How to get your best star health assure | health insurance policy in tamil | nivas Narasimhan
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- čas přidán 5. 09. 2024
- How to get your best star health assure?
What is the Benefits of Star Health Insurance?
Star Health Assure in Tamil - Star Health Assure Ad?
star health assure insurance policy?
Star Health Assure in Tamil?
Floater Sum Insured :
For Adults - Minimum - 18 years & Maximum - Up to 75 years
No pre-acceptance medical screening
There is no pre-acceptance medical screening
Policy Term
One year / Two years / Three years
Sum Insured Options
Rs.5,00,000/-, Rs.10,00,000/-, Rs.15,00,000/-, Rs.20,00,000/-, Rs.25,00,000/-, Rs.50,00,000/-, Rs.75,00,000/-, Rs.1,00,00,000/- and Rs.2,00,00,000/-Note:
Type of Policy
Individual and Floater
Family Size
Maximum Family Size 6 Adults + 3 Children (6 Adults = Self + Spouse + Parents + Parents-in-law) and the family size can be 9 Adults, if children covered under floater sum insured are above 17 years of age
Star Wellness Program
Wellness discount at 20% is available
Automatic Restoration
available Unlimited number of times
Room, Boarding, Nursing Expenses all inclusive as provided by the Hospital / Nursing Home as per the limits given below:-
Sum Insured in lakhs (Rs.) 5/10/15/20/25/50 75 / 100 / 200
Room Rent Criteria Up to 1% of Sum Insured or upto Rs.20,000/- per day whichever is less No limit on Room Rent (Any room)
Surgeon, Anesthetist, Medical Practitioner, Consultants, Specialist Fees.
All day care treatments are covered
Coverage for Non-medical Items (Consumables) available click here to view details
Road Ambulance charges for transportation of Insured Person covered subject to an admissible Hospitalisation Claim.
Air Ambulance : up to 10% of the Sum Insured per year is payable
Pre-Hospitalization expenses up to 60 days prior to admission in the hospital.
Post- Hospitalization expenses incurred up to 180 days after discharge from the hospital.
Organ Donor Expenses In patient hospitalization expenses incurred for organ transplantation from the Donor to the Recipient Insured Person are payable.
Health Checkup Assure: Expenses incurred towards cost of health check-up up to the limits for each policy year (irrespective of claim).
Home care treatment: Payable up to 10% of the sum insured subject to maximum of Rs.5 lakhs in a policy year, for treatment availed by the Insured Person at home, only for the specified conditions
Delivery Expenses : Expenses for a Delivery including Delivery by Caesarean section (including pre-natal and post natal expenses) up-to 10% of the Sum Insured is payable.
In Utero Fetal Surgery/Intervention : The Company will pay the expenses incurred for listed In Utero Fetal Surgeries and Procedures after the waiting period of 24 months from the date of inception of this policy
Assisted Reproduction Treatment: The Company will reimburse medical expenses incurred on Assisted Reproduction Treatment upto the limits in a policy year, for sub-fertility
Hospitalization expenses for treatment of New Born Baby: Cover New born baby from Day 1 of its birth subject to limits.
Treatment for Chronic Severe Refractory Asthma : cover is payable up to 10% of sum insured not exceeding Rs.5 lakhs per policy period.
Compassionate travel: The Company will reimburse the transportation expenses by air incurred upto Rs.10,000/- for one immediate family member(other than the travel companion) for travel towards the place where hospital is located.
Treatment in Valuable service providers network: An amount calculated at 1% of Sum Insured subject to a maximum of Rs.5,000/- per policy period is payable as lump sum.
Shared accommodation: An amount of Rs.1,000/- per day will be payable for each continuous and completed period of 24 hours of stay in such shared accommodation.
AYUSH Treatment: AYUSH treatment is payable up to the sum insured.
