Cash Budgeting For Beginners Part Two: The Basics Of Saving Money

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  • čas přidán 26. 07. 2023
  • Hey Baddies! Good to have you back. Thanks for tuning into this episode of Cash Budgeting For Beginners Part Two: The Basics Of Saving Money
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    I'm Jaz, a 30 year old single entrepreneur. I am working hard to pay off my student loans, a few credit cards, a couple of medical bills and I’m in the process of repairing my credit. Phew!
    My channel is ideal for those of you getting started on your budgeting journey. Come along and watch me as I navigate this process toward financial freedom!
    Send Me Stuff:
    PO BOX 5550
    841 N Martin Road
    Amarillo TX 79117 - 9998
    Disclaimer: I am NOT a financial advisor. This is my personal journey and I am choosing to share it with the world.
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Komentáře • 177

  • @rachaelrowe4707
    @rachaelrowe4707 Před 11 měsíci +76

    Girl I'm so proud of you I've watched you go from stuff 1200 dollar checks and not selling things in you one little bedroom to doing big big things. You inspire me for sure. ❤

  • @DecideLLC
    @DecideLLC Před 11 měsíci +112

    People should be encouraged by your income accomplishments, not being haters. I know I am. ❤ Thanks for the helpful info.

    • @aindreaclarke362
      @aindreaclarke362 Před 11 měsíci

      Kim Kardashian there behind 😂😂😂😂 what she said there to lazy to work 😂😂😂😂but yet she got bashed for been a little bit honest 😂😂😂😂😂😂 , baddies and budgets just keep doing your thing girl , your not the only one u may be further than some but it's amazing how u are transparent with everything congratulations 🎉🎉🎉🎉🎉🎉 keep doing you and uplift others 🎉🎉🎉🎉🎉🎉❤❤❤❤❤ PRAY FOR THEM , A WORD TO THE WISE "DON'T HATE , APPRECIATE ❤❤❤❤❤🎉🎉🎉

    • @randomsandra4039
      @randomsandra4039 Před 11 měsíci +3

      Absolutely excellent advice! Send the haters back to watch the first video and the journey. You are doing so well because you worked for it - and you are educating the rest of us. Only love ♥️♥️♥️

    • @TerrenceBracks-lj3jm
      @TerrenceBracks-lj3jm Před 11 měsíci +1

      She is doing a phenomenal job. She is actually trying to help us. I need to stop playing and tune in with her.

    • @angelachristophe2183
      @angelachristophe2183 Před 11 měsíci

      I love this, I saw you when you 1st started. So very excited for you. Many Blessed! Now how do I get started with this?

    • @lucerocastro4301
      @lucerocastro4301 Před 11 měsíci

      Who’s hating ?

  • @CraftsBayou
    @CraftsBayou Před 11 měsíci +13

    Jaz @baddies&budgets would you consider doing videos where viewers submit their general info and you show your approach to paying the debts?

  • @ruthanndietz3764
    @ruthanndietz3764 Před 11 měsíci +22

    I'm really liking this planner. It's simple! Thank you for all your hard work and desire to help us be dillagent with our finances ❤

  • @lionessrising
    @lionessrising Před 11 měsíci +11

    You are such an inspiration. I am starting over my cash budgeting journey and I’m in the process of getting my supplies together. I’m a teacher so I don’t get paid in the summer so it’s vital that I have a system in place. I don’t have much debt and I do a great job maxing out my investment. My issue is the money that is left over I splurge too much. So I’m getting back to cash envelopes.

  • @jamiedones3266
    @jamiedones3266 Před 11 měsíci +9

    You are a godsend! I love what you're doing mama. Thank you for sharing this. You have helped change my mindset. I have struggled with the "poor" mentality for years because I lived paycheck to paycheck and would not save the little bit left over because I felt I needed to justify all the hard work I was doing. Now I have little hustles (on top of work) and am working on killing my debts. You rock! ❤❤❤

  • @itsmeteni
    @itsmeteni Před 11 měsíci +8

    Thank you so much for posting these videos! As someone who is beginning their budgeting your videos have been very formative in the way I approach my finances 😊

  • @Jewel_xo1
    @Jewel_xo1 Před 11 měsíci +4

    Love how transparent you are about everything! Planning to go back and watch older videos lol When will this planner be available?

