is enforce the law seems as though we all forgot about the laws that govern commercial business credit etc!
Noelle, I'm one of your students and I have bank with BOA for years and they will not do this at all. My personal banker has looked at every program that BOA have to help us business. He states, BOA is tightening the roles.
I loved ur knowledge and energy. Thank you for the tip and that's right how u stated "who cares if we get under judge" people always going to be people I think the same way you do and you made my day today. Thank you once again GOD BLESSED!
Exactly! everyone has their own perspective, and staying true to yourself is what really matters. I’m so glad I could brighten your day. Thank you for your kind words and wishing you all the best and continued success!
If your business isn't "findable" initially bc it isn't structured correctly, then yes, you're using personal credit bc your structure isn't trustworthy due to how it's structured to become lendable
Thank you for this information its extremely helpful for where I am in my current situation with constantly being turned down for jobs. This is the way to go.
First video of yours I’ve seen. Subscribed and liked right away. Also had the note pad out. I needed this game and you dropped gems! Thank you and much success to you!
Thank you so much for your support!❤ Stay tuned for more content, and feel free to reach out if you have any questions or suggestions. Much success to you as well!😃
Indeed! Chase's utilization of credit data from Experian and TransUnion mirrors a fundamental strategy pervasive within the financial industry. By tapping into the repositories of both these esteemed credit bureaus, Chase ensures a holistic assessment of an individual's creditworthiness.
Absolutely! Bad credit can be a hassle, but turning it around is totally possible. Understanding your credit report and taking steps to improve it is key.
@@PrideToPraise Great question. One of the key ways to boost your credit is by making timely payments on your bills and debts. Consistency is key here! Additionally, keeping your credit utilization low and diversifying your credit mix can also have a positive impact on your score. And don't forget to regularly monitor your credit report for any errors or inaccuracies that could be dragging your score down. With dedication and smart financial habits, you'll be well on your way to a stellar credit rating!
Hi! Thank you for the all the wonderful info as always Noel! What about if we don’t want to run our personal credit at all.. and we want to get the business line of credit or business credit card solely based on the business, without a personal guarantee?
Great question! When it comes to building business credit without relying on personal credit, it's absolutely possible, but it requires a strategic approach. One option is to establish strong business credit by consistently making on-time payments to vendors, suppliers, and lenders. This demonstrates your business's creditworthiness and can help you qualify for business lines of credit or credit cards without a personal guarantee. Another route is to work with financial institutions that specialize in business lending and are willing to evaluate your business's creditworthiness independently from your personal credit. Hope it helps. 🙂
Well I called up us bank and they stated that the business has to be in operation for 1 year showing profit. They denied having stated income business financing.
Hey Noelle, I applied for business credit with my llc but they ran my personal credit even though I used my EIN# how can I prevent that? And thanks for your videos!
💳 Build Business Credit Faster With JUSTIN MIRCHE:
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I am in Florida i love your video not like
I am crazy about your video
How do you apply
@@guerinodeque5149⁰
Where do I apply for the credit?
I was approved for $15,000 from chase thank you so much .only had my LLC for 1 month
how did you do tthat
How much was deposit?
They won't say, it's probably bs
True???
for those stating this is not true and or that Noelle is lying should actually do some research. Learn for yourself since you do not believe. You must believe in you and your business first or any advice given you will fail.
Opened my LLC 1.2024
•Wells Fargo yes, will consider less than 2 years, based on credit & transactions
•Truist: no need 2 years
•BOA: no need 2 years
Great comment! Each one Teach one
Ppl expecting her or anyone else to lay the foundation out for them is wild. You have to do the work and connect the dots. Thanks for the info Noelle.
Right!
So true. You give them direction and they want you to walk them to the door instead of doing the same footwork you did.
Let's be clear. It will only work if personal credit score is in good standing, and I mean at least 680. NO ONE will approve LLC with not satisfying credit score.