Coverage for Modern Treatment: Please click here
Benefit/Premium illustration for Individual and Floater basis please Click Here
Cumulative Bonus: The insured person will be eligible for Cumulative bonus calculated at 25% of sum insured for each claim free year and maximum upto 100% of the sum insured
Automatic Restoration of Sum Insured: Unlimited number of times and maximum up to 100% each time, which can be utilized for a subsequent hospitalization
Note: This deductible is applicable for every policy year. (on Aggregate basis)
Waiting Period:
Pre-Existing Diseases:
30 months in case of 3 years term
36 months in case of 1 year and 2 years term
Specified disease / procedure waiting period: 24 months
Initial waiting period: 30 days
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மிக அருமையான விளக்கம். நான் பாலிசி எடுத்த முகவர் கூட இதுபோன்ற விளக்கம் தரவில்லை. குழப்பமாய் இருந்தேன். உங்களால் தெளிவானேன்...நன்றி நண்பரே...
Thank you so much for the appreciation
Details are short sweet.well explained. Coverage for Non-medical Items (Consumables) available click here to view details
Not working sir.
How to utilise wellness points for this plan? And how to like Garmin and strava?
Sir vanakam. Vazhka valamudan sir. Explanation is very good thank you for your information sir. Ore oru correction sir mediclaim policy la sum insured word than use pananum sir.
Ok.thank you for the feedback
Star health is the best health insurance iam the customer of star from the last 6 years and I have get the claims many times they are settled my claim very easily
Before the purchasing the policy please read all the terms and conditions
And personal advise to all kindly purchase the policy through direct company without any Third party or local agents ...
Kindly contact to direct customer care service and talk to expect they will advised good plan as per requirement
Thanks
Magna insurance le policy potu yemanthen ,pls yarum magna le policy poda theenge
Very useful and brief information... Thank u
Welcome 😊
Super sir. But oru chinna thirutham. 'Parent-in-law' becomes ' Parents-in-law' in plural form, not 'Parent-in-laws'.
ஸ்டார் ஹெல்த் ஆப்டிமா இல் மூன்று வருடம் முடித்து
நடப்பில் அஸ்சூர் பாலிசிக்கு மாறி 4வாது வருடம் நடப்பில்
மருத்துவ அறிக்கை
Endometriosis கிளைம் கிடைக்குமா?
எத்தனை சதவீதம் கிடைக்க வாய்ப்பு உள்ளது இந்த பாலிசியில்? சார்
Even after paying premium for the second year I did not get any benefit from this insurance company for Angio test done for my wife which involved hospitalisation for two days simply because doctors did not advice any further procedure and that medical management was enough. I even enquired the concerned insurance adviser in the company at that time that if policy was renewed whether I would get coverage for anjio test and he replied YES may be just to grab renewal premium from me.
Vijayakumar 72 years old
Sir whatsapp your details to 9994266772. I will check anything can be done..
Room Rent Correction : For a sum insured between ₹10 lakhs and ₹50 lakhs, any room category can be chosen except for suite or higher categories.
For a sum insured above ₹50 lakhs, suites can also be selected.
Sir, Thanks for elaborately explaining the features. If we claim the annual health check-up, does the No Claim Bonus will be cancelled during renewal?
It will not affect
Suppose we starting premium p.a at 15thousand for individual easily the ins co. Enhanced the pre. From 15 to twenty five without our concurrence
I got a raise of 46 percent raise in my premium this year in Star Health. Why ?? Lst year only i upgraded to a better policy family cover and paid premium of 21020 which is now 29338. I never claimed for past 10 yeRs and have accumulated benefits. But every year paying extra 46 perc is moee taxing. Suggest me
Policy name
I am RamaKrishnan M I am also working in Star health
I had doubt, Star Assure or Young Star. which one is better 2adult (32 age) and 2 child (3 age) ?
Go for health assure
சேர்ந்த நாளில் இருந்து 2ஆண்டுகள் கழித்து தான் பயன் பெற முடியுமா? விளக்கம் தேவை
For Minor surgeries, 2yrs. 30days waiting period for fever, heart attack, cancer etc. 1day For accident hospitalization
Earkan ve erika noi mattu tha 2 year apram day irunthu accident cover 30 day aprm kacil ill new disease cover akum
Maternity?
