8 Contrarian Investing Strategies | 31% Return from "Portfolio of Losers" | Contra Mutual Funds

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  • čas přidán 28. 08. 2024

Komentáře • 171

  • @vpatangey
    @vpatangey Před rokem +10

    Thanks!
    Hello Shankar sir, I have been following and watching your videos for couple of months now. Your videos are a great source of knowledge and its changing my entire investment outlook and strategy. This comment is for all the videos. Even though there are many channels/videos on similar topics, but for simplicity and ease of understanding, I have to come back here. Great work and kudos to you.

    • @shankarnath
      @shankarnath  Před rokem +5

      So nice of you, Vinod ji. Thank you very much for your kind appreciation and for this wonderful gesture. Honestly, this entire initiative I started almost 3 years back (2 years for ET Money & 1 year on my own channel) has vastly improved the way I invest my capital. My expectations are clear, I invest as a portfolio & not specific schemes/stocks, the behavioural side of me has improved etc. More importantly, I'm glad to be playing a small part in your financial journey aswell

  • @sky301289
    @sky301289 Před rokem +66

    Thumbnail never disappoints!

    • @summerbreeze5115
      @summerbreeze5115 Před rokem

      Never ever😂😂😂

    • @shankarnath
      @shankarnath  Před rokem +1

      Thanks!

    • @vishvajeetmoyon3235
      @vishvajeetmoyon3235 Před rokem

      Shankar sir and prashant sir are the best in making thumbnails..... Since prashant sir cover geopolitics it becomes easy to add sarcasm and humor but his thumbnails are just genius since he create thumbnails of pure talent

  • @niteshrdubey
    @niteshrdubey Před rokem +7

    Please let your thumbnail guy know he rocks.
    I really like your channel but your thumbnails are on another level. Whoever that person is deserves a raise.

    • @shankarnath
      @shankarnath  Před rokem +2

      Hi Nitesh, pls use the "Super Thanks" button to help him with the raise & for expressing your appreciation of my thumbnail creator. I assure you, the amount will go to him.

    • @niteshrdubey
      @niteshrdubey Před rokem +2

      ​@@shankarnathI did what I could ❤

    • @shankarnath
      @shankarnath  Před rokem

      Thank you very much 🙌

  • @plazameranam
    @plazameranam Před rokem +8

    Thanks for the Contra Thumnail..dont think any of this generation will recognize the video game :) but it was nostalgic...

  • @drkeval
    @drkeval Před rokem +9

    I was unknowingly thinking in contrarian way but was not getting courage to implement it...thank you for giving knowledge that it is a proven method

    • @shankarnath
      @shankarnath  Před rokem +1

      Glad it was helpful and informative! Wishing you the best

  • @user-gk9of4bj4q
    @user-gk9of4bj4q Před rokem +4

    Was not knowing this term. However not sure if I follwed this for ITC..... Brought when everyone were making fun of it, but as ITC had good fundamentals and I had faith in it, i am enjoying good profit. Next action is to be a contrarian and find such stocks. Thank you sir once again for a new learning 😊

  • @focus15624
    @focus15624 Před rokem +7

    There is a youtuber who teaches us this strategy everyday. 🎉❤ Good video from you.

  • @meerkatfrolic
    @meerkatfrolic Před rokem +3

    Yet another killer video! Excellent subject selection. Instantly applicable and useful. The contra MFs epitomise it to a good extent. Such contrarian videos make the channel stand apart from the crowd. Safe,sound & rewarding. All the Best!

    • @shankarnath
      @shankarnath  Před rokem

      Thank you very much for the kind words. Much appreciated! 🙌

  • @kingNM01
    @kingNM01 Před rokem +1

    By far one of the best Indian CZcams channel for investing

    • @shankarnath
      @shankarnath  Před rokem

      Thank you. Glad you like my content & videos

  • @dhamodharanmanickam1373
    @dhamodharanmanickam1373 Před rokem +2

    Most creative channel in CZcams. Top notch quality.

