To Loan or Not to Loan: An FM Guide
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- čas přidán 6. 03. 2021
- Developing wonderkids is a tough task in FM. Finding and executing the right loan can make all the difference between actually developing that wonderkid and having another story about how Football Manager let you down. That is what this loan video is for. Having good finances and making money in FM is difficult too. That is what this loan video is for. Getting rid of players on big contracts and finding a cheeky way to get those tough transfers through on Football Manager is tough. That’s what this loan video is for.
Loans on FM can serve a wide variety of roles for your team, so learning all the different pieces of loan dealings can prepare you to talk full advantage in transfer negotiations. Then having an understanding of the tactics behind loan dealings can put your young players in a position to succeed while out abroad to gain experience on FM. This guide is to lay out these loan tools on Football Manager in a way you can apply that knowledge in your saves, effectively. A tutorial in development too. Loans are just good to know, so let’s make a classic Zealand video about it.
Much Love,
FM Senpai
Podcasts:
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#FootballManager #Gaming #Hashtags - Hry
I don’t even play fm21 but I love this guy’s personality so much I still watch him
I know everything about loans, and still watched it
Same lmao
@@MrTwoojStary same here, his videos are great
This guy is the reason I play FM lolol
I’m the same don’t care what content it is I just watch it anyways cus he’s hilarious 😂
Loved discovering this channel last year when I was getting into FM, its like my education for FM, breaking down each aspect of Football Manager and explaining how it works. All hail the FM University of Zealand.
Zealacuse 2021!
Best CZcamsr around
My mum said thank you for not swearing it means I can watch these videos
Loan can’t be terminated means that the loaning team can’t send him back to you. There’s a section there that says “can be recalled” and that’s the one that means you can get him back whenever you want
Me and the boys getting the same man on loan every season because we can't afford him 😭
I knowrhat feeling
And what hurts most is when he goes from superstar to bench warmer in your squad and you still can't afford him :(
FM19 I had Valverde loaned to Palace for three straight seasons, I miss him even now
@@gandalfthegrey7135 Just keep loaning until their contracts run out, it's my go to move ;)
I done that this year with Alex Collado and when the contract finally ran out. Lazio got him
Man so relatable, i have a player loaned in for 5 seasons in a row in my team from Slovenia XD (Marco Molla, good keeper tho)
one thing you should know about loans: besides the details, there's a "target" bar. You can use it to send the loan offer to every club of the selected countries. Sometimes I get over 100 proposals for one player
I love the tips and hints you give on FM. Thanks for sharing your knowledge. Your videos are really enjoyable and easy to watch and understand. Keep up the amazing work!
The years 2021: where you can make an entire intro joke about you getting a haircut
Hello Sir 👋❤
Loving th vids dude, I am a new viewer and I'm hooked to your vids
This is the video I needed. I am always unsure when to loan out my youngsters. Some actually force a 'promise' when you try to sign them at 16 to ''will send on a loan to develop'' but I find that, them staying at the U19s and actually training in my better facilities are BETTER than them going to a lower league team to play terrible, with 6.5 average rating.
Why leave Eskişehirspor to play at Bayburt Öl Spor for a season???
Loans saved me in my save. I really needed my youth to develop somewhere and also took over a club in debt so I needed their full salaries paid. Portugal for me in 2021 is like an alchemical machine for development. They take my trashy second tier Bulgarian football club youngsters on full salary, give them more playing time than we agree on and have good to great training facilities. I developed a full team there. It's a gift that keeps giving and asks for almost nothing out of me. In the meantime higher league free loans kept me afloat and surviving relegation. 50% of my team was loaned players. The rest old veterans in the last year of their retirement.
The video helped a lot. I got one of my most satisfying storylines out of the loan experience. My veteran supporting target man won player of the league and retired with a bang. We finished 6th out of 15 with no debt left. He left a hero and I felt like the Special One.
I love loans, I have a Manchester United save and our youth is insane. They could all get into the first team but I don’t have space. Every year I have around 15 players on loan and most of them become key players for their teams.
