Do I need to buy a house in the UK? Can I buy a house in the UK?
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- čas přidán 7. 09. 2024
- Do I need a UK house? mortgage? I answer that question and more in this video. I will explain what the pros and cons of buying a house in the UK.
Welcome to the Do I need this series! Where we answer all the common questions I get from aspiring, new and present Filipino UK nurses.
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#UKhouse #DoINeedMortgage #UKmortgage
Is there something you want me to discuss?🧐🧐
About sa mortgage po, pag na default payment ano po ang consequences
Pde po nila kunin sau bahay. Ma repossess
getting/owning a car? 😊
czcams.com/video/s4wclG-PMAc/video.html
We made a video about that last year 😀
Manong George, next topic owning a car. Is it a necessity? Pros&Cons. Brand new car or second hand. If second hand, where to find them. Thank you.
This is my personal opinion...
Para sa akin the deciding factor of whether or not to buy a property here in the UK depends on where you want to retire or where you see yourself in future. Do you see yourself staying in the UK in the long run or do you see yourself somewhere else?
I personally brought a property here because I plan to settle down on this country. Like you said manong, the money spent on rent is paying someone else's mortgage/business... So why not, purchase your own so you're paying your own mortgage.
By the time I finish my mortgage, I will have a roof over my head that I can call mine without worrying on how to pay rent or worrying the landlord will ask me to leave bevauze they need the property for something else. Also, I Don't have to work my a$$ off until I'm old Kasi need to think about how to pay my rent. I want to retire early...so the earlier I can save and invest, the early retirement.
And let's be real, uk property market is better investment than PH (hello... £ vs php), so if in case I decided to go back in PH, the return of investment is higher as compare if I brought a property back in PH.
Lastly, I would prefer to invest on something na I can physically see/monitor. I know marami akong mapagkakatiwalaan sa pinas but at the end of the day, if something happens, I don't want to play the "blame game".
Do your own due diligence. Do your research, may mga "help to buy" scheme ang UK government to help first time buyers save up for a deposit. Ung initial deposit kasi ang masakit sa ulo 😂
Saving up for a house/initial deposit is really challenging. You need to be really focused specially the property market is expensive. live within/or below your means. Wag puro luho at travel. Wag puro YOLO. Wag puro showoff. Wag puro padala, invest on yourself and your future. Magtira para sa sarili.
Well said 👏👏👏👏
Sa mga nagwowonder kung kaya ba ito? Kayang kaya. Basta focus talaga. You'll have to make some initial sacrifices like not being able to travel and eat out pero worth it sya manong. I have been here in the UK for 4.5yrs as a theatre nurse. I'm on my early 30s. Managed to save £11k deposit for a £60k small property. Then I met my other half, we moved in together. We currently live on a 3bed semidetached property in a small village. And then we're planning to buy a small property and another one in EU for extra income and bakasyunan.
Hindi po ako pinanganak na mayaman. I worked very hard to reach that goal... OT ng OT. I walk to work. Cook my own food. I buy and sell things. I did agency pero ang hirap lalo na at wala akong car nung una... Diskarte talaga. Lahat ng excess kita ko goes to savings. I lived on a budget. Hardwork talaga but the payoff is sweet.
Sa mga Pinoys na nagwowonder kung kaya... Kayang kaya!
@@oracleartemisrexable Very inspiring ma'am 😊
Exactly..very well said.
@@oracleartemisrexable bale nun nakabili kayo ng house/property sa uk, ilan yrs n po kau s uk that time?
Great Content. I tried both buying a property and renting. Para sa akin naging masaya na ako nung mag rent nalang kasi wala pa akong problema at sakit ng ulo. I'd invest my money in ETF or stocks na kumikita ng income at goal kung ma achieve kahit £1000 per month para 45 or 50 pwde na akong mg retire kung gusto ko..Yung pagbili ng bahay maganda din parang sense of ownership pero nasa tao parin yan at sa situation sa buhay. All the best!
Thank you very nice insight 🤔🤔
Manong George thanks for the info. Follow up question, you mentioned about Credit cards, how soon can I get one?
To Arrive Oct. 1 and was advised our bank will be with Barclays.
Buying a house is stressful and if you can't pay your mortgage, your house can be repossessed leaving you homeless.
