Capital One 360 Review 2024 - One of the Best Bank Accounts?
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- čas přidán 12. 09. 2024
- Capital One 360 continues to be one of my top bank account picks for 2024. In this 2024 Capital One 360 review video, I'll go through all the pros and cons of their checking and savings accounts and compare it to other top bank accounts.
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CapitalOne 360: www.capitalone...
SoFi Bank (Get up to $300 welcome bonus): creator.sofi.co...
Raisin / Customers Bank (5.32% APY): save-better.sj...
Best High Yield Savings Accounts 2024: • Best High-Yield Saving...
Other accounts we recommend
Rakuten (Spend $30, get $30): www.rakuten.co...
Webull (get free stock(s): a.webull.com/8...
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Another thing about Capitol One is you can have up to either 10 or 15 savings accounts for free for sinking funds. Thanks for not adding annoying background music to your video.
You can have up to 25 savings accounts with Capital One!
Why would you need so many savings accounts?
Possibly to seperate what you're saving for like rainy day fund, college fund, regular savings, trip savings, fun money, etc. But that's just my guess. @E39M5SPEED
How would having that many savings accounts help?
@@jcnot9712 sinking funds
their visual account info is wonderful for adhd
Great video, been with Cap1 360, for years checking and savings, Awesome bank
His grace is sufficient enough for me. Amen 🙏
Careful with their CDs. I lost money due to penalty early withdrawal. I earned 86 dollars and penalized with 117 dollars. Lost 31 dollars. Be careful.
How long was the CD for?
All banks do that.
@@TheSkiMaskReviewer Exactly, which is why I was wondering if it was a 2/6/9 or 12 month CD. It's clearly expressed before purchasing any CD that's there's a penalty fee for early withdrawal at any bank. An emergency withdrawal does present a problem which is why the purchasing of CD's should only be used with money that won't be touched for the duration. The longer the duration, the more difficult to not withdraw.
In other words, don't be stupid😂
All banks
Sounds like your only cons are due to advertisers/sponsored links
Hi, I’m heading over to Thailand in a few months for the winter, if I open a capital 360 checking acct , will they send me an atm card and if I use that atm card in Thailand will I be charged a foreign exchange fee and will I be reimbursed for any atm fees?,,,, thank you !
Can anyone speak on how it is transferring funds from another bank like Bank of America or chase?
It takes like 3 days to do ach transfers
I use Zelle to transfer funds between my Capital One account and my brick and mortar and also my Ally account. Takes only a few minutes.
Hi, does the 360 charge foreign transaction fees like dining/shopping?
no foreign transaction fee for purchases; a big reason I still use them😊
@@Taldanmus oh wow! That's great!
Just opened one a few days ago. Whats the difference between available balance & current balance ? I deposited 100 but its in the current balance. Do I need to make a checking account or a credit card with them ? I only have a savings account
Current means the bank is holding the money but it’s yours still. Available means the hold is lifted off the money and now you can spend it.
How did you open one
I just went online in my phone and clicked on open account & answered their questions. In less than 10 minutes I had opened one
Then I just downloaded the app after making the account
Have you opened saving account? And how you feel about that?
🤔...Thinking about setting up direct deposit with my job. How early does your deposit hits your account? I'm currently with Sofi but wanting to switch to Capital One 360!
Two days early!
Both should pay the same day. Why would you want to switch to Capital One?
@@GreaterThanEnough I already have a Credit card with them and I just moved around the corner from a Capital One Bank.
@34Katdaddy a physical location is more important than an extra .50% interest.
Did u do it
How do I open a savings and a checking account with them at the same time?
Easy! Download the app and look for the link. (Open an account) you have 60 days to make your first deposit.
Or go to a capital one cafe that is near your city its a physical branch
Is it possible for me to make the apy 0% on my checking account?
Thank you for the information. I would like to know if Capital One has outsourced its customer service department.
they seem to have outsourced their bill pay setup, which I find strange.
how long can i have my money on the savings account for the apy ?
What about SoFi vs NavyFed
apple savings account 4.5 %
Would pick Capital One over Bank Of America?
Fr I’m debating closing BoA for a capital one lol
Absolutely! What benefits do you see with having a Bank of America account?
@@GreaterThanEnough Well, it's not either-or. I appreciate having a brick n mortar outfit in the lineup. Especially for accessing no fee atm's in a large network. Not keen on going to CVS for bank transactions!
Great vídeo
Thanks!
Who cares of you read the info we can find on the bank website. This us not a review it is an ad. Use it and tell us how the experience was! How good was the app, were you able to setup autopay on your bills, how was your experience with it. We don’t care the general intro!!!
If I apply from EU, is it a Dollar card or Euro card?
viking*❤£(Wcb)2 bullring-3ltd ppe24/25 elite(eagle-eyed)vstv.