Avoid This Type Of Mutual Funds !
Vložit
- čas přidán 8. 08. 2022
- Avoid investing in actively managed large cap mutual funds.
Why?
83% of them were unable to beat the benchmark over a 5 year period.
You see - every actively managed fund is trying to beat the benchmark. For large cap funds the benchmark is NIFTY 100 index fund.
Now this index fund is just blindly investing in the top 100 companies of India in proportion of their size. Hence, there is no fund manager actively looking at the investments coz it's all automated.
Due to this, the expense ratio is ten times lesser compared to actively managed large cap funds.
So if a large cap fund is struggling to beat the index, why the hell are you investing in it and paying more in fees?
Large cap active mutual funds lose their advantage as the country becomes more developed.
Midcap and small cap mutual funds still have that edge. The US stock market has already seen these changes happen.
How to invest?
👉🏻 Sort large cap index funds in increasing order of expense ratio and tracking error
👉🏻 Filter out funds less than 250 Crore
👉🏻 Give 80% weightage to expense ratio and 20% weightage to tracking error for ranking (lower the better)
👉🏻Pick the top ones in their respective category
.
.
.
.
.
.
.
.
.
.
.
.
#financewithsharan #mutualfunds #investingforbeginners #moneytips #savemoney #investingforbeginners
"I have graduated from IIMA"
"So what should I do ?"
Every IIMA alumni needs to hear this so bad
While going to bed
You're just jealous.
@@syntheticfiber7388 and u need to get mature if u think that is being jealous
@@jotarokujo2027 What else could it be? May I know? Cuz I don't find a reason other than being jealous.
@@syntheticfiber7388 its called being annoyed not jealous.
I don't know anything what they are talking about 💀 still i am listening
Same
Lol meh 2
Same here
Bina pese ke investment scheme sun raha hu
Ya me too
“So what should i do🤷♀️“🤣🤣 gets me all the time
And this is me 🤣🤣🤣
Syyyyyk where's the caption bro
Description
Click the 3 dots at the right bottom corner and click the description... Like the person before me just said
Click on the description
@@aiyushbedi I've already told him bro😌
@@knmarda in description not available
Lmao “ he’s telling for you guys”
😂😂😂
.
l
Fourth wall break!
IIM fellows keep reminding people about where they came from. Even if it was 20 yrs ago.
true true. so annoying... oh hey by the way guess who's going to iim next month 😈
@@ashishranjan8286 you had me in the first half
@@ashishranjan8286 someone for sure but i don't think you
True and inside they are crying looking at their education loan emi
@@raghavaggarwal7624 untrue, i am crying outside too 😠
No doubt, one of the best ways to grow and save your money is through investing. You don't need a fortune to get started. Even a small amount can turn into millions if you invest wisely. I wasn't financially free until my 40s, and I'm still in my 40s, but I've already purchased my second house, enjoy a monthly passive income, and achieved 4 out of 5 of my financial goals. I hope this inspires someone to realize that it's never too late to start, regardless of your age. You can begin investing today and change your future! Investing has been a life-changing decision for me
Any investment tip?. I would love to know how you made it this far
I highly endorse Regina Louise Collaro, a US-based financial advisor and consultant. Partnering with an international organization, she has been instrumental in guiding my financial journey with unwavering support until my goals are met. Selecting the right financial consultant is as crucial as finding the right life partner, as both can significantly impact your life's trajectory. I'm grateful to have found the perfect financial consultant who has helped me achieve my financial objectives, from education to nearing retirement.
I value your recommendation, It's challenging to locate a trustworthy person. I could really use your investment advisor after seeing how much money you've made through investing. If you don't mind revealing her information, that is.
you can easily find her information by doing a quick 🔎 search. Feel free to reach out to her directly with any questions you may have.
I've wanted to start investing for a while. Yet, I've always considered it to be late, and I believe I should quit putting things off. I'll absolutely contact Regina Louise Collaro to ask her for advice. Much thanks. This was quite helpful to me.
Syyyyk... Someone has stolen your caption.... 😭
that syyyyk is awesome dude
Click on the 3 dots and check the description of this video
Ok let me explain:
First what is an Index fund?
