Debt Snowball Payment. Savings Challenges to help us pay off our debt!

Hi Friends! Let's finish the debt binder and see how big of a payment we have. Im super excited to see how we did!
Welcome to my budgeting channel. I’m a 41 y/o mom of 4, wife, and nurse budgeting our way to becoming debt free! This channel will have videos of our real budget, debt payoffs, cash stuffings, and savings challenges!
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Connect with me:
[e-mail]
Stefsonabudget
PO Box 45242
Rio Rancho NM 87174
My Esty Shop: stefsonabudget.etsy.com
IG: plans_with_stef...
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Chanels and Shops mentioned:
Debt binder:
Dice Game/Mike: stefsonabudget.etsy.com
Inside out: ‪@Mumwife_budgetlife‬
Toy Story/Groot: ‪@DonnaPoweredbyCreativity‬
ChipNDale Dice: ‪@Globudgets‬
Tiana/Disney Girl: ‪@lovinglifeat60ish‬
Darla: ‪@wheeklybudgets‬
Peter Pan: ‪@LindsayLivingSimple‬
ReckitRalph: www.etsy.com/shop/EsmeSavings...
Supplies I Use:
Big Happy Planner
Expander Discs (from Happy Planner
Budget by Paycheck Workbook from TBM: shop.thebudgetmom.com/
Gel Highlighters: amzn.to/4d0E8OV
Fine Liner Pens: amzn.to/4a28CgN
Click Pens: amzn.to/4aIYVou
Zipless Envelopes: amzn.to/4di6C6S
Calculator: amzn.to/3UoLmom
Floral A5b binder: amzn.to/44b8utU
A5 binder: amzn.to/3UmP4hh
Zip Envelopes: amzn.to/49GBniM
Permanent Markers: amzn.to/3y6PAIC
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Disclaimer: I’m not a financial advisor. This channel showcases our personal journey to financial peace 💛💜
#budget #budgetwithme #cashstuffing #debtfreejourney #thebudgetmom #sinkingfunds #savingschallenges #budgetcommunity #debtfreecommunity #cashenvelopes #happymail #savings #budgetbypaycheck #budgetbypaycheck #zerobasedbudget #mondayminisavings #savings #savingmoney #savingschallenge #cashenvelopesystem #cashenvelopestuffing #debtfree #budgeting #mondayminis #mondayminissavings #savewithme

[@Budgeting_with_Lee]

The warning sign 🤣😂🤣😂 great savings Stef. You missed $1 right next to START on Princess &Frog. What a great amount to pay towards your Discover card. 💚💚💚

[@stefsonabudget]

lol! 🤣 just wanted to all to be ready! Oh my gosh one of these days I’ll get myself together 🤣🤦🏼‍♀️💕🌸

[@Lifeoverdebt]

Yaasss girl! Way to go finishing the debt binder! 🎊 🎉 and bonus money left over! Woot, woot!! ❤ Those gel highlighters should twist up (unless there’s nothing left). That’s a great amount to go towards the Discover card… it’ll be paid off in no time! 💳 Love you 😘 ❤

[@stefsonabudget]

lol this one must be done for. It wasn’t moving 🤣. I made my payment! So exciting seeing that one go down 👏🏻🌸💕 love ya. Happy Tuesday!

[@SweetandSassyBudgets]

Oh my I am so far behind on your videos 😬 looks like its going to be a Stef marathon today!! 💜 My son and I just watched inside out last night , thought of you. It’s been so long since I first saw it, we liked it. Wow so many challenges done today over 1k for debt whoo hoo 💃 🎉 Way to go Stef!

[@stefsonabudget]

You’re amazing Carla! Thank you for all the support 🥰🌸❤️

[@mrssummersbudgets]

Wow over 1100 bucks! Great job Stef! Can't wait to see the debt update, I love your disney binder. Toy story is a great series of movies!

[@stefsonabudget]

Thank you Steph! I’m excited to see if we get it done early. Im ready to be done with this one 🤣🤞🏻🌸💕

[@susanpacheco8318]

Woot Woot! Congratulations on completing your debt binder 💜💜

[@stefsonabudget]

Thank you Susan! 🌸💕💜

[@cashNcoffee-budgets]

Congratulations on finishing your debt binder. It’ll be paid off in no time.

