Americans First Hospital Bill In Germany!😟 🤣 🇩🇪 🇺🇸
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- čas přidán 13. 01. 2024
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If you give them the 24€ instead of the 20€ the insurance will be confused and because they don't know what to do with the extra 4€ in their accounting department they will send you another bill with some 3,84€ Bearbeitungsgebühr
and the might think: wtf he try to bribe me with 4€ ?
:-D
no they will try to reimburse you. At least, that's what they would do in the Netherlands
In Austria instead they will send you a 2000€ Bill because you did not pay your 20€ bill. Yes even rounding up to like 17,84 to 18 makes it as if you did not paid your bill.
@@konstantinkunz2256 such stupid mistake to make when programming a system, instead of doing
paid >= bill value
They do
paid != bill value
Fun thing was when I found that one system really just did
abs( paid - value )
I was paying all my bills with just $0.01 (that until they found and sent me a $5000 bill with all the "missing" payments)
Some lady had a baby in the US and her second in Germany. She posted the two sets of bills on CZcams. Unbelievable.
if the bill for a trip to germany is not as expensive as having the baby in the US, I see this becoming a real thing
@@jimidandoas long as it’s just an uneventful vaginal delivery with no „extras“ it should be around 3-5k in Germany (for anyone insured in Germany it’s 0 euros + extras like parking or family room).
And now what?
Some details????? 🤧
The fact that there was a bill at all in Germany is outrageous!
Welche Rechnung?
Ich habe 2 Kinder in Deutschland bekommen.
Leaving a 20% tip is one of the most American things
Because not paying a real minimum wage is TRUE FREEDOM!
@@tobiasharnisch4155 minimum wage is a retarded idea and not the only alternative to the tipping culture. America had the same silly thing while the minimum wage debate wasn't a big thing
As an American, I knew that Germany and other EU countries (and most other countries) in the world have actually reasonable medical bills. I was thinking "please say something like 50 euros" and it was still less than even half of that.
Not Italy.
Ambulance costed me almost 900 euros. I waited in corridor while waiting for the results of the scans on the bed. After that they put patch on my bleeding nose without disinfectant which led to suppuration very next day. After one month I received a bill of almost 900 euros. North of Italy, Brescia, Lombardia , third or second biggest city in the region after Milan.
If you are subscribed to NHS of Italy, you have two options. You can wait for a doctor 3-4 months or even more , then you pay only 30 euros for a visit.
Apart from that annual insurance for a foreigner has recently increased up to 2000 euros per year.
If you don't want to wait or you don't have insurance you will pay 120 euros for a visit and you will wait two-three days.
But take into consideration that salaries here are extremely low and taxes are higher.
Italy, Lazio region.
Salary of very good Senior full stack C# developer.
Income: 50,000.00 USD
Social Security Contributions: 5,000.00 USD
Taxable Income: 45,000.00 USD
National Income Tax Due: 12,649.99 USD
Regional Income Tax Due: 1,112.50 USD
Municipal Income Tax Due: 225.00 USD
Total Income Tax Due: 13,987.49 USD
Total Deductions: 18,987.49 USD
Salary After Tax: 31,012.51 USD
Employer Social Security Contributions: 15,000.00 USD
Cost of Employee: 65,000.00 USD
If you're freshly graduated you can earn as a computer engineer 1300-1400 net per month in the richest region of Italy - Lombardy , where I'm currently staying
@@IoT_ Even a junior in Germany have more than that , that muss be a joke
The funny Part is that the Hospital is not allowed to recive Tips in form of Money.
But the Nurses of your Station where you are are always Happy over a Pack of Coffee or Gummibears.
„Weißwurst Krankenhaus“ 😂
Ja, das war großartig! 😂😂😂😂
White sausage hospital?
@@rorybrowne4973 Yes, that's the English translation. 😂😂😂
Thanks, I didn't see that the first time! 😀
The charges are virtually nothing. It’s called caring for your citizens; hugely civilised. America should try it one day. America should provide free medical care at time of need. America though is all about profit and hatred of the poor…..🇳🇴
Not if the Republicans keep getting their way, pro life until your born
Grass is always greener on the other side. I live in Germany and can tell you that healthcare is one thing but many Germans are really dissatisfied with the way the system works. If you have public health insurance you’re basically treated like a human of second class and have to wait months for an appointment. Meanwhile people who are privately insured are treated like royalties. Also don’t forget that people in Germany earn a lot less than Americans on average because the tax is so high. The government here is also unable to spend our taxes efficiently and waste it. Ask any German about “Klimageld”.
