I LOST MY LIFE SAVINGS & BUSINESS IN NIGERIA W/ IJEOMA
Vložit
- čas přidán 3. 08. 2024
- Ijeoma joins me to discuss why her boutique that she started in Enugu Nigeria collapsed, how she lost her life savings and business in Nigeria. She moved to Nigeria from the US, so she breaks down the instrumental business lessons she learned running a business in Nigeria.
TOPICS DISCUSSED IN THIS EPISODE:
Why Ijeoma relocated to Enugu, Nigeria in 2013 (:56)
How the Enugu State Government told her that they would demolish her shop two days after the grand opening (3:23)
How she was let down by her connections/acquaintances in Nigeria (8:00)
How leaving America to go to Nigeria made her appreciate her life in America so much more (12:41)
Advice for diaspora who want to build a business in Nigeria (14:28)
The importance of understanding the Nigerian customer needs and income (16:49)
↓↓ Podcast ↓↓
I Am The Diaspora Podcast (Itunes): apple.co/2r9IUBS
I Am The Diaspora Podcast (Android): bit.ly/2MlDjqv
------------------------------------------------------
Iveoma Media shares compelling stories for starting, managing and investing in business opportunities in Nigeria.
Visit us at: www.iveoma.com
Email: hi@iveoma.com
IM on Clubhouse: @iveomamedia
IM Group on Facebook: / iveomamedia
IM on Instagram: / iveomamedia
IM on Twitter: / iveomamedia
FTC: Iveoma Media does not endorse or recommend individuals, products, or services that may be discussed on this platform. Iveoma Media expressly disclaims all liability for claims or damages that may result from reliance on the content. Iveoma Media accepts no responsibility for the opinions and information posted on this platform. In no event shall Iveoma Media be liable to you or anyone else for any decision made or taken by you in reliance on information on this site.
![5 Things Successful People Do Before 8AM [FULL MESSAGE] | Terri Savelle Foy](http://i.ytimg.com/vi/z0D6sgPnPh0/mqdefault.jpg)
![5 Things Successful People Do Before 8AM [FULL MESSAGE] | Terri Savelle Foy](/img/tr.png)
OMG! I had a great time recording this episode with you. Lots of people have been sending this to me. I didn't even know it's on CZcams. 😍😍. I sound so horrible hearing myself. 😭
You're the best! I loved chatting with you!! LOL@ people sending this to you!! Yes it was for my podcast but I loved this interview so much!! I felt my YT audience needed to hear this too.
Thanks for having me. Looking forward to out next chat. 😊
You have a talent, you can certainly entertain.
@@tolulopeadegunle9488 awww! Thanks very much. 🤗
Haiti is the same way
Even in America, 20% of small businesses fail in their first year, 30% of small business fail in their second year, and 50% of small businesses fail after five years in business. And 70% of small business owners fail in the 10th year. So, to survive in any country requires hardwork, planning. As later realize, businesses that are created to solve a problem will more chance of survival. I think the major issue she had was not doing enough research to understand the market.
People say "start your own business, free yourself" but then ignore the facts of how often businesses fail.
I'm a small business owner , still struggling in 3rd year of operations. I can appreciate the lady coming on the platform to share her story about the pitfalls off her starting up. Anyone who has a successful business has probably had a few attempts and failures prior to achieving success. If anyone in the comments criticizes, but hasn't owned/operated a successful business , your comments are out of context. When people share this type of information, the some will take notes , avoid the mistakes, and make the necessary adjustments. Others may critique out of context . Thanks for the interview, good learning experience.
This is quite an interesting interview. It fleshed out some of the real difficulties Nigerians face when coming from abroad to establish businesses in Nigeria. Ada Enugu was quite candid and showed that she knew precisely where the mistakes were made. I bet she she'll have tons of success at her next venture. Meanwhile I'll do my best to watch every video made by It's Iveoma so far. She's not just good, she's phenomenal.
Yup @ real difficulties! I think she is going to be successful with next venture too.
