Cheque Return / Bounce Charges for funds insufficient, Signature mismatch, Alterations, date etc
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- čas přidán 28. 08. 2024
- Cheque Return / Bounce Charges for funds insufficient, Signature mismatch, Alterations, date etc
#VineetSaini
#ChequeReturnCharges
#ChequeBounceCharges
I issued a cheque, but this cheque has been dishonoured due to insufficient funds, now after deposit sufficient funds same cheque can be used
Yes
Yes
Honda Activa me mere check bounce hua hi . Us k charges 4000 hue . Kaise pay kar sakte hai ye.
Sir jo vyakti cheque de raha he wah itna bhi check nahi kar sakta ki cheque banane se pehle k account me paise h ki nahi?kyoki inki galti ki vajah se checque reciever party ko bhi panalty lagti he
Why is an innocent payee liable for service charges?
Bhai cheque deposit karte wakth deposit form pe sab information full karke signature karna bhoolgaye toh kya hota ?
Sir bank se cheq return hone k sare karno ka meaning bataiye na....
Sir, if something is found in the check, can the check bounce?
Thanks for informing but mere account se paise kat gya lekin cheque me likha hai daana wala ke sath contact karna ke liye toh kya cheque bounce case bante hai
Sir mujhe company se 8000 ka check Mila hai company ka account band hai check bounce Ho gaya hai ab main kya karu
Please reply
Cheque bounce ka pension pe koi effect hota hai kiya
चेक बाउंस नहीं हुआ सर सिग्नेचर की वजह से रिजेक्ट हुआ है उस कंडीशन में क्या होगा
Maine HDFC SE dusre HDFC me Diya fund sufficient se liye 531 Rs kat liye Inter Bank without clearing gaye bhi bounce charges lagte hai kya sir
Ubi के mail का स्टेटमेंट pdf का पासवर्ड एकाउंट नंबर का लास्ट 4 डिजिट ओर फ़ाइल के 4 डिजिट क्या है एकाउंट नंबर तो समजमें आया पर file name के 4 डिजिट क्या है ?
चेक return hone pr reason में acctstop... लिखा हो तो इसका मतलब account बंद हो गया.... क्या.. ??
या तो अकाउंट बंद हो गया या फिर अकाउंट होल्डर ने चेक पेमेंट स्टॉप करवा दी
Agar sir bank account close ho gaya aur cheque diya hai to kya hoga?
सर
13/3/2013 इस तारीख को चेक बाउन्स हुआ हैं ऐसा नोटीस आया था उसके बाद के सारे emi कॅश मे दिये थे, फिर 2015 में नोटीस आया पेंडिंग चार्जेस देने होंगे नही तो कानूनी कार्यवाई की जायेगी लेकीन आज की तारीख तक कोई नोटीस नहीं आया,लेकीन कल बँक से बात की तो वे बोले लोन status acitve दिखा रहा है,amount 7500 है.लेकिन चेक बाउन्स के बाद के सब emi कॅश मे दिये है.सर अगर बँक को चार्जेस के पैसे नही दिये, तो 2013 के चेक बाउन्स की कानुनी कार्यवाई 2021 मे होगी क्या
Sir same returned check (due to insufficient balance) wapas deposit kar sakte hain?
Yes lekin baat karna cheque Dene Wale se
Agar fund nahi hua to dobara return hoga
Sair ji maine bike ka finance kiya hai cheque ke through so mera signature agar mismatch hota hai to mera to paisa katega ea to pata hai to sair ji ak br bounce hone ka bad firse keya bounce hota hai keya ea bo lok sob tik kor dete hai mera account me full hai firbhi
Sir mene apne Bank mai cheque submit Kiya lekin vo reject hua or mention h fund insufficient to mtlb mere account ka problem h ya jinhone muje cheque diya unke mai problem h
Sir agar check me drawer signature different hain toh aage hume kya karna chahiye
Or yadi jisne check diya kya iske account se bhi ruppes cut jate hain jitne rupees usne check me fill kiye
Sir please reply emergency
Sir karna kya Chahiye ye to batana tha na mera 9month se bahot paisa bank kat rahi hai to Kya kare
Very nice video sir
Sir lakhs likh sakte hai na cheque me jaise Two Lakhs Only please tell me sir
Ye sahi hai na sir 😭😭😭😭😭😭😭
Bhaiyaa jo cheque diya tha ..
Insufficent balnce dikha rahe hai
Agar payee ne apne acount mai paisa dala toh automatic mere account mai aa jayega kya
?