They're "virtually nothing" on the medical bill because you already paid for it with your 19% VAT tax. That's 19% on everything you buy. What, are you a leftist and think you can actually get something for nothing? Even if you don't use the medical insurance, you're paying 1/5 more for everything you buy from the day you start buying it. And I haven't even gotten to rationing.
@@NamNguyen-jq1rr And yet….a 100 times better than here in the USA.
@@mikewinston8709 the thing is if you’re rich then the US is a better place to live. Many Germans with high qualifications come to the US. Not sure at what kind of salary exactly it’s better but you get my point.
I‘m in Austria and stayed one day in hospital- I had to pay 12€ and I was like- that’s expensive for one meal I got!
I'm an international student in Italy.
Ambulance costed me almost 900 euros. I waited in corridor while waiting for the results of the scans on the bed. After that they put patch on my bleeding nose without disinfectant which led to suppuration very next day. After one month I received a bill of almost 900 euros. North of Italy, Brescia, Lombardia , third or second biggest city in the region after Milan.
@@IoT_ you're an expert in copy & paste👌
@@Lysandra-8 Thanks. Is it that notorious German humour?
@@IoT_ just a fact, germans have no humor
@@IoT_depends of your insurance and country you come from...I had twisted ankle in Italy, went to hospital,did x-ray if nôt broken,fixed it with othesa and paid just 25€for orthesa - in Rimini
We had an emergency here and called the ambulance. That was 3 days ago. Still waiting for the ambulance😕love from South Africa
In the Netherlands if the ambulance takes longer then 18 minutes to arrive all politics will get involved because that is just too long.
I love this! Americans struggle to pay for medical care, even with insurance, and with insurance we have to deal with the bureaucracy of insurance companies deciding what we need instead of following our doctors' instructions, so it;s not always a good deal. Dental care in particular is outrageously expensive. I''m living in the wrong damn country; time to get my frustrated, broke American ass to Deutschland! Thank you Zac for your humorous, yet truthful, representation of German life!
Learn German, be sure to have an education that helps you get a job here and „welcome to Germany“.
@@jennyh4025 I will admit, I’m intrigued by the idea. And the more German I learn (seven months in now) and the more about German people, culture, and history I learn, the more intrigued I get. 😎
@@jennyh4025 A lack of German will make it difficult to move to Germany. Not being an EU citizen is however a bigger hurdle.
@@rorybrowne4973 it definitely is. But being from the USA might make it easier than being from another country, especially if you already know some German and can get a job in Germany.
@@jennyh4025 I can imagine two benefits to being from the US;
1: The possibility of working for an international company that also has offices in Germany, and
2: The likelyhood of having fluent English. Ever since Brexit, the only source of native English speakers in the EU is Ireland, so it's as easy to hire from the US as it from the UK.
I'm not sure about Germany, but in Vienna, Austria, most of the local population fine-tuned their English from watching US movies, so US english is OK. Many corporate offices here (Vienna) use English as their working language, so that they can recruit talent from nearby countries in Central & Eastern Europe, where people speak both English and their native language. I have colleagues who speak, Czech and English, Slovak and English, Hungarian and English, and Croatian and English, but not all of them speak German. I suspect it's the same in major German cities.
Be careful when tipping doctors in Germany, they might lose their license to practice if they accept it (at least in theory and if it's more than a few bucks)
Dont care about the doctor... you will got to jail for this.
Even just for trying.
Not a few bucks - jail.
Americans should stay far away.
Not compatible.
Like muslims.
I'm English so our healthcare is free, even if it is in shambles right now. Well when I went to Croatia a few years back I broke my wrist; I went to the hospital & they saw me in record time. Within 30 minutes I had an x-ray, a doctor look at my wrist & the x-ray, had a cast put on & was prescribed painkillers. Went to the receptionist, who was also the nurse (lmao) & she said I apologize that it's expensive (it was £12 & I got to keep the x-ray!) Like God damn 😂 It's even funnier when I think about how it took an hour to get to the hospital, but once I got there I didn't really have to wait for anything because it was in the countryside & there wasn't many people.
OMG. In the United States that would all easily cost you over $1,000, after waiting for 8-12 hours in the emergency room.