LOL @ every video!!! Wow, I got a lot of videos ooo hahhahahahahahahahah Thank you for your kind words 🙏🏾
I've learned so much. Now I'm gonna learn as much as I can about the law out there cause you not gone catch me slippin
Your experience back home to Nigeria, was very frustrating, sad, and horrible. You are a true survivor, and it takes courage, for you to share your devastating experiences. There is always a silver lining in any negative or bad situation. And that positive silver lining, is the lessons learned, so that this horrible situation would not be repeated, by you or any other Nigerian, who plans to return home, to visit or to start a business. Thank you for sharing your story. Hopefully, thousands more Nigerians will visit this channel and see your story. If you don't mind, give the visitors of this channel a current update of how you are doing currently. Are you o.k? Based on your testimony, you are an intelligent, ambitious, determined, hopeful woman, with a tough fighting spirit. Please don't allow this horrible experience to shutdown your lifelong ambition, success, and progress. Your destination is the mountaintop. Never ever quit. You can also turn this lemon into a lemonade, by writing and publishing an eBook advising Nigerians about what the must do, to survive returning to Nigeria. Think about it. This is a suggestion. Best wishes and more success. Thumbs up to you for your courage, from Tampa, Florida, USA. And thank you, to the host, for a very educational and helpful interview.
Very interesting and down to earth. That's Naija for you. You painted a wonderful picture. I like that you don't seem discouraged though disappointed.
Btw I had a podcast before I started my YT channel! I have so many useful episodes so check out, link in the description box.
Also, do any returnees have any failure stories in Nigeria/Africa? Frankly, we learn more from stories of failure than these success stories we all hear about constantly. There is no shame in failure, just lessons!!
Please, don't give up.
Sell from home,car,work.... Just don't stop
Nah. If you move to a new country and you are deeply unhappy and stressed, than move back to the US. Life is too short to suffer like Ijeoma did. I do believe in getting yourself together and trying again later though.
@@IveomaMedia I quiet disagree with you. She can put the clothes in car and do mobile selling in front of universities and offices.when she get that money she can relocate
Fantastic interview. Confirms what I noticed. People who come to Nigeria to "make money", always end up loosing all of their money. The place needs you to come and MAKE A CHANGE, and the money will flow as a result. I never met anyone who said "Im going to make money in Nigeria" and actually made it. You need to be coming to "solve a problem" and then you're able to stay and after like 5 yrs, you come out on top
I made money, and still am making money.
What would you say about those who come to be one with Nigeria, faults and opportunities. I want to live in Nigeria. If I can get a job, where I can work my way up, that would. Starting a business would be a push come to shove thing - even then, with or without a business, I want to engage and volunteer in sustainability projects and motivate Nigerians to take care of Nigeria as a society. Do you think this could work?
Yes... it is possible. You can start by investing in real estate opportunities in Nigeria. Follow my page on instagram @zionrealtorsx to find out more.
natasha rules Farming is not bad. Have a car or van and drive to those mama olojas to network.
@@dan-babaoat332 I know, one if the aspects I would want to join is farming and use the proceeds to manufacture. Like farm tomatoes then later manufacture tomato paste. Just enter any aspect where we import massively.
So sorry this happened to you. 😭 Praying you'll be more successful if, and when you decide to return! Your vlogs are invaluable. Thank you so much!!! 😍
This was an AMAZING interview!! I appreciate your interviewees candor and openness....great job!!
Wow I can’t imagine how that landlord could just take a year or more ‘s rent from her without feeling any sort of remorse since he must have been aware that they were going to demolish the place . Probably he thought it’s not a big problem for her since she returned from USA she must have lots of money. But it was her life savings !! That’s very sad . I’m so sorry for her bad experience. It makes you feel so dissapointed in people .
This was very informative, thank you. I stumbled upon this while planning to start a business in Nigeria and will take some of the info here on board.
“Is my luggage on top of your head?” I laughed out loud! Naija de craze!
I hate to say it! Great story, lmaoooooo I felt her pain and was smh the whole Time.... thanks again. Oh, I hope your guess was able to get back
On her feet again....
This is sobering. Thank you for this eye opener. The bribery thing at the airport is endemic thoughout the continent 😔. I experienced people asking for bribes whilst doing their jobs at Oliver Tambo Intl in South Africa.
I'm mad late listening to this video but I LOVED IT!! it was funny and so so real...thank you so much for your honesty, keep it coming!
I love this interview 🙌 ❤
I had fun doing this interview!! LOL
Wow! They saw you coming at the airport! I have been going back and forth to Nija and Thank God I never got approached about an" Entrance Fee" even when my ex didn't have his passport or ID as he escorted me inside the airport. Whenever I give in Nigeria is because I want to Give and Not because I have to give!! As an American, it is customary to tip but Not mandatory.