2 years@@manikandan-fo6po
For maternity all policy will cover after 2 years.. if incase, comes under company insurance from day 1 all the illness will be covered including maternity
Thankyou.sir. veryuseful message.
Welcome
3 years back I took young star gold 10L 2A + 2C but now I interested in health assure can I shift now
My age is 40
Yes you can do
Advantages solringe disadvantages solge sir
Sir one doubt 12 year premium paid pannuna 100 age varaium claim pannalam solluraga athu enna insurance sir star health insurance iruka antha insurance best thaa sir
Policy name
Yearly amt
Wat are covered.
Need 40f.
50m
14f
1f
67f.
WhatsApp to 9994266772
Hi Sir, Which star insurance policy is best for 64(dad) and 56(mom)?
czcams.com/video/uswPEue-GxI/video.html
This policy is best for you
Sir,is it possible to claim outpatient or consultations fees in this policy?
Very useful information sir. One question - can i opt only for the super top up plan without the base plan? For eg: instead of base plan i can do an out of pocket expense for 50 thousand rupees, rest can be covered via super top up plan. Is this possible in this plan?
it is possible without base plan but top up plans are starts from 5 Lakh to 25 lakh, for example you will pay from your pocket up to 3 lakh then after 5 lakh topup sum insured amount will trigger , it means top up 5 lakh policy the base amount is 3 lakh
Yes. You can do that on this plan
Very informative. I have one question. For my parents I already having family floater policy, is it good to change the existing one to this star assured policy. Please share your thoughts. Thanks
Which policy you are currently holding..
@@nivasexcites Family Health Optima Insurance plan
@@navaneethakrishnank6274 it's better to swich to Health assure during renewal
@@nivasexcites Thank you. 😀
Hi sir... Very good knowledge sharing thanks for the information
I have one doubt sir... Which one is best.. Young star health policy or health assure...
Can we take one young star family floter and adult individual policy for parents...
Or health assure is best..
My parents age 59 and 60
As compare to Waiting period Young Star is Excellent as for parents Assure is best if 20lakhs and above more benefits
@@mrkshree9809 thanks for your reply
In my family... Myself hub and twin boys and my parents available... In laws thy having policy in company itself... So which one I should take sir.
@@prettylittlekids6643 if needed will provide details
They are well enough to take money. No good service. No agency knows anything. No claim settlement
Very good information. Great.
Thanks a lot.
Most welcome
Can't thank you enough boss. How's Digit insurance? Plans looking catchy.
We have to wait and see.. Too early to predict..
@@nivasexcites thanks for the reply boss
What about individual policy is it good I've separate policy one for me and another fir my husband as we are seniors in star assure
@@seethaa8987 that's ok
Sir its been two months I joined the star health policy....Can I claim for laser eye operation (lasik)...
Not possible for lasik treatment
@@nivasexcites okay sir
Sir am working in CRPF am already having ayshman card for my all family now apart from above i will join this policy both claim we have recd next now this month joining policy covers 25 Lak date of joining policy i will claim refund now am serving in CRPF annual medical examination is essential for continue service till date am SHAPE 1 if i met any untoward incident during my duties death cover available
For Death cover, take term insurance
Sir, can you please confirm, Acko 1cr health policy for couples is advisable or not. There is no waiting period, no copay, no restriction on sub limits
They can offer the benefits for very short term and moreover Cashless facility is not available at many hospitals. So claim process is very difficult.
One only best insur company in star HEALTH
சார் பத்து லட்சம் பாலிசி எடுத்தால் வருடம் எவ்வளவு கட்ட வேண்டும்?... எத்தனை வருடம் கட்ட வேண்டும்... கணவன் மனைவி குழந்தை மூன்று பேர் மட்டுமே... கணவருக்கு வயது 46.
