What is a Mutual Fund? A beginner's guide

Sdílet
Vložit
  • čas přidán 6. 07. 2024
  • #mutualfunds #sarmaayaexplain #investing
    If you’re failing at investing in the stock market, don’t fret! We bring you a surefire way on how to pick the best mutual funds for maximum profits in our Sarmaaya Explain video. Laeeq Ahmad narrows down the simplest ways to use multiple tools available on Sarmaaya.pk to analyze and select the best mutual funds in Pakistan.
    Be equipped to answer the question “What is a mutual fund” by learning about Sharia compliance, performance, affordability, regulatory measures, and other financial knowledge. Start your journey today by picking the top-performing funds from low, medium, and high-risk categories based on your risk appetite, economic conditions, Sharia compliance, and more!
    0:00 Introduction
    0:53 What is a mutual fund?
    2:53 Benefits of investing in mutual funds
    5:42 Asset Management Companies at Sarmaaya.pk
    7:50 Role of Asset Management Companies
    9:29 Understanding how mutual funds work and what is NAV and AUM
    11:28 What are the different types of mutual funds
    13:29 How to analyse low-risk mutual funds on Sarmaaya.pk with Fund Categories tool
    16:30 Understanding high-risk mutual funds
    21:56 Payout in mutual funds
    22:26 Mutual fund holdings for FHISH from Sarmaaya,pk
    24:45 Access Fund Managers Report (FMR) on Sarmaaya.pk
    26:18 What are Medium Risk mutual funds i.e. Income Funds
    28:22 Medium Risk profile funds on Sarmaaya.pk
    30:55 Cost of investing in mutual funds
    35:20 How to pick the right mutual fund with Sarmaaya.pk's Funds Performance tool
    41:41 Mutual fund ROI tool on Sarmaaya.pk
    46:55 Outro
    List of all the tools mentioned in the video:
    Asset Management Companies: sarmaaya.pk/mutual-funds/amcs
    Top Asset Management Companies: sarmaaya.pk/mutual-funds/top-amc
    List of All Funds: sarmaaya.pk/mutual-funds/
    Fund Categories: sarmaaya.pk/mutual-funds/mf-c...
    Top-performing funds in multiple categories: sarmaaya.pk/mutual-funds/perf...
    Mutual Fund Screener: sarmaaya.pk/mutual-funds/mutu...
    Mutual Fund Comparison tool: sarmaaya.pk/mutual-funds/fund...
    Mutual Fund Payouts: sarmaaya.pk/mutual-funds/fund...
    Return on Investment (ROI) tool for mutual funds: sarmaaya.pk/mutual-funds/mf-r...
    Mutual Fund Beating Index tool: sarmaaya.pk/mutual-funds/beat...
    AL Habib Islamic Stock Fund (FHISF): sarmaaya.pk/mutual-funds/fund...

Komentáře • 206

  • @Sarmaayapk
    @Sarmaayapk  Před 11 dny +3

    How to open a Mutual Fund Account within 10 minutes
    czcams.com/video/EoL2lCinzBY/video.html

    • @adma7298
      @adma7298 Před 10 dny

      Detail video about pension funds

    • @Words_of_Wisdom-
      @Words_of_Wisdom- Před 3 dny

      Sir State Life Insurance k hawaly si koi video bna dyn..

  • @Sarmaayapk
    @Sarmaayapk  Před 15 dny +15

    Do subscribe to Sarmaaya CZcams channel so that in next video we guide you how to open Mutual Funds account on same day

    • @Musafir253
      @Musafir253 Před 14 dny

      Eagerly waiting

    • @kamranjavaid3759
      @kamranjavaid3759 Před 14 dny

      waiting

    • @umairwarsi5923
      @umairwarsi5923 Před 12 dny

      Faisal islamic cash fund

    • @hardsoul00
      @hardsoul00 Před 11 dny

      Sir Filer and non filer ko b cover krdein if a graduated student want to invest in mutual fund what will be the terms and conditions for a student regarding filer and Non filer case.

  • @munsifsattar751
    @munsifsattar751 Před 15 dny +13

    Zbrdst. When policy rate goes down invest in income fund rather than money market. This is the best point for me and sarmaya tools also

    • @Pleeezings
      @Pleeezings Před 5 dny

      at the risk of sounding stupid, I want to understand this phenomenon, any one?