I feel you Ijeoma. Entering Nigeria is a battle, leaving Nigeria is a battle. Chai!
Great interview - this truly shows also the frustration & challenges faced by Diasporas born on the continent - 👏
I would advice anyone interested in Nigeria to go find out for themselves and don’t be put off by negative comments on Nigeria. There are many whose interests are served by you not going to Nigeria but going elsewhere. Nigeria is a fantastic place, just take all the usual precautions when visiting any new an unfamiliar country.
This was so funny, relatable & informative 😂😂😂
Ijeoma is too hilarious and honest LOL
This was soooooo funny and sad at the same time thanks for sharing
Very interesting podcast, extremely useful information for business investments in Nigeria. Aim to provide solutions to Nigerian problems for example. Thanks
So sorry for your experience. This is so hillarious.
This interview was so funny & I loved it😀
The guest here knows Nigeria and Nigerians very well. Focus on your job and business in America, most of the successful big business owners and rich people in Nigeria are corrupt doing one illegal thing or the other. People lure u over for investment so they can rip u off. Go there on vacations and maybe real estate investment but be careful too they might as well rip u off.
Rubbish
Your not alone on this Nigerian drama. That is why I left never to move back. I feel at peace abroad than in Nigeria.
I so enjoyed listening to this podcast and learning about the downside to starting business in Nigeria. I have watched so many business success stories via CZcams and I for sure know that maneuvering through business processes are never easy. Thank you Iveoma for showing the other side of the spectrum to business within Nigeria. It brought back many memories of my experience during my trips to Nigeria and the blatant bribery issues within the country.
Hi Iveoma, I appreciate you and Ijeoma for this... I'm from Enugu and I am thinking of relocating and starting up in Enugu too. After 20years of being outside, I finally visited Nigeria last Oct/Nov 2019...it was a short visit but I loved it and even now its all I can think of... I'm currently working, saving towards my next visit... I have been researching all over the web and listening to peoples experiences.... I don't know, I won't give up but really scared...with all the bad news of kidnap, bad business etc....(I was raised in Dubai, UAE and I'm still here)....please do more on businesses... People I realized from my short visit will always try to take advantage of you.. Especially those who are even better off but don't see it... God bless you...xoxo
Really @ kidnap in Enugu? I heard it was a lovely city but I haven’t visited yet (I want to go when interstate lockdown is lifted). Yes scary @ bad business. Well, now you are on alert 🚨 on how bad it could get here when you jump into a business in an unfamiliar area.
Since you have done a lot of research, you will win!!
@@IveomaMedia thank you sis, pitting my big girl skirt ... No the kidnap I spoke in general ...although when I was in Enugu last year, my family never let me go anywhere for fear of kidnap since I was coming from outside..my Aunts would say "I don't have any 10million naira to pay ooo" ... I enjoy every bit of your content, God bless you
The airport in Ghana dealt me worse intimidation nonsense & it was so stupid that we were confused with what they wanted between screaming & the blame game. They manager followed me at every point check in, customs, security, flailing his long arms shouting that he will make me miss the plane & finally at the gate tried to snatxh my purse, camera & jewelry. I thought I would go to jail that day. My son has Autism & I thought we would have knocked him out.🥊Really Africans must stop harassing African travellers & licking white & Chinese shoes.
Good luck with it.Abroad we are discriminated,home we are isolated against
zunai andre that’s what I always say.
my sister all diaspora experience the same thing you went through, when they come home , if you have any business idea ,you know that you must be 80% on ground to succeed .
Wao, wao, wao! That experience with customs was something else. Now I understand why some people have decided to stay away. Sad!
I too considered starting a business in Nigeria...until my friend said I've have to first talk with an elder, then the police, then a politician. I said no thanks!
Sounds a bit over the top LOL!!
Tell them I am an elder,politian who left Naija police force just to mess with them😁
😂😂😂😂😂😂😂😂😂😂😂....you sir, should be a comedian.....😂😂😂😂😂😂😂😂😂👍🏾👍🏾👍🏾💋
😅😅😅😅 i enjoyed this podcast..big up from Kenya
This is an outstanding interview
Thank you!! I appreciate the compliment.
The way she presents her words was very funny, thou I sympathised with her.
