Buying a Liveaboard Cruising Sailboat - What you need to know! | Sailing Balachandra E074
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- čas přidán 25. 07. 2024
- In this video, Buying a Liveaboard Cruising Sailboat - What you need to know!, we go into detail on the boat buying process based on our own experience buying our #liveaboard #cruising sailboat, Balachandra starting with financing a boat loan straight through to launching and sailing it home. We really hope you find this information helpful and If you have any questions, please feel free to leave a comment or contact us on Facebook. #buyingaboat #sailboatshopping
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In August of 2017 we sold everything and moved aboard Balachandra, a 1986 C&C44 sailboat, then sailed it over 300 nautical miles to Halifax Nova Scotia to spend a cold Canadian winter in the frozen waters of the North Atlantic. Sailing Balachandra is our CZcams sailing vlog inspired by other great channels such as Delos and La Vagabonde, which documents the sailing adventures of myself and my partner Nawal as we navigate the globe. We also dive into lots of DIY boat projects both above and below decks, and share with you all of the pros and cons of living aboard full time. Sailing Balachandra is published weekly so please subscribe so you don't miss out on future videos!
This video was shot with equipment from Optrix by Body Glove, Nikon, Apple, GoPro, and Polaroid
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Banks don’t care what you do with your money, but they are real concerned that you might sail away with there’s.
Tell that to blackrock
Excellent statement.
I watch a ton of these videos... by far the best I have ever seen. Sailing La Vagabond my butt - this is a good video!
Love the philosophical / sociological perspective at the beginning.
Great information. I've been living aboard and cruising since the early eighties. Wouldn't go through life any other way. One of the things you discover fairly early is that many land lubbers living in shore side condos or houses dislike having free spirits anchor their boats in the local anchorages. There's a lot of friction between these two groups. Florida is particularly bad. Also, you need to tell your audience the make of your boat. I believe its a C&C 44 made in Canada. (They make great boats up there). I just bought a C&C 41 at a good price. These are wonderful boats. This is the third C&C I've owned. Good luck....
I'm 58 and lost everything in the pandemic. And I mean everything! Last year I literally used the last of my money (not much) and the pandemic "handout" to fund a bicycle trip up the west coast to see what there was to see, AND to figure out just WTH I'm going to do with the rest of my life. I just landed a job driving a Metro bus and am now starting from scratch. Buying a sailboat and living aboard it has long been on my bucket-list, and, well, I want to do things differently this time and I'm going to follow that dream. I know it'll take time to scrimp and save the very minimum of money to do the deed, but I've got the will, and some time to do it right, so I figure I've got about a year or two to learn as much as possible about sailing and buying a boat. I've watched a few vids before I found yours here and must say, your suggestions are by far the most comprehensive out of what I've watched so far, and I'm going to write them down for future reference. Now, the sailboat I eventually buy won't be much more than 30' if that, and it won't have all the bells and whistles, but I'm good with that. As long as she's seaworthy for the longhaul, I'll be comfortable. I appreciate the motivation and what you said about how society works at the start of your video I fully agree with. Hell, I've lived it. Be well, and good sailing to you and yours!!
Good luck man, you can do it!
Go for it! It's doable,
Best of luck. You're young enough to make it happen.
You put what I’ve felt and thought into words (the way society is structured to keep people conformed) I appreciate your words and tip my hat sir. Hope to see y’all out there sooner than later. Be safe out there!
I absolutely LOVE this. So inspiring. Thank you for thoughtfully sharing your experience and journey. This is 100% my plan.
That was really educational, Thank you for sharing your experience will come in handy.
Excellent info and spot on. even owning a home, savings, and property it was difficult to find financing for a sailboat through traditional routes.
Great video, one of the best I have seen so far on purchasing a large boat. Thanks
Excellent video. Thank you for taking the time to prepare and share this information.
I really appreciate your honesty and experienced joy hearing your thoughts on this matter thank you kindly ,I am looking forward for more videos from you
Amazing video! maybe even the best yet. This is very informative and will help so many people hoping and dreaming of this lifestyle. Thank you and love watching the videos. Keep up the great work
Lots of great info. Thanks for sharing!
thanks for all the good tips on buying a bot, great video, I'm looking for my dreamboat and already over a year of research done, indeed a spreadsheet comes in very handy
Fantastic info especially for those of us newbies looking to buy thank you
Great information, especially about financing. Thanks and happy cruising.