Lekin mere a/c me balance bhi tha aur signature bhi sahi tha phir bhi cheque bounce ho gya iska reason btaoo
Please
Sir, bank of baroda ne mera 204000 ka cheque is reason se return kar dia ki mene unka call receive nhi Kiya at clearing time, jab ki meri account me sufficient balance bhi thi ,a ur return charges bhi lagaya, to kya mere return charges k paise wapis mill sakte he, how can I complaint it.
Branch manager not answer as well
Chek bank se return aane k bad us chek ka kya kare
45000 ki cheque di insufficient funds k karan bounce hui but 590 kata mera toh bank mah complaint karni chahiye kya?
Kuch solution mila kya Bhai
Check bounce case me jo hume legal notice ka kharcha lagta he vo hume aaropi se mil sakta he? Agar vo legal notice ka kharcha or vakil ki fess kese le aaropi se?
What if some gives bearer cheque and payee don't have any bank account. Will bank ask for money for cheque return? What if that person have no money? Will bank keep that bearer cheque with them? RBI should change its guidelines😂
Sir I have quary meri mom ne 10 year pehle 0 balance par idbi me account open kiya and chequebook every 5 year me ati h Ghar par Mumma kbhi bank ni gye koi transection ni kiya kisi ko cheque ni diya us case me koi charges katega kya please help
Chueqe wapis kese milegi sir meri Chueqe faild ho gyi h 15 din ho gaye h abhi chuqe wapis nahi mili plz help
Sabse kam Ecs bounce ing charge kis bank me lag tah hai
Bhaiya I got payment of 50k through cheque but due to unsuficient balance cheque got bounced and and I got charged something like 300 but when I calculated the money before cheque bounce and after cheque bounce there is difference of 11,500 in total what should I do now
सर प्लीज एक बात का जवाब दीजिए, मेरा साइन सही ढंग से हुआ था फिर भी बैंकने “ड्रॉअर सिग्नेचर डिफर” बताकर मेरा चेक रिटर्न किया है तो अब मैं बैंक के खिलाफ कंप्लेंट कहां और कैसे कर सकता हूं ???
Actually clearing electronic hoti hai service branch m hoti hai vo log kabhi kabhi reject kar dete hain
Aap bank manager se milo
10 lac ke cheque dene pr dono party ko kitne charges lgte hai?
Central Bank of India ka check form mein 20000 ka check mein form bhara tha aur 236 mere account se cut Gaye check returning charge iska refund bhi nahin de rahe hain check ka 236 cut Gaya branch mein hamen to 236 cut gaya mere account se check returning charges jisko ham fenk diye the unke account se bhi 118 Kate Hain
अगर ईएमआई का प्रोसेस है तो उसमें क्या प्रोसेस होगा सर
Sir mene 7 december ko ek coaching ko ₹48,450 ka cheque diya tha admission ke liye pr 2 din baad bank se "cheque return unpaid" ka message aaya but mere account me ₹65,000+ rupees the Bank me or mujhe reason btlaya gya"Clearing House Stamp / Date required"
Or mene cheque me koi Galati bhi nhi ki hai or phir mene turant RTGS krke fee jma krwaya lekin ye Coaching wale wo unpaid cheque return nhi kr rhe hai mujhe kya krna chahiye.
Jo coaching walon ka bank hai usne chq ke upar clearing process mein stamp nahi lagai
Ismain coaching walon ke bank ka fault hai
Ap bank jakar is chq ki stop payment karwa do..isse ye chq clearing mein dobara nahi lag paega... Agar coaching wale koi dikkat karte hain to unhain apni passbook ya statement dikha dena ki apne RTGS se fee pay kar di
Sbi me mai ne 7300 rs ka chek diya mere177rs Kate h uske khate ke kitne paise kate hoge
Ask your bank
Check bhiga hua hai to kitani penalty lagegi?
Nhi lage ga charges bank manager se aur baat kar lo aur tumhara cheque leta hai us ko bolne k liye bol do
Stop payment hone par beunce cash banega kya
Sir cheque return ho gya... Dono sides par koi dikkkat nahi thi.... phir vhi return ho gya.. reason yeh likha hai.....(kindly contact drawer/drawee bank and please present again) and charges sirf ek side par laghe hai....and jis side cheque lagaya tha us side par charges lage hai voh bank charges refund nahi kar raha.....any solution to defend in this position to refund the charges??
@BANKMATE solution please?
I got credited the amount and also debited the same by the bank.... The statement says " Out - Cheque Return 88 other reasons" what does it means
Cheque bounce hua kya
Age kya karna he ??
