Best Government Investment Schemes for High Return | Best Investment Plan for Monthly Income
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- čas přidán 28. 02. 2024
- 🚀 Looking for high returns and steady monthly income? Dive into our latest video revealing the top government schemes for 2024! In today's volatile market, finding secure investment options is vital for financial stability and growth.
🔍 Discover the best government-backed schemes tailored to meet diverse investment objectives and risk appetites. From guaranteed returns to tax benefits, these investment schemes can help you achieve your financial goals.
💡 Our detailed analysis covers eligibility criteria, investment limits, and the step-by-step investment process, empowering you to make informed financial decisions. Say goodbye to uncertainties and embark on a journey toward financial prosperity with these tried-and-tested government schemes!
Subscribe for more personal finance strategies and wealth management advice to fuel your financial success! 🔥💰📈
Disclaimer: The information provided in this video is for educational and informational purposes only and should not be considered as financial advice. Please consult with a professional financial advisor or investment expert before making any investment decisions. Past performance is not indicative of future results in investments.
#governmentschemes
#investment
#monthlyincome
#nps
#sovereigngoldbonds
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The key to big returns is not big moving stocks. It's managing risk in relationship to reward. Having the correct size on and turning your edge as many times as necessary to reach your goal. That holds true from long term investing to day trading.
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It's not difficult, but you have to learn and handle. Another thing is that if you can't manage your home, maybe you shouldn't invest on your own. If so, you should hire a CFP to help you diversify your assets to include ETFs/index funds/mutual funds and stocks of companies with consistent cash flows, rather than betting on penny stocks.
A lot of folks downplay the role of advisors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for license advisors and came across someone of due diligence, helped a lot to grow my reserve notwithstanding inflation, from $275k to approx. $850k so far.
How can I participate in this? I sincerely aspire to establish a secure financial future and am eager to participate. Who is the driving force behind your success?.
Sonya lee Mitchell is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
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Stock market’s historical performance estimate that over time, the payment (and reinvestment, and compounding) of dividends have contributed anywhere from 30% to 90% of the S&P 500’s total returns. I want to spread $400,000 into profit yielding dividend equities but unsure of which to get into.
Good informations
All are good schemes but one thing all recommenders forgot to mention is what will happen in case of death of the first bond / FD holder. Then you have no choice but to dissolve the scheme at penalty and re-invest.
I experienced this when my father passed away last year. He had invested 15 lakhs in senior citizen scheme at 8.2% and within a month he passed away. Though my mother was a joint holder, income tax rules dont permit earning interest income on dead person's PAN. So we had to break the FDs at high penalty n reinvest in my mother's name.
If the widow is completely dependent on such interest income then such penalty will be hard initially to bear. Fortunately my mother had other FD incomes and could bear the loss without any great burden.
My request to govt is that if its making schemes for senior citizens then dont keep penalty for withdrawal when made in case of unforseen reasons like extreme illness or death. After all, a senior citizen saves his money for such reasons only n when govt asks for high lock in periods of 5-7 years, govt knows it will benefit from penalty interest as several cases will be affected by death or illness.
Plĺpppppplĺo😊
Very valuable information you have shared .
Agree. Senior citizens should be freed of all these technicalities and hidden costs
Incorrect info. In case of depositer's death, there is no penalty.
@@vasudhadamle4293
Yes there is. I was charged penalty when my father passed away and the deposits had to be transferred into my mother's name.
Always state POST-TAX interest. That is what is the real deal.
Great advice on staying disciplined and not letting emotions dictate investment decisions.
First time came across your channel. Amazing & outstanding clarity in explanation - very lucid. Very impressed. I have subscribed now.
Thanks and welcome aboard!
Rbi retail direct app per video bannao Sir please 😢😢@@MoneyRide
received good information. thank you so much
Senior citizen savings scheme is a very good option . Attractive rate of present interest @8.20%, quarterly paying. This interest amount can be reinvested, if surplus funds available. No risk, 30lakhs ceiling.
Friend you have made mistake that is in your account had you made nomination then in case of death of investor nominee get full money without penalty. I had received full money from my father's SCSS account after his death which was before the maturity,without penalty. Since I was nominee.
@@parijatbadala3075
You are only talking about nominee. What if there are joint holders alongwith a nominee ? Then there is no choice but to break the FD coz otherwise the deceased person's income will continue to attract tax which is not allowed after 1 year.
There are 2 possibilites here : no 1 is if the deceased was not paying tax while alive, then this whole problem goes away.
No 2 is if the second joint holder is not paying tax even after recieving the FD interest in their account. Then income tax prblm dsnt trouble you.
For all others, beware if you are joint holders. For nominee there is no prblm.
