If not for bad economic conditions, who will go take loan from such people. If u pay 450gh every week and later due to low patronage and u go to negotiate with them to pay 300gh a week , can u believe QUICK CREDIT won't accept that
@kwadwosheldon I think u should educate the women abt this loan. They are taking advantage of the economy to rob pple. The interest on the loan is more than half of what they give u.
This quick credit issue errrr I saw a scene where a kenkey seller was humiliated by the staff of quick credit. The woman couldn’t pay her loan. So the quick credit guys stood by her to collect money from the customers who bought kenkey. They did that until they reach their target. And they told the woman they’ll be back the next day 😂
😂😂😂#Scanty and Sheldon tho, the pair be too compactible...I know some guy wey dey take loan to play aviator buh won't pay even if he wins...😂love from 🇬🇭
I remember a friend took money "a loan" from me when the time was due he was buying food and all but when I asked for my money, he was giving me rules to follow before I will get the money.
They can't do this forever...sooner or later if they don't change their way of business they will go out of business. Their products and interest aren't realistic.
Some these loaning companies are not serious when you are taking loan and you put a guarantor they dont ask the guarantor for permission and just give it to you
E bi serious ooo. Me self I go take some pork seller bi gas cylinder plus the pork and hot oil while people dey queue dey buy. They way this people go stress you if you no apply force your money no go come
It is unfortunate that most of our people don’t understand this system and they intentionally forfeit the payment just to block the opportunity for others who want to use this system to better their live._
I kind of understand the QUICK CREDIT But after a little investigation, the interest rate on the loan is too high and that makes it very difficult for the people to pay the money
They won’t give you time to work with the money,they will give you the money on Monday at 12, then the following Monday at 12:05 they will start calling you.And they’re interest is very high and by the time you finish paying you won’t gain any profit so it not good for a small business
Have you checked that of new loan? Man that loan payment interest is fucking high and when you take 80ghc they will give you 52ghc and tell you they used 27ghc for processing the loan for you but when it reach the 7th day for you to repay you will pay 83.5
Even this is small😂😅a certain woman and her twin sister at my area went for loan and there weren't paying so the bank came there for their money and I don't know how the situation turn....they went to report to the police that the bank people came to fight them and the bakers were rather arrested for something they didn't do 😂
The problem I have with these credit / loan companies is the interest rate they put on it and they don't also do background checks of those they give them loan because of the extortion.
U said only in Ghana? Go Nigeria then see, theirs are even serious. There are videos where people jumped over a bridge to dive into a river upon seeing the car of the loan company coming
Sometimes you try to pay and the system will not be working if you contact them they will give you a number to be offline after paying you will still be owing them on the app so sometimes fraud
I believe people need to be very calculated before taking such loans, esp quick Credit. Their Ads will tell you that, to qualify for their loans, u don't need - A guarantor - No savings - No account with the company Just your national ID. Like I mean, isn't this unrealistic
On a real what the loan people are doing is harassment. What they are supposed to do is send them all to court for the court help take their money for them.
@@elivegba8186 I'm not saying not paying your loan is a good thing, but just because someone is doing the wrong thing to you doesn't mean you also have to do a wrong thing to them. Two wrongs don't make anything right
We dey owe buh we no go pay. Sake of dem fool waa, you lend we finnie wey the time overdue aah you go print wanted on our pictures and send it to our contacts. Are you okay?? !!Y3ntua no nd3 na y3tua no kyena!! 😂😂😅💪💪💪🇬🇭🇬🇭🇬🇭
I might be wrong but I don't think it's right. Are all these loans agency legal and authorized to operate in Ghana. Which I know for sure they're not. If they are that will not be the right way to take their money from their clients. They should go to court. It's annoying self.
I once took a loan from quick loan and I couldn't pay from that time it didn't cross my mind to borrow money again... it's easy to go for loan but it's very difficult to pay
Both the loaners and loanees are at fault...the one giving the literally begs u to take the loan and this market women are not well educated. I was running a momo shop and took a bank loan that same week I was robbed...immediately I went for police report n wrote to the bank...and the terms of the loan were made flexible....even though upto now I ve not been in business...I ve struggled to pay....that's the case of the bank but this loan companies there are no proper system regulating them so they use all means to give u n take their money back...especially the once on playstore...