  • @dbzchannelbypj6861
    @dbzchannelbypj6861 Před rokem +3

    Please make this kind of contrarian videos every year it was really knowledgeable and a different viewpoint of analysing too which I didn't thought of

  • @imrranmohammed4336
    @imrranmohammed4336 Před rokem +1

    Sir har baar apka video ka intezaar rahta hai q k har baar apke video se stock market ke baare me kuch Naya seekhne ko milta hai

  • @lakshminarasimhanpb506
    @lakshminarasimhanpb506 Před rokem +1

    Thinking of going for the SBI Contra fund and keep it for 5 years 😊

  • @udayprabhu705
    @udayprabhu705 Před rokem +1

    Sir .. being a contrarian requires strong courage of conviction especially when the stock gives low and negative returns over many months or even years .. a judicious balance is required between following the herd and being contrarian in order to maintain returns

    • @udayprabhu705
      @udayprabhu705 Před rokem +1

      @shubhendusingh1991 I tried with individual stocks like heg and itc with mixed results.. got better returns in mutual fund route mainly sbi contra direct fund .. now looking at specialty chemicals for the same

  • @paraschugh3058
    @paraschugh3058 Před 7 měsíci +1

    Glad I found your channel, amazing explanations. Thanks, Sir.

  • @thatguywithm
    @thatguywithm Před rokem +5

    Thumbnail Standards 📈

  • @arjunps6776
    @arjunps6776 Před rokem

    Many thanks for this video Shankar. I've been an investor in a value fund for last 13 which is same as a contra fund and I can say that results are quite satisfactory.
    On another note, I've been searching all your videos and found that you've not made any content so far on international investing for Indian investors and the best way to do it (correct me if you've already made one). It would be great if you made one as many investors are now looking for geographical diversification.

    • @shankarnath
      @shankarnath  Před rokem

      Most welcome. Thanks for the suggestion; I'll have a video on international investing for Indian once the RBI window opens up for good measure

  • @sohelranasarkar4607
    @sohelranasarkar4607 Před rokem +1

    Pranam Sir 🙏 💐
    I am Dr. S. Rana (Assistant Professor ).
    I have been following you with last couple of days. It's such a great knowledge you are sharing sir. Thank you so much.
    Sir could you allow me to know how a no nothing investor can get 22-23% CAGR for long term like 20 years? What would be the strategy?
    Please teach us simply so that we can teach that to others.

    • @shankarnath
      @shankarnath  Před rokem +1

      Most welcome, Dr. Rana .. I'm glad you are finding my videos useful and informative.
      I personally don't have a track record of achieving 22-23% so it won't be wise for me to suggest anything. However, many SIPs that were started 7-8 years ago are averaging 16% - which in my view, is adequate and forms a part of my core portfolio. I do keep a satellite portfolio where I experiment with a lot of the stocks/investing strategies that I talk about in my videos but it's still quite young (2 years) to make any kind of judgment on what works and doesn't.

    • @sohelranasarkar4607
      @sohelranasarkar4607 Před rokem

      @@shankarnath
      Sir 💐🙏
      Getting very honest reply from you, a great achievement to me. Please suggeste me what would be the ratio to invest in Mutual fund to achieve 16% CAGR.
      Is it okey to invest like this -
      50% in nifty 50 direct Mutual Fund (MF)
      15% ELSS MF
      15% Flexi cap MF
      10% small cap MF
      10% Specific segment related MF
      Thank you so much sir 💐😍🙏

  • @mohammadfiroz5085
    @mohammadfiroz5085 Před rokem +1

    Yes Mr.Sankar...great contents as usual good learning... Thank you very much..

  • @yashkumarsharma7766
    @yashkumarsharma7766 Před rokem +2

    आपकी जानकारी अलग और अच्छी है अगर आप हिंदी में भी इसे बताएंगे तो आप बहुत बड़े वर्ग तक पहुँच पाएंगे सोचिएगा जरूर

    • @shankarnath
      @shankarnath  Před rokem +1

      धन्यवाद ... समय और संसाधन की कमी के कारण, मैं अंग्रेजी माध्यम पर ध्यान केंद्रित कर रहा हूं .. जब मेरी स्थिति सुधरेगी तो मैं हिंदी कंटेंट पर भी काम करूंगा

  • @AmrishKelkar
    @AmrishKelkar Před rokem +2

    Top notch work as always!

