Allstate Full in depth Review - Should you buy allstate and Are you in good hands?

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  • čas přidán 6. 09. 2024

Komentáře • 88

  • @benproffitt5957
    @benproffitt5957 Před 2 lety +15

    Allstate is horrible. Got me and my family for 10k on a roof. Refused to pay after a major hail storm. Said the damage was considered wear and tear over time even though it all occurred in a span of ten minutes. Liars and con artists is what they truly are.

  • @ivanflores8639
    @ivanflores8639 Před rokem +4

    I´m 45 and just got this Allsatate unlicensed job in cdmx.
    I didn´t go to college,but I speak some english, so this is the best option for a competitive salary I can get.
    But, Im a kind of frustrating because I realize now this company has a very bad reputation between their customers...
    I´m so sorry about the bad experience the people are going through and I don´t like to work for some one is cheating, but I need this money

  • @Keeptruckn
    @Keeptruckn Před 2 lety +19

    I have a current claim open with Allstate for storm damage to my roof. Its been a horrible experience dealing with them to say the least.
    While my neighbors around me are getting brand new roofs I am arguing on phone with Allstate.

    • @montezleal6502
      @montezleal6502 Před měsícem

      Here the same so they found damages, but they only paid me enough to cover the deductible and for them to keep 3% so basically it just balanced out I receive zero dollars and now I’m stuck with thousands of dollars of damage after hurricane in Texas

  • @Lilliancooks
    @Lilliancooks Před 2 lety +17

    Customers are not in “good hands” with Allstate. Only Allstate is in good hands with Allstate. I will be in good hands with a public adjuster...that is my next step and the only way to get my home repairs done in a timely and proper way. Our pipe leak was on Feb. 9th and the tear out was done on that same day. Allstates adjuster reviewed the damages on the 10th but still hasn’t even given me an estimate for repairs...today is the 20th. When I got an estimate for repairs to my floor from my own contractor, Allstate asked if I thought the labor on that estimate is high. And I am told by Allstate if I have the floor repaired Allstate might not approve that cost. So now I am looking into hiring a public adjuster because Allstate has no regard for their customers. It’s not my fault that they can’t get their own adjuster to give an estimate for my damages. They are putting their incompetence on my shoulders. My patience is not unlimited...this is unacceptable!

  • @TheDdang78
    @TheDdang78 Před rokem +4

    I’m about to cancel Allstate. I paid my policy in full then a month later they would charged me a couple of hundred dollar extra for no reason. Asked my agent and they said because of a policy change when I never asked to change anything.

    • @BKIslandersfan
      @BKIslandersfan Před rokem

      Hi. Allstate agent here. We do not make any changes to policies without consulting our customers. My guess is if there was sudden increase in premium during middle of your policy term, one of your discounts fell off. I would call your agent again and ask for detailed explanation.

  • @barbaragalliera9846
    @barbaragalliera9846 Před rokem +3

    My Gieco full coverage is $662 every 6 months and Allstate is $775 for same insurance for 6 months.

    • @alexisdiva9
      @alexisdiva9 Před 10 měsíci

      Nor to mention you're more likely to get better service from GEICO. BTW, per the latest Consumer Reports article on auto insurance which I literally received yesterday, the only carriers ranked lower than Allstate were Kemper and Liberty Mutual.

  • @michaelhaun5637
    @michaelhaun5637 Před 9 měsíci +3

    I went over to state farm. Alstate goes up on your price for no reason and without notice actually they suck and their safe driving ap interferes with the computer on your car. Bad news buyer be ware. They seem to want to pay these big movie stars to advertise for them ,you know ( Mayhem) I bet that guy makes a mint.

    • @brendangallagher5336
      @brendangallagher5336 Před 2 měsíci

      State farm does the same thing. I just left state farm for allstate for that exact reason also. But hope it works out for you!

  • @kpnomad7
    @kpnomad7 Před 2 lety +2

    Thx roof explanation, my friend had a partial storm damage, but canceled both his son's and his policies because AST didn't explain!

