HRA exemption | House Rent deduction | HRA exemption rule
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- čas přidán 28. 08. 2024
- In this video conversation, we are sharing hra exemption rule, house rent allowance calculation, house rent allowance income tax, house rent allowance in income tax, etc.
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Sir thank you very much for your videos which helped me to clear my deparmental exam.🙏🏻
Congratulations Ma'am for your success and Glad to know that these videos helped you
@@GuruJikiPathshala1 q
@@GuruJikiPathshala1qqq q q q q q q@❤q❤q❤❤❤❤❤❤❤❤❤❤❤❤❤
Sir,can husband wife both from same department claim HRA deduction from different landlords.
@@GuruJikiPathshala1 Hello sir
if i am paying loan as a co-applicant only for a new home owned by my parents will i be eligible to claim HRA?
Useful information hoti h aapki har video 🙏🙏
Thank you so much Seema for appreciation.
Sir your videos are so clear, I have a very specific scenario the answer is mixed from different people and resources
Corporate employee A - owns a flat in city x in his own name
employee A's Wife AW -owns a flat in city x only in her name ( A is not a co-owner )
employee A's Wife AW has signed a Registered rental agreement with employee A for 10 years (Registered legally agreement)
employee A is transmitting rent Inr 35000 as rent to wife AW in her solely owned account as per agreement
both A's and AW flat is same city and reachable distance.
Employee A declares his house as notionally occupied in portal (IT rule allows 2 house to be notionally occupied)
Can employee A take home loan interest benefit and HRA both ?
Thank so much sir for ur important video which help us to understand the things in simplyfy launguage
लाभकारी जानकारी, गरु जी कम्युटेश की मासिक क़िस्त अधिक बना पेंशनर के साथ किये जा रहे शोषण बारे वीडियो बनाने का आग्रह किया था। आप द्वारा अस्वासन भी दिया था ।लेकिन --------
Thanks sir. I have already uploaded a video on calculation of commutation. Moreover, Commutation of Pension is not a compulsory matter, it is a optional thing. If anyone think commutation is not beneficial, he/she can refuse the commutation of pension. However, I will upload a video on the topic "Commutation is beneficial or not"
@@GuruJikiPathshala1
गरु जी - सवाल गणना , स्वेचिक, जरूरी का नहीं मुदा सिर्फ इतना है, पेंशनर के शोषण का है।
महोदय मेरा इस हो रहे अन्याय बारे प्रयास अब भी जारी है।
*सुशासन पखवाड़ा*
दिनांक:- 23/12/2021 को प्रेषित पत्र।
सेवा में,
आदरणीय अवर सचिव, मुख्यमंत्री (शिकायत प्रकोष्ठ) मुख्यमंत्री कार्यालय चौथी मंजिल,हरियाणा सिविल सचिवालय चंडीगढ़।
*विषय:-* CM विंडो की मार्फत दिये प्रार्थना पत्र बारे।
महोदय मैंने दिनांक:- 30.11.2021 को एक प्रार्थना पत्र CM विंडो की मार्फत दिया था। जो Grievance No-CMOFF/N/2021/ 111684 पर दर्ज किया, आज दिनांक :-23.12.2021 को स्थिति जानकारी की जांच करने पर पता चला कि मेरे द्वारा किये प्रार्थना पत्र का *निपटारा* करने की शिफारस निम्न अनुसार की गई है।
कि हरियाणा सरकार पेंशन मामलों के संबंध में भारत सरकार के पैटर्न का अनुसरण कर रही है। सी एस आर वॉल्यूम- II और हरियाणा सिविल सेवा नियम (पेंशन) 2016 में प्रासंगिक नियम पेंशन के कम्यूटेशन मूल्य और इसकी बहाली के संबंध में काफी स्पष्ट हैं। उपरोक्त के अलावा, *नीतिगत मामला* सी एम विंडो के पूर्वावलोकन के अंतर्गत *नहीं* आता है।
इस बारे महोदय से पुनः *विनम्र भाव* से निम्न प्रार्थना करता हूँ, कि वित्त विभाग अपने Memo No.10/1 Civil Services (Pension) Rules.2016 में कहीं भी सपष्ट नहीं किया है, कि पेंशन की कम्यूट की गई *40% राशी को ही मासिक किश्त बनाया जाएगा*। यदि इस प्रकार का कोई नियम / निर्देश *राज्य सरकार* या *केंद्र सरकार* द्वारा दिया गया है, तो उसकी प्रति दिलवाने की प्रार्थना करता हूँ।
