Create a budget for the first time. 10 EASY STEPS! Cash budgeting 101.

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  • čas přidán 25. 07. 2024
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    Create a budget for the first time. 10 EASY STEPS! Cash budgeting 101.
    #savingschallenges #cashstuffing #cashenvelopestuffing
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    00:00 Welcome
    00:29 what’s your reason for a budget
    02:36 10 steps to creating your first budget
    14:15 creating a sample budget
    41:43 thank you and goodbye
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Komentáře • 95

  • @kylieanne6211
    @kylieanne6211 Před 4 měsíci +19

    I've been watching your videos since the Fall and finally went ahead and bought your Easy Savings Challenge book and started really focusing on saving/budgeting... I started 2/6 and already finished the $20 block challenge and have filled 7/100 envelopes!!! I have save $551 so far!!! Following you has changed my life. Thank you, Celissa!

    • @MimaHope
      @MimaHope Před 4 měsíci

      Congratulations on your progress.

    • @Beautifulmeandyou
      @Beautifulmeandyou  Před 4 měsíci +1

      AMAZING!! I just finished the block challenge too! We’re twins!! ♥️♥️

  • @octaviahoward108
    @octaviahoward108 Před 4 měsíci +2

    Nice video. Debt avalanche is paying by interest rates (high to low) and debt snowball is paying based on balance (low to high).

  • @user-tv9sb7wq7z
    @user-tv9sb7wq7z Před 4 měsíci +2

    Great video! I do this now with just a check register. I always watch these types of videos looking for better ideas or great tips that may help me improve my budgeting. But, I must say, you killed it! You did such a great job explaining and demonstrating! Several people ask me for help with their budgeting and paying off debt. This will be the video that I suggest they watch. I appreciated you and your videos. Thank you.

  • @nicki4days
    @nicki4days Před 4 měsíci +2

    I wish I learned this when I was younger omg eating out and shopping 🛍️ main problem this year I will no longer be living paycheck to paycheck and not have any savings. Thank you so much for teaching me what I should’ve learned never stop teaching please 🙏🏾

  • @Mademj8008
    @Mademj8008 Před 4 měsíci +2

    Hey Celissa 👋🏼, great video for new budgeters and a refresher for those who need to rethink their current and future budget. Loved it.

  • @portialewis1826
    @portialewis1826 Před 4 měsíci +3

    You have a marvelous mojo for CB 101. Three videos so far. These are like a course and/or masterclass for free but should be for a fee. You are valuable. Blessings. 🕊

  • @joannhutchinson3030
    @joannhutchinson3030 Před 4 měsíci +7

    I started this budgeting thing in january and I found out I spending 200 on door dash in 2 weeks

    • @Beautifulmeandyou
      @Beautifulmeandyou  Před 4 měsíci +1

      Oh my!! DoorDash has a lot of fees. I spend quite a bit on eating out too. I just drive to get it. 😂

    • @melanieboykin9455
      @melanieboykin9455 Před 4 měsíci

      Wow! My son was doing the same.

  • @lafredapayne7977
    @lafredapayne7977 Před 4 měsíci

    Thanks for all that you do to help us that are new to the cash budgeting system. I love your positivity. Just completed the $1 savings challenge from the Easy cash Save more money challenge book and ready to start the next challenge. 💚💚💚

  • @clairereimoninq7308
    @clairereimoninq7308 Před 4 měsíci

    Great video I love your teaching you explain everything so well 😊

  • @mystcxprns
    @mystcxprns Před 4 měsíci +1

    Great beginner budgeting video. I shared it with a few friends.