Great video, very helpful. Cheers mate 🤙🏼
Absolutely great video and info!!! Thanks!!
Great video. Thanks for the information, very helpful
I'm very grateful I found you tonight! Your candor and caring demeanor really resonates with me. This is excellent information that's very well explained!!! We're 58 and 59, shopping for our first live aboard. We will cross the Atlantic to Europe from Florida! Thank you, safe sailing, and have a wonderful time! 🙏❤️
Hey! Did you sail across the Atlantic yet? I'm looking to do this in the near future. Any insight or tips is appreciated.
Thank you - added yours into my notes from others with some similar advice, such as ‘The O’Kellys’
Actually these are the most useful videos I have seen....and I've seen alot!
Thanks so much for putting together such a valuable, fact filled video.
Thank you for all the information one of the best videos so far
Very helpfull, especially the financing issue. Cheers
I like the cut of your jib, sir.
Very well put!
Great episode..So helpful 👍
Eye opening.thank you so much for sharing.
Most people dont realize they are slaves, or that their "dream" is fed to them. 10/10
Huh?
@@Godshock777 He said that everybody will wage slave for 40 years to participate in a society where consuming product and buying superfluous shit is the end goal. He also said boats are cool.
@@umbrawakanda9718 lol...great interpretation thank you!
Best help on line for sailboats thank you so much..
Thank you for sharing. Good to know info !
Its an awesome video, good advice and inspiring.. I hope i can make it there in the near future
Your are Spot on with your comments on the System, it's a never ending story and I have been looking for my way out, I commend you and living your dream, great work.
yup!
But!
I just started watching a couple that sold their house and bought a cat. Moving from Fla to Puerto Rico. They planned to start a business with their cat. The last vlog they posted was, Hurricane Maria was coming.
AGENDA 21..... That's the enslavement plan
@@philzail2532 Don't assume too much.
Expect no or a really bad internet connection - out on the ocean and in remote places.
@@charonstyxferryman Lars I'm assuming they had no weather data. Since I posted before, I came across this. They had financed the cat also. That's it!
czcams.com/video/xbt87_xbS4o/video.html
Thank you for this great video I love all what you said 🙏🙏🙏🙌🙌
Very thorough and well thought out rundown. I really appreciated your intro wisdom, right on the money. First video and I'm an instant subscriber. May see you one day in the south...........
💯 Spot on! Subscribed! 👍🏻👊🏻✌🏻
Super helpful video!!
So well said. Being free is a joy.
Just wanted to echo the other commenters. Excellent, thorough video on boat buying. The best I've seen. I also agree with your perspective of being tied into the system / rat race / matrix. It seems there are many sailing kindred spirits . Keep up the excellent work. Fair winds. PS - subscribed.
Thank you very much for the information greetings from Argentina
A wealth of great information. I want to buy my first boat and have been looking online for a couple of months, devouring the CZcamss and internet for information, and narrowing down the types of boats suited for the type of sailing I want to do.
Thank you so much for sharing.
Well said, spot on.
as a fellow scotian considering the same this video is great! Even just talking about the way you approached getting a loan and everything. I know my dad was a big believer in "banks LOVE lending money for boats" I suspected that wasn't true so it's refreshing to hear you echo my suspicion. I hate how society wants to constrain everything all the time.
Thank you for all details
Damn you hit the nail on the head with that freedom part
great video, I fantasise about doing this exact thing one day.
The information in this video is $$$$. The depression you gave me with your initial speech is well worthed.
Video liked and subscribed to the chanel. Thank you very much.
This was very helpful
This is by far the best video on buying a boat that I’ve seen. I was quite fortunate to find an excellent and caring surveyor that asked me a lot of questions on my reasons and interest in buying a boat. I was interested in 3 boats over time and he charged me 1/2 price for the first as there was moisture in the hull at the bow, only 200 for the 2nd as he quickly found grounding damage aft of the keel (and he let me know the selling broker had a bit of a reputation and I should avoid him), and I was lucky with the 3rd. I also have a friend that sailed all thru the pacific that educated me on sailing characteristics (motion, stiffness, weather-helm, etc).
