Home Loan ద్వారా 5 లక్షల వరకు Tax Exemption పొందడం ఎలా? | Tax Planning Series Part-4

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  • čas přidán 24. 11. 2020
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Komentáře • 473

  • @MoneyPurse
    @MoneyPurse  Před 3 lety +14

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    • @kishorepatrayudu1539
      @kishorepatrayudu1539 Před 3 lety +1

      Hello sir, Can please guide me whether I would avail tax concession on two home loans one is already self occupied another is planning to buy which is under construction..

    • @maramnagarjunareddy7910
      @maramnagarjunareddy7910 Před 3 lety

      Sir నేను ఇన్వెస్ట్మెంట్ ద్వారా ఐదు లక్షలు సంపాదిస్తే ఇప్పుడు టాక్స్ పే చేయాలి అంటే నేను సంపాదించిన మనీ బ్యాంక్ ఎకౌంట్ కి డ్రా చేసుకుంటే నా లేక demat account ఉన్న కూడా పే చేయాల

    • @elurikiran793
      @elurikiran793 Před 3 lety

      Sir , can you please share a video regarding the personal loan if the loan is used for House construction

    • @gopikrishnakilari23
      @gopikrishnakilari23 Před 5 měsíci

      Hi @MoneyPurse
      Can u please answer my question?
      If I take a joint home loan by adding my wife as co-applicant, do I need to make her as co owner to avail tax exemptions ?

  • @niranjansaikrishnac4394
    @niranjansaikrishnac4394 Před 3 lety +59

    Easy to make mistakes. But accepting the same makes a person great. you're one among them Sai gaaru :)

    • @MoneyPurse
      @MoneyPurse  Před 3 lety +5

      Thank you so much Niranjan garu

  • @kiran815
    @kiran815 Před 3 lety +6

    It is nearly very rare to have intrest more than 2.5L per year for a house property with 45L stamp fee..So new section 80EEA is just a gimmic of no use

  • @chaarvis4941
    @chaarvis4941 Před 3 lety

    Last Bonus tip which you gave I implemented the same 5 yrs back. Thank You

  • @rameshnrkyoutubue
    @rameshnrkyoutubue Před 3 lety +1

    Thank you Sai gaaru, I got good point of First house exemption.
    If possible can you make video on Healthcare policy/insurance.

  • @dprashanthk
    @dprashanthk Před 3 lety

    Very neatly explained. Would like to hear some tricks to pay possible low interest rate for home loan and scenarios can influence during FY20 for the same

  • @tejeswarpala2841
    @tejeswarpala2841 Před 3 lety

    By the way, expecting fundamental analysis video on burger king IPO. I am not looking whether your opinion is +ve or -ve on listing gains. but i love too see the way you explain the business model.

  • @nallapaneniram766
    @nallapaneniram766 Před 3 lety

    Wonderful. This is quality content.

  • @kir653
    @kir653 Před 3 lety

    Thank you Sai Krishna Patri garu

  • @RameshP-ds4xt
    @RameshP-ds4xt Před 3 lety

    Super Information Sir
    Very much reliable channel in financial sector

  • @sudeendrag1555
    @sudeendrag1555 Před 3 lety +2

    Best CZcams channel to get financial knowledge ❤️, Thanks for sharing sai garu

    • @MoneyPurse
      @MoneyPurse  Před 3 lety

      Thanks and welcome Sudeendra garu

  • @satyasangoju4142
    @satyasangoju4142 Před 2 lety

    Welcome to Money purse anna maataloneyyy oka Positivity Sai garuuu.

  • @nagarajukothuri9371
    @nagarajukothuri9371 Před 3 lety

    The content is very good and your are helping people by highlighting the common mistakes.
    The Excel calculation for the let out property total income is not considered the rental income but considered the 30% standard deduction. Is this purposeful please?