महोदय मैं ना वसूली की अवधि *180 माह को कम* करवाना चाहता ना ही ब्याज की दर को *घटवाना* चाहता। केवल कम्युटेशन की मिली राशि पर टेबल पर दर्शाई गई ब्याज दर से ब्याज की गणना कर करके:- *मिली राशि+ गणना किया ब्याज = कुल राशी, को 180 से ÷ कर जो भी किस्त बने* वह वसूल करने की प्रार्थना कर रहा हूँ ताकि पेंशनर के साथ हो रही ज्यादती बन्ध हो सके इस बारे मैं वर्ष 2011 से प्रार्थना कर रहा हुं, यदि मेरा आकलन ओर विनती गलत है, तो केवल मासिक किस्त बनाने के तरीके और उस निर्देश की प्रति दिलवाये जिस में स्पष्ट किया गया हो कि कम्यूट की गई 40%राशी को ही मासिक किस्त बनाने बारे कहा गया हो।
धन्यवाद सहित
प्रार्थी :- उमेद सिंह- 9416337829
मकान नं -1274,सेक्टर -03,रोहतक (हरियाणा)
ईमेल:- us1274@gmail.com
उपरोक्त की प्रति वित्त मंत्री भारत सरकार ओर वित्त मंत्री हरियाणा सरकार को को भेज विनती की जाती है, कि पेंशनर के साथ हो रही ज्यादती को रुकवा न्याय करने के निर्देश जारी करने की कृपा करें।
धन्यवाद सहित
प्रार्थी :- उमेद सिंह- 9416337829
मकान नं -1274,सेक्टर -03,रोहतक (हरियाणा)
ईमेल:- us1274@gmail.com
Very nice & well explained information. Thanks for refreshing knowledge 😉
Glad you liked it
You explain very well.
Thanks. Very excellent and lucid language to understand.
Thanks Anand for watching and liking this video
Very useful information. Beautifully explained...👌
Glad you liked it
You have very well explained
Very good video HRA exemption
Thank you so much 😀
Fantastic video sir , educative full of latest information 👍
Thanks for appreciation Anil
If Annual Basic Pay is Rs. 606000/=.
D.A is Rs. 224000/=.
HRA Received is Rs. 54540/= and
Rent Paid is Rs. 84000/=.
What will be his HRA Exemption?
Sir reply plz
agar gov sallary parson march me apne karyalay par new regime choose kare and july me ITR fill krte wakt old regime dikha skte hai???
Sir ek hi financial year Ka do change possible hai
Ya phir march wala tax collection se koi matalab nhi h
Usefull information
Thanks for liking
Sir it's very help full. Request you for a video regarding H.U.F. How many types of deduction can we deduct in ITR.
Ok sure
Aapki calculation main agar house rent paid 5000 monthly ho to kya hra deduction zero hoga
Thanks Sir
Sir,
Please give a video , what is ITR REFUND, HOW TO CLAIM REFUND , WHAT IS TDS AUR TDS KAISE KAM KARTA HAI , FORM 16, FORM 26AS KA FORMAT AND IT USE KO BATAIYE SIR PLEASE
Very Excellent Explanations.
Thank you so much
Good knowledge delevery thanks
Sir, your video is very much useful. Thanks. Want to check that for the Tax deduction in HRA under Section 10(13A) is the clause related to not owning property in the same city applies or does it apply only for Section 80GG.
How much maximum interest rebate , we can get on joined home loan account ( husband and wife)
Very good information sir
Thanks and welcome
Sir, Actual HRA received को claim करने के लिए, किन दस्तावेजों की जरूरत पड़ेगी। क्या किराए पर रहने का proof देना?
1 लाख पर annum से ज्यादा किराया देने पर HRA rebate के लिए, इनकम टैक्स विभाग ने इतना complicated कानून बनाया है, की आप HRA rebate ले ही नहीं पाओगे, कोई भी मकान मालिक अपना PAN number नहीं देना चाहता है, अगर मकान मालिक PAN number देता है तो उसे हर साल रिटर्न जमा करना पड़ेगा, अगर वो इनकम टैक्स payee है तो उसे ज्यादा टैक्स pay करना पड़ेगा, इन सब झंझटों से बचने के लिए मकान मालिक अपना PAN number नहीं देना चाहता है। इनकम टैक्स विभाग को मकान मालिक के PAN number वाला नियम हटा देना चाहिए।
You are absolutely right sir
Sir I have a doubt. If I want to make rent for one year then from which month to which month i have to calculate? From Jan to Dec or From Apr to Mar.