In addition to buying, gain as much knowledge as you can reading, watching DIY video’s, etc.
Excellent video!
Thanks John Christopher, so good to see you back commenting on our videos! Sounds like you had a good surveyor. Did you eventually find a boat- you have a C&C also right?
Sailing Balachandra
Hi, yes we bought a C&C Landfall 38. It was dry (zero wet spots), everything worked and have had zero issues.
All excellent advice. Yes, there are "surveyors" and there are surveyors! I started watching a new channel a year or so back - Sailing Mahalo. I suspect they fell in love with the boat first, despite the obvious amount of work required ( and I'll guarantee underestimated that, by several orders of magnitude ), had it surveyed, bought it, then discovered the hull was an osmosis nightmare. The surveyor identified several issues but clearly missed the extremely large elephant in the room, probably in part due to the fact that the boat was not taken out of the water until after it was purchased! Anyway they started into fixing it and posting videos of the work - wow, what a job... And a lesson in how NOT to buy a boat! Fair winds. : )
Great video!
Excellent advice
Great vid!
Great video
You are really selling me on this idea!
Thank you. Very useful
Excellent narrative!
Super helpful. Only one comment, spider cracks may not be a big deal. Mostly cheap and easy to fix.
Good information in this video. Hope you guys are not around that hurricane!
We are currently in Carriacou near Grenada in the Caribbean. No major storms have hit so far knock on wood! Thanks for watching :)
Awesome thanks 👍
Hell yeah brother man you nailed it on the head with your opening commentary I’m liquidating everything now and hoping to have my boat in the water in the Bahamas possibly by Christmas! Im tired of being a slave!!
Bro, I am Florida native and Navy veteran, I wish you the best. I was born to be on the water; however, I was also born poor. I hope I can follow in your foot steps.
Maybe better to get the loan and then sell your house.
@@puppethound Good deal sir there is lots of options out there, just depends on your patience and fortitude. I’m no rich man for sure. And I know I don’t have the boat budget to take the same route as the video because I did not have a house to sell. But it is possible as I’ve moved from a landlocked state to the coast, obtained a boat in my budget and I am making repairs and moving forward. Just keep smiling and take it one step at a time! Good luck.
@@davidleigh443 Right! Beat them at their own game.
I'm heading off to look at a 45' fiberglass over wood schooner next week . . . the owner is an old retired guy who just can't use it anymore and it's just sitting anchored in a harbour, neglected . . . the boat was designed and built (in the 1960s) to be a liveaboard - plenty of room and outfitted with everything I'll need. The bonus - I think I'll be able to land it for about 10 grand Canadian. It's my future retirement home . . . btw, I've never sailed a boat before - I've been a passenger, but never hoisted a sail - the adventures will soon begin.
Wow, sounds like a fun project. Are you going to share the refit on CZcams?
@@SailingBalachandra I'm thinking of setting up another channel that will focus on things with the boat. I plan on taking many photos and some walkthrough video footage when I visit her next week. Mayhaps the channel will start with said images and footage . . . but we'll see. It's going to be a loooooooooooooong week - like a kid waiting for Christmas morning . . . I can't wait to set foot on her and take a boo. Stay tuned.
@@SailingBalachandra Btw - your mention of banks, and society in general wanting to hang nooses around your neck really rang a bell with me - _that's_ why I subbed to your channel - the sailing part is just a bonus. I'm fortunate enough to have a couple of friends who have lived on a boat for years who are willing to help me out with the finances - they're already calling me a "fellow boat person" . . . lol . . .
It is a very helpful video. Thank you!
I'd like to add for others buyers many of this deal killers almost do not exist when looking for a still or aluminum boat. They are generally speaking much more robust but you have to accept this more bulk shape - often great for cruising boat :)
Metal boats have double the maintenance but given the choice I always wanted an aluminum hull.
Thanks very helpful
Very well done my son! I too am looking hard for a sailboat and my time is running out! Happy for you and your misses for escaping the rat race! I wouldn't mind staying in contact with you , also from the maritimes , living in Florida. I have got it down to about 10 boats ? I think? Anyway hope to stay in contact ?
Thank you!