  • @4444jawad
    @4444jawad Před 15 dny +6

    آپکی تفصیلی وڈیو ایک گائیڈنس روڈ میپ رہی۔ بہت اعلیٰ ورکنگ ہے۔ میں تو فین ہو گیا لئیق بھائی آپکا ۔ آپکی اگلی وڈیو کا شدت سے انتظار ہے تا کہ میں بھی ویلے بیٹھنے کے بجائے کچھ سیکھ سکوں

  • @shahrukhahmed1163
    @shahrukhahmed1163 Před 9 dny +2

    Optimum level of Financial Litracy Provide in this video, Thanks alot

  • @nasir4701
    @nasir4701 Před dnem

    Best video ever

  • @aamiralishahzad
    @aamiralishahzad Před 3 dny

    Sir ap ka bht shukria

  • @MuhammadFaisal-yj1mf
    @MuhammadFaisal-yj1mf Před 15 dny +2

    Valuable information and remarkable platform for free. Thanks to Sarmaaya team

  • @Awaiz01
    @Awaiz01 Před 6 dny

    The content you’re providing for free is incredibly valuable, worth hundreds of dollars. I wish more people could recognize its true worth.

  • @adeelirshad228
    @adeelirshad228 Před 15 dny +1

    Unbelievable amount of information for free. Everyone should use that platform, in my opinion. Thanks.

  • @ohmydiscount
    @ohmydiscount Před 13 dny +1

    Superb.... brilliant... اعلیٰ

  • @siraatsoft1241
    @siraatsoft1241 Před 3 dny

    Laeeq Bhai Mujhay to aj maloom howa Mutual Fund kiya ha. magar ek sath bhot ziada knowledge da di ha. confustion ho gai ha. abhi three times video dekhni hogi. Very Knowledgeable Video. Thanks JazakAllah

  • @Hnj244
    @Hnj244 Před 11 dny

    Best زبردست on mutual funds

  • @pirzadarizwan7583
    @pirzadarizwan7583 Před 14 dny

    a wonderful video. full of wisdom

  • @user-ur6ls7wi4v
    @user-ur6ls7wi4v Před 15 dny +1

    Its great job done. I understand now mutual fund . Thanks

  • @Altafbhaimemeswale
    @Altafbhaimemeswale Před 7 dny

    I mean no words. Thank you so much for making such great content for Pakistan. Please continue making videos like these. 🙏🙏🙏🙏🙏🙏
    Jazak'Allah

  • @muhammadshahid-yu2jy
    @muhammadshahid-yu2jy Před 9 dny +1

    Good Job Sir

  • @muhhammadali6290
    @muhhammadali6290 Před 9 dny

    Sarmaya is the Blessing for us.
    JzakAllah

  • @syedpirwilayatasad835
    @syedpirwilayatasad835 Před 13 dny

    Such a great information about investment for new customers b

  • @sultan3990
    @sultan3990 Před 14 dny

    Great platform, very much informative

  • @usamafarooq8242
    @usamafarooq8242 Před 15 dny

    Excellent video lots of information

  • @UmairAlamOfficial
    @UmairAlamOfficial Před 15 dny +2

    excellent video....apka interview mansoor ali khan ka dekh kr hi m interested hua stock market or investment ki tarf...great thanx for motivation....waiting next video

  • @user-jl9hj8vs3b
    @user-jl9hj8vs3b Před 15 dny

    Zabdast Laeeq bhai very informative
    Right time to invest in income funds

  • @muhammadshayanhaider3953

    Amazing work, really appreciated.

  • @user-vz9ni1yj8e
    @user-vz9ni1yj8e Před 12 dny

    Thank you so much Laeeq bahi.
    It's very helpful simple and understanding.

  • @howto_officials
    @howto_officials Před 15 dny +1

    Excellent information

  • @MuhammadBilal-jq4wi
    @MuhammadBilal-jq4wi Před 12 dny

    Excelent i love the way you explained the mutual funds ❤

  • @Skillovators
    @Skillovators Před 11 dny

    Very informative! Helpful.