HRA ki receipt entire year ki ek bhi le sakte hai kya
SIR,
RGHS की मासिक कटौती पर DEDUCTION किस नियम के अंतर्गत मिलेगी? इस पर भी एक वीडीओ बनाइए।
Very good information I like it the best
Many many thanks
Sir govt employee Schedule tribe ko Income tax exemption hai ya nahi iska bare me ek video banana...
Sir if i pay in cash so what type of payment proof i can show
My monthly salary approx 65,000 per months Annual 7,80,000 rupees.
I received HRA only rs 716 per month. Rs 8592 per annum. It's not increased from Last 6 years.
But I paid rs 5000 per month for house rent. Rs 60000 per annum.
Kindly suggest me how can I claim the house rent which I paid for tax deduction?
@Guru Ji: 1) What is the limit of House Rent that can be paid to parents? Does house rent depends upon area / location / circle rate?
2) can both husband and wife share the house rent paid from their salary?
Hi Vipul,
There is no such limit.
Yes
Complete and excellent information Thank you very much
Sir,I am working in a company in Pune. company pay me HRA .My office is hybrid I have to visit my office twice or once in a week. Can I pay house rent to my parents living in Punjab and claim rebate on income tax. I am not claiming any Rebate on rent paid in Pune .Please guide me
Sir, आपने उदाहरण में hra 15000 माना है।परंतु मुझे 3850 hra मिल रहा है ।जबकि मैं 4000 ₹rent दे रहा हूँ तो इस सिथति में कैसे क्लेम करे या दिखाए
Sir, kindly clarify calculation on section 80GG,
My total income is Rs. 9,71,116/- excluding long and short capital gain. I have not received any amount of HRA from govt and I have paid house rent Rs.96000 per year. How much can I claim for deduction under section 80gg. So kindly clarify please. 👏
Hi sir,
My work location is Noida and I also have a property there which I've shown as let out. Due to medical issues I'm staying with my parents in Delhi and want to claim HRA of ~30k/month against my father who is a pensioner. Will it be accepted? Also pls confirm if it can be claimed as cash transaction or I'll need to transfer through online mode only
what is considered as basic. total salary minus HRA received in salary or only the basic which is mentioned in salary slip ?
For taking 80eea exemption is it necessary that House should purchase under affordable housing scheme
Or can avail on any residential Plot or house
Sir , please make a video retirement ke bad sakaree aavas kitna din tak free me rkh sakte hain.
VERY NICE SIR THANKS A LOT
Guru ji
HRA 2020 rs. milta hai.
Per apne ghar me rahte hain.
To exemption kaise calculate kare.
Bina exempt ke bhi tax=0 hai to claim hi na karu?
Pl tell how to avail house rent exemption if among all 3 points told by you ,House rent paid annually is lesser than all.Means e..g.
1.house rent is 80000
2.HRA recd is 1,10,000
3.10%of salary is 1,12000
4.40%of salary is 3,51,000
Correction
3. 80000 - 112000 = - 32000
No exemption in this case
Sir , I may know about 80DDB. In this section, whether COVID treatment eligible for government employees difference cost more than insurance limit
Wow sir bhot mast samzaya
Thanks Sid😊
Me and my wife , both getting HRA,
Both have our names on RENT Agreement.
I am in higher TAX slab .
Can I claim full Exemption for rent paid,?
Please explain
If you want to claim full rent rebate, rent agreement should be in your name only.
Whether Private Sector Sector salaried employees will be considered at par with Govt employees?
Sir, A government employee accommodate a government quarter but not received HRA and rent paid for this quarter. Can he tax claim exemption under 80GG for rent paid for government quarter or not.
Same case sir please tell me
Sir maine yearly ke hisab se 1 lack ka receipt apne employer ko submit kiya but after calculation they approved only 44000 , kya mai ab RTR fill karte time hra edit kar sakta hu pura 100000. if yes so koi audit enquiry to na aayegi.
please suggest.
Thanks & Regards
U.Singh
I received maturity amount of SBI life insurance ULIP. Whether amount received by way of interest on actual amount of investment is taxable or not. If taxable which section it will cover.
Thank you for Video 👍
Sir, I need to make *rent agreement* for HRA claim above 2 Lakh?
Sir
Form 16 Old slabs me HRA show nahi hai but Salary Certificate me HRA calculation Kiya hai to me Return HRA show kar sakta hu?
Thank you, Clear Information But I want to ask if a person is staying in a rented house and construction of his own new house is going on in the same locality, on which he has taken a home loan, can he claim both HRA and home loan deductions? TIA
Exemption on home loan is available for self occupied property. It is still under construction. You can claim exemption later on after completion.
