Is $1 Million Enough to Retire?
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- Äas pĆidĂĄn 30. 04. 2023
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Is $1 Million Enough to Retire?
Handy-Dandy Investment Calculator: www.ramseysolutions.com/retir...
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George Kamel is a personal finance expert and co-host of The Ramsey Show. Following Ramseyâs proven money plan, George went from negative net worth to a millionaire in under 10 years. His goal is to help people spend less, save more, and avoid money traps so they can live a life with more margin, options and freedom.
This channel will simplify complex money topics, bust money myths with actual facts, and debunk the stupid financial advice you're seeing in your social media feed. All with a healthy dose of pop culture, humor, and snark.
I'm 54 and my wife and I are VERY worried about our future, gas and food prices rising daily. We have had our savings dwindle with the cost of living into the stratosphere, and we are finding it impossible to replace them. We can get by, but can't seem to get ahead. My condolences to anyone retiring in this crisis, 30 years nonstop just for a crooked system to take all you worked for...
I feel your pain mate, as a fellow retiree, Iâd suggest you look into passive index fund investing and learn some more. For me, I had my share of ups and downs when I first started looking for a consistent passive income so I hired an expert advisor for aid, and following her advice, I poured $30k in value stocks and digital assets, Up to 200k so far and pretty sure I'm ready for whatever comes...
@@JacquelineTheresa That's actually quite impressive, I could use some Info on your FA, I am looking to make a change on my finances this year as well
@@LeviTheodore90 My advisor is Victoria Carmen Santaella;..
You can look her up online
Nah I Can't say I can relate, Victoria Carmen Santaella charge is one-off and pretty reasonable when compared to what I benefit in returns.
You may need to save a lot more for your post-retirement expenses since the average life expectancy is higher today
By planning in advance, you can make all the arrangements for a longer post-retirement income
With the right retirement plan, you can build an emergency fund that will keep you prepared for unexpected events.
According to Timothy Eric Meek an expert retirement planner, with the right retirement plan, you can secure all these dreams
I have worked hard to build a life of comfort for my family. How can i reach him please
A normal online search of name will be helpful
I think the people who should be genuinely worried are those of us who are retiring with less than a million. I have only 650k in my Roth and I don't know how to grow it.
I was in this same position a couple years ago. I was always anxious. I decided to start working with a financial advisor, and I started making a lot of monthly dividends that my anxiety disappeared.
Exactly my solution too, even though I'm not retired. As a contractor with limited time to analyze investments, I've relied on a fiduciary for the past seven years to manage my portfolio. This strategy has helped me navigate market fluctuations effectively and also increased my porfolio by up to 300%. You might consider a similar approach.
That's really great. I've tried doing some research myself to hire a financial advisor, but it's really overwhelming. Could you recommend who you work with, please?
*Sharon Lynne Hart* is the licensed advisor I use. Just research the name. Youâll find necessary details to work with to set up an appointment.
Thank you for the recommendation. I'll check her out and I hope I'm able to connect with her.
We are not even figuring in Social Security in our retirement plan. If it's there, great, but we're not counting on it.
Exactly the same...if I get it's just a bonus.
The chance that social security isn't there in 40 years is about the same as your stock portfolio losing 80% of its value and never recovering. Worst case scenario is a 25% reduction in benefits, and more likely it will be a smaller reduction combined with increased payroll taxes. My retirement planning (as an older millennial) assumes a 20% reduction to current benefits.
Same here, not planning on SS or any inheritance.
Same
Itâll be there, thereâs been scare tactics since before I graduated college 40 years ago. The government isnât going to starve old people
It works đ. Done it myself. $1.6 million at 55. Looking to work till 65 and retire with $3 million.
I'm working my ass off to retire at 57. I could retire at 53 but I wouldn't get health care. Great job by the way!
Awesome! I hope you have an amazing retirement
I'm looking to do a soft retirement at around 55 myself (then I'll just work part time). I should have around 2 million if the market does decently (even below average).
Thereâs an error in your image, 10-12% is 100k-120k, youâre showing 100k- 200k.
Whoever is putting all the clips and memes in Georgeâs videos should get a million dollar raise. đ€
I think this all the time hahaha đ
I've just retired recently and I must say I found this video informative and great to review. These psychological concepts are much more useful for individuals attempting to avoid mistakes than I realized when I was first introduced to them. This is probably why Warren Buffett talks so much about temperament being crucial to his investing success.
