JOHN OLIVER on Student Loans | HasanAbi reacts
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- čas přidán 20. 03. 2024
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That girl paying 120k for a 80k loan and still having 76k should make you want to go postal
And some schmuck compares it to their mortgage. It’s wild.
Yes, it should have been illegal for the university to allow people like her to study gender studies.
THEY DO NOT BELONG IN UNIVERSITY, NOT ONLY THAT THEY MAKE ACTUAL SCIENTIFIC RESEARCH IMPOSSIBLE FROM POLITICAL PRESSURE.
Well maybe when she was 17 she should have had wealthier parents who could pay up front for her loans. Nobody wants to be responsible for the impossible situations our capitalist society puts them in anymore smh my head
Until you see the video and see that she studied drama and communication and works at a dance studio.
@@SBRS47 That's a rw talking point, universities shouldn't be allowed to offer degrees that unlikely to be payed back.
My student loans will outlive us all. They will be passed on to my kids and grandkids. I will bankrupt the entire U.S economy with them. Once the time of man has long past, my student loans will still be here, collecting interest until the bitter end.
But the government paying for free education is socialism...same goes for healthcare...cant have that
At that point the roaches will be the overloads and they will be the ones profiting of the debt lmao
I have become…debt.. the destroyer of worlds
How dare you not pay back those poor vultures who bought your debt from another sketchy company that bought your debt from a predatory lender whose whole business model was tricking 17 year old kids into signing up for something they were sold as the only way to better their lives?
That's literally what it boils down to and yet boomers who went to college for less than a crappy 20 year old used car costs now. They're feeling the pain of selling their souls to capitalism now though. The big difference is that they got to own a home, buy a new car every 3 years, have a family, go on vacations every year, etc. We just get to live in crappy 1 bed apartments we can barely afford and survive on a diet rice and beans while billionaires are buying a second yacht and a third vacation home. Ain't capitalism just the best? 😔
You can make a religion out of this
My spouse (30) got straight A's all through high school and community college (not having much of a social life in the process) and got a "free ride" scholarship to a prestigious university for the last 2 years of their Bachelors. They still have $16k in loans just from books, housing, etc.
The "college can be free you just have to get scholarships" aspect is delusional as fuck. Scholarship money can usually only cover a portion of costs AND is usually awarded to only the top 10% of high school students (if even that). It's like saying less than 10% of the population should attend any college.
You can also just be an athletic prodigy and get a free ride. Easy.
I was one of the rare people who actually got a full ride but I was (a) valedictorian of my HS and (b) poor AF. It's definitely not very common.
“Hey prove extra extra hard you know the basic tools of learning , what you want to do the entire rest of your life so you have zero time outside of school so we can condition you for work”
America is such a stupid country of collectively smart people that get fucked out of meaningful lives because their 0 on paychecks didn’t matter enough as the other guy wirh the nicer car in his nicer house shitting wiping his ass with the same exact toilet paper.
Thank you for saying this
@@nrsrymjuntil you get a lifelong injury. Then we take the scholarship away and you have to pay full also your injury will hinder your future career bc, again, it is lifelong. Womp womp.
Y'all don't realize just how dumb the "just get a scholarship for being smart" argument is.
I'm lucky that I had parents who a) told me to never EVER take out student loans with interest rates I couldn't feasibly pay back in a couple years and b) forced me to study and get good grades and do a TON of extracurriculars. It worked and I ended up getting a full ride for academics/sports. They told me the only feasible way I could get to college (and not be in serious debt) would be a scholarship. However, it's completely improbable and unfair to expect all students who can't afford college to do that.
First off, not everyone is going to have parents as forward thinking as mine. Some kids don't have parents or teachers that prep them for higher education at all. Yet I believe those kids are just as deserving of a college education as me.