Index funds are mutual funds that follow an index(market trend) like sensex or nifty. So the portfolio fund manager sticks to stocks evaluated by the index, therefore there is absolutely no research, management working to figure which stocks to invest in allowing you to save expenses you incur on investment advisory fees, marketing fees etc on your regular mutual funds. The idea is if the fund mimics the portfolio of the index, its performance will be same as the index.
So he says invest in large cap INDEX funds rather than large cap mutual funds because market suggests that it allows for higher returns because of lower expense ratio. Hope this helps!
Awsome bro😊
well explained ✅👌🏼
Well said 🎉
Just to drink some alcohol you go to the bank and argue with the manager wow 😂
IIMA and Suits(Harvey) and you,,,My favourite and dream to achieve.
“Check the Captions below” - where exactly Dude !???
Phukna kum kar bro
They forgot to pin the comment.
Description dekh
Kripaya Phukna Kam kare aur description box dekhe
Dhanyavaad
If you are watching on mobile - you don’t see description for’Shorts’ , hence the question 😁 it’s a real concern.
Now - why is description referred to as caption 🥺
@@sanshirs click three dot button below share button , you will get the description
Saying in sharan's words - " I didn't understand shata also "
your reel popped up yesterday and I must admit, you keep it very entertaining...
Harvey Spector 🔥🔥
Harriet spector
@@chiranjeevit488 Michelle ross
Harvey Reginald Spector 🔥
Goddamn Harvey
Dumb show
I should have seen this earlier. Great tip and I agree. Keep this coming sir.
Hey Sharan, I am your FAN! Just fantastic videos and the best act I have ever seen! Good Luck!
@sharan.. wht u mean by "filter out funds with less than 250 cr" as written in description ? U mean to filter out and invest in those or filter them out and invest in the other ones after meeting the third conditio . Also the second part of the third line i.e., regarding 20% thing. its not clearly ubderstood.
So what should I do???
His expression during that question is awesome
" I've graduated from IIMA"
proceeds to attach his graduation photo from RV College for 1sec so that people think he has actually graduated from IIMA
Reach me with 👆👆the what'sap line above for more information, guidance and consultation. Thanks for the feedback..
Exactly😂
Bro. Thank you for bringing these kind of contents for us Indians. Good bless you.
#financewithsharan where the caption at????
I really love your shorts and financial advices
Awesome sharan bro. 👊
Sharan your videos are excellent are u providing financial solutions to individuals
This guy is a superstar! Get him on TV!!
Very informative bro.Thanks
Bro your videos improve my financial mindset.. where I learn all these financial things?
Let me know bro..
Bro thanks for sharing these informations🎉
Inflation, market risk, money value nothing like this exists.
Follow my man
That's very knowledgeably interesting Infotainment haha
AFAIK this is also true for Mid Cap funds - most of these also fail to beat the mid cap index. Only exception is small cap funds.
Earned a subscriber man❤❤
wow nice way to explain our doubts
Lol the fact that my father is from IIMA and my brother works in McKinsey
And sharan believes that history repeats.
😂
Great financial knowledge sharan.
Someone teach this guy to pin his caption in the comment section!😂
Nice video. Informative
😂😂😂 Love your Humor bhai, thank u for doing your skits in English as well, Educational and Entertaining
This is one of the topic in Sharan master class.
Reallly great, i am fam of ur videos
Nice Economist Sharan.brother.
This guy earns more than IIM A graduate.
IIM Amritsar maybe
Harvey comes with his can opener
From 10+ years onwards, it's Large Cap investment that dominates over Large index funds.
"I just graduated from IIM"
So when are you going to repay the student loan?
"Kya phook ke aaye hai bey"
For those who have no idea what he is saying and For those looking forward to invest in mutual equity funds ,go for the large cap index funds thats what this guy is saying i have i researched on it and found out the thing he told is absolutely correct and is a golden advice.