    • @shankarnath
      @shankarnath  Před rokem +1

      Wow, thanks! I'm happy you liked this video and its content. Appreciate this wonderful gesture from your end 🙌

  • @surendra6421
    @surendra6421 Před rokem +1

    Great content and insights 🎉 Thank you Shankar for a wonderful vdo 👏

    • @shankarnath
      @shankarnath  Před rokem

      Thank you very much! I'm glad you found the video useful and informative

  • @ramyasri6093
    @ramyasri6093 Před rokem +1

    Sir...as usual great research..
    But none of them seem buy & hold kind of techniques..i mean these kind of portfolios require constant review when compared to investing in the stocks which have good fundamentals in long term.
    Please correct me if i am wrong

    • @shankarnath
      @shankarnath  Před rokem

      Thank you. Yes ofcourse, every component of an equity portfolio requires periodic review whether it's a stock or mutual fund .. as these reviews help reduce portfolio risk & identify opportunities.

  • @parthaaec07
    @parthaaec07 Před rokem +1

    Wonderful thought-provoking strategies. Yes, I played a lot of Contra game too !

    • @shankarnath
      @shankarnath  Před rokem +1

      Glad you liked it and found it informative

  • @Samudragupta_
    @Samudragupta_ Před rokem +1

    Bhai apke Thumbnails bahut awesome hai. 🔥 Content toh awesome hai hi.

  • @Anbu-Ini
    @Anbu-Ini Před rokem +1

    Thanks for the amazing content Shankar sir..

  • @mumohammad
    @mumohammad Před rokem +1

    Best graphic till date. Epic stuff. Aapke GD ko increment de do

    • @shankarnath
      @shankarnath  Před rokem

      Hi Umair, pls use the "Super Thanks" button to help him with the increment & for expressing your appreciation of my thumbnail creator. I assure you, the amount will go to him.

  • @SRavichandranIndia
    @SRavichandranIndia Před rokem +1

    Good strategy... may be we can invest in various available index in nifty based on this contrarian approach or simply keep SIP in contra mutual funds as suggested..... Thank you.... 🙏

  • @hunterswarup7779
    @hunterswarup7779 Před rokem +1

    Wonderful Shankar Sir... I'm seeing some good returns in motilal amc funds .
    Are they doing anything differ just like quant Amc ? Throw some light on it sir..
    Wonderful needful video as always ❤❤❤❤

    • @shankarnath
      @shankarnath  Před rokem

      Thank you. Apologies, I haven't analysed MOAMC or Quant AMC funds. Having said this, I'm sure there will be periods when one scheme's portfolio will do better than the other as sectors, stocks & investing styles all go through cycles

  • @dhruvgala983
    @dhruvgala983 Před rokem

    Most underrated financial doc

  • @sushil2kashyap
    @sushil2kashyap Před rokem +1

    बहुत बहुत धन्यवाद!!
    🙏🙏

    • @shankarnath
      @shankarnath  Před rokem +1

      मुझे खुशी है कि आपको यह content पसंद आया

  • @VinayKumar-ns1zy
    @VinayKumar-ns1zy Před 9 měsíci

    Hello Mr.Shankar, I usually watch your videos very carefully because everything you say is very carefully said ( in my opinion). In your opinion, is it a good idea to have a contra fund in one's portfolio ? It is a good diversifier, agreed, but to what extent can it hurt or make our entire portfolio returns ?

    • @shankarnath
      @shankarnath  Před 9 měsíci

      Hello. I'm sorry, I have no real opinion on contra funds. I prefer using contrarian strategies on stocks where I can take a call on what seems to be going against the crowd consensus.

  • @elitepunch1498
    @elitepunch1498 Před rokem +1

    Brilliant content as always Shankar 👏👏

  • @lakshminarasimhanpb506

    Wonderful video Shankar bhaiya ❤ thanks

  • @niteshrdubey
    @niteshrdubey Před rokem +1

    Thanks

    • @shankarnath
      @shankarnath  Před rokem

      Thank you very much Nitesh for this nice gesture and gratuity. I'm happy you loved the thumbnail and also the content. The loser's portfolio is something interesting and convincing oneself to invest in that bunch is quite a mental battle although my data shows a 91% CAGR

  • @akhaleefa
    @akhaleefa Před rokem

    Your knowledge sharing is amazing. Please make a portfolio of 10 stocks which in future could grow 24% cagr so that in ten years the pf becomes 10x and in 20 years 100x and in 30 years 1000x. Please try with your vast knowledge and skills for your subscribers. Thanks.