Pls inform your cell no. To inform details
Super knowledge sir, 1 doubt sir,
Star health comprehensive or star health assure, which is better for 2 adult (31&28 age) and 1 child (9months baby)
Compare star youngstar also.. Then decide
Sir took comprehensive policy for myself & parent separately. So pls advise what's difference between comprehensive vs Assure policy
Sir star comprehensive has some extra features Hospital cash benefit, accident death benefit, dental coverage etc. And premium is also slightly high.
To ur opinion which policy s cost effective which policy s cost benefit sir?
IVF icsi is covered in 100% Sum assured can claim it's Sure . I check 24000 premium I can wait for 3 years for sum assured 20 lakhs . Can you clarify me sir
I'm also same doubt sir please clarify me also
IVF ICSI is covered in 100 percent sum assured or not
Sir please compare health insurance which one is best to your subcripers
Sure
Brilliant Nivas! Keep up your good work
Thank you so much
Hi sir,
U said only positive options for selling this policy , i need negative options in this policy
Sir compare the premiums with other policies before choosing this one. For young age premium is low. But for highs age, premium is high in this policy.
@@nivasexcites i dont like compare with other company policies , i need what negative points in this policy
@@jayakanthanbabu9485 if you just study the features everything will look good. Only if you compare the features and premium with other policies, you can find the negative things.
Using star health insurance, can we buy medicines in pharmacy?
No
CAN WE CLAIM FAMILY PLANNING AFTER THREE YEARS ,
@@yuvarajaignou no. Insurance covers uncertainty.
If you have option of buying policy from your company or any corporate tie up then go with it. Otherwise never trust Policy bazar.
Star Health is the last you want to consider. These insurance companies only show you condition and you are paying money in gutter.
26323 rupise
Very useful information
Thank you
Room rent per day or total aaa solluringala
Very clean explain super sir
Thank you Shankar
Why premium of health assure is very low comparing to medi classic sir when the benefits are way better than that
This policy could claim eyes and dental related treatment?
Husband and wife daughter 10 lakhs policy insurance amount how much paid
Pls WhatsApp to 9994266772
Dear Anna my mom is 54 and I'm 25 star comprehensive or assure which one is good anna!?.
Go for Star health assure
Sir, good information..ipo intha month namma oru plan yadukurom na epo namma cover panalam bro
Accidental expenses from next day
Minor specified illness : 2years
All other normal & critical illnesses after 30days
Pre-existing illnesses : 3years.
Cost for five lakh policy for floater base for three adults
Whatsapp to 9994266772
Sir
You seem to present policy issues convincingly.
I have family optima plan self spouse and daughter.Now daughter age is 26 hence to be excluded.For self and spouse would like to change to assure plan now i am 61 will co-pay be applicable for me and can continuity of policy be maintained.pl provide some guidance.
Thank you
Whatsapp to 9994266772
Please compare star health assure insurance vs comprehensive plan
Sir mutual fund ல் Regular plan ல் இருந்து Direct plan க்கு மாற்றம் செய்யலாமா ஆலோசனை வழங்கவும் நன்றி
If you can manage yourself, you can switch to direct. If you need guidance, invest through an advisor in regular plan
I am plaining to buy this for my mother(49)...Only problem here I is room rent limit..(Afer 10 years 20k per day room rent is not enough due to inflation ) So do we have any rider addon plan in starhealth for room rent alone??
We can opt for star health Comprehensive plan
@@nivasexcites but premium is high in that policy also auto restoration is also not there same as like assure right??
Sir may I know for respiratory issue maximum clam only 50000? Can you confirm? Thanks
Sir, Thanks for sharing. Any policy available for vision correction like IOL or lens implant to correct vision.
No
sir ஒரு பாலிசியை பற்றி விளக்கும் போது பிரிமியம் சார்ட் இருந்தால் இன்னும் பயன்
Hi, if you want quote WhatsApp to 9994266772. Pls send your name, Age and location
தயவு செய்து இந்த கம்பெனியில்
பாலிசி எடுக்காதீர்கள். எங்களுக்கு
பல காரணங்களை சொல்லி
இன்சூர் தேவைப்படும்போது நிராகரித்து விட்டனர். நாங்கள்
பல வருடமாக இக் கம்பெனியில்
பணம் கட்டியிருந்தோம்
What is the reason for rejection?
