MONTHLY RESET | A REAL Financial Reset | Mini Documentary | July 2024 Budget | Cash Envelopes | Debt

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  • čas přidán 6. 07. 2024
  • #monthlyreset #budgetwithme #julyreset
    Welcome back!!
    With obedience and great intention I wanted to share my journey with you as a marker to the end of an era. My bankruptcy journey
    July (7)
    7th day of July (7)
    7th day of the week (7)
    Chapter 7 (7)
    This is my year of completion!!
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Komentáře • 26

  • @ShesACATastrophe
    @ShesACATastrophe Před 5 dny +2

    I started my debt free journey in February but I recently started my channel. Watching videos like this gives me hope.

    • @IamNicoleJ
      @IamNicoleJ  Před 4 dny +1

      This is what I LOVE about the budgeting community!! Congrats and welcome love, you got this!! 🙏🏾♥️ I just subscribed!! 🎉

  • @latrice2850
    @latrice2850 Před 8 dny +8

    Hi! I love your transparency! I know that it is not easy to be vulnerable!! You got this sis!! …..I drove a 96 honda civic until i was ready for another car note ….you may want to get an older toyota or honda….if you want to go a cheaper route in terms of cars….my mom and I drove our older hondas and they treated us well!! …God blessed her with a brand new 2021 honda back in 2020….so i feel like its worth it to drive an older car until, god elevates you to another whip 🥳 lol

    • @IamNicoleJ
      @IamNicoleJ  Před 8 dny

      Thanks for sharing that! I’ve heard that Toyota’s are very reliable. ❤

    • @M5CAP1TAL
      @M5CAP1TAL Před 8 dny

      Amen!
      Lawd knows I was happy driving my 2009 ford fusion, that I paid off 2 years early mind you, until some girl ran into me and my car was totaled... now I drive a 2023 but I did want a new car note. No choice. But it set me back some and now I'm still adjusting to the higher fees and living life with less money at my disposal.. I came to this video for inspo not to give up!

    • @IamNicoleJ
      @IamNicoleJ  Před 7 dny

      @@M5CAP1TALI too purchased my new 2023 out of necessity due to my car at the time shutting down (literally) while driving 70mph! After taking the car to be serviced and Dodge wasn’t able to determine what was wrong! I rolled my car in Netural into the nearest dealership and purchased a car.

    • @IamNicoleJ
      @IamNicoleJ  Před 7 dny

      @@M5CAP1TALkeep pushing forth and don’t give up! you’re closer than you think! ❤

    • @mizz.livinglife4448
      @mizz.livinglife4448 Před 7 dny

      @@IamNicoleJwhat type of dodge did u have? Curious because I’m also a 2015 dodge owner

  • @JuneteenthBaby
    @JuneteenthBaby Před 4 dny +1

    Thank you for being so brave so open. I filed Chapter 7 in 2018. Let me tell you the relief I felt. After divorce and health issues, I was lost. I commend you. You got this sis.❤ xoxo from Dallas TX

    • @IamNicoleJ
      @IamNicoleJ  Před 4 dny

      Thank you for sharing this with me and being apart of my community! I needed to hear this today! 🫶🏾♥️

  • @kishaanderson2947
    @kishaanderson2947 Před 3 dny

    Your journey has had many turns and your attitude has been a testament of positivity on each video. This video, I see relief, release and PEACE. Your decision is for your future and I applaud you, Nicole. 👏🏾👏🏾👏🏾. May God continue to show his favor towards you. The next part of your journey will be greater ✨️

    • @IamNicoleJ
      @IamNicoleJ  Před 3 dny +1

      Kisha thank you for such kind words! As I know you’ve been along this journey with me for some time now, therefore your words of encouragement means a lot! Thank you! 🥹♥️

    • @kishaanderson2947
      @kishaanderson2947 Před 3 dny

      @@IamNicoleJ You're welcome, Sis 💕

  • @TodayMyHeartDesires
    @TodayMyHeartDesires Před 2 dny

    I decided to file chapter 7 bankruptcy. I’m on a fixed income trying to pay off credit card debt. I am close to actual retirement age and not financially stable. The cards were there when I really needed them. I didn’t know how to budget, I was paying the minimum and of course you don’t get anywhere doing that. This has really affected my mental health and ai have to do what I have to do. Thank you for sharing this video 🙏🏽

    • @IamNicoleJ
      @IamNicoleJ  Před dnem +1

      You made the best decision for yourself! I know far too well how financial stress alters and affects us mentally, emotionally and even physically. Do your best to pour into yourself even if it’s going outdoors for a stroll, sipping tea on the porch or even enjoying your favorite show! You need to step away from it all just for a moment to regroup. I’ll keep you in my thoughts and prayers. ♥️

    • @TodayMyHeartDesires
      @TodayMyHeartDesires Před dnem

      @@IamNicoleJ thank you so much, you are so sweet and I will take you advice 🥰🙏🏽

  • @MuliebritySmith
    @MuliebritySmith Před 4 dny

    Congratulations on your fresh start. I know it’s difficult and there is stigma associated with BK, but you’ve got this. ❤

    • @IamNicoleJ
      @IamNicoleJ  Před 4 dny

      There is!! And my hope is to help others to see past the stigma and take the leap towards a fresh start! ♥️♥️

  • @cynthiacoleman3893
    @cynthiacoleman3893 Před 7 dny +1

    I admire your honesty & faith. It takes courage to be vulnerable & to choose the right solution for you.

  • @MM-xt4zx
    @MM-xt4zx Před 4 dny

    I had to file for BK 7 after much thought but its so worth it because now I don't have to pay debt anymore. My money can go straight to savings.

    • @IamNicoleJ
      @IamNicoleJ  Před 4 dny

      Thank you for sharing this! Gives me great hope and reassurance in my decision that there’s light at the end of the tunnel! ♥️♥️

  • @mizz.livinglife4448
    @mizz.livinglife4448 Před 7 dny +1

    Thank you for this video. Great video and I think u made the right decision by filing bankruptcy. Now you can start fresh with rebuilding u and your babies lives.

    • @IamNicoleJ
      @IamNicoleJ  Před 6 dny +1

      Looking forward to the fresh start! Thanks for watching Mizz ❤️❤️

  • @keishakellman-martin5381

    I want the best for you, 🙏🏽