Thanks sir for useful information🙏
So nice of you
@@GuruJikiPathshala1in that way you expained is amazing sir..
Sir agar parents hum par depend ho to bhi kya hum unhe rent de kar HRA ka fayda utha sakte h?????
Kindly make a vedio on transfer TA
sir very nice video. Sir one question 7 month kaam karkay company chor di ho aur baki kay 5 month koi job na ki ho par rent diya ho un 5 month ka rent ka kahi relief/deduction mil payega, please guide.
Yes, u/s 80GG
Sir, Basic+Da = 750411
HRA = 49255
House Rent = 36000
क्या मकान मालिक के पेन कार्ड की जरूरत पड़ेगी । स्टाम्प बनवाये या रेवेन्यू टिगट से काम चल जाएगा ।
PAN card is not required.
Mujhe 33720 hra per year milta hai AUR Mai 84000 rs rent per year deta hu to kya mujhe makan Malik ke pan card ki jarurat padegi ..vo mijhse rent cash me lete hai
Sir house rent sirf 500/- mil Raha hai but Mai Rs. 5000/- ka rent paid kar Raha hu per month is condition me kya kare
Is rent agreement mandatory to claim HRA while filing ITR ? even though we have bank payment proof and rent receipts.
Thank you so much
ITR me kya House Banane par kya dedication milega
If working in Gurgaon and staying at rented house in Delhi or visa versa, then HRA calculation will be based on Metro city or Non metro city ??
Hi, I hope you're doing well, Can i avail HRA deduction if my work location is gurugram and my rent location is Delhi?
Guruji.
My monthly salary is 187400 hai.Aur main 15000 per month rent pay karta hoon .then for the 3rd option will be 15000- 10 % of salary 18740 it become minus amount. Then in this situation what are the amount to be followed i-tax deduction
then no exemption is allowed
If anyone is working in a MNC and they are providing accomodation instead of HRA. but there is additional deduction in form of rent from salary. Can you Show this deduction in ITR??
डीडीओ को बिना कोई रेंट रिसिप्ट या रेंट एग्रीमेंट प्रोवाइड कराए बिना कितने अमाउंट पर एचआरए की छूट का क्लेम कर सकते हैं सर Plz बताए
Sir मै सरकारी कार्टर में रहता हु तो रेंट dedution ले सकता हु क्या?
Nice sir... 👍
If Minimum value is in negative, what will be the exemption?
Ex.
Actual HRA: 1,44,320
40% of Sal.: 4,20,736
R-10% of Sal.: -9184 (if Rent 96000 yearly)
What will be the exemption?
No exemption
Will interest deduction allowed for both self occupied or rented houses.
Very good 👍
Thank you 👍
Sir , my employer didn't show exemptions of HRA in form 16 , so how can we take exemption in form 16 plz reply
ITR me show kar claim le lijiye
Sir main CAPF (CRPF)
Main abhi apne ghar pe home posting pe hu..or yaha government accommodation khali hai. OR Main apne ghar se up down kr raha hu to kya main HRA ke liye admissible hu..
RULE FRSR part IV rule 7 (government servants owning house)
आप govt. Employee के लिए बतारहे हैं तो private company के employ के लिए hra के नियम भी बताए।
Sir, mai central government employee hu. Mujhe government dwara quarter alot Kiya Gaya .Mera koi khud ka apna Ghar nhi .kya Mai bahar rent par rahne ke liye income tax me chhoot le sakta hu.
Owner has given only pan no upon insisting but is hesitant to give pan copy. Can we claim HRA using only his pan no and rent receipts? Also if I dont claim HRA through company although they do provide an HRA component, can I claim it by myself while filling ITR?
Copy of PAN card is required.
Yes, you can claim it at the time of filing of ITR
Thanks for important information sir
Thank you so much
Guruji pespnal loan mai bhi incom tax mai rahat milsakti hai kaya
I am a govt. employee and live at govt. Housing. My HRA is included with Gross salary and deducted my salay slip. Kindly instruct me how to deduct my House rent on income tax statement. Guru ji.
Rent paid to landlord is 96000.
Does rent agreement is required ?
Depending on your DDO
If not staying on rent than how to calculate HRA in Excel sheet as per salary slip and claim in ITR every year? please make video on this asap thanks
HRA rebate is admissible for rent paid.
Sir, I am govt. Employee, I am paying rent last 2year, but I am paying rent to my owner in CASH Mode , not in digital mode. I don't get any receipt for that payment , so how I solve this problem to claim in Tax Deduction...