Nicely explained Sir..... informative video. Keep it up !
Thank u Sir
Whats the premium in secondary market?
Wrong information. NHAI 54EC are tax free for capital gains only, but stopped last year. InvIT from NHAI are taxable as per slabs and capital gains are also taxable.Not tax free, as told by you.
U are best
So after (5+3) 8 years can be re invested in Scheme or not?
बहुत सुंदर स्कीम विश्लेषण ❤
Thank you sir
I am really impressed with the way you explain Sir.👍
Keep watching
Thx
Kaise invest krna hai platform?
Any schemes for senior citizens should not have penalty on withdrawal. Whatever rate is offered is greatly affected when penalised.
Also, dont forget that all interest income is taxable. So that will again eat into your rate of interest. Your 8.2% scheme will reduce if taxed.
Indian government just want to suck people’s blood
Rbi floating rate me abhi 8.05% d Raha he
Par pichle kayi sal tak rate 6%-7% tak tha
So not a good option
Very informative video. Thanks for sharing
Glad it was helpful!
Floating is generally a sham. In th start, to lure investers it offers higher rate rate of interest, then once the offer clodes and investors are trapped, the rate of interest is generally drastically dropped
Thank you sir, lot of these bonds & Savings schemes was absolutely unknown to me. 👍
Happy to help
You have failed to show 10% to 13% interest in all these schemes.
Don't trust on them । If u want good and reliable investment scheme talk to your old parents they have almost 50-60 years of experience
NPS gives this range of yield.
PPF.
Very nicely presented
Thank you! Cheers!
Seniors of 70 years must be exempted from penalty if they need money. After 70 years we may need money at any time , is it not? So Smt. Sitaramaji, pleSe Avoifd penalty on sr citizen s of 70 years. Thank you madam.
🚀 Considering the reload bonuses for next time. They seem like a solid choice for keeping the momentum
Sir the chakkar is in bonds now a days right jee
Senior citizens scheme interest rate was 8.6%, and was reduced to 7.2 and slowly increased to current level of 8.2.. The reduction caused lot of disturbance to depositors
True
Biggest disadvantage of SCSS is the fixed rate and penalty on withdrawal before maturity.
If you do not want a fixed interest rate then you can opt for RBI floating Bonds
Very useful information
Glad you liked it
If you don't find a means of multiplying your income you will wake up one day to realize you didn't plan well
We need this information, failure is inevitable when knowledge is failed to apply, why allow poverty rule ???
The first step to successful investment is figuring your goals and risk tolerance either on your own or with the help of a financial professional but it's very advisable you make use of professional
As a beginner, it's essential for you to have a mentor to keep you accountable. I'm guided by a widely known crypto consultant Ms Lillie Tamara
From where I can purchase these bonds.
After maturity of sass what will be the interest rate
Which borkar se buy karna atsa hoga
Bhai sahab kaha jaker jama ker sakte hai bank me jana h ya online
Sir N H I A Bond Post office Aur Bank se Milega kay
I still recommend index fund investment over all these schemes. Main reason is liquidity and simple solutions in case of death of person. Also historical returns are not less than 12%. In present scenario of indian economy markets looks will keep moving up may be more than 12 %. If you can take.this risk then it's better option.
Sir Can you please tell which is swp index fund to invest
Thanks Nhai k bond kaha milega
Bhaiya ji mere ko bhi bahot paise kamana hai aap bahut accha video banate ho 🤗🤗🤗♥️♥️♥️
Bhai ye channel to investment k liye hai..agar paise kamane hai to youtube pe bht content hai free mein..Hard work karo..Tension kum lo..Sab badiya hoga
Konsi scheme archi he pleases give me suggestion
Seniors who are 80+, these schemes are of not much intresting!investments need to be for short term and more interest.
Very good
Thanks
Bajaj shriram suryoday jaise NBFCs 8.25 se 9.75 %tak int.dete he wo bhi sirf 3 se 6 mahine ke lock in pe..
😂
How to buy
Nice
Thanks
How to purchase NHAI bonds and when it's to be announced, please give your suggestions for my Investment purpose.
Nhai investments will be announced in the last quarter of this year
Kahan se milega
Problem is trust and faith is missing completely😂😂
Can charitable Trust invest ?
I am nri. Want to invest in NHAI. How to invest? As you told nri eligible. Please 🙏
Highly satisfied 😊
Thanks
Only 2.5%. Poor. They r utilising money. Holding for long time. It should be for 1-2 years
RBI bonds taxable hote hai .
electoral bond wala scheme hai kya?
You have missed MIS OF post office
Bad scheme..just 7.1%
Can you tell tax on capital gains?
i brought SCSS in SBI & . ask for 3 years extension -. sbi told no provision for extension -----please clarify .