  • @muhammadnaseem8330
    @muhammadnaseem8330 Před 15 dny

    Very informative valuable information

  • @sheikhasim1927
    @sheikhasim1927 Před 13 dny +1

    Very good information video,make more videos long and more in detail. What is better to invest in direct stock market or through mutual funds.keep it up you doing a great 👍 job.

  • @mubasharahmed626
    @mubasharahmed626 Před 15 dny

    This is very informative video, and platform for analysis. Really appreciate your efforts. Stay Blessed.

  • @karachiprinters8374
    @karachiprinters8374 Před 15 dny +1

    I didn't saw such educated and knowledged person on youtube about Finance. I first watched you on Mansoor Ali Khan's podcast and then subscribe your channel but now I am happy to have such good subscription

  • @akshaykumar-lc4db
    @akshaykumar-lc4db Před 15 dny

    Very interesting and progressive video about investment and money management
    Apki video sy boht kuch seekhny ko milta
    Thanku sarmaya team and Specially Laeeq Ahmed Bhaiii

  • @ansarfarid9661
    @ansarfarid9661 Před 15 dny

    Zabardast ❤

  • @ibrahimbharda1853
    @ibrahimbharda1853 Před 13 dny

    zaberdast sir g

  • @zahidpeshawar
    @zahidpeshawar Před 10 dny

    very informative, very impactful video. keep up the good work sir.

  • @MrRj-hi8po
    @MrRj-hi8po Před 12 dny

    Thanks for this detailed video! Got cleared all my queries. Nice way to teach. May! Allah bless you more!

  • @Europak-qu9fw
    @Europak-qu9fw Před 15 dny

    Really great info sir

  • @ranafaizan8782
    @ranafaizan8782 Před 14 dny

    Mr. Laeeq Ahmad has explicitly explained the nitty-gritty of the mutual funds. I'm absolutely naive to the financial management but i got the basic concept of mutual funds through this video. Looking forward for the next video.

  • @srtrader1714
    @srtrader1714 Před 14 dny

    waitng for your next video

  • @brainchem
    @brainchem Před 10 dny

    Lique bahi ab proper form main chuky hai.Great content and delivery. Now i shall also invest in MF

  • @tanveerabbass
    @tanveerabbass Před 15 dny

    ❤ nice معلومات ❤

  • @naeemahmed6805
    @naeemahmed6805 Před 15 dny

    Sir thank you very much for telling us so much information no one has ever given us in mutual fund so very good video sir please keep it up

  • @stylishone1
    @stylishone1 Před 12 dny

    Though I have already invested in mutual funds of al-Meezan but I have had no knowledge of the investment knowledge of investing in mutual fund. This video guided me how to choose any mutual fund. Very good video.

  • @mrAamin4
    @mrAamin4 Před 6 dny

    Best platform of Pakistan

  • @gulraizshahzad8281
    @gulraizshahzad8281 Před 15 dny

    Well Done , Very Well Explained 👍🏻

  • @DaniyalKhan7
    @DaniyalKhan7 Před 15 dny

    Fabulous content 👍

  • @rafaqatali4293
    @rafaqatali4293 Před 8 dny

    Masha Allah.

  • @rizwanwaheed3073
    @rizwanwaheed3073 Před 15 dny

    maine abi thori dare pehle try ke hai filters nai chal rahe. lakin thnx for guide us with honesty

  • @muhammadshabbirshabbir3710

    I was invested in low risk now after watching this video i am shifting to medium risk because interest rates are decreasing. Very informative video specially those who don't know how to invest in market and keep their money in current accounts. Excellent laeq bhai..

    • @bilaltwo79-zg3zx
      @bilaltwo79-zg3zx Před 7 dny

      Brother Kya mein low risk or high risk dono mein invest kr skta hn?aik waqt mein

  • @fgprince4561
    @fgprince4561 Před 15 dny

    Sir, Amazing Data and analysis. Totally satisfied the way it is explained although i am finance qualified professional but it is equally good for non financial people as well. Very well service to the community and appreciated for such unique idea of educating people.

