Goodbye BoA!! Hello SoFi 💵💰💳📈
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- čas přidán 12. 09. 2024
- What's up everyone! So I made a big change recently and switched banks and official moved onto something way better, SoFi! I wanted to share with you my thoughts, opinions, and experience with SoFi. So far I think they are going to make some much needed changes in the banking world, and I'm excited to be banking with them. hopefully you enjoy the video please don't forget to subscribe and leave a like!
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Best decision I've made switching from WF to Sofi
First: As an investor in $SOFI, thanks for switching.
I like $SOFI simply because of their company motto, getting your money right. I also agree that it is a shame that other banks are quick to increas interest rates for E.g. loans yet on the flip side will just not pay any div on you savings ( sub 0.5% on a savings account is a joke when the fed-rate sits around 5%. )
Wrt trading, I think $SOFI has tons of possibilities. It can continue to develop the social aspects, or focus on new features or improve existing features. The main thing is that they have to keep innovating and can't afford to slow down.
I am thinking for the past year to switch away from my bank ...
Agreed! I put in a limit buy for some $SOFI in 5+ years you will be wishing you bought in at this price range
I switched to Sofi from Bank of America early last year it was definitely the right decision. Great video man!
100% never looking back!
The amount of times you tossed BofA’s card😂
I switched to SoFi at the first of the year. I was using several banks at the time and decided to simplify and use one bank. SoFi was a good choice.
Definitely best choice I made so far in 2023!
Great video man! I love Sofi. They are now my primary bank. Great APY and love the app. Loved it so much I opened an invest account with them and bought a bunch of SOFI stock in there.
Honestly, Chime was a “safe starter” option, and I loved their credit card option to help me build credit, but as I’m growing further into adulthood, I’m realizing I need more options they just don’t have available. This brings me to sofi - all the benefits of chime PLUS MORE!! Everything I need at my fingertips, and I haven’t had any issues so far.
Good gracious, Im having serious commitment issues. I’ve been with BofA for almost 20 years and I’m having a lot of trouble letting go. They don’t even have branches near me and I read about the law suits. Thanks for the video because it’s definitely time for me to leave. Wish me luck 😢
Trust me I was in the same boat, once you get over the difficult hurdles from switching to SoFi you will be x10 happier!!
I love sofi for the checkings and loan accounts and savings!! However, getting approved for the credit card is actually super difficult, even if you have excellent credit. Aparently they check for credit history and how many accounts in your credit. Seems like sofi goes off score AND credit history. Not just excellent scores only.
i've been trying to get a sofi card for months but my credit history is too short (longest is 1 year 9 months) and I have no idea what their "minimum" length is.
Tossing that BOA card was funny
No doubts, a good way of growing and saving your money is through investing . You don't need to have much before you can invest."That little money you have now can make you millions if you invest it wisely". I wasnt financial free until my 40’s and I’m still in my 40’s, bought my second house already, earn on a monthly through passive income and got 4 out of 5 goals, just hope it encourages someone that it doesn’t matter if you don’t have any of them right now, you can start today regardless your age invest and change your future! Investing is a grand choice I made
Urrh, I get all you said and totally what I needed to watch but would you consider a long right now worth it? Or wait till full dip? How safe is getting in now considering operation de-dollarization & taxes too
Best decision I've made so far! I mean catching a boomer early.
@@mvanwie Really? Cos my wife finds it funny when I lament on how poorly stocks has been performing coupled with the inflation. It's stressing having to worry about underperforming investments & retirement around the corner.
@@joecaruso06 Not an analyzer and not directly involved with the market, but as a digital nomad, the quest to learning and growing my finances has been my passion. Hence, I know it's ideal to seek an expert assistance. Like my coach would say, ‘knowledge of wealth before action creates stability’ Diversification is key. Make your money work for you.
@@tommyfisher277 Oh yes! Having faced my fair share of consecutive bad trades, I knew for sure I had to seek help. I could remember getting pitched a so called ‘Wall Street recession proof’ asset, only for the company to fold. Fortunately, after about 6 quarters of passively earning with Yvonne Annette Lively, I was able understand the essence of time, capital, goal & more when investing. Currently hold a $162k ptf averaging 12% mroi. It’s more about knowing when to get in and get out.
@@Billionswitch True!! I remember getting pitched a so called ‘Wall Street quality stock’ with high probability and boom! The company goes bankrupt. $5k shame. Yvonne Annette Lively- with morgan stanley? Was on a fin-up pod with Tate?
Honestly just opened a SoFi account. I will miss Zelle tho LOL but BOFA just not it anymore
You can sign up for Zelle via the app and just enroll using your debit card! I use Zelle to send my son money all the time (which pains me to say)
I used capital one for savings and checking and I’m thinking about switching to sofi cause of the early pay.
Doesn't Capital One have early payday?
Capital One pays you early with direct deposit
Sofi froze my account and it’s been about 2 months. I’ve tried calling many times but always got nowhere
Appreciate content
What is the minimum opening balance to start a checking and savings account?
Do you believe it is okay to use SoFi, or any online only hank for that matter, as your only bank?
Secondly, after your account application is approved, how do you actually get funds into it if they have no branches?
And lastly, does anyone know about how long it will take for monthly social security disability payments to begin coming in? The most important thing Im thinking of right now, is that I cannot afford to miss a rent payment next month.
Zero balance to open an account! Yes its just as safe as any other bank, it only becomes an issue if you deal alot with cash. You can add/link bank accounts to transfer money, just takes a few business days.
THE FEES @ bofa omfg !!!!!!!!!! 😡
Sameee
Is it too good to be true....time will
Its be even better if Zelle worked with SoFi
You can easily get Zelle with SoFi! Just download the Zelle app and register with your debit card, you will just need to use the Zelle app to do your transactions! Used it a bunch of times no issues
Sofi charges $4.95 evertime you deposit cash!👎👎
BOA for over a decade? Bruh…
I know but It's a hassle changing banks/accounts, I just got too comfortable but now I'm free!!!
I have a question?
I have an answer?
@chilldadreviews when you first set up did you get the early Direct deposit?
Yes but it didn't take affect until like the 2nd or 3rd direct deposit
Jk
Anyone concerned Sofi is associated with crypto?
Why would you be
No not at all
Your examples of “shady” BOA examples are of people who can’t manage there finances haha stop being poor!! Lol