That is so true
That is so true
Then they are breaking federal laws 🤷♀️
wouldnt that be discrimination pursuant to the ecoa ? all you have to do is enforce the law seems as though we all forgot about the laws that govern commercial business credit etc!
not true
I’m at BOA now and they said they do not do states income loans. You will need 2 years of tax return for personal and business to be considered
facts
Same here
Then I also wonder if it has to do with being black. I bet they approve some people based on race and gender (white male priviledge)
The credit will be in the form of credit cards
😭
Noelle, I'm one of your students and I have bank with BOA for years and they will not do this at all. My personal banker has looked at every program that BOA have to help us business. He states, BOA is tightening the roles.
Happy to connect and help you. We offer credit cards for start up businesses to create business credit and start towards working capital.
@@TrickFamilyFun interested
Pretty sure big banks like Bank of America won’t work, I think it needs to be credit unions
@@TrickFamilyFun, how can I connect with you and get this help?
THANK YOU
PNC pulls soft inquiry to Experian.
I loved ur knowledge and energy. Thank you for the tip and that's right how u stated "who cares if we get under judge" people always going to be people I think the same way you do and you made my day today. Thank you once again GOD BLESSED!
Exactly! everyone has their own perspective, and staying true to yourself is what really matters. I’m so glad I could brighten your day. Thank you for your kind words and wishing you all the best and continued success!
NOELLE!! Where have you been all my business life? I just found you and I love you!! Awesome information!!! Wow!!
Thank you soo much I jus got my LLC AND EIN AND IVE BEEN WATCHING YOUR VIDEOS ALOT #begginer
Perfect!! 😍
THANK YOU FOR YOUR PERSONAL MISSION TO HELP OTHERS! YOU ARE AN ANGEL IN DISGUISE!
Wow, those are very heartwarming words. You're welcome!!
The best is yet to come .we have more peoples like you getting the word out for a better life. Thank you Thank God for you
Wow!! Your words truly warm my heart! Love you guys!
Credit score matters nothing is that easy I'm walking the walk🤷🏽♀️
I hate when they are not transparent with their content !
If your business isn't "findable" initially bc it isn't structured correctly, then yes, you're using personal credit bc your structure isn't trustworthy due to how it's structured to become lendable
Yes I agree. Your personal credit score needs to be stable at 650 or more.
Your debt to credit ratio.pay down your credit cards.then go try
💯
Love the info sis
I am already in great with Chase and my credit is still over 720
This is how I know that you are presenting accurate information!!
Thank you so much! 🥰
I found you n addicted to your way of thinking love love ❤️ thank you. Trucker here just started up 6 months ago!
@@julianparks3325 how is it going ? I'm trying to get into trucking dispatching.
I got 15 from Bank of America and 28 from Chase
How long ago ? Nd did you need a P.G
Credit outlook?
that is way too many I heard lenders only like to see up to 3 max
Do you have to use money on business or on anything outside business?
was your personal credit considered?
U.S. Bank and PNC are INCREDIBLE banks!!!!!! I've read bad reviews about both but BOTH have great tools for personal and business needs...
Do they provide any funding for newer buisness
Walked into all the banks and none of that happened
I try not to listen to her because every time I go it’s a lie I’m being told by the banks 🤦🏽♀️ people do anything for views
Lol
it never does
Denied denied denied 😢
Lol
I started the llc process about two weeks ago and everything is going smoothly. Thank you for this information ❤❤
That’s the easy part
her knowledge is golden.
Thank you!!
Noelle is plain AWESOME!!!🎉❤❤❤Her!!!
Thank you so much!!
I’ve called each of these banks and have not been able to get this assistance.
And tbh you won’t
@@stormylove9116 why not ?
It's just for youtube
@@stormylove9116 why not?
Go in!
Thank you!!!! I pray that this true because I am trying to start my own business and I could use the help. ❤❤❤ Thank you so much. 15:47
Sorry this is not currently accurate with Truist. You need two years of your business being established and tax returns for business lines of credit.
Dang
None of them will give you anything if your business isn't operating 2 years with tax returns
@@reactionreaper2501 why are they doing this, they not giving nobody all this money without verification!