LOL!, THAT WAS FUNNY AND SERIOUS INTERVIEW, NIGERIANS CANT BE VERY DIFFICULT.
Thx 4 the time stamps. Listening to her explain how the market tries to dictate culture. That’s global, sadly. It’s frustrating to me as a traveling American. OAN: the way the mother exclaimed at the cost of the ice cream at Cold Stone is equal to how parents behaved growing up in the 80s & 90s. 🥴
Similar issue in China and India. Coming out of poverty there is a lot of survival scarcity mindsets and nepotism.
Could there ever gonna be ease of doing business in Nigeria?
be around with sincere people
Depends on who are ,or'ur friend,and who you know, nigeria is not bad place,I have faced tough life in Nigeria,no free cola any where in the world.
Iveoma, you can sue the state govt. or whoever demolished your shop. Please, have confidence in the court of law.
The reality is very harsh . Even Shoprite failed in Nigeria. Some of the reasons they sate for closing in Nigeria is problems with landing goods at the port and having to pay bribes as well as that distribution is nearly impossible. As well as most of Nigerians can’t afford Shoprite . Nigerian is more an informal market so they buy from street vendors mostly . There is also a reason MacDonalds has never entered into Nigeria . The corruption is hurting the country so much . I want to move there also but it sounds very scary at times.
Shoprite has been in Nigeria for 15 years and is withdrawing during a worldwide pandemic. Many businesses around the world are closing this year, right? lol
Plenty of Nigerians buy from stores Bc Nigerian store owners are buying and taking over the Shoprite stores. Also Coldstone and Domino’s pizza has been here for years and they aren’t going anywhere. Lol
listening half way to her stories, I think she didn't do her findings/research very well. Believe me there's so much money to make in Nigeria. she just needs to get her acts right. but I believe with her little experience of how the system ,she can come back and hit it big. And moreover coming straight from America and moving to Enugu,my dear she made the wrongest choice of location. what happened to Lagos?!... That's the commercial nerve center and a bit more civilized . in all I think she had she had a good level of experience now. she can still come back and invest big and believe me she can still make the type of money she wants. "Borrow clothes to parties,like who does that?! 😀😀😀😀.....My candid advice to this lady is,she should know that nothing good comes easy. There's always light at the end of the tunnel.
oh please lagos is not civilized at all
Does a C of O protect against this happening?
Am on furlough, bored and found this channel today. The narrator should be a comedian. The humour you bring into your experience is just killing me. Yea, not easy moving back home.
I am glad you are enjoying my channel!! Fingers crossed you quickly find another job or your job takes you off furlough.
I thought so too, she will make a good comedian, I laughed so hard.
An American business that you can run abroad might be a safer bet.
On moving back to Nigeria so far all I have gotten iis positive feedback am concern and want to hear something on the other side I own a business here iiiiiin Atlanta I can have my bisuness manager from my company here to send me about twenty thousand dollars every month while am living in Lagos my question is what should I be concern about is that a good move ???
Pause, you have only heard positive things? Really? I had the opposite issue, I only heard horrible things about Lagos so I thought I would hate it.
Is this a serious question? You can get 20K USD a month and you are really asking this question? Hmmm 🤔 LOL
@@IveomaMedia Yes it is a very serious question I have a company here in the US that is doing very well, even when I move back to Lagos I still will be running my company from Lagos, via Skype, and I have very capable management team that can run he company when am not physically there
am wondering if I should make that move or not My Dad wants me to come back and marry a Nigerian Girl.. I am seriously thinking about it but I need to know what am getting myself into because am doing very well here ,, iI decide to Move back to Lagos I can have my accountants here to deposit a lot of money into my Niigeria account so I believe I should be fine even if I marry a Nigerian girl over there Please advice .
Well come back for a month or two see if you like it. If you like it stay and if you don’t go back. And if you decide to leave ask your Dad to introduce you to a woman, get married and take her back to the US.
What happen to you is that you have American experience only, But Nigeria that was born in Nigeria before going to united state and decides to return home will do a little bit better, I was born in Lagos, all my education and first huzzle was in Lagos before going to united states, that first Nigeria experience goes a long way. 9ja slogan is shine your eyesss at time.
I'm black american and l want to visit africa just don't know where to go all of the black americans go's only to ghana but l want to be different from them...
I have a video about visa free and visa on arrival African countries for US citizens, start there.
