Here’s How Your 401(k) Is About To Change
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- čas přidán 4. 08. 2024
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Here’s How Your 401(k) Is About To Change
There are some changes on the horizon for your 401(k)s-shout out, Congress for keeping things fresh. Here’s what you need to know and when it’s happening.
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George Kamel is a personal finance expert and co-host of The Ramsey Show. Following Ramsey’s proven money plan, George went from negative net worth to a millionaire in under 10 years. His goal is to help people spend less, save more, and avoid money traps so they can live a life with more margin, options and freedom.
This channel will simplify complex money topics, bust money myths with actual facts, and debunk the stupid financial advice you're seeing in your social media feed. All with a healthy dose of pop culture, humor, and snark.
In these uncertain times, it's more important than ever to have a solid understanding of how to manage your finances, invest wisely and navigate economic downturns. But my primary concern is how to grow my reserve of $240k which has been sitting duck since forever with zero to no gains, sure I'm all in on the long term game, but with my savings are lying waste to inflation and my portfolio losing gains everyday, I need a remedy.
If you need advice, consider speaking with a financial advisor. Don't get me wrong, you can do it on your own, but financial advisors have a lot more knowledge and expertise in this area.
you are completely right, Advisors have information and paths that are not disclosed to the public.. I profited $560k in 2023 under the tutelage of my Fiduciary-counselor. Am I selling? Absolutely not.. I am going to sit back and observe how this all plays out.
Please can you leave the info of your invstment analyst here? I need such luck
Sharon Marissa Wolfe is the licensed advisor I use. Just search the name. You’d find necessary details to work with to set up an appointment.
She appears to be a true authority in her profession with over two decades of experience. I looked her up on the internet and skimmed through her site, very professional. already sent her an inquiry hoping for a response soon.
It's recommended to save at least 15% of your income in a 401k. You can use online calculators to estimate how much you should save based on your age and income. Saving at least 15% of your income in a 401(k) can help ensure that you have enough money to retire comfortably. By saving this much, you can take advantage of compound interest and potentially grow your retirement savings over time.
For me, I believe retirees who struggle to meet their basic needs are the ones who could not accumulate enough money during their active years to meet their needs. Retirement choices determine a lot of things. My wife and I both spent same number of years in the civil service, she invested through a wealth manager and myself through the 401k. We both still earning after our retirement.
It's unfortunate most people don't have such information. I don't really blame people who panic. Lack of information can be a big hurdle. I've been making more than $875k by just investing through an advisor, and I don't have to do much work. Doesn't matter if the economy is misbehaving; great wealth managers will always make returns.
There are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘’ Melissa Terri Swayne” for about five years now, and her performance has been consistently impressive. She’s quite known in her field, look-her up.
Thank you! I entered her full name into my browser, and her website came out on top. I filled her form and i hope she gets back to me soon.
Americans find it hard to retire comfortably amid economy downtrend. Some have close to nothing going into retirement, my question is, will you pay off mortgage as a near-retiree, or spread money for cashflow, to afford lifestyle after retirement?
As investing-related questions, the answer is, it depends.. my best suggestion is to consider advisory management
Financial planners can only be overlooked, but not denied. I remember in early 2020, during covid-outbreak, my portfolio worth around $300k took a slight fall, apparently due to the pandemic crash, at once I consulted an advisor in order to avoid panic-selling. As of today, my account has yielded big fat yields, and leverages on 7-figure, only cos I delegate my excesses right.
Mind if I look up the consultant that guides you please? only invest in my 401k through my employer for now, but enthused about diversifying my investments for a prosperous financial future
I can't divulge much but Sonya lee Mitchell is the FA I work with you, you can do your due diligence as she's very much accessible to the public
I just googled her and I'm really impressed with her credentials; I reached out to her since I need all the assistance I can get. I just scheduled a caII.