True for the BLOC, but you can get business credit cards up to $25k with them without any documents or long tenure in the meantime.
@@Ralphmeansbizwhat BLOC is?
The information you are sharing other people charge to give. Thanks so much!
Wow! I'm glad to hear that you find the information helpful.
@@NoelleRandall1 but you still have to have good personal credit
This information is the Holy
ly Grail of Wealth. Credit is King!!!
Hi Noel 👋🏽 your advice has improved my credit 💳 thanks so much.
You’re welcome. So good to hear that! ❤️
Did she improve your personal credit score or business score?
Information is Key! Love it! Thanks for the resources!
You're welcome!! 😃
Knowledge is POWER🎉 thank you for accurate and detailed information
You're welcome! 🥰
Thank you for all your insight and free information you are sharing with new business owners who would not know any of this information other wise.
I’m glad to hear that the information is helpful. Sharing insights and resources is a big part of what I’m passionate about.
IM SO GLAD YOU ARE TEACHING PEOPLE ❤❤❤
IVE LEARNED ALOT FROM YOU.
Really glad you found my content helpful! 🥰
I have to fix personal credit. Credit matters.
Subscribed!
Thank you for this information its extremely helpful for where I am in my current situation with constantly being turned down for jobs. This is the way to go.
The other thing I’m confused because in your video from 9 months ago you advised against these banks that you mentioned here
Yea. For different reason.
I’ve always been told not to mix business and personal credit
@@_MrnoCAPwhat’s the reason, new here
THANKS QUEEN FOR SHARING
One thing I like about Noell she is an excellent salesperson.
I need more insight for when you say stated income.
Your talking my future plans.. awesome info ℹ️ god is good 👍
Thank you so much!
First video of yours I’ve seen. Subscribed and liked right away. Also had the note pad out. I needed this game and you dropped gems! Thank you and much success to you!
Thank you so much for your support!❤ Stay tuned for more content, and feel free to reach out if you have any questions or suggestions. Much success to you as well!😃
Chase pulls from Experian and Transunion
Indeed! Chase's utilization of credit data from Experian and TransUnion mirrors a fundamental strategy pervasive within the financial industry. By tapping into the repositories of both these esteemed credit bureaus, Chase ensures a holistic assessment of an individual's creditworthiness.
Most people complain about having Bad Credit!!!! It TOO EZ to get GOOD CREDIT
Absolutely! Bad credit can be a hassle, but turning it around is totally possible. Understanding your credit report and taking steps to improve it is key.
It's not EASY once it's bad, or lacking. Obatainable absolutely. Businesacquire. is easier to aqquire.
How do you get good credit?
@@PrideToPraise Great question. One of the key ways to boost your credit is by making timely payments on your bills and debts. Consistency is key here! Additionally, keeping your credit utilization low and diversifying your credit mix can also have a positive impact on your score. And don't forget to regularly monitor your credit report for any errors or inaccuracies that could be dragging your score down. With dedication and smart financial habits, you'll be well on your way to a stellar credit rating!
Hi! Thank you for the all the wonderful info as always Noel! What about if we don’t want to run our personal credit at all.. and we want to get the business line of credit or business credit card solely based on the business, without a personal guarantee?
Great question! When it comes to building business credit without relying on personal credit, it's absolutely possible, but it requires a strategic approach. One option is to establish strong business credit by consistently making on-time payments to vendors, suppliers, and lenders. This demonstrates your business's creditworthiness and can help you qualify for business lines of credit or credit cards without a personal guarantee. Another route is to work with financial institutions that specialize in business lending and are willing to evaluate your business's creditworthiness independently from your personal credit. Hope it helps. 🙂
I love ❤️ Noelle!! TY for all the good info!
You’re welcome. Thanks for always watching the videos! ❤️
PNC asked for tax returns.
Thank You So much Noelle for all the info you share. Awesome
You're welcome! ❤
But don’t they need great business plan and strategy and goal to verify if things will work for
You ?