Please explain
Cheque bounce ho gaya
@@VINEETSAINI Tho age kya karna he
Bhai cheque bounce kyu hua tumhara?
Sir mere to 15000 ke check pe SBI walo ne 500 rupye kate. Ye kaisa niyam tha
चेक क्लियर हुआ या फेल या फिर आउटस्टेशन क्लीयरिंग हुई है यह मुझे बताइए
Sare banks main 295 hi charges lagte hain kay?
Nehi bhai alag alag bank main alag alag charge hota hai..mera 236 hdfc main laga tha
May sbi branch transfer kiya hu, but cheque book purana bank ka hay,
Kya cheque new branch ka lena parega ??
जो बैंक की गाइडलाइन है चेक उसके हिसाब से होना चाहिए फिर भी एक परसेंट चांस है अगर बैंक का सॉफ्टवेयर चेक चेक करता है तो बैंक ले सकता है आप रिक्वेस्ट करके देख सकते हैं लेकिन ऐसा होने के बहुत कम चांस होते हैं
1 lakh 50😊 ka cross check ha bhaiya mera bounce ho gya kitna sufficient money bank main hona chahiye
Sir reply me please it's urgent 😭😭😭
32 Instrument updated / without proper date (Date column on the cheque is blank) can someone explain
Aapke cheque ke upar date nahi hai
If Cheque bounced due to insufficient balance does it effect cibil
Indirectly it will affect
Penalty will be same for current account??
Same
Why both parties have to pay penalty plz explain ?
Kyuki dono ke bank cheques ko bhejte hai
Sir jis din payee bank me scan hua us time balance nhi tha, but next day job debit hua tab balance tha. Phir bhi insufficient balance bata k amount phir se bapas le liya gya or chq return kr diya. Kya ye sahi procedure hai?
Kya hua baad mai
सर मेरा चेक signature के कारन बाऊंस हुआ है मेरी सिग्नेचर इंग्लिश मे है ओर मैने इंग्लिश मे हि कीया है तो भी बाऊस हुआ है क्या फिर सिग्नेचर कर के वही चेक पास होगा क्या
बैंक जाकर सिग्नेचर की बनावट चेक करना
@@VINEETSAINI थँक्यु सर
Ager signature mismatch hoya chq mai tab bank se kiya msg ata hai pls ans my question sir
आपको रिटर्न मेमो मिलता है उसके ऊपर रिटर्न होने का रीजन लिखा होता है और यदि आपको समझ ना आ रहा हो तो आप बैंक कर्मचारियों से जब तक आप को समझ ना आए जितनी मर्जी बार पूछ सकते हो
Signature mismatch, differ, required ya incomplete लिखा हुआ आता है
@@VINEETSAINI thank you
Sir abto direct 500 cut hote h
I have issued cheque of Rs.3 lakhs to my account in other bank, but this has been returned back with the remarks Drawer signature differ and issuing branch SBI has charged Rs.177/- Is it justified and can be returned by the bank.
Do proper signature as in your cheque account
It is non refundable
@@VINEETSAINI...Sir mujhe 1 lakh ka cheque issue hua Hain By Drawer...Validity khatam hone ayi isiliye Maine cheque deposit kiya Bina drawer se puche...Mujhe pata nai tha deposit ke liye pehle use puchna padta Hain...Ab jab Maine cheque deposit kiya to dusre din Mujhe text msg Mila 1lakh has credited to your account aur + 1,00,000 ka msg Mila...Aur immediate 5 min me hi -1,00,000 ka msg Aya.....Dusre din jab me bank gayi to banker ne bola unke account me balance nahi hai to isiliye waisa text Mila apko...To ab Mujhe fine bharni padegi uske liye? Aur drawer ko bhi fine bharna padega?
@@VINEETSAINI....Due to insufficient fund Mujhe + Aur - 1,00,000 ka text msg aya....to aisa hota hain Kya? Aur drawer ko kitne ka fine hota hai bounce charge pe?