  • @Mr.CollectingEverything
    @Mr.CollectingEverything Před rokem +1

    I’m fixing to leave Allstate after 10 years of homeowners insurance and car-liability only. On my car insurance premium it has increased 2 in two year four times according to the rep and it’s almost double when I started. The new company (well know), quoted almost 1/2 the price with more coverage so long Allstate

    • @alexisdiva9
      @alexisdiva9 Před 10 měsíci

      Smart move - not only are you saving a bunch of $ but her the latest Consumer Reports article on auto insurance (Nov. & Dec. 2023) which I literally got yesterday, the only carriers ranked lover than Allstate were Kemper and Liberty Mutual.

  • @brendangallagher5336
    @brendangallagher5336 Před 2 měsíci

    I just got an insurance premium with Allstate on my car. After years of being screwed around by State Farm raising rates for no reason. I guess we’ll find out how they are. So far my agent is very responsive, knowledgeable and informative, well he got my business. Lets see how he is when I file a claim though LOL

  • @ddygy7280
    @ddygy7280 Před 10 měsíci

    Since, you do not hate Allstate. What is your insight with Nxt Gen? In your opinion, is it prudent to buy Nxt Gen auto and home ins.

  • @cammieg4381
    @cammieg4381 Před 3 měsíci

    HELP! Can you PLEASE explain to be exactly how the Drivewise Insurance billing actually works? It's my understanding that you pay a bunch up front, then as the months go by when Allstate uses that up-front balance you paid then, they will automatically deduct the NEXT bunch of money without notice... or there is no way of knowing what the current 'balance' is or usage or.... Thus my confusion! Any help with explanation would be deeply appreciated! (Been loyal Allstate customer for decades, but that no longer seems to matter.)

  • @theresasmith8304
    @theresasmith8304 Před 2 lety +1

    Can you compare insurance companies in Illinois? I currently have Allstate.

  • @DavidSmith-fw6uj
    @DavidSmith-fw6uj Před 2 lety

    Question ❓❓❓ how do you get the good hands off of you when the adjuster is servicing the account ❓❓❓
    Love from Mississippi USA 🇺🇸

  • @firewolf171
    @firewolf171 Před 2 lety +1

    I'm debating between Geico or Allstate for my new home in Texas. Allstate seems like the better deal, especially with an auto bundle, under 200 for full coverage on both policies! Hard to beat that price!

    • @ThinkInsurance
      @ThinkInsurance  Před 2 lety +1

      I personally would go with Allstate over Geico in Texas, especially, since it’s less expensive on top of it.

    • @togaark9848
      @togaark9848 Před 2 lety

      You just have to look at the policies. Do you really want all states named perils coverage which mean it has to be named in the policy in order for it to be covered, or you can go with another company that might be higher but will have a policy that is Open perils, which means everything is included in the policy except for specific exclusions. Also Allstate does have a depreciating roof schedule, which means over time they devalue your roof. An insurance company is in case of emergency and you don’t want to wait for a claim to have the best..

    • @firewolf171
      @firewolf171 Před 2 lety

      @@togaark9848 what would you recommend?

    • @togaark9848
      @togaark9848 Před 2 lety +1

      Honestly Idk Allstate could have some other policies or renewed them so I would just ask them about that, but the best ones to compare would be Allstate, Farmers, and State Farm. I haven’t researched GEICO though… so I would just ask to see each Dec page if you could get a copy and that would show you everything. Good luck! And don’t worry the best thing is having insurance!

    • @taijistar9052
      @taijistar9052 Před 2 lety +4

      Allstates is the worst.

  • @obombabeenlaid5101
    @obombabeenlaid5101 Před 2 lety +9

    Rated the WORST insurance company in America!

  • @donnam8117
    @donnam8117 Před 2 lety +1

    If you have auto insurance all state is great but home owners I been paying over 30 years place a claim first time on my roof which shows by four different roofing company I need a new roof cause by hail and wind storm damage and all state adjuster which is young man they just want to band aid with repairs so very wrong .