Hello
Can you mention exactly which are the best place to invest and tha name of that index
He broke the 4th wall
He is the creator and actor himself, he does this in every video by telling that he got to know this or that or following sharan
Hey man Love your videos .I have seeing them for quite a while now.Can you pls make a video on how can i manage my finances if i want to do my undergraduation and masters from abroad...I was told that for undergraduation it takes almost 60 to 70 lakhs to study there....can you pls tell me more about this and should I do my graduation and then give the GRE EXAM for my masters or should i give the SAT EXAM after I finish my 12 th??
Pls Reply.
The 83% vs 17% is what generates wealth... not just large cap , even in small cap and mid cap ..if you are able to find out the top performing fund.. it will bear the average return of the category by huge margin.
Ohh so even IIM A pass out management consultant need some finance tips.. i thought they knew everything to be able to make it up there
Thank you so much
At last his moustache was vanished 😂🧐🤨
Hi my man ❤
Share video on how this can be done on various brokerage platforms
Sir please make video of basics
stock markets
@Sharan, if you ask to check the caption below, please help by pining your 1st comment as the caption on CZcams shorts😅
Really he should I am trying to find caption.
Me also searching
Do we need to keep the funds lesser than 250 crores or remove them?
Tracking error and expense ratio should be minimum for choosing a fund?
Sorry to post some silly questions but I am looking forward to use your advice
But, small cap funds provide better return in the short term, say (1-3 years)
I follow u My Man 😀
But over a 10 year period, the best ones give better returns than the indexes...however, it's still wise to get index funds than to gamble with various names...
Reach me with 👆👆the what'sap line above for more information, guidance and consultation. Thanks for the feedback..
It would be great if you could start economics classes for edexcel IAL students.I will come 👍
Hey sharan, so the final verdict of this is to invest in small n middle cap funds where the risk factor is too high, being an influencer I would request you to mention age factor, cos your influence is public.
What tool or website to use to sort index funds?
Oh psyche!!
I didn’t know that!!!
Psyche!!
Hey bro, I have watched most of your videos you always goes on crores or else 40lakhs.pls Explain briefly about mutual funds and investment tips for 6lpa communities
And there is no caption as always 😂😂
CZcams m captions nahi hote, Description check kar Bhai, not comments.
go press three dots in the shorts u will get option for description ! this is comment section
" follow finance with "missed
This is much better without it 🙂
Tanvi share your number please
You should go for Acting Profession. Looks some director producer may contact you soon...
Bro Make one blog with all your ideas posted in youtube related to investment and banking. So that we can refer it whenever we need
This reply is from fake account. Stay away from such intrusion
Sir. Im following your channel regularly. You are doing great.
Could you pls suggest an minimum investment opion say 5k per month in mutual fund or other option available. .
I consider investment for my daughter marriage after 12 yrs.
Thank you.
Sips will work better here i guess , although you can research on yt. There's a lot of information
Idek what a lahk is but I love these videos
Maccha tq but I can't invest addu long story aarammagi nan one day clearly explain nevu
Can you please make video on investment in us stock market plz
All this for a Blue Label and LIT Large
Bro insulted IIM A graduates and McKinsey consultant in 50 seconds 😂😂
It's damn serious when Harvey Spector pops up..
I read the caption but it's too complicated. you should set this on screener and post the link in captions.
put video on SBI small cap fund bro
Which website to visit to check the steps that you mentioned ?
Caption: ETFs or Index mutual funds
All I could understand was “Blue Label” 🥃
where is the caption or how to check it ?
Harvey Specter reference from Suits
I don’t know anything about finance i just watch his videos as they are funny
He is telling for you guys 😂
He just broke the 4th wall
Please suggest Best largecap index funds
Make a video on index funds please
5… 5 crores
When me meme’s himself😂
Panch crore 🤣
Hi Bro can you suggestion the best saving plans for NRI's
Thanks saran
There is no caption
can you suggest one best large cap index fund
That 5 😂
Hello bro ,
Bro na 5k month investment panna poren for 5 years ippo na mutual funds la invest pannalama illa index funds la invest pannalama
Ah Science Students nightmare convos
Reach me with 👆👆the what'sap line above for more information, guidance and consultation. Thanks for the feedback..
Reach me with 👆👆the what'sap line above for more information, guidance and consultation. Thanks for the feedback..
Le nimoun, where is caption
Where's the link to sort the large cap index funds?