Developing a solid financial portfolio is more difficult, therefore I suggest you seek expert assistance. The ideas you receive after that can be tailored to your long-term goals and financial desires.
The increasing prices have impacted my plan to retire at 62, work part-time, and save for the future. I'm concerned about whether those who navigated the 2008 financial crisis had an easier time than I am currently experiencing. The combination of stock market volatility and a decrease in income is causing anxiety about whether I'll have sufficient funds for retirement.
This is precisely why I like having a portfolio coach guide my day-to-day market decisions: with their extensive knowledge of going long and short at the same time, using risk for its asymmetrical upside and laying it off as a hedge against the inevitable downward turns, their skillset makes it nearly impossible for them to underperform. I've been utilizing a portfolio coach for more than two years, and I've made over $800,000
Mind if I ask you to recommend this particular coach you using their service?
'Carol Vivian Constable, a highly respected figure in her field. I suggest delving deeper into her credentials, as she possesses extensive experience and serves as a valuable resource for individuals seeking guidance in navigating the financial market.
People survive on barely anything. A million is still a great deal of cash.
People retire in Arizona senior parks on social security only. So an extra million should be plenty.
Thatâs assuming there will be social security for us
@@annahopp thatâs also assuming you want to spend you last part of your life in Arizona senior parks
A million is a good bit now but if my goal was a million I donât think it will be enough. When I retire I will probably actually need 5 million with inflation.
Absolutely. I had 1.1M which has descended with the market. Iâve got 3 years before Im forced to draw. In the interim, I put 25% of my hourly job dollars toward 401K retirement and contribute fully to the Roth. I work 10 to 20 hours a week, collect SS and am paying off $5K left on my mortgage (paid for by my job) later this month. Accordingly, my monthly cash flow will increase 25%+ via reduced expense. Even with high property and school tax, Iâm managing quite well and with confidence. Lowering costs (cell phone, internet, etc.) and several things I rethought and eliminated and being vigilant about spending are key, no matter what kind of retirement one has. With so many people struggling, itâs disheartening (and misleading) to suggest that $1M or even $500K wonât cut it. Come on!
Man, being 5'8" and always feeling undermined for it. Hearing you say you want to be 5'8" makes me feel grateful for it. Great video my guy.
It's all in your head. 5'8" is average range
In the online dating world, if you aren't 6'5 you're short. It's pretty funny yet sad for average height dudes. Modern women have screwed a generation
@michaelanthony386 so basically I am to be exact 5'10 and a half. So is that actually considered somewhat a decent height?
@@michaelanthony386 5â8 is short
I'm 5'11" and I think I'm too short... Lol... It's all about perspective though I guess? Mine mentality comes from chicks who say they'll never date anybody under 6'.
I donât know why the Ramsey folks keep saying you can withdraw $70-120k on $1m. A 7-12% withdrawal rate is insane basically anytime in history. I donât like to go on the other extreme and say people should use a 1-3% or dividend only withdrawal rate, but if thereâs a chance youâre going to live 20-30 or more years in retirement, a 4% withdrawal rate is your best plan that lets you safely take out plenty of money and also still leaves you room for market fluctuations and adjustment for inflation over a long retirement
You work for 40yrs to have $1M in your retirement, meanwhile some people are putting just $10K in a meme coin from just few months ago and now they are multimillionaires..
Unfortunately The majority of individuals seem unaware of and careless when it comes to investing, despite the fact that it should be the best thing a person can do for himself. My gains from stocks and cryptocurrencies are still having a significant impact on my fortune. So I have no inclination to rely entirely on my pay or to wait for the market to go up.
My regret is that I depended on the government for my retirement, my financial security, for everything and got screwed. I will advice you invest.
Assets that can make wealthy
Crypto
Stock
Real estate
Gold
@@lindapoplin7150real estate is good but crypto is better
I diversified my $250K portfolio across multiple market with the aid of an investment advisor, I have been able to generate over $450k in net profit across high dividend yield crypto in few weeks or months.
So Iâve got to say as a fairly avid watcher of Ramsey solutions content, George has become my new favorite Ramsey personality. Absolutely love your sense of humor mixed with great advice. Thank you for the work you do, much appreciated
I am so thankful that my son told me about Dave Ramsey and his financial wisdom. Until learning about the Ramsey way I would never have considered aiming for $1 million in retirement funds but it might be possible. Here we go⊠Great show as always, you are killing it, George.
