USA has more billionaires and millionaires than any other country on earth.. we RUN the world and also the 250K FDIC in banks is for small checking accounts, europeans are the most brainwashed they do everything daddy government says lol
USA has more billionaires and millionaires than any other country on earth.. we RUN the world and also the 250K FDIC in banks is for small checking accounts, europeans are the most brainwashed they do everything daddy government says lol
USA has more billionaires and millionaires than any other country on earth.. we RUN the world and also the 250K FDIC in banks is for small checking accounts, europeans are the most brainwashed they do everything daddy government says lol
USA has more billionaires and millionaires than any other country on earth.. we RUN the world and also the 250K FDIC in banks is for small checking accounts, europeans are the most brainwashed they do everything daddy government says lol
USA has more billionaires and millionaires than any other country on earth.. we RUN the world and also the 250K FDIC in banks is for small checking accounts, europeans are the most brainwashed they do everything daddy government says lol
USA has more billionaires and millionaires than any other country on earth.. we RUN the world and also the 250K FDIC in banks is for small checking accounts, europeans are the most brainwashed they do everything daddy government says lol
USA has more billionaires and millionaires than any country on earth.. we RUN your world and also the 250K FDIC in banks is for small checking accounts, europeans are brainwashed they do everything daddy government says lol
USA has more billionaires and millionaires than any country on earth.. we RUN your world and also the 250K FDIC in banks is for small checking accounts, europeans are brainwashed they do everything daddy government says lol
Yes, $250,000 per account. You are allowed a checking, savings and money market. You can also spread it over multiple banks. If you have 1 million dollars, you can purchase additional FDIC to cover the gap between $250k and 1 million. Also, if you have 1 million or more, you can go through a Federal Reserve Bank not an FDIC insured bank. Also, if you are Uber wealthy, you bank through a private bank that is not FDIC insured.
That was a brilliant observation. I've never considered that imposed psychological mind frame before, but now I feel I can not go back ever again. You have opened my eyes.
Americans talking about high taxes lol, do you know how much you people pay to the government? Why do you have more homeless people per capita than the uk? It’s like when Americans say shit like this, they forget about medical bills, college etc.
@@biglocc2209it's true. Check the stats. Europeans (average) have worse inflation, lower net earnings, plus they work less hours to begin with, so lower gross earnings as well..... but they do have better social safety nets 😂
@@jonjeskie5234 True, but you can't classify Europe as a whole as economics differ from country to country by quite a lot. Quality of life is betterin Poland than UK, even tho in UK you make more money and have a bigger international buy power. It hurts more to have inflation in Poland, but you're sill living above average per say than UK in many regards. But depends how we want to talk about it xd
Exactly right. Banks in the US don't carry the amount of money actually deposited in the bank. They use fractional reserve banking. They only keep about 25% or less of actual deposits.
to invest sure, but if you wanted to buy a house and car and feed your family from 25-80 years old, you would need a lot more than 250K but Majority of Americans don’t invest at all, that’s why they are all poor
The poorest house in the corner of the poorest neighborhood in the entire world…. Costs $250k. I mean the place everyone lives in America costs 1 million after interest.
You can find stuff in the middle of no where and start a farm if you have a chunk of money saved but any areas that have work avaliable in Canada your looking at around 700k for a family home now and our general dollars don't go far here either.
To say that that isn’t a lot of money shows how out of touch you are with regular working day people. Remember most people on earth don’t make more than 2 dollars a day…
the higher the FDIC, the more money a bankrupted bank can rehypothecate after gambling it all away, the fed will collateralize the reserves with new money, higher FDIC limits means, when banks go bankrupt, more fractional reserve money that never existed gets injected into the economy creating massive massive inflation.
the money went somewhere, just not where it should be, when the government steps in and gives people their stolen money back with freshly printed money, it duplicates the dollar that has already been fractionalized.
You can have an additional account at another intuition and it would be covered, so my statement is true. Just not at the same exact bank.@curtisalbrecht9837
The UK banks only insure upto £85k so count yourself lucky!! That's most of them bearing in mind some dont even insure at all. You cant get insurance with Bitcoin so dont understand your point??
250K is the FDIC limit PER BANK…. There are hundreds of banks to choose from out there, most “wealthy people” don’t put all money in ONE bank 😅. let that sink in 🤯…. Maybe you’d be better off putting your money in FTX
That's not how much you're allowed to make...you just shouldn't have anywhere mear that much in a savings account. Your money should be somewhere else, in assets that will increase in value over time.
Looks like you don’t know much, lol. In UK the cover is £85k which is about $100k, USA is $250k (for each bank account). You can also use your kids accounts to get additional cover.
