Bogleheads® Conference 2023 - Advice for Pre-Retirees and Retirees: A Roundtable Discussion

Q&A with Jon Luskin, Mike Piper and Wade Pfau (Christine Benz, moderator)
Chapters:
0:00 Introductions
2:30 The current environment for new retirees: mostly positive
8:27 Calculating retirement readiness, including probability-based analyses
15:33 How long-time savers can get comfortable with (see also 26:29)
18:25 Long-term care costs: self-funding vs insurance options
27:21 Consider giving to kids and grandkids earlier in their lives
29:06 Bonds vs. cash, and bond risks in general
33:09 Laddered individual bonds vs. bond funds
35:31 Pre-retirees: traditional or Roth retirement contributions
37:44 Tax-efficient drawdown strategy
40:19 Pay off home mortgage before retirement?
42:11 Funded ratio tool for retirement readiness
43:43 Retirement contributions when one spouse is still working
45:44 Spend more now and also work longer?
48:52 How often to take distributions in retirement
50:01 Best DIY tools for retirement planning
Recorded on October 14, 2023.
The complete Bogleheads 2023 Conference Proceedings can be found at boglecenter.ne...
Bogleheads University 2023 is split into two tracks: Bogleheads 101 Investing Fundamentals and Bogleheads 501 Advanced Topics.
The Bogleheads University Courses can be found at boglecenter.ne.... Slides and transcripts are also available.
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