The 1 million mark is actually a very important number not because of the actual number itself but because of what that amount of money can actually do on its own. 1 million dollars invested thatâs getting 9% annual returns on average is earning $90,000 per year in interest. Meaning with annual compounding interest if you just didnât touch it youâd be at 2 million in 9 years and doubling every 9 years after that. Also if that 1 million was invested in large cap, blue chip stocks paying between a 2 to 4% dividend yield that would be paying you well over $60,000 in yearly dividends. Meaning you could live off the dividend income of the portfolio without touching it or drawing it down and within 10 years be a multi millionaire. People look at the 25 to 30 years of hard work to ever get to a million in wealth forgetting that at that point it replicates the next million on its own in a fraction of the time.
Your mix of info and comedy is at a perfect ratio, watching your videos is easy, fun and informative. keep it up George!
Ramsey needed this type of content to reach the millennial and younger crowds. Nice job George & team - that's who needs to hear it and can benefit from it most!
I am a boomer and George is my favorite â„ïž
I am a Nurse and have been investing for a few years. I have reached a point where I could benefit from financial advice to improve my $200,000 portfolio for retirement, how do I maximize the return on my investments?
You didn't provide detailed information about your portfolio makeup. However, I recommend seeking guidance from a financial advisor for a well-informed portfolio restructuring.
True. Iâve been investing in the stock market for 11 years now, last 5 years with the help of a financial advisor. Through this period of advisory support alone, I've been fortunate enough to achieve a 10x return compared to my previous efforts as a DIY investor, summing up nearly ÂŁ1m roi as of today. My best so far.
Your advisor seems competent. Could you share how I can reach out to them? I've recently sold some property and i am interested in investing in stocks.
*Jennifer Leigh Hickman* is the licensed advisor I use. Just search the name. Youâd find necessary details to work with to set up an appointment.
I searched her up, and I have sent her an email. I hope she gets back to me soon. Thank you
The quality of these videos and their content is what brings me back every time
Thanks a lot, George. Now I want a Whopper for lunch, but I spent all my restaurant budget and have to eat corndogs from the freezer.
I started at 30, with only 4% and well itâs not going as good⊠but this year Iâm debt free and guess who is bumping to 15%⊠I made the calculations in my investment website and I will have 1.3M when I retired! đđđ
This is a video that every American need to watch. Itâs sad to see that people are still depending on social security as their retirement instead of 401Kâs and IRAs
preach
you can only build up a 1 million dollar ira or 401k account by earning a large salary from your employer over the years ... thats why the average account retirement for people in the sixty's
is 150.000.00 most working individual earn between 50,000 to 70,000..""
This is my fifth year after retirement. Iâve been following the 4% rule thing, but this isnât really how hard I expected things to be. I still have about $460k outside funds in my IRA to invest in stocks. Pls how do I take advantage of the market turnaround?
now you are retired and depend on your investment, itâs best you redistribute your capital. To simplify the process, you could allocate your resources with the help of a financial advisor.
A lot of folks downplay the role of advisors until being burnt by their own emotions. I needed a good boost to help my business stay afloat, hence I researched for license advisors and came across someone of due diligence, helped a lot to grow my reserve notwithstanding inflation, from $275k to approx. $850k so far.
This is really nice. I worry that I have a couple more years before retirement, and I want to switch to using a financial advisor, I could really use the expertise of this advisor.
I've shuffled through investment coaches and yes, they can be positively impactful to an individual's portfolio, but do your due diligence to find a coach with grit, one that withstood the 08' crash. For me, Carol Vivian Constable turned out to be better and smarter than all the advisors I ever worked with till date, Iâve never met anyone with as much conviction.
I just checked her out on google and I have sent her an email. I hope she gets back to me soon.
This is scary to see the really poor averages saved for retirement.
If you plan to retire when you have enough money, you might end up retiring in a coffin or an urn. Become excellent at budgeting and adjust your lifestyle, so you can retire a few years early, enjoy live, and go places. My cost cutting plan is simple: no house, rent as small as possible, one shared car, cook vs. dine, and spend more time traveling.
Retired with my wife at 2 million dollars. House is paid for, 2 paid for vehicles, could have kept working and decided it was time to travel and enjoy grilling out, donât cut your lifestyle down to nothing
Many people who retire a few years early die a few years early. Their body simply shuts down whenthey retire regardless of their retirement age.