@@newenglandgreenman ^Again, that is pure BS!^ You obviously get your incorrect information from either youtube or tik tok.
$50 and that is all.
Yet it is the EU that has problems with HUGE wait times. I have NEVER waited more than 15 minutes in an emergency room.
Enjoy your treatment in two months.
@@bigdog8008 What part of the US do you live in? I want to move there. My mother-in-law had a life-threatening condition and had to wait in the emergency room for 8 hours before getting treatment. I have waited for hours myself. Where do you get the figure of $50? I have a high-deductible insurance policy (very expensive to me, but the best my employer offers). I never walk away from a doctor's office without a bill of at least $300. Anything involving broken bones will easily move into 4 figures. My information is not from TikTok or CZcams. It's from personal experience.
'I'm going to leave a tip' was the cherry on top XD
You never fail to make laugh 😂😂!
Americans and their obsession with tipping 😂
kanshk wht a long time
@cr8114 sorry bro i can't recall... you changed name?
The good old Weißwurst hospital 😂
I can confirm. At the start of this year I had appendicitis and therefore needed to stay in the hospital for two nights, which means I had to pay 3 days in hospital which amounted to 30€. I think the pain meds they gave me for the first days at home must've been worth more...
In the USA, this would cost $20,000-$30,000.
@@newenglandgreenman ^That is complete BS^. In the USA - that would cost me $50 for being admitted and that is all.
But one thing I think you can brag about in EU - your ridiculous wait times. For example, I needed lithotripsy. In the UK, they are currently bragging about cutting the wait time in half from 4 months. In the USA - I had to wait *one day* and that one day wait was due to the pre-lithotripsy procedure.
Can anybody imagine having kidney stones in the UK and needing to wait 2 months before getting lithotripsy? Then try imagining having to wait 4 months.
@@bigdog8008 So you had only a $50 copay and no deductible for a hospitalisation in the U.S? I want that insurance. Please tell me what it is so I can buy it. Thanks.
@@archer1803 Exactly! $50 copay only for hospitalization. Physicals, vaccines, etc are all free but all health insurance is supposed to pay that. I have what Obama called Cadillac insurance. I coupled that with an AFLAC type of insurance from ... forgot the name but has 'Snoopy' in their commercials. This pays for everything that the other insurance doesn't pay plus it actually pays me an extra $50 for each physical, dental checkup, cancer screening, etc. I actually made money on this insurance last year.
@@bigdog8008 Hey Bigdog. Then you have far better insurance than most Americans. Lucky you.
I walked in off the street as a tourist to a GP practice in Berlin and paid e20 for the consult with prescription.
It was pre-inflation so it might be e30 now but hey.
Here in Canada if you have no family doctor you'd have to go to the ER and wait 8 to 12 hours even if you were Canadian but not family doctor. Plus as a non-resident you'll probably be charged $300.
My wife had to go to another country for a hip replacement. (She was in excruciating pain.) The waiting time was unknown, but at least two years in Canada. That means she would have become an opioid addict while waiting. The cost in the other country - Germany - was not nothing, but was worth it for us as pensioners. @@dg-hughes
0:48 Hahahah German and there compound worlds, Krankenwagentransport Sick-wagon-transport (Ambulance transport)
The only way to go, English still doesn't have a word for steam locomotive or folding dinghy! Or sleeping couch!! German has word for the most normal things in life. And for flooring sanding machine rental. (Fußbodenschleifmaschinenverleih).
Wait, do Americans tip for medical treatment??
No, we don't "tip" but a lot of people give gifts to their Drs and Nurses.
@@gkennedy2998in Germany that’s not allowed. But you might give some sweets or flowers to the department that treated you well.
Tipping culture in States is out of limits! I was laughing at them, because at that time, I did not know that they do not tip to thank for exceptional services, but to help out those underpaid.
@@RichieLarpa Service providers (i.e. wait staff) are underpaid because it is expected that they will receive cash tips which are untaxed. For that reason, you should tip your service providers... even if the service isn't "exceptional."
No, we Americans do not tip for medical treatment. Doctors typically earn $400,000 or more per year. Even nurses earn around $150,000. They are well paid. We pay exorbitant bills and are certainly not going to add tips. You may not understand the tipping culture. It's meant to help low-paid workers make a living wage. We know that the cost of restaurant meals is premised on exploitation of restaurant workers, so we tip to compensate for that. There's no reason to tip people who are paid extremely well. Contrary to @gkennedy2998, I've never heard of people giving gifts to doctors and nurses. I suppose it happens, but it is not standard practice.