Sheldon see inside for what? That's why we are not progressing. It's a business. These loan institutions should request collateral because there are no policies and structure set up. You can not default any loam in the countries abroad. Things have been set in place to get you reprimanded for defaulting...it's time we Africans wake up and fix the basics. They are all connected.
They are good Unless you don't want to pay I own them Have fallen behind like 2weeks cuz of car jackers on our street but they haven't hassle me a bit cuz am a old customer n will be back to work Thursday so by Friday i will do it quick quick How can borrow money from somebody u yourself don't know n decide not to pay If you are having problem, call them they will come, witness, they will give you space but to fuck up wid di3r naaa
Run from New Loan, u have only 1 week to pay your loan. Refused to pay and they sent threats messages to all my contact list, oh yawa oo. The calls man was getting nu err, herrr
I was once added to a WhatsApp group created by one of these loan app and the purpose of the group was to alert the contact of a client that is refusing to payback his loan that he was owing and they cant reach him via any means so they posted his picture and ID card(Ghana card}. I feel at times its so extreme...
During the lock down most of the schools were running online, I had a friend who borrowed 1000gh for his laptop to write his exams after the time he promised to pay, he finally blocked me on all platforms till date😂😂
I know it's all fun and games but Ghana can never develop without systems and processes. If educated folk like Sheldon and Scanty have this mentality - imagine the mentality of the common folk? Ghana is doomed man.
You take request for 2k,they will deduct 100gh as service fee and send you 1.9k Within 3months u have to pay 2.7k which is 210gh a week......Buh I dnt blame them cos in their terms and conditions,it is stated that wen you don't pay penalties will be added. I'm sure tge pressure is transferred to the agent that Registered you that's why
Do you their interest rate my family member took 30k from them he paid 48k back interest of 18k it's so stupid we live in a system where credit facility interest rate is too outrageous western the government is willing to assist the citizens with credit facilities as low of 0.8%
3y3 kasa....wen they call you and you dnt answer they'll try all means to locate u....wen u answer their call and assure them that u will pay that's all
‼️ Kindly Like The Video And Subscribe To The Channel‼️
If not for bad economic conditions, who will go take loan from such people. If u pay 450gh every week and later due to low patronage and u go to negotiate with them to pay 300gh a week , can u believe QUICK CREDIT won't accept that
financial demand on sheldon over supply so i sheldon intentional borrow money mtn to a point to ghanains
@kwadwosheldon I think u should educate the women abt this loan. They are taking advantage of the economy to rob pple. The interest on the loan is more than half of what they give u.
This quick credit issue errrr I saw a scene where a kenkey seller was humiliated by the staff of quick credit. The woman couldn’t pay her loan. So the quick credit guys stood by her to collect money from the customers who bought kenkey. They did that until they reach their target. And they told the woman they’ll be back the next day 😂
Eii
Lol.....they behaving like loan sharks
@@Wishwellpomeyie lmao, they are loan sharks 😂😂😂
eei serious
Herh 😃
I dey feel you Sheldon
You're my reason for starting you tube
The way scanty dey make serious when he's drinking breaks my ribs 😂😂😂😂😂😂😂
Scanty is really crushing o n Lizzy. His face gave it out
The way Scanty dey talk about this qwikloan matter de3 i sure say he be victim😂😂😂
😂😂😂😂
😂😂😂😂
For QUICK CREDIT, you are given a period of 13weeks to settle the loan.
Exactly.
You pay a stipulated amount each week
Sheldon is making sense but i think communication is very important so at least talking too them is better than hiding from them
They will never listen you oo😂😂😂
Hw3 if you don't hide when is due they will arrest you😅
You want talk to Quick Credit ppl....hmmm😂😂
😅😅😅
Talking to them?
It won't work like that.