Second off, I had to work insanely hard- harder than anyone should have to for something as basic as an affordable education. I didn't have a child hood, I had good grades. I didn't have friends, I had resume builders. I didn't get to relax, I had to go to 5 different clubs or lessons or activities that I HATED. I didn't get summer, I was doing extra lessons, etc. I was burnt out and suicidal with no friends by the time I was 18.
Its the one thing I kinda resent my parents for, pushing me so hard I didn't get to be a kid, even if I understood why they did it looking back.
College ended up being an amazing reprieve for me. For the first time in my life, I got to choose classes and hobbies I was interested in. I was able to make friends and go to parties and watch movies on the weekends instead of going to lessons. College was a crucial point of social and personal development for me, and I'm so glad that I got to experience it. I just wish it hadn't been so hard to get there. That's the crux of the problem with saying "just go get a scholarship," people don't realize it's REALLY REALLY hard to get one. And for some reason, the only other option in the USA is to pay hundreds of thousands of dollars.
College, and education in general, shouldn't be something that the rich can only afford. It shouldn't be something kids have to give up their entire childhoods and break their backs for just so they can have a CHANCE at receiving a scholarship. College definitely shouldn't be something that puts people in debt for the rest of their lives. It should be affordable, accessible, and available to all.
Thank you for sharing your story, happy to hear you’re doing well after getting through that struggle❤
thanks for being one of those ppl who put in the work and doesnt use that to hold it against others
Amen!
My experience was the same but I wanted to add that we were lucky enough to have parents who could afford those things AND even if every child got those opportunities , scholarships are not available to everyone who passes a certain standard, they are available to the top 5% of students. If everyone worked as hard as we did the bar would just go higher
It real sucks you had to put your social life on the line to get a bachelor's without getting bankrupt, hopefully you're doing better now
Student loans from the government shouldn’t have interest because it isn’t supposed to be a for profit business
This
"Bu- but we have national debt, we can't spend!"
- mfs who vote for people who had record debt during their office
Also we should remove this notion of debt being bad, country wide debt is not the same thing as household debt, however what matters is what we're being in debt for, if it's to buy a 1000 trillion dollar weapons deal with Boeing or something, ofc it's bad
I went to university in Spain and I paid around 700e per year and that is because my family was well off. Many of my classmates were much poorer and they got things like housing and tuition stipendiums from both the national and the regional governments. Now I am colleagues with people who are in the tens of thousands, and even hundreds of thousands of dollars in student debt.
And all of that... to land us in the same job, with the same salary. The difference is that I do not have to pay $600 per month on that.
Physics is the same in a second tier Spanish university than in Princeton. And that hypothetical difference is even lower now that places like MIT post their lectures online for free.
What you pay for in Harvard and the likes is for connections, not education. Ok, rich kids get to know other rich kids, and we throw a couple of smart, poor kids to keep the prestige up, and for charity. So ok, the tuition is high because everybody's dad can either pay for a whole building or is in full scholarship.
But then it doesn't make sense that your second tier state universities still cost so much!
I'm still pissed if they had forgiven 10k I'd be paid off
a friend told me she didn't believe in student loan forgiveness because "my parents paid the full amount for my school! that's unfair someone would just get it for free"
Their parents’s cost of college was probably 6x less than it is now
It’s funny because if you bring up healthcare they’ll immediately be for it even though by their logic, they aren’t entitled to because other people have been subjected to crippling debt. (Btw I’m all for universal and socialized healthcare)
Can his dad pay my bill too
My loans just got forgiven. I had 12k left. Thanks Biden.
Did you use a special program?
@olliebluemama nurses firefighters and teachers and people who's debt was under 25k got their debt forgiven
@olliebluemama If your loans were 10 years old or more. I graduated in 2011. I had to apply for the SAVE program AND have them consolidated. Google "FSA direct loan consolidation" & it pops right up. I did everything back in Jan. after seeing a tweet about it from VP Harris. Monday, I logged into my account & it was at zero. Good luck.