A Financial Planner told me Saving at least 15% of your income in a 401(k) can help ensure that you have enough money to retire comfortably. But how can one take advantage of compound interest and potentially grow my monthly income over time?
Yes, a good number of folks are raking in huge 6 figure gains in this downtrend, but such strategies are mostly successfully executed by experts.
There are a lot of ways to achieve your goals especially in stocks but such strategies can only be carried out by market experts. Who has studied the markets for years not a random CZcamsr.
Could you recommend some good advisers? don’t get me wrong, I already have one i speak with but he seems not to know much.
I have worked with a few financial advisors before now but i ultimately settled for Melissa Elise Robinson. She is SEC regulated and licensed in US. You can easily look her up.
I have worked with a few financial advisors before now but i ultimately settled for Alicia Estela Cabouli. She is SEC regulated and licensed in US. You can easily look her up.
Increasing tax rates are the reason I rolled over my 401k to a Roth. I don’t want to be 59 paying taxes on current income on withdrawals made from my retirement account.
Pre-tax contributions may help reduce income taxes in your pre-retirement years while after-tax contributions may help reduce your income tax burden during retirement.
Both have their perks but you can also save for retirement outside of a retirement plan, such as in an individual investment account or employing the services of a retirement planner/investment advisor.
I have thought about it, but haven't figured out how to get consultation, I don’t live in a big city.
Really? Have you searched? Use any investor/advisor tool. Look for Monica Mary Strigle I am close to retirement with 1.4 M to my name outside of retirement accounts. I hired her services 3 years ago, she contributed immensely to my portfolio progress.
What is her fee structure like? Are her services available to about anyone? Can you share more details?
We experienced the peak of our era, and now it is gone. Recession is tanking everything including 401K. My retirement equities portfolio of $750K is in the reds. I keep losing because of inflation. This world will fall to the corrupt rulers in the same way that Rome did. I'm sorry if you're thinking about retiring and you're worried that your pension won't be enough to meet the rising cost of living. Horrible foreign policies everywhere, bad regulatory policy, bad fiscal policy, and bad energy policy.
For retirees and those close to retirement, I believe it's particularly challenging. All those years of labor only to lose it all to a problem you weren't responsible for, my regrets to everyone retiring during this time.
After the pandemic, things became extremely difficult, which is precisely when I sought a consultant's counsel. I've been investing on my own for nearly 3 years and have built up a stagnant reserve of $280K to $570K in just over 24 months.
I’m in dire need of guidance so i can salvage my portfolio due to the massive dips and come up with better strategies. How can I reach this advisor?
My advisor is Lisa Angelique Abel With the help of google you can book an appointment. She has a wealth of experience in the financial market gained over several years.
Thank you for this tip. it was easy to find your coach. Did my due diligence on her before scheduling a phone call with her. She seems proficient considering her résumé
I think the retirement crisis will get even worse. A lot of people can’t save because of low paying jobs, inflation, and insane rental rates. And now that home ownership is out of reach for middle class Americans, they won’t have a house to retire with either.
Rising prices have affected my intention of retiring at 62, working part-time, and building my savings. I'm worried about whether individuals who weathered the 2008 financial crisis found it less challenging than my current situation. The stock market's volatility, coupled with a reduced income, is making me anxious about having enough for retirement.
This is precisely why I like having a portfolio coach guide my day-to-day market decisions: with their extensive knowledge of going long and short at the same time, using risk for its asymmetrical upside and laying it off as a hedge against the inevitable downward turns, their skillset makes it nearly impossible for them to underperform. I've been utilizing a portfolio coach for more than two years, and I've made over $800,000.
Mind if I ask you to recommend this particular coach you using their service?
When ‘Carol Vivian Constable’ is trading, there's no nonsense and no excuses. She wins the trade and you win. Take the loss, I promise she'll take one with you.
She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing.
