KAYA BA NG SAHOD SA CANADA ANG PAMBAYAD NG TUITION? INTERNATIONAL STUDENT | BUHAY CANADA VLOG#89
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- čas přidán 8. 09. 2024
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Napaka halaga ng mga computations na pinakita niyo po. Maraming salamat, napka eye opening. Medyo mahirap pala kung mag isa kang IS without any dependents and fam members residing at canada.
True...... naintindihan ko ang vlog nyo sa sitwasyon ng Anak ko.. his been there for more 1 year as student visa by himself sa Calvary..takes time for me to understand ..as a mother.
Thank you for sharing your experience in applying for Canada
Honest, helpful tips... God bless.
Ang concern ko lang sa ganyan eh talagang you should be willing to do that kind of set up for a long time until maestablished na ang life dyan. Dapat mentally, physically at emotionally strong ka to live paycheck to paycheck for a number of years. Dyan papasok yong may sumusuko pag mentally at physically exhausted na talaga. Hindi madali mag double job how much more ang mag triple job. Parang your existence eh to work na lang at yon ang mabigat mentally pag nawala ang leisure.
Hi po araw araw po ako na nood ng blog niyo.Student dn po ako from vancouver
👍👍👍 Very good - Mukhang may matitira rin pangbakasyon sa ibang bansa o sa Pilipinas. Dadag pa ang remittance na galing PH. 🇵🇭 Life is good and we have to live it!
try niyo po vlog grocery tapos pakita nyo po bawat presyo ng mga bilihin para magka idea po mga viewers sa inflation sa Canada.
Yes po meron na kami ilan vlogs na nagggrocery, you can check po! But we will try to make another one again 🙂
plus yung unli work hrs for SPs ay para lang sa mga nag apply on or before oct 7 2022
New subie here po...planning din mg IS in the near future sa canada kya research2 muna pra d mangangapa .thanku for your vlogs sobrang helpful po..
Ang cute naman po ni Zion, behave lang sya 😍
Thank you po! 🥰
Hello po. Very informative ng mga vlogs niyo po. I'm already processing my student visa in Canada. And sa Toronto po school ko. I'm so worried kase ako lang magbabayad ng tuition fee pero bayad na po yung 1 yr tuition ko. Ang poproblemahin ko nalang is yung 2nd year. Hopefully makahanap ng work agad pagdating diyan. 🙏🙏🙏
Marami naman po work dito basta wag lang mapili sa work. Good luck po
Good luck 🤞 Toronto mas mahal ang cost of living specially rentals.
Hi po, may agency po ba kayo na nag assist sa inyo or kayo lang po nagpa process ng papers nyo?
DiY lang po kami 😊 We have video for that:
czcams.com/video/reRGrdDh67o/video.html
Make sure na your school is accredted for the pathways
Hello! I've been watching your videos na Canada ang content. Na inspire ako at nag submit ako ngayon sa SAIT kahit hindi ko pa alam saan ako patutungo just in case papalarin.
Salamat po and Good luck!
@@alwinemma You're welcome and thank you! God bless!
very informational! getting my niece but here in Vancouver BC!
Nice choice po! God bless!
Kayang kaya po natin ito sa amin nga nagbawas oras at lay off.. Grabe bills at groceries ang mamahal na. Pashoutout po thanks
Hello po! Super helpful talag ng mga content niyo 😊 lagi po ako nanunuod vlog niyo. Kakalodge ko lang. Family of 3 kami. Sait din school ko. Ingat and Godbless po sa inyo!
Binalikan ko talaga tong video nato for more insights. Noted this! Thank you. More updated vlogs po.
Salamat po!
Nagumpisa ako sa canada(quebec) $16 noong 2015. After 3 years parang ako naipon pero bayad na utang sa naloan ko na bahay sa pinas. After na magkaot na lagi after 3years nakabili nako ng brand new suv 2022($56k total).
Wow brand new!! Congrats po!
Hi new subscriber here.. Thank you for your sharing and giving practical advice,,, 😊
Thanks for watching!
Nice one vidz my friend. Magandang topic ito para diyan kaibigan.
Thannk youuu po sa lahat ng info
keep it up Godbless
Thank you for watching!
Parati po kaming nagwawatch ng vlogs ninyo.. na-SAD lang kase 4 days kayong di nag-upload. Charot lang. Hehehe! God bless your family always po!
Hehe salamat po! Tinamad mag-edit ang editor, inuna ang netflix 🤣
Nag sub at like ako. Watching from Tennessee
Salamat po!
Salamat po at napaka useful nito . God bless ur family .