One thing I've found extremely useful is the loan fee, loaning out wonderkids you can get the loan club to cover the entire salary and add a monthly fee (sometimes over 15,000 per month)
A loan system would be very cool in the NFL. You are able to have 5 practice squad players/players in general who you don't think will get playing time. Loan them out and their cap implications go to the other team or not but they get to play while under contract for you. Plus a predetermined fee like a 3 re rounder would be a buyout
I run a loan slavery system in my save.
Chelsea is that you?
In fm 19 i had a save in which i signed every decent player on precontract and loan them out for the rest of their career for monthly fee at the peak i earned 150mill a year just from loan fee
@@issamasghar5203 damn, despite several teams being interested in my players, no one ever wants to loan when I offer them. Drives me crazy. I don’t even demand anything anymore, still nothing
@@Gabriel-vr8cy i had it preset to 100%value and start from.there sometimes they offer the same value but most of the timea i have to decrease the price but its a great starting point and i loaned all of my players that year just to see how much can i get other then 1st team 30 players i had no one everyone was loaned
@@Themadness42 anyone can call this guy unrealistic
If the original loan offer was "rotation" I don't even bother negotiating for more playing time...because the AI lies, all the time. They promise 1st team football & don't play him. Also, since most FM players stockpile hot prospects I often find I have too many 19-21 yr old players ready for 1st team football at my club but who's transfer value hasn't been optimized because I can't give them 1st team football. So, I go all Chelsea & loan them out to top leagues all over the world to build their transfer value & sell them the following yr. or 2.
Chelsea's model is valid honestly
The loan deal with the barber fell through 😅
I think the 'loan can not be terminated' is for the club where the player goes to so that they can't just terminate the loan deal. You as the loaning club can recall the player regardless of this clause.
finally someone explained who gets what of the salary expenses, I think in FM20 the mouseover isnt there yet and I never know what they mean...
Watching the intro........... "yep. time to stop drinking tonight."
the 3rd team........ the chelsea way.
Never figured out how much you can demand a month for a player besides wages.
damn i really needed this video thanks for this
Celtic lose 10 and ZeaIand makes a loan guide.He’s d perfect man for the job
Knowing our board very likey... Hail Hail!
he wouldn't be allowed to sign 20 south American wonderkids though
What's the deal with recalling players? Have 17 yr old Hannibal Mejbri at Man Utd, on loan at West Brom, manager not playing him enough. Click recall player to add 2 negotiations but can't recall outside transfer window. Should I wait for the transfer window or is there a way to recall him now?
The thing about loans is you can abuse them. If you initially loan a player that has far greater ability than the rest of your players you can keep loaning them for the remaining of their parent club contract. I loaned alpha dionkou for 5 seasons from city to the prem with chester he overperformed like hell. Loaned him because city became our affiliate. Signed him when his contract ended and sold him to scion for 16.5 mil.
And as for loaning out players i follow the Chelsea strategy. I make a profit on my wage bill
The thing with loans, is so far I haven't had a player that I have loaned out that has made it in my first team, it's almost a curse meaning they will be sold in less than 2 years. Sometimes that is beneficial, as I can sell benchwarmers for 20 mil, due to high reputation. That's probably on me signing players who I think will be good and never do, or just poor development.
I'm 5 years in my recent save (Hertha BSC) and I used loans to either make players that I don't need anymore quiet (not in my team, not my problem) or to give wonderkids a whole lotta playtime on a position they wouldn't start in my team.
So I brought this Argentinian LW for 6 mio at age 18 (he couldn't get the club grown badge). Loaned him to Augsburg (Bundesliga), after that I loand him in the Serie A (Parma). He developed quite a bit, but my XI Wingers + bench where still far too good.
So I loaned him to a direct rival (which has still a slight notch over us) to RB Leipzig. There he decided to shoot them to the Bundesliga Title and good runs in both CL and DFB Pokal. He was their key player and had more goals+assists than games
@@gandalfthegrey7135 Yeah thats a common occurence, too many times wonderkids not doing what you thought they might. Loaning him to your title rival looks so painful in hindsight. So much pain, how's he done that then. They are definitely giving him some special juice to make him that good.