  • @mikejohnson4183
    @mikejohnson4183 Před 2 lety +7

    Allstate sucks They don’t even really have good reviews

  • @kushkingla7385
    @kushkingla7385 Před rokem +2

    DONT EVER GET ALLSTATE INSURANCE!!
    Just read what the CEO says about policyholders. They are second to profits and money. There business model is to not pay out and pay you little.
    STAY AWAY FROM ALLSTATE.

  • @alexisdiva9
    @alexisdiva9 Před 2 lety

    Interesting review - Allstate was founded when an insurance broker suggested to the president of Sears that Sears might make huge profits selling auto insurance through the mail; this was when they were in the middle of a bridge game on a commuter train. One of the very few things I like about them is they were one of if not the first to offer partial automatic rebates on auto insurance premiums when the COVID pandemic was peaking. Personally I'd go elsewhere - in 1997 I signed up with them out of desperation due to skyrocketing rates from Travelers (was working off an accident. Literally a month later the person who recommended Allstate and her agent to me got sued by Allstate regarding a legitimate homeowners claim they had filed - this is after decades of life, homeowners and auto coverage with them and premiums paid up to date. It took protracted litigation to get this mess cleared up for her & her family even though she was fortunate to have an uncle by marriage that was an attorney; as soon as they became AARP eligible, they switched all their policies over to those sponsored by AARP, saving a bundle. Actually, I've been around the block a few times and I have yet to have known anyone personally that when they had a claim involving Allstate that there was a favorable outcome - and the agent who sold me my Allstate policy later left the company a few years later, forming her own independent agency - and sometime later, the agency owner did likewise, going the independent route. In 1999 when my risk level dropped I switched my insurance over to State Farm and am with them to this day - they seem more competitive anyway.

  • @brentunderjaw2311
    @brentunderjaw2311 Před rokem

    NO YOU ARE NOT! I bought a policy through all state, and I was not in good hands. They cancelled my policy before the first bill was due and kept the 300 dollars I paid to start the policy. Now they say they sent a packet with information to fill out, I received no packet. They canceled my insurance, kept my money but are saying I still had coverage for a month, though I didn't? either way I bought a 6 month policy, got coverage for how ever long they claim, which could not have been more than 2 weeks. I went to pay my first bill 2 weeks early, because I'm trying so hard to get my life together, and be ahead of bills, like a responsible adult, but it's impossible when you live pay check to paycheck, and half the companies like this are a scam, and literally steal money from you. I could use that money for groceries or rent. Why do they get to keep the full 300 for a 6 month policy when i didn't even get a whole month? How is that not theft? and why is a billion dollar company fighting tooth in nail when they are clearly 100% vin the wrong to keep a poor persons 300 dollars for a product they never received? if this is how business is done in america, don't do business with american companies, our version of capitalism is a scam designed by the rich and greedy companies! For shame allstate, where is your integrity?

  • @joehardisty1
    @joehardisty1 Před rokem +1

    Hello. I like your video. Some insurance is sacm. I have good credit score 745 . Age 54 with acura 2007 and 2018 perfect driving record with costco 2 years $2000.00 no claims 40 year . I request OEM part costco wants used after market parts cheap as possible. I thought I was paying OEM I was wrong
    AAA quote me $3500.00 years age 54 . With credit score 745. I like to what you think . Thx Joe

    • @ThinkInsurance
      @ThinkInsurance  Před rokem +1

      Joe, what state are you in?