  • @unique23itiswhatitis
    @unique23itiswhatitis Před 11 měsíci +3

    You really are leveling up from where you started. Congratulations on your success and keep up the good work. Love your videos.

  • @vanessacooper6148
    @vanessacooper6148 Před 11 měsíci +17

    That was so helpful. I was actually breaking my budget down with you and I feel like I can actually breathe better. I can't wait for you to release this book and you helping all us lost souls.

  • @vt-yp7yq
    @vt-yp7yq Před 11 měsíci +7

    Congratulations on your success! I love your videos and can't wait for this planner to be available.

  • @kb5815
    @kb5815 Před 10 měsíci +1

    This is truly amazing! I wish I had something like this when I was teaching. I know so many college students who would've benefited from something like this!

  • @natashapatterson452
    @natashapatterson452 Před 11 měsíci +11

    I received my budget planner! You take such pride in the overall look and packaging. I wish I had waited a couple of days because I like this one too ❤

    • @Baddiesandbudgets
      @Baddiesandbudgets  Před 11 měsíci +6

      Thank you! I seriously appreciate the support

    • @daisyjames9310
      @daisyjames9310 Před 11 měsíci +4

      Where can I find this binder on your website. I have searched all over.

    • @roudy4607
      @roudy4607 Před 11 měsíci +2

      Hi, I would love to purchase this particular spiral bound budget planner. Will you be offer this option on your website? 😊

    • @ladycryptologist192
      @ladycryptologist192 Před 11 měsíci

      @@roudy4607it will be out sometime in August she said

    • @tamikafletcher4607
      @tamikafletcher4607 Před 11 měsíci

      I would like to purchase the planner, can anyone point me in the direction of where it is? I looked on the website and did not see it. Thank you

  • @canteriggle6525
    @canteriggle6525 Před 10 měsíci +1

    I am just a week old fan of you but let me tell you, you are a godsend. Thanks to you, I now know where to start when it comes to saving for my first child. Thank you for all you do and I can't wait until my planner comes in the mail!

  • @elizabethjames7216
    @elizabethjames7216 Před 11 měsíci +1

    Thank you for being open and honest with us. You are an inspiration!!

  • @Thatgeekishfamily
    @Thatgeekishfamily Před 11 měsíci +1

    Giirrll - day two of awesome content to help!! This is great straight-forward example of how to work a cash budget and I hope it blesses so many other people in the way your content blessed me!

  • @life_of_a_libra
    @life_of_a_libra Před 11 měsíci +2

    Your videos are inspiring and informative. I have been wanting to start my budgeting journey and be consistent in it and watching your videos makes me realize i can if i just put in thw qork bo matter how hard

  • @missboo4325
    @missboo4325 Před 11 měsíci

    Congrats! It’s been a joy seeing your journey!

  • @angesheep
    @angesheep Před 11 měsíci

    Thank you for sharing to inspire and help others, including me - you shine bright!!!

  • @swhitfield94
    @swhitfield94 Před 11 měsíci

    This video is awesome!! It definitely makes it easier to understand when staring directly at the numbers.

  • @debracrews5216
    @debracrews5216 Před 11 měsíci

    I’ll be ordering my budget planner thanks so much. I’m understanding this a little more but still have a ways to go!