@@nivasexcites
எந்த காரணமாக இருந்தாலும்
நாங்கள் நோயுற்றது உண்மை.மருத்துவ மனையில்
சேர்ந்தது உண்மை. அதற்கான தரவுகள் சாட்சியாக உள்ளன.
நோய் ,மருத்துவம் ,மருத்துவமனை
இவைதான் அடிப்படை. இதனை நம்பித்தான் பணம்கட்டுகிறோம்
ஆயிரம் சிரமங்களுக்கிடையில்.
எளிதாக நிராகரித்துவிடுகிறார்கள்
பணமும் இழந்து நோயுற்றும் இருக்கும் ஒரு குடும்பத்தின் நிலையை நினைத்து பாருங்கள். சமாளிக்கும் குடும்பமாக இருந்தால் பரவாயில்லை
இல்லாவிட்டால் யோசித்துபாருங்கள்.
இப்படி நோயூற்றவர் பணத்தை அபகரித்து எப்படி வளர்ச்சியுறுவர்
அந்தபணம் ஆவர்கள் வீட்டுமருத்துவசெலவிற்குததான் பயன்படும்
@@drkbanumathi4738 if the Hospitalization is genuine and as per rules. I can get back the claim for you. WhatsApp to 9994266772
தங்களுடைய contact Number வேண்டும்
Which term policy is good.Kindly suggest sir
Check for Max life and Bajaj. If you want quotation, WhatsApp to 9994266772
நல்ல தகவல் சார்
நன்றி சார்
Welcome
பாலிசி apply செய்வதற்கு எவ்வளவு நேரம் ஆகும்?
After submitting all documents, in 20mins you can make payment online. Immediately policy will be issued. WhatsApp to 9994266772
Sir my current existing plan is family health optima how to change to star health assure plan
7days before renewal change it
Yes we can migrate the policy
I switched from floater plan to assure plan. But floater policy bonus was not transferred to assure plan. Is this the case for everyone?
sir which policy is better comperehensive or star assurance policy for me . my age is 33 and my wife age 23
Star health assure
Thank you sir
Sir, பல் சம்மதமான மருத்துவத்திற்கும் மற்றும் பல் அறுவை சிகிச்சைக்கு பயனடைய முடியுமா ? அதற்கான விதி முறை விவரங்களை தர முடியுமா ?
பல் சம்மந்தமான விசயங்கள் சில நிறுவனங்கள் மட்டுமே தருகின்றன நண்பரே...அதுவும் சொற்ப அளவில் தான் தருகின்றன....அதற்கும் அதிக பிரீமியம் கட்ட வேண்டும்
எனவே அதில் பயனில்லை..... ஆயினும் விபத்தினால் ஏற்படும் பல் சிகிச்சைகளுக்கு இயல்பாகவே அவைகள் சிகிச்சை அளிக்கின்றன..... நன்றி 👍
ஸ்டார் ஹெல்த் இன்சூரன்ஸ் பாலிஸி எடுத்தபின் எவளவு மாதங்கள் கழித்து பயன்படுத்தமுடியும் நண்பரே பல நாட்களாக யூடியூப் சேனல் பார்க்கும் குனம் உண்டு இன்று தான் பயனுள்ள தகவலறிந்தேன்
வாழ்த்துக்கள் நண்பரே நா பேமிலிபாலிஸி எடுத்துள்ளேன்
18600 rs. Complete family health gold - bajaj finserv health pathi solunga sir.
My Parents age father 59 and mother 51. Ithu best ah ila vera option polama sir
Sir I need health insurance for me and my parents with PED suggest plans please and also I have cooperate mediclaim policy of 15Lakh so as of now i decided to stay with 5lakh health insurance
Whatsapp to 9994266772. We can guide
2 adult and a baby (3 months old) what policy can I choose sir
WhatsApp to 9994266772. We will send quote
Only 50 percent of claim paid by insurance companies. Alert and wake up before selecting health insurance policies
Wrong information brother. Recently my client aged 44 admitted for heart attack in GKNM hospital coimbatore. Cost was 2.95Lakhs. settled amount was 2.77Lakhs.
