American Couple Reached Financial Freedom & Chose Living in Portugal Over Spain
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- čas přidán 8. 03. 2024
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ExpatsEverywhere's Josh sits down with Bolivian American Jesús to discuss his and his wife's journey to financial freedom and move to Portugal. They chose Portugal over Spain despite some obvious connections to Spain and Jesús opens up on why they made that decision. He also goes into how he is adjusting to life in Portugal, giving practical advice on what you should expect as an American moving to Portugal and how you can cope with some cultural differences. On top of that, Jesús talks about the one major change that he made to really start learning Portuguese, which should help a lot of people that are in his shoes.
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* ABOUT US *
Josh and Kalie left the US for a life abroad in 2009 and haven't looked back. They have lived in Spain, South Korea, Saudi Arabia, Singapore, and are currently in Portugal. Yes, they realize they only moved to countries starting with the letter "S" until they spoiled that streak with their move to Portugal. Follow ExpatsEverywhere as we aim to get information to you through expat interviews, city breakdowns, expat life, travel, vlogs, and more.
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This video is sponsored by italki. Personalized 1-on-1 language lessons with native teachers on italki. 🎉
Buy $10 get $5 for free for your first lesson using our code "EXPATS5"
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As an African, I was smiling ear to ear when the guest mentioned his Angolan neighbor. 😉 This may not be common knowledge, but the Portuguese from Lusophone Africa (Angola, Mozambique, Guinee Bissau, Cape Verde, and Sao Tome e Principe) is MUCH EASIER TO UNDERSTAND than the one from Europe, even if we kept the same grammar rules and vocabulary.
I really enjoyed this video 👍
Thanks for the comment! It's good to hear from you. - Josh & Kalie
Wow, what a great conversation! Jesus is a great guy. Thank you ❤
Glad you enjoyed it! Jesús is a great dude! Thanks for watching and thanks for the love. - Josh & Kalie
thats the type of guys we want here in Portugal ... nice gentle be part of the community have family raise kids ... be and live like a Portuguese but never forget his roots ^^
Love Jesus-so sensible and chill. I want to be his friend.
And he would be your friend. - Josh & Kalie
Wow! Loved this interview, great perspective from Jesus. Great information as well. Thank you!
Glad you enjoyed it! Thanks for sharing. Thanks for the love. - Josh & Kalie
Great interview all around. Thank you! 😊
Thanks for listening as always, Seamus! Thank you for the continued support. - Josh & Kalie
The recent rolling back of the tax incentives for digital nomads and retirees shut the door for us. We were very close to buying a place there in 2022 when they had that summer of fire. Visions of California. That gave us pause. We purchased a retirement home on the coast of Oregon. Now, with the toxic envirnoment here in the U.S., we are looking at cities in France and Spain.
@@izzytoons Thanks for sharing. We hope that you find the content on our channels to be valuable. We have information/content on a variety of Spanish and French cities. - Josh & Kalie
This was a great conversation. Great questions, interesting perspective. Thanks for sharing!
Glad you enjoyed it! Thank you. - Josh & Kalie
I think this is one of my very favorite videos of your’s. Jesus was very thoughtful & organized in his answers. Lots of great questions from your end-Fantastic!
Obrigada from Texas!
Glad you enjoyed it! Thanks for the kind feedback. - Josh & Kalie
What a fun video! Jesus is such a nice guy. Thanks so much toyou both. Hope to see you guys and Kailie at the next meetup.
Great interview guys. Glad you're enjoying feeling at home in Portugal.
Thanks! 😃 We appreciate that. - Josh & Kalie
I really loved this interview!
Aw, thank you! We appreciate the love. - Josh & Kalie
Lots of great info! Good job, Josh!
Thanks! I appreciate the feedback. - Josh & Kalie
I loved these questions and this conversation. And the pace was fantastic. Jesus is uch a thoughtful interviewee. I’d love to hear a bunch of similar interviews with other people living in Porto, as well as other parts of Portugal & the world. I could listen to these all day!
Thank you very much for the feedback. We've got a pretty good bank of these interviews right now (that you can go through if you're new here) although we're always working to improve our quality. 😁 - Josh & Kalie
Loved the conversation! Hopefully one day I will be able to afford the move and live like that!
Good information! Thanks for sharing ❤
Thanks for watching! - Josh & Kalie
@@ExpatsEverywhere ❤️
@@viagenseoutrascoisas2235 Love for the love. ❤ - Josh & Kalie
@@ExpatsEverywhere ❤️
Great video!!
Thanks! We're glad that you liked it. - Josh & Kalie
Great interview with lots of interesting information!. Jesus thanks for mentioning your sleep apnea, I have that too. Kalies interview with Steve was also great. Good to hear someones personal feedback.