Very informative ang video nyo Lalo na sa mga nagbabalak mag Intl student dito sa Canada
Salamat bos
Maraming salamat sa inyo mga lods sa info malaking tulong samin na ngbabalak talaga mag Canada.More power
Slmat po sa tips nu bout sa mga gastos jan...Family of 3 din po kme ppunta jan...Hopefully po magrant🙏🙏🙏....Maganda po tlga mya kasma ka as open work permit pra d mahirapan masyado c student permit...
Praying with you po! God bless!
Ang alam ko may mga death benefits din ang malalaking company maybe makabawas at ma save nyo rin ang private death insurance pero check lang ang sa code ng work po ninyo kasi medyo mabigat din sa bulsa ang 500 pero pag makatapos na kayo ng school malaki ang maasahan iba kasi ang may certificate talaga
Super behave nmn ni baby Zion! Sooo cute!
Kahit konte magtabi pang dp sa own home. But, magbigay din ng budget para sa pagbabonding kasi sa bilis ng panahon, mabilis lumaki ang mga bata. Pag teen na sila hindi na sila sasama sa inyo.
$500 sa life? Get term ins baka $200 lang then kayo na mag invest ng $300 sa bonds. Pag yung insurance company pa nag invest para sa inyo bukod sa may kita sila dun, baka wala pa 1% ibigay na kita sa inyo kung may kita man. Think about it. Bonds, IRA or mutual funds. Sayang $300 nyo may kumikita na ins company imbes na solo nyo lang
very informative and inspiring videos. Thanks
Thank you!!
Goodluck guys and keep safe.
Thank you!
Ang mhal po ng insurance nyo. Just go with term life insurance lng po..insurance with investment po usually tlgng mahal better to go for term.....
Yes po. We are fine with it. Thank you po 🙂
@@alwinemma ok good luck po sa inyo. Welcome po sa Canada. Sayang lng po kc ung extra if term less than 100 lng then invest nyo nlng po ung difference specially bago po kau. You could never mix insurance and investment. Just a piece of advice...
@@alwinemma hindi pa po pla kau Permanent resident hindi po advisable ang life insurance with investment. What happened po sa investment nyo if hndi po kau ngng PR? Pti kabayan ang grocery nyo po is 300 and insurance is 500 prng hndi po balance. Just piece of advice I've been there po. I live here in Calgary for 10 yrs. Just work for your permanent resident nyo po muna saka n sana kau mag isip ng investment kc hndi nyo pa po sure kung mag stay kau dto right? If you are in doubt just ask for any financial advisor.
i think it's not right to convert ur earnings into Phil pesos when ur working and studying in Canada. The government deductions against ur income plus ur personal expenses are also very significant. I think those who are planning to come here as student should think it twice.
godbless all
Minsan mas okay na din nasa minimum wage earner ka lg, kc like my husband he's earning way more than minimun but the TAX? We could afford to buy brand new vehicle sa PINAS every year for the tax amount he's paying here every year. At pinaka masaklap non di kmi qualified sa pa ayuda or any assistance from Canadian government.
Gusto ko po yang ganyan n may computations para at least maeestimate ko n sa aming behalf.
Thank you for watching!
Thank you for this vlog. Ask ko lang if may assistance from government ung mga kids. We are planning to migrate in Canada using student pathway and we are family of four. Thank you again.
Yes meron po. Pero may months of stay na dapat andito po alam ko bago makatanggap.. pero may iba naman na eligible na agad. Need icheck per program nila.
Assistance from government nka dpende sa annual income nyo un. Not everyone is qualified. Mostly sa mga low income lg
Kaya po yan. Just work 80-100 hrs per week
Hello po. Thank you for sharing your experiences. Ask ko lang po paano yong childcare ng child niyo sa Canada. Good thing nakakapag work po kayo pareho part time and full time.
Watch this po:
czcams.com/video/iOB4_qLK140/video.html
czcams.com/video/rpVfcmuzMZ8/video.html
Ginawa na lang nilang short cut at mi mga other income cila kaya carried na ung expenses ni childcare
Mahirap sa CANADA UNG "BAKA" Sa Pinas pang uso ung "BAKA" at bahala na c BATMAN
Minus tax po tapos rent and bills..at tipid tips..