I totally agree with your statement, I once owned a home, divorce took care of that, I was OTR Truck driver making good money, with no time to spend only having 36 hrs home a week. The stress ended up with me in the hospital with a heart attack, I’m somewhat lucky as I was born in Freeport Bahamas so I can still live and work there. So currently trying to sell my car and my harley to buy something in an affordable sailboat (much easier said than done) but I also need a bigger boat as I plan to do day charters and maybe some evening charters in and around the Bahamas....one I’m not healthy enough at the moment to go back to my old job, and the Bahamas has been a dream for years so it makes me feel alive and wanting to do more (I think that’s a good thing) I’m glad you managed to reach your goals, if I’m lucky maybe I will see you out there someday.
God bless and enjoy your life :)
The Bahamas are beautiful and very relaxed. You would really enjoy living there just watch the hurricanes and the cost of supplies in some places can be expensive. Lots of boats can get you there, good luck and thanks!
“And I’m not accumulating other loans and other debts, as I would if I owned a home on shore-and was considering improvements, or buying a cottage, or buying a car…” This amazes me to hear. I’ve never had any expense on land that came close to what it costs to maintain a livable boat. That said, I don’t crave for fancy things like most, and you’re doing something right if what you said still applies to you. Stay safe. Cheers.
Great video! Super informative for all the boat-buyers. Maybe we will share an anchorage with you someday
Good info!
The amount of truths told in the intro descriptive is exactly the scenario I am going through. My house was flooded and written off in 2017. No home. Loads of debt from a demolished house. Finally paying it off. Saved myself from bankruptcy. Did it all ‘right’...or so I thought. Credit rating because I carry no debt now is rock bottom even though I never missed a payment. Told to go get another loan by the bank to improve my credit score. But...my intent of buying a boat does not count and the banks are not even touch me. Regardless of fighting for my life to keep afloat in my previous years of losing it all, I am not going thé house direction ever again with the boat being the goal. Very informative channel here. Definitely taking notes. Thanks for the transparency.
Thank you for sharing this. Banks are no fun and boats are too expensive. The whole credit score system is just another form of controlling the regular blue collar worker. It seems absurd that to go into debt is encouraged. People used to be put in jail for having debts. Good Luck with the boat plan :)
Definitely channeling some Ted energy the first half. 👌
Thanks so much for the tips. I’m a single, widowed 60 year old female, new to sailing, and want to sail away for the same reasons you did. I’m in search of a 40+ yacht, and have decided to skip the broker. Luckily don’t need the loan, but a seasoned sailing buddy with loads of experience is what I’m in dire need of.
Aldona99, I too look forward to a time I can cruise. I learned how to sail small dinghies many years ago, but hadn't had a boat of my own until last year. I found a small inexpensive boat that needed some repair, but it's a popular model and parts are easy to obtain. After the necessary repairs and safety improvements I am on the water! I am handy and not afraid of a little work. My goal is to move up to a larger boat as finances permit. When my son, now 14, is independent I plan on casting the lines. Hope to see you on the water!
Were you able to get insurance on a boat that large as a new sailor?
Nice cruising sailboat. I want one too.
Couldn't agree more with your perspective, I could take it a lot further but this isn't the platform for that.
Interesting rant. Spoken with logic without drama, so ultimately more listenable. Very unCanadian of you, however, to speak so poorly of government, banks, media... lol.
Okay, really enjoyed and appreciated the non-rant 2nd half as I'm in the process of purchasing and your thorough list of deal-breakers and check points is most helpful. Highly recommended viewing, y'all.
Thanks for the 3c9nimic insights.
I thought you knocked it out of the Park....Excellent !!! I grew up working in boat yards right out of high school and worked as a mechanic on outboards as well as inboards, and sailed half way around the world on a 57' Swan with pro sailors. I also sold inflatables and installed more outboards on sailboats than I care to remember. I also wen't to school to learn these things, And I still would find it difficult to buy a cruising sailboat there's a lot to think of, you didn't even get into the sails the boat might have, and there condition,..... and all that comes with JUST taking care of sails !!!! Thanks !!!