  • @lischellejones
    @lischellejones Před 9 měsíci

    I’m starting a new job this month paying more than I’ve ever have been paid before. 💁🏾‍♀️ so I’m watching this to get ahead. I’ve already wrote all my small and large goals down. Now you’re going to help me accomplish them. Thank you. I’ll rewatch a thousand times I do not care. I’m going to get this. Financial literacy is something I need to learn now that I’m turning 30 soon 😅

  • @benciaali6104
    @benciaali6104 Před 11 měsíci

    THANKS FOR TAKING YOUR TIME TO BREAK IT DOWN IN YOUR VIEW VLOG'SET FOR THE BEGINNING 🧐 IN THE FUTURE I WILL BE ABLE TO ORDER YOUR BEAUTIFUL PRODUCTS ‼️💯

  • @jenireriti4078
    @jenireriti4078 Před 8 měsíci

    Watching from New Zealand 😊 I love how you make everything clear! So easy to understand. Definitely inspirational. Ive been looking in your shop and will be saving up to buy a few items. ❤

  • @lionessrising
    @lionessrising Před 11 měsíci +5

    I can’t wait for you to slowly walk us through this book. I like the monthly overview but I want to see you break this down per paycheck next. 😊

    • @SandraDTv
      @SandraDTv Před 11 měsíci +1

      Me too

    • @tamikafletcher4607
      @tamikafletcher4607 Před 11 měsíci +1

      Hi can you let me know where you purchased the planner from?

    • @lionessrising
      @lionessrising Před 11 měsíci

      @@tamikafletcher4607 it’s not on her website yet. I think sometime this month

  • @connieortega420
    @connieortega420 Před 11 měsíci

    I just received the black croc A7 wallet from you! Thank you so much for these videos, because of you I’m excited to start my budgeting journey. I’m old and haven’t managed my money correctly

  • @RuffRyder4Life81
    @RuffRyder4Life81 Před 11 měsíci +2

    Im ready for this new planner set up. Ive been so discouraged and overwhelmed with budgeting. I watch these cash stuffing vidoes and get so envious of others. 😢 this has helped me take a step back and remind myself its a process and will take time. Thank you Jasmine. 😊

    • @Baddiesandbudgets
      @Baddiesandbudgets  Před 11 měsíci +1

      You’re very welcome! This planner was created with you and people like you in mind. Trying to simplify the process

    • @tamikafletcher4607
      @tamikafletcher4607 Před 11 měsíci

      @@Baddiesandbudgets,Hi can you let me know where to go to purchase the planner? Thank you

  • @jonnaborosky8836
    @jonnaborosky8836 Před 11 měsíci +1

    I really like that planner, too. Thanks for making this so simple and clear.

  • @SraAmoraVida
    @SraAmoraVida Před 11 měsíci

    So glad your TikTok page showed up on my foryou tab! I'm inspired to get my finances in order and up my game! You go girl!!

  • @cathyd.williamssaltlight5373

    Congratulations 🎉Love your budgeting tools!❤

  • @poorgirlfedup
    @poorgirlfedup Před 9 měsíci

    I love this budget planner you are using!!! It looks like exactly what I'm looking for!! :)

  • @teresacalderon502
    @teresacalderon502 Před 11 měsíci +1

    I can’t wait to order all your products hopefully before the year is over.

  • @Mamabees1
    @Mamabees1 Před 11 měsíci

    I keep missing your videos 😢… you are such an inspiration to me I started my journey in may after watching that one video you shared on that news channel ❤ now I’m not afraid of facing my debt and spending habit 🫣 so thank you may God bless you and your family abundantly 🙏🏼👼🏻

  • @christinacoffield3343
    @christinacoffield3343 Před 11 měsíci +2

    I can’t wait for the planner either I think this will help me better ❤❤

  • @CurranSentilles
    @CurranSentilles Před 11 měsíci

    Your abundance is inspiring! So happy for you!

  • @_ndimamadu
    @_ndimamadu Před 5 měsíci

    Girl I would love to get to those income numbers🙏🏽🙏🏽 can’t wait!

  • @hawiannlily27
    @hawiannlily27 Před 11 měsíci +3

    I can’t wait for you to drop this notebook…. You have helped me tremendously. I’m not where I want to be but I know I will get there… do you offer advice on starting a business.