[@stefsonabudget]

Thank you so much! I’m super excited to see if we get it paid early 🤞🏻🌸💕

[@juliespages]

Great debt payment! Can't wait to see the new debt binder! 💜💜

[@stefsonabudget]

Thank you Julie! 🥰🌸💕

[@lisandraaponte5419]

So exciting Stef congrats on finishing the binder 🎉can’t wait to see the next one. Great progress 💚💚💚🥰

[@stefsonabudget]

Thank you Lisandra! 🥰💕🌸

[@martatorres9145]

Way go to friend woot woot so amazing I 😍 the Disney binder/theme 💕💕

[@stefsonabudget]

Thank you! 💜💕🌸

[@redbone3951]

Great job on paying off your debt 💜♥️

[@stefsonabudget]

Thank you! 🌸💕💜

[@kingdomplanning]

I always love watching your videos. The theme ones are awesome. How about one with all freebies? So many people have free challenges.

[@stefsonabudget]

Thank you so much! I’m still struggling with setting up my next one lol. Great suggestion. Thank you 😍💕🌸

[@TheSecretBudgeter]

That’s a great payment! Congratulations on finishing the binder!!

[@stefsonabudget]

Thank you so much! 🌸🥰💜🎉

[@NickCarterMaraLover]

Looking forward to the April debt update!

[@wall_to_wall]

Yay! What a great chunk of money to put toward your debt! Great job!

[@stefsonabudget]

Thanks Kaly! We’re close to the next debt being gone 🤞🏻👏🏻💕🌸

[@budgetsaveshare6313]

Wowza! That's an awesome amount Stef! I can't wait to see what the new theme is!!!

[@stefsonabudget]

Thank you. So exciting! 🥰🌸💕

[@danakelley4952]

I love all your videos 😊 Superhero theme would be cute for debt binder.

[@stefsonabudget]

That’s a great idea and I agree would be really cute and fun! 🌸💕💕

[@cindysanders4081]

What great savings to put towards debt. Congratulations!!

[@stefsonabudget]

Thank you! 🌸💕💜

[@alibearbudgets]

Awesome job!!!! Great savings to pay off debt!! 💖💖

[@stefsonabudget]

Thank you so much! 🌸💕💜

[@savewithjudy]

Good morning Stef!🤗 Congratulations on finishing that binder.

[@stefsonabudget]

Thank you Judy! 💜🌸💕

[@adrienneadelsperger897]

Congrats, great video! You missed $1 on Tiana’s challenge. ❤❤❤

[@stefsonabudget]

Man, one of these days I’ll get myself together 🤦🏼‍♀️🤣🤣💕🌸

[@rackiahlyons6392]

🎉🎉🎉🎉 🎶 you got a friend in me 😂😂😂

[@stefsonabudget]

“You got a friend in me!” 🥰🌸💕

[@Mattressmoney55]

This is awesome Steph! You go girl!🎉🎉

[@stefsonabudget]

Thank you so much!! 🌸💕🎉

[@diannerichards6018]

Awesome savings and progress 🔔 🔔

[@stefsonabudget]

Thank you! 💕🌸💜

[@LivingLifeInTexas1836]

Great job!!!! That’s gonna be an amazing payment to make. 💜

[@stefsonabudget]

So exciting! 🎉👏🏻🌸💕

[@Chatty-KathyBudgets]

💜💜💜 Happy Sunday my friend 😊. Great debt savings 💜💜💜

[@mindysbudgeting]

Hi Stef 🥰 yay 🎉 to debt binder being completed love it 😊❤

[@stefsonabudget]

Thank you Mindy! 🥰💕🌸

[@JamieRNbudgets]

Started your dice game this past week and I love it so much❤

[@stefsonabudget]

Yay! So glad you’re having fun with it! 🥰🌸💕

[@ThisChickBudgets]

Congrats! What an awesome video. Love your theme and your voice 😊

[@stefsonabudget]

Thank you so much! 😍💕🌸💜

[@Globudgets]

Stef!!! Congratulations my friend!! That’s a huge payment heck yea!!!🎉 how exciting 🙌 you’ll be done with that discover card in no time . Can’t wait to see your next binder !!

[@stefsonabudget]

So close Glo! I can’t wait 🥳💕🌸

[@BudgetsWithELMA]

What a great video Stef :)

[@stefsonabudget]

Thank you! 💜💕🌸

[@santagonzalez1222]

Awesome savings. Blessings

[@stefsonabudget]

Thank you! 🌸💜🌸

[@budgetingbydeenaus]

Great job finishing up your challenges 😊❤

[@stefsonabudget]

Thank you Deena! 🌸💕

[@SimplySaraSaves]

Woohoo 🎉🎉 huge accomplishment 😊

[@stefsonabudget]

Thank you! 👏🏻🎉🌸💕

[@Thefaithfuldash]

Yay for finishing the debt binder🎉 what an awesome payment!! I thought something awful was coming after your warning 😂 you’re so funny😂. Can’t wait to see the next debt binder!

