Bhai ek do gyani k comments dekhe shuru m..video dekhne se phle comment pdh kr m b thoda negative ho gya tha....8 saal se market m hu m....pr jb video dekhi to schi aapne bhut simple or bhut achhi video bna rkhi....keep it up brother......meko sb pta tha pr is video se muje ye vala formula sikhne ko mila....M SWP calculator m calculation krta tha...pr nyi chiz sikhne ko mili...thanks brother
Utna bhi atcha nehi😂, kahi bhi aur kabhi bhi market sidha upar nehi jata, market humesha up down ke sath chalega! To down time mein aap chahoge ki aapke capital se Paisa nikal kar aapko diya jaye?
Wonderful explanation. Please give us the list of MFs schemes available in SWP. So immediate or after one year M.I -SWP starts. But i think the fund grow as per market also.
you can select some good index mutual fund for monthly income. here's another video to get monthly income with more options: czcams.com/video/PO0CrSSrZDA/video.html
BRO U R TALKING ABOUT SWP BUT NOWHERE CALCULATION FOR DEDUCTION OF TAX IS EXPLAINED NOR THE CALCULATION SHOWN WITH THE SUITABLE DEDUCTION. COZ WE ALL KNOW ANY MONEY WE GAINED SUBJECT TO I TAX DEDUCTION.
Good evening. Can u pls send me calculations for SWP if we invest as under : 1) 25 lacs - minimum withdrawal of 500/- per month - for 5 years. 2)25 lacs - minimum withdrawal of 500/- per month - for 10 years. 3)50 lacs - minimum withdrawal of 500/- per month - for 5 years. Thanks
Bhaji, info de ta tusi fatte chak te ... well explained vid indeed. But wut about the taxes upon withdrawing the monthly interest if any...& India mein jo mutual funds hota hai are the FDIC approved? The principle amount 100% secure hota hai? ( excuse my ignorance I'm an NRI)
Why you r not talking about income tax on interest paid by Bank We will loose as well we have to file return and pay Auditor . Why invest in Banks insurance etc and invite trouble .
No,in SWP the principle amount u invested will never get reduced,rather it will increase with few percentage.. So there is no risk and ur future generation also can enjoy ur investment.. u can see other videos on swp where they explain it nicely
@@dn-2991 say, u have buy 50000 units at nav of 20, after 1 year start SWP 10000/ month. After 1 year say nav is 22. First month units will be redeemed 10000÷22=454.5, second month say nav is 22.3. units will be redeemed 10000÷22.3=448.4. Third month say nav is down 19.5, units will be redeemed 10000÷19.5=512.8. In this way all depends upon the nav, if your fund house gives more % than swp %, then your initial investment amount will be increased, on the other hand it can go down if it is reversed, happy investment
Sir SWP mey to unit he sale karke paisa milta hey na...matlab tree ko bech kar paisa khana...jo long time me mere bachho k liye sahi nahi hey... Lekin eysa koi option hey jaha unit sale kiye bina dividend type paisa milta rahe...matlab tree v bacha rahe aur uss tree ka fruit khaya kar jiya jay...? Aur tree ka value v kam he sahi but thori thori bardhti rahe... Idcw sahi hey but government tax bahot leti hey... Others koi option hey?
don't withdraw more than 6 percent of your portfolio otherwise you may lose on your portfolio...moreover.your withdrawal will attract 12.5 percent capital gains( long term) tax...
Yes, because in this strategy we are withdrawing 10% and our portfolio grows by 10% and if you count 6% inflation then you will end up less amount value by the time
No. Depends on market condition during maturity. That's the catch in this plan. Everything is dependent on the rate of return while receiving monthly income. Even though you will continue to get the same amount, if ROR is less than assumed interest, your principle sum will go down. Besides, he says nothing about taxes. Capital gains tax is hefty for this plan.