THANKS. Just what I needed to watch. My wife and I got a 400k HELOC from our 780k primary home which we are still paying a mortgage for. I want to only use 200k for this new duplex down payment. I realized that the secret to making millions is making better investments and staying out of debt.
I'm grateful to GOD for the internet space, we were able to join the credit repair program, we payed up our debt and now we are back to being the administrators of our farming business and our own properties, as well as small pensions.
1 am almost 56, my wife is 52. We have started saving for retirement from the farm and maybe live off rental income, I would really appreciate it if you would do a video on how to earn using Airbnb and retire comfortably.
This is exactly how I wish to get my finances coordinated ahead of retirement.
You talked about a "credit repair program" how do I join? I took out a 200k heloc from my primary home 2 years ago which I'm still paying....I find it challenging to invest elsewhere because I'm still paying the mortgage and I got bills. to pay.
"Laura Gilbert CFA " is the licensed fiduciary 1 use. She lead me to join the program, Just research the name you'd find necessary details to work with a correspondence to set up an appointment.
I just googled her and I'm really impressed with her credentials; I reached out to her since I need all the assistance I can get.
Why no one talked about this program when I was in debt
Most Americans find it hard to retire comfortably amid economy downtrend. Some have close to nothing going into retirement, my question is, will you pay off mortgage as a near-retiree, or spread money for cashflow, to afford lifestyle after retirement?
as most investing-related questions, the answer is, it depends.. my best suggestion is to consider advisory management
Agreed, the role of advisors can only be overlooked, but not denied. I remember in early 2020, during covid-outbreak, my portfolio worth around 300k took a slight fall, apparently due to the pandemic crash, at once I consulted an advisor in order to avoid panic-selling. As of today, my account has yielded big fat yields, and leverages on 7-figure, only cos I delegate my excesses right.
@@Nernst96 this is huge! mind if I look up the advisr that guides you please? only invest in my 401k through my employer for now, but enthused about diversifying my investments for a prosperous financial future
I've shuffled through a few advisors in the past, but settled with “Vivian Carol Gioia” her service is exemplary. I'd suggest you research her further on your browser, sure you'll find her basic info.
@@Nernst96 very much appreciated, your response suggests a person of benevolence.. just inputted her full name on my browser, and came across her site, top-notch qualifications! she seems well-qualified
Rising prices have affected my intention of retiring at 62, working part-time, and building my savings. I'm worried about whether individuals who weathered the 2008 financial crisis found it less challenging than my current situation. The stock market's volatility, coupled with a reduced income, is making me anxious about having enough for retirement.
I suggest you come up with a plan to spread your money out because it's been harder to manage your finances since 08 Crash and COVID. A coworker told me to get help from a financial advisor, and I've actually made more than $210k following my coach's advice during this market turmoil. She used smart tactics to safeguard my investments and even make money in this unpredictable market.
@@crystalcassandra5597troll 🤡
401k should’ve been cashed in and purchased physical bullion already! Diamond hands you have….. but I’m just a guy.
Credits goes to " Vivian Barbara Mui " one of the finest portfolio managers in the field. She's widely recognized; you should take a look at her work.
As a soon retiree, keeping my 401k on course after a rocky 2022 is top priority. I have been reading of lnvestors making up to 250k ROI in this current crashing market, any recommendations to scale up my ROI before retirement will be highly appreciated
sure there are loads of ways to make a killing right now, but such high-volume near impeccable tradess can only be carried out by real-time experts.
Having an investment adviser is the best way to go about the market right now, especially for near retirees, I've been in touch with a coach for awhile now mostly cause I lack the depth knowledge and mental fortitude to deal with these recurring market conditions, I nettd over $220K during this dip, that made it clear there's more to the market that we avg joes don't know
that's impressive!, I could really use the expertise of this advisors , my portfolio has been down bad....who’s the person guiding you.
credits to Natalie Marie Tuttle, one of the best portfolio manager;s out there. she;s well known, you should look her up
Thank you for this Pointer. It was easy to find your handler, She seems very proficient and flexible. I booked a call session with her.