😂😂😂#Scanty and Sheldon tho, the pair be too compactible...I know some guy wey dey take loan to play aviator buh won't pay even if he wins...😂love from 🇬🇭
Honestly some Ghanaians hmn...i used to take money from quick credit to sustain my business for almost a year but ...i never had issues with them ..
I gave someone loan and when it was time to pay me, I was the one begging him to give me my own money, herrrr😢
I’m sure he also beg u,so u doing the otherwise is cool😂😂😂😂!!
I remember a friend took money "a loan" from me when the time was due he was buying food and all but when I asked for my money, he was giving me rules to follow before I will get the money.
Did the money come with rules ?
😂😂😂
Oh nooo I give it without even thinking twice
I faced something similar....
ehardooo..😂😂
They can't do this forever...sooner or later if they don't change their way of business they will go out of business. Their products and interest aren't realistic.
Just this evening around 10pm, I saw 3 guys using the quick credit car parading the streets of Adum, definitely looking for a client 😂😂😂
Some these loaning companies are not serious when you are taking loan and you put a guarantor they dont ask the guarantor for permission and just give it to you
E bi serious ooo. Me self I go take some pork seller bi gas cylinder plus the pork and hot oil while people dey queue dey buy. They way this people go stress you if you no apply force your money no go come
They will throw stone on ur roofing saaaa😂😂😂 hw3😂😂😂 . This people I trust them o 😂
😂😂😂😂
Nkwaseasem koraaa kwa
It is unfortunate that most of our people don’t understand this system and they intentionally forfeit the payment just to block the opportunity for others who want to use this system to better their live._
I kind of understand the QUICK CREDIT
But after a little investigation, the interest rate on the loan is too high and that makes it very difficult for the people to pay the money
So don’t take it or?
Sheldon it's not easy ooo. But you have a point. I have advised myself against MTN quickloan
They won’t give you time to work with the money,they will give you the money on Monday at 12, then the following Monday at 12:05 they will start calling you.And they’re interest is very high and by the time you finish paying you won’t gain any profit so it not good for a small business
@@kwadwosheldonstudios so simple.
Have you checked that of new loan?
Man that loan payment interest is fucking high and when you take 80ghc they will give you 52ghc and tell you they used 27ghc for processing the loan for you but when it reach the 7th day for you to repay you will pay 83.5
That is what is happening in Nigeria too 🤣🤣🤣 palm pay oooo purple colour code 🤣🤣🤣
Even this is small😂😅a certain woman and her twin sister at my area went for loan and there weren't paying so the bank came there for their money and I don't know how the situation turn....they went to report to the police that the bank people came to fight them and the bakers were rather arrested for something they didn't do 😂
Herh 😹😹😹
I am a loan expert bring me to the studio to explain things.....I have experience bro😂
Gist me
Scanty Dey tear me 😂
Is the Y3n mo drink for me😂😂😂💔
😂😂😂😂
Asware
This people 😂😂😂 Quick credit fuo hw3😂😂😂
They took a waakye seller's shelf away for my area 😅
😂😂😂😂😂😂
😂😂😂😂😂
It’s true. On twitter. They took a the sellers food 😂😂😂. The video was on twitter
Sheldon na what about 9ja palm pay tooo that one be mad 😂😂😂😂😂😂 😂
The problem I have with these credit / loan companies is the interest rate they put on it and they don't also do background checks of those they give them loan because of the extortion.
Sheldon and Ei Scanty 😂😂❤❤
You have received..... You have paid😂😂😂
.... ehardooo 😂😂😂
😂😂😂😂
U said only in Ghana? Go Nigeria then see, theirs are even serious. There are videos where people jumped over a bridge to dive into a river upon seeing the car of the loan company coming
Eiiii really?😂😂😂😂😂😂😂😂😂
Nigerians are funny 😂😂😂😂
Sometimes you try to pay and the system will not be working if you contact them they will give you a number to be offline after paying you will still be owing them on the app so sometimes fraud
Chaly this Quick credit thing dey go onn
This loan thing has made me broke😢
I borrowed friends and families money and they quick giving excuses
Loan mu quicky😂😂
Lmao😂
Eiiii Scanty the way you guys are drinking the beverage derrr😢
Actually Airtel was doing the loans some time ago. Unfortunately they could not compete with MTN at the time so they went silent.