Only thing not accurate is the time limit to pay: 01.02.2069
Somehow they manage to deliver the letter to me with only a couple days left or already late.
That was a good one!
And now you know we are short at doctors
USA too. Pretty much every country 😅
you leave 20 cents tip, those 20 cents will be transferred back to your account the next day.
Once I had to pay little something for the use of the ambulance car, the rest (600 €) was paid by the health insurance.
Pause and read the whole Rechnung. 😂 it's funny
I was in a crash and had to go to the ER with ambulance and MRI.
That cost me 25 euro.
Then i had to spend three nights including surgery.
That was 10 euros per night.
I was more that i got one bill from the ER, one bill from ortopedic departement and one from the departement that had me for observation the first night.
The bills included breakfast, lunch and dinner as well as young nurses giving me a showe
You have to pay? In Italy you don't, unless your "Emergency" was something that actually didn't require you to go to the A&E (and you still need to earn more than €29k/year to pay, or you won't even pay the ticket)
I'm an international student in Italy.
Ambulance costed me almost 900 euros. I waited in corridor while waiting for the results of the scans on the bed. After that they put patch on my bleeding nose without disinfectant which led to suppuration very next day. After one month I received a bill of almost 900 euros. North of Italy, Brescia, Lombardia , third or second biggest city in the region after Milan.
@IoT_ stop lying 🤣 and if you had heels you'd have been a bike
@@IoT_stop spamming.
It's for the food.
@@carlomontecarlo7881 The only people who can lie are the Italians.
some people whose expenses run out of control in germany are not "freiwillig versichert" (voluntarily insured) and have trouble once they become sick or injured. my mom worked for the "malteser" after she retired from her former job
This is the exact same type of people that you read about in the US.
If they earn enough - they pocket the cost of insurance and 'live dangerously' by not buying insurance. If they become hospitalized - they gambled and lost. The hospital will send them a big bill. If they don't pay - it ends up being written off by the hospital and the rest of us get stuck with the cost.
If they don't earn enough then they qualify for free or highly subsidized insurance. But they don't bother with filling out the one page request for insurance. If they become hospitalized - it is not the hospital's fault that the person ignored filling out the forms for "free" health care (paid for by the rest of us). Again, the hospital will send them a big bill. If they don't pay - it ends up being written off by the hospital and the rest of us get stuck with the cost.
Hahaha you guys 🫶🏼♥️🤣 that is so funny 🎉
Heh .. that was a good one ;)
I just had gall bladder operated here in Finland, the bill was 150€.
My guess is that you also had to spend a few days in the hospital, because my mom had to do that.
@@mattep74 , nope I walked out two hours after the operation. Medication made me dizzy, that was the biggest problem.
Number 6969 😂 it’s all in the details
Naja. Ich bekomme als Privatpatient schon öfters ziemlich hohe Rechnungen, die auch keineswegs zu 100% von der PKV und der Beamtenbeihilfe abgedeckt werden. Im Dezember bin ich auf über 200€ Arztkosten sitzen geblieben, im Januar wird's nicht besser sein, weil der Arzt wieder mal die Regelhöchstsätze angewendet hat, die zumindest die Beihilfe nicht anerkennen wird. Klar sind das keine Kosten wie in den USA, aber so paradiesisch, wie dargestellt, ist es halt auch nicht. Nicht für alle.
Dann bleib halt gesetzlich versichert, dann musst du nicht jammern😂
Of course the costs were like those the USA. You paid far more than I would have paid in the US. I went in for lithotripsy last fall -- it cost $50 and no more. That is a lot less than 200€.
if u are stationary in ambulance sleeping over nights each night cost u 10 euro no matter what hospital. and ive got no extra cost just the stay. and i had OP , not an emergency
Ah yes, good old Weisswurst Krankenhaus😌
Weisswurst Krankenhaus? What’s going on in there?😂
Ha ha ha ha ha. Yeeaa 😅
I have been in Ipswich General Hopital, Queensland, Australia, over 31 times, and several ambulance trips, once i hav a power saw accident with my right hand, and they had to get a police escort for a microsurgeon to re attach it all. the Bill. $0.. i was charged $17 once when they had to get in some special pill sthat the Hospital Pharmacy did not stock. out side of that. Zip.