Thanks for the feedback, Mathinus! We hope you enjoy the wide variety of interviews that we've done on the channel over the years. - Josh & Kalie
Americans make so much money, yet they still find so much to complain about. I know that money isn't everything, but as we can see, it helps.
What many Americans haven't realized is that Spain and Portugal have adjusted to their economic situation. Things are cheap for Americans, but not so much for Portuguese who earn the national minimum wage.
Jesus is so young. He must have made a lot of money. Good for him!
Well done!
You can't cover 'every' topic, but I'd have liked to hear at least a little about what visa they ended up with, and whether they used a consultant in the process.
Thank you. It was the D7 at the time and it would still be the D7 for them if they had to do it now. We've had a lot of other videos about the visa process. We'd love to encourage you to watch some of our other recent interviews if you haven't. Thanks for your public sub. We love to see that. - Josh & Kalie
Thank you guys for respecting the language and learning it
100% - Josh & Kalie
We moved from California to central Portugal 3 years ago also for early retirement, or semi. I can relate to much of this discussion. Bought a large manor house for the cost of a tiny condo in San Francisco. Life is very different. The language is a challenge, and I'm working hard to learn it. Absolute must in our area. The cities have a lot of people who speak English, especially younger generations.
Yes!! Those are my same too things I had saudades for when I lived in Portugal! Mexican food and access to trails for hiking and more wild camping.
Wow, that's wild. Should we introduce you to Jesús? Thanks for the comment. - Josh & Kalie
Good. To make your interviews even better, it is better to sit facing each other; just watching makes my neck hurt!😊
🤣 They're actually facing each other at an angle. People probably can't tell because of how cameras make stuff look but when we do interviews, we're incredibly close and also angled towards each other. There's not much turning of the neck. - Josh & Kalie
I am glad they picked Portugal!
Portugal FTW! - Josh & Kalie
Podemos exportar a portugal unos cuantos americanos, alemanes, ingleses si a los portugueses les parece bien jejejeje Es un pais fantastico para vivir tranquilamente y descubrir cosas interesantes. Me encató estar 9 meses por Sines y los alrededores.
Don Pepe near Aliados has pretty solid Mexican food...at least what my wife and I miss from TJ Mexican food in San Diego.
That's our go to at the moment with Jesús. - Josh & Kalie
Good to know. So far, my plan when I move to Portugal, is to bring all the spices and herbs from my favorite foods, and make the food myself. We need our Mexican food!
I am a native Brazilian speaker but I can speak English fluently, not Spanish, even though Brazilian Portuguese have some similarities to Spanish on the way we pronounce the words vs European Portuguese. I am not sure it's discrimination, but I never lived enough in Portugal to know, sorry.
I am sorry to say I loved Vigo, in Spain, more than Viana do Castelo, in Portugal. Felt more lively specially at dinner time, malls looked nicer too. 😬
I'd possibly live in Portugal and have fun in Spain, though, as I don't speak Spanish (yet) and I am a Portuguese citizen already. 🤔
(I am sharing this just to give a reference, I hope it's okay)
Just want to say that your title to this video is what caught my attention. I actually opened CZcams w plans of watching something else so 👍🏾. Great info from the comparison between Spain & Portugal, to learning how to speak Portuguese, to healthcare...well done. When Jesus talked about the power surge, my first thought was what about surgery protectors. Note to self: buy surge protectors when we move to Porto.
Woah, this is incredible feedback for us. Thank you for taking the time to do so. What exactly was it about the title that made you click?
Yes to surge protectors. :-)
Thanks for writing. - Josh & Kalie
Have a Portuguese boyfriend in High School where South Americans attended. They could understand each other and speak to one another. They all spoke English but they choose to speak Spanish/Portuguese to each other. They only spoke English to the North Americans
Best place for hiking in Portugal - Madeira Island
Now without the nhv, would you have considered Portugal? You now enjoy it as part of the 10 year term, no one entering now gets it. Plus the upper Portugal tax rate ceiling is high.
If you're asking me and Kalie, yes, we didn't consider the tax burden as a huge factor when we first moved because of our income level. We're not in the upper brackets. - Josh & Kalie
Thank you for clarifying that BP is very obviously the same language as EP. It's offensive to say or imply otherwise.
:-)
Thanks for writing. - Josh & Kalie
I thought you were talking about Ice Hockey!
Electricity in US is about 15% renewables Portugal is around 65%. Renewable sources fluctuate more making a steady supply more difficult to maintain, the US will have the same difficulty in producing clean consistent energy if it switches to more renewable energy in the future.
Bitcoin miners solve this problem as they did in Texas.