  • @srujanization
    @srujanization Před 3 lety

    Nice video, waiting for your ABCD series on fundamental analysis

  • @palakurthikondalarao3462
    @palakurthikondalarao3462 Před 3 lety +5

    Good evening sir.can you please make a one video on failing FY 2019-20 ITR 3 FORM. for intraday trader.

  • @shivachanda4722
    @shivachanda4722 Před 2 lety

    Last tip is so useful, thanks sai garu

  • @In_AnandG
    @In_AnandG Před 3 lety +1

    Thanks for educating us on TAX exemptions and bonus tip was good Sai garu.

    • @MoneyPurse
      @MoneyPurse  Před 3 lety

      Thanks and welcome Anand Sagar garu

  • @manikanta353
    @manikanta353 Před 2 lety

    This is a wonderful series and helped me a lot. i have a doubt "IF I HAVE A LAND AND I WANT TO CUNSTRUCT HOUSE BY MYSELF WILL I GET TAX EXCEPTED HOME LOAN" can @Money Purse please clarify this.

  • @ChaitanyaVijaykoya
    @ChaitanyaVijaykoya Před 3 lety +1

    Great Sai garu, it helps me alot..thank you so much..

  • @venkatr4314
    @venkatr4314 Před 3 lety

    Sai garu, please discuss on filing ITR3, compulsion of maintaining and auditing books for F&O.

  • @RajsekarReddy
    @RajsekarReddy Před 3 lety +1

    Thanks Sai garu for providing valuable information 👍🏻

  • @vinodhkumarmunivelu
    @vinodhkumarmunivelu Před 3 lety +1

    Most awaited video

  • @nanibabu581
    @nanibabu581 Před 3 lety +1

    You are great sir , accepting mistakes also...👍👍👍

  • @bhanu3691
    @bhanu3691 Před 3 lety +2

    Thank you sir for giving more valuable and useful information to our telugu people 🙏

  • @maradugu82
    @maradugu82 Před 3 lety

    Sai garu, thanks alot for sharing such an informative topic. I have one more doubt also, how long this bull mkt continues? When is this the right time to re-balance Mutual fund portfolio from equity to debt and get locked into highest NAV?

  • @ankamramesh4204
    @ankamramesh4204 Před 2 lety

    ధన్యావాదాలు సాయి అన్న 🙏

  • @03aravind
    @03aravind Před 3 lety +1

    Thanks a lot for providing valuable knowledge.

  • @kranthi213
    @kranthi213 Před 3 lety +2

    You are so transparent.... Awesome Sai Garu

  • @Thecomper
    @Thecomper Před 3 lety +1

    Thank you sai garu, naaku chala usefull ee video.

  • @hemanthchowdary2961
    @hemanthchowdary2961 Před rokem

    Thank you for the final tip

  • @veera3480
    @veera3480 Před 3 lety +1

    Thanks for your video sir, every videos of yours is so impressive and valuable

    • @MoneyPurse
      @MoneyPurse  Před 3 lety

      Thanks and welcome Veerababu garu

  • @prathaprpm
    @prathaprpm Před 3 lety

    Hi Sir, please explain the taxation on composite Home loan i.e., plot+construction loan

  • @pvnaresh6893
    @pvnaresh6893 Před 3 lety +1

    Sai Garu ,elanti chala videos meru cheyali, comman man ki compulsory need edi. Thank you very much

    • @MoneyPurse
      @MoneyPurse  Před 3 lety

      Most welcome and sure Naresh garu

  • @nikhily7169
    @nikhily7169 Před rokem

    Thanks for Sharing the Knowledge!!
    Please do a video of NRI buying a property in Hyderabad and How to claim taxes.

