SINKING FUNDS UPDATE September 2023
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- Äas pĆidĂĄn 16. 09. 2023
- In today's video, I share my sinking funds update for September 2023. It's all gone a bit wrong.... Links below :)
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Itâs life Nicola but the fact that you have managed to keep most of your Disney fund is amazing. Youâre a strong woman with the focus on your boys be proud of yourself things change all the time onward and upward girl xx
Thank you â€ïž
I totally get this, if the Disney money is all spent on something else then itâs like giving up on that dream. Everyone needs a light at the end of the tunnel. Please donât feel guilty about keeping it, we need dreams and this is totally achievable for you, maybe not this year but I donât doubt that you will achieve this for you and your boys â€
Thank you đ
I just bought stuff off your Etsy shop, good luck for everything
Youve been doing fab!! Missed your videos glad your back xx
Thank you đ
Good luck with your future plans. Thanks for your message, keep smiling
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Nicola, you are doing the best with what life is giving you. You are doing fantastic. Life is very hard at the moment but we are all on board with you and following your journey to a better position in life xx
Hello Sweetheart đ©·
So glad you are keeping the Disney trip!
So good to see you back online. I think you have weathered the storm very well, so the calmer times are now on their way to you and your boys. â€
Thank you â€ïž
The language used with finance can change perspective. Are you responsible for your budget and spending? Yes. And that can be empowering.
Are you to blame for your sinking funds being empty? No. Absolutely not. Donât let yourself go down the negative route. Youâve done what you needed to do to keep you all safe, housed, clothed, fed during this period of uncertainty and change. No blame or shame in that.
Youâll get your rhythm back.
You will get there! You have been in survival mode. Life throws us a curved ball sometimes. New beginnings and your life will change for the better. Iâm looking forward to your future videos.
Thank you âșïž
So good to see a video from you. Just start again from where you are, and really hoping to see regular videos again from you soon.
Thank you â€ïž
Sending hugs, life is hard but im sure you will get there. Its being there for your kids that matter x
â€keep going Nicola, xx
I am â€ïžâ€ïž
Keep going!
Gosh Nicola sending hugs, I donât know how you could have fitted anymore in - adjusting to being a single parent and dealing with the shock of everything, working full time, caring for your boys and moving home, such a lot for one person. Well done to clinging on for that much needed but of joy xx
Thank you â€ïž
Hi Nicola, Keep going whenever you manage to take your children to Disneyland they will really appreciate it â€. I look forward to your future videos when you have time to make them.
Thank you â€ïž
†everyone needs hope for the future and if yours is going to Disney then who should deny you that hope. Good luck!!
Great video †I really enjoyed your video đ
Keep going Nichola
No-one has a right to tell anyone how to live their life and least of all how to spend their money. You have done incredibly well to pick yourself up and look after your boys with everything you have had to deal with. I am sure you will get to Disneyland one day and will enjoy every second of it. Keep going xx
Sending love and hope for the upcoming weeks, months however long it takes...as a single parent myself I know first hand the reality đ„°
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I don't blame you Nicola hang on to that Disneyland fund your boys come first and you all deserve a holiday after what uve been through and no matter how long it takes please keep it going ull get there ull get there in the end â€xx
Bless you Nicola, you can save for what you like, you've earned it & its yours to spend as you wish! With all you've been put through & the added stress of moving , you deserve a medal as well as a trip to Disney. Wishing you all the best.
Thank you â€ïž
I think you are right to keep your Disney fund, its a little ray of hope for you and you need that.XX
We do â€ïž
Moving is a huge strain financially and mentally but you will pick yourself up and set a path forward.
Getting there âșïž
@@NicolaatTheFrugalCottage we bought our first home and moved in 7 weeks ago, it is draining.
Iâve been thinking of you Nicola †Somehow I missed this video. Did you kitty come back? Well done keeping the Disneyland fund going! Youâre doing a great job!
Thank you â€ïž he finally came back yesterday, looking very thin and scared đ„ș so glad heâs home.
Thanks!
I understand fully why itâs so important to keep a ray of hope on the horizon with that Disney envelope. I really do. Sending love to you Nicola. â€
Thank you â€ïž
Thanks
Thank you â€ïž
Hi Nicola, you are so smart to prioritise your Disneyland fund. Goals help us achieve and keep us positive. Very important.
How about doing shorts? To keep the algorithm going and to keep the etsy store visible. Im sure your subscribers would be interested in your progress. Little achievement things like unpacking, a scenic train ride. Interesting to anyone who doesnt live in the UK.
Australia where I live is a differnt landscape. Very dry. Spiders, snakes, jellyfish, crocodiles.All trying to kill usđ. You have beautiful canals, piers, cobblestone streetsđĄâ”đ·
Just a one minute short to say hey, still here and the boys are having a good time at school. Or Ive managed to unpack and sort through all our clothes.
â€â€â€â€â€â€â€â€â€â€â€â€
Stay well and happy
Australia seems like a dangerous place to live with so many poisonous animals đ
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Hang in there. xo
Thank you â€ïž
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I'm so glad I bought Disney stock. I have been watching some of these low income cash stuffing videos by you and others today. I don't get how Disney gets prioritized when people have no money set aside for medical, car, and other critical areas of life. I do get you'll use that money if really pressed but I have to give it to Disney for their marketing. I do consider Disney a Holiday expense, no?
Im really struggling to cash stuff, I end up having to use it every month because ive not budgeted properly, its the grocery shop. I Budget ÂŁ150 a week but im spending more like ÂŁ 180, oncluding pets and household.. I feel like giving up, I dont have extra funds to stuff , Its so disheartening, im 53 and never had a holiday, my poor 16 year daughter old longs for a holiday. . the worst feeling in the world is not being able to do something for your children because of money.
What are you buying if you spend ÂŁ180 a week on food?
Sweetheart, life is tough at the moment, don't ask too much of yourself. You are prioritising keeping your family housed and fed and all of the day to day necessities provided, you can't do any more in your situation. With a house move on top of all that you are bound to be exhausted mentally, physically and emotionally. I lived that way for years and it was draining. I love your videos, they are so rooted in reality and honest. Keep going, you will get there and will come out of it with more financial skills and greater strength than ever. xx
Thank you â€ïž