  • @muhammadjahangir7910
    @muhammadjahangir7910 Před 15 dny

    Informative

  • @umairwarsi5923
    @umairwarsi5923 Před 12 dny +1

    Great video 👍

  • @muhammedsohail2536
    @muhammedsohail2536 Před 15 dny

    Sir,you have covered a big subject plz elaborate more

  • @muhammadali-mg1dn
    @muhammadali-mg1dn Před 15 dny

    Excellent ❤

  • @unknownghost9528
    @unknownghost9528 Před 15 dny

    Excellent 👌

  • @tourofeurope9560
    @tourofeurope9560 Před 14 dny

    Thanks from Belgium for such an information

  • @AlamComputer-ht8df
    @AlamComputer-ht8df Před 13 dny

    ماشاءالله..

  • @MuhammadKashif-fk7in
    @MuhammadKashif-fk7in Před 4 dny

  • @manypeoplefun8605
    @manypeoplefun8605 Před 13 dny

    Really bro good information..
    From Saudi Arabia

  • @bismillahkhan8301
    @bismillahkhan8301 Před 14 dny

    Love you sir

  • @smartprintingchakwal884

    Many UBL K Al Ameen Stock Funds man abhe Recently he invest keya hy Retuns achy and But mugy In k Front Load ka Idea ni ta but this video Really Help me a lot is k sat sat many Low risk man be invest karrakha hy almeezan and Fasal bank and js Bank man Cash Income Funds man be invest kar rakha hy UBL ka Energy funds jo High Risk wala hy wo kuch acha porfom ni kar raha but ya Video hafi Helpfull hy ab man apny investment ko thora chge kar sakta hon after this video

  • @digitalmoiz1
    @digitalmoiz1 Před 15 dny

    Nice sir keep it up

  • @hassnainrazaraza9816
    @hassnainrazaraza9816 Před 10 dny

    Respect from Qatar

  • @kashifiqbal4588
    @kashifiqbal4588 Před 15 dny

    U r doing great job sir... Almighty Allah will rewards
    Please sir interviews fund managers

  • @qqamarskanwalshahbaz5786

    Nice

  • @AllaboutMoneyMarket
    @AllaboutMoneyMarket Před 15 dny

    Indeed

  • @ZarghamAhsan7
    @ZarghamAhsan7 Před 16 dny

    Good

  • @balochanidewan4181
    @balochanidewan4181 Před 13 dny

    Baz wash❤

  • @hardsoul00
    @hardsoul00 Před 13 dny +1

    Sir ap ye b btaein k Sood wala system Kon se equity fund me nai ha?

  • @w15792
    @w15792 Před 2 dny

    Please make a video on mutual funds after new tax regime introduced. Which ones are better now to be invested in

  • @mohsinsohail4930
    @mohsinsohail4930 Před 15 dny

    MashAllah good work,,,
    I recently applied in ubl liquidity plus mutual fund at low risk catagory,,,please more guide about this mutual fund.thanks

  • @zakirjay8868
    @zakirjay8868 Před 14 dny

    Samandar ko kooze men band karne wali video .. very informative 👏

  • @usamaji00
    @usamaji00 Před 15 dny

    Bhai ap ap bataye kissy choose krein

  • @haiderhaider2396
    @haiderhaider2396 Před 15 dny

    Front load se bachney k liye ap aesai fund may invest karain jis may front load wagara zero ho and then ap after one week switch to your desire fund by conversion. Is se ap py front load nahi lagaey ga.

  • @muhammadnaumantahir3891

    Let's start this analysis like an episode of 'Money Matters,' the insightful podcast led by India's very own Ankur Warikoo.

  • @kashifmukhtar3907
    @kashifmukhtar3907 Před 15 dny

    ❤❤❤

  • @ShredWithElijah
    @ShredWithElijah Před 15 dny

    Laiq bhai kindly videos frequently banaya krain ma wait krta hon apki video ka.

    • @iamlaeeqahmad
      @iamlaeeqahmad Před 15 dny

      each video take time in scripting and production. don't want to compromise on quality

  • @alikhawaja01
    @alikhawaja01 Před 15 dny

    Thank you Laiq bhai. As a successful equity market investor, should I diversify and invest in mutual funds simultaneously? Please make video on diversification strategies as well.
    Thanks again for your valuable content and Sarmaya platform

  • @ArsalanAnwer
    @ArsalanAnwer Před 14 dny

    Great work Laeeq bhai
    Excellent content
    I invested 80% in Money market and 20% in income funds during last fiscal.
    But I converted 20% of my funds in equity and converted back to money market after substantial gains. That's another way to earn good and increasing your number of unit by using conversion option from one fund to another based on KMI 30 or KSE 100 performance.