Ghana self is even owing
Ghana is owing 100cedis??
The sad aspect be say, some of the debtors fight them when they pull-up
U can seat in someone’s shop n take de loan telling them the shop is urs n dey will send it to you
I believe people need to be very calculated before taking such loans, esp quick Credit.
Their Ads will tell you that, to qualify for their loans, u don't need
- A guarantor
- No savings
- No account with the company
Just your national ID.
Like I mean, isn't this unrealistic
Check if they're accredited , if not don't pay.
On a real what the loan people are doing is harassment. What they are supposed to do is send them all to court for the court help take their money for them.
Court ??? De Person doesn’t have money to pay u😂😂😂😂 but u expect them to pay the course bill and ur bill ??
@@dhopegraphics the court will give a way, if the person doesn't have money then this method doesn't work either.
Harassment?
Were they harassed when they were coming for the loan?
So why stress the company when it's time to pay?
When persuasion fails............
@@benblarney bro trust they want it this either than they should settle it
@@elivegba8186 I'm not saying not paying your loan is a good thing, but just because someone is doing the wrong thing to you doesn't mean you also have to do a wrong thing to them. Two wrongs don't make anything right
There's no collateral that's why people don't want to pay back
this happened in my area oooo
We Dey owe Mtn quick loan wey them block my sim,how I go pay
😂😂😂
Tae the money mtn office...
We dey owe buh we no go pay. Sake of dem fool waa, you lend we finnie wey the time overdue aah you go print wanted on our pictures and send it to our contacts. Are you okay?? !!Y3ntua no nd3 na y3tua no kyena!! 😂😂😅💪💪💪🇬🇭🇬🇭🇬🇭
Ei
Aso)den abo)den 😂
😂😂😂😂😂😂😂
I might be wrong but I don't think it's right.
Are all these loans agency legal and authorized to operate in Ghana. Which I know for sure they're not. If they are that will not be the right way to take their money from their clients. They should go to court. It's annoying self.
The Tigo part 😅😂
Sheldon your cap dey bee oo
where ago get some buy?
Hmmm. Me self ah dey own these apps not quick credit. My phone and Ghana card got lost and how to get my Ghana card and my sim card is not easy
😂😂😂 b) drink make me laugh 😂saa
Quickie🤣🤣
The cash flow part tho 😂😂
😂😂scanty y3n b) drink 🍹
the truth is loans can never benefit the financially illiterate. it will never. it's a very technical thing.
I once took a loan from quick loan and I couldn't pay from that time it didn't cross my mind to borrow money again... it's easy to go for loan but it's very difficult to pay
Kwadwo please where can I purchase a cap like yours?
I need some self.
Hmmm dis loan tine l helped a frnd with 2k it has become a war between us when it was time to pay
Both the loaners and loanees are at fault...the one giving the literally begs u to take the loan and this market women are not well educated.
I was running a momo shop and took a bank loan that same week I was robbed...immediately I went for police report n wrote to the bank...and the terms of the loan were made flexible....even though upto now I ve not been in business...I ve struggled to pay....that's the case of the bank but this loan companies there are no proper system regulating them so they use all means to give u n take their money back...especially the once on playstore...
Sheldon see inside for what? That's why we are not progressing. It's a business. These loan institutions should request collateral because there are no policies and structure set up. You can not default any loam in the countries abroad. Things have been set in place to get you reprimanded for defaulting...it's time we Africans wake up and fix the basics. They are all connected.
They are good
Unless you don't want to pay
I own them
Have fallen behind like 2weeks cuz of car jackers on our street but they haven't hassle me a bit cuz am a old customer n will be back to work Thursday so by Friday i will do it quick quick
How can borrow money from somebody u yourself don't know n decide not to pay
If you are having problem, call them they will come, witness, they will give you space but to fuck up wid di3r naaa
600 you will pay back 1000 so check the interest rate is too much
Scanty is so serious oooh guys😅
Evelyn Akya was an old school mare of mine …she is beautiful as Fuçk , I can’t believe she is owning quick credit loan😂😂😂
Scanty ❤😂😂😂
Quick credit are registered but the other once are Scammers.