@@iiyyxxnn What’s so scary ? If you have accounts in the 5 largest banks it’s already $1.25mil, plus have few offshore banks, then you can utilise kids accounts (if you have any), there are many options to increase the threshold. It is barely an issue really..
You can always put another 250k in another bank, why would you put more than that in just one bank anyway,people with millions use off shore accounts too,they aren't trying to tell Americans that there's a cap,the dunce cap comes from not even realizing the options rich people have,when it comes to banking.
@curtisalbrecht9837 I love guys like you. 😂 What was it about the simple statement 'open more than one account,' that was so confusing for you? Are you assuming I don't know what I'm talking about because I didn't go into great detail? Do you feel like you need to tell me I'm 'WRONG' and 'mansplain' me? Like I said, you can open more than one account. Go to different banks. Go to different countries if you feel you must. You can even open more than one insured account at the same bank if they are different types of accounts. ‘WRONG’! Have a nice day.
@@SD-mi2vc have several banks (always wise thing to do regardless of the cover), keep majority of the amount in top largest banks. Also why would you ever keep millions in cash ? Usually, people buying assets (stocks, property etc) and using credit lines against those assets to access liquidity
Most Americans have less than $500 cash for emergencies….
Don't be like most Americans.
Who asked them to spend everything, no one's fault Americans have low iq's..
USA has more billionaires and millionaires than any other country on earth.. we RUN the world and also the 250K FDIC in banks is for small checking accounts, europeans are the most brainwashed they do everything daddy government says lol
USA has more billionaires and millionaires than any other country on earth.. we RUN the world and also the 250K FDIC in banks is for small checking accounts, europeans are the most brainwashed they do everything daddy government says lol
USA has more billionaires and millionaires than any other country on earth.. we RUN the world and also the 250K FDIC in banks is for small checking accounts, europeans are the most brainwashed they do everything daddy government says lol
lol i live in California. $250k cant even buy you an Abandond house in Compton.
This is why billionaires borrow money against their stocks. If you borrow a million, they give you a million.
I agree , thanks for this content Layah 💎
You’re so right Layla. I always thought about that.
"The average American is brainwashed". That's correct on so many levels.
USA has more billionaires and millionaires than any other country on earth.. we RUN the world and also the 250K FDIC in banks is for small checking accounts, europeans are the most brainwashed they do everything daddy government says lol
USA has more billionaires and millionaires than any other country on earth.. we RUN the world and also the 250K FDIC in banks is for small checking accounts, europeans are the most brainwashed they do everything daddy government says lol
USA has more billionaires and millionaires than any other country on earth.. we RUN the world and also the 250K FDIC in banks is for small checking accounts, europeans are the most brainwashed they do everything daddy government says lol
USA has more billionaires and millionaires than any country on earth.. we RUN your world and also the 250K FDIC in banks is for small checking accounts, europeans are brainwashed they do everything daddy government says lol
USA has more billionaires and millionaires than any country on earth.. we RUN your world and also the 250K FDIC in banks is for small checking accounts, europeans are brainwashed they do everything daddy government says lol
Thank you Layah🙏✊️
Yes, $250,000 per account. You are allowed a checking, savings and money market.
You can also spread it over multiple banks.
If you have 1 million dollars, you can purchase additional FDIC to cover the gap between $250k and 1 million.
Also, if you have 1 million or more, you can go through a Federal Reserve Bank not an FDIC insured bank.
Also, if you are Uber wealthy, you bank through a private bank that is not FDIC insured.
If your Uber rich you don't use banks, you use brokerages. She's not thinking here...
She is brainwashed because she makes money on bitcoin that will fail if the people dont go that way!
I swear i love this Girl soooo much ❤❤❤❤❤❤ looks good , much positivy and nice vibe
Good points from you and your brother
That was a brilliant observation. I've never considered that imposed psychological mind frame before, but now I feel I can not go back ever again. You have opened my eyes.
You have changed my relationship with that number now. Thanks for the awakening Layah.
Wow! She’s a beauty! Has a sensible & intelligent mind. Well done God
Not someone you can mess with easily for sure.
Amazing message
I’m gonna keep it 💯 I didn’t hear a single word you just said
most people in the UK and europe are financially worse off than Americans lol also those high taxes lol
That’s is not true.
Americans talking about high taxes lol, do you know how much you people pay to the government? Why do you have more homeless people per capita than the uk? It’s like when Americans say shit like this, they forget about medical bills, college etc.
America is becoming a third wrold country
@@biglocc2209it's true. Check the stats. Europeans (average) have worse inflation, lower net earnings, plus they work less hours to begin with, so lower gross earnings as well..... but they do have better social safety nets 😂
@@jonjeskie5234 True, but you can't classify Europe as a whole as economics differ from country to country by quite a lot.
Quality of life is betterin Poland than UK, even tho in UK you make more money and have a bigger international buy power.