V well explained. Don’t be disheartened by negative comments. People like me need elaborate explanation 🙏
Thanks
Thank you so much for your positive comment. That is one of my aim to elaborate the topic to make people understand more clearly. Thanks again 👍
Who will decide rate of interest?
@@georgecorera856 market
@@georgecorera856Doraemon
Is your app chargable or free
Bhai ek do gyani k comments dekhe shuru m..video dekhne se phle comment pdh kr m b thoda negative ho gya tha....8 saal se market m hu m....pr jb video dekhi to schi aapne bhut simple or bhut achhi video bna rkhi....keep it up brother......meko sb pta tha pr is video se muje ye vala formula sikhne ko mila....M SWP calculator m calculation krta tha...pr nyi chiz sikhne ko mili...thanks brother
Welcome
Very good explanation. Very simple and straight. Thanks
welcome
Excellent suggestion for swp.I am impressed
Thanks a lot
@@fincalc can we do SWP from grow app
One of the best idea 💡 "SWP"
Utna bhi atcha nehi😂, kahi bhi aur kabhi bhi market sidha upar nehi jata, market humesha up down ke sath chalega! To down time mein aap chahoge ki aapke capital se Paisa nikal kar aapko diya jaye?
Simple easy to understand as a lay man
Good explanation with calculation.
thanks
बहुत ही अच्छा जानकारी प्राप्त हुआा है । धन्यवाद
Very useful information/presentation by you. Thanks
Glad it was helpful!
Please post in English language as well...Your videos are bery valuable
Wonderful explanation. Please give us the list of MFs schemes available in SWP. So immediate or after one year M.I -SWP starts. But i think the fund grow as per market also.
Why such long lectures to show your intelligence😂. Simple hai, 1%/month milega return on mutual funds
Haha .. that's correct 😅
You say right.
It's Indian mathematics totally confusing.
@@VittiPatel .... It's not about Indian mathematics , but just to run long vlogs they keep on doing uneccesory calculations to prove they are smart
Watch time brother.. Nothing else
For Video and for advertisement
Please explain about income tax liability on withdrawals. Your idea is very useful.
Thank you bro very nice explanation..❤
Glad you liked it
Good expl anation thanks Bhai 🎉
Always welcome
Nicely explained 🙏Thank you Brother.
You're most welcome
Very useful information.. good 👍 job bro❤
thanks
Thans and very good knowledge at this young age. Plz also suggest which swp to opt for? Which will be good for senior citizen
you can select some good index mutual fund for monthly income.
here's another video to get monthly income with more options:
czcams.com/video/PO0CrSSrZDA/video.html
@@fincalc, yes but can you suggest with SWP to opt? like SBI, ICICI, HDFC etc?
BRO U R TALKING ABOUT SWP BUT NOWHERE CALCULATION FOR DEDUCTION OF TAX IS EXPLAINED NOR THE CALCULATION SHOWN WITH THE SUITABLE DEDUCTION. COZ WE ALL KNOW ANY MONEY WE GAINED SUBJECT TO I TAX DEDUCTION.
Capital gains is tax free up to 1 lakh per annum
Ye kithne sal ki kar saktha hei, any loking period? Aur full amonut withdraw kab kar saktha hei?
Ye sahi class hai
Please mention name of the fund for same return as per your video.
Index Funds
Explained well, thanks but tell me what is the minimum term for swp, can I put lum sum amount for one year or two years ?
keep the tenure for long term o at least 5 to 7 years to get good profits.. short term of 1 to 2 years is risky
@@fincalc thanks dude
Very well explained... thank you sir
Good evening. Can u pls send me calculations for SWP if we invest as under :
1) 25 lacs - minimum withdrawal of 500/- per month - for 5 years.
2)25 lacs - minimum withdrawal of 500/- per month - for 10 years.
3)50 lacs - minimum withdrawal of 500/- per month - for 5 years.