  • @rajakumarpinninti30
    @rajakumarpinninti30 Před 3 lety +1

    E video kosam appati nundo wait chesanu sir tq

  • @avinashbadugu6763
    @avinashbadugu6763 Před 3 lety +11

    Hi Sai Garu, Please do videos on money management and different ways we can save money

  • @cafinalist6572
    @cafinalist6572 Před 2 lety +3

    Anna oka mistake undhi let out property ki 2lakh limit undadhu entha paychesina mottham claim cheskovacchu please correct it

  • @srikanthkumar7023
    @srikanthkumar7023 Před 3 lety

    Good explanation sir

  • @satishm2230
    @satishm2230 Před rokem

    Explanation is good

  • @SwamyRaviChandraOduri
    @SwamyRaviChandraOduri Před 3 lety +1

    Sai Garu, first thing video chala bavundi andi. Thanks for making us understand it very easily. Second thing suppose mana 50 lakhs invest chesi oka shop ni konam anukondi. Shope nundi oka 2k monthly rent vasthundi and every year oka 3% rent increase chesthu 10 years a shop ni run chesthunav and at the same time shop land value kuda appreciate avuthundi kada so mana shop konadam valla double benifit vasthundi through rent and land appreciation valla but mana dagara 50 lakhs money levu sir. Manaki less money invest chesi Ela double benifit vachai Edina investment unda? Untai koncham maku kuda suggest cheyandi

  • @ganeshjaxon
    @ganeshjaxon Před 3 lety

    Hi, you explained very clearly but I have few questions.
    You gave an example for 24b section to claim home loan interest with an example of 5 years. I brought a house in 2020 Feb and my house is going to hand over in 2021 April. So I can not co relate with 5 years example.
    Can you also please explain with 2 years and the intrest

  • @mahendargurram5870
    @mahendargurram5870 Před 2 lety

    Please do vedio on section 10(14) exemptions. Thank you for nice explanation sir

  • @Ravipunnati1
    @Ravipunnati1 Před 3 lety

    Kindly share your latest portfolio for long term and recently which one you sold out and why, i observed your old video on this topic really those stocks giving very good returns. Thanks

  • @pramodhm3237
    @pramodhm3237 Před 3 lety

    Hello sir, sir meeru telegram group lo share chesthunna konni photos chala useful ga unnayi sir but konni clarity ga leka sariga read cheyaleka pothunnam sir... Plz again share the clear images of
    1. Selecting companies based on MOATS..
    2. BULLISH AND BEARISH PATTERNS posted on 25.11.20 sir
    Thankyou sir

  • @nanisounds
    @nanisounds Před 3 lety +3

    Wht A Explanation..... Sai Garu Tq

  • @sandeepdantuluri4135
    @sandeepdantuluri4135 Před 3 lety +1

    Thanks sai garu I came to know lot of information in this video

  • @kumarsunkara004
    @kumarsunkara004 Před 3 lety +1

    Thank you Respected Sai pathri garu

  • @venkatajagadeesh6999
    @venkatajagadeesh6999 Před 3 lety +1

    Thanks Sai Garu for your usual support and sharing information, can you do a video on ETF vs FD

  • @govinddangeti9264
    @govinddangeti9264 Před 3 lety

    Really useful sir..

  • @RameshP-ds4xt
    @RameshP-ds4xt Před 3 lety

    Awesome !!!

  • @sripal9554
    @sripal9554 Před 3 lety +1

    Nice videos sir..
    I am waiting for stock analysis videos and financial management tips..

  • @vijayknp9
    @vijayknp9 Před 3 lety +1

    THANK YOU SIR
    FOR YOU DETAILED VIDEO

  • @deepnaru
    @deepnaru Před 3 lety +1

    Thank You so much Sai garu :)

  • @EshwarNarmada
    @EshwarNarmada Před 3 lety +1

    Thank you very much

  • @maheshpeddykudi5009
    @maheshpeddykudi5009 Před 3 lety +1

    Sir.... ur our finGuru helping save money

  • @cafinalist6572
    @cafinalist6572 Před 2 lety +2

    Max 3.5 lakh we can take because from this year end we don’t get benefit of 80EE

  • @anusharatnam
    @anusharatnam Před 3 lety +3

    Thanks for clear explanation sir . My husband and I are availing joint property tax benefits that you explained at the end 😃.
    I'm the main owner of our house and curtrently i'm not working, EMI debits from my account. In this case if we rent the property can my husband claim tax benefits still and should we pay the tax on rental?
    Thanks for answering each question in every video sir..

