When we discuss grad school and funding I know most of us are really focused on grants and fellowships. These are super important but sometimes they are hard to come by. With that said, check out my past videos on finding grad funding so you can use Student Loans as a LAST resource! - czcams.com/video/oJ4_J8dfZ18/video.html and make sure you avoid these funding mistakes I made - czcams.com/video/2H0LcIvyi7g/video.html
Ughhhh you have no idea how helpful this is. I’m a first gen Mexican, single mom and head of household. I have a mortgage and other bills to pay, while attending FNP school and working full time. Working full time and FNP school isn’t sustainable and I didn’t know how to go about getting some living expenses covered to cut down my work hours. Thank you sooo much for posting this
OF COURSE! I am soooo happy this video is helpful to you! Parenting and managing money it a lot alone, does not help to add grad school! Please let me know if you have any other questions! and also just in case no one has said it in a while YOU ARE AMAZING! Thank you for commenting! I really appreciate it!
Thanks for making this video! It's even stressful looking into loans for grad school and the depth of content covered here has been a huge stress relief.
I totally understand!!! When i started grad school i made soooany student loan mistakes and that was bcuz i was overwhelmed when i tried to look into it!!!! I really appreciate Sara spending time and sharing knowledge! I am so so so happy that it has made you feel a little less stressed !!!! Thank you for commenting 💙💙💙💙💙
Amazing info. Im about to accept my loan offer and I’m terrified. This video really helped and I wish I could personally speak with Sara or find someone who is as knowledgeable as her to help guide me. Anyway thank you so much again for making this video !! :)
I'm glad you feel a little better!!! And You totally can speak with Sara!!! Her IG is @firstatfinances! Feel free to DM and let her know you found her from this video!!!! She'd be happy to talk with you!!!
It is a bit unclear to me the way a tuition waver changes the amount of student loans available. The FA department tells me the PLUS load will be reduced or eliminated based on the tuition waiver, but they have been unclear (after many emails) how this will change the standard student loan. This is the best video yet!
I am glad this is useful! It helps to have a professional talk about it! I do have one other video (you may have seen it) czcams.com/video/J_5RR_Bxvbw/video.html But here its shows how they define the costs/loan amount. I think it depends on your university but Fee waivers cover in state tuition at UCLA and so they subtract that part from the loan and leave the out of state amount available. It may be similar at your institution! I am sorry they are being very helpful! I hope this was helpful!
Yai!! Im glad it was helpful! Please let me know if there are any other questions we didn't answer that you'd like to know!!! We are hoping to do a more in depth federal loan video!
Thanks for the info. But I truly feel this country sets its citizens up for failure. The fact that interest acrrues while you're in school is savagely cruel. The employment standards demand higher education, and the federal government makes it almost impossible.
I genuinely cannot disagree with you. What you say makes perfect sense. Its a horrible system and that makes "following your dreams" basically financially impossible. Thank you for taking the time to comment!
I’ve ran into an issue with financial at my institution that has made me extremely upset. I am enrolled in 9 Semester hours, master promissory note is completed, and I have my loan disclosure statement to verify that what amount that I should have. Earlier in the semester I have a certain amount but when I log back in, it has been adjusted significantly! I’ve emailed and reported the institution because it has affected my livelihood since I had to cut down To go to school and be a full Time caretaker. What are my options to fix this before disbursements this week at my institution 😭
Great video, but I was confused as to why your guest presented it as such a negative that international students and illegal aliens could not access federal loans? Why would people from other countries have access to our federal government loans? Shouldn't that money be focused on those of us who are citizens and pay taxes? Other than that, very informative, thank you!
Hi! Thank you so much for the compliment! Both Sara and I are really invested in all students getting access to graduate school. Unfortunately in the US education is super expensive and for a lot of low-income people federal loans are their only options. Regardless of someone's citizenship status it's important to us to empathize and recognize the circumstances all people come from. Many people who are not citizens pay US taxes and participate in US economy and deserve support. It's a common misconception that people who are not fully naturalized do not pay taxes or support US economy but it's just misinformation rather than fact. Regardless of their participation or not, many people who are not citizens have very very limited options for financial support for grad school in the US. Which is generally negative for people who want grad school to be accessible. I am so happy that you found this video informative! Thank you for commenting
It's a matter of empathy too. If it's hard on citizens, then that stress is magnified for non-citizens. My understanding is they're allowed to work 2 years with a bachelors degree in their profession, like an "on the job training" so they don't even receive the same pay, as a citizen(co-worker) who has the same credentials and expertise(that sucks) and yes, they pay taxes. Most have to save that money if they're planning to further their education at a graduate level. I'd feel a bit salty about it. On the flip side, if they received a government loan there wouldn't be enough time to pay it off in a short time as a non-citizen. So, much respect to those who succeed.
When we discuss grad school and funding I know most of us are really focused on grants and fellowships. These are super important but sometimes they are hard to come by. With that said, check out my past videos on finding grad funding so you can use Student Loans as a LAST resource! - czcams.com/video/oJ4_J8dfZ18/video.html and make sure you avoid these funding mistakes I made - czcams.com/video/2H0LcIvyi7g/video.html
Ughhhh you have no idea how helpful this is. I’m a first gen Mexican, single mom and head of household. I have a mortgage and other bills to pay, while attending FNP school and working full time. Working full time and FNP school isn’t sustainable and I didn’t know how to go about getting some living expenses covered to cut down my work hours. Thank you sooo much for posting this
OF COURSE! I am soooo happy this video is helpful to you! Parenting and managing money it a lot alone, does not help to add grad school!