  • @alonathomas1341
    @alonathomas1341 Před 4 měsíci

    I love this breakdown 🙆🏾‍♀️

  • @estrellaalcaraz3845
    @estrellaalcaraz3845 Před 10 měsíci

    Giiirl you gotta be posting more often lol cant get enough of your vids!❤

  • @jessmiddleton4601
    @jessmiddleton4601 Před 11 měsíci +1

    I am loving this book!!! I can't wait to get one!!

  • @user-hi7sm3rh7e
    @user-hi7sm3rh7e Před 11 měsíci

    Thank you for sharing. I'm ready to get my life together.

  • @crombiesworld
    @crombiesworld Před 11 měsíci

    Love your informative videos

  • @Rellsworld617
    @Rellsworld617 Před 11 měsíci

    right on time!!!!!

  • @simpleweeble
    @simpleweeble Před 11 měsíci

    Love this planner! Could you provide a link to purchase it? Can’t seem to locate it on your website. Thank you!

  • @shaythediamond
    @shaythediamond Před 11 měsíci

    Hello! I have a question; sorry if it ends up being long and confusing.
    I work for a commission based sales company. I just started June 30th, so I don't have anything to base prior pay off of. I get paid one a month for the prior month. (For example, for the month of July, I won't get paid until around August 10th.) Since I don't know exactly how much my pay would be from month to month (because it's all sales- and commission-based; one month I may get as low as $200, where the next I may get $1,000 or more, for example), how would you suggest setting up the monthly spending and such? Should I just wait and see how much I get paid, or guess and then adjust everything once I get paid, or...?
    Thank you for posting these videos, I greatly appreciate them!

  • @Califgirl66
    @Califgirl66 Před 10 měsíci

    When will the sprial budget book be available? I love this!

  • @dawnfein4109
    @dawnfein4109 Před 11 měsíci

    This was very helpful. Thank you.

  • @vonspencer3998
    @vonspencer3998 Před 11 měsíci

    Hi baddie I’m new to all of this and I wanted to know when will your budgeting book be available on your website?

  • @TheOscar15432
    @TheOscar15432 Před 11 měsíci

    Hey friend great budget breakdown. I love your music. I’m always dancing to it lol

  • @deepick8345
    @deepick8345 Před 11 měsíci

    Wow this planner makes it easier to see where I’m spending too much

  • @ginahowell4059
    @ginahowell4059 Před 9 měsíci

    Hey!! I have learned so much from you and I am very interested in the new book. Has it been released yet? I looked on your website but didn't find it yet.

  • @janinegarzone1610
    @janinegarzone1610 Před 5 měsíci

    Love your Chanel, but I wanted to know is there a part One before this video? I can't find it if there's one. Thx

  • @YadulahiSchulere-bf3pd
    @YadulahiSchulere-bf3pd Před 5 měsíci

    Thanks.

  • @WithLoveShante81
    @WithLoveShante81 Před 11 měsíci

    I can’t wait for this

  • @la-quandanorwood5158
    @la-quandanorwood5158 Před 11 měsíci

    Great video.

  • @GizelleNel
    @GizelleNel Před 4 měsíci

    Do you do yearly budgeting? I keep trying to but then something happens and i go way off couse or stop altogether (budgeting in general). Would you recommend it and why or why not. Thx a bunch!

  • @elizabethbeene3373
    @elizabethbeene3373 Před 11 měsíci

    Are your planner book out yet because I didn’t see it or the 100 envelope challenge pink book

  • @comfortlivingbysabrina6065
    @comfortlivingbysabrina6065 Před 11 měsíci

    🦋you Truly make it simple 🦋

  • @larissa.a8581
    @larissa.a8581 Před 11 měsíci

    Thank you for pointing out the subscription's, I need get mine in check. 🤔✅💲

  • @BrittneyBudgetsAndThings
    @BrittneyBudgetsAndThings Před 11 měsíci

    ❤❤❤love the progress❤❤

  • @phallyberry2234
    @phallyberry2234 Před 11 měsíci

    It’s looks like you created a new budgeting book, will this version be available on the website soon?