Great! Hospitals and their staff all work for free.
Oh, look my electricity is for free, I don't pay for it everytime I turn on the light!
hahahahaha I feel guilty because I find this funny
not long ago I underwent heart surgery and after that I did a month of rehabilitation, still in hospital, the total bill was: 0.00
The best system in the world: A little more personal responsibility than in Germany and a little more medical health insurance for everyone living in the USA.
From a distant viewing: Average income in US is much more than in Germany. Nonetheless health care cost in USA amount to 17.4 % of the gross domestic product vs. 12.9% in Germany. Not leading to better health in terms of average life expectancy.
Average income in the US is higher, if by average you mean "mean". However, median income is not much higher, because there are so many people making very little. The poorest get some government health insurance. But many above the ceiling for government health insurance have no insurance because they can't afford the private insurance, which is typically more than $1,000 per month. If you are making $2,500 a month (a bit below the median but fairly common and way above the eligibility ceiling for government insurance), and your rent is $1,500 a month (fairly common), you have to choose between food and transportation (remember it's almost impossible to get to most jobs without a car) or insurance.
in canada residents don't get a bill for medical treatment .
I was bitten in the hand by a possibly rabid cat and I went to the hospital for rabies treatment(I had already been to a med-center right after it happened. They cleaned, examined, and bandaged my hand which cost $200). I sat I the hallway of the emergency department, in the dark. I had to move my feet when gurneys, wheelchairs, or hospital equipment came by. The doctor had them turn on the light so she could see my swollen hand. She drew on it with a marker and told me to come back if the swelling went beyond the marks she drew(Doctor bill $188). They gave me the first set of 14 rabies injections in my arm, hand, and finger(VERY painful!!!). Anyone want guess what the total cost was for sitting in a dark hallway for a few hours in the emergency room and get the first rabies treatment?? $18,000. This is in the U.S. I had no insurance at the time, since I was just laid off from my job of 23 years(all excellent evaluations too). I live in a “Right to Work” state, which means an employer can fire you at any time for no reason at all. They simply wanted to hire someone else for the job at less pay.
My last hospital visit cost me $50 after my insurance paid their part. No clue why everyone acts like American medical bills are extremely expensive. I pay $200 a month for insurance through my job. Dental bills can be expensive
But you can also call and if it’s something important have a appointment the same day or next.
And if you do not gave a job and no insurance?
Und meistens bezahlt die Rechnung noch die Krankenversicherung..
Some Americans come over just to stay in hospital in Germany. This is including flight much cheaper than the med. treatment in the US...
I don't believe an American would be presented with such a bill in the mail. As someone not covered under the German National Health Plan it would be much much higher and they would likely want payment at the time of service.
Glad you are not in India. The cost here is so cheap, you would have found a Tsunami and dived into it.
shail wht a come back
How old is that video? Or rather: how old is the bill?
Canadians be like, "What? A hospital bill? You mean for the parking, right ?"
It’s a Postbank envelope. Postbank doesn’t send medical bills because it’s a bank. (imagine we’d still have the Arztgebühr/doctor’s fee: he would have to pay €10 more!)
You mean the Praxisgebühr of €10 per quarter, hahaha!
The Postbank envelope briefly caused irritation for me too.
They should be handing out these bills to all immigrants in UK.
Great!, even much more cheaper than in México. All the countries will be cheaper compared with the super highest cost in USA
5€ für den Krankenwagen? Na das würde ich nicht auf mir sitzen lassen^^
Ambulance transport in the Netherlands is 850€
It's not what you pay though. My father's ambulance ride was 44 euros, in 2016. Kinda curious where you got the 850 from, which is coincidentally the maximum voluntarily deductable?
The deductable is just 385 though. So you won't pay that much yourself.
@@annekekramer3835 just type into Google. A1 transport ambulance. you will then see the costs in 2019, when they were already €728.
I'm an international student in Italy.
Ambulance costed me almost 900 euros. I waited in corridor while waiting for the results of the scans on the bed. After that they put patch on my bleeding nose without disinfectant which led to suppuration very next day. After one month I received a bill of almost 900 euros. North of Italy, Brescia, Lombardia , third or second biggest city in the region after Milan.
@@IoT_and spamming again.
Marry me Hans 😂
20€ buys a bandaid in a US hospital!
Come and see medical bills in Switzerland... Then you'll want back in Germany
Thanks to an average income tax of 37.4 percent per year as opposed to 24. 6 in America . Perspective.