@@IveomaMedia thanks sis l will be checking that video out...
She didn't do her research. Hopefully others will learn from her experience. Any business venture requires up-front research. By the way, the lights work in America when you turn them on. Everything works when you flip the switch, but remember, there are many other problems we face in America as black people. Just watch the news.
Did u get the rent for the shop back
They would have compensated the actual owners of the properties but the thieves will not refund you.
so sad!
Who in the hell I want to go over there
Never do business that you have to join union selling any product they called it egbe in yoruba.dont never do it and never sell in the market if you do you will regret it.there are so many business you can do that you don’t have to join union and ask questions about the business you want to do before you get into it
Greetings from Germany
Wow. These governments are so shady...
what year was this ? sounds like a long time ago. she said the exchange rate back then was 138 naira to a dollar. sounds like jonathans era when things were out of control. buhari is bringing civility to the country now. its not perfect but what she is describing sounds like jonathan era.
Hmm, I recorded this in 2017, so I think she went back in 2012- 2013? She didn't say the year in the podcast? I have a bad memory lol.
What @ civility to the country, under Buhari, Nigeria has slipped down below India to the country with the most impoverished people in the entire world. There is a massive exodus of educated middle class Nigerians leaving to Germany, Canada, etc. People are starving, education system is worst than it was when my parents were growing up, and people really think a civil war is going to break out. Buhari is literally the worst president Nigeria has ever had.
@@IveomaMedia what I meant was there is no blatant disregard for the law under buhari as you saw under jonathan. they are cleaning up all that mess. as for the massive exodus of educated middle class leaving to germany and canada those are the dummies who crammed to pass exams but dont have any applicable skills are the ones running because they need to be employed by other people. the brilliant ones who can apply what they were taught are in nigeria making hundreds of millions of naira building things. i was looking on jumia website to buy a solar and battery pack inverter because I myself am moving to nigeria next month and i was shocked to find out that the solar inverter battery packs were created by engineers who just graduated from university in nigeria. you have to understand that in any country there will always be stupid people running away looking for a quick fast buck abroad. its being like that since the beginning of time. has nothing to do with the state of any country. people just cant apply their brains where they are so they go look for somewhere they perceive that money is picked on the streets. soon enough after 5 years they start missing home and get suicidal and depressed. go on youtube its millions of africans crying about missing home and being lonely abroad LMAOO
When was the last time you have been in Nigeria and where do you go in the country? Do you just stay in Lagos?
Everything she described is happening to people right now lol I know people in Aba that this just happened to in 2019. The gov seized their land although they bought it legally, the family that sold it to them knew that the gov was going to seize the land so they sold it first.
The massive exodus is everyone who believed in Nigeria, stayed when they didn’t have to and under Buhari see the country rolling backwards so are leaving. It’s pretty massive number so no it can’t be brushed aside.
And I am moving to Nigeria myself and I just want to people to understand the realities. Nigeria has a lot of opportunities but barely any consumer protection laws lol.
Her situation happens to people all the time who move, didn’t do research on the market (ie don’t know what will sell and to who), rush into business, etc. This is a real story that has a lot of practical lessons.
@@IveomaMedia Yeah the eastern part of the country is a different kettle of fish. it is full of cut throats and egomaniacs lmao. I only do Lagos. nowhere else. well I have been to nigeria a few times. I know whats happening in the country. i got my finger on the pulse. its not a perfect country but where is perfect ?
Nigeria will grow without u, and doesn't miss u, how old is America?? 240 years old, i live in Tokyo it is the most advance city on this planet, Nigeria is our home we have to help make it a better place, there is no where like home.
Why aren’t you here then? 🤔 lol I understand what you are trying to say but you aren’t even here. Doesn’t make sense.
am going back home every year, building my little empire back home, i understand the challenges, if we all runaway because of challenges who do u expect to build it for u???
I appreciate the fact that she shared that she lost her life savings and business in Nigeria. Your first sentence Nigeria will grow without you and doesn’t miss you is the reason people find it so hard to talk about failures here.
For someone who wants Nigeria to be a better place why are you mocking someone who *moved here* and tried to build something in Nigeria?
my sister i wasn't mocking her, i have lost close to $50,000, in the process of building my little impair, but that will not make me to come and say negative stuff about Nigeria to the world,
Why would you bet all your savings on a business, whether you're in Nigeria or USA?