  • @TanajiRaundhal-zi6ci
    @TanajiRaundhal-zi6ci Před rokem

    Great Content Shankar Sir very unique way you explained things. Could you please explain how companies positive/negative results impact on share price, does this mean promoters buy or sell the shares before announce the results, Thanks

    • @shankarnath
      @shankarnath  Před rokem

      Thank you for the appreciation 🙌 and suggestion

  • @ManishSingh-zi7fn
    @ManishSingh-zi7fn Před rokem

    Hello Shankar Sir, many thanks for educating us. If I may request- please share details about lump-sum investment in mutual funds

    • @shankarnath
      @shankarnath  Před rokem

      Thank you so much for the appreciation & suggestion

  • @ParthPatel-fy9cd
    @ParthPatel-fy9cd Před rokem

    I am interested this strategy to study more. Anyway u have tested previous one ?
    I would be interested to learn more.

  • @nabeelyahiya
    @nabeelyahiya Před rokem +1

    Excellent as always 👌👍

  • @hafeezrahman9255
    @hafeezrahman9255 Před rokem +1

    Vera level Thumbnail❤

  • @lifezg00d
    @lifezg00d Před 8 měsíci

    According to you what should be the ideal rotation or exit strategy for individual stocks in portfolio of losers?

    • @shankarnath
      @shankarnath  Před 8 měsíci +1

      I haven't tested it myself as I don't have the requisite software but an annual rebalancing should be tried out to see if it makes numerical sense.

  • @MrBharani1989
    @MrBharani1989 Před rokem

    Hi Shankar thanks for making this video.
    Is it possible to make complete video on “Investment Fables”

  • @musicmadchandan2014
    @musicmadchandan2014 Před rokem +1

    Sir can you please bring an analysis of energy sector?

  • @22jayyu
    @22jayyu Před rokem

    Cool. Really intetresting. Justifies the statement, 'Leaders don;t flock together'. Well presented as usual with words of caution as always. I do get a feeling that as AUMs grow from small to medium to large levels, not all are able to deliver actual results. Did you find anything from your research on the play of AUMs of the fund and it sperformance over short-Medium-Long term horizons? A nice video presntation on this (if you think it is worthwhile) may help to enhance the awareness.

    • @shankarnath
      @shankarnath  Před rokem

      Thanks for the appreciation & suggestion. No, I haven't come across any research that shows causality between AUM and fund performance

  • @sarangpan1
    @sarangpan1 Před 11 měsíci

    No screener sir?

  • @LearnValue
    @LearnValue Před rokem

    Contrarion in small cap makes huge wealth but need conviction...

  • @biswas7
    @biswas7 Před rokem

    Who creates these thumbnails ? Every time so creative.

  • @RomeoVinay
    @RomeoVinay Před rokem

    I like Contra

  • @dharam2016
    @dharam2016 Před rokem +1

    Good video . Worth watching thank u

    • @shankarnath
      @shankarnath  Před rokem

      Glad you liked it

    • @dharam2016
      @dharam2016 Před rokem

      @shankarnath i really liked it. I like to buy good companies whn mrkts dont like it n there is not oerator or so called volume game. I started huying ITC last yr from 180 till 230 n sold at 340. Latest i bot bajfinance at 5700 and dixon 2900 both wr in sell zone hut good companies . U r doing a great work bhai . Pls keep it up. N keep educating thanks

  • @dheerajkukal8475
    @dheerajkukal8475 Před rokem +1

    Great Content , as always. Sir , what i have to do to earn having a lunch with you 😊. And I am serious. 😊

  • @ranjithartist4757
    @ranjithartist4757 Před rokem

    super , this video is enough life time

  • @aasingh7027
    @aasingh7027 Před rokem

    Pls also include screener to use to identify such stock, it would be great help, thanks

    • @shankarnath
      @shankarnath  Před rokem

      Hello, I believe you are referring to the 1st method (portfolio of losers). Unfortunately, a standard screener doesn't allow this level of filtering. I have to pull data in an excel sheet and run formulas on that to arrive at the list of 35 losers (and same was done in reverse fo 35 winners)

  • @rahulk455
    @rahulk455 Před rokem

    My Question, 40% decline relative to what? 52 Week high?

  • @DrSD-dk6qt
    @DrSD-dk6qt Před rokem

    Hello sir,
    Provide really wonderful contents to us.
    Thank you so much.
    Could you please educate us
    "Cyclical and non cyclical sectors"
    It would be really helpfull.
    Thanks.
    Have a good time!!