You are right
Hmmmm these online loan apps scammers nkoaaaaa
Especially the Nigerians
Scanty you sure say you no be victim cos ei lol 8:57
Run from New Loan, u have only 1 week to pay your loan.
Refused to pay and they sent threats messages to all my contact list, oh yawa oo.
The calls man was getting nu err, herrr
Chale eno be you hmmmmmm
Hmmm! Quick credit will chase you for their money a day after defaulting
Well well
Ah. No be u said u go pay before the said date
@@animedesignstuts I know right. I am sure they also know the Ghanaian mentality; only force or violence will make us pay you back.
Bloodhound go soon start
I was once added to a WhatsApp group created by one of these loan app and the purpose of the group was to alert the contact of a client that is refusing to payback his loan that he was owing and they cant reach him via any means so they posted his picture and ID card(Ghana card}. I feel at times its so extreme...
They did some to me 😅😅 those guys are thiefs
During the lock down most of the schools were running online, I had a friend who borrowed 1000gh for his laptop to write his exams after the time he promised to pay, he finally blocked me on all platforms till date😂😂
If he is a friend, then you should be able to track him
Awww Yakubu😂😂😂
@@ibrahimmensah9230 it really shocked me ooo
Nana Kafra
@@gabrielkoranteng4715 😂😂💔
I know it's all fun and games but Ghana can never develop without systems and processes. If educated folk like Sheldon and Scanty have this mentality - imagine the mentality of the common folk? Ghana is doomed man.
😂😂 drink 😂😂
Oh yeah 😂😂😂
The interest rate is too much
B) drink🤣🤣🤣🤣
You take request for 2k,they will deduct 100gh as service fee and send you 1.9k
Within 3months u have to pay 2.7k which is 210gh a week......Buh I dnt blame them cos in their terms and conditions,it is stated that wen you don't pay penalties will be added. I'm sure tge pressure is transferred to the agent that Registered you that's why
Its the background laughter for me😂
If I pay the Debt, you'll paint my house!.. It's nonsense to go around destroying people's buildings
It is also nonsense to take loan and refuse to pay
Do you their interest rate my family member took 30k from them he paid 48k back interest of 18k it's so stupid we live in a system where credit facility interest rate is too outrageous western the government is willing to assist the citizens with credit facilities as low of 0.8%
Scanty abeg paa u for dey your lane you no say Lizzy is my wife to be
This people come to our hood every 5min
They don’t sleep 😂😂😂
Why you dey Kasoa
@@codebuildlimited3727 🤣🤣🤣🤣
Loan mu quickie 😂😂😂
Please don’t be a guarantor for anyone for anything , witness sef don’t do it I swear…
their field officers don't know how to talk to people
U want dem to beg u to pay. Supposing u paid before the deadline u u wont face their rude acts
A retired police officer is owning my mom 2000gh for two years this
What's the interest rates on the quick credit loans
3y3 kasa....wen they call you and you dnt answer they'll try all means to locate u....wen u answer their call and assure them that u will pay that's all
If u take loan for fufu and soup de3 saaa.....
Scanty want left go do new job
🤣🤣🤣🤣how do you take quickloan pay someone?🤣
You dey pay Scanty 800. Oh slowww 😢😢
Eiii monso de3
Come and employ him and pay him 50000 tsww
So can’t some of you see say e bi something that popped up during the set?
@@MR_ACT18 squad no get joy o 🤣
Talking about loan have you take the interest rate
This quick credit? Ghana hmm
Eiii scanty 😂😂😂😂😂
The system works 😂😂😂... madness
So that means scanty dey take 800gh as salary
Yes
Is only Africa that you borrow someone money and when is about to collect your money back you have to explain what you are going to use the money for