मुझे शासन की ओर से हाउस दिया गया है ओर उसका रेंट 1200/-प्रतिमाह मेरे वेतन से हाऊस रेंट काटा जाता है ,पूरे वर्ष का14400/- का भुगतान काटा जाता है तो क्या इस हाऊस रेंट को आयकर में कैसे दर्शा सकते हैं,?
Great job 👍👍👍👍
Thanks 👍
बेनिफिट ऑफ मेडिकल grounds पर retirement /pension पर एक वीडियो बनाने की कृपा करें सर Thank you sir ji
Great video Sir, a small query.....if father's name is there in rent agreement and am paying rent to his son using UPI,then whose PAN details I need to share in this case ? Also, is landlords signature and Revenue stamp required if the rent receipt is generated online ? as my owner stays at a different place so physical signature not possible
PAN details and Rent receipt, both are required of land lord only.
@@GuruJikiPathshala1 Thank you Sir, and signature/revenue stamp is required in rent receipt if it is generated online?
Guru ji HRA rool ka PDF ho to send kre please
Sir kya home mortgage loan le to 80 EE me interest rate 200000 ra baad milenga??
मैं गोव्रेमेंट एम्प्लॉय हूं और मेरे पेरेंट्स मेरा डिपेंडेंड्स हैं। मैं गवर्मेंट क्वॉर्टर में रहता हूं। मुझे HRA नहीं मिलता।लेकिन मेरा फॉर्म16 में accomodation लिख कर एक अमाउंट लिखा होता है जो टैक्सब amount है। मेरे माता पिता मेरे साथ नहीं रहते हैं। वो अपने गांव के पास एक टाउन में रेंट पे रहते हैं। जिसका रेंट मैं पे करता हूं। तो क्या मैं वो रेंट वाली अमाउंट का टैक्स एक्सेंपशन पा सकता हूं।
Sir koi government employee govt quarter liye hue hai pr posting dusre place pr hai to HRA ka rebate milega ya nhi
Sir mera own flat hai per mei usi city mei rent per rehti Hui kya mei rent tax rebate le sakti hui j please please bataiya
Thank you sir
Thank you dif
Sir me up corporation me employee hu mera hra 3150 rs h jo mujhe nhi mila raha or me rent per 6000 rs per month reh raha hu mujhe itr me rebate ke liye konsa amount lena padega . Or rent cash me de rha hu rent agreement bhi nhi h please batye sir
My salary is 40000 and rent paid is 3500 so according to 3rd criteria 3500-4000 = -500
Result is in negative,please clear my doubt
If Rent paid is less than 10% of Basic+DA, then No HRA exemption is admissible.
This home loan interest is included in the savings allowed upto 1.5 Lacs along with LIC premiums and all. Isn't it so sir?
If there are other investment allowed which can extend tax saving beyond the permissible limit of 1.5 Lacs.
Yes ma'm, overall limit of 80C, 80CCC and 80CCS(1) is 1.5 Lakh, in which any of the investment can be made up to 1.5 Lakh. For more details on deductions and exemption in Income tax, please watch my video
czcams.com/video/7XaldP71tFU/video.html
@@GuruJikiPathshala1 Thank you sir
Please upload video on ccs pension rule 2021 gazette notification dated, 20/12/2021.
If PF not withdrawn in service period what benifit are found
Mai central govt employee Prayagraj m hu mere pass apne naam par ghar hai aur HRA bhi milta hai Kya bacche k delhi college ka hostel fees par HRA m labh mile ga ya nhi
No
Salaried employees hain. By mistake ITR m 80GG filled hogya.. In case main koi problem to nahi hogi... Guru g??
Aapko revised ITR bhrni chahiye, correct krke.
Sir Gm , Total House Rent Kitna claim kar sakte hai
Sir
Son serving in company. Getting HRA. Can he claim HRA by crediting in a/c of mother. But the house in joint names. Can mother single show income of HRA from son in her ITR or divided HRA 50 50 ratio. Pl advise.
Thanking you sir 🙏🙏🙏
Thanks Prashant
I am a Govt servant, working and staying in Delhi. I do not have to pay any House Rent in Delhi as it is my relative's empty house, who have very kindly allowed me to stay there for free. However, I pay House Rent for my mother-in-law, who stays in Hyderabad. My office has refused to grant me any IT relief in this regard, as it is being paid in Hyderabad and as it is being paid for my mother-in-law. Are they correct ? Please advice.
You can claim for the payment of house rent paid at your work place only.
Thanks❤
Sir
Me and my wife purchased a house and also resides in the said house. Can i claim HRA for the said house