  • @tirumalagirisreepati421

    SIr- thanks for the video- just one doubt- when we buy house under construction we pay interest which is called PReEMI-so after possession letter employee will claim princile and interest-where is the question of preemi here?please clarify

  • @nsuryan4533
    @nsuryan4533 Před 3 lety +1

    Very good information given you sir,Thank you very much to you and your team.

  • @srinivasnalla4325
    @srinivasnalla4325 Před 3 lety

    Please do a video on Reliance and tell us about the best time to buy Reliance share

  • @EndlessL0VE
    @EndlessL0VE Před 3 lety

    I'm learning..

  • @amarnadhp7880
    @amarnadhp7880 Před 2 lety

    Nice vedio super anna

  • @srinivasnayudu3009
    @srinivasnayudu3009 Před 3 lety +1

    Thanks for the video sai garu

  • @varaprasad3327
    @varaprasad3327 Před 2 lety

    Very useful info and thank you sir and i have a question here: i have bought new house with bank loan and but my source of income is not in India and making 25-30K rent per month and we have 2 portions occupied with my family and 3 tenents are in place and my question is: which category i fall and how to make paperwork to file my tax and do i have to pay and claims my taxes/interest/registrations fee as refund ? please help me to understand.

  • @sheshagirirao8758
    @sheshagirirao8758 Před 3 lety

    Hi, thanks for your videos, they are very helpful. I already have an apartment in Bangalore purchased on loan, I completely repaid the loan , I received the original sale deed and NOC from Bank. I am planning to buy second apartment in Hyderabad, my HR told me that I can buy "ready to move apartment/ house" only if I wish to apply for tax exemption, is this correct statement?. If I buy "under construction property (second property)" in Hyderabad , will I be able to claim interest paid under tax exemption ? kindly guide me.

  • @sudhakarchinni7353
    @sudhakarchinni7353 Před 3 lety

    Sai garu, if we sell house with in 5 years but buy another one with that amount, are we still liable to pay tax for what ever tax rebate we received till then? Thanks sai garu for making this video, i am watching this for second time.

  • @SriRam-nr7tt
    @SriRam-nr7tt Před 3 lety +1

    Waiting sai garu

  • @yvenky9301
    @yvenky9301 Před 3 lety +1

    Thank you very much sai garu

  • @maheshpeddykudi5009
    @maheshpeddykudi5009 Před 3 lety +1

    Waiting for mega blockbuster series.... FUNDAMENTAL ANALYSIS

  • @johnsonkunja695
    @johnsonkunja695 Před 3 lety

    Hi sir...no problem for u mistake ... thank you

  • @shanmukdeep6703
    @shanmukdeep6703 Před rokem

    Sbi mitra fund gurunchi explain cheyandi..

  • @sandeepmunipalli8715
    @sandeepmunipalli8715 Před 3 lety

    Sai garu crypto currency gurinchi oka video cheyandi recent ga Supreme Court allowed crypto currency and are exchange green signal

  • @venkatamenta7321
    @venkatamenta7321 Před 3 lety +4

    Good that Your voice got recovered well sir..

    • @MoneyPurse
      @MoneyPurse  Před 3 lety

      Yes, thanks andi

    • @madhubabu3365
      @madhubabu3365 Před 2 lety

      @@MoneyPurse empty land lonhpuse construction chestey? Tax yela applicable avutundi

  • @satyadev9063
    @satyadev9063 Před 3 lety

    Hello Sai garu. Joint property lo husband and wife interest component meda 50-50 tax claim cheyalante emi transactions kuda iddari accounts nunchi 50-50 chupinchala or okallu pay cheste chala?