    • @joehardisty1
      @joehardisty1 Před rokem

      Hello again . I am northern California walnut creek . Concord. California

  • @doomtomb3
    @doomtomb3 Před rokem +3

    I don't know why we are getting a history lesson when people are shopping for insurance

  • @alechardin3004
    @alechardin3004 Před 2 lety

    Could you do a comparison between State Farm and Farm Bureau? I work fro State Farm in Tennessee, and they always take our business 😂

    • @ThinkInsurance
      @ThinkInsurance  Před 2 lety

      I sure can. I’ll add that to my comparison list

  • @jesushernandez-vv6hx
    @jesushernandez-vv6hx Před rokem

    Doe's any one know if there is a surrender fee up on cancelation of my hole life policy

    • @ThinkInsurance
      @ThinkInsurance  Před rokem

      You would want to call them directly on that. It’s almost impossible to say without reading your policy

  • @rmzayas
    @rmzayas Před 2 lety +2

    Allstate like to raise premiums I will be leaving them and save $105.00 a month.

  • @user-cvbnm
    @user-cvbnm Před rokem

    My dad works at allstate

  • @XMrCuervo
    @XMrCuervo Před 4 měsíci

    It got real expensive real quick, and I made no claims.

  • @corinnasanchez5821
    @corinnasanchez5821 Před 2 lety

    I just found your channel. From MI, have State Farm right now and not pleased. Been browsing your videos, thank you for the information, just wondering what you would recommend. We have two teenage boys, one with and one about to get his license. What would you recommend? Thank you!!

    • @ThinkInsurance
      @ThinkInsurance  Před 2 lety

      I have a company in Michigan if you want to do a full quote I can check several opinions and make some recommendations
      Here is the quote form:
      www.cognitoforms.com/ValorInsuranceGroup1/BestQuoteHighlyAccurateVersion2

  • @jeremyhandlon3948
    @jeremyhandlon3948 Před 6 měsíci

    If you have a claim with allstate hire a attorney right away. I'm dealing with a total loss house fire, their adjuster said it was a total loss so they replaced him. They lie, cheat and mislead you the whole time.
    Get a attorney

  • @eheheh3263
    @eheheh3263 Před 2 lety

    I’m trying to decide between Farmers, Allstate, and Travelers for hazard insurance in Nevada... would appreciate your profesional opinion on which would be the best...

    • @ThinkInsurance
      @ThinkInsurance  Před 2 lety

      All three are decent companies. I’m not sure if one over the other has any benefit with hazard insurance.

    • @jerryprice8673
      @jerryprice8673 Před rokem

      STAY AWAY from Allstate unless you just like giving your money away.

  • @wisdomseeker9596
    @wisdomseeker9596 Před 2 lety +1

    Allstate agent here I always enjoy your content Job well Done from GA. The purchase of The Gold package for auto is what allows the Claims Satisfaction Guarantee vs a Standard Policy.

  • @donnam8117
    @donnam8117 Před 2 lety +3

    Allstate you are not in good hands

  • @RosieMilann
    @RosieMilann Před 2 lety

    Hi can you do a review on franchise “we insure” Florida thanks 🙏

  • @zarincarr2408
    @zarincarr2408 Před 2 lety +2

    Highly recommend Allstate and having a local agent!

  • @NhanNguyen-hi4yv
    @NhanNguyen-hi4yv Před rokem

    That the way insurance they suck money

  • @popachubby007
    @popachubby007 Před 4 měsíci

    Please stop with your hands! Wow...if you want to be taken seriously, put your arms down and just speak sir.

  • @ranarahman9279
    @ranarahman9279 Před 16 dny

    Rip off

  • @serafinmadrigal2773
    @serafinmadrigal2773 Před rokem

    Bad bad insurance

  • @rfkong1
    @rfkong1 Před měsícem

    Bullshit

  • @loko4607
    @loko4607 Před 2 lety

    All state is great 👍👍

  • @taijistar9052
    @taijistar9052 Před 2 lety +7

    Search “Allstate insurance is the worst” you will find how many people had bad experiences. No wander it is rated the worst insurance company

    • @jesushernandez-vv6hx
      @jesushernandez-vv6hx Před rokem

      Doe's anyone know if there's a surrender fee up on canceling on a universal life insurance. Ihave had it for 13 years