I just sold a property in Portland and I'm thinking to put the cash in stocks, I know everyone is saying its ripe enough, but Is this a good time to buy stocks? How long until a full recovery? How are other people in the same market raking in over $450k gains with months, I'm really just confused at this point.
I feel your pain, I’d suggest you look into passive index fund investing and learn some more. For me, I had my share of ups and downs when I first started looking for a consistent passive income so I hired an expert advisor for aid, and following her advice, I poured $130k in passive diversified safe-haven assets, Up 200k so far and pretty sure I'm ready for whatever comes.
In fact, despite having no experience or prior knowledge when I began investing in 2018, by the end of 2019 I had made a profit of over $750k. I had merely been adhering to the advice that my financial counselor had given me. This demonstrates that all you really need is an expert to assist you; you don't even need to be a great investor or put in a lot of work.
I've been in the red for the past couple months, lost 12k last week alone, Indubitably I've got good companies but profit is still stalling, how did you go around finding an investment-advisor, I wouldn't mind looking yours up.
NYCOLE CHRISTINA VANNATA is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
I've just completed the sale of a property located in Portland and I'm considering reallocating the resulting funds into the stock market. Despite prevailing sentiments regarding its readiness, I'm unsure about the timing of stock purchases. How long until we witness a full market recovery? Furthermore, I'm puzzled by the methods allowing others in the same market to achieve gains surpassing $200k within months.
That does make a lot of sense, unlike us, you seem to have the Market figured out. Who is this coach?
Polished. Witty. Funny in a dad joke way, but that’s okay. Education with humor is a great angle.
Outstanding video! To summarize the SECURE Act changes:
1. 2025 most employers must automatically enroll employees in 401k program at a minimum of 3%. Employees can opt out.
2. 2024 companies can match employees’ student loan payments with 401k ‘matching’ contributions
you are an unsung hero for recapping it for us, thank you sir
It’s ridiculous to claim that #2 is not fair to people that already paid their student loans. What a stupid statement
@@acewings221 Yeah lmao. ''My mother died of cancer 10 years ago, how DARE you try to cure future cancers!! That's unfair to my mother!!!'' lmao
@@honestmovietalk I had to suffer and so it's only fair for everyone else to suffer!!! lol
I bet OP thinks it's unfair for McDonald's employees and Taco bell employees to also get tuition reimbursement too...we all know those people are living lavish lifestyles 😆
@@honestmovietalk Like why does he even care if people want to use their employer match on their 401k to pay off their student loan debt rather than have it go into their retirement account...they're still getting their same contribution match either way lmao
The jokes are great. Most money content is boring as hell. I like those too. This is a great break from the norm
The best money advice is usually pretty boring.
1. Spend less than you make
2. Invest the difference
3. Profit
@@jdtreharne simple thing but hard to do
@@iaf4454 for sure
My plan is to ignore social security ( it wont exist when im 65) continue to save agressively and give the irs the finger as often as possible. Taxation at current rates is theft. The gov needs to budget better
Good luck with them budgeting at all
Ok
Best plan I've seen
I agree with your sentiment about not counting on it, but Social Security should exist when you are 65. The only way it won't is if the government gives a lump-sum payment and then switches the mandatory 6.2% (plus the 6.2% employer match) directly into a 401k. I don't see that happening. Due to inflation, that money won't do much. What would be really interesting is if 100% of the Social Security money was just used to pay for senior healthcare. No Medicare, no plan B, but no money either, just free healthcare for seniors at 65 years of age.
Same plan here, if SS exists when I’m retirement age then awesome extra money. If not then I’ve planned for it
Because ROTH IRAs are tax-free, you'll be able to keep more of the money you've worked so hard to earn.I want to invest more than $300k, but I'm not sure how to go.