Dann frag mal einen Privat-Versicherten in Deutschland! Der muß in "Vorleistung" treten, bevor er das Geld von seiner Versicherung teilweise - wenn überhaupt - zurückbekommt! Auf der Rechnung wird zwar detailliert aufgelistet, welche Behandlungen mit wieviel zu buche schlagen, zusätzlich wird aber der mindestens eineinhalbfache Satz abgerechnet,mweil Du privat versichert bist. Dann rechne 'mal mit dem 10- bis 100-fachen dessen, was Deine Minirechnung im Video aufzeigt!!!
Dann bleib halt gesetzlich versichert, dann musst du nicht jammern😂 Hat dich ja niemand gezwungen, dich privat zu versichern!
It's not magic, it's your taxes
Terrified American. 😂😂😂
That's why Bernie Sanders would have been the best president for the USA! (-> Medicare for all)
Why do people keep arguing with me when i say to them health care in america is expensive. See this is proof..😊
merica is the only nation where their strong currency does not help them in any way. euro = 20x the rand. thus 20 euro is like 400rand. so something more expensive in africa will seem less expensive there, cz of the currency. not merica. 2000 in african rands and 2000 in merican dollar. same treatment. wtf. where it should cost like 100 dollars/euros. but no!
Very clever! zack made a fake invoice and even used a german city that doesn't exist. The attention to detail ! ( Very suspicious going to hospital the day after christma's ( Ist Köln) ;-)
For those who don't understand this comment, there is a running joke in Germany that Bielefeld doesn't exist (which is, actually true, it's a fake city, it's as fake as Oreos with strawberry cheesecake filling).
The only thing the US does well is speed of emergency care. Everything else is terrible.
I’m a lifelong American and I agree a thousand percent. They’ll save your life but it will cost you. 😦
@@MusicFanKim Waiting 4 hours in emergency, is not rare in US either.
I disagree with the "everything else is terrible". In the US - yes, it is fast. For many of us, we pay an admittance fee if hospitalized -- $50. Remainder is covered by insurance. Never, ever had to wait anywhere near 4 hours in emergency - every time anyone in my family was in emergency, it took 15 minutes at most. Treatment such as lithotripsy -- I had to wait one day wait in US (due to pre-op prep). In UK, they finally lowered the rate to under 2 months! Throughout much of EU - this is considered voluntary treatment.
Broke my arm in Pyrenees - I had to wait half a day to get into Spanish hospital for treatment. Hospital looked like something from the 1950s.
And treatment such as cancer in better the US - always a higher survive ability rate.
20 EURO .... absolute scam. way to much.
01.02.2069
nice
...until you become a Kleinunternehmer.
Bedow
You are lucky you weren't admitted to the hospital. It would cost you 10 Euros PER DAY. However, I think you could get in trouble for leaving that tip. I wouldn't try that. Although, honestly, when people point out at what low cost you can get medical care in Germany, you forget that we have mandatory medical insurance and it is not cheap, especially when you remember that everything you have to pay for insurance gets the same amount from your employer added to it.
I'm an international student in Italy.
Ambulance costed me almost 900 euros. I waited in corridor while waiting for the results of the scans on the bed. After that they put patch on my bleeding nose without disinfectant which led to suppuration very next day. After one month I received a bill of almost 900 euros. North of Italy, Brescia, Lombardia , third or second biggest city in the region after Milan.
So, you'd rather spend hundreds of thousands or even millions when you get seriously ill for one serious sickness (f.e. cancer or heart disease)?
@@IoT_how often are you going to spamm that?
The 10€ are for food, not medical care. And Krankekasse is cheaper than health insurance on the US.
@@sisuguillam5109 Often enough to show that Italian healthcare system, and other systems which governed by the Italian authorities are bs
My kidney stone with health insurance cost me $10,000.
I'm an international student in Italy.
Ambulance costed me almost 900 euros. I waited in corridor while waiting for the results of the scans on the bed. After that they put patch on my bleeding nose without disinfectant which led to suppuration very next day. After one month I received a bill of almost 900 euros. North of Italy, Brescia, Lombardia , third or second biggest city in the region after Milan.