    • @shankarnath
      @shankarnath  Před rokem +1

      Thank you for the appreciation and for your suggestion. I recently made a video on sectors, pls watch at : czcams.com/video/mTXkio4dE0Y/video.html

    • @DrSD-dk6qt
      @DrSD-dk6qt Před rokem

      @@shankarnath Thanks for sending the link. It was excellent content. You have nicely distilled the core content.

    • @shankarnath
      @shankarnath  Před rokem +1

      @@DrSD-dk6qt Thanks, glad you liked it

  • @snehilkamal1919
    @snehilkamal1919 Před rokem +1

    Great Video Sir!😊

  • @rakeshvankar9658
    @rakeshvankar9658 Před rokem

    So sir is it risky to invest in index fund? Will there be index fund bubble? Plz let us know your view

    • @shankarnath
      @shankarnath  Před rokem +1

      Apologies, I have no idea & information on the index fund bubble. I'll certainly circle back if I find something worthwhile

    • @rakeshvankar9658
      @rakeshvankar9658 Před rokem

      Ok sir thanks

  • @shashiDodderi
    @shashiDodderi Před rokem

    I am just curious to know if this works and why all mutual funds don't follow this method?

    • @shankarnath
      @shankarnath  Před rokem

      Imagine a mutual fund saying : "Dear investors, we will invest your money in the 35 worst performing stocks of the past year" .. very unlikely, although my instinctive examination of that sub-set yielded a 91% CAGR.

  • @commanderbharatkumarunerca7293

    Very Apt and insightful..

  • @nandakumarganesan5894

    Shankar sir what is your recommendation on asset allocation for contra investing?

    • @shankarnath
      @shankarnath  Před rokem

      Hi. Sorry, I haven't come across anything in particular on this; allow me to circle back if I find something.

  • @Vishwas997
    @Vishwas997 Před rokem

    Do you think we should be investing in the Russian or Srilankan economy , similar to What the guy did with Peru ?

    • @shankarnath
      @shankarnath  Před rokem

      Sorry, I have no opinion on this as I haven't studied those two markets

    • @Vishwas997
      @Vishwas997 Před rokem

      @@shankarnath I think the contrary strategy works when you have the conviction in the business. I believe the Russian economy will prosper in the near future but I don't have the same opinion on the Sri lankan .

  • @rajashekarreddy4912
    @rajashekarreddy4912 Před rokem

    Any stocks in your radar meets this criteria..
    Plz mention few

    • @shankarnath
      @shankarnath  Před rokem

      I featured a list of 35 current-day loser stocks (compiled on 8th Aug 2023) in the video itself. Pls have a look, thanks!

  • @BAP5779
    @BAP5779 Před rokem

    Hi
    Over a period of time, I have accumulated some amount in 5 ELSS, now planning to come out of those and invest in equity schemes but the one lakh limit is stopping me so thinking if I can invest in index funds of respective fund house. Is this a good idea.

  • @dharmendrasaini7364
    @dharmendrasaini7364 Před rokem

    Sir could you please tell us how to create this short list these stocks in screener ? 🙏

    • @shankarnath
      @shankarnath  Před rokem +1

      Hello. I used a combination of screener and excel sheet to make this list of 35 winners and 35 losers. Steps:
      1. In screener, I filtered stocks with market cap > 1000 and also added columns with 7 year return and 5 year return
      2. I extracted this information on an excel sheet and back calculated what the return would be between the 7th and 6th year (for 2 years) using simple excel formula
      3. I then sorted this list for the worst performers (to get loser portfolio) and best performers (for winners portfolio)
      That's it. Took about 10 mins to do .. but not complicated. Ofcourse I should mention (as I did in the video) that dividends are not factored as screener doesn't given total returns, it only gives price returns

  • @dwarrior7546
    @dwarrior7546 Před rokem

    Source for getting the low performance stocks for a particular period?