I’m happy for you!!! I doubt it will happen to be because I consolidated my loans before grad school. But I’m still glad they are less expensive than they were
The people's president 😅
About the going to school in Germany: You might get some money if your family doesnt earn much (but the conditions are often frustrating, like a friend got denied because his older brother was earning a bit too much in his apprenticeship)
For foreign students theres also the DAAD program if Im not mistaken.
We get the money back because when were nice to these students, many like it here, and stay. So we get well-educated workers with often high tax paying jobs. Its a win-win program.
I didn’t know about the DAAD but that’s actually crazy. i’m in the uk and want to do an MA but the government will only loan me enough to cover the course fee, and we get no contribution to housing or food. plus i’ll have all the debt after with a 9% interest rate. the DAAD is very very appealing.
About only the "smart people" getting scholarships: First of all, better grades do not mean either smarter or harder worker. Some people have more free time and free mind than others. I had a relatively easy time compared to many of my peers, and I would be lying to say that my good situation was at least a part of my success. I work very hard, and for many hours, but I wouldn't have gotten where I am without luck too. That is how it is.
And second, in Spain there are people with low income which you can renovate the following year as long as you pass your classes with a pssing grade. Your grades do not need to be stellar.
And it makes total sense: If a 5/10 is good enough for a rich kid, it should also be enough for a poor kid. Otherwise one cannot talk about equality.
There are scholarships for people with stellar grades too, but those are a separate set, as they should be. Mixing both together is a mistake and classism.
Here in New Zealand student loans are interest free (unless you leave and work overseas) and just automatically take 12% out of paychecks
Which honestly still sucks 😕
Honestly still crazy high. I studied there as an international student paying 4x the fees and I think I paid about 100k NZD for a 3 year bachelors degree. Like, its cool you dont get interest and that its a little bit subsidised but man, thats still insanely high. Im now using that bachelor to apply for a degree in my homecountry and its 0, just 200 Europs per semester for a mandatory transportation ticket.
Getting rid of interest should be the first step though.
@@black_forest_ international students are charged exorbitant prices to study in NZ and the sector became reliant on this as the major income for universities to their own detriment
When I was on vk in Greece to celebrate finishing undergrad, I took a boat tour around Santorini. There was an Australian couple that kept asking me questions about America. These were the first five questions:
1. Have you seen a gun?
2. Do you have a gun?
3. Do you really have to pay student loans?
4. So are you like in a crazy amount of debt? How much?
5. When are you moving?
I AM ON VACATION LET ME ESCAPE DAMN
Don't you love when politicians INSIST that private companies must run things that fundamentally makes no sense for them to run? And the only thing it accomplishes is making life more expensive, inconvenient and hellish than it needs to be?
26:50 KIDS DONT GET SCHOOL SUPPLIES!! Teachers pay for it themselves
no my school list was always 90% for the teacher. we would buy pens and pencils and all the crayons, and they would take 3/4ths of it, from the parents who are most likely already can’t afford all those extra pencils.
I graduated in 1992 and was lucky to pay mine off in 2011. We set up accounts for our kids’ education the month after they were born. We didn’t want them to have massive debt. Obviously we are very privileged to help them in this way.
I hope more students will see debt relief soon. ❤
Their is truth to the STEM cell argument. You don't really have loans at least with graduate school. Undergraduate if you go to UC Merced or some other schools they pay for your tuition. It is really good for STEM cells because grad school is typically paid for and you get paid to TA. While with Humanities it is the opposite.
Primary reason is Chemistry for instance is owned by the materials industry (Plastic, Oil, Pharmaceuticals etc.) And we get our money from a massive enterprise. While something like anthropology is measly museums and libraries. Much less funding because it is not big corpa.
I'm 40 and pre-med. I try not to think about the debt, lol, tbh.
Why are you going into medicine at 40? You aren’t going to have enough time to have any retirement savings accumulate and pay off your loans.
@@MrBrewman95 Yeah, how dare someone want to better their life by maybe moving up in their field or change careers to find more meaningful work. How selfish of them 🙄
@@MrBrewman9529 is too old to still think you can talk to people like that. seek therapy.