  • @khan49337
    @khan49337 Před 15 dny

    g mai nai meezan money market fund mai investment ki hoi hai ou r abi stock market mai b investment start ki hai

  • @masifitp
    @masifitp Před 9 dny

    As per my understanding, all funds are interest based. Sharia Complaint also gives profit according to KIBOR.

  • @informativechannel5039

    laeeq bahi arif habib ki sath podcast kro we are waiting for that.....and asal him about all funds issue by mcb and its ap i save...

  • @arhamgulrayyan4183
    @arhamgulrayyan4183 Před 15 dny

    keep in mind to reply back on long investment of ten years to which fund should i opt for please

  • @informativechannel5039

    there is a lots of funds provide by mcb so please tell us something about all that funds thank u laeeq bahi

  • @abrarhussain6345
    @abrarhussain6345 Před 8 dny

    Based on the information you provided, can I say that as beginner, I shall compare based on the annual return minus the charges like TER, MF, FL, BL etc. The category of the funds is the same.

  • @librastar2003
    @librastar2003 Před 13 dny

    I invested half my invesment in HBL Financial Sector Income fund and half in HBL Islamic Assest Allocation Fund, before budget anouncment Assest Allocation fund gaive a desaster return and i switched all my invesment back to Income fund, now i understand the risk factor and started little invesment in Balanced Fund, and i think ill keep investing in it due to my medium risk appetite.

  • @AsafRAHIM-k8u
    @AsafRAHIM-k8u Před 15 dny

    Sir it’s very useful and well explained to know about mutual fund very thank you, kindly when you make new video how to invest and open account kindly kindly touch also how overseas can participate ❤🎉😊

  • @husnain67
    @husnain67 Před 14 dny

    Once again very informative video regarding M. F. Please describe as you mentioned in above video, how to buy, and is it like share you can sell or buy at anytime or is it fixed time investment? Thanks

  • @zaidi62
    @zaidi62 Před 15 dny

    Started since jan'24, with almezan sovereign fund gradually increase investment, then invest another Meezan cash fund as per investment advisor, invested Meezan sovereign fund =8.5L and Meezan cash fund =5L till dated. Not yet understand system.

  • @wormtail12
    @wormtail12 Před 15 dny

    Hi Laiq Bhai. Can you please add the following in your platform.
    Investment in terms of USD so we get a more stable picture of our portfolio in terms of dollar gain/loss.
    Secondly, incorporate CPI as we all want to beat the inflation here. Technically, i would want to see how am I beating the inflation with my investments.
    Thirdly, can you also add gold holdings as part of portfolio as every day prices of gold changes and we could get overall asset holdings on one platform only.

  • @abdulmoiz3479
    @abdulmoiz3479 Před 15 dny

    make video on stock as well how to find best stocks

  • @faisalejaz3326
    @faisalejaz3326 Před 13 dny +1

    Sir, kia ubl profit account save ha,?

  • @mehmoodbashir-kf4bc
    @mehmoodbashir-kf4bc Před 15 dny

    sir aik video funds k dividend pe b bnain k wo kasy NAV k rate ko change krti or dividend lena chahye ya us time apna paisa wapis nkal lena chahye

  • @mohammedhusain7599
    @mohammedhusain7599 Před 10 dny

    Which funds best at askari bank now

  • @Skills_Geek
    @Skills_Geek Před 15 dny

    In next video, please let us know how can we ask AMCs to not to cut Front end load. I invested through their apps and emailed them not to cut front end load but they cut it ultimately. How to talk to them and convince them if we are investing through apps.

  • @ranaadnanpk
    @ranaadnanpk Před 15 dny

    What is the difference between equity and cash?

  • @kamranjavaid3759
    @kamranjavaid3759 Před 14 dny

    SIr please keep uploading more MF related content. thanks

  • @asifm9434
    @asifm9434 Před 15 dny

    Is management fees included in total expense in mutual funds?

  • @gulraizshahzad8281
    @gulraizshahzad8281 Před 14 dny

    If Possible please aik video full fledged Meezan Sovereign fund py b bna dijye , us k year end dividend ke samajh nahi aye, mujay units milay cash profit q nahi ?