My dad is 50. He has just over a mil in his retirement. Absolutely awesome that my parents are millionaires
The figure of $1 million was coined in 1996 as a good retirement amount that same amount of money today with inflation is 2.2 million in another 25 to 30 years this 2.2 million today will be 4.6 to 5,000,000 itâs kind of crazy when you think of it that way in 30 years 5 million will be the new 1 million just wanted to make sure everybody was nice and depressed if you were having a good day.
George, thank you for your CZcams channel. You are consistently putting out information that I really need. This topic concerning having enough to retire is excellent! You always give accurate up-to-date information, and I enjoy listening to you! Well, done! Lisa
Love Georgeâs new CZcams channel. So informative and entertaining. Just breaks everything down and makes it easy to understand.
You have no idea how much financial peace this video brought me, God Bless you, I love your videos and you are hilarious, great sense of humour
âTHEREâS ALWAYS MONEY IN THE BANANA STAND!!!â Love the Blutheâs reference đ
Great video George! Youâre making finances less scary and helping so many people!
Yet another helpful financial vid with humor at the perfect time đđœ keep cookinâ George & co!
1 mil is more than enough to retire in a beautiful country like Mexico or Thailand. Live on 3k a month like a king.
Go home gringo we have enough of your gentrification. Your problems is not Mexicoâs problems.
Well this was a wild trip. I liked the Horacio Alger parts, though. Ramsey and other advice channels keep me charged up (even in my 70s). Their guidance can be game-changing. Congrats!
This is great content! I was watching this and my 12 y/o son was laughing along from the jokes, so we finished watching it together. This format makes it much more palatable for younger kids, who really need this info! Way to go George and team!
One of my favorite Ramsey personalities!!
Thank you for making your videos hopeful and positive! They are refreshing.
Yes George! You will see your fans again next time! Great video
Like the quality of the videos and content - and the seemingly side bar underhanded personal comments are the best part. đ
I donât think many 25 year olds will be able to put 875 in retirement unless they already saved for house and are making 100k+ household income. More realistic is 35 year old to 62
You can at 25 but most want new cars ect.
I agree that most could not given the average income of $40,000 at 25, but many others will not simply because they have a consumer mindset
@@truckingmoney485 I'm a big saver but, at the same time I think one should enjoy their youth and focus on things that make them happy. I made a lot of sacrifices in my youth in order to be a millionaire. I can tell you small things make you happy when you're young. Now, material things don't bring as much pleasure. Enjoy taking trips and spend on experiences while you are young.
Super grateful to meet you last week in slc! I love all the info. I would like more details on an earlier retirement and how to do that!
George you are AMAZING!!! Love you and your great personality to help us with money!
George. I never knew you were this funny đ đđŸ Great humor, great information! Iâm looking forward to watching more of your content!
I want a video on how to catch up if you got a late start on saving.
Work harder đ
@@Davefitz04 and the beans and rice regimen đ€Ł
Same way, generally, as if you were 25. Just start saving for retirement in your 401k, Roth IRA and brokerage account. Building that saving muscle is the #1 priority. As you begin to adjust your budget over time, you'll have built up that muscle which will enable you to save more each month. Set it and forget it, live below your means and you'll end up being in a much better position down the road.
Literally just save more
Follow prepper princess on CZcams
Average household income usually means with a spouse. A 25 most likely you're still single so you're probably making closer to 40k or 50k. Not to mention 65 is younger than stereotypes make it sound. Granted you could be ill but you could have another 20 plus years of great health. In the grand scheme a million dollars is plenty.
Well, I can always stand at a stop light with a sign looking for change.
Hold a sign 'I trusted the government!' and you will make lots of money at the stop light.
The Holy Cow clip đ€Łđ€Łđ€Łđ€Łđ€Łđ€Łđ€Ł
One year closer. Happy Birthday, George. Your videos are hilarious. You always have me laughing.
Love your edits and pop culture references George. Keep up the entertaining content.
i'm really enjoying this channel.
Good stuff. I want a deeper dive, talk about the mutual fund mixup to use!
Thanks George,.....loved the guy laughing at your "Depends joke",.....đ
Great video! Loved the video clips and how thorough you were with even discussing a bridge account
George, you crush it. Thanks
I never understand why the percentages are based on gross income instead of net income. Itâs true that on paper, we make one amount, but letâs be real. It doesnât make sense to budget around money that never sees your pocket đ„Ž
Most investment vehicles are tax deductible. Itâs money from your gross pay that gets put away in a retirement account and then removed from your taxable income.