Hi new subscriber here. Tanong ko lang po sino po nagbabantay sa baby nyo pag kayo nagtatrabaho or nasa klase yung student
Nakakatuwa po mapanood ang vlog nyo 😊 direct yet meaningful. May we know what online business you are on? Thank you GOD BLESS your Family
Thank you po! We have a free info session about the business which you can watch and see if it is for you. Just simply register po in the link below and we will send you details about the info session. 😊
www.alwinandemma.com
Thank you for your quick response po. Now I am watching your vlog about pros and cons of DIY & AGENCY.. more power po sa inyo GOD BLESS @@alwinemma
Ma'am Ask ko lang Po Madali lang Po ba makahanap nang work while studying
More money, the better! Dapat covered one year tuition fee and one year living expenses!
Totoo po! Dapat handa talaga.
Hello po, seeking advice po, kaya po pa mag international student , at yung husband ko working visa with a 1 year old bb? Makakaya po ba namin?
For Car insurance try Sharp or Aviva.
Bait ng bata, napaka behave...
Grabe. Triple job? Aanhin mo yang kikitain mo kung maaga kang magkakasakit. Ako po pass na mag canada. Okay nako sa Pinas. Chill chill lang ang buhay. Sweldo ko kada buwan 50K at may konte namang naiipon..Pag retire ko uwi ako ng province at mag chill nalang. Importante lang is yung health natin...Kahit san tayo sa mundo basta ingatan at alagaan natin palagi ang ating mga katawan. God bless po and more power to your channel, madam.
Thanks for sharing!
Hi Ms. Emma, thanks for sharing and also yung other income ideas. Pwede po makahingi ng details about your digital business? Thanks in advance. GBY🤲
Thank you for watching po! 🙂
Sure! To know more about the business, we have a free workshop which you can watch by registering in the link below:
www.alwinandemma.com
Let us know after watching if you have questions or would love to proceed to the next step 😊
Is there grant offered in Canada like here in the US.
Ang hirap lang sa ibang bansa kayod kalabaw talaga para lumaki ang sweldo..budget nalang para maka uwi ng pinas if may ipon na..
Ty bos
Wala pa sa calculation ang binabaawas na income tax UIC , etc.
Baka pwede po ishare nyo rin ang digital business para meron din po kmi idea...salamat po
Hello! Register lang po kayo sa www.alwinandemma.com and you will get access po to watch the free 90-minute webinar. From there, you will see if the business is also suited for you. 🙂
Hello, sana po mapansin. Pano niyo po minamanage yung pag school with a toddler and while working?
like sino po naiiwan kay Baby niyo pag may work or school ka po?
You can watch it here po:
czcams.com/video/y_e_Ld23Jwk/video.html
Watching your video. Hmm your computation did not account for the federal taxes that will be deducted from your pay. So on that premise alone, NO, that combined minimum pay will not be sufficient. The best way to present if your budget is realistic, you have to show the combined net pay after taxes then deduct all other overhead costs like utilities, rent, fare or gasoline, health insurance, rent insurance, food, clothing etc
Usually, IF your status there is as permanent resident, there are other priveleges you can avail of. Under normal circumstances, some students avail of grants or scholarships to lessen their tuition costs. But this may not be available to international students.
So good luck, I really do not know how you will balance your budget. To me it will always be in the red. Totally not good. But I do not want to rain on your parade. Wishing you all the best.
For future aspirants, I strongly suggest, if you can,do not bring yet your child to Canada, just get your child when you are more well established, so you can focus more on your studies and work.
You will be surprised how much federal tax and other work related deductions is taken from your wages, since you will also be deducted with unemployment insurance premium. Unemployment insurance is in case you get laid off, then tbat will be used to supplement your income till you find another job.
Remember
for your future reference, for a first time claimant for unemployment insurance you need to have at least rendered I believe around 910 hours of work. If it does not meet that you will not be eligible to claim and will have to find another job or way to supplement your income.
So just a heads up for you and to all other aspirants. Good luck.
Thank you for sharing! We hope you watched the entire vid as we discussed also our monthly expenses. But yes, life being an international student is costly so we must be really prepared and not fully depend on salary. God bless!
@@alwinemma Actually I did watch it. That is why I replied, to give you guys a good heads up and to advise future aspirants to think and plan very well. You should have made this video after you actually received your first paystub. Then you will understand just how much net pay is left after taxes. So good luck. We used to be Winnipeggers but we arrived in 1997 as permanent residents right away so our situation and transition to Canadian living was smoother. Anyways, good luck again.