  • @SandraDTv
    @SandraDTv Před 11 měsíci

    When will your planner be available in fiscal form?

  • @mariedruck6861
    @mariedruck6861 Před 11 měsíci

    Where can I get this planner with the spiral? I was looking on the website but I didn't see it.

  • @mfread18
    @mfread18 Před 11 měsíci

    Thank you!! Will there be a digital version of this new planner?

  • @torinawilliams1962
    @torinawilliams1962 Před 11 měsíci

    Thank you for sharing

  • @carriejeffries1978
    @carriejeffries1978 Před 11 měsíci +2

    @baddiesandbudgets I love your content. This was a very helpful and inspiring video. Do you have a launch date for this book?

  • @aromafer9452
    @aromafer9452 Před 9 měsíci

    Where can I buy the planner?

  • @mstasha1022
    @mstasha1022 Před 11 měsíci

    When will the planner be available?

  • @savewithjudy
    @savewithjudy Před 11 měsíci

    Keep growing girl.

  • @indicamberr
    @indicamberr Před 10 měsíci

    Also, I need this planner asap! Lol

  • @phunt8551
    @phunt8551 Před 11 měsíci

    Cdo you have a vidro on the planner?

  • @jsoto322
    @jsoto322 Před 11 měsíci

    Did you say you were going to be releasing another budget book? Also, love your channel and your work!

  • @marmad8232
    @marmad8232 Před 11 měsíci

    I would love to learn how to make money like this. I’m tired of my job. Anything you can share on how to get started?

  • @LifewithTiki_
    @LifewithTiki_ Před 11 měsíci

    Where can I purchase this planner? I only see a digital copy available on your site.

  • @nessmarie
    @nessmarie Před 10 měsíci

    I would love to start cash stuffing but my income fluctuates every month.. how would I fill out my income at the beginning of the month? Leave it blank and fill it in as I go or take a 3 month average?

  • @autumnharding3841
    @autumnharding3841 Před 11 měsíci

    Is this planner available for purchase?

  • @whitneymitchell9296
    @whitneymitchell9296 Před 10 měsíci

    Does anyone know when this will be available in August?

  • @reelroyals3222
    @reelroyals3222 Před 10 měsíci

    is this budget book available for purchase?

  • @diamondlove1313
    @diamondlove1313 Před 11 měsíci

    Where can I get that budget planner please?

  • @haileyb8413
    @haileyb8413 Před 11 měsíci

    I’m starting tomorrow😊

  • @BarbaraMoore-ju1he
    @BarbaraMoore-ju1he Před 11 měsíci

    Do you ship items to tge UK ??

  • @benciaali6104
    @benciaali6104 Před 11 měsíci

    I LIKE WAT YOU SAID IT TO VIEW WAT COMING IN AND GOING OUT PLUS ONLY I LIKE TO O USE SINKIN FOR SAVING AND VARIABLE FOR EXAMPLE HOUSEHOLD ETC BILLS ARE BIL 🤠

  • @teresacalderon502
    @teresacalderon502 Před 11 měsíci

    When she you start doing saving challenges? After your debt and sinking funds are covered?

  • @Victoria3lain3
    @Victoria3lain3 Před 5 měsíci

    Is there a part 3?

  • @terrabrown1139
    @terrabrown1139 Před 11 měsíci +1

    I Love the planner. It was hard to pay attention to the actual video. 😂

    • @Baddiesandbudgets
      @Baddiesandbudgets  Před 11 měsíci

      Lmao why?

    • @terrabrown1139
      @terrabrown1139 Před 11 měsíci

      @@Baddiesandbudgets I was too busy checking out how you separated the sections, but still included them side by side. Hopefully that makes sense. Subscriptions were separated and on the same page. I was in planner heaven and had to watch it twice to actually listen. The 2 pages shown was a good example of how my brain works. 🤣

  • @ailaka1925
    @ailaka1925 Před 7 měsíci

    If you don’t mind me asking; what is Stan?