Thereâs always money in the banana stand. I laughed at the reference George. Great video.
Great Job George Kamel with a K! Glad you are going to be a dad because you have those "dad jokes" down...lol. Keep up the Awesome Job!
Good job with the new show!! UAW has a new president for the international union. Contract expires September 2023. A good 60% of the UAW work force is currently eligible to retire; including me. We are waiting to see what the new contract brings to the table, health care is a big issue.
In a few months or no time, people will definitely start kicking themselves in regret for missing the opportunity to buy or invest in cryptocurrency and the stock market.
Bitcoin is the future. Investing now will be the wisest thing to do, especially with the current rise For real it's very profitable
How does this whole Bitcoin thing work, I'm interested in it and I'm willing and ready to invest heavily in it but I'm gonna need assistance from any trusted and productive professional
@@jameshubert5267 Investing with an expert is more profitable. I will recommend BRIDGET MARY TUROW Trading Services to you herr strategies are working for me at the moment and making good profit from bitcoin trading
The best thing that has happened in my life is working with BRIDGET MARY TUROW. I haven't just attained financial freedom, I have gained a lot of power in the knowledge I have acquired from her. She is highly recommended.
Look up her name on the web.
Hi! Iâm excited to be here in your channel and Iâm interested in learning more about investing and saving up for my retirement but am a little confused about the whole process. Any advice or tips to get me started up would be greatly appreciated.
I donât rust them. They all gamble about the same thing which they are not even sure of. It's a waste of time
True. Am not ready to gamble my money with anyone. That's sick, am looking at spending my savings and I can't afford to lose it.
â@ArridanoCasgrainThanks for sharing, I just looked her up on the web and I would sav she really has an impressive background in investing.I will write her an e-mail shortly.
Exactly! That's my major concern and what kind of profitable business or investment can someone do with the current rise in economic downturnHow can I reach her pls?
Starting early is simply the best way of getting ahead to build wealth, investing remains a priority. I learnt from my last year's experience, I am able to build a suitable life because I invested early ahead this time.
Awesome video George
You sharing your egg cracking article was timely because my daughter was asking for boiled eggs this morning đ
Love the humor đ!!! Oh and the information is good too
If I could opt out of SS today, stop paying into it today, but forfeit every $ I contributed to-date, Iâd say âwhere do I sign?â
It would be awesome if Ramsey Solutions would translate into Spanish their content. Every time I see "life-saving" content like these in English I think the same. There's so much wisdom and knowledge in English that I would love to translate to Spanish-speaking people.
Hold the cc button top right and choose Spanish.
I appreciate your suggestion but those subtitles are crazy. Very inaccurate. That's why I said what I said.
Awesome video! The edits are epic đ đŻ
The problem is most can't invest 15% at 25 most are drowning in debt or saving for a house. Plus the average income is way less than 70k after taxes.
Exactly!!! Start the baby steps today and then you can and everyone else can too in time....... no excuses
Give the script writers a bonus.. This is hilarious and informative at the same time
you don't need 1 mil or more in an IRA or TSP to retire IF you are debt free, have a good federal pension ( plus health insurance, with the same premium as when working) + SS and know your expenses. I actually make more in net retirement then when I was working (net).
The average social security benefit is around 20 grand a year. If you're married, and your average, that means your household income from social security is 40000 a year. Thats a good benefit... Not enough to retire on, but certainly nothing to sneeze at.
Georgie ya channel is actually pretty good! who knew?
this is so funny. great channel mate
I like this side of the Ramsey umbrella
This channel is awesome đ
Live off 7-12% withdrawal rate? Right after saying most advisors recommend 3-5%. Leading people to false sense of security with their 1M retirement again...
And to side step the effects of inflation. After 1Mil today will have about the buying power of 350k in 40 years at 3% inflation. So the question is can you live off of a 4% of 350k today. Aka 14k a year. Probably not.
This is the biggest issue. the volatility of being 100% in equities is not really "financial peace". its a roller coaster ride full of sequence of return risk. trying to not touch the nest egg didn't work for people who retired during certain parts of the 90's and early 00's. whether shooting for a fixed expense rate (70-120k in retirement) or living off a percentage of the earnings (7-12%) you either run out of money because you had to dip into principal or you spent the last 12 years living off 40k.