  • @user-tc6zk1sf8s
    @user-tc6zk1sf8s Před 4 měsíci +1

    This was totally awesome. It gives me more incentive to start celebrating my milestones in cash budgeting

  • @lorettaholmes5580
    @lorettaholmes5580 Před 4 měsíci +1

    This is exactly what I need to start on my savings and budgeting journey, I’ve already started on my emergency fund and looking forward to seeing more of your videos, Thank you so much!!❤❤❤

  • @CoopArella
    @CoopArella Před 4 měsíci +1

    Bravo 👏🏾 👏🏾 👏🏾 great explaination AND its understandable.I have watched other videos were I walked away more confussed then ever. thank you

  • @rachelsmith6194
    @rachelsmith6194 Před 4 měsíci +1

    We needed to get our spending under control, figure out where our money was going, and then focus on paying off debt. Hoping to have all CCs paid off either end of this year or next year. Your little 1st edition saving book is what I'm using for it. Perfect to saving chunks to pay them off.

    • @Beautifulmeandyou
      @Beautifulmeandyou  Před 4 měsíci

      Awww sounds like great things are happening for you Rachel! ♥️

  • @joanthomsen
    @joanthomsen Před 4 měsíci +3

    Thanks for clarification on budgeting this way, I wished I had this done years ago.❤❤❤

  • @susbudget
    @susbudget Před 4 měsíci +2

    This was fantastic!!! Step by step instructions. I will be sharing this video!!!

  • @jessicaricketts8066
    @jessicaricketts8066 Před 4 měsíci +1

    I love this video, even tho i have been cash stuffing for almost a year now its nice to have the breakdown and see if there are any places i can improve my budgeting game😊💚

  • @journeytowisdomandwealth2905

    Love it 💜💜💜 Very detailed step by strep video... this will bless someone for sure 🙌🏾.. lol its the idk what this person is going through because they not a real person for me lol 😂😂😂.. We got our thorougust chic with us well done 💜💜💜

  • @jaimepatterson1977
    @jaimepatterson1977 Před 4 měsíci

    ❤️🧡💛💚🩵💙💜🤎🖤🩶🤍🩷
    Hey Celissa. This was a really good video. You should have been also a teacher. I learned how to balance a checkbook and also make a budget and high School in democracy someowhat, but also taught myself the rest of the budget. I shared this video because I knew it could help others financially. There's so many that needs help financially nowadays, and who else better I know today would be you. Thank you for being you Celissa. Love you girl. See you in the next one. Take care and God bless.

    • @Beautifulmeandyou
      @Beautifulmeandyou  Před 4 měsíci +1

      Jaime!! The colored hearts made my day! 🥰🥰 Thank you for the kind words. I too learned about balancing a checkbook in school. These days it’s not being taught. 😔 Hopefully God will bless this video and it will fall into the hands of those that need it! 🥹 Thanks for watching! Luv you girl!

  • @Sassypeanutbudgets
    @Sassypeanutbudgets Před 4 měsíci

    I love this video 💜💜💜 amazing and it teaches you a lot !

  • @MoneyBossInTheMaking
    @MoneyBossInTheMaking Před 4 měsíci

    Awesome video, thanks for sharing!

  • @MimaHope
    @MimaHope Před 4 měsíci

    Great video!

  • @virginiaallen5505
    @virginiaallen5505 Před 4 měsíci

    ❤❤❤❤❤ you did an excellent job

  • @user-pt4dp4ek1f
    @user-pt4dp4ek1f Před 4 měsíci

    Celissa! This video was absolutely amazing! I have watched quite a few videos on how to create a budget, and this was by far the best explanation/tutorial I have gotten. Excellent class! I wish I had this when I was younger!

  • @xaviorhill1450
    @xaviorhill1450 Před 4 měsíci

    💚💚💚💚 very good information for a first time budgeter and great refresher course for established ones who may have gotten off track! Love what you do!

  • @rangert1194
    @rangert1194 Před 4 měsíci +1

    Thanks for the budgeting 101😊. I am sharing video with family.

  • @KaySoBlessed1
    @KaySoBlessed1 Před 4 měsíci

    Hi Celissa! 😊

  • @judithprice215
    @judithprice215 Před 4 měsíci

    Well done!!!!