Ah very good point! And sails are expensive too. I'll try to do a follow up and include this
@@SailingBalachandra and maybe mention how cleaning your sails can help make them last longer. and water makers and the expensive filters....AIS, and all the safety gear that insurance requires.... Spares for your Pumps and motors.....Ahhhh, the list goes on, and we haven't even started to talk about batteries and solar...lol.
dingo397 Would you know of where to obtain a general list that covers the majority of items to think of? I am looking to purchase a Liveaboard sailboat in the near future. Thank you
@@Ricksworld1962 Well...There are many Blue water cruising sailboat books out there and many do have list that sailors with years of experience have put together ,and that would be a good start in my opinion. But it really depends on what type of cruising you are planning to do....and how comfy you want to be, if your going to be a full time live aboard ....Watermaker , generator ,solar ,and all that comes with that do you plan on buying lithium batteries or conventional, good refrigeration !!! for me thats a must !!!! and Air Conditioning....are you handy ??? you will need tools and many of them...All systems on a cruising sail boat need maintenance so you have to have spares for your systems , ALL systems..... Obviously you can't think of everything but the basics should be good. extra impellers, oil, filters, lines, rigging. Try to buy a boat that has as many of these systems already if you can afford.....$$$$$$ Good Luck hope this helped....
dingo397 Thank you sir. Yes, this was helpful. After a bit of searching, I placed an order for a set of 4 books from Author Kimberly Ann Brown:
Checklists first Sailors - Passage Planning, sailboat maintenance, etc..
Trading in the rat race for a sail around the world
VHF radio checklists and templates for sailors
Sailboat buyers guide for cruisers
Nice to hear some truth for a change!
Who did you get your loan from? Also located in Canada and in somewhat similar situation looking for financing.
However the rest of your commentary is interesting and informative.
A big thanks for this .. Just started the process of trying to "sell up and sail." ( a great book by Bill and Laurel Cooper -
FYI. ) .. Please correct me in thinking as a retired 63 yr old single fit male with little experience in yachting - should I be
looking for a boat in the range of 34 ft. max as a solo/shorthanded liveaboard. Also rather keen on steel and /or wooden classic cutters and ketch rigs. - Limited budget , 2nd hand , not quite total refits or
wrecks .. Have some mechanical engineering ability and a pet parrot. Appreciate any helpful suggestions!
You can buy a cheap fix-er-up'r and you will put in enough money that you could have bought a yacht that's ready to sail. It then comes down to time and personal ability. If you think you might enjoy the maintenance side more than the sailing/cruising side... wood boats are quadrouple the maintenance. Hope this helps, thanks for checking us out! :)
@@SailingBalachandra Great! Hope to catch up with you one day.
Andrew McConnell Hello Andrew, I've sailed a few yachts around the 34 ft mark, which are great for holidays, but small for live aboard. The speed of 34 footers will usually be lower than that of longer boats, so depending on your requirements, this may be an issue. Have a contemplate of sail area too, because a larger boat will have larger sail area unless you go for ketch/yawl with two masts. For my ambitions, an older larger boat is more suitable, but we're all different!
Hi Andrew. I'm a couple years older than you and I'm now thinking seriously about liquidating my home, car and whatever else I have and getting a boat (yacht) something in the 40ft range. I know when it comes time to sell the boat and move back on land I'll never recover all I invested. But, "what the hell", when all is said and done I'll be able to say I had an adventure.
Here's to being brave with no regrets. Hope you're living your dream
40 ft minimum is a good size, , your a typical buyer wanting the perfect boat first time around not wanting work , they are all work , the chain plate boat would had been an easy fix and a good boat , me after 20 keel boats and two full rebuilds I have the perfect boat for world cruising and proven twice , good boats are out there with a little tlc
30+ years ago.. most cruisers said 30' was big enough... Then it was 35'.. now it's 40'+..
40' is definitely not the minimum size..
Godspeed
hi like your video
In the US there is another reason banks are reluctant to support a nomadic life style. It is dictated by the government. The law is written so banks are not allowed to open accounts for people that do not have verifiable US addresses. There are ways around it, but if the government was to enforce it with a heavy hand a lot of people would be left with frozen accounts.