The income you can get from a stock portfolio is the one area where the Ramsey personalities are out of their collective minds. A $1m portfolio is absolutely not going to throw off a 6 figure annual income over the long haul. Definitely not if you retire at 50 and plan to live another 30+ years.
Sequence of returns risk. A quick look at any retirement calculator shows that withdrawing $70,00 from a $1M portfolio fails 55% of the time. Meanwhile using George's averages has a couple receiving $1,669 a piece for an annual income of $40,056. Then taking 5% of the average nest egg of $170,000 is $8,500 for a total of $48,556. Not exactly walking in tall cotton but.... And the market might average 10-12% but compounds at 6.9%. Dave and his crew are ALWAYS overly optimistic. Even in his market return example of up 28% then down18%, he ends averaging 2.8%.
9:45 problem is that at that time, you'll need all that just to live, thanks to tax and inflation đ
Iâd love to see what the retirement figures look like for someone making around $40-45,000 per year who started seriously investing in their 40âs. I was making nowhere near 70K in my 20âs. Contributing $800 a month to my retirement back then wouldâve been unrealistic. Iâd really appreciate retirement numbers for the below average earners. Thank you!
Good stuff!!!
George, I really enjoy your videos. They are so entertaining and informative. In this video, the numbers can be a little misleading because it is common for people to work at multiple companies during their lifetime. However, the Fidelity numbers represent average account balances. So a 50-year-old with ten 401K accounts valued at an average of $100K, would have $1M and be in good shape despite the Fidelity numbers suggesting otherwise.
Payoff the house and any debt before retiring, by doing so, you have freed up about $1500 monthly in your budget that could go towards nice vacations yearly.
Thank you for making this fun! đđ
Not in San Francisco, I moved to Mexico with $900k and live like King.
Great Video!!
Typo in graphic at 6:15 â100k-200kâ on screen rather than â100k-120kâ
Those were the average 401K balances, but what about Rothâs and Traditional IRAâs?
In general good advice but a few minor tweaks which matter...
- growth stock mutual funds are not the best long term investment vehicle. It's a lot more nuanced than that
- a properly diversified global portfolio will dependably return 8% annualized
- when you get to retirement, you can expect a lower return because you'll be shifting your asset allocation to safer investments (such as bonds?) the closer you get to your time horizon. This protects you from massive volatility that equities are subject to.
Ok George .. you and the meme edits⊠I see you .
Bravo to whomever is responsible for finding all the clips inserted from shows and movies đđđ»
Video suggestion: how the world would be if everyone invested and only withdrew the forced minimum after retirement. Detailed video like an increase in financial advisor careers, stock market would never crash, would new businesses ever succeed? Etc. Etc.
Great video
I did the calculations. My husband and I, can live off a million dollars.
I am 20 now. I am a very self-disciplined person and have a ton of knowledge regarding finance and budgeting. I wish I had the option to opt out of Social Security tax and use it to invest in a retirement index fund account.
This is great! It all depends on you and how you want to live. For us personally, i feel $1m would be more than enough
Yay! I am finally in the average đđœđđœđđœ
I really appreciate you being humble. Youâre instantly likable đ
I am hooked on the plan! I make $92k/year and find myself living paycheck to paycheck. I had to hit the bottom to realize what the hell I did! I have 105k in debt. Holy crap! I needed 3 motorcycles, cuz one wasnât enough. And a truck to carry it. Now I have $670, $276 and $186 monthly payments. Like a dum dum. And 16 credit cards all almost maxed out. Making minimum payments which are taken up by the finance charges! So spinning my wheels đ.
And yes I fell into the middle class trap. Oh I make 92k so I can afford it. God Iâm so stupid!
Baby steps, Iâm on step #1 now
Thank you for the hope injection. I really needed that. Being under this much debt is soul crushing, when u worry about money everyone around you feels it. Thatâs not ok! I have listed all of my expendable property, everything I can sell is being sold! Going to save the $1k and starting on the snowball with credit cards. And last note, all of those things that we feel we deserve or need we actually donât. Absolutely nothing I have purchased has ever given me any happiness past the initial 15 min of ownership. We donât need anything, not the 75 inch TV, not the $40k truck, none of that.
Thank you thank you!!!
Yo, Jeff Goldblum in the thumbnail? đ
Ahaha thanks for the amazing content guys.
10-12% of 1,000,000 is 100k-120k
Love you George!
George CZcamsâs good.