Noted and thank you po. 🙏
Your vlogs are very informative. Thank you. Pwede malaman kung ano online biz niyo? 😊
Thank you po! You can register in the link below para mapanood nyo ang free info session about it. Message us if you have any questions 🙂
www.alwinandemma.com
23:00 Mga magkano po ba Yun sinasabi nyo na "Bala"? Salamat sa pag sagot, and salamat for sharing your video and informations
Amount na pwede magcover sa cost of living for 6mos to 1 year
Boss mahirap dng Ang madami trabaho baka Ikaw pa Ang mag bayad ng tax nayun pa dto sa Albert 7% na Ang tax na ting
Hi guys! Nice informative content, dont forget to deduct the tax sa computation.
Drum cover content naman jan! Hehe
Yes boss, nagdisclaimer kami na di pa bawas ang tax sa computation namin. Hehe sige next yun!
Gross pa ata yung sample computation nyo. Di pa kasama yung mga salary deductions.
Yes not yet po
good luck kabayan. thanks
Anong work mo Sir aldwin?
Watch nyo po ito
czcams.com/video/k8Ll74VDG10/video.html
If ok lng po mag ask. Ano po yung online business nyo? Mabuhay po kayo lahat jan kabayan. Watching from Japan. Sana maka Canada din kami.
Hello po! You may access our free info session about the business po by registering in the link below:
www.alwinandemma.com
OFW Walang Naipon Pero Mayaman - czcams.com/video/ZZq9E_PYDSA/video.html
How much na lang po yung daycare if naless na yung grant tsaka subsidy? Tsaka ilang months po bago kayo nakakuha ng child care subsidy?
Thanks for sharing tips po maaari po ba malaman kung san magandang mgpasa ng Student Visa Or Work Visa Agency meron po ba kayo mairerecommend na Company ng aasess ng Visa for Canada
Hello, pasensya na po. We can't recommend any agency since wala po kaming experience kahit kanino. You can research po but be careful lang may iba po kasi scam or di totong agency.
atty. baka naman po ma-share nyo din po sa vlog yung paggawa nyo po ng SOP?
Sige po noted po yan 😊
I'm new to your channel. Where is your restaurant located in the Philippines?
Hi po good day. Ask ko lang po what's your big reason bakit kayo pumunta ng Canada knowing maganda na business nyo sa Pinas? Thank you. ☺️
Hello, watch this one po:
czcams.com/video/iU8NZUSMHgs/video.html
Hanggang kelan po yung unlimited number of hours na work si student? Kasi ang alam ko dati may number of hours lang na pwede
Until April 30, 2024.
Hello po! sino po nagbabantay kay baby pag nasa school si Mommy and nasa work si Daddy?
Here po:
czcams.com/video/y_e_Ld23Jwk/video.html
Bait ni baby.
Salamat po!
Nakakain na po kami dati sa doc wings del monte heheheh
Salamat po! Balik po kayo!
Hi maam 20 hours per week lang po ang student diba.. so pag di full time ang student kahit kasama ang husband hindi kkayanin ng student..kaya need tlga help ng owp..
Yes tama po
Hi bro saan kayo sa southwest Calgary? Kasi kami dito po kami sa southland bramton cres..kararating lang po namin noong lastweek of April. IS ang wife ko then ako open work permit
Near chinook mall bos
Very helpful ng vlog niyo po 😊
Tanong ko lang po, given na lifted yung limited time ng IS, kaya po ba ng single applicant yung tuition? Like, wala pong OWP na kasama.TIA
When did you apply for study permit po?
Hello beh. Nuod ka ng ibang vlogs. Hindi kaya.😭
Agree po. Mahirap po pag walang OWP talaga. Ganun po ba situation mo sis Adelaine?
@@alwinemma Hello po. No po asa planning stage pa lang ako. Based on my computation, research, pagtatanong sa mga kakilala etc. kahit lifted or hindi ang 40hrs per week. Hindi kakayanin pag galing sa sweldo lang student ang pang tuition. Gumawa talaga ko ng excel para sa pagtitimbang timbang ng expenses at income. Mamumuhunan talaga ng pera, magagalaw talaga un ipon natin. Kahit anung paikot2 ko sa compute😂
Kaya bago ppunta computin ng mabuti at mahirap ng uuuwi ng Pinas na nagbenta at nagsala ng mga ari arian
Parang di ko narinig ung bawas ng tax ..gaya dito sa Toronto sumahod ako ng $3200 , ng binawas lahat $2600 lng tira.
Hello po Ate. Yes po we have disclaimer na di kasama ang tax so estimate na lang din po kasi iba iba po per province. Di pa rin kami confident magdiscuss ng taxes due to our limited knowledge. 🙂
Kaya nga dapat sinama ang tax ng sahod para mas realistic but anyways nice video. God bless
na guguluhan ako sa immigration ng canada,naka student visa pwede ka mag work ng part time and full time,pero sa u.s. di ka pwede mag work at sa ibang mga bansa
Yes po each country, iba iba po talaga policies nila
How much monthly po sa car?