Hey guys. My understanding is that you live on the boat. Do you still have a fix address in Canada. I was looking at buying a boat and live on it, but then I was told that if I don’t have a fix address, I can’t have a drivers license, bank account and the sorts. I still work, so I would need to get back and forth to work and a bank account. Can you shine some light on this subject please? Thanks
Hi Noel and Dan. How has the C&C 44 been as a cruising boat, especially in the island heat? Are you able to get ventilation in the aft cabin? Has she been a comfortable live-aboard? How has the sloop rig performed? (besides the shroud issue.) Any thoughts on adding a Solent Stay? If you had the chance, now that you've been at sea for awhile, would you prefer a more traditional cruising hull like an old Tayana or Lafitte? I'm torn. I grew up racing a C&C 30 with my father on the great lakes and am now looking at a C&C 44. All boats are compromises, but your thoughts would be appreciated. Apologies for post filled with questions . I'm glad you guys are following your dreams. Stay safe.
My biggest concern with C&C is it Rod Rigging? A lot of their models are rod rigging. Rod Rigging is very expensive to maintain over a long term. You are supposed to get the rods xray examined for cracks once a year at minimum.
Thanks for the questions- always happy to help out. We find our boat is right in the middle between east and difficult. It's easier to host other people on a Beneteau and the sugar scoop and companion way are easy to use. The C&C44 is hard to board with a transom ladder and the gang way is almost a straight down ladder under a short dodger, however we have cockpit space and she's really designed for cruising and racing. The winches are exactly in the best spot, the wheel is large enough to sit anywhere on the saddle seat which is amazing, and going forward is a breeze with wide deck access. Very fast with the 140% Genoa but we fly a 100% mostly and lose a few knots. She makes a clean 8 knots upwind. Watch out for the deep keel model. We have the 6'9 draft wing keel. Air does enter the aft cabin but we run fans back there as well. Plenty of storage. I would not trade for a full keel ketch rig now that I'm used to this boat but a sugar scoop would be nice. Hope this helps, good luck!
Yes this is true. Rod is nearly impossible to measure tension so there's a lot of guess work. We broke a shroud because it was too loose and formed a crack which then broke under a night of heavy roll at anchor. We're much more careful with the shroud tension now
@@SailingBalachandra the same thing basically happens with regular metal rigging. Just regular metal wire rigging is easier to inspect.
Thanks for the reply. I understand the rod rigging concern. The 44 I'm considering is the centerboard version. I have mixed feelings, but the current owner has had no issues with the system.
With real estate...the "collateral" appreciates...bank likes having their risks covered...and if they can get over...so much the better
What is a typical downpayment for a loan for a boat like that if I have good credit and thanks to this video * haven't sold my home yet?
Depends on the lender. They prefer you don't sell your home
@@SailingBalachandra thank you 👍
If the boat has oil and water in the bilge what does that usually mean
Sometimes oil is confused with engine coolant (yellow/green) so first check that. Oil in the water has to be engine related past or present. Deisels run under pressure and if an engine seal goes while in operation oil will get out and can get to the bildge. Sometimes past owners don't clean the bildge well. Oil is hard to get rid of once is gets into the bildge pumps and hoses. You need to see if the engine is still leaking and trace the flow of oil (or coolant)
Hai Daan. Do you know what bala chandra mean?
Love your intro music.
Thanks! Yes it is ancient sandskrit for the Rising Crescent Moon.
@@SailingBalachandra palagan in Tamil is baby or young, Tamil word became sanskrit as bala.
Pal means milk, so palagan.
Pal --- pala --- bala .
@@SailingBalachandra did you know the origin for catamaran?
You and I have the same logic about banks and society shackling you to commodities and ideas of "living".
Where should a total beginner start? Any recommended websites, forums, books.
You talk in this video about lots of stuff and it feels like a lot. I feel that I’m missing much information that can help me make a good purchase
Other than that great video 😁
I recommend you meet with other boaters and make friends. When you feel ready maybe join a casual race team. Read books! Most of what i know came from good books.
It's not that they don't *want* you to have a nomadic lifestyle, it's that they don't want to finance it.
God Bless You - Steve @ Rivers of Life Church Oxford UK
But how so you pay it.. what is your job?
If you had just sold your house, why didn't you use the proceeds from sale to buy the boat instead of financing?
Thanks for your wonderful video. If you ever plan on visiting the Dominican Republic (Punta Cana) drop me a line! Felipe