Just came from Chase Bank. 5/10/24. For Credit they want Tax Returns.
Come on Noelle
they always do
How long has your business been in business
I got Chase approval fast. On to the others ❤
I just subscribed i appreciate this knowledge so much thank you Queen ❤
THANK YOU FOR THIS INFORMATION!!!! I LOVE YOUR ENERGY....
Thank you for the information!
Tysm Noelle 😊 You continue to assist us and I am forever grateful ❤
Thank you for the information. God bless you!
Thank you so much for this knowledge.
This is great info , I'm ready to apply this knowledge, thanks , life saving Noelle
Such good advice! Thank you!!!!
i want children.
Thank you for Your wonderful information! I just subscribed to your channel 😊
My LLC was established in 2022 but I never opened an account, would my business still be eligible for approval ?
Yes I believe
Thank you sooooo much for sharing great information!!!! Awesome
You're very welcome! I'm glad you found the information valuable.
Thank you so much for this information.
Love the information. Thank you
Blessings keep it up! We all we got!
Absolutely, blessings to you too!
Thank you so much for sharing this information, Noelle. I'm going to put it to work.
Wow! So rich, real, helpful and sincere presentation! Reasons, I just subscribed. Thanks, Noelle.
Awesome! 🥰
Appreciate your style
Chase won’t just give credit. I thought this was about building business credit? Why would I utilize credit. Risky
So how much should you have in your checking account and for how many months to be able to qualify?
Subscribed…Thank you for the information
Thank you so much! 🤩
thank you Noelle, great information i will try it
You need personal credit....
At 9:44 Truist Bank has only been around since 2019.
FYI ALL ...AMEX IS NOW ASKING FOR US TO CONNECT OUR BUSINESS BANK ACCOUNT , THEY WANT 90 DAYS STATEMENTS 😢
Knew this sounded too good to be true smh...
@@OUrNit03 😢
Amex ?? I don’t think she mentioned American Express lol
@@lifeinthejazzlane5706at all lol
I just LOVE this lady. Wish there were more like her...
Awe~ Thank you so much! 😃
Your the best I am helped and I appreciate the resources and the knowledge and support you have the best Gems in this space of CZcams!!!
Thanks a lot! 😀
Great information! Thank you so much!
You're welcome! 😄
Well I called up us bank and they stated that the business has to be in operation for 1 year showing profit. They denied having stated income business financing.
Thank you so much !🙏🏾
love love love n light! blessings
Hey Noelle, I applied for business credit with my llc but they ran my personal credit even though I used my EIN# how can I prevent that? And thanks for your videos!
Freeze your personal credit
thanks i subscribed and this information great
Thanks so much for information
You're welcome! Make sure to subscribe to my channel to stay updated on the latest trends I post. 😄
Thanks noelle great content and helpful info. I gotta get moving
I would love to to hear more about business credit and personal credit
I’m a new member to your ecosystem thank you for your contribution to teach
Dr Noelle for President ❤😂
Thank you so much for your heart in helping others !!!!
You're welcome!
Just subscribed. Great content, thank you.
Awesome!
"Thank you for your enthusiasm and encouragement."
You're welcome! 😃 If you have questions, feel free to ask!
Doing gods work mam 💯
Thank you 😊 I will try some of them
I appreciate your information. Thanks
You're welcome! 😃
PNC REQUIRES 20,000 IN INCOME FROM YOUR BUSINESS
glad you said something alot of these ppl will f up your credit spreading this then offer to fix it for you
@@RICHCREWSPLASHSET yea that's their game
You're super dope! Thank you!!!
Just because someone did not invite you the party does not mean you can't go 👏👏
Thanks for amazing video,
These banks offer money for llc now or llc that has been active for a few years?
Good morning Noelle, thank you for advice and knowledge on banks that help small businesses. God bless you and your family.
Thank you so much!
Fire video - thanks! Subscribed
Thank you!
New subscriber new business owner thank you for the info
Welcome to the club! Please hit the notification bell so you can stay updated on the latest videos!