Holding fixed-income assets in tax-deferred retirement funds as opposed to taxable accounts has additional advantages. If you don't know how to invest in the market, get some advice from a financial counselor.
Having an investment adviser is the best way to go about the stock market right now, especially for near retirees, I've been in touch with a coach for awhile now mostly and I made over $800K within a short time
How can I reach this adviser of yours? because I'm seeking for a more effective investment approach on my savings
My consultant is *Alicia Estela Cabouli* She has since provide entry and exit points on the securities I focus on. You can look her up online if you care for supervision. I basically follow her trade pattern and haven’t regretted doing so
I Looked up her name and her website popped up immediately, interesting stuff so far, about to schedule a session with her.
USA has a spending problem. Congress needs to focus on budgeting. Both Dems and Republicans since Bush are spending like crazy and it will hurt the generations down the road.
Actually, under Clinton (w. a R Congress), spending was less than revenues for a couple of the years. 2nd Bush and since has been a disaster.
Word. Only the combination of Speaker Gingrich (R) and VP Gore (D) ever made genuine progress on solving this, and that was 25 years ago.
Bush spent plenty too
Actually, the USA has a revenue problem, we need to repeal all of the Republican tax cuts that have been passed since the Reagan Administration and properly fund the IRS to make the super wealthy pay their fair share in taxes.
I have to say I look forward to your videos daily.
Love the comedy with the education, Life is always so serious that you have the way of making it a lot more enjoyable to watch ..
Hopefully Dave is paying you well*.you deserve it.....
Same here ❤
Agreed about the comedy. The fact that they still say that you should spend $200 to pay off $100 worth of debt by forgoing an employee match is laughable, and honestly should be enough to get the channel demonetized for misinformation.
Loving the content. You guys are on the roll for putting tons of content out.
I love your comedic inserts! They are hilarious and good for the soul when talking about money.
At 40 I got divorced with four teenagers. I took on extra W2 work and grew my side hustle into a small business that could support me and my children. I actively worked on getting out of debt and creating a one year emergency fund. This took about five years total. I contributed what I could to my IRA during this time. Got remarried to someone who was also a lower income single parent. We also built his side construction business into a full time business which he worked on the side of his law enforcement career. We both worked a day job and ran our side business while paying off the house, and then we started saving aggressively into our retirement accounts and cash accounts, CDs money markets. We are now able to retire comfortably at 55 and 67. We started over at 40 and 53. Not ideal, but it can be done. It was hard work but I’m glad we did it. We will now have some dignity in our retirement.
Super helpful! Sharing with my son. Making sure the hubs knows all this too. Thanks
You’re a dork. I love it! I’ve been out of the Ramsey space for about 2 years, ever since we finished baby step 3 and set up 4 to run passively. But I’m currently on a long unpaid maternity leave as the breadwinner. It is something I would never have been able to afford if I wasn’t in the position that following the Ramsey plan helped put us in. Now that I’m close to going back to work, I’m thinking about how to buckle down and “catch up” on some of the goals that took a back seat while we prepared for and had our baby
Love your presentation WITH THE HUMOR PUNS😂
Your videos truly help me understand things… I laugh 😂 every video!
I do too!
Still my favorite Ramsey personality. Thanks for the great content and laughs😂
i say this all the time but, really feels like you're bringing ramsey well into modern content creation. keep it up
Eh, a little to cringe in my opinion. They're trying too hard. Like way too hard.
I agree@@jettrooper101 . Its more like a presentation at a southern church trying to appeal to the teenagers so that when they have money, they will get some of it.
Too bad they're wrong about credit cards and investing in a 401k while paying off debt
Ramsey doesn't belong. His rules a good start, but overall he's pretty mid.
First off RIP Chandler and second George’s jokes are low key freaking hilarious! This was very entertaining and informative. Seriously, absolutely incredible job with this video!!
Very entertaining! GK is a real great addition to Dave's team.