Let alone each visit, which costs around 30-40 euros , and waiting times are months
I went to otorino, and in order to disinfect the instrument she used literally alcohol burner. After that I told her that I have my nasal septum deviated, which she replied that it's not true. I was asking her , how she knew it, and she couldn't answer anything. I literally asked her for the exam , and she reluctantly gave the prescription, and the exam revealed that it was actually deviated.I'm not a doctor and even I knew better that otorino. And the another doctor , who did the procedure, told me that I had to wait 3-4 years for the operation or I have to pay 6000 euros!!! I could not breath normally, and I could have just taken the flight to my home country and safely done the same intervention maximum for 300 euros in private hospital. And with national free insurance one, I would have waited 2 months, not three years.
And this is the North of Italy. The acquaintance of mine lost his kidney because the surgeon brought the infection in urinal tract - that was in Veneto.
The problem was with the insurance that I couldn't obtain because I couldn't get the tax code. And in order to get a tax code, one has to go to the special office. In this office, they should give it and It should take one hour to obtain it. For me, it took three months because when I went to that office, they told me that they do not allow me to enter. So I had to book the appointment using special application. If you go to that special application, there were no free spots at all, zero, nada.
Even if there were free spots, in order to make an appointment for a tax code, you have to have a tax code, because you have to enter in one of the fields, which is complete nonsense, but it's Italy, it's normal here. So I went to the international office of university, and they couldn't help me either. I went to the embassy, they couldn't help me either, they told me that everything depends on the first office that you went, but they didn't reply to the emails, they didn't reply to the calls, they didn't allow me to enter the building.
You’ve got to be kidding me, I’m also italian but I’ve never had to pay such amount of money nor had to wait so much time for a visit
@@phoenyan2087 I did not say I am an Italian. I am an international student. I forgot to mention that in the emergency room they just put a patch on my bleeding nose even without disinfecting it, which led to suppuration next day. Welcome to Brescia, North of Italy, Lombardia
@@phoenyan2087 And if you do not believe me, I am still keeping the scans of ticket pronto soccorso :)
@@phoenyan2087 I am really sorry for your bad medical healthcare system. The doctors are untrained, the system is overloaded , the quality of service like it was in my country 40 years ago, and I am from former a Soviet republic
@IoT bullshit
42% income tax.
Yes the price you pay for almost free education, almost free healthcare, and pension.
If you have more than 120.000€ income/year as single, 240.000€ if married. And only the part above 65.000€ has this tax rate. The first 12.000€ are tax free. I have 103.000€ per year (married) and my avarage tax rate is around 26%. Either you are a troll or just stupid.
Yes for almost free healthcare, jobless insurance, social money when you need it, to stay at home for one year when you got a baby…… a good social system have a price.
And those 42 % are only the maximum you have to pay if you are earning quite well.
@maverick3911 how about I manage my own Healthcare and the gov fks off? I don't need the gov to step into my Healthcare for 50% of my income. Tell me has MAID settled Canada's budget deficit for Healthcare now that Assisted suicide is the 7th leading cause of death in leafland?
If you have a well-paid job, you also pay a lot for insurance too.
In my case, that's a whopping 450 Euros per month. Not to mention, many services such as dental healthcare, meaning professional cleaning aren't included at all.
On top of that, it is not only you, who pays it, it is also your employer who roughly pays the other half. So overall, it is 900 Euros per month.
Doesnt matter if you go to a doctor or not.
So if you are like me, who is with 34 pretty young, also overall in a good condition, having no long-term-issues at all, takes care of his health, you basically pay for nothing back at all.
It is still hilarious when americans think everything is so cheap here. When you have a low-paid-job, it is just others, who pay the bills for you.
Guess how much motivation those people have paying for your bills.
Take private insurance into consideration ;)
Was für eine beschissene Denkweise, da wird mir schlecht. Jetzt bist Du jung und gesund und beschwerst dich über die Kosten. Sollte es anders kommen und Du erkrankst schwer und kannst nicht mehr dem tollen und hochbezahlten Job nachgehen, wirst Du das Ganze etwas anders sehen.
That's what insurance is. You pay for something that might happen so when it does you'll be able to afford it. You pay car insurance or insure your house and if you have no accidents or your house does not burned to the ground or be robbed "you basically pay for nothing".
The thing is that, unlike a car, everyone will need someday, either as you get older or if, like many "pretty young, also overall in a good condition" people that got sick or had an accident so to prevent cases of people having no money to get medical assistance when needed we mandate all to pay for insurance. A mandatory single payer insurance is much cheaper and efficient than optional private insurance and to get the level of care you get for 450€ in the US you'll pay much more than that and it will have many limits, deductibles and copay.