It hurts more to have inflation in Poland, but you're sill living above average per say than UK in many regards.
But depends how we want to talk about it xd
True words of wisdom
Exactly right. Banks in the US don't carry the amount of money actually deposited in the bank. They use fractional reserve banking. They only keep about 25% or less of actual deposits.
they changed it back in like 2020 or 2021 where it not even fractional reserve banking anymore...
So do UK banks. All modern Western banks are fractional-reserve banks.
It is a lot of money for the average person to be able to invest in
to invest sure, but if you wanted to buy a house and car and feed your family from 25-80 years old, you would need a lot more than 250K but Majority of Americans don’t invest at all, that’s why they are all poor
@@LouieVeryRare Yeah, I saw homes there cost like 700-1000k for some simple home in California xd nuts
@@aurelianspodarec2629 Even in states like Kansas a house is 200k for one bedroom a newer one too
The poorest house in the corner of the poorest neighborhood in the entire world…. Costs $250k. I mean the place everyone lives in America costs 1 million after interest.
The Amish have entered the chat.
I live in a rural area. I’ve seen plenty of houses sell for under 250k even this year. You clearly have no sense of reality lol.
You can find stuff in the middle of no where and start a farm if you have a chunk of money saved but any areas that have work avaliable in Canada your looking at around 700k for a family home now and our general dollars don't go far here either.
I don't understand if you think America is the whole world or something,here in Italy if you go to less populated cities houses are below 80k
@@iiyyxxnnthe average salary is like 59k out there! Where do you guys live in huts??
covered all yeh you right smart woman
These views and that black dress ❤❤
It’s not a small amount though
So if a bank goes under, a multi-millionaire can't even buy a house.
@@B.A.N73 they can buy 3 ... in Mississippi 🤭
With a mindset that Layah has, makes her quite a catch. Making good men proud.
That’s why you buy gold and bitcoin
Her hair suits her this colour
Awesome dress
Layah looing fab ❤❤❤
She just explained why men don’t marry
lol
here in europe the average european can't even afford a small car...
Canada as well. Same bs type of government that literally taxes the air is why.
But they can afford education and healthcare. The two fundamental things that really matters in life.
Any facts to back your claim?
Who is this girl on your profile picture? Soo pretty
Thick people with money will forever be fascinating
The world wants us poor and controllable
this girl trying look a rich girl but not. she is a "podcastgirl"
Not a lot of money for a high class international escort.
not so high class
Layah dear, you look like a beautiful dark reaper in that black dress. Absolutely love it.
There is no limit to the number of bank accounts per person - each account is insured up to $250k so if you can be covered for $100M if need be.
*each bank, not account
@@TruthPapi Imagine opening 500bank accounts to store 100m xD
Wish more women thought this way ...
It’s £80k in the U.K. lol
I’m in love 🥰
Shes wifey
I love the scripted questions haha very cute
yeaah shes a fraud
And that's why women are to be seen not heard lol
Bingo 😂
Shes so flipping fit!
I am in love with this girl, I just love her
ur in love with fraud
UK banks have a guranteed limit of only 80K GBP
Your hair goes well with that dress.
this is like the same thing as girls on tiktok being asked what the median wage is and them saying 500k a year.
Only when selling a $12 penny from Canada with a dot. 300k or have silver dollars worth 500k and a million found another thought to not exist
To say that that isn’t a lot of money shows how out of touch you are with regular working day people. Remember most people on earth don’t make more than 2 dollars a day…
the higher the FDIC, the more money a bankrupted bank can rehypothecate after gambling it all away, the fed will collateralize the reserves with new money, higher FDIC limits means, when banks go bankrupt, more fractional reserve money that never existed gets injected into the economy creating massive massive inflation.
the money went somewhere, just not where it should be, when the government steps in and gives people their stolen money back with freshly printed money, it duplicates the dollar that has already been fractionalized.
Why would anyone keep that much cash in a bank account??? Even pre BTC....
Magnetic , specially in Black.
That's 250k per bank. So it is easy to diversify and spread across several.
Layah, Ive heard from friends and family who say that $1,000,000 isnt alot of money these days either.
Do you agree with that??
Layah, that is 250,000 per bank account . Open more accounts . Also in a brokerage account $500,000 for securities and $250,000 cash
You can have an additional account at another intuition and it would be covered, so my statement is true. Just not at the same exact bank.@curtisalbrecht9837
The UK banks only insure upto £85k so count yourself lucky!! That's most of them bearing in mind some dont even insure at all. You cant get insurance with Bitcoin so dont understand your point??