Thanks
Thanks for this video bro 😇👍
Welcome 😊
what is the locking period for SWP and which is best one to select among all
SWP is a way to remove money from mutual funds systematically. The one that might give better returns in future can be the best mutual fund for you
Well explained. THANKS BRO
You are welcome
Withdrawal pi ki TAX dena hoga ?
Kon sa Tax slab use hoga?
On an average house much return should expect for 30 year investment.
Good explaind.
For this swp with drowel amount any Income tax to be pai or not. Pl reply
Tax ke bare me bhi batao
Bhaji, info de ta tusi fatte chak te ... well explained vid indeed. But wut about the taxes upon withdrawing the monthly interest if any...& India mein jo mutual funds hota hai are the FDIC approved? The principle amount 100% secure hota hai? ( excuse my ignorance I'm an NRI)
Which SWP is good for 60+ person
Very nice video bro keep making more
Which fund best for SWP & which app we using SWP.
Ammount jama karne ke next month se paisa aana shuru ho jayega kya
Why you r not talking about income tax on interest paid by Bank
We will loose as well we have to file return and pay Auditor . Why invest in Banks insurance etc and invite trouble .
It is risky for one who are dependent on investment income. Since principle amount will reduce, when market falls...
Absolutely right, depends upon fund selection , withdraw what amount in percentage as to protect the principal. Must have to give clear answers.
On the other hand principal amount may increase if market gives you more than 10% and ur withdrawal percentage 10%
No,in SWP the principle amount u invested will never get reduced,rather it will increase with few percentage.. So there is no risk and ur future generation also can enjoy ur investment.. u can see other videos on swp where they explain it nicely
@@dn-2991 say, u have buy 50000 units at nav of 20, after 1 year start SWP 10000/ month. After 1 year say nav is 22. First month units will be redeemed 10000÷22=454.5, second month say nav is 22.3. units will be redeemed 10000÷22.3=448.4. Third month say nav is down 19.5, units will be redeemed 10000÷19.5=512.8. In this way all depends upon the nav, if your fund house gives more % than swp %, then your initial investment amount will be increased, on the other hand it can go down if it is reversed, happy investment
well agar 1 lakh nikal rehe ho in the end agar kuch bach jaye to u can invest that back fir kuch or add ho jayenge
Sir SWP mey to unit he sale karke paisa milta hey na...matlab tree ko bech kar paisa khana...jo long time me mere bachho k liye sahi nahi hey... Lekin eysa koi option hey jaha unit sale kiye bina dividend type paisa milta rahe...matlab tree v bacha rahe aur uss tree ka fruit khaya kar jiya jay...? Aur tree ka value v kam he sahi but thori thori bardhti rahe... Idcw sahi hey but government tax bahot leti hey... Others koi option hey?
Mutual fund with dividend option hi hai. Uspe tax to Dena hoga
सर ये पैसा invest करणे के कितने दिनो बाद हमे monthly withdrawal karna चाहिए
Very good explanation.
Glad it was helpful!
Excellent ,bhai..nice explanation...
Sir how i do swp if i want to start withdrawal after one year
very well explained
M fund has risk. Po has no risk.
Nice👍
Jis din hm swp set karenge next kitne din baad amount milna start ho jata hai ? Please tell
Excellent
Best video lgi
12% हर साल निकालो गे तो 15साल बाद फण्ड की वैल्यू शून्य हो जएगी।।ओर कैप्टिल गेन 15% कौन भरेगा।
12% har saal nikal ne se fund ki value zero kaise ho jayegi? agar yeh 12% ka rate of return assume kar rahe hai toh?
Sir Good evening.
Will the total amount be zero after certain point of time, as we are withdrawing money every month. Regards
Rate of interest ye kon tay karega?
Tum hi karoge, usne worst case consider kiya hai.
Great
Thanks
Well explained ❤
Sir shd I continue sip if I opt for swp.?
Good information....pls share the excel sheet
Good efforts
Superrrr Information
what is the short term and long term capital gains tax in SWP plans....???