Extension is possible
Yeh announce kabhi. Karegi and broker Kahan milega
🃏 I'm still a big fan of the live casino games. There's something about the poker tables that just draws you in
यह सव स्कीमों की आवेदन पत्रों कांहापे मिलेगा?
scss me 5 saal baad extend karne per intrest wahi lagega ya jo curunt chalrs hoga wo
Jo Government ne uss quarter mei decide ki ho woh milega rate
Bhai gold wala kese kare best hai wo sabse
Taxation of interest on Sen Citi Dep Sch not discussed, which is very importanr
Noted
Bhai. NHAI bond ki issue date jb bhi announce ki jaye .. kindly 🙏aap kisi video ke trough bata dijiye..ya koi notification send kr dena..
I hope aap khyal rakhenge ..👍👍
Sure Brother
Abhi Google kiya , to pata chala ,ki aap NHAI bonds uske office ja kr physically purchase kr payenge.. kya ye sach h bhai.??
One correction regarding SCSS , EARLIER TOTAL TIME SPAN WAS 5 + 3 ( single time renewal) = 8yrs . NOW THE DEPOSITS UNDER THE SCHEME CAN BE RENEWED( 3 YEARLY)AS MANY TIMES AS WANTED
Good Information.
Thanks
What is the maturity period of NPS
After 60 Years of Age
How can we buy NHAI bonds ? Can u guide.
Before the next issue..i will make a specific video on this
Regarding NHAI bonds sufficient information not available in the market. How to purchase, how to get redemption. Can u share any information please.
NHAI INVITS next issue is scheduled for 3rd quarter..will make a video when it is live
Sir please btaye ye sare bonds kon se bank me milega mai chhote Shahar me rhti hu
SGB ap kisi bhi broker se buy karsakte hai jaise zerodha, groww etc
RBI bonds ap rbi direct k portal se le sakte hai
NHAI ka new issue abhi aya nahi hai
NRI investment options
How to do FD IN RBI
SCSS ! Senior Citizen scheme:
IS THIS AVAILABLE TO NRI?
NO
I had been searching for a savings scheme with more than 10% pa. Disappointed.
📈 What about their referral program? Seems like a good deal if we get a few friends to join up
Before investing know details of withdrawal penalty pre closure and its loss nominees death case and getting principal and interest so on After 70 yrs of age better invest for one year and renew for one year Have joint account with nominee because anything may happen at any time now
Better u can invest MF rather than floating saving bonds and locking period is also more in this.
Correction - Even though SGBs offer indexation benefits, the (2.5% returns) income is taxable at the hands of the investors at their respective income tax slabs. It's NOT tax-free.
Is NHAI available now?
Expected to release in 3rd quarter
Always greedy for 10 lacs. Govt should think before asking for 10lacs
How to invest in NHAI Bonds?
Will make a video on this when it will be announced
how to invest details ?
in which scheme?
When is the next sgb scheme coming
The last SGB issue was closed on 16 Feb 2024...I guess the next one will be issued in June
Where are government orders?
How to buy sovereign gold bond?????
Sovereign Gold Bond Full Video - czcams.com/video/aDUVCnJfqqQ/video.html
Post office, SBI,ICICI & MANY MORE BANKS
NHAI BOND IS NOT TAX FREE. Wrong information on the thumbnail. You failed to show the 13% interest rates.
Can I invest from my PNB ?
In which Scheme?
How to purchase the RBI bond??
You can purchase it from your bank, bank investment website & RBI Retail Direct
Every income of Indian people are taxable.
nhai bond kab aayega uske baare mein aur bayahei.
Possibly 3rd Quarter
RBI RESERVE.WHERE.?
But on refund you have to pay tax on them
क्या मैं कोई शेयर आज खरीदकर 2 दिन बाद बेच दूं, तो इसमें कोई प्राब्लम तो नही होगी । मुझे।
No
@@MoneyRide इसमें कोई एक्स्ट्रा fine , tax तो नही लगेगा
Sabse aacha NHAI ka laga
Bhai ye investment tax free nahi he dusara monthly income nahi he aur tisara ye sab scheme purani aur sab log janate he kuch naya nahi he chotha koy bhi invest min 5 aur max 7 sal se jyada nahi hona chahiye aur pachava aapake pas Peisa kuch sal tak nahi chahiye sirf interest hi chahiye tab ye scheme me invest karana baki nahi karana
SGB is the best
Indeed
Sgb & scss is best I hv invest in these scheme 30 lac & open 20500 pm Rd it's interest.
Nps u can invest only 50000
Age limit is 18 to 40 not 18 to 70 yrs
worst schemes ,ops ,epf kya huva