Benson Njonjo Ndehi : because she's a believer of opportunities
@Benson because that what's entrepreneurs do.
Betting your life saving isn't the problem. I respect her for daring life! However, the risk was not calculated. Zero experience in the business and no mentor at all. You can put 3 people's life savings together, still would you be successful??? No, because it's the knowledge of the business not money. Take calculated risks. There's plenty of businesses you can do.Thanks
The lady should come and invest in Kenya. We welcome all investors.
Change the tittle
Noooooo
You guys keep saying there's alot of money in Nigeria, where is this money? There isn't alot of money in Nigeria, let's get that right. Money is scarse here and in the hands of a very select few. Nigerians will spend money only when they have to, on their needs and basic expenses, and that's where the little money is.
No that’s not true. Nigeria literally has the biggest economy in Africa... LOL I am living in Ibeju-Lekki and I am not seeing what you are saying at all even during this corona time when I thought Everyone would stop spending money on everything. If you believe money is scarce than it is for you.
Nigeria though has a huge poverty rate and I did a video about that too.
It's Iveoma on paper yes, but when one takes into consideration our massive population, our economy cannot keep up with it. Also, our government is falling increasely into debt and continues to borrow more. Maybe I should rephrase. There is money in Nigeria, it just isn't enough or as much as everyone claims there is
There is a ton of money here lol I am seeing the opportunities in color ooo. Plus the people I interact with, I think you need to change your circle (the people you interact with) and mindset. You will start seeing the money everywhere too.
The gov is mismanaged and focused on oil, if they didn’t do that they would not be in debt. They literally didn’t save Any money during the good times. Ridiculous Not a good example.
There is so much business opportunity now!! Especially bc of covid. The gov ran out of oil now they are open to funding so many projects. Just shift your thinking a bit. There is a reason people talk about how much money is here, so instead of disagreeing with this popular opinion try to find the money near you.
It's Iveoma well ok, love your videos by the way. Keep them coming 🙌
Thank you for sharing your story.
🤣🤣🤣
You can have a successful business in Nigeria without living in Nigeria. People do it and it was successful. And you should know that Nigeria is a developing Country. Clothing business is not going to work in Nigeria. Big mistake. Some people built America for those of us living there now. Please don’t talk negative about my lovely Country.
😁😁😂😂
Very funny story about customs 😁😂😆
I thank God you recorded this. This shows why Men say women are CRAZY. You said that in your first shipment that your sister sold the goods on credit and some people did not pay. In your second sentence you say the business is going well. How can the business be going well if customers are NOT paying for goods they took???? 🤣🤣🤣🤣🤣
Nigerians always have negative thing to say about Nigeria , they want he somewhere else instead looking for a way to make it better , you can’t be carting your bags each time things are difficult, no patience at all
LOL did you listen to this interview? You would stay after all your money finished?? Really?
Fake news,why don't you do this as video, so we can see your face.
LOL 😂 this was when I had a podcast and did an interview with someone who lost their business. I have over 100 videos on YT with my face 🤪 btw
This guest keeps sniffing...disgusting
Ai...I don't think you were ready for business...just giving out money...sister that's everywhere roads are getting expanded. In Kenya you open a business and insure it...you find a an insurance company and start your business....the insurance will pay back everything incase of anything. That's crazy Kenya is organised since you can even apply for a loan from the government....in Kenya the government calls it's youth to come and pick loans🤣😂😂 Nigeria the giants of Africa what's wrong with you?
Really @ insure it? Hmmm, I can honestly say, I have never thought that insuring a business in Nigeria. Maybe people do and I haven't heard about it. When I move back, I will look if people do this bc insurance would be amazing for situations like this!
Is the insurance affordable for regular people in Kenya? Wow @ pick loans for Kenyan youth. Jeez really??
Yes...am a Kenyan and we insure business here in Kenya. From small,medium to big businesses in Kenya....I dont know about Nigeria but Kenya does that...whoever told you to start a busines without thinking about the risks meslead you...and partly blame yourself because you never took time to ask about business insurance...in Kenya they insure even famers
I didn’t start a business in Nigeria LOL I interviewed Ijeoma who started a clothing business in Nigeria.
Thanks for telling me/us about the Kenyan insurance. :)
@@IveomaMedia Oh sorry you guys look at your names...they are almost similar...I got mixed up