    • @shankarnath
      @shankarnath  Před rokem +1

      I used screener.in for this video, maybe there are other tools like that

  • @yashagar4443
    @yashagar4443 Před rokem +1

    Awesome

  • @divyanshugoel134
    @divyanshugoel134 Před rokem

    I watched your gold video and it is very informative. But I have a question related to SGB:
    If we keep the SGB till maturity i.e. for 8years and want to sell it to RBI then can we keep it for more than 8years? This question arises because suppose the Gold prices are low due to some temporary reasons at selling dates when RBI calculates the prices and I don't want to sell it at that time and want to hold for for 2-3 months more to get better returns. So, is it possible? Or it is mandatory to sell it after 8years got completed?

    • @shankarnath
      @shankarnath  Před rokem

      Thanks. The SGB has a maturity of 8 years and per current rules, the principal & interest will be paid back. Pls refer to questions 21, 22 & 23 here : www.rbi.org.in/commonperson/English/Scripts/FAQs.aspx?Id=1658

    • @divyanshugoel134
      @divyanshugoel134 Před rokem

      @@shankarnath Thanks for the reply.
      In that case, SGB is a bad investment compared to Gold ETF as we can't sell the SGB when it is high and if gold prices are low we have to forcefully sell it.
      Because of this reason only, I have not bought them.
      Whats you view on it? And if SGB is better than ETF then how?

    • @shankarnath
      @shankarnath  Před rokem

      I don't look at products in isolation. Instead I look at what my portfolio needs. For example - if it needs a gold diversifier for the next 7 to 10 years then I would go with an SGB. Else for short term, I look at ETFs. This portfolio approach has worked well for me and I'm more comfortable with this rather than picking and choosing specific financial products.

  • @TheAnhsirkamar
    @TheAnhsirkamar Před rokem

    After soic most of other funda youtubers i felt redundant here is one original guy...
    For every Rajamouli there is a prashant neel/Lokesh Kanagarajan

  • @dhruvkadam99
    @dhruvkadam99 Před rokem +5

    Contrarian Investing is basically buy on dips😂😂.... But its been marketed so differently 😅

  • @mallikarjunh9297
    @mallikarjunh9297 Před rokem

    Awesome thumbnail

  • @deepakkamath5267
    @deepakkamath5267 Před rokem

    Shankar - How do I get in touch with u?

  • @kirankumar-mz6or
    @kirankumar-mz6or Před rokem

    Good one 👍

  • @deepeshkumar100
    @deepeshkumar100 Před rokem

    nice one!

  • @sudamdas
    @sudamdas Před rokem

    Great

  • @Vaidyanathan_K
    @Vaidyanathan_K Před rokem

    Very fine - nothing but Think Different

  • @trader77775
    @trader77775 Před 2 měsíci

    How to rebalance

  • @vamsikrishna24
    @vamsikrishna24 Před rokem +1

    The thumbnail looks very much like u!!!

    • @shankarnath
      @shankarnath  Před rokem

      Yes, my twin brother -- "sHUNKar nath" :)

  • @girishbonde
    @girishbonde Před rokem

    Nailing the Thumbnail 😅

  • @BeNOone902
    @BeNOone902 Před rokem

    Gratitude.:-)

  • @DhirajSingh-sc5br
    @DhirajSingh-sc5br Před rokem

    The name itself is very negative... It expects someone to loose so that I can win. I would rather stay with all growing and I also grow rather than only I grow.
    Anyways Kudos to the content ❤

  • @TheCuriousCurator-Hindi

    You are in love with generative AI

  • @MULTIRAGE456
    @MULTIRAGE456 Před rokem

    This has nothing to do with "contra" investing. The broader small index has gone up in a vertical line. Anyone with small and midcap portfolio of random stocks would have made same returns

  • @kuberchaurasiya
    @kuberchaurasiya Před rokem

    04:10 Comparing these loser stocks performance with Nifty is wrong, these should be compared with Nifty Midcap Index as well, since most of these belong there.

  • @patelmukeshb
    @patelmukeshb Před rokem

    u r also contrarian u tuber 😂

  • @prakhargupta9999
    @prakhargupta9999 Před rokem +1

    There are two things which stands out in every video
    1. Content, content and content
    2. Thumbnail 🫡

  • @MuraliKatta-jc7ir
    @MuraliKatta-jc7ir Před rokem +1

    Thanks

    • @shankarnath
      @shankarnath  Před rokem

      Thank you very much, Murali. I'm happy you are finding videos on my channel useful and informative. This is a little moment here as yours is the 100th Super Thanks I have received. So truly super thankful for this 🙏