@@dantespina7398 It was really painful to watch him doing this... I lost out to the Bundesliga title by 2 points and a slightly worse goaldifference...
But he came back and he's an absolute beast in my team too. On average 0.9 goals (assist or scoring) per game. Not quite his RB Leipzig stint but we still got time.
I mean he's still 21, considered a world-class winger, his value exploded way beyond the 30 million mark and after his 5+3 year contract extension he just wanted to earn 2.5 Mio (48k per week).
What a lad lol
loans are perfect in my newcastle save. example: I've bought italian RB from Sassuolo for 16mln euro. he was 19, and my first team RB was 26. first team guy had 3/5 stars in both skills and potential, young italian guy skills were 2/5, so little lower, but potential to be superstar 5/5. loaned him to another premier league club for 6 months and another season to fc porto. when he came back, he was better than the older guy. now this italian guy is 23 and one of the best RB on the planet :)
Question should you loan a player that isn't playing eg Busquets is not playing and requests a loan at 34 should I agree his request.
Just a question here anyone..
In real life, can a premier league club make 4 loan signings, then, return one of those players back to their club and then get a replacement loanee adding back to a total of 4 loan players??
Or is it the case of once 4 loan signings has been made, u can't terminate and replace???
This is the first fm I’ve ever played so not the best on it but for some reason in game my st keeps going to the right is there anyway I can stop this
What video does the loan song appear in ?
Can you do a 3 at the back tutorial? 5 is easy 3 is hard
Zealand what do I do?
My loan deal with the barber fell through
Nice
If you're playing a lower German league, loan loan loan almost everyone in your squad. Especially because if the top flight squad sizes and quality of youth you can get really easy loans. Renew them in February, rarely will a team say we're going to give them a chance in the 1st team.
I'm in my 4th season with dynamo dresden and I'm in the europa league. Kept stefaniak the whole time, got Balogun. 2nd season in 2nd bundesliga got John Jules, Nathan Ferguson, Amir Dedic, Ilaxia (?) Moriba and Vasquez from valencia, amongst others. Still have them all in the 4th season. It seems stupid and that I'm not growing my squad, but I've been paying 4m for bayerns best youth regents, a few ajax cheapers, and all europa money on Lazaro. I'm only spending my money on players that will take my team to the next level in the europa league. Through free transfers and making a quick profit on everyone but the young regens we've boosted past everyone in the bundesliga, and all our loanees have 1 year left on their parent club contracts if I wanted to sign a couple of them.
If there's no registration rules against it, loan your balls off, buy young, sign free transfers for squad players and sell them to anyone.
The into is great
I needed this pretty bad after selling out all my strikers
I still watch his vids although I regret buying this year's version aswell he makes it sound way better
Why regret? I think fm 2020 it´s the worst.
@@MiliakBR I preferred last years version
You have to be in the minority than. The match engine is way better and the rest of the game is basically the same. Not sure why you would like 20 better.
I'm currently doing a save with psg in fm2018 and I'm doing what Chelsea do in real life and loan all the talent , its a good way to make income
nice
I am late but my tip if you are managing a middle/big team is: get an affiliate that plays in a challenging league.
Ex. Psg has Sp.Lisboa as affiliate.
Or Sp.Lisboa has Numancia as affiliate.
I always try to fill their first team with my best wonderkid (the ones that need development or that cannot play in my team).
When the affiliate s performance is good you have chances to get your players in Europa League or even Champions League.
They get better and their values skyrocket like crazy.
Works also in lower leagues
What I mean is that 8/11 players of my affiliate club are mine.
1 goalkeeper 2 defenders 3 midfielders and 2 strickers.
Works also with non affiliate club, u just have to target a specific team when u offers on Loan.
One year I faced a team in Europa League semifinals that was filled with 7 of my players.
I was so proud.
Target a team, Loans for 2 years and ask for a first team role (not less).