Perception on a Perceived Reality, As to the Reality of The Perception.😮
🔥🔥🔥
🔥🔥🔥💯💯
200k is not a lot of money to the people pushing you into war
250K is the FDIC limit PER BANK…. There are hundreds of banks to choose from out there, most “wealthy people” don’t put all money in ONE bank 😅. let that sink in 🤯…. Maybe you’d be better off putting your money in FTX
why can't this women be role model for the rest of them?
Buy assets, insure assets, borrow against asset. Why would anyone have 1 million sitting in a bank?
Layah it’s only £75k here in the U.K. 🤷🏽♂️
We all can’t be wealthy. Someone Hass to do the work, but yet everybody shits on the billionaires, but they’re the ones that create jobs.
4 bank accounts....???
Open more then one account not rocket science, that's what I did while its waiting to get deployed elsewhere.
Ohh her man gon need to be rich rich
That's not how much you're allowed to make...you just shouldn't have anywhere mear that much in a savings account. Your money should be somewhere else, in assets that will increase in value over time.
Layah how much do u have in bitcoin? Also don’t u rent a apartment? To say 250k isn’t a lot is comical coming from a renter…
💯
Only £75k in the UK
Can I put 250k in different banks and be covered each location or is it total between all locations for a total of 250 K?
Yes, the cover is per account. you can also use your kids accounts to get additional cover, which is the same.
My understanding is UK accounts are only protected up to £85,000. Complaining about $250,000 seems misguided.
Find 20 million in assets bought for less than $10,000
👍👍👍👍
Looking good in black and darker hair ❤❤❤❤
This is another reason you buy assets
❤
Wow ❤️🌹🫦
@What-sApp135 how are you beautiful you are braces; sweet honey I like you I love you so much for my heart God bless you Sweetie ❤️🌹🫦🙏
You’re not the first to question it , you’re not that special.
In Europe they insure only 100.000eur
Acctually almost everywhere I know off it is only up to 100k covered !!!
Looks like you don’t know much, lol. In UK the cover is £85k which is about $100k, USA is $250k (for each bank account). You can also use your kids accounts to get additional cover.
Scary
@@iiyyxxnn What’s so scary ? If you have accounts in the 5 largest banks it’s already $1.25mil, plus have few offshore banks, then you can utilise kids accounts (if you have any), there are many options to increase the threshold. It is barely an issue really..
@@SK-vg3mw whatever makes you comfortable
You can always put another 250k in another bank, why would you put more than that in just one bank anyway,people with millions use off shore accounts too,they aren't trying to tell Americans that there's a cap,the dunce cap comes from not even realizing the options rich people have,when it comes to banking.
She is an absolute goddess
Simp
You open 4 accounts. Each one is insured for $250K. $1 million total.
And pay the bank 4 times instead of 1
@@tecumseh4095 The aggregate amount is the same.
Interesting, interesting still wouldn't say no to 250k but doesn't buy a house in london, or a flat tbh
thats why we dont use a brokie bank
Don't matter. She sleeps with her brother
You just put 250k in 4 accounts and you are covered
I meant separate banks not the same bank
Is that 250k for each bank or total for all bank accounts??
for each bank account
For each bank account, you can spread it across multiple and be good.
PER BANK
A beautifull women we see!
Sweetie, you can open more than one account. 😂
@curtisalbrecht9837 I love guys like you. 😂 What was it about the simple statement 'open more than one account,' that was so confusing for you? Are you assuming I don't know what I'm talking about because I didn't go into great detail? Do you feel like you need to tell me I'm 'WRONG' and 'mansplain' me? Like I said, you can open more than one account. Go to different banks. Go to different countries if you feel you must. You can even open more than one insured account at the same bank if they are different types of accounts. ‘WRONG’! Have a nice day.
black is your color gees wow
She’s operating at a higher level 👌🏽
Simp
no shes not lmao
Just have multiple bank accounts.
And pay multiple bank fees
@@tecumseh4095 who pays bank fees?
a smal country like mine has 52b in GDP.
IF YOU CANT BUY A COUNTY, YOUR BROKE
Is that 250k in one bank? Or across all your bank accounts?
Each bank will cover you for $250k individually.
@@SK-vg3mwso what happened if you have more
@@SK-vg3mw thank you, so then just open multiple accounts 🤷🏽 problem solved no? The mental cap part is accurate
@@SD-mi2vc have several banks (always wise thing to do regardless of the cover), keep majority of the amount in top largest banks. Also why would you ever keep millions in cash ? Usually, people buying assets (stocks, property etc) and using credit lines against those assets to access liquidity
@curtisalbrecht9837 got it ! Thank you for the clarification
I understand what you’re trying to explain but to say $250K isn’t a lot of money is ridiculous. 🤦♂️🤦♂️🤦♂️🤦♂️🤦♂️
get real 🙈
Interesting concept about 250K being a psychological cap.