If You Buy Bike, Scooter or Car On Finance / Loan Then You Must Know This Thing Related To Showroom
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- čas přidán 23. 08. 2022
- Bike Giveaway Video Link : • New Bike Giveaway On R...
If you are going to buy motorcycle (bike), scooter (scooty), car or any other vehicle of any automobile company in finance / loan / EMI, then you must aware of the financial scheme of different banks.
#TwoWheelerLoan #CarLoan #BikeLoan
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One thing is clear..Bank profit is more than the manufacturer
Hum to full payment me hi lena pasand karte h bhale hi paisa ni hone par5-6 mahina wait karna padhe qki...12-18 mahine me 15k-20k q intrest de😉😉
सब बैंक का अलग अलग ब्याज है तभी तो कम ज्यादा आ रहा है
Forget emi, ask what is the rate of interest and confirm whether interest is fixed or floating. Because it is easy to understand who is charging more.
2nd hand ले लूँगा पर किस्तों पर कभी न लू मेरा भी अनुभव ये ही रहा है
सबकी मिली भगत रहती है ग्राहकों को लूटने की आपने बहुत ही ज्ञानवर्धक वीडियो बनाया है 👌👌👌👌👌👌👌
Bahut accha laga sir 😢
Simplest way to ask to these agents is, what is the interest rate, minimum the interest rate and minimum the tenure you will end up paying minimum interest.
Nice video banaye hai aapne
Wah bhai wah
भाई, इतनी मेहनत करने और इतनी अच्छी गहराई में जानकारी देने के लिए धन्यवाद 🙏👍💙🧡
The same happened with me.. 2 years back I went to the Hero Showroom here in Mumbai to book Xpulse 200 BS6. I have prepared that I want to buy the bike on emi, so the hero Showroom guy suggested to me HDFC finance option, so he came and suggested me one of his schemes, but the scheme which he has suggested to me is I want to pay interest of Rs 40000 extra to the bank, so my Xpulse price was 1.30 lac onroad, but I want to pay 40k more for EMI which the bike is coasting 1.70 lac, so I immediately told him that what bullshit is this. I immediately booked the Xpulse without any loan, so banks are making fools for those who don't know about EMI schemes and procedures etc , so banks are making more profits than manufacturers
Very good and informative video. Points to be noted
TQ so much bro, Me vi bike emi pe lene wala tha, par mujhe Loan ke bare me itana pata nehi tha, Abi pura samajh me aa gaya, TQ bro, Allah Bless you
One thing, all the above bankers are pvt ltd banks, who calculate interested in flat ROI basis, if you go for a govt Bank, the ROI is bare minimum and emi will be accordingly. Yes they will only finance to persons with acceptable Credit rating and income sources.
Thanks for making this video. This is going to help millions of people who are not aware of this things. I had the same experience but I was aware of these things that helped me to save my money in EMIs. I got into many showrooms and checked multiple offers from multiple banks and finally I brought my bike in 12 months EMI with only 4% of interest having difference amount of 14000 only with L&T Finance whereas other banks were offering 10-12% of interest like IDFC, Axis, Tata Capital, HDFC and ICICI bank. I have saved more than 20000 by not buying there offers.
HDB is NBFC not a bank and Axis is a bank thats why there is a difference in the EMI structure. Intrest rate of Bank is less than the finance company.
This happened with me. Out of excitement and emergency I didn't thought much and the indusind bank person took advantage. Now I am paying too high interest just because I didn't compare.
i am about to book Nexon on finance... thanks for reminding me of this... i had completely forgotten this point