My sister insurance pannierukaaingaa. But adddar pan misssed aaeduchi please search பண்ணி தருவாங்களா?
Pan Number or aadhaar no is available?
Sir sistera floater la add panalama?
Yes you can add
@@nivasexcites Nan already 2 years star health la vera policy la iruken sir ipo na assure change pana poren im single now ... Ipo delivery kaga waiting periods 2 years wait panidha aganuma after mrg
@@soundaryaprakash yes
Young star vs health assure yeathu best sir
Assure
Is this best or young star plan is best !?
Hi sir excellent video. Currently my parents are using Family optima plan. Do you suggest moving to Assure plan? Is this the best plan for famoly of 3 adults (2 parents and one son). Please advise
Hello,
In Family Health Insurance Optima Plan of star health, sum insured- 300000, limit of coverage- 495000.
If I have to admit in hospital for 1 day after nose surgery, then will I get private ward in this plan?
For ENT problems and other minor illnesses, waiting period is 2years. If you ger admitted for nose surgery for minimum 24hours, you can claim it
Sir...medical insurance plan compare pani video podungae ..
Hii sir need health insurance ah
Sir please advise, what about chronic pre-existing diabetes waiting period.
3years waiting period
Hello sir!i want to have an insurance for my brother,hes is 35 years old.pls guide me..
WhatsApp to 9994266772
Hi sir
New policy edhutha how many days will take to climb for existing disease and is this climb for emergency accident like that immediately
In most of the policies, pre existing illness is covered after 3years
What is minimum premium amount please
WhatsApp to 9994266772 for quote
Hii sir... I have plan to join health policy... In my family total 3 member's... Mother(45), Elder brother(27) and me(24)... Which policy effectively safe for us?!! And family or individual policy!! Pls clarify... I'm newly take policy... So many confusion is there...
Answer his point.
Family it's better
Sir.. I have a doubt... I want to get health insurance for my dad and mom .... Please give me some recommendations with minimum monthly amount.
Take senior citizens red carpet plan
Pls take health assure
Pick me
Sir, Can get a health insurance for downsyndrome baby
Sir but our sales manager told that IVF treatment only 2lakhs eligible. Can you pls tell how can we claim 100%
I need non medical items list how can I get that sir ?
Sir I am an NRI I have health and term insurance I wanted to put for critical illness separately can you suggest
Pls send your details on WhatsApp 9994266772
Star Health has Critical care policy aswell
We take young star insurance for 6month emi basic three year policy..my daughter meet accident and hospitalised treatment ... Insurance company reget cashless treatment. After discharge i apply reimbursement but they reget for reason .. pay pending instalment... My next 2nd due may 23.. is it right ? I paid all instalment advanced?... Kindly suggest sir... How to claim?
This is the problem with 3yr policy and monthly mode. They will ask to pay full premium. Pls check whether they can adjust in claim amount.
Bro na bsf la work pandren
Health insurance edukanum
Ena ena scheme iruku
You can take this policy. Pls WhatsApp to 9994266772
Sir, if we claim for heart related surgery for one time , after one year can we claim for the same type of surgery again ??
Yes. You can.
Can we add In law's name like we add our wife name?
Yes we can add
First year la Master health checkup panninal claim irukka
Not possible
Hi fnds anyone wants insurance please comments will give clear information about all insurance policies
Ungaluku enna details venum kezhunga solren
Very useful👍
Thank you
It is sum Insured and not sum Assured
Enkita policy iruku but self ah iruku ..en wife ku claim poda ah mudium ah
Add your wife in your policy..
This policy cover for covid-19
Yes
Kindly share 68 non medical items list sir
Hi Sir,
I am having corporate medical insurance covering my dependents. Willing to take addition medical cover. Please recommend
Yes you can take star health assure with deductible.
Are you interested to take health insurance