New dentist. Working on those dental school loans.
@@MrBrewman95 I am incredibly lucky. I'm a black woman in STEM who works for a top 10 US hospital that is paying for 70% of my education. Rather than having to pay back 450k, I'll only have to pay back 80k. 60% of that 80k gets snipped by whatever hospital hires me. Even if I had none of that going for me, I'd still go for it because we need more doctors who care.
For context, I'm a high school drop out from the South Side of Chicago who has been defying statistics her whole life. I appreciate your concern. My future's looking real cozy.
We spend trillions training soldiers to do a job in the most stressful situations and their job experience is worth nothing, so we pay millions more to recertify them in colleges so they can prove they're a good employee.
im a stembo not a stemcel. the world would be better of the other stemlords I work with even just dipped their toes in the humanities
It genuinely baffles me when I talk to stem mfs I always expect them to understand how the world works because they’re so dam smart but they are soulless lmao
I only have 5000 dollars in student loans because my first year I had 7000 dollars in scholarships, but I lived in a dorm for the year. I ended up STILL having to take out a loan. But after that I got a full time job and started going part time in college to pay for it because I fucked off my freshman year. It’s wild to have to work full time at a relatively high paying job to be able to afford going to college part time. I have one year left and I will finally graduate after 6 years
I've accepted that I'll never be able to pay off my student loans so I'm just going to vibe it out. The interest is out of control!
I am 100% improving living standard. Hate when people say "its not that bad" Bruh do you not want it to be BETTER? Humanity is so fucked
36:04 yes it's cos in America the corporation's interest (for profit) is significantly more important than society's (not to even mention the individual)
I'm glad that my parents and sacrificed so much that i wouldn't be saddled with student loans. Also, the fact that Utah has a very affordable college i was able to go to, helped a ton.
The concept of “tuition” for public college is indeed crazy. I’m Norwegian and our system is not perfect (we don’t pay for college, but we DO pay for food and rent, so many will say they have “student loans” for that reason, and it can be substantial amounts, I have 20k+ for three years) but at least the government pays for 40% as a grant if you pass your classes, and there’s no insane interest. In fact I think it’s illegal to give us crazy interests like that, so I will pay roughly what I owe rather than 80% going to some fund manager so he can get another yacht for charging me criminal amounts of interest. It’s a controlled loan, I think the interest is only like 5%, and that’s because the government says they CANT go crazy high.
It’s also not nearly 1:1 like if you get a higher degree you earn a fuck ton. Look at lawyers getting the lower levels replaced with machines, and veterinarians who have no hope of paying off loans (and now there’s a shortage of vets).
Interest is evil. It's just insane. You can keep paying forever. It's not even tied to inflation so the lender can get back all the value. They just get money out of thin air.
well a someone raised and living in germany that also went to university for a time, you pay a fee per semester of like 300€, which covers your admittance and also in many cases gives you acces to free public transportation for the semester, some places give you a discount if you are a student, but housing and cost of living is becoming an issue so not all sunshine and daisys aver here aswell but better then the us. also we have many jobs you get into with a fellowship program, company xy needs someone to replace worker uv that is retiring in 3 years so they pay someone about 1k per month to do a split between school and working in the company to train them to take over later when they got their diploma as certified "goon or henchmen professional" and then make like 1.6k - 2.8k after taxes and insurance depending on the job. still got the housing issue if you don't have parents you can live with but still a decent option. and the one i fell back on after i flunked out of university after 3 years, i got no debt and earn 2.8k after taxes and insurance per month doing a factory job with alternating shifts.
Bit of an aside but its funny saying "60 gigs isnt that bad" is so funny
Connecticut has free tuition at community colleges for students who attended Connecticut high schools.
1.5 years of school, 2 associates degrees, cost 30k, graduated 2013, been paying for over 10 years, principle is now 32k.