Trust this advice guys.❤
800th like on this video
I thought 'loan cannot be terminated' means the team taking the player on loan can't send him back, but 'can be recalled' allows the team which owns the player to bring him back?
My best centrehalf has been on loan to me for like 6 seasons and I just bought him for about 30 million. I think I ammonitesed his cost pretty well lol
You sign new leftbacks at united and u had to loan to but them out, exactly what happened to me with luke shaw
Could you do a video about wonderkids valued under 100k?
Luca Denk on a loan for the 4th year in a row now as NEC Nijmegem
Do you remember that guy who loaned in regullion for 16 mil
I had no idea what a loan was until I started playing FM.
a very random question, but does anyone know what exactly defines a "big game"? is it just cup finals or also cup semi finals or also top of the table clashes or bottom of the table clashes or just derbies?
Yeah important games for the club, finals, derbies, important league matches etc.
I'm curious about one thing. I'm currently playing in Croatia and I have some third league clubs coming in for some of my youth on loan. The thing is, the third league doesn't exist in the FM database, the teams have no matches scheduled at all (bar friendlies). Will the game still simulate the fact that he "played" in the league matches even though they never technically existed and there were no results or should I have just have kept them at the club? I've never found anything about it on the forums.🤔
Don't loan out in this scenerio. They might develop a little or nothing at all. Their performances won't impact development (another tip - that's why you don't ever loan players to clubs that are in a league too good for them. Even if they play all games, but the team results are appaling, they might actually regress). It's better to keep them with your squad if the only option you have is to send them to "non existant" club. That's the reason why I find it crucial to load up many leagues, a big data base etc. 1) More good players will be generated and developed 2) More options for transfers and loans. So loan players to 1) players in leagues that a playable or view only 2) they will be a first team 100% 3) they are good enough to play in the league (bad performances affect development) 4) have acceptable training facilities.
(Mandatory) Loan to perms are damn near impossible when I’m the seller. I wish I could unearth that ... maybe in fm22.
It's definitely doable. Sold a player on a high wage that no one was interested to a Chinese team on a loan to mandary fee. It's one of the best ways to sell a player with high wages without going the route of salary contribution
Loans are broken this fm. You can keep loaning back the same players season after season until their contract ends and you get them on a free
On my save with Liverpool I now have a army of players I loan out
Another great vid but if you're a masochist like myself that insists on playing bad teams in the lowest tier of any country, the loan strategy doesn't really work out. There simply aren't many options to loan out players. Some of the so called greyed out clubs are interested in my players but unless they changed it, loaning out players to these clubs actually makes them worse (last tried Fm18).
Yes! That's why you are the Loan receptor, hopefully for free
Why would you want to have mandatory fees? Isn't it better to keep your options open by using optional future fees?
Yeah but it locks the player down for you if its mandatory.
You play your players at 25?? Mine are retired already
Well, i still play fm07 and i watch this
3:31 mic bumb soo sneaky
Loans in this game so bad. When i sent my player on loan, they are give very low poor bid, like only 10% slary or nothing and that's it. How to fix this stupid thing
What's the difference between mandatory future fee and optional future fee.
One is a mandatory transfer and one is an optional transfer.
So you have are required to buy the player if its mandatory, and you have a choice if its optional.
@@Roscododger Okay... Thanks. I was faced with a loan deal with the mandatory future fee clause today while playing. Am so glad I didn't go ahead with it... Thanks
I always thought "Loan cannot be terminated" meant that the club loaning the player in could not cancel the loan?
That is correct. The parent club "recalls" to end the loan, the loaning club "terminates" to end the loan.
That's correct Z just slips up on some of these things sometimes. He's pumping these videos out 3x a week and also doesn't edit them so sometimes they don't get caught, is my guess anyways.
I send on loan as soon as 17. Earlier the better
Video on if important match and consistency rating can go up over time? Is a youth academy product ruined forever because he’s inconsistent or/and hates a big match.
No it can be changed through mentoring and other influences.
@@Roscododger mentoring can improve it? Is this confirmed and is that the only way?