  • @ksuneethaa7866
    @ksuneethaa7866 Před 3 lety +1

    Thank you sir

  • @jaisriram7289
    @jaisriram7289 Před rokem

    Sir Lichfl renovation and improvement amount e filing lo claim chesukovacha

  • @shivachanda4722
    @shivachanda4722 Před 3 lety

    Can we get exception with HRA & Self accupied property(home loan intrest) both please clarify

  • @prasadp5399
    @prasadp5399 Před 3 lety +3

    Sir meeru oka mutual fund company strat cheste baguntadi

  • @sivajivakada
    @sivajivakada Před 3 lety +1

    Waiting

  • @umasanthi3172
    @umasanthi3172 Před 3 lety +1

    thanq sai garu

  • @9502276335
    @9502276335 Před 3 lety

    Sir please make a video on investing in small case sir.

  • @lathamaddala1294
    @lathamaddala1294 Před 3 lety

    If we have two housing loans, maximum interest can be claimed on both the loans is 2 lacs only? Please clarify sir

  • @abhilashgundapaneni7255
    @abhilashgundapaneni7255 Před 3 lety +1

    Sai Bhai, Please focus on small scale business person n how to use savings about for business n it's limits n current accounts n benefits both pro n cons

  • @mrchinnarao21
    @mrchinnarao21 Před 3 lety +1

    If we have 2 home loans and both are rented ones... How can we declare tax and how can we claim exemption?

  • @sumans5164
    @sumans5164 Před 3 lety +1

    Good knowledge shareing sir

  • @abhilash_yadav
    @abhilash_yadav Před 3 lety +1

    great work sir

  • @sreenathbv5586
    @sreenathbv5586 Před 3 lety

    Please make video on top up home loan tax benifits

  • @17duggirajkumar82
    @17duggirajkumar82 Před 3 lety +1

    Thanks sir

  • @rameshlakili3580
    @rameshlakili3580 Před 3 lety +1

    Tq very much sir,

  • @trending_anime8884
    @trending_anime8884 Před 3 lety +1

    Hi Sai Garu , father name meeda unna home loan ni tax lo nenu add chesuko vacha ?

  • @vrdraju1176
    @vrdraju1176 Před 3 lety

    Hi sir , please inform me if I want deposit lumps of liquid cash which is obtained by sell land into savings account what will be happen in this case , am i have to pay tax

  • @tejonikhilsurthani8969

    Hi sir,
    Please do next video on Candle stick patterns sir😭 eagerly waiting sir.
    Please recommend any best books for candle stick patterns sir

  • @thapovardhanreddy
    @thapovardhanreddy Před 3 lety

    Very useful video.
    But 80EEA is not useful to any body sir. Govt shud relook at it.
    There are additional clauses on carpet area apart from 45lacs clause in this section. And the carpet in cities shud be less than 645 sq feet.
    Imagine a person buying 645 sq feet for 45lacs and interest reaching 3.5 Lacs to take maximum benefit of this section. only mathematical possiblity 😀

  • @sudhajagarlamudi3622
    @sudhajagarlamudi3622 Před 3 lety

    Please astec life sciences gurinchi cheppandi

  • @parthasaradhim7744
    @parthasaradhim7744 Před 3 lety

    Hai sai sir,
    Please explain in detail on Burger King IPO

  • @srirasthugembali4626
    @srirasthugembali4626 Před 3 lety

    Sir, please do videos for Burger King and Railtel Upcoming IPO's

  • @kvpradeep9
    @kvpradeep9 Před 3 lety

    Sir,investing in stocks for longterm or short term intraday govt employee or psu employee cheyocha

  • @aravindareddygarlapati3981

    Sai garu🙏, is BIOFIL CHEMICALS PHARMACEUTICAL stock good to buy, because it touching Uppar Circuit every day.

  • @chandrakanthbhargavmesala5434

    Hi Sir I have one home loan and another is mortgage loan under same house, under which section i can show mortgage interest paid

  • @tirumaleshbalivada127
    @tirumaleshbalivada127 Před 3 lety

    Sir, please clarify sir. Govt employees daily treading తన D mat account తో చేయవచ్చా , trading లో రోజూ transaction value ఎంత వరకు ఉండవచ్చు.