For less than 2 years of school is actual fucking theft holy shit
I graduated hs suma cum laude and get a 50% off tuition scholarship but it’s still like $10,000 a year and that doesn’t include books, housing, or food. 😭
Ah, the Last week tonight react guy posted a new vid. neat
I fw yo drip designs looking forward to getting my crewneck in da mail
I think i paid 800 euro per year. Granted, i studied visual arts, and had no course books to buy, just a good laptop for about 850 euro. My mom got a majority of the money back from the government afterwards (single parent status gave her some benefits like this). It should be like this everywhere; students help pay for the tools they need, the upkeep of the building and the staffing costs. AND it should be heavily subsidised by the government.
Conservatives: we want more entrepreneurs! Small business is the backbone!
Also conservatives: why would anyone ever need a business degree tf?
Lmfaooooooo theyre so confused when not everyone has a business they can inherit from daddy that has been run so long it runs itself now.
7:35 so true. i work a customer service job in seattle, talking to tech/engineer workers is draining. all those STEM smarts but cannot make a simple decision.
I agree with 97% of what Hassan said but I think there’s a bit of projection on European countries, yes the situation is vastly better but in the last 15/10 years private schools encouraged by the states get more and more widespread with prices comparable to the US. There also is still public schools and universites but they get more and more defunded and become useless if you don’t make 5 to 8 years of studies (without income) to get a correct job
I feel seen as an anthropology major by Hasan. Wasn’t he Poly Sci major?
The outstanding interest capitalization thing was terrible. I had a 125k loan after grad school, I paid 40k over 4 years and my loan and because of capitalization it was at 130k
The Covid loan freeze helped us get out of debt. It’s how we got a new roof on our house and did other super important house upgrades because I didn’t have loan payments.
That 30k that isn’t that bad is really like 90 k because by the time you pay that third, your principal is 30k and the interest never seems to stop.
Im in Portugal. I hate that we have to pay tuition.
Its cheap, its 725€ a year, but still, we must pay.
I went with full scholarship because of my mental illness. Even so, i had to take a semester off and they wanted to take my scholarship away and only got to keep it because of the level of my disability is cronic, cant imagine if someone had an episode or something.
I graduated medicine with 17/20 final grade. Im an anesthesiologist now. I work and will forever work in the public sector as my decision.
I know the lives of residents in the US and how shit it is. I know how attendings make riskier decisions so they can bill more.
I hate the private education and healthcare system
Turkey has free college (if you repeat a year you pay 10$ a semester), most students also get scholarships from the state and no ones against it, wow!
my bio professor wrote the lab manual for the class and instead of using the same one every year so students can pass it on to the next class, she changes little things in it that you need for the exams so every year you have to buy a new manual….
You have to pay for manuals your professor writes?? What?
@@chiedzawith2ds yup…
@@galexical that should be illegal.
The secret apparently is to be on a repayment plan that pays a portion of your US dollar income, then move to a country that doesn't use USD, so you have no US dollar earnings. The loophole has you paying $0 per year back, and the US government eventually forgives the loan for people who've made no repayments for years.
Double win if you can also double-dip on Social Security payouts when you retire from both the US and your new country.
I've been waiting all my life for a steam deck too. And I am still waiting because... student loans.
I’m a doctor and I agree with Hasan. Then again, I went to school wanting to help people not to become rich.
Raine is frog City! Yay shout out to Raine!
I feel like if u graduate to be an educator u should get ur loans forgiven bc ur now repaying in the form of ur work
There are 4 loan forgiveness programs for teachers and educators.
There are no study fields in Germany where they pay you. I think he's talking about apprenticeships, otherwise he is just wrong.
meanwhile i pay 300 euro for a year in university
I went to college for free, because my parents paid for thousands of dollars of standardized test prep. I also want to add that the SAT and ACT are graded on a curve. It is literally impossible for more than a tiny percentage of test takers to score what I did.