  • @TheBudgetLady133
    @TheBudgetLady133 Před 4 měsíci

    Awesome presentation 🙌🏽

  • @rickismith1259
    @rickismith1259 Před 4 měsíci

    Your explanations are great as always. This will help a lot of people.💚

  • @stn612
    @stn612 Před 4 měsíci

    Very detailed information Celissa. TFS.❤

  • @susanpacheco8318
    @susanpacheco8318 Před 4 měsíci

    Love, love, love this video! Definitely shared it🫶

  • @moorehealthyhearts365
    @moorehealthyhearts365 Před 4 měsíci

    Hey Celissa ❤ Thanks for this great video, I will be sharing this at our next family meeting.

  • @lrthomas11
    @lrthomas11 Před 4 měsíci

    First time watching. Enjoyed!

  • @amandacourtney8143
    @amandacourtney8143 Před 4 měsíci

    Love this video ❤❤❤ Have you every thought of doing other peoples budgets and put on here for people to see real life different scenarios

  • @genelyngorospe6747
    @genelyngorospe6747 Před 4 měsíci

    Hello maam ❤ amazing blog as always!! 🎉

  • @Mrs.LaShonda.Dunbar
    @Mrs.LaShonda.Dunbar Před 4 měsíci

    Hey, Celissa!! I love this!! I definitely should track my expenses sometimes, I just don't need that negativity in my life!😂😂😂😂

  • @rena_vations
    @rena_vations Před 4 měsíci

    I have started budgeting about a year or so ago. my reason was i needed to know where my money was going and what was coming in. I was tired of living paycheck to paycheck. I use the 50/30/20 method and im not sure but im doing the snowball method for debt payoff except for taxes and traffic fines. They are on top of my debt payoff list

  • @ashleysilas8805
    @ashleysilas8805 Před 4 měsíci

    This was a great refresher video. It showed me some areas in my budgeting that I have got lax with. Thanks Celissa.

  • @prescillataylor8291
    @prescillataylor8291 Před 4 měsíci

    Thanks, Celissa for the recap on how to start a budget ❤ I know I will always want to see a video like this, why because I know I do not know everything there is to know about budgeting.❤

  • @silynthiabudgets18
    @silynthiabudgets18 Před 4 měsíci

    Tuned in. ❤❤

  • @AB-zj1gx
    @AB-zj1gx Před 4 měsíci

    Hello Celissa,
    I have enjoyed your video. Informative.
    What about men haircuts? And motorbikes💚💚

  • @amysodes5389
    @amysodes5389 Před 4 měsíci

    Hello! Thank you for these videos! Another way to save some money is to "challenge" yourself to spend under the allotted amount in the variable cash envelopes! I have been able to save a little more by doing this!

  • @Chevy2Tyme
    @Chevy2Tyme Před 4 měsíci

    💚💚💚💚

  • @everythingkendra36
    @everythingkendra36 Před 4 měsíci

    💞

  • @rosbudgetlife3324
    @rosbudgetlife3324 Před 4 měsíci

    Hey Celissa ❤

  • @prescillataylor8291
    @prescillataylor8291 Před 4 měsíci

    💚💚💚💚💚

  • @luckylib
    @luckylib Před 4 měsíci

    Thanks for sharing. I'm readjusting to an income increase

  • @ruthking466
    @ruthking466 Před 4 měsíci

    Hi Celissa. ♥️♥️

  • @Navigating30Something
    @Navigating30Something Před 4 měsíci

    ❤❤❤❤❤❤❤❤

  • @TarynWestover
    @TarynWestover Před 4 měsíci

    I love these Budgeting videos and I have learned so much from you! Thank you! I have a couple of questions, but I don't feel real comfortable asking them here. May I send you an email with the questions, then if you think it is something other people would want to know, then maybe you could do a video on them without a person being associated with the questions?