Great job on the all INFO George Kamel with a K! Keep up the awesome work- Love your stuff, keep it coming!
Great information. Keep the videos coming!
Love the videos George very educational ❤
You really do a fantastic job. thank you
Keep up the good work George! You're doing a good job. Thanks for the update about 401K contributions and such, while keeping it upbeat and comedic.
Thanks for keeping things light! 😂
I'm so glad to see the automatic enrollment changes. My employer only sees 21% of employees enrolling in their 401. I've encouraged my department to enroll and give a short class to all new hires in my department and tripled it to 60%. But to at least start with 100% participation is fantastic. I'll be curious to see how many people cancel it.
It’s insane to force people to enroll
@@mxerb5912 it's not really a force, it's just automatic enrollment. You can opt out if you want to be poor in your retirement.
@@mxerb5912 I appreciate the push from a company to actually educate people and get their buyin. "Hey! Check this out! We actually care about your well being and you need to know this information! It's free! Just do it!"
I would be overjoyed if the government would just knock it off and consider student loan payments a totally tax deductible business expense. You need it for your career, presumably. So there is the justification. Make it happen.
Thank you! It was timely and useful!
Love the video! Your mix of succinct, relevant information with humor is spot on. Just subscribed and looking forward to future videos!
Great job making usually dry, boring information very relatable and fun! Your humor is much appreciated and will help many of us understand terms and concepts that aren't taught anywhere else. Keep up the great work!
This one was particularly funny today. Good way to get through a boring subject, made me pay attention.
Thanks for sharing the update! Just got married so will want to investigate further if these accounts change much
Great info!!! Thanks for the updates 👍🏿
Thank you for summarizing!
Great video 👍
Really enjoy how palatable you make this for the average watcher!! Thanks for the great content George, God bless!!!
Thank You!
I'd like to retire or work less in 5 years, and I'm curious how others split their pay, how much of it goes into savings, consumption, or investments; I earn roughly $250K per year but have nothing to show for it.
Please How can one reach this advisor of yours?
You're not retiring in 5 years if you cannot figure out such basic information as evidenced by you having nothing to show for it
Is this a joke??😂
Tax deferred until 75? Oh yes, I'm ROTH ALL THE WAY!!
@@mxerb5912just bots. They show up on all financial youtube channels. Ignore them.
Awesome Video 🎉🎉 So funny 😂😂 and very informative 🤝🏾👏🏽👏🏽 Thank you for the laughs.
My first 2 years out of college i didnt invest in a 401 because i wanted to save every penny for a multi-family. Best decision ever. Owned a side by side 2 family at age 24. There are multiple avenues
Great video George!
I am really loving your videos. Funny, but so informative too. Thanks.
i can't remember the last time i laughed at a financial facts video. well done!!!
You are funny 😂 thanks sharing this knowledge ❤
My strategy is simple. No debt. After paying off the mortgage, I realized how easy it was to save money. I am single income on a clerk salary living in California. Having $250K in HYSA, the bank is today paying ME $1000 monthly!! I realized that I had spent years paying the bank money on interest. Never again.
Thanks for the update on aecure 2.0
Did not know another update on RMD.
The "I'll get gas in the morning" bit some to my soul
Liked after the state lines joke. Subscribed for the content.
Great video ❤❤❤
I'd bet cash money that lots of employers are going to cancel/reduce their matching contributions because of these changes.
Informative and fun(!) video. Nice work, George. Keep em coming!
So funny yet so informative.
Good updates along with even better advice.
Where have you been all my life?!? The Barb in Bloomington AI sent me over to your video because she was listening in to my CZcams feed and wow.. VERY well done. Absolute perfect use of top notch humor, fantastic wit and solid knowledge and wisdom along with impeccable video skills and set construction. NICE!!!!!!
" and it's their pleasure" was your best joke 👍
Don't dip into your retirement account to avoid bankruptcy.... Personal opinion
Camera is not centered on the desk and it's a little catawampus. Yes, I am that kind of person. Keep up the good work, George and crew!