Upto 1.25 L its exempted
Good explained
Swp me jyada returns kaun si bank deti Hain
LONG TERM CAPITAL TAX 12.5% EXID LOAD AND MUTUAL EXPENSES PHIR GST
MF may swp may min rate of return 25 to 30,% or max to max 45 to 60% rate of returns hota hay
5 lakh 5 yrs keliye jama kiyatho kitna swp per month milega?
Invest yourself.
don't withdraw more than 6 percent of your portfolio otherwise you may lose on your portfolio...moreover.your withdrawal will attract 12.5 percent capital gains( long term) tax...
But bother how to invest for app or bank 🏧
अगर market substantially down हुआ तो?
Do the yields of investment come tax free?
More then 8per .only private bank giving.hre some people giving only 3per .
Yeh paisa Baad Mein nikal sakte hai Baad Mein ki nahi
Age 46,5lakh lagana hai or next month say incom chiya 10 year time.mf bata do
Nex month se hi Swp kare ki 5 sal bad sir
Monthly 8% is good
Kaha milta hai bhai...8% per month
Swp में सिर्फ 3 लाख इन्वेस्ट करें तो कितना मिलेगा हर महीना?
nice explanation
can u suggest swp
Can you suggest some good swp plan
you can invest in nifty mutual fund plan.
Here's the video with calculations:
czcams.com/video/H1qkfh8yz_4/video.html
Swp karne ke liye mutual fund me deposit karna padega pehle
Post offices ki MIS scheme ki Tarah hai
Minimum kay hai swp pe
good
Thanks
If I start investment in swp 1st march 2024 with 6lacs lumpsup can I get 5000 rs pm from 1st April 2024?
Yes
Kitne year ka plan hai mool dhan kab wapas hoga ,
Guarantee
Agreament
Manager..... comition
Thank you nice explanation, but can also make a video for us the best MF for SWP
Ram Ram ji
Jai Shree Ram 🙏
क्या इस स्कीम में पैसा डूब भी जाता है क्या पैसा बिलकुल जीरो हो जाएगा क्योंकि कई बार शेयर मार्केट में ऐसा ही होता है कृपया बताएं
Nhi aisa nhi hota hai. Q ki mutual fund me return 15,% se upar hota hai. Lekin aap ek sal bad se suru krnaa chahiye jama ke bad.
Bro 1 lakh invest karenge. Fix 10 saal k liye. Toh 10 saal bad swp monthly kitna milega.
Bhai ,SWP karna hai to kis fund me karsakte hain .in safety aspect
Mat karo bhai bekar hai...usse accha post office mis hai...sip is good invest lumsum in sip & withdraw the profits.
Bhai tax ka b bataya karo
It should be atleast 15-18%
Some mutual funds can give mentioned returns over long term..
Will the invested amount remain same after maturity?
Yes, because in this strategy we are withdrawing 10% and our portfolio grows by 10% and if you count 6% inflation then you will end up less amount value by the time
No. Depends on market condition during maturity. That's the catch in this plan. Everything is dependent on the rate of return while receiving monthly income. Even though you will continue to get the same amount, if ROR is less than assumed interest, your principle sum will go down. Besides, he says nothing about taxes. Capital gains tax is hefty for this plan.
Swp investment k just next month se withdraw kr skte h..?
yes
Make video reg swp (MF)Name @minm 10-12% Retn.
made after your comment. Watch here:
czcams.com/video/H1qkfh8yz_4/video.html
SWP is taxable income or not.
Taxable as per IT as Dividend hopefully
5k investment karo fir usko nikalo fund me farak nai hoga😮
Dont in vest in monthly, all taxed nothing for investors. Mla mp gingalal
Mutual fund name to batao calculation pays hey
kitne years tak withdrawal hoga ye?
jab tak mutual fund account me balance hai tab tak
Exle file kaha milegi bhai?
SWP online calculator use karo:
fincalc-blog.in/swp-calculator-with-inflation-systematic-withdrawal-plan/
aur yahi pe excel file milegi