@@AL5520
Oh yeah, but if you deliberately burn your house, you might get sued for insurance fraud.
And if you skip regular checkups for your car, you won't have any guarantees anymore.
Meanwhile, in Germany, if you live in the shittiest way possible, eat junkfood every day, smoke, drink excessively and earn nothing for the system, you still get complete treatment paid by people who take care of themselves and pay in the system.
Not to mention it does not only applies to German citizens.
So basically, in the US, it is freedom of choice, or you get what you pay for, while in Germany, it is socialism.
@@89TStefan Not taking care of yourself is not equivalent for setting your own house on fire to get the insurance money. On the other hand if you're house burns down due to something that you did unintentionally you will be covered and car insurance will pay in case of an accident even if you broke the law like passing on a red light, driving too fast or even if you were driving under the influence.
I've never heard of someone "eat junkfood every day, smoke, drink excessively" just to get medical care. Insurance also applies if we do stupid things, that's what it's for, and even a private one would have paid for medical treatments caused by a not so healthy living style. On the other hand you're saying that if someone does not take care of himself and gets sick he deserves to die and not receive medical car.
Insurance does not pay back what you've invested in it, it pays those who needs what it is for, some might need it more than others, and those can easily be people that took great care of their body while others that ate junk food all their lives can live to be 100 y/o that's why we don't do what you think should be done. FYI, taking care of our body is a good idea but genetics have a lot to do with your health regardless of how you choose to live your life. I hope you'll stay healthy but if for some reason you'll need extensive medical treatment you will and should get it regardless of how much money you've paid into the system or how you lived your life before that.
Do you honestly think that's the whole amount?
He omitted the thousands of euros he is forced to pay every month even when he doesn't have any treatment at all. And the time he he lost waiting for treatment. Healthcare is not cheaper in Germany than in the US. In Germany, the real costs are just concealed, and a lot of people make other people pay for their treatment.
Still a much better system. Simply compare the life expectancy between the USA and Germany.
First of all, we don't pay thousands of Euro, but 14,6 % of our deductable income. And even if you earn a lot of money, the contribution assessment ceiling is actually really low, it's at an income of slightly less than 5000 € a month and 14.6 % of 5000 € is 730 €, which is the absolut maximum you have to pay, AND everyone in your family is covered by this (husband/wife and children). Waiting times are actually very good in Germany, it's a rumour Republicans like to spread to justify their horrible health care system. And tbh., I don't mind paying into a system to make sure that the little girl down the street doesn't have to die of cancer and her family has to lose everything due to bloated medical costs. I mean, you paid taxes to have innocent civilians being killed in Iraq and Afghanistan.
Wrong. Its actually cheaper. If you have a private insurance you get a proper Bill with everything in the amount they want to Charge, Like in the USA.
Mine wasnt even half of what you pay in the USA 😂
Btw. You pay Public insurance in Germany and are done. In the USA, If you have the Money, you pay for private one and still end Up bancrupt
So wrong. I spend $20,000 a year on health insurance in the US that has a $4,000 deductible. That means in addition to the $20,000 premium (and the additional premium paid by my employer), I have to spend $4,000 out of pocket before the insurance pays one cent. Because I'm a healthy person, I have never reached $4,000 (even though a single visit to a doctor costs me at least $400). So I am spending tens of thousands of dollars on healthcare every year even though I am healthy.
Actually it's a well-known fact that the USA has some of the least cost-effective health care on Earth.
At or close to the top in cost, but merely medium in overall national outcomes such as infant mortality, longevity, etc., etc., etc.
P.S. A vast proportion the the total USA taxes go to what some might call 'socialist' programs. It's huge, but nobody wants to talk about it. Even though it's arguably good. Weird...
German here. Every german I know actually HATES the system in this country and says that the american system is better. Let that sink in.
Maybe you know only drunken people
Hell no.
I'm a German living in Germany and nobody says that, ever, and all of my American friends say they'll never go back to the USA because the medical system is so much better in Germany. Aber ja, Hauptsache, irgendwas auf CZcams behaupten.
Also German.
Every German i know isnt so stupid to prefer the American system. Its Just as Shit, but you also Go bancrupt on top
Totally fake!
I was outraged when I got a 20€ medical bill one time! I refused to pay and my insurance paid for it in the end.