  • @DavidEVogel
    @DavidEVogel Před 10 měsíci

    Instead of looking at cash budgeting as saving money, consider that you are "setting aside money for future spending." For example the cash in your vehicle maintenance envelope will be spent in the future. You just don't know when or how much.

  • @Sabbeltjee
    @Sabbeltjee Před 11 měsíci +1

    Are the planners gonna be shipped worldwide? I'm from The Netherlands and would love one when available ❤

    • @mkmiracles3073
      @mkmiracles3073 Před 11 měsíci

      I am also from the Netherlands , I saw that the shipping cost are very expensive

  • @jayygee15
    @jayygee15 Před 11 měsíci

    What a total revamp and loving it so far 🥹 & so exciting to hear the surplus 🙌🏽🙌🏽 you’re advice has infiltrated my life and I’m spreading the good news to my siblings, Lord knows we need the help. ❣️

  • @prettirockstar0427
    @prettirockstar0427 Před 11 měsíci

    I need to get some more streams of income 😍 that’s motivating 🥰

  • @indicamberr
    @indicamberr Před 10 měsíci

    How can I figure out my income when the days I work is always changing at my job? The number of days is not really consistent enough for me to be able to know how much each check will be bi-weekly.

  • @suzannedarden224
    @suzannedarden224 Před 3 měsíci

    Are you selling your planner? I want one!!!

  • @meganthemidnightbaker
    @meganthemidnightbaker Před 11 měsíci

    Will this one come in other colors? I'm looking forward to purchasing!

  • @gailwatson7335
    @gailwatson7335 Před 6 měsíci

    What about tithes and offering?

  • @TheALMOSTOrganizedOwl
    @TheALMOSTOrganizedOwl Před 11 měsíci

    Student loans are such a pain!!! I really wanted that student loan forgiveness too!!! Lol

  • @alexiscooper174
    @alexiscooper174 Před 10 měsíci

    this spiral budget is not on the website. Where can I get one from

  • @WealthIsFreedomBudgets
    @WealthIsFreedomBudgets Před 11 měsíci

    Is this new budget planner on your site? I did not see it. I only see the previous one that is on sale

  • @beaniefry93
    @beaniefry93 Před 11 měsíci +2

    Where is this planner? I looked on the website and did not see the spiral bound version 😩 I’m getting started in this and jumping both feet first and this would be amazing!

    • @Baddiesandbudgets
      @Baddiesandbudgets  Před 11 měsíci +3

      Its not available just yet

    • @beaniefry93
      @beaniefry93 Před 11 měsíci

      @@Baddiesandbudgets I will be keeping an eye out for it!! Thank you for all the help and advice! ❤️❤️

    • @comegetthiscommentary
      @comegetthiscommentary Před 11 měsíci

      ​@@Baddiesandbudgets I love the not "not yet" 👀 🙃

    • @jedidiahgodsbeloved6605
      @jedidiahgodsbeloved6605 Před 11 měsíci

      @@Baddiesandbudgets will it be shipped go South Africa ?

  • @debracrews5216
    @debracrews5216 Před 11 měsíci

    I’m not seeing your new planner, when will it come out?

  • @kendoginc1972
    @kendoginc1972 Před 11 měsíci

    R u using the same budget book that’s on ur site the only one I found didn’t look spiral bound so I wasn’t sure

    • @Baddiesandbudgets
      @Baddiesandbudgets  Před 11 měsíci +1

      No. This one isn’t available yet

    • @kendoginc1972
      @kendoginc1972 Před 11 měsíci

      @@Baddiesandbudgets oh ok can’t wait until it’s available I need it in my life

    • @daisyjames9310
      @daisyjames9310 Před 11 měsíci

      @@Baddiesandbudgets I need this in my life. Thank you for sharing