[@stefsonabudget]

lol, it was awful 🤣🤣🤣 I can’t sing for beans! Thanks for watching Caryn! 🥰🌸💕

[@DivineSavingsCo]

Great job Stef! 🎉

[@stefsonabudget]

Thank you so much! 🌸💕💜

[@thestilltryingmama]

Thank you for the inspiration, Stef! :)

[@stefsonabudget]

Thank you so much for all the support and encouragement 🥰💕🌸

[@Mumwife_budgetlife]

Holey moley soooo many challenges completed.. well done... ❤ so much money saved to go to debt payment. Can't wait to see all new challenges

[@stefsonabudget]

So exciting! Thank you so much! 💜🌸💕

[@marylynmiller5158]

Great job on your debt binder! ❤

[@stefsonabudget]

Thank you! 🌸💕💜

[@thekraftbin]

way to go Stef. that is a great job

[@stefsonabudget]

Thank you so much Dawn! 🌸💕💜

[@Miss.L.Thomas]

I fully started singing with you 😅😂

[@stefsonabudget]

Yay! “You’ve got a friend in me!” 🥰🌸💕

[@Miss.L.Thomas]

@@stefsonabudget yeah, you've got a friend in me!

[@authorchristinabutrum]

Congrats!! 🎉

[@stefsonabudget]

Thank you! 💜🌸💕

[@AprilsFreshStart]

Yaaaay great debt payment! Woohoo for one month agead

[@stefsonabudget]

Thank you April! 💕🌸

[@budgetingwithT]

I love these themed debt binders, but I guess random is okay, too, lol. What a great debt payment!

[@stefsonabudget]

lol me too. I wasn’t prepared for the next one. I’m trying to come up with something 🤣💜💕

[@Pamcatmom]

Awesome job 🎉

[@stefsonabudget]

Thank you! It’s always fun making these payments when the binder gets done. 💕🌸

[@deannaedwards1147]

Awesome video!😊

[@stefsonabudget]

Thank you Deanna! 🥰💜🌸💕

[@jessiefaw9127]

Oh my goodness, what a great payment! Can't wait to see what you come up with next.

[@stefsonabudget]

Thank you! Oh my gosh I’m stumped for the next one but I’ll figure something fun out 🫣🤣💜🌸💕

[@thedramaticpanda]

yay! another one down!

[@stefsonabudget]

Woohoo! 🎉👏🏻💜🌸

[@mandystroup1144]

Great payment😊

[@stefsonabudget]

Thank you so much! 💜🥰🌸

[@rocknrobudgets]

Yay Stef! Bye debt!

[@stefsonabudget]

Getting close to one more gone! 🎉👏🏻💕🌸

[@theBudgetingSisters]

Great video

[@stefsonabudget]

Thank you! 💕🌸💜

[@Lifewithmrsvee]

Wow!!$1,179.00 saved in 2 months😊

[@stefsonabudget]

Thank you! So exciting to see if we can get it paid early 🤞🏻🌸💕

[@Savewithwendy]

It is my understanding that you can sharpen the highlighters with a pencil sharpener not sure if that's right or not.

[@stefsonabudget]

Oh very interesting. These are so strange lol 🤣💕🌸

[@Taurean05]

Love your videos as always
Where can I find the roll the dice game.

[@stefsonabudget]

Thank you so much! It should be linked in my last debt binder video 🌸💕

[@lolethawoods786]

Hello😊 ding ding ding 🎉

[@stefsonabudget]

Ring them up! Woohoo lol 🤣🛎️🌸💕💜

[@amyemond6052]

Your last challenge you missed the dollar in the center to make your 159.00

[@stefsonabudget]

One of these days I’ll get myself together 🤣🤦🏼‍♀️💕🌸

[@lisamarcelle4416]

Ok I’m confuse I thought you were doing a snowball debt stuffing ???

[@stefsonabudget]

Yep! This is my debt binder. I put a $300 debt snowball into these challenges every payday until the binder is complete. Then I unstuff and make a big payment and start again! Today we finished the bjnder and now we make the almost $1200 payment to our current debt. 🌸💕

[@TheBudgetPrincessa]

🫶🏽🫶🏽🫶🏽

[@simorplans]

Great cashing stuffing and amount to pay towards your credit card 🩵

[@stefsonabudget]

Thank you! So exciting when this binder gets completed 👏🏻🌸💕💜