Non Performing Assets & its Types | NPAs | Banking Awareness

Non Performing Assets & its Types | NPAs | Banking Awareness
In this video, Afreen Azmat dives deep into the topic of non-performing assets (NPAs) of banks. NPAs are loans and advances that have stopped generating income for the bank, typically due to the borrower's inability to repay the debt.
Afreen Azmat starts by providing an overview of NPAs and their significance in the banking sector. She explains that a high NPA ratio can indicate poor financial health of a bank and pose risks to its stability.
She then delves into the various types and reasons behind NPAs. Azmat highlights that
The video also sheds light on the common reasons for NPAs, including economic downturns, corporate mismanagement, fraudulent activities, and personal financial crises. Azmat emphasizes that proper credit assessment and risk management practices are crucial for banks to minimize NPAs.
Additionally, she discusses the measures taken by banking regulators and governments to address NPAs, such as debt restructuring, asset reconstruction companies, and legal frameworks.
Throughout the video, Afreen Azmat provides insightful examples, statistics, and case studies to illustrate the complexities and implications of NPAs in the banking industry. She concludes by emphasizing the need for proactive measures to monitor and manage NPAs effectively, ensuring the stability and growth of the banking sector.
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[@sbiaspirant1194]

Very useful for banking aspirants 🤩 please continue this session mam

[@anjalimaurya9903]

Thankuhhh so much ma'am.... ❣️

[@gayatridash-0807]

Thnq so much mam fr this session but apke voice me glitch horhi h and smjh nhi ata h phir please mam do smthng for dis issue.
Thnq fr this session

[@itsrespect123]

Thank you ma'am

[@khalidreza2468]

Mam how to learn these all.

[@harshadanitnawre1412]

Thanku ma'am ❤

[@bharaths.r7012]

Pdf link is not working

[@sudhadevi7551]

☺thank you ma'am

[@labanichakraborty4082]

thankuu mam

[@ajiths4892]

Ma'am, please discuss about Foreign Trade and Balance of Payment in next class.

[@itachiofthesharingan67]

Next session schedule???

[@siddharthchouhan619]

Ese to 2030 tak bhi course pura nahi hoga hafte mai ek video aata hai wo bhi sirf 20 min ka or ek topic hi hota hai. Atleast 1 ghante ki to class lijiye ma'am.

[@LAUGHNEWSAFFAIRS]

sorry to say. but aapka voice bich bich me break ho jate h jb aap jyada volume me bolte h. and baki sb well and good. thanku

[@jagritichaursiya5873]

Ye problem thek nahi ho sakta , voice me he problem hai volume ke problem nahi hai

[@user-ex2eu9rw2v]

Hello mam
Kindly change your mic location cause your voice was broken in your all videos.
🙏

[@arunpal3891]

Sorry mam bit bich bich me voice brak ho jaati hi 😢😢mam

[@pawaninsa7825]

Voice problem

[@user-xk7kp1db9g]

Now Parcham is making money ....high demand low quality😑