  • @BeyondtheBinders
    @BeyondtheBinders Před 4 měsíci

    PLEASE MAKE A CASH CONDENSING tutorial video

    • @Beautifulmeandyou
      @Beautifulmeandyou  Před 4 měsíci +1

      Okay. Let me get some cash to condense and I will. ♥️

  • @joannhutchinson3030
    @joannhutchinson3030 Před 4 měsíci

    Hey hope your doing well we are having some storms here in oklahoma I live in what's known as tornado alley but I'm not about to let that stop me from watching your video

    • @Beautifulmeandyou
      @Beautifulmeandyou  Před 4 měsíci +1

      Joann! Be safe out there! I’m terrified of tornadoes! 🫶🏾🙃

    • @joannhutchinson3030
      @joannhutchinson3030 Před 4 měsíci

      @@Beautifulmeandyou Thank You I grew up in living in a tornado alley and I still live in one

  • @onineko14
    @onineko14 Před 4 měsíci

    Hi! Not sure if this is a weird thing but I’ve been attempting to budget for a while and cannot straighten out what’s necessary to fund first. Like mentally, I’m stuck on the whole “bills/debt must be paid” and cannot divert to “need money for food expenses, need gas money, etc”. Any tips for this? Instead of shoveling all my money towards paying the credit card then turning around and realizing I have no cash for these expenses. 😅 I consume financial/budgeting content on the regular but it still doesn’t click.

    • @Beautifulmeandyou
      @Beautifulmeandyou  Před 4 měsíci +1

      My opinion is bills, weekly expenses, then debt plus savings. You’re right, if you spend your grocery money on paying a credit card you’ll have to use it again to get food. Also, it sounds like you have a shortage overall. Reevaluate what is truly needed and if you can reduce your expenses. If not, maybe look into ways of increasing your income. ☺️

  • @girlyghoul
    @girlyghoul Před 4 měsíci

    Did Mr. Calculator's "1" get flipped upside down or has it always been like that?

    • @Beautifulmeandyou
      @Beautifulmeandyou  Před 4 měsíci

      It popped off some time ago. When I put it back on it was upside down. I’m afraid to pop it off to fix it. 😂

  • @joannhutchinson3030
    @joannhutchinson3030 Před 4 měsíci

    My light bill and water bill is different every month it changes so I plan 200 for lights during the winter and 75 for the water it's always a little less my light bill is usually around 90 dollars a month in the summer time my house is all electric so for light's I plan 200 a month in winter and 100 in summer for water 75 all this month the water was 100 and I don't know why

    • @Beautifulmeandyou
      @Beautifulmeandyou  Před 4 měsíci +1

      My bills have switched up on me several times. I feel like my electric bill is my biggest gamble at times. It’s been as high as $450 and as low as $27?! Go figure! 😂

    • @joannhutchinson3030
      @joannhutchinson3030 Před 4 měsíci

      @@Beautifulmeandyou Oh wow

    • @lisadearing5960
      @lisadearing5960 Před 4 měsíci +1

      I finally put our electric bill on budget billing. Two weeks later, my husband decided to retire! That’s when I found Celissa’s videos and started budgeting for the first time ever! Our winter electric bills can be ridiculous! Had I not started budgeting when I did or put our bill in budget billing, we’d be in a big mess!

    • @joannhutchinson3030
      @joannhutchinson3030 Před 4 měsíci

      @@lisadearing5960 same here

  • @joannhutchinson3030
    @joannhutchinson3030 Před 4 měsíci

    So door dash is done maybe 1 door dash every 2 weeks but no more than that

    • @Beautifulmeandyou
      @Beautifulmeandyou  Před 4 měsíci +1

      Great plan for sure!

    • @joannhutchinson3030
      @joannhutchinson3030 Před 2 měsíci

      @@Beautifulmeandyou I'm saving to buy a car cause mine bit the dust. Then if I want take once in a blue moon I can just go and get it. And delete door dash for good

  • @prescillataylor8291
    @prescillataylor8291 Před 4 měsíci

    Hey Celissa ❤

    • @Beautifulmeandyou
      @Beautifulmeandyou  Před 4 měsíci

      Prescilla! ♥️ How are you?

    • @prescillataylor8291
      @prescillataylor8291 Před 4 měsíci

      I and well Celissa, happy to be off work watching your video to wind done as always 😀. How are you and the kiddos?