Please let me know if you have any other questions! and also just in case no one has said it in a while YOU ARE AMAZING!
Thank you for commenting! I really appreciate it!
Thanks for making this video! It's even stressful looking into loans for grad school and the depth of content covered here has been a huge stress relief.
I totally understand!!! When i started grad school i made soooany student loan mistakes and that was bcuz i was overwhelmed when i tried to look into it!!!! I really appreciate Sara spending time and sharing knowledge! I am so so so happy that it has made you feel a little less stressed !!!! Thank you for commenting 💙💙💙💙💙
Amazing info. Im about to accept my loan offer and I’m terrified. This video really helped and I wish I could personally speak with Sara or find someone who is as knowledgeable as her to help guide me. Anyway thank you so much again for making this video !! :)
I'm glad you feel a little better!!! And You totally can speak with Sara!!! Her IG is @firstatfinances! Feel free to DM and let her know you found her from this video!!!! She'd be happy to talk with you!!!
It is a bit unclear to me the way a tuition waver changes the amount of student loans available. The FA department tells me the PLUS load will be reduced or eliminated based on the tuition waiver, but they have been unclear (after many emails) how this will change the standard student loan. This is the best video yet!
I am glad this is useful! It helps to have a professional talk about it! I do have one other video (you may have seen it) czcams.com/video/J_5RR_Bxvbw/video.html
But here its shows how they define the costs/loan amount. I think it depends on your university but Fee waivers cover in state tuition at UCLA and so they subtract that part from the loan and leave the out of state amount available. It may be similar at your institution! I am sorry they are being very helpful!
I hope this was helpful!
Thank you for creating this video! Super helpful!
Yai!! Im glad it was helpful! Please let me know if there are any other questions we didn't answer that you'd like to know!!! We are hoping to do a more in depth federal loan video!
Thank you so much! I felt so loan illiterate and am going back to NP school for my doctorate
You and me both! I am so lucky to have met Sara and have her support! She really taught me a lot! please let me know if you have any more questions!
super helpful video, thank you!
Of course!!! I am soo happy this video was helpful!
This is a very helpful video! Thanks so much!!
You are so welcome!!!! I am so glad it was helpful!
Thanks for the info. But I truly feel this country sets its citizens up for failure. The fact that interest acrrues while you're in school is savagely cruel. The employment standards demand higher education, and the federal government makes it almost impossible.
I genuinely cannot disagree with you. What you say makes perfect sense. Its a horrible system and that makes "following your dreams" basically financially impossible.
Thank you for taking the time to comment!
This was so helpful!!!!!
I am SOOOO happy to hear that!! Thank you for commenting
Just here to show support for you and my sister xoxo
Yai!!! Lol i love the support!! Thank you hahha
I’ve ran into an issue with financial at my institution that has made me extremely upset. I am enrolled in 9
Semester hours, master promissory note is completed, and I have my loan disclosure statement to verify that what amount that I should have. Earlier in the semester I have a certain amount but when I log back in, it has been adjusted significantly! I’ve emailed and reported the institution because it has affected my livelihood since I had to cut down To go to school and be a full Time caretaker. What are my options to fix this before disbursements this week at my institution 😭
Unfortunately I don't really know! Each school has its own rules and regulations! What did they suggest to you?
Sorry that I couldn't be more helpful!
its a hard credit check for grad plus. please note that...
Thank you!
@@BrisaMarie you're welcome..I learned by experience was trying not to get any hits to my credit but i got an alert.
Definitely useful info!!! I appreciate you :)
Good info
Thank you! I'm so happy you think it's helpful!
@@BrisaMarie I’m headed to UVA law next fall and am excited :-)
Oh my goodness!!! Congrats! That is sooo soo soo exciting! I am so happy for you!
@@BrisaMarie thank you, years of hard work feels like it’s paying off 🤓
!!! Feel free to leave updates !!! You deserve all the good things to come!
Great video, but I was confused as to why your guest presented it as such a negative that international students and illegal aliens could not access federal loans? Why would people from other countries have access to our federal government loans? Shouldn't that money be focused on those of us who are citizens and pay taxes? Other than that, very informative, thank you!
Hi! Thank you so much for the compliment! Both Sara and I are really invested in all students getting access to graduate school. Unfortunately in the US education is super expensive and for a lot of low-income people federal loans are their only options. Regardless of someone's citizenship status it's important to us to empathize and recognize the circumstances all people come from. Many people who are not citizens pay US taxes and participate in US economy and deserve support. It's a common misconception that people who are not fully naturalized do not pay taxes or support US economy but it's just misinformation rather than fact. Regardless of their participation or not, many people who are not citizens have very very limited options for financial support for grad school in the US. Which is generally negative for people who want grad school to be accessible.
I am so happy that you found this video informative! Thank you for commenting
It's a matter of empathy too. If it's hard on citizens, then that stress is magnified for non-citizens. My understanding is they're allowed to work 2 years with a bachelors degree in their profession, like an "on the job training" so they don't even receive the same pay, as a citizen(co-worker) who has the same credentials and expertise(that sucks) and yes, they pay taxes. Most have to save that money if they're planning to further their education at a graduate level. I'd feel a bit salty about it.
On the flip side, if they received a government loan there wouldn't be enough time to pay it off in a short time as a non-citizen. So, much respect to those who succeed.
@kdmok yes! What a beautiful way to say this. Thank you 💙