WOW WOW WOW 'TO BUY HOUSE OR MAYBE HOUSES IN THE FUTURE. 'LOCATION LOCATION LOCATION ESPECIALLY YOU FIRST HOUSE FOR YOU/YOUR FAMILY AND SIBLING(S) YOUR NEIGHBOURS WILL THE FRIENDS OF YOUR SIBLINGS, AND BE SURE TO FIND A HOUSE WHERE IN WILL HAVE A 'PARKING SPACE' maybe, large back space for remodelling, etc, etc, etc, 'the most satisfying life l have when l bought my house with mortgage' that was another story, don't hesitate to buy house. l have some friends who own 5/7/8 house in London today. l am sure you hear their names who are they? Manolo
Thanks again Manong George for inspiring 😊 Hoping to have our own home 🏡👨👩👧👧 in 3 years 😊🙏
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Liked and subscribed! Napakalaking tulong ng info! Thank you!
Thank you 😄
Pano po kng senior carer ang work then 43 of age? To be ILR advice nyo pb magmortgage? Thanks
You are very helpful po!!! God bless you Sir!
Manong george.. sana mabigyan mo din kami ng information about council house.. mas maganda daw ito..
Thanks for this informative video manong George! Planning to buy a house under tier 2 visa haha
Very possible 😁 we have an interview with someone na gumawa nun 😁
@@manonggeorge may video kna? It's probably a good content 😆
Mag interview palang 😅
@@manonggeorge ok aabangan ko yan haha
Hi po Manong , planning to move to uk po , family of 5 , sa opinion mu po makakakuha ba kme ng sarilin nmng bahay? 2 po kmeng mag wowork and both nurses.
How much is your home Bro and which location?
It is said investing in Crypto requires a lot of experience and knowledge. You need to know when to invest and how much to invest at a given point in time . If you have an experienced advisor, all this may seem simple .
The goal of this advisor is to make sure you make sure you make the right decision during trading and to enable you earn formidable profits .
I have my account traded by a professional analyst who only take 15% commission from
Me for trading and helps me generate 65000$ weekly with an investment of just 65000$ and can also trade on minimum investment capitals with just 15% commission.
The main essence of having a good trading analyst is to make sure there are no errors on trading and loses doesn’t occur in the case of trading .
To meet up with this professional trader , you can link him up through email @ Stevelamberg161@gmail.com
Whatsaap : +447404016198
Guaranteed and Safe Investment is guaranteed as you trade with Mr Steve lamberg.
Sir tanong ko lang po about sa Lancaster area kung may idea kau, mahal po b rooms dun for rent?
Hoping to have our own home in the UK too💕
🤞🤞🤞🤞
It is said investing in Crypto requires a lot of experience and knowledge. You need to know when to invest and how much to invest at a given point in time . If you have an experienced advisor, all this may seem simple .
The goal of this advisor is to make sure you make sure you make the right decision during trading and to enable you earn formidable profits .
I have my account traded by a professional analyst who only take 15% commission from
Me for trading and helps me generate 65000$ weekly with an investment of just 65000$ and can also trade on minimum investment capitals with just 15% commission.
The main essence of having a good trading analyst is to make sure there are no errors on trading and loses doesn’t occur in the case of trading .
To meet up with this professional trader , you can link him up through email @ Stevelamberg161@gmail.com
Whatsaap : +447404016198
Guaranteed and Safe Investment is guaranteed as you trade with Mr Steve lamberg.
Manong, kelangan ko po ba ng credit card para sa credit score? 😅
Di po ako pwede magkaron ng credit score with the use of bank account lang?
Maong, thanks for this video content. Anyway, can we avail your “proud nurse” shirt?
Very soon 😁 they will be launching their website. PORMA 😁
Manong George : Filipino UK Nurse so nice, thanks.
so manong, u mean say u get a house and pay the mortgage for 5yrs then u decide to leave the UK, can u then opt to stop paying the mortgage? what will happen then?
You can sell the house and get the money and maybe even earn from your mortgage 😁
@@manonggeorge manong, parang napansin q, as time goes buy, the more na nag iiba ang owner ng isang house, the price depreciates as years go by. is that right? and why is that? i mean in the philippines, if u buy a condo unit, its value appreciates in the succeeding years. salamat po
It depends on the market, location at ung bahay itself. As someone na kakabili at benta lang ng bahay. I can assure you tumaas ang mga bahay 😄
When you are making CZcams videos , please consider other people who don't understand your language. Ts seem to me that you made this specifically for your country.
Manong, ang hina po ng voice nyo pag nandyan kayo nagrerecord indoors
Maganda naman talgang magka bahay kaya lang you are force to work until your 60's. Wala nmn masamang mag trabaho sa ganun age kaya lang ang tanong kaya mo pa ba? for me e.invest ko nalang yung money ko at mg rent parin ako maganda parin yung flexibility and I can retire maybe in my 50's. Thanks for your video.
Appreciate and respect your opinion 😁😁 dahil a few years ago ganyan din ako until I met a friend who payed their mortgage before 45. Took her 11 years. Thanks for watching 😁😁