Try living in New England with all services above ground. During a storm losing power is good compared to a tree taking out ground. Has happened several times, voltage goes from 120 to 249. EVERYTHING frys. Our high tech appliances with clocks and stand bus get hit. Stove. Fridge washing machine. All go!!! A nightmare now get all that stuff fixed……
All the best getting it fixed! - Josh & Kalie
Hmm the only thing I can think of that is better in Portugal is the overall quality of red wine, great value for money. Literally everything else is better in Spain overall. I tried the Golden visa option from the Algarve and cancelled it midway through applying. I'm in Chania Crete now and it's everything I wished Portugal coast would be.
Have a good time in Greece. All the best. - Josh & Kalie
Amazing how Covid was the decider for Americans looking to get out and go to Europe. Life isnt a destination its a marathon,
How do the current and to be expats feel about the huge numbers of indian imigrants coming to Portugal, where in some cases they constitute more than half of the portuguese population in some areas. Does this make Portugal any less appealing or it is of no matter?
We've not heard anyone we know even mention it in conversation. Nor have we seen any places with half the population be Indian. - Josh & Kalie
@@ExpatsEverywhere interesting
@@ExpatsEverywhere you guys either live in a bubble or maybe its indifferent to you?
🇵🇹👍🏻💚❤️
God help tiny Portugal.
Why do you say that?
Portugal taxes changed. No longer a bargain.
Just read the comments, everybody loves Jesus! xo
Americans don't want to be called immigrants or use the word "immigrantes." They prefer to refer to themselves as expatriates or expats. When people move to America, they're called immigrants. It's quite ironic! By the way, I like your content. Thank you
Honestly, Kiko, most Americans that live in America and have never been abroad don't know what "expat" or "expatriate" is. More than Americans use the term. We actually hear the British use it more than Americans. For us at ExpatsEverywhere, the way we distinguish the two words comes down to the intended length of stay in the foreign country. If you move with long term or permanent intensions, "immigrant", if it's short/medium term or temporary intentions, "expat". Neither words carry a negative connotation in our minds but give clarity on ones immigration status. Thank you. - Josh & Kalie
Josh, It can be confusing when words have different meanings, especially for someone who's been through immigration. Language can be tricky, but your experiences really help shed light on things.
Thank you both for everything you do. Life is ironic, isn't it? Coming from Brazil to America chasing the American dream, only to find myself dreaming of retirement in Portugal and Brazil. And hey, sorry about Pincho - we noticed how bummed out Kalei was. Sending positive vibes to Kalei and Cia! Cheers 🥂
@@meninokiko954 Yes, and people have their own interpretations for words too. For the record, we don't care if people call us immigrants. It doesn't bother us in the slightest because it doesn't carry any negativity for us the way it does others.
We've known several Portuguese people now to move to the US in pursuit of the American Dream, which is great. Often times, things swing in roundabouts.
Thank you for the encouraging words. We appreciate it.
When I reviewed the footage, I could see how pained Kalie was. She's still bummed out and we both think of Pincho often.
Thanks for the positive vibes. We're sending those back and we hope you achieve your next Dream.
Let us know how we can help. - Josh & Kalie
As for Portugal, wait until the crazy income tax starts to bite you once you become a tax resident. As for Spain, it's a non-starter. Just google squatters in Spain.
You write it off on your US taxes. Your tax professionals can help with that.
How bad is this tax? Can you give more info please?
@@Jdolaos55226 There are several videos on CZcams. They may have one. Expats Portugal has some. It depends on a lot of things. Watch a lot of content, and you’ll know what to look for when speaking to tax people.
That was truly excellent! I would like to hear from someone who misses having a clothes drier more than anything else. Seriously!
Thank you! If you buy, you can certainly make sure you have space for a drier. In our real estate project, everyone wants a drier and will have space for a stackable drier at least. - Josh & Kalie
"When we first came here we couldn't believe how affordable it was. We still can't."
You've got to be kidding bud. It's very simple. People here earn around 800 euros per month. Let's see if they'd stick around on Portuguese salaries. Absolutely ridiculous.
You have to watch this as someone from outside the country. Speak to anyone in the country and you'll always hear that it's a quite different situation for the locals.
@@lost_porkchop no! Because it's a privileged perspective based on ignorance
@@lost_porkchop we are all sick of expats like this. is he really that ignorant opening the video with a moronic line like that. hopefully they can work here someday and finally know the real portugal, not the privileged NHR version
Portuguese people have NHR too. - Josh & Kalie
Spain has laws that don’t change every two minutes, cleaner, food is better, cheaper real estate, better infrastructure, metro works train and services. Buildings are better built, not moldy and has insulation.