Mentoring and if your squad (in general) has good mental atributes, he can absorve it aswell. He can also develop by just playing and you talking to him but i wouldnt spend my time on it, even if he is bad at big games Just make sure he is motivated and hell do fine
@@sasukedfg just sold my CB captain and starting RB to Beijing because they both disliked a big game...
@@adamfuller99 bro my ballon dor winner striker does not like big games but scores in every single one of them
I didn't no how but got phill foden and Oscar mi nguzsa on loan in vn south they teared it scoring 24 goals and 20 assistsand oscar getting 17 assists😂 also got run in fa cup won promotion with 106 points
In FM21? Is that even possible?😀
@@gracenketsiah965 don't know how but i just requested for fun and city and bacrca
Acepeted😂 ac
@@aryandongaonkar2839 Lmao good for you
@@gracenketsiah965 yep
Zealand be Posting FM21 for PC but not for Mobile Plz do a FM for dummies Movile edition
Zealand doesn't play mobile so idk if he would be the best to make a video on it.
3:32 look at microphone wtf
???? Is my mind
No idea what Reece saw there
How to bring back players from loan 😭😭😭ffs
We came for his tips, we stayed for his personality
f̷̩̜͚̤͇͔̿̋̓̐͜͝͝e̷̞͍̲̜̔̃́͝e̷̠̭͎̽̂̾̕d̷̛͈͊͌̌̊̔̏̊͂̔̚̚â̵̬̰͍̾̉ĺ̸̞͌̐͐̉̑̐̓͒̎̊̈͘͝g̸͌͋õ̴̡̯̥͔͓̙̪͓̫͓̞̞̣̜͓̅̀̑̉̒̋̇̄̐̋͝r̸̔̆̍į̶̨͓̗͚͚̳͉͕͚̝̪̳͍̲͌̈̊͗͛̎͌̌͒̏̒͋͘͝t̶̨̘͕̂̽̀̉͐̈́̎͌̌̿́̆̿h̴̡̥̺̤̳̘̳̜͈̝̤̱̾̐̽m̷͉͊̾̊̽̅́͋͋̍̂̋́̚̕͘
18 years old people. Stay alert, stay alive!
You got termination confused with recall. Termination means THEY can end the loan, recall means YOU can end the loan. No termination, but can be recalled. That's the pro-gamer move. Sorry, I'm an absolute transfer/loan specialist. My tactics are awful though, I'm basically Ed Woodward
I corrected that during the filming, I'll be firing all 25 of my editors
me and my 22 loaned players who i get for free contract and i can sell them after for a couple millions liked the video xD
My problem is that no one wants to loan the players I want them to loan
Try to set wage to 0%, playing time regular starter (dont lock anything) and offer them. If any club doesnt bite welp it sucks, set the player to allow to b or youth team. Just FM things.
@@JackoVX cheers, I'll give that a go and see if that helps
Can you still exploit arrrange friendlies and then they have to yes for a free friendly league with barca man c and juventus xD bagging you millions
I feel like your videos are too much your head and not enough FM screens lol
Sometimes B roll is hard on FM
starts a t 2:30
When you're talking about a player who you've just sent/received on loan: czcams.com/video/w6Q3mHyzn78/video.html
Change the lyrics slightly: "I think he's on loan now"
Don't do it, Hoss. Every time you get a haircut you look like your name should be Melvin.
Pule Mady and Mogne disliked this video twice
Go to bed man Jesus
Is your hairline finally past the point of no return?
Disappointing video to be honest. Everyone knows players are better off playing first team games. What everyone struggles with is knowing when it’s more beneficial to reject a loan offer and keep a player on the reserve team.
Made this one a while ago so I honestly can't remember what I said, but pay attention to the player's personality, adaptability, and improvement throughout the year. If they aren't improving, then it's worth looking into a loan, but if their adaptability is bad, it could be a worse tradeoff then just spending a cup match or two playing them in your team. If they have a good personality for development like high professionalism, then a loan is less necessary, unless you see them really not kicking on in the reserves