Collage is expensive because of easy access to student loans by the government. Just like healthcare when the customer is not on hook for the bill the prices go as high as they can. It breaks capitalisms if the consumer is not paying the bill upfront.
In the UK the tories raised fees from 3K to nearly 10: you people are giving them ideas. Ireland is even worse for some reason.
Sure, almost everywhere else in Europe uni is either free or the fees are progressive (from nothing to around 3k per year) according to your, meaning usually your family's, wealth.
France, Italy, and Germany have great public unis, but the courses fully in English are very few and you have to be lucky in order to find a good one offering the degree (we don't declare majors two years in, we pick a subject before applying) of your choice.
Belgium and especially Scandinavia (no, they will not pay for you to attend, they only pay their own citizens, and EU citizens, in the case of Sweden and Finland, but it's still free) have many courses and even entire unis offering derees in English, but it turns out not many people want to live there. It's cold, it's dark, and shops close at 5PM.
33:15 doctors
I came out of college with $24k in loans. I got 2 years for free by going to community college, my parents paid about $50k, today my student loans are at about $36k from interest. I graduated in 2014.
ngl, I think every college campus should have a lazy river
I paid 4 times as much as an international students as my peers :| They did it by charging my "full price" and "subsidizing" the local students. I mean good for them that they didnt pay an insane price but in my home country in Europe its constitutionally protected that all students pay the same (no) price.
I've always wondered, why go study internationally then? I considered it, and decided against it because of those costs.
4:45 that bitcoin price lol
34:33 - 43 : More people wouldn't become doctors because the number of doctors is artificially limited by the US government artificially limiting the number of med schools. We already have a hard limit to the number of people who can become doctors each year, specifically so that the medical profession doesn't become oversaturated like the legal profession has.
Don’t worry, we’ll make up the difference with nurse practitioners and physician assistants instead. Then, we’ll rob them of their earned income by reminding them they are not doctors.
As a doctor, all I see is is building workarounds to a problem of our own making so elderly incumbents can maintain their high income (for those in private practice). It also negatively affects rural medicine worse for no reason. This problem should not exist and we could easily bring back the GP role and allow graduates to work in primary care right off school. Leave residency for those actually seeking to specialize because they want to master an organ system for which they found passion and interest during prior work.
Also, erase the racist organization called ECFMG while at it.
Unbelievable how much text books cost!!! It’s criminal!!!
I can't wait to not have to deal with any of this shit eventually 😅
Imagine having to sell a kidney to go to college. This comment was sponsored by the EU-gang, but really the rest of the world.
Nah Cancel Culture didn't start with Clinton. It started with Caesar. Bro got the ultimate cancelation.
I went to UT of Austin & owe like 20g bc I transferred. Gotta pay that when I pay all the medical debt -no.
god i love chat😂
Johnny boy 😌
I listed my pos older brother as the person to take over my debts after I die. Muahahahah
I've got a student loan of about 2k dollars, in norway, and it's interest free because I'm not earning enough to pay it right now.
It was Latvia, lol
Wasn't it zero debt until Nixon on state schools?
I'm from South Africa, and due to having failed out of uni during COVID I had to take on a student loan when reattempting higher education recently. My loan is a tool to unlock my potential, not a burden I will be trapped under. I wish America had managed to strike the same balance
Take the fucking deal Thomas
W8 public school it's not "free" in the US? 😅
lololol I just stopped paying mine - this shit is just too ridiculous. I don't get paid enough to pay this back. (luckily I don't owe TOOOOO much, but still)
My fiance: 4 yrs of undergrad 3 yrs of law school graduated 2010. Unemployed since graduated. 245k stdn loan owed
Me. College dropout with 1.5 yrs of at a state school. Coorprate base lvl gig for the last 15 yrs. 10k STDT LOAN owed as of today( they aint gettin paid). Yeah RIP AMERICA were cooked as a society.