Also be sure to see if your employer offers a Roth 401k. It’s not the same thing as a Roth IRA, but both are tax free growth with no mandatory withdrawals at a certain age.
That's all I use now. Then when I leave the job, I roll it over to my Schwab personal ROTH account.
I'm writing a bit about the death of nuance, implied meanings & context and George is the poster boy of the movement. I bet he SAYS chef's kiss on camera too.
Excellent info… my accountant is slacking
That invested joke deserves a thumbs up
Love the Princess Diaries reference 😂
Bob Barker is the best host of PiR. You earned my like.
Great information!❤
Finally, someone articulated exactly how I feel about the new price is right guy. He’s no Bob!
"Getting gas in the morning " was my mantra this whole week and I failed miserably each morning 😂😂😂 calling me out George
Wow! Thanks for the information
RIP Bob…..Rest in Price 😂. Love it and totally agree. 👍🏻
Great Information..thanks SO much!!!
Dog Dashing sounds amazing. Sign me up for the initial testing, George
3:42 hope this comes true, thanks for manifesting for me George lol
The Ketchup Chick-Fil-A bit had me dying at the "and its their pleasure" =D
I appreciate your approach to teaching.. To my understanding this just proves how much we need an edge as investors because playing the market like everyone else just isn’t good enough, we just need to hold onto our hopes and wait to see how things turn out because market movements are almost always unpredictable. In my portfolio, I'm noticing more red than green
As with an my big financial decision,it’s important to keep your guard’s up for economic risks.However, smart planning, time management and seeking advise from a financial adviser can help keep you and your money safe
yes i agree and right now the markets are going berserk right now. This is the best time to watch them, get to know them better, and strike when the opportunity presents itself. I learned that from my mentor, ''Monica Amanda McClure'' she's seen dozens of market cycles over the past few decades, and she has a feel for how they move, why they move, and what comes next.
@@dogmom-pt5we please who is the consultant that assist you with your investment and if you don't mind, how do I get in touch with them?
Sure, the Investment advisor that guides me is ''Monica Amanda McClure'' and she's renowned and has quite a following. So it shouldn't be a hassle finding her. Just look her up.
Thank you for this Pointer. It was easy to find your handler, She seems very proficient and flexible. I booked a call session with her.
This video was GREAT
WHOA!! Flashback to Jeff Lynn and a 1977 ELO concert at 1:26!!
I pulled my SS statement and there was a paragraph in the second page that said that, as of 2035, we could expect to receive only about 80% of our calculated SS due to projected funding shortages. It said it RIGHT THERE on the statement! Comments???
Yup… less workers contributing to the Ponzi scheme. I’m set to retire in 2037 so awesome…..
I really like your set, very professional, got a warm look to it.
i think the student loan thing is nice if the company your in wouldn't have hired you without that degree. like , if you're gonna require that degree to do the job then you help pay for it. i even had full ride to my undergrad degree and still have student loan debt from master's degree. love my job, loved the education i got but there is no way me or my parents coulda planned for tuition to get so ridiculous as it is now.
🔥🔥🔥👍👍👍 good funny stuff
Dad joke of the day 🤙
I do side work that makes great but unreliable returns. Every dollar of that hustle goes into my IRA's. As long as it brings in more than my needed monthly investments to reach my retirement goals, that's all I do.
“Just pretend like you were sleeping “ 😴 😂😂😂
George, I appreciate the info! That being said I could use fewer comedic clips.
"Say what" was funny though. 😊
This is good for those coming out of College. If my first employer out of college would of defaulted to creating me a 401k my account would of been double or tripple what it is right now
“I’ll just get gas in the morning…” I took that bit personally.
That Chik Fila reference was great.
Totally lied to myself about getting gas in the morning lol😅
Thank you George for your content. ❤