@@ashwryajawale3590 chq bounce charge dono party ko lagta hai
Bounce cheque dobara lagaya ja sakta hai samne wale ke acc m paise hai ya nahi pata kar lena
Sir hume sarkar ki taraf check mila tha aur humne cheque ko 25 din pahele laga diya tha aur cheque ka amount bhi aa gya tha lekin aaj hum paise nikalne gaye to cheque ka paisa wapas chala gya tha ab kya kare 🙏 please help
Bank manager se baat karo.. actually apka chq bounce ho gaya hai
Gadget use karo
Sir bellow 10000 ka check bounce amount kitna katega? Bt aaj ki bat hai bank vale bole 590 /- katenge... Aisa q alag alag
Bank ka charge chart online lo usse clear ho jaega
Bhai aapka charges 590 immediately bounce hone k baad kata kya
Sir mere account se 10000 cut ho gaye insufficient balance ki wajah se agar mai 295 jama kardu to mere 10000 wapas aa jayenge
इंसफिशिएंट बैलेंस का मतलब है खाते में पैसे ना होना
What if Chq bounce due to positive pay system is not enabled by the drawer
Then required to present again
@@VINEETSAINI any sort of charges will be levied? Amt of Chq was 65L
@@raghavgautam9438 590 rs chq return charges to both parties
I have loan in yes bank today yes employees my emi amount deducted 2times what can i do now sir please tell me i need amount
Give them written request to refund one emi back
Mere account pe 5L ka cheque jama karneke liye cheque diyahe. Jis admi ne muje cheque diyahe uska account dusre state ka hai toh woh cheque mere account mai jama karnepe kitna charges muje lagega cheque deposit 5lac pe pls urgent batayeein
No charge free clearing service
@@VINEETSAINI I want to withdrawal 5Lacs in one short so how do I do it? As 50k is the maximum cash withdrawal limit for a day? Pls suggest how can I withdraw my cash amount in one go??
Sir mujhe msg aayeya hai cheque decline due to insufficient balance..
Sir mujhe poochna hai ke cheque jab return hoga ghar then cheque nounce charges deduct honge
Yes Dene honge
@@VINEETSAINI Sir abhi tak to cheque ghar par nhi aayeya Or charges bhi deduct nhi hooye...
3 months ke baad deduct hote hai???
@@simrsethisir kya hua tha aapke cheque ka , kya wo ghar aaya tha aur charges deduct hue the kyuki same case mera bhi hai ?
Bounce cheque return kaise mile ga Bank may ,,,yaha postal address may
Contact Bank
Bank branch se milega
Bhaiya mere clg walo ne muj cheque diya 1475 Rs ka... Wo bounce ho gya or mere b 118 Rs cut gye me kya kru?
Sir aapka bank kon sa tha
@@simrsethi bank of baroda
Mera friend ne mujhe ek Chq dia tha. Agar mera account me balance nahi hoga to chq clear nahi hoga kya ? Please reply me
Aapke account mein paise hona jaroori nahi hai...
@@VINEETSAINI why?
Or ecs bounce hone par kya dono taraf se katega
Yes dono TRF se
Hello mai yah puchna chahta hun ki mere account se 590 rupaye Kate hai. Mai ek student hu. Maine kabhi chequebook liya hi nhi bank se. To bounce ye sab ka chakkar kha se ho sakta hai. Customer care se baat kiye to bole ki cheque bounce case hai. Aur sir aapne bola 1 crore ka transaction pe 590 katega. Itna amount ka transaction mai thode na kar sakta hu. Please Help. 🥺🥺
Check by bank kisi ka galat chq aapke account m to nahi laga
1 crore nahi 1 lac plus m 590 lagta hai
@@VINEETSAINI sir aisa bhi ho sakta hai ki kisi aur ka cheque mere me lg gya ho?
Yes same case
@@VINEETSAINI thank you sir. Aaj phirse baat karunga.
Sir aapka cheque return hone ke baad paise cut hooye
Dobara wahi cheq dalenge to kitna katega ya nhi katega
Agar samne wale ke account m paise ho to clear ho jaega
Muze 6000 check diya tha uske account mein balance nahi tha mere 590 gst ke sath Kate hye
Ye paise apko cheque dene wale se lene honge
Bhai aapka bounce charges jo 590 hain woh kya turant hein kata bounce hone k baad yaaa phir kuch dino baad kata
Sir
Mere friend ne mujhe 1400rs ka cheque diya tha maine clearence ke liye canera bank me diya tha but cheque bounce ho gya
Mere friend ke account se bhi kuch rs kate or mere account se directly 590 rs kat gai
Ab mai kya karu plz btao
Please confirm from the branch if right charges are deducted because the amount deducted is high
Bhai bounce hone k turant 590 kata tha kya aapka
Jet ch return by DN No. L ?
Not clear
❤️❤️
Informative hai per ik hi baat k repeat kr rhy ho
Self cheque me
Cheaque clearness charger
Free if bank is clearing member