Pano ung procedure sa pag apply ng childcare subsidy? Meron din kc ako 2 years old , Saskatchewan nmn province nmin
Gawan po namin ng vlog :)
hi po.. pa confirm lng po di ba limited sa 20 hours per week pwede for intl students?
TAXES PROBLEM CANADA
Hello po. What if po flight palang po namin SP+OWP this coming april. Cover pa po ba si SP ng unlimited hours of working?
Basta naglodge po before Oct 7, 2022.
Watch nyo po ito:
czcams.com/video/wdRj6CXKtz0/video.html
Sinama nyo ba ang tax sa salaries nyo? Kasi sa pagka aalam ko malaki ang ang tax dyan..
Minus tax, mas mababa ang net income
how much po tax nyo sa fulltime at part-time nyo? finafile nyo din ba sa cra ang kita nyo sa youtube?
Hello po.
Wow! Nagcomment si Idol Inags!!
Hello idol, nanunuod din ako vlog mo bos, ka name ng aso mo yung name ng baby ko hehe. Nasa pinas palang kami nanunuod na ako syo bos, nakakatawa ksi minsan yung tawa mo at 1st napanuod ko yung sa garahe ka pa tumitira hanggang sa nakuha muna pamilya mo. Galing mo bos and sana magkita tayo dyan sa edmo ton pag nakapasyal kami. May tita din ksi ako dyan. Ingat bos
Thank you for this Vid po nkapa informative talaga!🥰 Nag aaply po kasi din ako Student visa tru consultant meju may kamaHalan nga🥵 Hopefully Palarin ma approve po.. ask lang po, lahat ba ng nag aaply ng student visa ang spouse po mka kuha ng open work permit po?
Yes usually ganun nga po. Iexplain lang sa letter bat sasama si spouse kay SP abroad.
How about po ang tax? Gross po na ipresent ninyo di po ba?
Boss pag makapunta na kami Jan patulong Ako hanap work bos.. going process na Ang papers nmenag Asawa.
Cge boss. Basta explore nyo boss indeed, malaking help sya
Hello po
Para sking Hindi Kaya laluna kung my anak ka
Very nice sir/Maam your sharing salamat po permission to ask po and favor may agency po ba kayo dito na legit sa pinas para mag ayos ng mga papers like consultant po step kung ano gagawin and sir/mam same pp ba kayo na nag study diyan or isa po sainyo is nag wowork for open visa salamat po hope and thank you for responce balak din po kasi namin mag study diyan kaso di po namin alam ang step by step salamat and God bless to your family
Hello, no agency po kami. DIY lang po. Ako po ang student at si husband ay open work permit.
@@alwinemma nice to hear Maam saan po nag pasa ng mga requires dito sa pinas para ma process ang mga pepares as a student visa thank you God bless
New on your vlog ano po ba mga pwede work sa calgary thanks po
You can check this po:
alis.alberta.ca/occinfo/occupations-in-alberta/occupations-in-demand/
Bkit po ung inaplyn koh ,n international student 20hours LNG ung ora's n pde
Yes po. May ilan lang na allowed. Watch nyo po ito: czcams.com/video/wdRj6CXKtz0/video.html
Ano pa po yung mga income niyo sa Philippines? If u don’t mind andwering po hehe :)
Ung sa restaurant po namin, then Income sa teaching 🙂
@@alwinemmaAno po restaurant ninyo sa Philippines and Sino po nagmanage😂🎉
Bgo lng po ako sa vlog nyo.. nice po.. ask ko lng mhirap po b mg hanap ng work jan?
Madali pang po basta wag lang mapili sa work
@@alwinemma ok mam.. thank u
ung car insurance po ba per year or monthly po un 200$? pa shout out po for next vlog, watching from abu dhabi uae 😊😊
Monthly po. 🙂 washoutttt!
Ask ko lang po, pwede po pala mag full time work ang international student? I thought allowed lang mag work for 20hr a week po? Sana mapansin ako. Hehe
Hello! Watch nyo po ito. May period lang po na allowed.
czcams.com/video/wdRj6CXKtz0/video.html
maam paano yung bata nyu pag nag trabaho kayu fulltime. sino mag aalaga
Naka-Dayhome po sya. Watch nyo po other vlogs namin naidiscuss po namin doon. 😊❤️
Ano po ung part time work nyo? Thanks in advance.