If u didn't know if u can't get work in the state. If u move she'd have to retake her bar exam. Can u say scam
30:22 bro i have 6k in student debt and cant even afford the minimum payment monthly, working full time at 16/hr. Car payment, insurance, rent, phone, all this shit and i havent even gone to the doctor in years because i am eating breakfast on credit
Unless youre born into money or opportunity, there is no way out of poverty, with the cost of education unless you are already stable getting educated will further destabilize you, i know this as a fact
I finished the program, but no job market, start your own business, yeah another several thousand into debt and ill make money in over a decade from now
And i never utilized or utilize the programs put forth by the government like food stamps because society says that’s evil and i dont want more aggression pointed towards me than already is because im poor
is this a federal loan? you should be able to reduce your monthly payment with the SAVE program or other income based programs - probably to $0 while you are making 35k. If it is a cash loan, youll have other programs, but probably not down to $0. Good luck!
Corporate serfdom indeed.
As if them not giving us a free education is an accidwnt 🙄
I want a steam deck but I am too poor.
My $3,000 in student debt is now $8,000. I work in food service and i feel like its never going to get paid. I just want to go back to school. I was you g and dumb the first time.
I just hit 120 months on ny PSLF so now waiting forgiveness. I checkes SAVE out and fuck that, for me it wpuldve made my payment literally 758$ per month.
wow a hasan reaction where he is actually present for most of the time
"Guy on Hassans side has southern accent."
**Hassan goes off on racist caricature of him saying the opposite of what he's saying.**
No, mate, I expected more from you, you know this.
A specialised, and possibly cultured, person, is not more 'productive from the point of view of lawmakers and their donors: people without choices - either because in debt or because they couldn't afford a degree that would give them a chance at a job with a semblance of a living wage and labour rights - are exactly the people they want as an exploitable, desperate and easily manipulated workforce and electorate.
Lol gonna start dating stemcel and stemlord more
Canadians trying to participate in the discussion are like lil bro with the unplugged controller. doesnt really know whats going on here but wants to feel included. we love you lil bro
I wish hasan wasn't taking up like a third of the screen
I'm leftist on most things but I do have a lot of trouble empathizing with people who pick low paying majors at highly expensive schools. I walked out with a bachelor's in engineering and 40k in loans and a 70k job out of college. That cost me not getting to experience living at college life (commuted from home to save money) or being able to party during those formative years (difficult major had to study 7 days a week) . Two things I will never get back. Imo if I was able to make that decision at 17/18. Others can too and it's hard to empathize. That being said, tuition costs are predatory and some loan forgiveness should be given to everyone just to offset the bullshittingly high cost of higher education
Bro why the fuck are you watching this video if you’re in deep with that take
@@user-vz7lo2bb3i because I want to understand others perspectives more? I like to have more nuance to my positions and it helps to see multiple viewpoints.
UF is $6400 for in state, UGA and SC are $11K, UNC $9K, OSU $10K. Those are just a few affordable in state public colleges. You can be frugal and shop schools, start at a Community College and transfer, scholarships etc. I agree the loans in the US are predatory and I believe those businesses or schools should be responsible for repaying those loans of people who are unable to attain a solid paying job. But just wiping it clean from Government intervention would just subsidize demand, cause more people to want to take out loans, and these greedy big name schools will just keep raising prices. Why would you want to go to Harvard, USC, UCLA etc when they cost $70K a year?! Cause of the name? The ROI is not there. Don't do it lol
Don't be screaming and don't cuss, some of us have kids
This trend of re-upload channels making Hasan's screen bigger than the content he is reacting to is annoying. Makes it unwatchable. Fuckin stop.
If you wanna watch the original video, you should watch the original video instead a reaction video.
The commentor talking about get better grades is really freaking stupid. If everyone git perfect grades and perfect test scores they wouldn't give everyone a scholarship. How TF does someone need that explainwd to them
I paid mine off (10k principal, 30k repaid total)...I'm one of the "lucky" ones
10:08 What…. Like taxes….?